Home > Guaranty Bank & Trust Company > Assets and Liabilities
Guaranty Bank & Trust Company, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 29 | 4,786 |
| Assets and Liabilities | ||
| Total Assets: | $138,748,000 | 4,237 |
| Cash and due from depository institutions | $2,277,000 | 4,786 |
| Interest-bearing balances | $16,000 | 7,032 |
| Securities | $23,793,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $107,642,000 | 3,807 |
| Loan loss allowance | $1,290,000 | 4,049 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,178,000 | 4,316 |
| Other real estate owned | $0 | 4,786 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,858,000 | 4,328 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $138,748,000 | 4,237 |
| Total liabilities | $126,754,000 | 4,180 |
| Total deposits | $106,732,000 | 4,427 |
| Interest-bearing deposits | $90,279,000 | 4,457 |
| Deposits held in domestic offices | $106,732,000 | 4,424 |
| % insured | 86.11% | 1,879 |
| Federal funds purchased & repurchase agreements | $9,281,000 | 1,133 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,500,000 | 2,868 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $241,000 | 6,732 |
| Total equity capital | $11,994,000 | 4,810 |
| Total bank equity capital | $11,994,000 | 4,810 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $400,000 | 4,310 |
| Surplus | $10,614,000 | 2,563 |
| Undivided profits | $980,000 | 6,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 5,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $597,000 | 5,014 |
| Earning assets | $131,451,000 | 4,147 |
| Long-term assets (5+ years) | $44,415,000 | 2,551 |
| Average Assets, year-to-date | $139,571,330 | 4,179 |
| Average Assets, quarterly | $138,086,500 | 4,233 |
| Volatile liabilities | $41,270,000 | 3,208 |
| Insider loans | $7,406,000 | 1,059 |
| FHLB advances | $10,500,000 | 2,724 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $22,493,000 | 2,729 |
| Tier 1 (core) risk-based capital | $12,055,000 | 4,676 |
| Tier 2 risk-based capital | $1,290,000 | 3,637 |
| Total risk weighted assets | $117,788,000 | 3,707 |
| Total unused commitments | $22,493,000 | 2,733 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 30 | 4,715 |
| Assets and Liabilities | ||
| Total Assets: | $137,425,000 | 4,272 |
| Cash and due from depository institutions | $2,173,000 | 4,715 |
| Interest-bearing balances | $12,000 | 6,964 |
| Securities | $23,146,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $107,176,000 | 3,824 |
| Loan loss allowance | $1,325,000 | 3,924 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,214,000 | 4,297 |
| Other real estate owned | $0 | 4,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,716,000 | 4,452 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $137,425,000 | 4,272 |
| Total liabilities | $125,305,000 | 4,216 |
| Total deposits | $106,889,000 | 4,429 |
| Interest-bearing deposits | $90,303,000 | 4,451 |
| Deposits held in domestic offices | $106,889,000 | 4,426 |
| % insured | 86.16% | 1,970 |
| Federal funds purchased & repurchase agreements | $7,168,000 | 1,310 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,000,000 | 2,859 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $248,000 | 6,601 |
| Total equity capital | $12,120,000 | 4,815 |
| Total bank equity capital | $12,120,000 | 4,814 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 4,334 |
| Surplus | $10,614,000 | 2,554 |
| Undivided profits | $1,106,000 | 6,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $649,000 | 4,781 |
| Earning assets | $130,334,000 | 4,182 |
| Long-term assets (5+ years) | $44,111,000 | 2,542 |
| Average Assets, year-to-date | $139,983,000 | 4,186 |
| Average Assets, quarterly | $139,983,000 | 4,186 |
| Volatile liabilities | $38,996,000 | 3,333 |
| Insider loans | $6,867,000 | 1,152 |
| FHLB advances | $11,000,000 | 2,738 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,494,000 | 2,928 |
| Tier 1 (core) risk-based capital | $12,112,000 | 4,696 |
| Tier 2 risk-based capital | $1,325,000 | 3,571 |
| Total risk weighted assets | $117,377,000 | 3,714 |
| Total unused commitments | $21,494,000 | 2,929 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 30 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $142,541,000 | 4,138 |
| Cash and due from depository institutions | $2,762,000 | 4,750 |
| Interest-bearing balances | $35,000 | 6,339 |
| Securities | $27,789,000 | 3,627 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $107,469,000 | 3,844 |
| Loan loss allowance | $1,325,000 | 3,868 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,251,000 | 4,312 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,270,000 | 4,919 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $142,541,000 | 4,138 |
| Total liabilities | $130,089,000 | 4,081 |
| Total deposits | $106,731,000 | 4,365 |
| Interest-bearing deposits | $89,350,000 | 4,398 |
| Deposits held in domestic offices | $106,731,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,179,000 | 1,146 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,000,000 | 2,927 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $179,000 | 7,159 |
| Total equity capital | $12,452,000 | 4,727 |
| Total bank equity capital | $12,452,000 | 4,727 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,362 |
| Surplus | $10,614,000 | 2,532 |
| Undivided profits | $1,438,000 | 6,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $706,000 | 4,758 |
| Earning assets | $135,293,000 | 4,044 |
| Long-term assets (5+ years) | $40,183,000 | 2,666 |
| Average Assets, year-to-date | $140,717,000 | 4,071 |
| Average Assets, quarterly | $143,703,500 | 4,083 |
| Volatile liabilities | $49,982,000 | 2,725 |
| Insider loans | $6,645,000 | 1,204 |
| FHLB advances | $12,000,000 | 2,814 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $22,082,000 | 2,889 |
| Tier 1 (core) risk-based capital | $12,460,000 | 4,581 |
| Tier 2 risk-based capital | $1,325,000 | 3,559 |
| Total risk weighted assets | $119,117,000 | 3,691 |
| Total unused commitments | $22,082,000 | 2,889 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $144,866,000 | 4,080 |
| Cash and due from depository institutions | $3,776,000 | 4,697 |
| Interest-bearing balances | $17,000 | 6,306 |
| Securities | $26,293,000 | 3,693 |
| Federal funds sold & reverse repurchase agreements | $2,529,000 | 3,386 |
| Net loans & leases | $107,698,000 | 3,827 |
| Loan loss allowance | $1,293,000 | 3,763 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,321,000 | 4,252 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,249,000 | 4,999 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $144,866,000 | 4,080 |
| Total liabilities | $132,257,000 | 4,015 |
| Total deposits | $110,132,000 | 4,212 |
| Interest-bearing deposits | $89,483,000 | 4,387 |
| Deposits held in domestic offices | $110,132,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,924,000 | 1,426 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,000,000 | 2,727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $201,000 | 7,173 |
| Total equity capital | $12,609,000 | 4,718 |
