Home > Guaranty Bank & Trust, N.A. > Income and Expense

Guaranty Bank & Trust, N.A., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$156,477,000365
Total interest expense$57,006,000360
Net interest income$99,471,000372
Provision for loan and lease losses$03,275
Total noninterest income$22,742,000415
Gross Fiduciary activities income$2,529,000360
Service charges on deposit accounts$4,387,000301
Trading account gains and fees$0123
Additional Noninterest Income$15,826,000393
Total noninterest expense$80,709,000370
Salaries and employee benefits$48,719,000329
Premises and equipment expense$11,301,000272
Additional noninterest expense$15,826,000393
Pre-tax net operating income$41,504,000400
Securities gains (losses)$-229,0003,991
Applicable income taxes$8,042,000406
Income before extraordinary items$33,233,000392
Extraordinary gains, net$054
Net income$33,261,000397
Minority interest net income$-28,0004,583
Net income of bank and minority interests.$33,233,000394
Net charge-offs$1,054,000517
Cash dividends$20,000,000298
Sale, conversion, retirement of capital stock, net$0540
Net operating income$33,418,490402
2023-09-30 (YTD Data)Rank
Total interest income$115,685,000364
Total interest expense$40,652,000352
Net interest income$75,033,000372
Provision for loan and lease losses$03,085
Total noninterest income$17,946,000409
Gross Fiduciary activities income$1,905,000361
Service charges on deposit accounts$3,264,000303
Trading account gains and fees$0125
Additional Noninterest Income$12,777,000378
Total noninterest expense$59,711,000371
Salaries and employee benefits$36,031,000335
Premises and equipment expense$8,544,000272
Additional noninterest expense$12,777,000378
Pre-tax net operating income$33,268,000394
Securities gains (losses)$-229,0004,224
Applicable income taxes$6,489,000399
Income before extraordinary items$26,550,000378
Extraordinary gains, net$052
Net income$26,566,000380
Minority interest net income$-16,0004,609
Net income of bank and minority interests.$26,550,000378
Net charge-offs$834,000445
Cash dividends$15,000,000287
Sale, conversion, retirement of capital stock, net$0507
Net operating income$26,733,200390
2023-06-30 (YTD Data)Rank
Total interest income$75,871,000350
Total interest expense$24,874,000339
Net interest income$50,997,000362
Provision for loan and lease losses$02,940
Total noninterest income$13,007,000371
Gross Fiduciary activities income$1,268,000356
Service charges on deposit accounts$2,133,000298
Trading account gains and fees$0112
Additional Noninterest Income$9,606,000334
Total noninterest expense$39,586,000364
Salaries and employee benefits$24,124,000328
Premises and equipment expense$5,584,000270
Additional noninterest expense$9,606,000334
Pre-tax net operating income$24,418,000368
Securities gains (losses)$-229,0004,363
Applicable income taxes$4,755,000384
Income before extraordinary items$19,434,000360
Extraordinary gains, net$051
Net income$19,443,000368
Minority interest net income$-9,0004,639
Net income of bank and minority interests.$19,434,000361
Net charge-offs$215,000651
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$19,617,200362
2023-03-31 (YTD Data)Rank
Total interest income$37,140,000360
Total interest expense$11,441,000330
Net interest income$25,699,000368
Provision for loan and lease losses$02,612
Total noninterest income$4,812,000460
Gross Fiduciary activities income$638,000365
Service charges on deposit accounts$1,077,000307
Trading account gains and fees$097
Additional Noninterest Income$3,097,000455
Total noninterest expense$19,644,000374
Salaries and employee benefits$12,216,000337
Premises and equipment expense$2,830,000276
Additional noninterest expense$3,097,000455
Pre-tax net operating income$10,867,000412
Securities gains (losses)$93,000173
Applicable income taxes$1,968,000434
Income before extraordinary items$8,992,000393
Extraordinary gains, net$04
Net income$8,996,000394
Minority interest net income$-4,0004,662
Net income of bank and minority interests.$8,992,000394
Net charge-offs$21,0001,099
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,915,740406
2022-12-31 (YTD Data)Rank
Total interest income$123,201,000344
Total interest expense$13,625,000358
Net interest income$109,576,000337
Provision for loan and lease losses$2,150,000492
Total noninterest income$23,313,000425
Gross Fiduciary activities income$2,498,000377
Service charges on deposit accounts$4,288,000321
Trading account gains and fees$0116
Additional Noninterest Income$16,527,000400
Total noninterest expense$77,933,000369
Salaries and employee benefits$46,896,000340
Premises and equipment expense$11,129,000278
Additional noninterest expense$16,527,000400
Pre-tax net operating income$52,806,000363
Securities gains (losses)$172,000125
Applicable income taxes$9,758,000388
Income before extraordinary items$43,220,000358
Extraordinary gains, net$05
Net income$43,244,000358
Minority interest net income$-24,0004,695
Net income of bank and minority interests.$43,220,000358
Net charge-offs$609,000537
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$43,078,960365
2022-09-30 (YTD Data)Rank
Total interest income$87,483,000339
Total interest expense$6,777,000360
Net interest income$80,706,000336
Provision for loan and lease losses$-650,0004,610
Total noninterest income$18,363,000430
Gross Fiduciary activities income$1,856,000377
Service charges on deposit accounts$3,192,000321
Trading account gains and fees$0111
Additional Noninterest Income$13,315,000394
Total noninterest expense$57,504,000372
Salaries and employee benefits$34,648,000344
Premises and equipment expense$8,359,000276
Additional noninterest expense$13,315,000394
Pre-tax net operating income$42,215,000349
Securities gains (losses)$0740
Applicable income taxes$7,778,000369
Income before extraordinary items$34,437,000337
Extraordinary gains, net$04
Net income$34,458,000336
Minority interest net income$-21,0004,735
Net income of bank and minority interests.$34,437,000337
Net charge-offs$548,000425
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$34,437,000345
2022-06-30 (YTD Data)Rank
Total interest income$55,009,000340
Total interest expense$3,106,000383
Net interest income$51,903,000339
Provision for loan and lease losses$-1,250,0004,679
Total noninterest income$12,560,000411
Gross Fiduciary activities income$1,280,000333
Service charges on deposit accounts$2,046,000330
Trading account gains and fees$0108
Additional Noninterest Income$9,234,000392
Total noninterest expense$37,762,000368
Salaries and employee benefits$22,967,000341
Premises and equipment expense$5,559,000268
Additional noninterest expense$9,236,000459
Pre-tax net operating income$27,951,000346
Securities gains (losses)$0687
Applicable income taxes$5,131,000355
Income before extraordinary items$22,820,000328
Extraordinary gains, net$04
Net income$22,838,000328
Minority interest net income$-18,0004,758
Net income of bank and minority interests.$22,820,000328
Net charge-offs$186,000556
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$22,820,000336
2022-03-31 (YTD Data)Rank
Total interest income$25,891,000344
Total interest expense$1,291,000434
Net interest income$24,600,000342
Provision for loan and lease losses$-1,250,0004,699
Total noninterest income$6,479,000409
Gross Fiduciary activities income$642,000332
Service charges on deposit accounts$976,000349
Trading account gains and fees$0103
Additional Noninterest Income$4,861,000392
Total noninterest expense$18,597,000376
Salaries and employee benefits$11,385,000344
Premises and equipment expense$2,711,000280
Additional noninterest expense$4,501,000462
Pre-tax net operating income$13,732,000334
Securities gains (losses)$0623
Applicable income taxes$2,435,000363
Income before extraordinary items$11,297,000316
Extraordinary gains, net$04
Net income$11,297,000316
Minority interest net income$050
Net income of bank and minority interests.$11,297,000316
Net charge-offs$87,000520
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,297,000323
2021-12-31 (YTD Data)Rank
Total interest income$102,543,000357
Total interest expense$6,076,000449
Net interest income$96,467,000346
Provision for loan and lease losses$-1,700,0004,582
Total noninterest income$24,576,000453
Gross Fiduciary activities income$2,333,000345
Service charges on deposit accounts$3,772,000339
Trading account gains and fees$0132
Additional Noninterest Income$18,471,000441
Total noninterest expense$70,759,000387
Salaries and employee benefits$41,740,000370
Premises and equipment expense$10,944,000278
Additional noninterest expense$18,075,000459
Pre-tax net operating income$51,984,000376
Securities gains (losses)$02,062
Applicable income taxes$9,468,000411
Income before extraordinary items$42,516,000377
Extraordinary gains, net$010
Net income$42,516,000377
Minority interest net income$074
Net income of bank and minority interests.$42,516,000377
Net charge-offs$1,486,000339
Cash dividends$18,000,000318
Sale, conversion, retirement of capital stock, net$0582
Net operating income$42,516,000373
2021-09-30 (YTD Data)Rank
Total interest income$77,026,000357
Total interest expense$4,762,000459
Net interest income$72,264,000352
Provision for loan and lease losses$-1,700,0004,672
Total noninterest income$18,538,000459
Gross Fiduciary activities income$1,718,000350
Service charges on deposit accounts$2,687,000349
Trading account gains and fees$0132
Additional Noninterest Income$14,133,000448
Total noninterest expense$52,299,000391
Salaries and employee benefits$30,668,000384
Premises and equipment expense$8,258,000278
Additional noninterest expense$13,373,000467
Pre-tax net operating income$40,203,000372
Securities gains (losses)$02,015
Applicable income taxes$7,396,000407
Income before extraordinary items$32,807,000381
Extraordinary gains, net$08
Net income$32,807,000378
Minority interest net income$069
Net income of bank and minority interests.$32,807,000381
Net charge-offs$1,298,000285
Cash dividends$18,000,000248
Sale, conversion, retirement of capital stock, net$0543
Net operating income$32,807,000372
2021-06-30 (YTD Data)Rank
Total interest income$51,793,000354
Total interest expense$3,304,000460
Net interest income$48,489,000344
Provision for loan and lease losses$-1,000,0004,676
Total noninterest income$12,089,000466
Gross Fiduciary activities income$1,119,000347
Service charges on deposit accounts$1,684,000355
Trading account gains and fees$0133
Additional Noninterest Income$9,286,000460
Total noninterest expense$33,976,000394
Salaries and employee benefits$19,844,000388
Premises and equipment expense$5,520,000275
Additional noninterest expense$8,612,000471
Pre-tax net operating income$27,602,000367
Securities gains (losses)$01,818
Applicable income taxes$4,931,000406
Income before extraordinary items$22,671,000357
Extraordinary gains, net$06
Net income$22,671,000356
Minority interest net income$067
Net income of bank and minority interests.$22,671,000357
Net charge-offs$1,071,000258
Cash dividends$18,000,000187
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,671,000350
2021-03-31 (YTD Data)Rank
Total interest income$26,511,000339
Total interest expense$1,707,000475
Net interest income$24,804,000333
Provision for loan and lease losses$02,741
Total noninterest income$6,119,000470
Gross Fiduciary activities income$549,000347
Service charges on deposit accounts$829,000355
Trading account gains and fees$0127
Additional Noninterest Income$4,741,000463
Total noninterest expense$16,829,000396
Salaries and employee benefits$9,783,000390
Premises and equipment expense$2,687,000283
