Home > Guaranty Federal Savings Bank > Assets and Liabilities
Guaranty Federal Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $61,059,000 | 6,451 |
| Cash and due from depository institutions | $544,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,946,000 | 9,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $47,963,000 | 5,192 |
| Loan loss allowance | $518,000 | 5,755 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,415,000 | 4,888 |
| Other real estate owned | $65,000 | 6,712 |
| Goodwill and other intangibles | $2,846,000 | 762 |
| All other assets | $1,280,000 | 5,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,059,000 | 6,451 |
| Total liabilities | $55,012,000 | 6,420 |
| Total deposits | $43,542,000 | 7,177 |
| Interest-bearing deposits | $42,141,000 | 6,649 |
| Deposits held in domestic offices | $43,542,000 | 7,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,174,000 | 1,241 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $296,000 | 7,912 |
| Total equity capital | $6,047,000 | 6,415 |
| Total bank equity capital | $6,047,000 | 6,415 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $115,000 | 8,567 |
| Surplus | $6,091,000 | 2,420 |
| Undivided profits | $-159,000 | 10,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 7,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $359,000 | 6,132 |
| Earning assets | $54,909,000 | 6,529 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $57,829,600 | 6,519 |
| Average Assets, quarterly | $60,962,000 | 6,401 |
| Volatile liabilities | $21,048,000 | 2,785 |
| Insider loans | $25,000 | 9,843 |
| FHLB advances | $11,174,000 | 427 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,118,000 | 7,328 |
| Tier 1 (core) risk-based capital | $3,196,000 | 8,976 |
| Tier 2 risk-based capital | $425,000 | 5,897 |
| Total risk weighted assets | $33,994,000 | 6,643 |
| Total unused commitments | $2,118,000 | 7,343 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $54,553,000 | 7,054 |
| Cash and due from depository institutions | $491,000 | 6,788 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,330,000 | 8,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $43,513,000 | 5,479 |
| Loan loss allowance | $516,000 | 5,922 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,020,000 | 5,994 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $55,000 | 2,610 |
| All other assets | $1,144,000 | 5,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,553,000 | 7,054 |
| Total liabilities | $51,480,000 | 6,855 |
| Total deposits | $41,140,000 | 7,592 |
| Interest-bearing deposits | $39,734,000 | 7,068 |
| Deposits held in domestic offices | $41,140,000 | 7,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,926,000 | 1,205 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $414,000 | 7,007 |
| Total equity capital | $3,073,000 | 9,401 |
| Total bank equity capital | $3,073,000 | 9,401 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $114,000 | 8,988 |
| Surplus | $521,000 | 9,475 |
| Undivided profits | $2,438,000 | 6,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $355,000 | 6,365 |
| Earning assets | $51,843,000 | 6,888 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $51,706,000 | 7,082 |
| Average Assets, quarterly | $54,714,000 | 6,982 |
| Volatile liabilities | $17,972,000 | 2,876 |
| Insider loans | $555,000 | 5,360 |
| FHLB advances | $9,926,000 | 429 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,186,000 | 6,193 |
| Tier 1 (core) risk-based capital | $3,085,000 | 9,310 |
| Tier 2 risk-based capital | $335,000 | 6,875 |
| Total risk weighted assets | $26,663,000 | 7,629 |
| Total unused commitments | $3,186,000 | 6,209 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $45,990,000 | 7,878 |
| Cash and due from depository institutions | $237,000 | 7,461 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,530,000 | 8,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $34,449,000 | 6,428 |
| Loan loss allowance | $600,000 | 5,400 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $783,000 | 7,007 |
| Other real estate owned | $4,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $987,000 | 6,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,990,000 | 7,878 |
| Total liabilities | $43,495,000 | 7,676 |
| Total deposits | $37,731,000 | 8,118 |
| Interest-bearing deposits | $36,548,000 | 7,515 |
| Deposits held in domestic offices | $37,731,000 | 8,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,269,000 | 1,690 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $495,000 | 5,253 |