| Total bank equity capital | $12,609,000 | 4,718 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $10,614,000 | 2,517 |
| Undivided profits | $1,595,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $718,000 | 4,892 |
| Earning assets | $136,537,000 | 4,011 |
| Long-term assets (5+ years) | $35,746,000 | 2,858 |
| Average Assets, year-to-date | $140,261,000 | 4,081 |
| Average Assets, quarterly | $141,590,500 | 4,118 |
| Volatile liabilities | $48,528,000 | 2,735 |
| Insider loans | $7,468,000 | 1,059 |
| FHLB advances | $14,000,000 | 2,620 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $22,914,000 | 2,963 |
| Tier 1 (core) risk-based capital | $12,943,000 | 4,529 |
| Tier 2 risk-based capital | $1,293,000 | 3,533 |
| Total risk weighted assets | $121,212,000 | 3,656 |
| Total unused commitments | $22,914,000 | 2,966 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 31 | 4,774 |
| Assets and Liabilities | ||
| Total Assets: | $138,315,000 | 4,206 |
| Cash and due from depository institutions | $3,637,000 | 4,774 |
| Interest-bearing balances | $4,000 | 6,611 |
| Securities | $26,339,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $104,059,000 | 3,904 |
| Loan loss allowance | $1,253,000 | 3,775 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,346,000 | 4,230 |
| Other real estate owned | $0 | 4,774 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,934,000 | 5,303 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $138,315,000 | 4,206 |
| Total liabilities | $125,523,000 | 4,158 |
| Total deposits | $106,882,000 | 4,331 |
| Interest-bearing deposits | $87,987,000 | 4,410 |
| Deposits held in domestic offices | $106,882,000 | 4,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,419,000 | 1,441 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $222,000 | 7,037 |
| Total equity capital | $12,792,000 | 4,677 |
| Total bank equity capital | $12,792,000 | 4,677 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $10,614,000 | 2,514 |
| Undivided profits | $1,778,000 | 6,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $698,000 | 4,853 |
| Earning assets | $130,402,000 | 4,128 |
| Long-term assets (5+ years) | $35,018,000 | 2,891 |
| Average Assets, year-to-date | $138,726,000 | 4,149 |
| Average Assets, quarterly | $138,667,500 | 4,191 |
| Volatile liabilities | $44,691,000 | 2,899 |
| Insider loans | $7,618,000 | 1,025 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,647,000 | 3,819 |
| Tier 1 (core) risk-based capital | $12,885,000 | 4,570 |
| Tier 2 risk-based capital | $1,253,000 | 3,579 |
| Total risk weighted assets | $118,462,000 | 3,704 |
| Total unused commitments | $15,647,000 | 3,820 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 35 | 4,373 |
| Assets and Liabilities | ||
| Total Assets: | $139,020,000 | 4,193 |
| Cash and due from depository institutions | $3,756,000 | 4,373 |
| Interest-bearing balances | $1,000 | 6,689 |
| Securities | $27,918,000 | 3,606 |
| Federal funds sold & reverse repurchase agreements | $1,313,000 | 5,482 |
| Net loans & leases | $101,987,000 | 3,914 |
| Loan loss allowance | $1,220,000 | 3,767 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,403,000 | 4,170 |
| Other real estate owned | $0 | 4,373 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,643,000 | 5,570 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $139,020,000 | 4,193 |
| Total liabilities | $126,147,000 | 4,132 |
| Total deposits | $110,410,000 | 4,229 |
| Interest-bearing deposits | $92,411,000 | 4,271 |
| Deposits held in domestic offices | $110,410,000 | 4,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,591,000 | 1,421 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,000,000 | 3,180 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $146,000 | 7,717 |
| Total equity capital | $12,873,000 | 4,734 |
| Total bank equity capital | $12,873,000 | 4,734 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $10,614,000 | 2,490 |
| Undivided profits | $1,859,000 | 6,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 907 |
| Income earned, not collected on loans | $733,000 | 4,723 |
| Earning assets | $131,219,000 | 4,112 |
| Long-term assets (5+ years) | $34,315,000 | 2,850 |
| Average Assets, year-to-date | $138,931,500 | 4,153 |
| Average Assets, quarterly | $138,931,500 | 4,153 |
| Volatile liabilities | $40,956,000 | 3,059 |
| Insider loans | $7,497,000 | 1,027 |
| FHLB advances | $8,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $19,365,000 | 3,429 |
| Tier 1 (core) risk-based capital | $12,762,000 | 4,591 |
| Tier 2 risk-based capital | $1,220,000 | 3,583 |
| Total risk weighted assets | $114,735,000 | 3,752 |
| Total unused commitments | $19,365,000 | 3,431 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 34 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $138,843,000 | 4,152 |
| Cash and due from depository institutions | $3,417,000 | 4,480 |
| Interest-bearing balances | $50,000 | 5,393 |
| Securities | $26,295,000 | 3,756 |
| Federal funds sold & reverse repurchase agreements | $347,000 | 5,621 |
| Net loans & leases | $104,485,000 | 3,828 |
| Loan loss allowance | $1,242,000 | 3,676 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,436,000 | 4,146 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,863,000 | 5,360 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $138,843,000 | 4,152 |
| Total liabilities | $126,125,000 | 4,088 |
| Total deposits | $109,568,000 | 4,226 |
| Interest-bearing deposits | $91,601,000 | 4,259 |
| Deposits held in domestic offices | $109,568,000 | 4,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,421,000 | 1,426 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 3,020 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $136,000 | 7,800 |
| Total equity capital | $12,718,000 | 4,717 |
| Total bank equity capital | $12,718,000 | 4,717 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $10,614,000 | 2,469 |
| Undivided profits | $1,704,000 | 6,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $776,000 | 4,797 |
| Earning assets | $131,177,000 | 4,054 |
| Long-term assets (5+ years) | $36,734,000 | 2,500 |
| Average Assets, year-to-date | $137,055,200 | 4,067 |
| Average Assets, quarterly | $140,432,500 | 4,077 |
| Volatile liabilities | $40,871,000 | 3,041 |
| Insider loans | $6,923,000 | 1,109 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $17,422,000 | 3,655 |
| Tier 1 (core) risk-based capital | $12,685,000 | 4,585 |
| Tier 2 risk-based capital | $1,242,000 | 3,514 |
| Total risk weighted assets | $115,864,000 | 3,712 |
| Total unused commitments | $17,422,000 | 3,656 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 35 | 4,419 |
| Assets and Liabilities | ||
| Total Assets: | $142,022,000 | 4,044 |
| Cash and due from depository institutions | $2,175,000 | 4,419 |
| Interest-bearing balances | $6,000 | 6,319 |
| Securities | $24,778,000 | 3,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $103,924,000 | 3,793 |
| Loan loss allowance | $1,537,000 | 3,108 |
| Trading account assets | $6,493,000 | 142 |
| Bank premises and fixed assets | $2,493,000 | 4,062 |