Additional noninterest expense$4,359,000450
Pre-tax net operating income$14,094,000356
Securities gains (losses)$01,392
Applicable income taxes$2,451,000408
Income before extraordinary items$11,643,000356
Extraordinary gains, net$03
Net income$11,643,000354
Minority interest net income$055
Net income of bank and minority interests.$11,643,000356
Net charge-offs$849,000195
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,643,000348
2020-12-31 (YTD Data)Rank
Total interest income$103,032,000348
Total interest expense$12,121,000423
Net interest income$90,911,000344
Provision for loan and lease losses$13,200,000282
Total noninterest income$23,037,000455
Gross Fiduciary activities income$2,012,000352
Service charges on deposit accounts$3,064,000375
Trading account gains and fees$0133
Additional Noninterest Income$17,961,000436
Total noninterest expense$64,521,000405
Salaries and employee benefits$36,765,000401
Premises and equipment expense$10,220,000290
Additional noninterest expense$17,536,000453
Pre-tax net operating income$36,227,000376
Securities gains (losses)$02,675
Applicable income taxes$6,469,000415
Income before extraordinary items$29,758,000390
Extraordinary gains, net$04
Net income$29,758,000389
Minority interest net income$072
Net income of bank and minority interests.$29,758,000390
Net charge-offs$331,0001,225
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$29,758,000380
2020-09-30 (YTD Data)Rank
Total interest income$76,781,000348
Total interest expense$10,108,000409
Net interest income$66,673,000345
Provision for loan and lease losses$13,200,000258
Total noninterest income$16,611,000448
Gross Fiduciary activities income$1,499,000347
Service charges on deposit accounts$2,196,000382
Trading account gains and fees$0125
Additional Noninterest Income$12,916,000427
Total noninterest expense$47,004,000406
Salaries and employee benefits$26,767,000401
Premises and equipment expense$7,624,000289
Additional noninterest expense$12,613,000459
Pre-tax net operating income$23,080,000394
Securities gains (losses)$02,494
Applicable income taxes$3,995,000431
Income before extraordinary items$19,085,000405
Extraordinary gains, net$04
Net income$19,085,000405
Minority interest net income$065
Net income of bank and minority interests.$19,085,000405
Net charge-offs$193,0001,281
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$0532
Net operating income$19,085,000397
2020-06-30 (YTD Data)Rank
Total interest income$51,827,000350
Total interest expense$7,688,000401
Net interest income$44,139,000344
Provision for loan and lease losses$13,500,000230
Total noninterest income$9,948,000452
Gross Fiduciary activities income$988,000349
Service charges on deposit accounts$1,479,000375
Trading account gains and fees$0123
Additional Noninterest Income$7,481,000438
Total noninterest expense$30,714,000411
Salaries and employee benefits$17,400,000402
Premises and equipment expense$5,027,000293
Additional noninterest expense$8,287,000463
Pre-tax net operating income$9,873,000517
Securities gains (losses)$02,249
Applicable income taxes$1,498,000605
Income before extraordinary items$8,375,000522
Extraordinary gains, net$04
Net income$8,375,000519
Minority interest net income$065
Net income of bank and minority interests.$8,375,000522
Net charge-offs$131,0001,221
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,375,000499
2020-03-31 (YTD Data)Rank
Total interest income$25,249,000367
Total interest expense$4,512,000399
Net interest income$20,737,000358
Provision for loan and lease losses$1,400,000506
Total noninterest income$4,961,000425
Gross Fiduciary activities income$514,000340
Service charges on deposit accounts$908,000364
Trading account gains and fees$0106
Additional Noninterest Income$3,539,000413
Total noninterest expense$15,981,000396
Salaries and employee benefits$9,370,000384
Premises and equipment expense$2,477,000302
Additional noninterest expense$4,134,000463
Pre-tax net operating income$8,317,000305
Securities gains (losses)$01,705
Applicable income taxes$1,446,000339
Income before extraordinary items$6,871,000301
Extraordinary gains, net$04
Net income$6,871,000300
Minority interest net income$056
Net income of bank and minority interests.$6,871,000301
Net charge-offs$202,000628
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,871,000301
2019-12-31 (YTD Data)Rank
Total interest income$102,546,000358
Total interest expense$23,038,000339
Net interest income$79,508,000361
Provision for loan and lease losses$1,250,000760
Total noninterest income$16,984,000479
Gross Fiduciary activities income$1,760,000371
Service charges on deposit accounts$3,715,000356
Trading account gains and fees$0135
Additional Noninterest Income$11,509,000475
Total noninterest expense$60,706,000392
Salaries and employee benefits$35,473,000383
Premises and equipment expense$9,834,000296
Additional noninterest expense$15,399,000471
Pre-tax net operating income$34,536,000404
Securities gains (losses)$-22,0004,912
Applicable income taxes$6,417,000424
Income before extraordinary items$28,097,000407
Extraordinary gains, net$011
Net income$28,097,000406
Minority interest net income$076
Net income of bank and minority interests.$28,097,000407
Net charge-offs$-301,0005,051
Cash dividends$23,000,000273
Sale, conversion, retirement of capital stock, net$0626
Net operating income$28,114,820401
2019-09-30 (YTD Data)Rank
Total interest income$76,702,000365
Total interest expense$17,836,000336
Net interest income$58,866,000370
Provision for loan and lease losses$1,250,000579
Total noninterest income$12,310,000489
Gross Fiduciary activities income$1,305,000372
Service charges on deposit accounts$2,693,000364
Trading account gains and fees$0129
Additional Noninterest Income$8,312,000487
Total noninterest expense$44,935,000394
Salaries and employee benefits$26,267,000388
Premises and equipment expense$7,336,000296
Additional noninterest expense$11,332,000480
Pre-tax net operating income$24,991,000417
Securities gains (losses)$-22,0005,003
Applicable income taxes$4,643,000442
Income before extraordinary items$20,326,000427
Extraordinary gains, net$011
Net income$20,326,000426
Minority interest net income$072
Net income of bank and minority interests.$20,326,000427
Net charge-offs$-493,0005,190
Cash dividends$18,000,000256
Sale, conversion, retirement of capital stock, net$0590
Net operating income$20,343,820422
2019-06-30 (YTD Data)Rank
Total interest income$50,852,000368
Total interest expense$12,228,000326
Net interest income$38,624,000374
Provision for loan and lease losses$1,150,000431
Total noninterest income$7,694,000506
Gross Fiduciary activities income$859,000377
Service charges on deposit accounts$1,715,000376
Trading account gains and fees$0131
Additional Noninterest Income$5,120,000508
Total noninterest expense$29,957,000395
Salaries and employee benefits$17,472,000386
Premises and equipment expense$4,888,000300
Additional noninterest expense$7,597,000477
Pre-tax net operating income$15,211,000440
Securities gains (losses)$-22,0005,064
Applicable income taxes$2,823,000470
Income before extraordinary items$12,366,000453
Extraordinary gains, net$011
Net income$12,366,000453
Minority interest net income$069
Net income of bank and minority interests.$12,366,000453
Net charge-offs$58,0001,732
Cash dividends$11,000,000261
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,383,820442
2019-03-31 (YTD Data)Rank
Total interest income$25,303,000371
Total interest expense$6,131,000328
Net interest income$19,172,000381
Provision for loan and lease losses$575,000428
Total noninterest income$3,562,000528
Gross Fiduciary activities income$425,000375
Service charges on deposit accounts$826,000379
Trading account gains and fees$0126
Additional Noninterest Income$2,311,000509
Total noninterest expense$15,057,000396
Salaries and employee benefits$8,883,000381
Premises and equipment expense$2,451,000303
Additional noninterest expense$3,723,000478
Pre-tax net operating income$7,102,000458
Securities gains (losses)$01,087
Applicable income taxes$1,328,000482
Income before extraordinary items$5,774,000468
Extraordinary gains, net$05
Net income$5,774,000467
Minority interest net income$052
Net income of bank and minority interests.$5,774,000468
Net charge-offs$36,0001,390
Cash dividends$6,000,000231
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,774,000459
2018-12-31 (YTD Data)Rank
Total interest income$88,443,000389
Total interest expense$18,855,000329
Net interest income$69,588,000399
Provision for loan and lease losses$2,250,000453
Total noninterest income$15,325,000505
Gross Fiduciary activities income$1,587,000388
Service charges on deposit accounts$3,600,000377
Trading account gains and fees$0126
Additional Noninterest Income$10,138,000496
Total noninterest expense$54,156,000430
Salaries and employee benefits$31,759,000409
Premises and equipment expense$8,398,000335
Additional noninterest expense$13,999,000493
Pre-tax net operating income$28,507,000451
Securities gains (losses)$-50,0004,848
Applicable income taxes$5,079,000471
Income before extraordinary items$23,378,000455
Extraordinary gains, net$06
Net income$23,378,000454
Minority interest net income$072
Net income of bank and minority interests.$23,378,000454
Net charge-offs$458,0001,007
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$23,419,000454
2018-09-30 (YTD Data)Rank
Total interest income$63,729,000394
Total interest expense$13,162,000328
Net interest income$50,567,000406
Provision for loan and lease losses$1,750,000431
Total noninterest income$10,466,000541
Gross Fiduciary activities income$1,187,000386
Service charges on deposit accounts$2,662,000377
Trading account gains and fees$0138
Additional Noninterest Income$6,617,000553
Total noninterest expense$39,445,000440
Salaries and employee benefits$23,461,000410
Premises and equipment expense$5,653,000373
Additional noninterest expense$10,331,000498
Pre-tax net operating income$19,838,000479
Securities gains (losses)$-50,0005,140
Applicable income taxes$3,588,000497
Income before extraordinary items$16,200,000482
Extraordinary gains, net$05
Net income$16,200,000481
Minority interest net income$066
Net income of bank and minority interests.$16,200,000481
Net charge-offs$168,0001,361
Cash dividends$4,000,000639
Sale, conversion, retirement of capital stock, net$0633
Net operating income$16,241,000480
2018-06-30 (YTD Data)Rank
Total interest income$40,058,000405
Total interest expense$7,890,000334
Net interest income$32,168,000427
Provision for loan and lease losses$1,250,000399
Total noninterest income$7,270,000528
Gross Fiduciary activities income$783,000390
Service charges on deposit accounts$1,740,000384
Trading account gains and fees$0130
Additional Noninterest Income$4,747,000525
Total noninterest expense$25,432,000453
Salaries and employee benefits$15,374,000419
Premises and equipment expense$3,580,000386
Additional noninterest expense$6,478,000534
Pre-tax net operating income$12,756,000494
Securities gains (losses)$-51,0005,259
Applicable income taxes$2,275,000519
Income before extraordinary items$10,430,000498
Extraordinary gains, net$06
Net income$10,430,000497
Minority interest net income$065
Net income of bank and minority interests.$10,430,000497
Net charge-offs$219,000883
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,471,820493
2018-03-31 (YTD Data)Rank
Total interest income$19,035,000416
Total interest expense$3,499,000349
Net interest income$15,536,000441
Provision for loan and lease losses$600,000396
