Home > Guaranty Bank & Trust Company > Assets and Liabilities
Guaranty Bank & Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $114,781,000 | 3,913 |
| Cash and due from depository institutions | $3,913,000 | 4,012 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $30,894,000 | 3,499 |
| Federal funds sold & reverse repurchase agreements | $8,315,000 | 1,153 |
| Net loans & leases | $67,052,000 | 4,124 |
| Loan loss allowance | $1,549,000 | 2,318 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,655,000 | 3,204 |
| Other real estate owned | $286,000 | 4,012 |
| Goodwill and other intangibles | $308,000 | 2,174 |
| All other assets | $1,358,000 | 5,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,781,000 | 3,913 |
| Total liabilities | $105,856,000 | 3,840 |
| Total deposits | $105,155,000 | 3,566 |
| Interest-bearing deposits | $91,084,000 | 3,528 |
| Deposits held in domestic offices | $105,155,000 | 3,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $701,000 | 4,255 |
| Total equity capital | $8,925,000 | 4,669 |
| Total bank equity capital | $8,925,000 | 4,669 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $6,500,000 | 2,396 |
| Undivided profits | $2,025,000 | 6,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 2,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $506,000 | 285 |
| Income earned, not collected on loans | $666,000 | 3,534 |
| Earning assets | $106,261,000 | 3,877 |
| Long-term assets (5+ years) | $21,043,000 | 3,206 |
| Average Assets, year-to-date | $114,118,200 | 3,795 |
| Average Assets, quarterly | $116,229,000 | 3,828 |
| Volatile liabilities | $9,380,000 | 5,597 |
| Insider loans | $508,000 | 5,331 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,654,000 | 6,245 |
| Tier 1 (core) risk-based capital | $8,888,000 | 4,694 |
| Tier 2 risk-based capital | $810,830 | 3,763 |
| Total risk weighted assets | $64,128,230 | 4,374 |
| Total unused commitments | $3,654,000 | 6,250 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $110,487,000 | 3,981 |
| Cash and due from depository institutions | $3,575,000 | 4,067 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,736,000 | 3,118 |
| Federal funds sold & reverse repurchase agreements | $14,030,000 | 1,174 |
| Net loans & leases | $53,223,000 | 4,746 |
| Loan loss allowance | $1,501,000 | 2,340 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,031,000 | 3,864 |
| Other real estate owned | $332,000 | 4,067 |
| Goodwill and other intangibles | $398,000 | 1,983 |
| All other assets | $1,162,000 | 5,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,487,000 | 3,981 |
| Total liabilities | $101,815,000 | 3,889 |
| Total deposits | $100,851,000 | 3,675 |
| Interest-bearing deposits | $86,122,000 | 3,694 |
| Deposits held in domestic offices | $100,851,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $964,000 | 3,628 |
| Total equity capital | $8,672,000 | 4,881 |
| Total bank equity capital | $8,672,000 | 4,881 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $6,500,000 | 2,279 |
| Undivided profits | $1,772,000 | 7,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $696,000 | 3,356 |
| Earning assets | $102,989,000 | 3,939 |
| Long-term assets (5+ years) | $6,805,000 | 5,596 |
| Average Assets, year-to-date | $111,479,200 | 3,768 |
| Average Assets, quarterly | $109,713,000 | 3,947 |
| Volatile liabilities | $9,886,000 | 5,017 |
| Insider loans | $555,000 | 5,031 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,230,000 | 6,401 |
| Tier 1 (core) risk-based capital | $8,162,000 | 4,934 |
| Tier 2 risk-based capital | $685,670 | 4,147 |
| Total risk weighted assets | $54,037,870 | 4,804 |
| Total unused commitments | $3,230,000 | 6,409 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 44 | 4,033 |
| Assets and Liabilities | ||
| Total Assets: | $112,925,000 | 3,887 |
| Cash and due from depository institutions | $4,901,000 | 4,033 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $47,462,000 | 2,410 |
| Federal funds sold & reverse repurchase agreements | $7,230,000 | 1,922 |