| Other real estate owned | $8,000 | 4,419 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,151,000 | 5,087 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $142,022,000 | 4,044 |
| Total liabilities | $129,610,000 | 3,976 |
| Total deposits | $107,288,000 | 4,241 |
| Interest-bearing deposits | $90,237,000 | 4,278 |
| Deposits held in domestic offices | $107,288,000 | 4,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,084,000 | 1,177 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,000,000 | 2,471 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $238,000 | 7,247 |
| Total equity capital | $12,412,000 | 4,747 |
| Total bank equity capital | $12,412,000 | 4,747 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $10,614,000 | 2,405 |
| Undivided profits | $1,398,000 | 6,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 4,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,030,000 | 4,128 |
| Earning assets | $135,201,000 | 3,957 |
| Long-term assets (5+ years) | $37,397,000 | 2,372 |
| Average Assets, year-to-date | $136,608,250 | 4,076 |
| Average Assets, quarterly | $139,651,000 | 4,056 |
| Volatile liabilities | $44,149,000 | 2,850 |
| Insider loans | $7,883,000 | 931 |
| FHLB advances | $11,000,000 | 2,349 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $17,894,000 | 3,623 |
| Tier 1 (core) risk-based capital | $12,415,000 | 4,658 |
| Tier 2 risk-based capital | $1,508,000 | 3,031 |
| Total risk weighted assets | $120,618,000 | 3,567 |
| Total unused commitments | $17,894,000 | 3,623 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $137,280,000 | 4,144 |
| Cash and due from depository institutions | $3,556,000 | 4,360 |
| Interest-bearing balances | $41,000 | 5,523 |
| Securities | $23,824,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $392,000 | 5,758 |
| Net loans & leases | $98,472,000 | 3,937 |
| Loan loss allowance | $1,590,000 | 3,010 |
| Trading account assets | $6,435,000 | 146 |
| Bank premises and fixed assets | $2,553,000 | 3,997 |
| Other real estate owned | $8,000 | 4,360 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,040,000 | 5,187 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $137,280,000 | 4,144 |
| Total liabilities | $125,113,000 | 4,074 |
| Total deposits | $107,246,000 | 4,259 |
| Interest-bearing deposits | $88,988,000 | 4,301 |
| Deposits held in domestic offices | $107,246,000 | 4,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,715,000 | 1,366 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $152,000 | 7,732 |
| Total equity capital | $12,167,000 | 4,753 |
| Total bank equity capital | $12,167,000 | 4,753 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $10,614,000 | 2,404 |
| Undivided profits | $1,153,000 | 6,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $779,000 | 4,800 |
| Earning assets | $129,164,000 | 4,058 |
| Long-term assets (5+ years) | $36,181,000 | 2,396 |
| Average Assets, year-to-date | $134,803,670 | 4,145 |
| Average Assets, quarterly | $138,065,000 | 4,103 |
| Volatile liabilities | $40,306,000 | 2,993 |
| Insider loans | $7,897,000 | 914 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,800,000 | 3,320 |
| Tier 1 (core) risk-based capital | $12,275,000 | 4,681 |
| Tier 2 risk-based capital | $1,430,000 | 3,156 |
| Total risk weighted assets | $114,206,000 | 3,694 |
| Total unused commitments | $20,800,000 | 3,320 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $138,850,000 | 4,101 |
| Cash and due from depository institutions | $2,557,000 | 4,441 |
| Interest-bearing balances | $81,000 | 5,067 |
| Securities | $25,471,000 | 3,853 |
| Federal funds sold & reverse repurchase agreements | $12,451,000 | 1,632 |
| Net loans & leases | $93,923,000 | 4,012 |
| Loan loss allowance | $1,557,000 | 3,068 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,556,000 | 3,949 |
| Other real estate owned | $8,000 | 4,441 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,884,000 | 5,270 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $138,850,000 | 4,101 |
| Total liabilities | $126,586,000 | 4,030 |
| Total deposits | $113,798,000 | 4,096 |
| Interest-bearing deposits | $95,836,000 | 4,109 |
| Deposits held in domestic offices | $113,798,000 | 4,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,132,000 | 1,335 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,500,000 | 3,176 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $156,000 | 7,709 |
| Total equity capital | $12,264,000 | 4,732 |
| Total bank equity capital | $12,264,000 | 4,732 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $10,614,000 | 2,378 |
| Undivided profits | $1,250,000 | 6,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $766,000 | 4,723 |
| Earning assets | $131,926,000 | 4,008 |
| Long-term assets (5+ years) | $34,222,000 | 2,477 |
| Average Assets, year-to-date | $133,565,500 | 4,191 |
| Average Assets, quarterly | $133,565,500 | 4,191 |
| Volatile liabilities | $44,414,000 | 2,727 |
| Insider loans | $7,996,000 | 887 |
| FHLB advances | $5,500,000 | 3,044 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,931,000 | 3,496 |
| Tier 1 (core) risk-based capital | $12,354,000 | 4,634 |
| Tier 2 risk-based capital | $1,290,000 | 3,355 |
| Total risk weighted assets | $102,952,000 | 3,933 |
| Total unused commitments | $18,931,000 | 3,497 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $128,281,000 | 4,305 |
| Cash and due from depository institutions | $3,354,000 | 4,262 |
| Interest-bearing balances | $154,000 | 4,290 |
| Securities | $24,622,000 | 3,969 |
| Federal funds sold & reverse repurchase agreements | $1,486,000 | 4,869 |
| Net loans & leases | $94,475,000 | 3,977 |
| Loan loss allowance | $1,524,000 | 3,098 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,588,000 | 3,887 |
| Other real estate owned | $8,000 | 4,262 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,748,000 | 5,510 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $128,281,000 | 4,305 |
| Total liabilities | $116,100,000 | 4,258 |
| Total deposits | $102,873,000 | 4,349 |
| Interest-bearing deposits | $85,401,000 | 4,385 |
| Deposits held in domestic offices | $102,873,000 | 4,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,643,000 | 1,346 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,500,000 | 3,308 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $84,000 | 8,248 |
| Total equity capital | $12,181,000 | 4,710 |
| Total bank equity capital | $12,181,000 | 4,710 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $10,614,000 | 2,329 |
| Undivided profits | $1,167,000 | 6,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $656,000 | 5,349 |
| Earning assets | $120,737,000 | 4,231 |
| Long-term assets (5+ years) | $33,533,000 | 2,451 |
| Average Assets, year-to-date | $123,382,600 | 4,291 |
| Average Assets, quarterly | $126,605,500 | 4,304 |
| Volatile liabilities | $37,412,000 | 3,257 |
| Insider loans | $8,130,000 | 865 |
| FHLB advances | $5,500,000 | 3,184 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $18,755,000 | 3,452 |
| Tier 1 (core) risk-based capital | $12,286,000 | 4,618 |
| Tier 2 risk-based capital | $1,271,000 | 3,388 |
| Total risk weighted assets | $101,439,000 | 3,949 |