Total noninterest income$3,525,000532
Gross Fiduciary activities income$401,000392
Service charges on deposit accounts$888,000382
Trading account gains and fees$0123
Additional Noninterest Income$2,236,000539
Total noninterest expense$12,477,000459
Salaries and employee benefits$7,679,000421
Premises and equipment expense$1,722,000398
Additional noninterest expense$3,076,000560
Pre-tax net operating income$5,984,000503
Securities gains (losses)$0735
Applicable income taxes$1,062,000533
Income before extraordinary items$4,922,000508
Extraordinary gains, net$07
Net income$4,922,000507
Minority interest net income$052
Net income of bank and minority interests.$4,922,000508
Net charge-offs$83,000947
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,922,000507
2017-12-31 (YTD Data)Rank
Total interest income$71,771,000415
Total interest expense$11,127,000347
Net interest income$60,644,000428
Provision for loan and lease losses$2,850,000380
Total noninterest income$13,584,000553
Gross Fiduciary activities income$1,473,000396
Service charges on deposit accounts$3,746,000369
Trading account gains and fees$0151
Additional Noninterest Income$8,365,000580
Total noninterest expense$46,043,000479
Salaries and employee benefits$26,826,000444
Premises and equipment expense$6,891,000388
Additional noninterest expense$12,326,000551
Pre-tax net operating income$25,335,000452
Securities gains (losses)$38,0001,020
Applicable income taxes$8,592,000456
Income before extraordinary items$16,781,000472
Extraordinary gains, net$09
Net income$16,781,000471
Minority interest net income$076
Net income of bank and minority interests.$16,781,000472
Net charge-offs$1,475,000518
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$15,000,00044
Net operating income$16,755,920467
2017-09-30 (YTD Data)Rank
Total interest income$53,086,000419
Total interest expense$8,092,000346
Net interest income$44,994,000433
Provision for loan and lease losses$2,250,000354
Total noninterest income$10,074,000571
Gross Fiduciary activities income$1,061,000402
Service charges on deposit accounts$2,801,000378
Trading account gains and fees$0145
Additional Noninterest Income$6,212,000592
Total noninterest expense$34,321,000486
Salaries and employee benefits$19,971,000454
Premises and equipment expense$5,161,000393
Additional noninterest expense$9,189,000550
Pre-tax net operating income$18,497,000475
Securities gains (losses)$-78,0005,619
Applicable income taxes$4,958,000500
Income before extraordinary items$13,461,000484
Extraordinary gains, net$09
Net income$13,461,000481
Minority interest net income$071
Net income of bank and minority interests.$13,461,000484
Net charge-offs$1,206,000431
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$15,000,00035
Net operating income$13,517,940471
2017-06-30 (YTD Data)Rank
Total interest income$34,923,000422
Total interest expense$5,193,000337
Net interest income$29,730,000434
Provision for loan and lease losses$1,450,000369
Total noninterest income$6,502,000576
Gross Fiduciary activities income$696,000404
Service charges on deposit accounts$1,815,000383
Trading account gains and fees$0139
Additional Noninterest Income$3,991,000598
Total noninterest expense$22,777,000494
Salaries and employee benefits$13,334,000458
Premises and equipment expense$3,361,000399
Additional noninterest expense$6,082,000558
Pre-tax net operating income$12,005,000478
Securities gains (losses)$-47,0005,655
Applicable income taxes$3,201,000501
Income before extraordinary items$8,757,000485
Extraordinary gains, net$011
Net income$8,757,000484
Minority interest net income$071
Net income of bank and minority interests.$8,757,000485
Net charge-offs$409,000671
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$15,000,00022
Net operating income$8,791,310478
2017-03-31 (YTD Data)Rank
Total interest income$17,134,000425
Total interest expense$2,494,000335
Net interest income$14,640,000439
Provision for loan and lease losses$650,000371
Total noninterest income$3,160,000575
Gross Fiduciary activities income$351,000405
Service charges on deposit accounts$877,000394
Trading account gains and fees$0142
Additional Noninterest Income$1,932,000607
Total noninterest expense$11,493,000491
Salaries and employee benefits$6,940,000459
Premises and equipment expense$1,623,000418
Additional noninterest expense$2,930,000583
Pre-tax net operating income$5,657,000480
Securities gains (losses)$-34,0005,749
Applicable income taxes$1,461,000523
Income before extraordinary items$4,162,000501
Extraordinary gains, net$08
Net income$4,162,000500
Minority interest net income$055
Net income of bank and minority interests.$4,162,000501
Net charge-offs$206,000588
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,187,160484
2016-12-31 (YTD Data)Rank
Total interest income$64,692,000424
Total interest expense$9,454,000325
Net interest income$55,238,000439
Provision for loan and lease losses$3,640,000335
Total noninterest income$12,405,000594
Gross Fiduciary activities income$1,405,000401
Service charges on deposit accounts$3,530,000397
Trading account gains and fees$0170
Additional Noninterest Income$7,470,000634
Total noninterest expense$44,278,000502
Salaries and employee benefits$25,446,000476
Premises and equipment expense$6,396,000416
Additional noninterest expense$12,436,000556
Pre-tax net operating income$19,725,000515
Securities gains (losses)$-85,0005,790
Applicable income taxes$5,615,000516
Income before extraordinary items$14,025,000551
Extraordinary gains, net$05
Net income$14,025,000549
Minority interest net income$082
Net income of bank and minority interests.$14,025,000550
Net charge-offs$1,419,000515
Cash dividends$12,000,000320
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,085,350535
2016-09-30 (YTD Data)Rank
Total interest income$47,991,000428
Total interest expense$7,108,000319
Net interest income$40,883,000444
Provision for loan and lease losses$3,240,000273
Total noninterest income$9,080,000602
Gross Fiduciary activities income$1,058,000398
Service charges on deposit accounts$2,625,000396
Trading account gains and fees$0169
Additional Noninterest Income$5,397,000643
Total noninterest expense$32,849,000506
Salaries and employee benefits$18,951,000478
Premises and equipment expense$4,845,000411
Additional noninterest expense$9,053,000572
Pre-tax net operating income$13,874,000548
Securities gains (losses)$-41,0005,870
Applicable income taxes$3,940,000536
Income before extraordinary items$9,893,000590
Extraordinary gains, net$05
Net income$9,893,000590
Minority interest net income$071
Net income of bank and minority interests.$9,893,000590
Net charge-offs$1,337,000386
Cash dividends$12,000,000238
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,922,520570
2016-06-30 (YTD Data)Rank
Total interest income$31,564,000436
Total interest expense$4,656,000323
Net interest income$26,908,000454
Provision for loan and lease losses$2,400,000244
Total noninterest income$5,919,000607
Gross Fiduciary activities income$693,000403
Service charges on deposit accounts$1,711,000400
Trading account gains and fees$0157
Additional Noninterest Income$3,515,000653
Total noninterest expense$21,865,000509
Salaries and employee benefits$12,626,000477
Premises and equipment expense$3,210,000422
Additional noninterest expense$6,029,000578
Pre-tax net operating income$8,562,000575
Securities gains (losses)$-58,0005,974
Applicable income taxes$2,370,000575
Income before extraordinary items$6,134,000635
Extraordinary gains, net$016
Net income$6,134,000633
Minority interest net income$071
Net income of bank and minority interests.$6,134,000634
Net charge-offs$57,0002,050
Cash dividends$10,000,000204
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,175,760608
2016-03-31 (YTD Data)Rank
Total interest income$15,469,000436
Total interest expense$2,263,000328
Net interest income$13,206,000459
Provision for loan and lease losses$450,000504
Total noninterest income$2,769,000615
Gross Fiduciary activities income$349,000398
Service charges on deposit accounts$823,000408
Trading account gains and fees$0142
Additional Noninterest Income$1,597,000677
Total noninterest expense$11,062,000500
Salaries and employee benefits$6,418,000470
Premises and equipment expense$1,608,000421
Additional noninterest expense$3,036,000566
Pre-tax net operating income$4,463,000535
Securities gains (losses)$-2,0005,868
Applicable income taxes$1,320,000523
Income before extraordinary items$3,141,000585
Extraordinary gains, net$012
Net income$3,141,000584
Minority interest net income$062
Net income of bank and minority interests.$3,141,000585
Net charge-offs$48,0001,450
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,142,400567
2015-12-31 (YTD Data)Rank
Total interest income$55,230,000461
Total interest expense$7,184,000381
Net interest income$48,046,000475
Provision for loan and lease losses$2,150,000426
Total noninterest income$10,813,000634
Gross Fiduciary activities income$1,432,000397
Service charges on deposit accounts$3,444,000398
Trading account gains and fees$0159
Additional Noninterest Income$5,937,000718
Total noninterest expense$39,470,000533
Salaries and employee benefits$22,021,000514
Premises and equipment expense$5,881,000446
Additional noninterest expense$11,568,000580
Pre-tax net operating income$17,239,000549
Securities gains (losses)$-146,0006,098
Applicable income taxes$5,141,000512
Income before extraordinary items$11,952,000612
Extraordinary gains, net$023
Net income$11,952,000611
Minority interest net income$081
Net income of bank and minority interests.$11,952,000613
Net charge-offs$633,000960
Cash dividends$20,000,000220
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,054,200597
2015-09-30 (YTD Data)Rank
Total interest income$40,278,000484
Total interest expense$5,073,000410
Net interest income$35,205,000482
Provision for loan and lease losses$1,550,000404
Total noninterest income$8,031,000653
Gross Fiduciary activities income$1,014,000410
Service charges on deposit accounts$2,545,000402
Trading account gains and fees$0153
Additional Noninterest Income$4,472,000721
Total noninterest expense$28,839,000549
Salaries and employee benefits$16,138,000531
Premises and equipment expense$4,273,000464
Additional noninterest expense$8,428,000597
Pre-tax net operating income$12,847,000562
Securities gains (losses)$-90,0006,182
Applicable income taxes$3,811,000538
Income before extraordinary items$8,946,000621
Extraordinary gains, net$021
Net income$8,946,000621
Minority interest net income$078
Net income of bank and minority interests.$8,946,000621
Net charge-offs$482,000881
Cash dividends$20,000,000175
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,009,000606
2015-06-30 (YTD Data)Rank
Total interest income$25,906,000489
Total interest expense$3,112,000434
Net interest income$22,794,000500
Provision for loan and lease losses$1,400,000327
Total noninterest income$5,080,000681
Gross Fiduciary activities income$659,000419
Service charges on deposit accounts$1,631,000414
Trading account gains and fees$0157
Additional Noninterest Income$2,790,000750
Total noninterest expense$18,207,000582
Salaries and employee benefits$10,166,000559
Premises and equipment expense$2,733,000486
Additional noninterest expense$5,308,000645
Pre-tax net operating income$8,267,000575
Securities gains (losses)$-31,0006,211
Applicable income taxes$2,431,000566
Income before extraordinary items$5,805,000633
Extraordinary gains, net$022
Net income$5,805,000631
Minority interest net income$075
Net income of bank and minority interests.$5,805,000633