| Net loans & leases | $49,322,000 | 5,038 |
| Loan loss allowance | $1,380,000 | 2,510 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,129,000 | 3,645 |
| Other real estate owned | $133,000 | 4,033 |
| Goodwill and other intangibles | $533,000 | 1,723 |
| All other assets | $1,215,000 | 5,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,925,000 | 3,887 |
| Total liabilities | $104,671,000 | 3,756 |
| Total deposits | $103,761,000 | 3,560 |
| Interest-bearing deposits | $88,592,000 | 3,601 |
| Deposits held in domestic offices | $103,761,000 | 3,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $910,000 | 3,844 |
| Total equity capital | $8,254,000 | 5,088 |
| Total bank equity capital | $8,254,000 | 5,088 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $6,500,000 | 2,247 |
| Undivided profits | $1,354,000 | 8,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 560 |
| Income earned, not collected on loans | $717,000 | 3,268 |
| Earning assets | $104,014,000 | 3,890 |
| Long-term assets (5+ years) | $5,772,000 | 5,646 |
| Average Assets, year-to-date | $105,838,600 | 3,953 |
| Average Assets, quarterly | $111,936,000 | 3,870 |
| Volatile liabilities | $9,064,000 | 5,325 |
| Insider loans | $733,000 | 4,363 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,866,000 | 6,636 |
| Tier 1 (core) risk-based capital | $7,695,000 | 5,205 |
| Tier 2 risk-based capital | $633,590 | 4,341 |
| Total risk weighted assets | $49,940,790 | 5,048 |
| Total unused commitments | $2,866,000 | 6,643 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $96,353,000 | 4,569 |
| Cash and due from depository institutions | $4,039,000 | 3,970 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $34,602,000 | 3,501 |
| Federal funds sold & reverse repurchase agreements | $10,055,000 | 1,287 |
| Net loans & leases | $43,548,000 | 5,546 |
| Loan loss allowance | $1,062,000 | 3,336 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,995,000 | 3,782 |
| Other real estate owned | $582,000 | 3,970 |
| Goodwill and other intangibles | $164,000 | 2,227 |
| All other assets | $1,368,000 | 4,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,353,000 | 4,569 |
| Total liabilities | $88,358,000 | 4,471 |
| Total deposits | $87,637,000 | 4,285 |
| Interest-bearing deposits | $74,069,000 | 4,368 |
| Deposits held in domestic offices | $87,637,000 | 4,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $721,000 | 4,566 |
| Total equity capital | $7,995,000 | 5,239 |
| Total bank equity capital | $7,995,000 | 5,239 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $6,500,000 | 2,314 |
| Undivided profits | $1,095,000 | 8,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $466,000 | 309 |
| Income earned, not collected on loans | $801,000 | 2,849 |
| Earning assets | $88,205,000 | 4,587 |
| Long-term assets (5+ years) | $3,268,000 | 6,850 |
| Average Assets, year-to-date | $93,078,800 | 4,536 |
| Average Assets, quarterly | $95,656,000 | 4,547 |
| Volatile liabilities | $8,322,000 | 5,472 |
| Insider loans | $765,000 | 4,338 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,463,000 | 6,039 |
| Tier 1 (core) risk-based capital | $7,842,000 | 5,227 |
| Tier 2 risk-based capital | $594,630 | 4,634 |
| Total risk weighted assets | $47,103,030 | 5,312 |
| Total unused commitments | $3,463,000 | 6,056 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $89,270,000 | 4,897 |
| Cash and due from depository institutions | $5,159,000 | 4,072 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $29,595,000 | 4,109 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 1,905 |
| Net loans & leases | $43,074,000 | 5,520 |
| Loan loss allowance | $447,000 | 6,517 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,948,000 | 3,796 |
| Other real estate owned | $125,000 | 4,072 |
| Goodwill and other intangibles | $286,000 | 1,849 |
| All other assets | $1,333,000 | 5,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,270,000 | 4,897 |
| Total liabilities | $81,409,000 | 4,829 |
| Total deposits | $80,567,000 | 4,666 |
| Interest-bearing deposits | $67,265,000 | 4,799 |
