Guaranty Bank & Trust Company of Morgan City, Assets and Liabilities

1996-12-31Rank
# of Employees:325,523
Assets and Liabilities
Total Assets:$66,446,0006,094
Cash and due from depository institutions$2,626,0005,523
Interest-bearing balances$06,640
Securities$17,466,0005,833
Federal funds sold & reverse repurchase agreements$5,350,0002,433
Net loans & leases$37,636,0006,092
Loan loss allowance$506,0005,860
Trading account assets$0240
Bank premises and fixed assets$1,966,0003,834
Other real estate owned$05,523
Goodwill and other intangibles$03,437
All other assets$1,402,0004,852
Life insurance assets$01
Total liabilities and capital$66,446,0006,094
Total liabilities$60,933,0006,003
Total deposits$56,808,0006,076
Interest-bearing deposits$47,982,0006,131
Deposits held in domestic offices$56,808,0006,067
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$3,026,0002,275
Subordinated debt$0298
All other liabilities$1,099,0003,291
Total equity capital$5,513,0006,816
Total bank equity capital$5,513,0006,816
Perpetual preferred stock$0250
Common stock$1,050,0003,262
Surplus$3,771,0003,601
Undivided profits$692,0009,457
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$145,0007,423
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$235,0007,885
Earning assets$60,452,0006,121
Long-term assets (5+ years)$4,754,0005,997
Average Assets, year-to-date$63,479,4006,112
Average Assets, quarterly$65,946,5006,078
Volatile liabilities$7,187,0005,965
Insider loans$2,667,0001,615
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$5,026,0005,071
Tier 1 (core) risk-based capital$5,496,0006,730
Tier 2 risk-based capital$506,0005,212
Total risk weighted assets$45,153,0005,477
Total unused commitments$5,026,0005,085
Derivatives$0549
1995-12-31Rank
# of Employees:325,686
Assets and Liabilities
Total Assets:$60,245,0006,628
Cash and due from depository institutions$3,230,0005,686
Interest-bearing balances$06,853
Securities$16,160,0006,398
Federal funds sold & reverse repurchase agreements$3,325,0004,049
Net loans & leases$34,042,0006,477
Loan loss allowance$504,0006,012
Trading account assets$0261
Bank premises and fixed assets$2,060,0003,608
Other real estate owned$65,0005,686
Goodwill and other intangibles$03,181
All other assets$1,363,0005,062
Life insurance assets$01
Total liabilities and capital$60,245,0006,628
Total liabilities$54,605,0006,575
Total deposits$50,783,0006,714
Interest-bearing deposits$42,364,0006,789
Deposits held in domestic offices$50,783,0006,707
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$3,314,0001,956
Subordinated debt$0337
All other liabilities$508,0006,156
Total equity capital$5,640,0006,833
Total bank equity capital$5,640,0006,833
Perpetual preferred stock$0288
Common stock$1,050,0003,402
Surplus$3,771,0003,621
Undivided profits$819,0009,638
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$84,0008,580
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$257,0007,801
Earning assets$53,527,0006,758
Long-term assets (5+ years)$2,703,0007,285
Average Assets, year-to-date$59,673,2006,462
Average Assets, quarterly$59,956,5006,586
Volatile liabilities$6,791,0005,893
Insider loans$1,612,0002,607
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$4,193,0005,448
Tier 1 (core) risk-based capital$5,633,0006,706
Tier 2 risk-based capital$504,0005,231
Total risk weighted assets$40,469,9005,899
Total unused commitments$4,193,0005,458
Derivatives$0628
1994-12-31Rank
# of Employees:306,160
Assets and Liabilities
Total Assets:$60,687,0006,590
Cash and due from depository institutions$3,436,0006,160
Interest-bearing balances$07,034
Securities$16,684,0006,629
Federal funds sold & reverse repurchase agreements$2,640,0003,100
Net loans & leases$34,273,0006,455
Loan loss allowance$502,0006,150
Trading account assets$0286
Bank premises and fixed assets$2,176,0003,385
Other real estate owned$80,0006,160
Goodwill and other intangibles$03,133
All other assets$1,398,0005,230
Life insurance assets$01
Total liabilities and capital$60,687,0006,590
Total liabilities$55,530,0006,525
Total deposits$51,612,0006,650
Interest-bearing deposits$43,322,0006,721
Deposits held in domestic offices$51,612,0006,644
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$3,577,0002,020