| Total unused commitments | $18,755,000 | 3,452 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 39 | 4,114 |
| Assets and Liabilities | ||
| Total Assets: | $124,930,000 | 4,354 |
| Cash and due from depository institutions | $3,246,000 | 4,114 |
| Interest-bearing balances | $32,000 | 5,790 |
| Securities | $24,452,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 5,424 |
| Net loans & leases | $92,144,000 | 4,041 |
| Loan loss allowance | $1,522,000 | 3,094 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,648,000 | 3,779 |
| Other real estate owned | $8,000 | 4,114 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,077,000 | 5,134 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $124,930,000 | 4,354 |
| Total liabilities | $112,880,000 | 4,307 |
| Total deposits | $100,097,000 | 4,376 |
| Interest-bearing deposits | $82,960,000 | 4,415 |
| Deposits held in domestic offices | $100,097,000 | 4,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,632,000 | 1,475 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $151,000 | 7,796 |
| Total equity capital | $12,050,000 | 4,722 |
| Total bank equity capital | $12,050,000 | 4,722 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $10,614,000 | 2,296 |
| Undivided profits | $1,036,000 | 7,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 877 |
| Income earned, not collected on loans | $809,000 | 4,685 |
| Earning assets | $116,983,000 | 4,294 |
| Long-term assets (5+ years) | $33,597,000 | 2,432 |
| Average Assets, year-to-date | $122,158,000 | 4,339 |
| Average Assets, quarterly | $124,627,000 | 4,327 |
| Volatile liabilities | $37,519,000 | 3,232 |
| Insider loans | $7,894,000 | 886 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,401,000 | 3,425 |
| Tier 1 (core) risk-based capital | $12,247,000 | 4,606 |
| Tier 2 risk-based capital | $1,249,000 | 3,424 |
| Total risk weighted assets | $99,684,000 | 3,967 |
| Total unused commitments | $19,401,000 | 3,428 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 38 | 4,202 |
| Assets and Liabilities | ||
| Total Assets: | $124,324,000 | 4,336 |
| Cash and due from depository institutions | $3,064,000 | 4,202 |
| Interest-bearing balances | $40,000 | 5,676 |
| Securities | $24,406,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $1,182,000 | 4,324 |
| Net loans & leases | $90,871,000 | 4,029 |
| Loan loss allowance | $1,501,000 | 3,111 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,666,000 | 3,748 |
| Other real estate owned | $38,000 | 4,202 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,097,000 | 5,026 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $124,324,000 | 4,336 |
| Total liabilities | $112,501,000 | 4,293 |
| Total deposits | $95,366,000 | 4,499 |
| Interest-bearing deposits | $81,162,000 | 4,464 |
| Deposits held in domestic offices | $95,366,000 | 4,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,437,000 | 1,651 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,500,000 | 2,460 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $198,000 | 7,234 |
| Total equity capital | $11,823,000 | 4,650 |
| Total bank equity capital | $11,823,000 | 4,650 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $10,614,000 | 2,258 |
| Undivided profits | $809,000 | 7,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $730,000 | 2,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 876 |
| Income earned, not collected on loans | $619,000 | 5,219 |
| Earning assets | $116,499,000 | 4,284 |
| Long-term assets (5+ years) | $33,126,000 | 2,432 |
| Average Assets, year-to-date | $121,234,000 | 4,367 |
| Average Assets, quarterly | $121,636,000 | 4,389 |
| Volatile liabilities | $41,983,000 | 2,946 |
| Insider loans | $7,993,000 | 863 |
| FHLB advances | $11,500,000 | 2,331 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,172,000 | 3,549 |
| Tier 1 (core) risk-based capital | $12,120,000 | 4,574 |
| Tier 2 risk-based capital | $1,254,000 | 3,403 |
| Total risk weighted assets | $100,098,000 | 3,921 |
| Total unused commitments | $18,172,000 | 3,549 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $118,948,000 | 4,454 |
| Cash and due from depository institutions | $2,618,000 | 4,726 |
| Interest-bearing balances | $2,000 | 6,666 |
| Securities | $22,759,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $413,000 | 5,734 |
| Net loans & leases | $88,759,000 | 4,036 |
| Loan loss allowance | $1,480,000 | 3,104 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,583,000 | 3,777 |
| Other real estate owned | $8,000 | 4,726 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,808,000 | 5,304 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $118,948,000 | 4,454 |
| Total liabilities | $107,143,000 | 4,426 |
| Total deposits | $91,660,000 | 4,624 |
| Interest-bearing deposits | $78,816,000 | 4,533 |
| Deposits held in domestic offices | $91,660,000 | 4,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,675,000 | 1,528 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,500,000 | 2,688 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $308,000 | 6,315 |
| Total equity capital | $11,805,000 | 4,630 |
| Total bank equity capital | $11,805,000 | 4,630 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $10,614,000 | 2,193 |
| Undivided profits | $791,000 | 7,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $627,000 | 4,952 |
| Earning assets | $111,933,000 | 4,393 |
| Long-term assets (5+ years) | $29,234,000 | 2,613 |
| Average Assets, year-to-date | $119,689,000 | 4,409 |
| Average Assets, quarterly | $119,689,000 | 4,409 |
| Volatile liabilities | $39,710,000 | 2,921 |
| Insider loans | $8,102,000 | 826 |
| FHLB advances | $9,500,000 | 2,573 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $17,869,000 | 3,550 |
| Tier 1 (core) risk-based capital | $12,037,000 | 4,531 |
| Tier 2 risk-based capital | $1,228,000 | 3,406 |
| Total risk weighted assets | $97,969,000 | 3,912 |
| Total unused commitments | $17,869,000 | 3,552 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 31 | 4,855 |
| Assets and Liabilities | ||
| Total Assets: | $120,430,000 | 4,401 |
| Cash and due from depository institutions | $3,659,000 | 4,855 |
| Interest-bearing balances | $27,000 | 6,013 |
| Securities | $22,304,000 | 4,332 |
| Federal funds sold & reverse repurchase agreements | $4,625,000 | 2,624 |
| Net loans & leases | $85,517,000 | 4,122 |
| Loan loss allowance | $1,425,000 | 3,165 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,610,000 | 3,737 |
| Other real estate owned | $8,000 | 4,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,707,000 | 5,463 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $120,430,000 | 4,401 |
| Total liabilities | $108,772,000 | 4,377 |
| Total deposits | $93,381,000 | 4,565 |
| Interest-bearing deposits | $78,817,000 | 4,510 |
| Deposits held in domestic offices | $93,381,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,361,000 | 1,590 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,500,000 | 2,778 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $530,000 | 4,962 |
| Total equity capital | $11,658,000 | 4,654 |