Net charge-offs$298,000908
Cash dividends$20,000,000137
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,826,700622
2015-03-31 (YTD Data)Rank
Total interest income$11,841,000533
Total interest expense$1,481,000453
Net interest income$10,360,000548
Provision for loan and lease losses$1,200,000199
Total noninterest income$2,354,000692
Gross Fiduciary activities income$321,000429
Service charges on deposit accounts$772,000429
Trading account gains and fees$0152
Additional Noninterest Income$1,261,000772
Total noninterest expense$8,477,000631
Salaries and employee benefits$4,693,000609
Premises and equipment expense$1,313,000503
Additional noninterest expense$2,471,000668
Pre-tax net operating income$3,037,000738
Securities gains (losses)$-5,0006,182
Applicable income taxes$1,030,000616
Income before extraordinary items$2,002,000871
Extraordinary gains, net$013
Net income$2,002,000871
Minority interest net income$064
Net income of bank and minority interests.$2,002,000871
Net charge-offs$175,000804
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,005,300840
2014-12-31 (YTD Data)Rank
Total interest income$45,234,000547
Total interest expense$5,327,000531
Net interest income$39,907,000554
Provision for loan and lease losses$1,322,000679
Total noninterest income$10,541,000617
Gross Fiduciary activities income$1,134,000444
Service charges on deposit accounts$3,618,000400
Trading account gains and fees$0180
Additional Noninterest Income$5,789,000688
Total noninterest expense$33,318,000620
Salaries and employee benefits$18,059,000602
Premises and equipment expense$4,997,000503
Additional noninterest expense$10,262,000652
Pre-tax net operating income$15,808,000555
Securities gains (losses)$-212,0006,400
Applicable income taxes$4,598,000531
Income before extraordinary items$10,998,000620
Extraordinary gains, net$017
Net income$10,998,000618
Minority interest net income$084
Net income of bank and minority interests.$10,998,000620
Net charge-offs$694,0001,168
Cash dividends$6,000,000511
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,148,520602
2014-09-30 (YTD Data)Rank
Total interest income$33,672,000551
Total interest expense$3,925,000552
Net interest income$29,747,000555
Provision for loan and lease losses$1,222,000549
Total noninterest income$7,803,000621
Gross Fiduciary activities income$834,000448
Service charges on deposit accounts$2,670,000406
Trading account gains and fees$0174
Additional Noninterest Income$4,299,000691
Total noninterest expense$24,483,000624
Salaries and employee benefits$13,420,000606
Premises and equipment expense$3,641,000518
Additional noninterest expense$7,422,000670
Pre-tax net operating income$11,845,000560
Securities gains (losses)$-223,0006,503
Applicable income taxes$3,518,000528
Income before extraordinary items$8,104,000637
Extraordinary gains, net$015
Net income$8,104,000633
Minority interest net income$081
Net income of bank and minority interests.$8,104,000635
Net charge-offs$595,0001,014
Cash dividends$6,000,000371
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,260,100612
2014-06-30 (YTD Data)Rank
Total interest income$22,425,000548
Total interest expense$2,603,000561
Net interest income$19,822,000552
Provision for loan and lease losses$572,000754
Total noninterest income$4,908,000644
Gross Fiduciary activities income$544,000452
Service charges on deposit accounts$1,706,000412
Trading account gains and fees$0172
Additional Noninterest Income$2,658,000705
Total noninterest expense$16,156,000638
Salaries and employee benefits$8,900,000606
Premises and equipment expense$2,410,000521
Additional noninterest expense$4,846,000687
Pre-tax net operating income$8,002,000544
Securities gains (losses)$-236,0006,592
Applicable income taxes$2,368,000509
Income before extraordinary items$5,398,000612
Extraordinary gains, net$020
Net income$5,398,000611
Minority interest net income$080
Net income of bank and minority interests.$5,398,000612
Net charge-offs$404,0001,029
Cash dividends$4,000,000371
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,563,200588
2014-03-31 (YTD Data)Rank
Total interest income$11,167,000554
Total interest expense$1,295,000573
Net interest income$9,872,000559
Provision for loan and lease losses$200,000985
Total noninterest income$2,315,000652
Gross Fiduciary activities income$254,000468
Service charges on deposit accounts$762,000441
Trading account gains and fees$0147
Additional Noninterest Income$1,299,000693
Total noninterest expense$7,951,000655
Salaries and employee benefits$4,359,000632
Premises and equipment expense$1,191,000530
Additional noninterest expense$2,401,000693
Pre-tax net operating income$4,036,000524
Securities gains (losses)$-258,0006,688
Applicable income taxes$1,168,000499
Income before extraordinary items$2,610,000611
Extraordinary gains, net$016
Net income$2,610,000612
Minority interest net income$066
Net income of bank and minority interests.$2,610,000612
Net charge-offs$180,0001,016
Cash dividends$2,000,000322
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,788,020566
2013-12-31 (YTD Data)Rank
Total interest income$41,670,000587
Total interest expense$5,445,000594
Net interest income$36,225,000590
Provision for loan and lease losses$1,745,000696
Total noninterest income$10,727,000628
Gross Fiduciary activities income$1,176,000421
Service charges on deposit accounts$3,403,000424
Trading account gains and fees$0184
Additional Noninterest Income$6,148,000690
Total noninterest expense$30,334,000674
Salaries and employee benefits$16,341,000665
Premises and equipment expense$4,758,000516
Additional noninterest expense$9,235,000750
Pre-tax net operating income$14,873,000548
Securities gains (losses)$578,000397
Applicable income taxes$-3,373,0006,749
Income before extraordinary items$18,824,000380
Extraordinary gains, net$029
Net income$18,824,000379
Minority interest net income$090
Net income of bank and minority interests.$18,824,000380
Net charge-offs$1,006,0001,261
Cash dividends$9,000,000350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,246,000382
2013-09-30 (YTD Data)Rank
Total interest income$30,514,000605
Total interest expense$4,203,000586
Net interest income$26,311,000604
Provision for loan and lease losses$1,295,000731
Total noninterest income$8,204,000639
Gross Fiduciary activities income$918,000413
Service charges on deposit accounts$2,509,000431
Trading account gains and fees$0180
Additional Noninterest Income$4,777,000688
Total noninterest expense$22,321,000695
Salaries and employee benefits$12,007,000682
Premises and equipment expense$3,563,000521
Additional noninterest expense$6,751,000764
Pre-tax net operating income$10,899,000565
Securities gains (losses)$453,000448
Applicable income taxes$04,713
Income before extraordinary items$11,352,000460
Extraordinary gains, net$025
Net income$11,352,000459
Minority interest net income$084
Net income of bank and minority interests.$11,352,000461
Net charge-offs$839,0001,135
Cash dividends$9,000,000263
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,899,000460
2013-06-30 (YTD Data)Rank
Total interest income$19,734,000621
Total interest expense$2,965,000561
Net interest income$16,769,000626
Provision for loan and lease losses$705,000871
Total noninterest income$5,563,000625
Gross Fiduciary activities income$648,000406
Service charges on deposit accounts$1,638,000435
Trading account gains and fees$0157
Additional Noninterest Income$3,277,000674
Total noninterest expense$14,526,000706
Salaries and employee benefits$7,849,000701
Premises and equipment expense$2,341,000527
Additional noninterest expense$4,336,000780
Pre-tax net operating income$7,101,000567
Securities gains (losses)$453,000403
Applicable income taxes$04,679
Income before extraordinary items$7,554,000443
Extraordinary gains, net$022
Net income$7,554,000444
Minority interest net income$082
Net income of bank and minority interests.$7,554,000445
Net charge-offs$590,0001,117
Cash dividends$7,000,000222
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,101,000457
2013-03-31 (YTD Data)Rank
Total interest income$9,460,000659
Total interest expense$1,583,000545
Net interest income$7,877,000675
Provision for loan and lease losses$345,000903
Total noninterest income$2,736,000648
Gross Fiduciary activities income$390,000368
Service charges on deposit accounts$809,000435
Trading account gains and fees$0148
Additional Noninterest Income$1,537,000734
Total noninterest expense$7,173,000718
Salaries and employee benefits$4,000,000697
Premises and equipment expense$1,133,000544
Additional noninterest expense$2,040,000838
Pre-tax net operating income$3,095,000623
Securities gains (losses)$223,000419
Applicable income taxes$04,602
Income before extraordinary items$3,318,000508
Extraordinary gains, net$010
Net income$3,318,000507
Minority interest net income$076
Net income of bank and minority interests.$3,318,000509
Net charge-offs$205,0001,339
Cash dividends$6,000,000124
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,095,000515
2012-12-31 (YTD Data)Rank
Total interest income$40,216,000650
Total interest expense$7,633,000552
Net interest income$32,583,000660
Provision for loan and lease losses$1,064,0001,705
Total noninterest income$11,077,000633
Gross Fiduciary activities income$1,030,000447
Service charges on deposit accounts$3,560,000413
Trading account gains and fees$0166
Additional Noninterest Income$6,487,000659
Total noninterest expense$28,824,000704
Salaries and employee benefits$15,763,000667
Premises and equipment expense$4,300,000558
Additional noninterest expense$8,761,000800
Pre-tax net operating income$13,772,000558
Securities gains (losses)$3,273,000157
Applicable income taxes$04,751
Income before extraordinary items$17,045,000403
Extraordinary gains, net$029
Net income$17,045,000402
Minority interest net income$093
Net income of bank and minority interests.$17,045,000403
Net charge-offs$688,0002,252
Cash dividends$8,000,000370
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,772,000472
2012-09-30 (YTD Data)Rank
Total interest income$30,466,000651
Total interest expense$6,051,000556
Net interest income$24,415,000664
Provision for loan and lease losses$939,0001,510
Total noninterest income$8,383,000626
Gross Fiduciary activities income$748,000455
Service charges on deposit accounts$2,590,000426
Trading account gains and fees$0157
Additional Noninterest Income$5,045,000636
Total noninterest expense$20,845,000721
Salaries and employee benefits$11,506,000679
Premises and equipment expense$3,186,000571
Additional noninterest expense$6,153,000852
Pre-tax net operating income$11,014,000539
Securities gains (losses)$2,771,000141
Applicable income taxes$04,802
Income before extraordinary items$13,785,000386
Extraordinary gains, net$020
Net income$13,785,000386
Minority interest net income$086
Net income of bank and minority interests.$13,785,000386
Net charge-offs$501,0002,189
Cash dividends$8,000,000248
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,014,000444
2012-06-30 (YTD Data)Rank
Total interest income$20,516,000646
Total interest expense$4,295,000533
Net interest income$16,221,000667
Provision for loan and lease losses$231,0002,807
Total noninterest income$5,692,000615
Gross Fiduciary activities income$523,000436
Service charges on deposit accounts$1,649,000443
Trading account gains and fees$0153
Additional Noninterest Income$3,520,000619
Total noninterest expense$13,539,000738
Salaries and employee benefits$7,563,000687
Premises and equipment expense$2,098,000576