Subordinated debt$0372
All other liabilities$341,0006,771
Total equity capital$5,157,0006,975
Total bank equity capital$5,157,0006,975
Perpetual preferred stock$0310
Common stock$1,050,0003,544
Surplus$3,771,0003,528
Undivided profits$336,00010,732
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$198,0006,777
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$231,0007,828
Earning assets$53,597,0006,747
Long-term assets (5+ years)$3,322,0007,128
Average Assets, year-to-date$56,914,8006,788
Average Assets, quarterly$59,236,5006,675
Volatile liabilities$8,708,0004,782
Insider loans$1,373,0002,895
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$4,509,0005,211
Tier 1 (core) risk-based capital$5,168,0007,054
Tier 2 risk-based capital$502,0005,264
Total risk weighted assets$40,458,8005,858
Total unused commitments$4,509,0005,218
Derivatives$0687
1993-12-31Rank
# of Employees:326,114
Assets and Liabilities
Total Assets:$54,952,0007,270
Cash and due from depository institutions$1,623,0006,114
Interest-bearing balances$515,0004,249
Securities$16,902,0006,858
Federal funds sold & reverse repurchase agreements$1,100,0007,475
Net loans & leases$31,267,0006,797
Loan loss allowance$621,0005,449
Trading account assets$0330
Bank premises and fixed assets$2,402,0003,044
Other real estate owned$34,0006,114
Goodwill and other intangibles$03,091
All other assets$1,624,0004,138
Life insurance assets$01
Total liabilities and capital$54,952,0007,270
Total liabilities$50,178,0007,222
Total deposits$47,450,0007,323
Interest-bearing deposits$39,164,0007,504
Deposits held in domestic offices$47,450,0007,316
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$2,381,0002,026
Subordinated debt$0413
All other liabilities$347,0006,909
Total equity capital$4,774,0007,507
Total bank equity capital$4,774,0007,507
Perpetual preferred stock$0343
Common stock$1,050,0003,651
Surplus$3,771,0003,474
Undivided profits$-47,00012,376
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$112,0008,979
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$216,0007,746
Earning assets$49,784,0007,294
Long-term assets (5+ years)$3,940,0007,094
Average Assets, year-to-date$56,286,6006,990
Average Assets, quarterly$55,392,5007,178
Volatile liabilities$7,878,0004,868
Insider loans$1,891,0002,171
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$4,058,0005,465
Tier 1 (core) risk-based capital$4,774,0007,434
Tier 2 risk-based capital$452,1905,709
Total risk weighted assets$36,006,0906,381
Total unused commitments$4,058,0005,486
Derivatives$0714
1992-12-31Rank
# of Employees:326,231
Assets and Liabilities
Total Assets:$58,514,0007,062
Cash and due from depository institutions$3,544,0006,231
Interest-bearing balances$1,600,0003,063
Securities$22,027,0005,719
Federal funds sold & reverse repurchase agreements$1,875,0006,725
Net loans & leases$27,120,0007,520
Loan loss allowance$545,0006,069
Trading account assets$0344
Bank premises and fixed assets$2,597,0002,829
Other real estate owned$78,0006,231
Goodwill and other intangibles$03,106
All other assets$1,273,0005,246
Life insurance assets$01
Total liabilities and capital$58,514,0007,062
Total liabilities$54,328,0006,956
Total deposits$52,252,0006,985
Interest-bearing deposits$41,896,0007,384
Deposits held in domestic offices$52,252,0006,978
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$1,869,0002,025
Subordinated debt$0482
All other liabilities$207,0009,872
Total equity capital$4,186,0008,045
Total bank equity capital$4,186,0008,045
Perpetual preferred stock$0346
Common stock$1,050,0003,817
Surplus$3,771,0003,356
Undivided profits$-635,00013,141
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$778,0004,355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$175,0009,324
Earning assets$52,622,0007,139
Long-term assets (5+ years)$9,682,0004,430
Average Assets, year-to-date$56,576,4007,075
Average Assets, quarterly$57,421,0007,101
Volatile liabilities$6,548,0005,570
Insider loans$805,0001,078
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$3,479,0005,646
Tier 1 (core) risk-based capital$4,186,0007,987
Tier 2 risk-based capital$412,4806,122
Total risk weighted assets$32,865,6806,890
Total unused commitments$3,479,0005,672
Derivatives$0651