Home > Guaranty Bank & Trust Company of Morgan City > Income and Expense
Guaranty Bank & Trust Company of Morgan City, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 6,248 |
| Total interest expense | $1,997,000 | 6,417 |
| Net interest income | $2,647,000 | 5,969 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $284,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $2,287,000 | 5,370 |
| Salaries and employee benefits | $1,074,000 | 5,684 |
| Premises and equipment expense | $609,000 | 3,160 |
| Additional noninterest expense | $604,000 | 6,329 |
| Pre-tax net operating income | $644,000 | 7,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $441,000 | 7,303 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $441,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $578,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $441,000 | 7,253 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 6,423 |
| Total interest expense | $1,963,000 | 6,552 |
| Net interest income | $2,576,000 | 6,172 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $343,000 | 6,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $2,279,000 | 5,404 |
| Salaries and employee benefits | $1,036,000 | 5,880 |
| Premises and equipment expense | $637,000 | 3,059 |
| Additional noninterest expense | $606,000 | 6,495 |
| Pre-tax net operating income | $740,000 | 7,113 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $263,000 | 6,470 |
| Income before extraordinary items | $477,000 | 7,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $477,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 11,723 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $477,000 | 7,390 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 6,564 |
| Total interest expense | $1,647,000 | 6,480 |
| Net interest income | $2,463,000 | 6,550 |
| Provision for loan and lease losses | $-180,000 | 12,298 |
| Total noninterest income | $364,000 | 6,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $2,212,000 | 5,710 |
| Salaries and employee benefits | $972,000 | 6,229 |
| Premises and equipment expense | $619,000 | 3,176 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $795,000 | 6,891 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $286,000 | 6,044 |
| Income before extraordinary items | $509,000 | 7,241 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $509,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 11,990 |
| Cash dividends | $115,000 | 6,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $509,000 | 7,272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 7,031 |
| Total interest expense | $1,492,000 | 7,227 |
| Net interest income | $2,379,000 | 6,770 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $408,000 | 6,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $2,236,000 | 5,784 |
| Salaries and employee benefits | $954,000 | 6,395 |
| Premises and equipment expense | $639,000 | 3,129 |
| Additional noninterest expense | $643,000 | 6,987 |
| Pre-tax net operating income | $551,000 | 8,288 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $581,000 | 6,928 |
| Extraordinary gains, net | $497,000 | 475 |
| Net income | $1,078,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 12,845 |
| Cash dividends | $490,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $544,370 | 6,950 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 7,407 |
| Total interest expense | $1,940,000 | 7,245 |
| Net interest income | $2,142,000 | 7,393 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $806,000 | 3,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 2,935 |
| Total noninterest expense | $2,290,000 | 5,707 |
| Salaries and employee benefits | $949,000 | 6,334 |
| Premises and equipment expense | $618,000 | 3,266 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $638,000 | 7,467 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $436,000 | 7,877 |
| Extraordinary gains, net | $221,000 | 394 |
| Net income | $657,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 5,509 |
| Cash dividends | $1,755,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $423,460 | 7,628 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.