Additional noninterest expense$3,878,000890
Pre-tax net operating income$8,143,000494
Securities gains (losses)$534,000511
Applicable income taxes$04,770
Income before extraordinary items$8,677,000389
Extraordinary gains, net$019
Net income$8,677,000388
Minority interest net income$084
Net income of bank and minority interests.$8,677,000388
Net charge-offs$359,0002,124
Cash dividends$8,000,000172
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,143,000389
2012-03-31 (YTD Data)Rank
Total interest income$10,420,000641
Total interest expense$2,309,000510
Net interest income$8,111,000665
Provision for loan and lease losses$402,0001,243
Total noninterest income$3,003,000585
Gross Fiduciary activities income$322,000392
Service charges on deposit accounts$811,000441
Trading account gains and fees$0148
Additional Noninterest Income$1,870,000581
Total noninterest expense$7,024,000710
Salaries and employee benefits$4,017,000651
Premises and equipment expense$1,049,000576
Additional noninterest expense$1,958,000868
Pre-tax net operating income$3,688,000528
Securities gains (losses)$286,000470
Applicable income taxes$04,704
Income before extraordinary items$3,974,000419
Extraordinary gains, net$019
Net income$3,974,000420
Minority interest net income$078
Net income of bank and minority interests.$3,974,000420
Net charge-offs$242,0001,684
Cash dividends$4,000,000154
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,688,000426
2011-12-31 (YTD Data)Rank
Total interest income$44,293,000619
Total interest expense$9,681,000587
Net interest income$34,612,000616
Provision for loan and lease losses$399,0003,761
Total noninterest income$8,993,000671
Gross Fiduciary activities income$801,000448
Service charges on deposit accounts$3,563,000429
Trading account gains and fees$0146
Additional Noninterest Income$4,629,000748
Total noninterest expense$29,385,000675
Salaries and employee benefits$16,026,000604
Premises and equipment expense$4,139,000607
Additional noninterest expense$9,220,000776
Pre-tax net operating income$13,821,000482
Securities gains (losses)$2,716,000179
Applicable income taxes$04,719
Income before extraordinary items$16,537,000349
Extraordinary gains, net$029
Net income$16,537,000350
Minority interest net income$096
Net income of bank and minority interests.$16,537,000350
Net charge-offs$958,0002,410
Cash dividends$5,000,000420
Sale, conversion, retirement of capital stock, net$7,000,00097
Net operating income$13,821,000391
2011-09-30 (YTD Data)Rank
Total interest income$33,176,000628
Total interest expense$7,420,000604
Net interest income$25,756,000623
Provision for loan and lease losses$314,0003,553
Total noninterest income$6,491,000687
Gross Fiduciary activities income$538,000479
Service charges on deposit accounts$2,543,000453
Trading account gains and fees$0145
Additional Noninterest Income$3,410,000756
Total noninterest expense$20,802,000706
Salaries and employee benefits$11,563,000630
Premises and equipment expense$2,981,000635
Additional noninterest expense$6,258,000849
Pre-tax net operating income$11,131,000469
Securities gains (losses)$1,951,000187
Applicable income taxes$04,740
Income before extraordinary items$13,082,000338
Extraordinary gains, net$021
Net income$13,082,000337
Minority interest net income$087
Net income of bank and minority interests.$13,082,000338
Net charge-offs$657,0002,359
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,131,000378
2011-06-30 (YTD Data)Rank
Total interest income$21,733,000652
Total interest expense$4,999,000625
Net interest income$16,734,000652
Provision for loan and lease losses$-41,0007,397
Total noninterest income$4,400,000684
Gross Fiduciary activities income$347,000490
Service charges on deposit accounts$1,602,000477
Trading account gains and fees$0153
Additional Noninterest Income$2,451,000729
Total noninterest expense$13,266,000751
Salaries and employee benefits$7,508,000655
Premises and equipment expense$1,899,000668
Additional noninterest expense$3,859,000939
Pre-tax net operating income$7,909,000443
Securities gains (losses)$281,000565
Applicable income taxes$04,697
Income before extraordinary items$8,190,000347
Extraordinary gains, net$015
Net income$8,190,000346
Minority interest net income$089
Net income of bank and minority interests.$8,190,000346
Net charge-offs$316,0002,632
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,909,000347
2011-03-31 (YTD Data)Rank
Total interest income$10,580,000682
Total interest expense$2,571,000628
Net interest income$8,009,000683
Provision for loan and lease losses$84,0003,600
Total noninterest income$2,225,000677
Gross Fiduciary activities income$169,000497
Service charges on deposit accounts$762,000491
Trading account gains and fees$0158
Additional Noninterest Income$1,294,000690
Total noninterest expense$6,531,000768
Salaries and employee benefits$3,719,000670
Premises and equipment expense$944,000686
Additional noninterest expense$1,868,000959
Pre-tax net operating income$3,619,000474
Securities gains (losses)$27,000990
Applicable income taxes$04,545
Income before extraordinary items$3,646,000380
Extraordinary gains, net$09
Net income$3,646,000379
Minority interest net income$086
Net income of bank and minority interests.$3,646,000379
Net charge-offs$205,0002,105
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,619,000369
2010-12-31 (YTD Data)Rank
Total interest income$41,960,000722
Total interest expense$11,994,000664
Net interest income$29,966,000733
Provision for loan and lease losses$1,250,0002,715
Total noninterest income$9,123,000678
Gross Fiduciary activities income$782,000452
Service charges on deposit accounts$3,932,000395
Trading account gains and fees$0175
Additional Noninterest Income$4,409,000810
Total noninterest expense$24,723,000812
Salaries and employee benefits$14,082,000688
Premises and equipment expense$3,574,000723
Additional noninterest expense$7,067,0001,041
Pre-tax net operating income$13,116,000428
Securities gains (losses)$2,114,000253
Applicable income taxes$-1,000,0007,318
Income before extraordinary items$16,230,000299
Extraordinary gains, net$029
Net income$16,230,000298
Minority interest net income$0111
Net income of bank and minority interests.$16,230,000300
Net charge-offs$901,0002,834
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,000,000213
Net operating income$14,116,000317
2010-09-30 (YTD Data)Rank
Total interest income$31,306,000727
Total interest expense$9,214,000670
Net interest income$22,092,000747
Provision for loan and lease losses$1,050,0002,437
Total noninterest income$6,078,000726
Gross Fiduciary activities income$529,000472
Service charges on deposit accounts$2,979,000391
Trading account gains and fees$0165
Additional Noninterest Income$2,570,000932
Total noninterest expense$17,327,000856
Salaries and employee benefits$9,958,000722
Premises and equipment expense$2,479,000774
Additional noninterest expense$4,890,0001,100
Pre-tax net operating income$9,793,000436
Securities gains (losses)$1,954,000230
Applicable income taxes$04,726
Income before extraordinary items$11,747,000302
Extraordinary gains, net$023
Net income$11,747,000303
Minority interest net income$0110
Net income of bank and minority interests.$11,747,000303
Net charge-offs$631,0002,756
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,000,000164
Net operating income$9,793,000346
2010-06-30 (YTD Data)Rank
Total interest income$20,422,000751
Total interest expense$6,343,000678
Net interest income$14,079,000782
Provision for loan and lease losses$350,0003,380
Total noninterest income$4,035,000714
Gross Fiduciary activities income$379,000464
Service charges on deposit accounts$2,019,000384
Trading account gains and fees$0152
Additional Noninterest Income$1,637,000924
Total noninterest expense$11,394,000873
Salaries and employee benefits$6,596,000723
Premises and equipment expense$1,602,000816
Additional noninterest expense$3,196,0001,115
Pre-tax net operating income$6,370,000437
Securities gains (losses)$537,000445
Applicable income taxes$04,691
Income before extraordinary items$6,907,000324
Extraordinary gains, net$019
Net income$6,907,000323
Minority interest net income$0105
Net income of bank and minority interests.$6,907,000324
Net charge-offs$385,0002,749
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,000,000117
Net operating income$6,370,000341
2010-03-31 (YTD Data)Rank
Total interest income$10,453,000743
Total interest expense$3,268,000692
Net interest income$7,185,000770
Provision for loan and lease losses$100,0003,933
Total noninterest income$1,802,000777
Gross Fiduciary activities income$157,000521
Service charges on deposit accounts$917,000416
Trading account gains and fees$0175
Additional Noninterest Income$728,000989
Total noninterest expense$5,613,000886
Salaries and employee benefits$3,322,000732
Premises and equipment expense$782,000861
Additional noninterest expense$1,509,0001,174
Pre-tax net operating income$3,274,000404
Securities gains (losses)$86,000848
Applicable income taxes$04,611
Income before extraordinary items$3,360,000324
Extraordinary gains, net$016
Net income$3,360,000327
Minority interest net income$091
Net income of bank and minority interests.$3,360,000326
Net charge-offs$204,0002,417
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,274,000317
2009-12-31 (YTD Data)Rank
Total interest income$41,222,000807
Total interest expense$13,546,000869
Net interest income$27,676,000775
Provision for loan and lease losses$1,310,0003,078
Total noninterest income$6,648,000872
Gross Fiduciary activities income$591,000511
Service charges on deposit accounts$3,742,000440
Trading account gains and fees$0211
Additional Noninterest Income$2,315,0001,232
Total noninterest expense$22,277,000941
Salaries and employee benefits$12,380,000792
Premises and equipment expense$2,922,000929
Additional noninterest expense$6,975,0001,114
Pre-tax net operating income$10,737,000387
Securities gains (losses)$2,406,000232
Applicable income taxes$04,388
Income before extraordinary items$13,143,000248
Extraordinary gains, net$034
Net income$13,143,000250
Minority interest net income$0115
Net income of bank and minority interests.$13,143,000249
Net charge-offs$474,0003,865
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,737,000300
2009-09-30 (YTD Data)Rank
Total interest income$30,322,000843
Total interest expense$10,100,000922
Net interest income$20,222,000803
Provision for loan and lease losses$810,0003,086
Total noninterest income$5,597,000799
Gross Fiduciary activities income$438,000510
Service charges on deposit accounts$2,768,000449
Trading account gains and fees$0212
Additional Noninterest Income$2,391,0001,017
Total noninterest expense$16,045,000970
Salaries and employee benefits$9,187,000807
Premises and equipment expense$2,057,000993
Additional noninterest expense$4,801,0001,172
Pre-tax net operating income$8,964,000369
Securities gains (losses)$1,288,000305
Applicable income taxes$04,592
Income before extraordinary items$10,252,000251
Extraordinary gains, net$027
Net income$10,252,000251
Minority interest net income$0118
Net income of bank and minority interests.$10,252,000251
Net charge-offs$410,0003,311
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,964,000279
2009-06-30 (YTD Data)Rank
Total interest income$19,844,000880
Total interest expense$6,691,000988
Net interest income$13,153,000822
Provision for loan and lease losses$410,0003,236
Total noninterest income$3,685,000816
Gross Fiduciary activities income$286,000518
Service charges on deposit accounts$1,799,000460