| Total bank equity capital | $11,658,000 | 4,654 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $10,614,000 | 2,163 |
| Undivided profits | $644,000 | 7,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 4,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 958 |
| Income earned, not collected on loans | $542,000 | 5,505 |
| Earning assets | $112,473,000 | 4,339 |
| Long-term assets (5+ years) | $26,027,000 | 2,814 |
| Average Assets, year-to-date | $116,248,400 | 4,365 |
| Average Assets, quarterly | $119,071,500 | 4,405 |
| Volatile liabilities | $38,081,000 | 2,980 |
| Insider loans | $8,177,000 | 790 |
| FHLB advances | $9,500,000 | 2,649 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,205,000 | 3,392 |
| Tier 1 (core) risk-based capital | $11,884,000 | 4,529 |
| Tier 2 risk-based capital | $1,208,000 | 3,417 |
| Total risk weighted assets | $96,389,000 | 3,945 |
| Total unused commitments | $19,205,000 | 3,392 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $117,713,000 | 4,435 |
| Cash and due from depository institutions | $3,170,000 | 4,931 |
| Interest-bearing balances | $69,000 | 5,433 |
| Securities | $21,781,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $711,000 | 4,886 |
| Net loans & leases | $87,795,000 | 4,026 |
| Loan loss allowance | $1,383,000 | 3,223 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,607,000 | 3,726 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,649,000 | 5,528 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $117,713,000 | 4,435 |
| Total liabilities | $106,082,000 | 4,399 |
| Total deposits | $90,846,000 | 4,589 |
| Interest-bearing deposits | $77,902,000 | 4,496 |
| Deposits held in domestic offices | $90,846,000 | 4,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,370,000 | 1,571 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $9,500,000 | 2,798 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $366,000 | 5,944 |
| Total equity capital | $11,631,000 | 4,624 |
| Total bank equity capital | $11,631,000 | 4,624 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $10,614,000 | 2,098 |
| Undivided profits | $617,000 | 7,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $576,000 | 5,285 |
| Earning assets | $110,356,000 | 4,370 |
| Long-term assets (5+ years) | $24,502,000 | 2,910 |
| Average Assets, year-to-date | $115,203,000 | 4,394 |
| Average Assets, quarterly | $115,809,500 | 4,435 |
| Volatile liabilities | $41,480,000 | 2,702 |
| Insider loans | $7,479,000 | 838 |
| FHLB advances | $9,500,000 | 2,662 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,261,000 | 3,559 |
| Tier 1 (core) risk-based capital | $11,751,000 | 4,519 |
| Tier 2 risk-based capital | $1,285,000 | 3,214 |
| Total risk weighted assets | $102,706,000 | 3,717 |
| Total unused commitments | $17,261,000 | 3,561 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $113,906,000 | 4,474 |
| Cash and due from depository institutions | $2,923,000 | 5,072 |
| Interest-bearing balances | $10,000 | 6,434 |
| Securities | $21,062,000 | 4,492 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 5,523 |
| Net loans & leases | $85,774,000 | 4,024 |
| Loan loss allowance | $1,321,000 | 3,287 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,504,000 | 3,769 |
| Other real estate owned | $0 | 5,072 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,533,000 | 5,550 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $113,906,000 | 4,474 |
| Total liabilities | $102,473,000 | 4,448 |
| Total deposits | $86,788,000 | 4,684 |
| Interest-bearing deposits | $74,109,000 | 4,597 |
| Deposits held in domestic offices | $86,788,000 | 4,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,902,000 | 1,658 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,500,000 | 2,557 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $283,000 | 6,297 |
| Total equity capital | $11,433,000 | 4,626 |
| Total bank equity capital | $11,433,000 | 4,626 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $10,614,000 | 2,043 |
| Undivided profits | $419,000 | 7,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $504,000 | 5,430 |
| Earning assets | $106,956,000 | 4,416 |
| Long-term assets (5+ years) | $23,591,000 | 3,016 |
| Average Assets, year-to-date | $114,366,330 | 4,404 |
| Average Assets, quarterly | $115,115,000 | 4,410 |
| Volatile liabilities | $36,827,000 | 2,838 |
| Insider loans | $8,064,000 | 753 |
| FHLB advances | $10,500,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,263,000 | 3,875 |
| Tier 1 (core) risk-based capital | $11,522,000 | 4,502 |
| Tier 2 risk-based capital | $1,237,000 | 3,274 |
| Total risk weighted assets | $98,851,000 | 3,756 |
| Total unused commitments | $14,263,000 | 3,875 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $116,324,000 | 4,402 |
| Cash and due from depository institutions | $1,826,000 | 5,036 |
| Interest-bearing balances | $8,000 | 6,515 |
| Securities | $20,236,000 | 4,684 |
| Federal funds sold & reverse repurchase agreements | $5,326,000 | 2,199 |
| Net loans & leases | $84,054,000 | 4,035 |
| Loan loss allowance | $1,309,000 | 3,315 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,435,000 | 3,825 |
| Other real estate owned | $650,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,797,000 | 5,150 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $116,324,000 | 4,402 |
| Total liabilities | $105,021,000 | 4,367 |
| Total deposits | $84,792,000 | 4,778 |
| Interest-bearing deposits | $72,190,000 | 4,728 |
| Deposits held in domestic offices | $84,792,000 | 4,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,453,000 | 1,509 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,500,000 | 2,077 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $276,000 | 6,237 |
| Total equity capital | $11,303,000 | 4,585 |
| Total bank equity capital | $11,303,000 | 4,585 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $10,614,000 | 1,999 |
| Undivided profits | $289,000 | 7,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $520,000 | 5,203 |
| Earning assets | $109,624,000 | 4,331 |
| Long-term assets (5+ years) | $22,710,000 | 3,185 |
| Average Assets, year-to-date | $114,596,500 | 4,424 |
| Average Assets, quarterly | $114,596,500 | 4,424 |
| Volatile liabilities | $36,837,000 | 2,749 |
| Insider loans | $11,132,000 | 508 |
| FHLB advances | $14,500,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,737,000 | 3,514 |
| Tier 1 (core) risk-based capital | $11,459,000 | 4,469 |
| Tier 2 risk-based capital | $1,235,000 | 3,249 |
| Total risk weighted assets | $98,723,000 | 3,715 |
| Total unused commitments | $16,737,000 | 3,515 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $112,869,000 | 4,484 |
| Cash and due from depository institutions | $1,365,000 | 5,189 |
| Interest-bearing balances | $5,000 | 6,634 |
| Securities | $19,878,000 | 4,743 |
| Federal funds sold & reverse repurchase agreements | $1,373,000 | 4,477 |
| Net loans & leases | $86,765,000 | 3,937 |
| Loan loss allowance | $1,233,000 | 3,432 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,009,000 | 5,856 |
| Other real estate owned | $637,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,842,000 | 5,054 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $112,869,000 | 4,484 |