| Total equity capital | $2,495,000 | 10,192 |
| Total bank equity capital | $2,495,000 | 10,192 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $114,000 | 9,484 |
| Surplus | $521,000 | 9,836 |
| Undivided profits | $1,860,000 | 7,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $223,000 | 7,991 |
| Earning assets | $43,979,000 | 7,655 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $40,780,800 | 8,356 |
| Average Assets, quarterly | $45,283,000 | 7,920 |
| Volatile liabilities | $12,869,000 | 3,607 |
| Insider loans | $356,000 | 6,706 |
| FHLB advances | $5,269,000 | 598 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,947,000 | 7,544 |
| Tier 1 (core) risk-based capital | $2,711,000 | 9,996 |
| Tier 2 risk-based capital | $282,000 | 7,756 |
| Total risk weighted assets | $22,207,000 | 8,555 |
| Total unused commitments | $1,947,000 | 7,557 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $35,893,000 | 9,364 |
| Cash and due from depository institutions | $1,015,000 | 8,210 |
| Interest-bearing balances | $837,000 | 3,661 |
| Securities | $9,534,000 | 9,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $23,674,000 | 8,093 |
| Loan loss allowance | $610,000 | 5,516 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $754,000 | 7,236 |
| Other real estate owned | $4,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $912,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,893,000 | 9,364 |
| Total liabilities | $33,342,000 | 9,226 |
| Total deposits | $31,341,000 | 9,342 |
| Interest-bearing deposits | $30,479,000 | 8,724 |
| Deposits held in domestic offices | $31,341,000 | 9,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,190,000 | 2,548 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $811,000 | 3,682 |
| Total equity capital | $2,551,000 | 10,461 |
| Total bank equity capital | $2,551,000 | 10,461 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $114,000 | 9,963 |
| Surplus | $521,000 | 10,191 |
| Undivided profits | $1,916,000 | 7,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 7,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $145,000 | 9,642 |
| Earning assets | $34,045,000 | 9,163 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $38,081,400 | 8,945 |
| Average Assets, quarterly | $35,765,000 | 9,333 |
| Volatile liabilities | $6,251,000 | 5,726 |
| Insider loans | $18,000 | 11,301 |
| FHLB advances | $1,190,000 | 689 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,215,000 | 7,233 |
| Tier 1 (core) risk-based capital | $2,406,000 | 10,643 |
| Tier 2 risk-based capital | $230,000 | 8,746 |
| Total risk weighted assets | $18,039,000 | 9,649 |
| Total unused commitments | $2,215,000 | 7,257 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $44,572,000 | 8,444 |
| Cash and due from depository institutions | $5,729,000 | 8,155 |
| Interest-bearing balances | $4,571,000 | 1,549 |
| Securities | $6,462,000 | 10,825 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $30,572,000 | 6,966 |
| Loan loss allowance | $722,000 | 4,888 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $802,000 | 7,104 |
| Other real estate owned | $65,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $942,000 | 6,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,572,000 | 8,444 |
| Total liabilities | $42,339,000 | 8,238 |
| Total deposits | $42,252,000 | 8,079 |
| Interest-bearing deposits | $41,420,000 | 7,442 |
| Deposits held in domestic offices | $42,252,000 | 8,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $87,000 | 12,652 |
| Total equity capital | $2,233,000 | 11,041 |
| Total bank equity capital | $2,233,000 | 11,041 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $114,000 | 10,422 |
| Surplus | $514,000 | 10,482 |
| Undivided profits | $1,605,000 | 8,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 6,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $202,000 | 8,618 |
| Earning assets | $41,605,000 | 8,300 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $46,816,800 | 8,040 |
| Average Assets, quarterly | $47,754,500 | 8,045 |
| Volatile liabilities | $9,298,000 | 4,351 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,948,000 | 6,141 |
| Tier 1 (core) risk-based capital | $2,233,000 | 10,993 |
| Tier 2 risk-based capital | $321,000 | 7,282 |
| Total risk weighted assets | $25,474,000 | 8,169 |
| Total unused commitments | $2,948,000 | 6,171 |
| Derivatives | $0 | 651 |