Trading account gains and fees$0193
Additional Noninterest Income$1,600,0001,042
Total noninterest expense$10,530,0001,006
Salaries and employee benefits$6,017,000845
Premises and equipment expense$1,353,0001,043
Additional noninterest expense$3,160,0001,203
Pre-tax net operating income$5,898,000382
Securities gains (losses)$1,039,000277
Applicable income taxes$04,657
Income before extraordinary items$6,937,000260
Extraordinary gains, net$021
Net income$6,937,000259
Minority interest net income$0112
Net income of bank and minority interests.$6,937,000259
Net charge-offs$241,0003,210
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,898,000287
2009-03-31 (YTD Data)Rank
Total interest income$9,799,000901
Total interest expense$3,319,0001,041
Net interest income$6,480,000828
Provision for loan and lease losses$100,0003,845
Total noninterest income$1,716,000833
Gross Fiduciary activities income$154,000502
Service charges on deposit accounts$914,000444
Trading account gains and fees$0171
Additional Noninterest Income$648,0001,176
Total noninterest expense$5,085,000991
Salaries and employee benefits$2,999,000848
Premises and equipment expense$667,0001,064
Additional noninterest expense$1,419,0001,169
Pre-tax net operating income$3,011,000405
Securities gains (losses)$818,000221
Applicable income taxes$04,835
Income before extraordinary items$3,829,000266
Extraordinary gains, net$015
Net income$3,829,000266
Minority interest net income$0102
Net income of bank and minority interests.$3,829,000267
Net charge-offs$43,0003,708
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,011,000305
2008-12-31 (YTD Data)Rank
Total interest income$38,500,000978
Total interest expense$14,754,0001,103
Net interest income$23,746,000901
Provision for loan and lease losses$1,200,0002,453
Total noninterest income$7,381,000760
Gross Fiduciary activities income$596,000533
Service charges on deposit accounts$4,234,000409
Trading account gains and fees$0154
Additional Noninterest Income$2,551,0001,101
Total noninterest expense$18,778,0001,054
Salaries and employee benefits$11,130,000904
Premises and equipment expense$2,402,0001,154
Additional noninterest expense$5,246,0001,216
Pre-tax net operating income$11,149,000482
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$11,149,000352
Extraordinary gains, net$039
Net income$11,149,000352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,0002,969
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$3,000,000270
Net operating income$11,149,000368
2008-09-30 (YTD Data)Rank
Total interest income$28,700,0001,015
Total interest expense$11,249,0001,123
Net interest income$17,451,000934
Provision for loan and lease losses$700,0002,264
Total noninterest income$5,503,000803
Gross Fiduciary activities income$443,000537
Service charges on deposit accounts$3,139,000421
Trading account gains and fees$0148
Additional Noninterest Income$1,921,0001,139
Total noninterest expense$13,818,0001,068
Salaries and employee benefits$8,284,000932
Premises and equipment expense$1,775,0001,170
Additional noninterest expense$3,759,0001,221
Pre-tax net operating income$8,436,000591
Securities gains (losses)$03,106
Applicable income taxes$-1,000,0008,045
Income before extraordinary items$9,436,000393
Extraordinary gains, net$031
Net income$9,436,000392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,157
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$3,000,000189
Net operating income$9,436,000411
2008-06-30 (YTD Data)Rank
Total interest income$18,983,0001,038
Total interest expense$7,520,0001,161
Net interest income$11,463,000940
Provision for loan and lease losses$375,0002,238
Total noninterest income$3,609,000822
Gross Fiduciary activities income$313,000533
Service charges on deposit accounts$2,005,000430
Trading account gains and fees$0149
Additional Noninterest Income$1,291,0001,179
Total noninterest expense$9,116,0001,073
Salaries and employee benefits$5,479,000951
Premises and equipment expense$1,163,0001,183
Additional noninterest expense$2,474,0001,202
Pre-tax net operating income$5,581,000639
Securities gains (losses)$03,233
Applicable income taxes$-1,500,0008,305
Income before extraordinary items$7,081,000387
Extraordinary gains, net$021
Net income$7,081,000386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,725
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,081,000380
2008-03-31 (YTD Data)Rank
Total interest income$9,544,0001,053
Total interest expense$3,912,0001,191
Net interest income$5,632,000951
Provision for loan and lease losses$175,0001,958
Total noninterest income$1,720,000852
Gross Fiduciary activities income$149,000563
Service charges on deposit accounts$966,000438
Trading account gains and fees$0158
Additional Noninterest Income$605,0001,229
Total noninterest expense$4,498,0001,076
Salaries and employee benefits$2,714,000962
Premises and equipment expense$577,0001,196
Additional noninterest expense$1,207,0001,187
Pre-tax net operating income$2,679,000711
Securities gains (losses)$02,688
Applicable income taxes$-1,500,0008,420
Income before extraordinary items$4,179,000369
Extraordinary gains, net$015
Net income$4,179,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0002,277
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,179,000352
2007-12-31 (YTD Data)Rank
Total interest income$37,744,0001,119
Total interest expense$16,775,0001,186
Net interest income$20,969,0001,056
Provision for loan and lease losses$486,0002,365
Total noninterest income$6,655,000869
Gross Fiduciary activities income$497,000595
Service charges on deposit accounts$3,596,000479
Trading account gains and fees$0178
Additional Noninterest Income$2,562,0001,138
Total noninterest expense$17,680,0001,060
Salaries and employee benefits$10,720,000928
Premises and equipment expense$2,317,0001,139
Additional noninterest expense$4,643,0001,212
Pre-tax net operating income$9,458,000896
Securities gains (losses)$-36,0007,925
Applicable income taxes$2,750,000874
Income before extraordinary items$6,672,000982
Extraordinary gains, net$039
Net income$6,672,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0001,871
Cash dividends$5,250,000709
Sale, conversion, retirement of capital stock, net$246,000700
Net operating income$6,697,560963
2007-09-30 (YTD Data)Rank
Total interest income$28,199,0001,132
Total interest expense$12,741,0001,169
Net interest income$15,458,0001,077
Provision for loan and lease losses$160,0003,381
Total noninterest income$4,940,000877
Gross Fiduciary activities income$359,000595
Service charges on deposit accounts$2,589,000496
Trading account gains and fees$0184
Additional Noninterest Income$1,992,0001,114
Total noninterest expense$13,051,0001,064
Salaries and employee benefits$8,026,000926
Premises and equipment expense$1,719,0001,158
Additional noninterest expense$3,306,0001,242
Pre-tax net operating income$7,187,000962
Securities gains (losses)$-45,0008,150
Applicable income taxes$2,080,000939
Income before extraordinary items$5,062,0001,040
Extraordinary gains, net$033
Net income$5,062,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,484
Cash dividends$3,250,000816
Sale, conversion, retirement of capital stock, net$12,0001,058
Net operating income$5,093,9501,016
2007-06-30 (YTD Data)Rank
Total interest income$18,672,0001,155
Total interest expense$8,550,0001,155
Net interest income$10,122,0001,115
Provision for loan and lease losses$67,0003,886
Total noninterest income$3,277,000903
Gross Fiduciary activities income$204,000643
Service charges on deposit accounts$1,668,000520
Trading account gains and fees$0168
Additional Noninterest Income$1,405,0001,099
Total noninterest expense$8,701,0001,086
Salaries and employee benefits$5,390,000937
Premises and equipment expense$1,154,0001,161
Additional noninterest expense$2,157,0001,280
Pre-tax net operating income$4,631,0001,031
Securities gains (losses)$-45,0008,287
Applicable income taxes$1,310,0001,026
Income before extraordinary items$3,276,0001,101
Extraordinary gains, net$029
Net income$3,276,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,712
Cash dividends$750,0001,880
Sale, conversion, retirement of capital stock, net$12,000950
Net operating income$3,307,9501,068
2007-03-31 (YTD Data)Rank
Total interest income$9,182,0001,166
Total interest expense$4,271,0001,145
Net interest income$4,911,0001,140
Provision for loan and lease losses$05,779
Total noninterest income$1,582,000907
Gross Fiduciary activities income$99,000662
Service charges on deposit accounts$784,000529
Trading account gains and fees$0195
Additional Noninterest Income$699,0001,078
Total noninterest expense$4,290,0001,094
Salaries and employee benefits$2,682,000949
Premises and equipment expense$588,0001,148
Additional noninterest expense$1,020,0001,319
Pre-tax net operating income$2,203,0001,058
Securities gains (losses)$-18,0008,359
Applicable income taxes$640,0001,053
Income before extraordinary items$1,545,0001,138
Extraordinary gains, net$022
Net income$1,545,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,179
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$12,000742
Net operating income$1,557,7801,114
2006-12-31 (YTD Data)Rank
Total interest income$34,915,0001,127
Total interest expense$15,362,0001,090
Net interest income$19,553,0001,136
Provision for loan and lease losses$262,0003,016
Total noninterest income$5,953,000949
Gross Fiduciary activities income$373,000657
Service charges on deposit accounts$3,360,000509
Trading account gains and fees$0130
Additional Noninterest Income$2,220,0001,261
Total noninterest expense$17,020,0001,052
Salaries and employee benefits$9,717,000990
Premises and equipment expense$2,319,0001,096
Additional noninterest expense$4,984,0001,068
Pre-tax net operating income$8,224,0001,200
Securities gains (losses)$-17,0007,486
Applicable income taxes$2,360,0001,171
Income before extraordinary items$5,847,0001,246
Extraordinary gains, net$-4,200,0008,674
Net income$1,647,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,970
Cash dividends$4,300,000820
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,859,0701,231
2006-09-30 (YTD Data)Rank
Total interest income$25,980,0001,143
Total interest expense$11,254,0001,089
Net interest income$14,726,0001,151
Provision for loan and lease losses$178,0003,124
Total noninterest income$4,463,000962
Gross Fiduciary activities income$281,000647
Service charges on deposit accounts$2,499,000511
Trading account gains and fees$0126
Additional Noninterest Income$1,683,0001,255
Total noninterest expense$12,816,0001,059
Salaries and employee benefits$7,307,000999
Premises and equipment expense$1,774,0001,082
Additional noninterest expense$3,735,0001,086
Pre-tax net operating income$6,195,0001,240
Securities gains (losses)$01,388
Applicable income taxes$1,785,0001,201
Income before extraordinary items$4,410,0001,279
Extraordinary gains, net$045
Net income$4,410,0001,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$4,300,000596
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,410,0001,267
2006-06-30 (YTD Data)Rank
Total interest income$17,120,0001,132
Total interest expense$7,345,0001,037
Net interest income$9,775,0001,156
Provision for loan and lease losses$153,0002,547
Total noninterest income$2,959,000954
Gross Fiduciary activities income$187,000652
Service charges on deposit accounts$1,638,000518
Trading account gains and fees$0126
Additional Noninterest Income$1,134,0001,246
Total noninterest expense$8,773,0001,032
Salaries and employee benefits$5,011,000978
Premises and equipment expense$1,193,0001,068