| Total liabilities | $101,670,000 | 4,459 |
| Total deposits | $85,250,000 | 4,757 |
| Interest-bearing deposits | $73,302,000 | 4,652 |
| Deposits held in domestic offices | $85,250,000 | 4,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,138,000 | 1,454 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $282,000 | 6,119 |
| Total equity capital | $11,199,000 | 4,635 |
| Total bank equity capital | $11,199,000 | 4,635 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $10,614,000 | 1,967 |
| Undivided profits | $185,000 | 8,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $487,000 | 5,431 |
| Earning assets | $108,021,000 | 4,351 |
| Long-term assets (5+ years) | $21,847,000 | 3,301 |
| Average Assets, year-to-date | $110,044,000 | 4,417 |
| Average Assets, quarterly | $112,169,500 | 4,466 |
| Volatile liabilities | $36,758,000 | 2,737 |
| Insider loans | $8,746,000 | 652 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,887,000 | 3,931 |
| Tier 1 (core) risk-based capital | $11,242,000 | 4,478 |
| Tier 2 risk-based capital | $1,206,000 | 3,282 |
| Total risk weighted assets | $96,425,000 | 3,740 |
| Total unused commitments | $12,887,000 | 3,931 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $111,470,000 | 4,482 |
| Cash and due from depository institutions | $2,249,000 | 5,187 |
| Interest-bearing balances | $8,000 | 6,607 |
| Securities | $19,386,000 | 4,785 |
| Federal funds sold & reverse repurchase agreements | $1,101,000 | 4,412 |
| Net loans & leases | $85,900,000 | 3,917 |
| Loan loss allowance | $1,195,000 | 3,526 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,051,000 | 5,770 |
| Other real estate owned | $13,000 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,770,000 | 5,136 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $111,470,000 | 4,482 |
| Total liabilities | $100,398,000 | 4,451 |
| Total deposits | $82,612,000 | 4,824 |
| Interest-bearing deposits | $71,349,000 | 4,723 |
| Deposits held in domestic offices | $82,612,000 | 4,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,546,000 | 1,714 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,000,000 | 2,225 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $240,000 | 6,723 |
| Total equity capital | $11,072,000 | 4,638 |
| Total bank equity capital | $11,072,000 | 4,638 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $10,614,000 | 1,934 |
| Undivided profits | $58,000 | 8,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $468,000 | 5,729 |
| Earning assets | $106,395,000 | 4,368 |
| Long-term assets (5+ years) | $22,020,000 | 3,362 |
| Average Assets, year-to-date | $109,337,750 | 4,439 |
| Average Assets, quarterly | $109,401,000 | 4,505 |
| Volatile liabilities | $38,172,000 | 2,580 |
| Insider loans | $8,640,000 | 652 |
| FHLB advances | $13,000,000 | 2,096 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,299,000 | 3,817 |
| Tier 1 (core) risk-based capital | $11,092,000 | 4,489 |
| Tier 2 risk-based capital | $1,179,000 | 3,328 |
| Total risk weighted assets | $94,285,000 | 3,788 |
| Total unused commitments | $13,299,000 | 3,818 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $107,332,000 | 4,587 |
| Cash and due from depository institutions | $1,940,000 | 5,239 |
| Interest-bearing balances | $4,000 | 6,773 |
| Securities | $19,260,000 | 4,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $83,069,000 | 3,968 |
| Loan loss allowance | $1,145,000 | 3,644 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,078,000 | 5,732 |
| Other real estate owned | $424,000 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,561,000 | 5,449 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $107,332,000 | 4,587 |
| Total liabilities | $96,598,000 | 4,564 |
| Total deposits | $81,152,000 | 4,873 |
| Interest-bearing deposits | $69,949,000 | 4,788 |
| Deposits held in domestic offices | $81,152,000 | 4,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,299,000 | 1,259 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 3,056 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $147,000 | 7,432 |
| Total equity capital | $10,734,000 | 4,613 |
| Total bank equity capital | $10,734,000 | 4,613 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $10,614,000 | 1,882 |
| Undivided profits | $-280,000 | 8,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $390,000 | 6,100 |
| Earning assets | $102,333,000 | 4,465 |
| Long-term assets (5+ years) | $21,570,000 | 3,489 |
| Average Assets, year-to-date | $108,627,000 | 4,491 |
| Average Assets, quarterly | $108,543,500 | 4,525 |
| Volatile liabilities | $33,246,000 | 2,807 |
| Insider loans | $8,590,000 | 646 |
| FHLB advances | $7,000,000 | 2,915 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,468,000 | 3,963 |
| Tier 1 (core) risk-based capital | $10,925,000 | 4,491 |
| Tier 2 risk-based capital | $1,145,000 | 3,378 |
| Total risk weighted assets | $91,903,000 | 3,823 |
| Total unused commitments | $12,468,000 | 3,963 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $109,755,000 | 4,512 |
| Cash and due from depository institutions | $3,320,000 | 5,369 |
| Interest-bearing balances | $3,000 | 6,831 |
| Securities | $19,602,000 | 4,820 |
| Federal funds sold & reverse repurchase agreements | $1,009,000 | 5,584 |
| Net loans & leases | $82,962,000 | 3,893 |
| Loan loss allowance | $1,050,000 | 3,834 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,071,000 | 5,738 |
| Other real estate owned | $511,000 | 5,369 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,280,000 | 5,800 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $109,755,000 | 4,512 |
| Total liabilities | $98,781,000 | 4,486 |
| Total deposits | $87,948,000 | 4,591 |
| Interest-bearing deposits | $75,594,000 | 4,547 |
| Deposits held in domestic offices | $87,948,000 | 4,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,661,000 | 1,544 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $172,000 | 7,312 |
| Total equity capital | $10,974,000 | 4,627 |
| Total bank equity capital | $10,974,000 | 4,627 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $10,614,000 | 1,844 |
| Undivided profits | $-40,000 | 8,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $444,000 | 5,615 |
| Earning assets | $103,576,000 | 4,427 |
| Long-term assets (5+ years) | $21,597,000 | 3,411 |
| Average Assets, year-to-date | $109,274,500 | 4,494 |
| Average Assets, quarterly | $109,274,500 | 4,494 |
| Volatile liabilities | $31,101,000 | 2,872 |
| Insider loans | $8,795,000 | 601 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,364,000 | 3,908 |
| Tier 1 (core) risk-based capital | $10,922,000 | 4,453 |
| Tier 2 risk-based capital | $1,050,000 | 3,562 |
| Total risk weighted assets | $90,622,000 | 3,802 |
| Total unused commitments | $12,364,000 | 3,913 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 27 | 5,384 |
| Assets and Liabilities | ||
| Total Assets: | $108,794,000 | 4,511 |
| Cash and due from depository institutions | $2,631,000 | 5,384 |
| Interest-bearing balances | $5,000 | 6,781 |
| Securities | $19,705,000 | 4,849 |