Additional noninterest expense$2,569,0001,054
Pre-tax net operating income$3,808,0001,333
Securities gains (losses)$01,185
Applicable income taxes$1,080,0001,316
Income before extraordinary items$2,728,0001,377
Extraordinary gains, net$039
Net income$2,728,0001,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,129
Cash dividends$3,045,000566
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,728,0001,368
2006-03-31 (YTD Data)Rank
Total interest income$8,458,0001,114
Total interest expense$3,662,000991
Net interest income$4,796,0001,176
Provision for loan and lease losses$98,0002,054
Total noninterest income$1,418,000976
Gross Fiduciary activities income$96,000652
Service charges on deposit accounts$764,000535
Trading account gains and fees$0115
Additional Noninterest Income$558,0001,232
Total noninterest expense$4,361,0001,038
Salaries and employee benefits$2,533,000966
Premises and equipment expense$597,0001,069
Additional noninterest expense$1,231,0001,087
Pre-tax net operating income$1,755,0001,407
Securities gains (losses)$0955
Applicable income taxes$505,0001,391
Income before extraordinary items$1,250,0001,459
Extraordinary gains, net$021
Net income$1,250,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$2,800,000331
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,250,0001,438
2005-12-31 (YTD Data)Rank
Total interest income$30,721,0001,073
Total interest expense$11,411,000979
Net interest income$19,310,0001,124
Provision for loan and lease losses$310,0002,744
Total noninterest income$5,660,000992
Gross Fiduciary activities income$317,000686
Service charges on deposit accounts$3,121,000539
Trading account gains and fees$0138
Additional Noninterest Income$2,222,0001,256
Total noninterest expense$16,986,0001,003
Salaries and employee benefits$10,186,000889
Premises and equipment expense$2,253,0001,066
Additional noninterest expense$4,547,0001,123
Pre-tax net operating income$7,674,0001,239
Securities gains (losses)$02,296
Applicable income taxes$2,222,0001,245
Income before extraordinary items$5,452,0001,308
Extraordinary gains, net$046
Net income$5,452,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,297
Cash dividends$4,350,000754
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,452,0001,289
2005-09-30 (YTD Data)Rank
Total interest income$22,545,0001,063
Total interest expense$8,062,000977
Net interest income$14,483,0001,112
Provision for loan and lease losses$285,0002,280
Total noninterest income$4,237,0001,000
Gross Fiduciary activities income$233,000680
Service charges on deposit accounts$2,309,000548
Trading account gains and fees$0126
Additional Noninterest Income$1,695,0001,239
Total noninterest expense$12,569,0001,005
Salaries and employee benefits$7,678,000874
Premises and equipment expense$1,655,0001,090
Additional noninterest expense$3,236,0001,172
Pre-tax net operating income$5,866,0001,218
Securities gains (losses)$02,317
Applicable income taxes$1,707,0001,239
Income before extraordinary items$4,159,0001,304
Extraordinary gains, net$035
Net income$4,159,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,900
Cash dividends$2,200,000976
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,159,0001,277
2005-06-30 (YTD Data)Rank
Total interest income$14,676,0001,058
Total interest expense$5,057,000967
Net interest income$9,619,0001,092
Provision for loan and lease losses$260,0001,721
Total noninterest income$2,795,000987
Gross Fiduciary activities income$154,000689
Service charges on deposit accounts$1,476,000562
Trading account gains and fees$0116
Additional Noninterest Income$1,165,0001,205
Total noninterest expense$8,344,0001,000
Salaries and employee benefits$5,124,000871
Premises and equipment expense$1,097,0001,084
Additional noninterest expense$2,123,0001,172
Pre-tax net operating income$3,810,0001,226
Securities gains (losses)$02,146
Applicable income taxes$1,097,0001,266
Income before extraordinary items$2,713,0001,297
Extraordinary gains, net$030
Net income$2,713,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,825
Cash dividends$700,0001,741
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,713,0001,274
2005-03-31 (YTD Data)Rank
Total interest income$7,142,0001,063
Total interest expense$2,393,000977
Net interest income$4,749,0001,100
Provision for loan and lease losses$200,0001,128
Total noninterest income$1,391,000964
Gross Fiduciary activities income$74,000709
Service charges on deposit accounts$700,000571
Trading account gains and fees$0115
Additional Noninterest Income$617,0001,152
Total noninterest expense$4,137,0001,008
Salaries and employee benefits$2,553,000871
Premises and equipment expense$537,0001,114
Additional noninterest expense$1,047,0001,175
Pre-tax net operating income$1,803,0001,272
Securities gains (losses)$01,685
Applicable income taxes$500,0001,360
Income before extraordinary items$1,303,0001,327
Extraordinary gains, net$024
Net income$1,303,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0008,703
Cash dividends$700,000908
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,303,0001,294
2004-12-31 (YTD Data)Rank
Total interest income$27,029,0001,041
Total interest expense$8,133,000991
Net interest income$18,896,0001,052
Provision for loan and lease losses$930,0001,116
Total noninterest income$4,753,0001,130
Gross Fiduciary activities income$252,000734
Service charges on deposit accounts$3,036,000566
Trading account gains and fees$0138
Additional Noninterest Income$1,465,0001,666
Total noninterest expense$16,230,0001,006
Salaries and employee benefits$9,282,000927
Premises and equipment expense$2,257,0001,018
Additional noninterest expense$4,691,0001,064
Pre-tax net operating income$6,489,0001,333
Securities gains (losses)$120,0001,124
Applicable income taxes$1,716,0001,444
Income before extraordinary items$4,893,0001,323
Extraordinary gains, net$034
Net income$4,893,0001,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,042
Cash dividends$6,300,000503
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,804,2001,308
2004-09-30 (YTD Data)Rank
Total interest income$19,999,0001,041
Total interest expense$5,875,0001,010
Net interest income$14,124,0001,045
Provision for loan and lease losses$680,0001,117
Total noninterest income$3,723,0001,097
Gross Fiduciary activities income$181,000745
Service charges on deposit accounts$2,305,000564
Trading account gains and fees$0134
Additional Noninterest Income$1,237,0001,532
Total noninterest expense$12,155,0001,007
Salaries and employee benefits$7,134,000898
Premises and equipment expense$1,645,0001,052
Additional noninterest expense$3,376,0001,083
Pre-tax net operating income$5,012,0001,305
Securities gains (losses)$120,0001,065
Applicable income taxes$1,359,0001,402
Income before extraordinary items$3,773,0001,305
Extraordinary gains, net$026
Net income$3,773,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,052
Cash dividends$5,800,000406
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,684,2001,291
2004-06-30 (YTD Data)Rank
Total interest income$13,212,0001,043
Total interest expense$3,819,0001,023
Net interest income$9,393,0001,043
Provision for loan and lease losses$480,0001,034
Total noninterest income$2,456,0001,099
Gross Fiduciary activities income$115,000763
Service charges on deposit accounts$1,521,000573
Trading account gains and fees$0130
Additional Noninterest Income$820,0001,527
Total noninterest expense$8,002,0001,009
Salaries and employee benefits$4,782,000894
Premises and equipment expense$1,040,0001,119
Additional noninterest expense$2,180,0001,124
Pre-tax net operating income$3,367,0001,266
Securities gains (losses)$42,0001,561
Applicable income taxes$877,0001,430
Income before extraordinary items$2,532,0001,282
Extraordinary gains, net$021
Net income$2,532,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,001
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,500,9201,256
2004-03-31 (YTD Data)Rank
Total interest income$6,700,0001,039
Total interest expense$1,899,0001,045
Net interest income$4,801,0001,025
Provision for loan and lease losses$250,000948
Total noninterest income$1,194,0001,095
Gross Fiduciary activities income$56,000776
Service charges on deposit accounts$724,000594
Trading account gains and fees$0121
Additional Noninterest Income$414,0001,503
Total noninterest expense$3,996,0001,020
Salaries and employee benefits$2,452,000888
Premises and equipment expense$504,0001,171
Additional noninterest expense$1,040,0001,157
Pre-tax net operating income$1,749,0001,207
Securities gains (losses)$42,0001,294
Applicable income taxes$472,0001,356
Income before extraordinary items$1,319,0001,234
Extraordinary gains, net$016
Net income$1,319,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,111
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,287,9201,192
2003-12-31 (YTD Data)Rank
Total interest income$27,564,0001,016
Total interest expense$9,241,000972
Net interest income$18,323,0001,047
Provision for loan and lease losses$1,075,0001,110
Total noninterest income$4,929,0001,145
Gross Fiduciary activities income$179,000834
Service charges on deposit accounts$2,869,000593
Trading account gains and fees$0160
Additional Noninterest Income$1,881,0001,537
Total noninterest expense$15,577,0001,044
Salaries and employee benefits$9,270,000916
Premises and equipment expense$1,997,0001,137
Additional noninterest expense$4,310,0001,172
Pre-tax net operating income$6,600,0001,260
Securities gains (losses)$188,0001,382
Applicable income taxes$1,656,0001,485
Income before extraordinary items$5,132,0001,250
Extraordinary gains, net$054
Net income$5,132,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$861,0001,030
Cash dividends$1,200,0002,037
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,989,1201,214
2003-09-30 (YTD Data)Rank
Total interest income$20,765,0001,036
Total interest expense$7,264,000961
Net interest income$13,501,0001,083
Provision for loan and lease losses$775,0001,118
Total noninterest income$3,743,0001,152
Gross Fiduciary activities income$127,000852
Service charges on deposit accounts$2,122,000611
Trading account gains and fees$0153
Additional Noninterest Income$1,494,0001,533
Total noninterest expense$11,681,0001,048
Salaries and employee benefits$6,922,000942
Premises and equipment expense$1,509,0001,141
Additional noninterest expense$3,250,0001,163
Pre-tax net operating income$4,788,0001,353
Securities gains (losses)$187,0001,271
Applicable income taxes$1,218,0001,593
Income before extraordinary items$3,757,0001,314
Extraordinary gains, net$040
Net income$3,757,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,000986
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,614,8801,300
2003-06-30 (YTD Data)Rank
Total interest income$14,043,0001,031
Total interest expense$5,101,000945
Net interest income$8,942,0001,092
Provision for loan and lease losses$525,0001,092
Total noninterest income$2,515,0001,146
Gross Fiduciary activities income$82,000866
Service charges on deposit accounts$1,407,000603
Trading account gains and fees$0150
Additional Noninterest Income$1,026,0001,486
Total noninterest expense$7,815,0001,043
Salaries and employee benefits$4,633,000929
Premises and equipment expense$996,0001,147
Additional noninterest expense$2,186,0001,150
Pre-tax net operating income$3,117,0001,374
Securities gains (losses)$171,0001,139
Applicable income taxes$798,0001,622
Income before extraordinary items$2,490,0001,329
Extraordinary gains, net$030
Net income$2,490,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,019
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,360,0401,303
2003-03-31 (YTD Data)Rank
Total interest income$7,043,0001,042
Total interest expense$2,581,000961
Net interest income$4,462,0001,101
Provision for loan and lease losses$375,000770
Total noninterest income$1,245,0001,127
Gross Fiduciary activities income$40,000866
Service charges on deposit accounts$683,000610
Trading account gains and fees$0134
Additional Noninterest Income$522,0001,442
Total noninterest expense$3,819,0001,056
Salaries and employee benefits$2,316,000928
Premises and equipment expense$495,0001,169
Additional noninterest expense$1,008,0001,216
Pre-tax net operating income$1,513,0001,419
Securities gains (losses)$141,000825
Applicable income taxes$350,0001,820
Income before extraordinary items$1,304,0001,269
Extraordinary gains, net$021
Net income$1,304,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,000731
Cash dividends$250,0001,948
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,192,6101,290
2002-12-31 (YTD Data)Rank
Total interest income$28,955,0001,062
Total interest expense$11,476,000975
Net interest income$17,479,0001,101
Provision for loan and lease losses$1,260,0001,080
Total noninterest income$4,676,0001,119
Gross Fiduciary activities income$163,000898
Service charges on deposit accounts$2,957,000546
Trading account gains and fees$0153
Additional Noninterest Income$1,556,0001,603
Total noninterest expense$14,323,0001,084
Salaries and employee benefits$8,600,000940
Premises and equipment expense$1,971,0001,114
Additional noninterest expense$3,752,0001,287
Pre-tax net operating income$6,572,0001,287
Securities gains (losses)$380,000777
Applicable income taxes$1,410,0001,730
Income before extraordinary items$5,542,0001,134
Extraordinary gains, net$070
Net income$5,542,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$914,0001,051
Cash dividends$2,100,0001,254
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,238,0001,146
2001-12-31 (YTD Data)Rank
Total interest income$29,861,0001,133
Total interest expense$15,591,0001,039
Net interest income$14,270,0001,247
Provision for loan and lease losses$1,385,000969
Total noninterest income$5,785,000880
Gross Fiduciary activities income$136,000921
Service charges on deposit accounts$2,678,000568
Trading account gains and fees$0177
Additional Noninterest Income$2,971,000951
Total noninterest expense$13,240,0001,122
Salaries and employee benefits$7,494,000999
Premises and equipment expense$1,902,0001,118
Additional noninterest expense$3,844,0001,235
Pre-tax net operating income$5,430,0001,350
Securities gains (losses)$416,000691
Applicable income taxes$1,505,0001,493
Income before extraordinary items$4,341,0001,250
Extraordinary gains, net$0105
Net income$4,341,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,339
Cash dividends$250,0004,656
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,033,1601,294
2000-12-31 (YTD Data)Rank
Total interest income$29,017,0001,218
Total interest expense$16,142,0001,086
Net interest income$12,875,0001,363
Provision for loan and lease losses$595,0001,643
Total noninterest income$3,753,0001,123
Gross Fiduciary activities income$109,000926
Service charges on deposit accounts$2,396,000554
Trading account gains and fees$0180
Additional Noninterest Income$1,248,0001,610
Total noninterest expense$11,746,0001,185
Salaries and employee benefits$6,560,0001,074
Premises and equipment expense$1,758,0001,141
Additional noninterest expense$3,428,0001,328
Pre-tax net operating income$4,287,0001,713
Securities gains (losses)$-34,0009,005
Applicable income taxes$755,0002,625
Income before extraordinary items$3,498,0001,507
Extraordinary gains, net$038
Net income$3,498,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,233
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$1,503,000397
Net operating income$3,525,8801,487
1999-12-31 (YTD Data)Rank
Total interest income$21,568,0001,517
Total interest expense$10,506,0001,428
Net interest income$11,062,0001,568
Provision for loan and lease losses$310,0002,576
Total noninterest income$3,363,0001,234
Gross Fiduciary activities income$63,0001,065
Service charges on deposit accounts$1,901,000695
Trading account gains and fees$0173
Additional Noninterest Income$1,399,0001,454
Total noninterest expense$9,829,0001,412
Salaries and employee benefits$5,435,0001,275
Premises and equipment expense$1,405,0001,464
Additional noninterest expense$2,989,0001,518
Pre-tax net operating income$4,286,0001,741
Securities gains (losses)$11,0001,705
Applicable income taxes$732,0002,823
Income before extraordinary items$3,565,0001,502
Extraordinary gains, net$035
Net income$3,565,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,576
Cash dividends$1,700,0001,532
Sale, conversion, retirement of capital stock, net$419,000632
Net operating income$3,555,8701,479
1998-12-31 (YTD Data)Rank
Total interest income$18,368,0001,760
Total interest expense$8,951,0001,714
Net interest income$9,417,0001,815
Provision for loan and lease losses$540,0001,625
Total noninterest income$2,743,0001,432
Gross Fiduciary activities income$46,0001,126
Service charges on deposit accounts$1,336,000928
Trading account gains and fees$0224
Additional Noninterest Income$1,361,0001,494
Total noninterest expense$8,111,0001,629
Salaries and employee benefits$4,231,0001,562
Premises and equipment expense$1,206,0001,633
Additional noninterest expense$2,674,0001,614
Pre-tax net operating income$3,509,0002,064
Securities gains (losses)$81,0001,415
Applicable income taxes$510,0003,788
Income before extraordinary items$3,080,0001,706
Extraordinary gains, net$032
Net income$3,080,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,836
Cash dividends$1,250,0001,888
Sale, conversion, retirement of capital stock, net$3,500,000304
Net operating income$3,010,3401,669
1997-12-31 (YTD Data)Rank
Total interest income$17,009,0001,939
Total interest expense$8,186,0001,888
Net interest income$8,823,0001,969
Provision for loan and lease losses$355,0002,301
Total noninterest income$1,635,0002,064
Gross Fiduciary activities income$43,0001,195
Service charges on deposit accounts$1,097,0001,149
Trading account gains and fees$0239
Additional Noninterest Income$495,0002,848
Total noninterest expense$7,131,0001,814
Salaries and employee benefits$3,510,0001,866
Premises and equipment expense$1,125,0001,750
Additional noninterest expense$2,496,0001,700
Pre-tax net operating income$2,972,0002,517
Securities gains (losses)$19,0001,923
Applicable income taxes$348,0005,329
Income before extraordinary items$2,643,0001,998
Extraordinary gains, net$044
Net income$2,643,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,040
Cash dividends$950,0002,289
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,626,2801,956
1996-12-31 (YTD Data)Rank
Total interest income$13,264,0002,514
Total interest expense$6,226,0002,468
Net interest income$7,038,0002,521
Provision for loan and lease losses$180,0003,640
Total noninterest income$1,389,0002,432
Gross Fiduciary activities income$43,0001,260
Service charges on deposit accounts$887,0001,517
Trading account gains and fees$0262
Additional Noninterest Income$459,0003,100
Total noninterest expense$5,999,0002,291
Salaries and employee benefits$2,939,0002,262
Premises and equipment expense$885,0002,246
Additional noninterest expense$2,175,0002,276
Pre-tax net operating income$2,248,0003,095
Securities gains (losses)$2,0003,501
Applicable income taxes$165,0007,653
Income before extraordinary items$2,085,0002,367
Extraordinary gains, net$053
Net income$2,085,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,201
Cash dividends$1,250,0001,804
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,083,1402,318
1995-12-31 (YTD Data)Rank
Total interest income$12,745,0002,626
Total interest expense$5,710,0002,693
Net interest income$7,035,0002,548
Provision for loan and lease losses$131,0003,921
Total noninterest income$1,234,0002,656
Gross Fiduciary activities income$34,0001,348
Service charges on deposit accounts$863,0001,567
Trading account gains and fees$0522
Additional Noninterest Income$337,0003,715
Total noninterest expense$5,678,0002,395
Salaries and employee benefits$2,723,0002,450
Premises and equipment expense$839,0002,375
Additional noninterest expense$2,116,0002,295
Pre-tax net operating income$2,460,0002,893
Securities gains (losses)$03,831
Applicable income taxes$331,0005,647
Income before extraordinary items$2,129,0002,371
Extraordinary gains, net$065
Net income$2,129,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,970
Cash dividends$1,150,0001,816
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,129,0002,342
1994-12-31 (YTD Data)Rank
Total interest income$10,400,0002,925
Total interest expense$4,003,0003,057
Net interest income$6,397,0002,833
Provision for loan and lease losses$260,0002,513
Total noninterest income$1,339,0002,507
Gross Fiduciary activities income$20,0001,416
Service charges on deposit accounts$916,0001,481
Trading account gains and fees$0475
Additional Noninterest Income$403,0003,388
Total noninterest expense$5,590,0002,501
Salaries and employee benefits$2,555,0002,604
Premises and equipment expense$754,0002,659
Additional noninterest expense$2,281,0002,304
Pre-tax net operating income$1,886,0003,607
Securities gains (losses)$53,0001,120
Applicable income taxes$203,0007,293
Income before extraordinary items$1,736,0002,787
Extraordinary gains, net$0249
Net income$1,736,0002,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,775
Cash dividends$1,150,0001,696
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,688,3002,888
1993-12-31 (YTD Data)Rank
Total interest income$10,087,0003,054
Total interest expense$3,740,0003,365
Net interest income$6,347,0002,860
Provision for loan and lease losses$63,0006,860
Total noninterest income$1,248,0002,819
Gross Fiduciary activities income$26,0001,422
Service charges on deposit accounts$811,0001,694
Trading account gains and fees$0532
Additional Noninterest Income$411,0003,690
Total noninterest expense$5,198,0002,745
Salaries and employee benefits$2,342,0002,819
Premises and equipment expense$652,0003,069
Additional noninterest expense$2,204,0002,515
Pre-tax net operating income$2,334,0002,893
Securities gains (losses)$07,477
Applicable income taxes$450,0004,588
Income before extraordinary items$1,884,0002,674
Extraordinary gains, net$03,149
Net income$1,884,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,450
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,884,0002,506
1992-12-31 (YTD Data)Rank
Total interest income$10,674,0003,280
Total interest expense$4,650,0003,531
Net interest income$6,024,0003,035
Provision for loan and lease losses$569,0002,731
Total noninterest income$1,075,0003,123
Gross Fiduciary activities income$21,0001,481
Service charges on deposit accounts$698,0001,939
Trading account gains and fees$0504
Additional Noninterest Income$356,0003,995
Total noninterest expense$4,549,0003,128
Salaries and employee benefits$1,835,0003,486
Premises and equipment expense$558,0003,604
Additional noninterest expense$2,156,0002,633
Pre-tax net operating income$1,981,0003,131
Securities gains (losses)$177,0002,187
Applicable income taxes$309,0005,805
Income before extraordinary items$1,849,0002,481
Extraordinary gains, net$01,422
Net income$1,849,0002,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$618,0002,133
Cash dividends$1,300,0001,226
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,696,7802,515

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.