| Federal funds sold & reverse repurchase agreements | $1,243,000 | 4,745 |
| Net loans & leases | $83,028,000 | 3,877 |
| Loan loss allowance | $962,000 | 4,072 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,047,000 | 5,802 |
| Other real estate owned | $0 | 5,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,140,000 | 6,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,794,000 | 4,511 |
| Total liabilities | $97,988,000 | 4,489 |
| Total deposits | $86,396,000 | 4,629 |
| Interest-bearing deposits | $75,571,000 | 4,519 |
| Deposits held in domestic offices | $86,396,000 | 4,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,552,000 | 1,528 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,108 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $40,000 | 8,903 |
| Total equity capital | $10,806,000 | 4,609 |
| Total bank equity capital | $10,806,000 | 4,609 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $10,614,000 | 1,826 |
| Undivided profits | $-208,000 | 8,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 3,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $430,000 | 5,843 |
| Earning assets | $103,981,000 | 4,380 |
| Long-term assets (5+ years) | $21,209,000 | 3,482 |
| Average Assets, year-to-date | $100,026,400 | 4,674 |
| Average Assets, quarterly | $105,759,500 | 4,564 |
| Volatile liabilities | $32,531,000 | 2,761 |
| Insider loans | $6,202,000 | 872 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,712,000 | 4,118 |
| Tier 1 (core) risk-based capital | $10,814,000 | 4,453 |
| Tier 2 risk-based capital | $962,000 | 3,784 |
| Total risk weighted assets | $89,916,000 | 3,826 |
| Total unused commitments | $10,712,000 | 4,121 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $102,725,000 | 4,695 |
| Cash and due from depository institutions | $2,240,000 | 5,274 |
| Interest-bearing balances | $4,000 | 6,870 |
| Securities | $15,509,000 | 5,447 |
| Federal funds sold & reverse repurchase agreements | $960,000 | 5,418 |
| Net loans & leases | $81,840,000 | 3,881 |
| Loan loss allowance | $958,000 | 4,099 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,026,000 | 5,849 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,150,000 | 6,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,725,000 | 4,695 |
| Total liabilities | $91,994,000 | 4,679 |
| Total deposits | $83,937,000 | 4,714 |
| Interest-bearing deposits | $73,247,000 | 4,627 |
| Deposits held in domestic offices | $83,937,000 | 4,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,978,000 | 1,561 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $79,000 | 8,643 |
| Total equity capital | $10,731,000 | 4,613 |
| Total bank equity capital | $10,731,000 | 4,613 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $10,614,000 | 1,808 |
| Undivided profits | $-283,000 | 8,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $426,000 | 6,054 |
| Earning assets | $98,313,000 | 4,542 |
| Long-term assets (5+ years) | $17,712,000 | 3,845 |
| Average Assets, year-to-date | $97,834,500 | 4,759 |
| Average Assets, quarterly | $102,258,500 | 4,679 |
| Volatile liabilities | $26,061,000 | 3,200 |
| Insider loans | $4,698,000 | 1,140 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,182,000 | 4,245 |
| Tier 1 (core) risk-based capital | $10,727,000 | 4,459 |
| Tier 2 risk-based capital | $958,000 | 3,805 |
| Total risk weighted assets | $87,345,000 | 3,875 |
| Total unused commitments | $10,182,000 | 4,252 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 27 | 5,411 |
| Assets and Liabilities | ||
| Total Assets: | $101,792,000 | 4,701 |
| Cash and due from depository institutions | $3,077,000 | 5,411 |
| Interest-bearing balances | $4,000 | 6,893 |
| Securities | $11,290,000 | 6,186 |
| Federal funds sold & reverse repurchase agreements | $4,209,000 | 3,314 |
| Net loans & leases | $80,899,000 | 3,900 |
| Loan loss allowance | $1,133,000 | 3,555 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,050,000 | 5,778 |
| Other real estate owned | $0 | 5,411 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,267,000 | 5,780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,792,000 | 4,701 |
| Total liabilities | $90,894,000 | 4,689 |
| Total deposits | $82,285,000 | 4,770 |
| Interest-bearing deposits | $71,490,000 | 4,709 |
| Deposits held in domestic offices | $82,285,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,543,000 | 1,413 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $66,000 | 8,821 |
| Total equity capital | $10,898,000 | 4,544 |
| Total bank equity capital | $10,898,000 | 4,544 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $10,614,000 | 1,776 |
| Undivided profits | $-116,000 | 8,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $404,000 | 6,101 |
| Earning assets | $96,402,000 | 4,591 |
| Long-term assets (5+ years) | $14,761,000 | 4,120 |
| Average Assets, year-to-date | $96,204,330 | 4,816 |
| Average Assets, quarterly | $97,343,000 | 4,811 |
| Volatile liabilities | $26,584,000 | 3,123 |
| Insider loans | $4,988,000 | 1,065 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,191,000 | 4,172 |
| Tier 1 (core) risk-based capital | $10,807,000 | 4,362 |
| Tier 2 risk-based capital | $1,074,000 | 3,428 |
| Total risk weighted assets | $85,881,000 | 3,891 |
| Total unused commitments | $10,191,000 | 4,185 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $92,894,000 | 4,962 |
| Cash and due from depository institutions | $2,995,000 | 5,381 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $9,933,000 | 6,516 |
| Federal funds sold & reverse repurchase agreements | $592,000 | 6,701 |
| Net loans & leases | $77,150,000 | 3,987 |
| Loan loss allowance | $1,011,000 | 3,822 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,077,000 | 5,707 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,147,000 | 6,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,894,000 | 4,962 |
| Total liabilities | $86,078,000 | 4,835 |
| Total deposits | $80,883,000 | 4,809 |
| Interest-bearing deposits | $70,516,000 | 4,745 |
| Deposits held in domestic offices | $80,883,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,136,000 | 1,388 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $59,000 | 8,954 |
| Total equity capital | $6,816,000 | 6,139 |
| Total bank equity capital | $6,816,000 | 6,139 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $350,000 | 5,070 |
| Surplus | $6,650,000 | 2,621 |
| Undivided profits | $-184,000 | 8,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $934,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $378,000 | 6,357 |
| Earning assets | $87,676,000 | 4,843 |
| Long-term assets (5+ years) | $15,977,000 | 3,861 |
| Average Assets, year-to-date | $93,410,500 | 4,905 |
| Average Assets, quarterly | $93,410,500 | 4,905 |
| Volatile liabilities | $25,959,000 | 3,146 |
| Insider loans | $5,069,000 | 1,039 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,233,000 | 4,328 |
| Tier 1 (core) risk-based capital | $6,746,000 | 5,974 |
| Tier 2 risk-based capital | $1,000,000 | 3,562 |
| Total risk weighted assets | $79,991,000 | 4,052 |
| Total unused commitments | $9,233,000 | 4,343 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $93,927,000 | 4,896 |
| Cash and due from depository institutions | $2,288,000 | 5,648 |
| Interest-bearing balances | $5,000 | 6,794 |
| Securities | $10,657,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $4,104,000 | 3,225 |
| Net loans & leases | $74,689,000 | 4,078 |
| Loan loss allowance | $909,000 | 4,090 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,112,000 | 5,604 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,077,000 | 6,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,927,000 | 4,896 |
| Total liabilities | $87,205,000 | 4,771 |
| Total deposits | $82,286,000 | 4,698 |
| Interest-bearing deposits | $72,372,000 | 4,602 |
| Deposits held in domestic offices | $82,286,000 | 4,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,884,000 | 1,466 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $35,000 | 9,217 |
| Total equity capital | $6,722,000 | 6,164 |
| Total bank equity capital | $6,722,000 | 6,164 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $350,000 | 5,083 |
| Surplus | $6,650,000 | 2,578 |
| Undivided profits | $-278,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,296,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $396,000 | 6,392 |
| Earning assets | $89,455,000 | 4,749 |
| Long-term assets (5+ years) | $15,856,000 | 3,848 |
| Average Assets, year-to-date | $87,911,800 | 4,940 |
| Average Assets, quarterly | $92,620,000 | 4,886 |
| Volatile liabilities | $27,086,000 | 3,024 |
| Insider loans | $5,223,000 | 976 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,632,000 | 4,402 |
| Tier 1 (core) risk-based capital | $6,667,000 | 5,960 |
| Tier 2 risk-based capital | $909,000 | 3,806 |
| Total risk weighted assets | $78,056,000 | 4,109 |
| Total unused commitments | $8,632,000 | 4,405 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $81,522,000 | 5,274 |
| Cash and due from depository institutions | $2,269,000 | 5,961 |
| Interest-bearing balances | $16,000 | 6,413 |
| Securities | $18,195,000 | 4,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $58,655,000 | 4,737 |
| Loan loss allowance | $522,000 | 5,682 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,225,000 | 5,391 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,178,000 | 6,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,522,000 | 5,274 |
| Total liabilities | $75,193,000 | 5,163 |
| Total deposits | $70,659,000 | 5,119 |
| Interest-bearing deposits | $59,523,000 | 5,149 |
| Deposits held in domestic offices | $70,659,000 | 5,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,491,000 | 1,574 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $43,000 | 9,452 |
| Total equity capital | $6,329,000 | 6,225 |
| Total bank equity capital | $6,329,000 | 6,225 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $350,000 | 5,196 |
| Surplus | $6,650,000 | 2,465 |
| Undivided profits | $-671,000 | 9,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $521,000 | 5,797 |
| Earning assets | $76,866,000 | 5,153 |
| Long-term assets (5+ years) | $19,738,000 | 3,321 |
| Average Assets, year-to-date | $73,223,400 | 5,463 |
| Average Assets, quarterly | $80,925,000 | 5,244 |
| Volatile liabilities | $22,417,000 | 3,361 |
| Insider loans | $5,380,000 | 890 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,140,000 | 4,682 |
| Tier 1 (core) risk-based capital | $6,265,000 | 6,089 |
| Tier 2 risk-based capital | $522,000 | 5,372 |
| Total risk weighted assets | $62,730,000 | 4,690 |
| Total unused commitments | $7,140,000 | 4,687 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $60,819,000 | 6,193 |
| Cash and due from depository institutions | $1,994,000 | 6,531 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,352,000 | 7,270 |
| Federal funds sold & reverse repurchase agreements | $5,728,000 | 2,086 |
| Net loans & leases | $42,406,000 | 5,728 |
| Loan loss allowance | $267,000 | 7,660 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,299,000 | 5,256 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,040,000 | 6,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,819,000 | 6,193 |
| Total liabilities | $54,601,000 | 6,164 |
| Total deposits | $51,777,000 | 6,071 |
| Interest-bearing deposits | $44,529,000 | 6,074 |
| Deposits held in domestic offices | $51,777,000 | 6,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,725,000 | 2,041 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $99,000 | 9,289 |
| Total equity capital | $6,218,000 | 6,217 |
| Total bank equity capital | $6,218,000 | 6,217 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $350,000 | 5,360 |
| Surplus | $6,650,000 | 2,388 |
| Undivided profits | $-782,000 | 9,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $287,000 | 7,051 |
| Earning assets | $56,486,000 | 6,144 |
| Long-term assets (5+ years) | $5,755,000 | 5,739 |
| Average Assets, year-to-date | $47,441,400 | 6,846 |
| Average Assets, quarterly | $57,731,000 | 6,328 |
| Volatile liabilities | $13,824,000 | 4,694 |
| Insider loans | $5,195,000 | 911 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $44,000 | 1,407 |
| Unused loan commitments | $6,255,000 | 4,862 |
| Tier 1 (core) risk-based capital | $5,725,000 | 6,414 |
| Tier 2 risk-based capital | $267,000 | 7,375 |
| Total risk weighted assets | $43,185,200 | 5,820 |
| Total unused commitments | $6,255,000 | 4,864 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $32,783,000 | 8,284 |
| Cash and due from depository institutions | $1,619,000 | 8,108 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $8,846,000 | 7,417 |
| Federal funds sold & reverse repurchase agreements | $5,249,000 | 1,817 |
| Net loans & leases | $15,439,000 | 8,574 |
| Loan loss allowance | $70,000 | 9,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $949,000 | 6,194 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $681,000 | 7,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,783,000 | 8,284 |
| Total liabilities | $26,369,000 | 8,541 |
| Total deposits | $25,329,000 | 8,491 |
| Interest-bearing deposits | $22,281,000 | 8,370 |
| Deposits held in domestic offices | $25,329,000 | 8,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $987,000 | 3,070 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $53,000 | 9,926 |
| Total equity capital | $6,414,000 | 5,998 |
| Total bank equity capital | $6,414,000 | 5,998 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $350,000 | 5,535 |
| Surplus | $6,650,000 | 2,348 |
| Undivided profits | $-586,000 | 9,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $72,000 | 9,484 |
| Earning assets | $29,534,000 | 8,292 |
| Long-term assets (5+ years) | $3,474,000 | 6,935 |
| Average Assets, year-to-date | $21,126,500 | 9,167 |
| Average Assets, quarterly | $29,064,000 | 8,560 |
| Volatile liabilities | $6,950,000 | 6,458 |
| Insider loans | $2,423,000 | 1,892 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,519,000 | 6,326 |
| Tier 1 (core) risk-based capital | $6,175,000 | 6,171 |
| Tier 2 risk-based capital | $70,000 | 9,677 |
| Total risk weighted assets | $17,978,800 | 8,487 |
| Total unused commitments | $3,519,000 | 6,332 |
| Derivatives | $0 | 488 |