| Deposits held in domestic offices | $80,567,000 | 4,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $842,000 | 4,197 |
| Total equity capital | $7,861,000 | 5,327 |
| Total bank equity capital | $7,861,000 | 5,327 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $961,000 | 9,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $289,000 | 435 |
| Income earned, not collected on loans | $794,000 | 2,956 |
| Earning assets | $80,519,000 | 4,974 |
| Long-term assets (5+ years) | $3,645,000 | 6,585 |
| Average Assets, year-to-date | $85,514,800 | 4,876 |
| Average Assets, quarterly | $87,243,500 | 4,931 |
| Volatile liabilities | $7,770,000 | 5,407 |
| Insider loans | $878,000 | 4,044 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,091,000 | 6,266 |
| Tier 1 (core) risk-based capital | $7,552,000 | 5,402 |
| Tier 2 risk-based capital | $447,000 | 5,750 |
| Total risk weighted assets | $46,555,200 | 5,313 |
| Total unused commitments | $3,091,000 | 6,282 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $85,046,000 | 5,042 |
| Cash and due from depository institutions | $4,720,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $30,487,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 1,679 |
| Net loans & leases | $40,757,000 | 5,705 |
| Loan loss allowance | $256,000 | 8,988 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,939,000 | 3,753 |
| Other real estate owned | $128,000 | 4,868 |
| Goodwill and other intangibles | $442,000 | 1,520 |
| All other assets | $1,123,000 | 6,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,046,000 | 5,042 |
| Total liabilities | $77,934,000 | 4,969 |
| Total deposits | $77,537,000 | 4,763 |
| Interest-bearing deposits | $65,207,000 | 4,877 |
| Deposits held in domestic offices | $77,537,000 | 4,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $397,000 | 6,118 |
| Total equity capital | $7,112,000 | 5,442 |
| Total bank equity capital | $7,112,000 | 5,442 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $6,500,000 | 2,236 |
| Undivided profits | $212,000 | 11,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $406,000 | 301 |
| Income earned, not collected on loans | $652,000 | 3,162 |
| Earning assets | $76,694,000 | 5,114 |
| Long-term assets (5+ years) | $4,067,000 | 6,584 |
| Average Assets, year-to-date | $81,588,600 | 5,114 |
| Average Assets, quarterly | $84,386,500 | 5,044 |
| Volatile liabilities | $7,146,000 | 5,471 |
| Insider loans | $753,000 | 4,461 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,429,000 | 5,980 |
| Tier 1 (core) risk-based capital | $7,097,000 | 5,555 |
| Tier 2 risk-based capital | $256,000 | 8,146 |
| Total risk weighted assets | $44,073,700 | 5,495 |
| Total unused commitments | $3,429,000 | 5,990 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $77,017,000 | 5,618 |
| Cash and due from depository institutions | $2,809,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $29,031,000 | 4,608 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 2,510 |
| Net loans & leases | $37,014,000 | 6,056 |
| Loan loss allowance | $791,000 | 4,526 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,521,000 | 4,602 |
| Other real estate owned | $178,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $914,000 | 6,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,017,000 | 5,618 |
| Total liabilities | $70,813,000 | 5,543 |
| Total deposits | $70,576,000 | 5,367 |
| Interest-bearing deposits | $60,367,000 | 5,427 |
| Deposits held in domestic offices | $70,576,000 | 5,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $237,000 | 8,572 |
| Total equity capital | $6,204,000 | 6,218 |
| Total bank equity capital | $6,204,000 | 6,218 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $4,204,000 | 4,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 3,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $535,000 | 3,449 |
| Earning assets | $71,595,000 | 5,541 |
| Long-term assets (5+ years) | $11,147,000 | 4,082 |
| Average Assets, year-to-date | $72,925,800 | 5,723 |
| Average Assets, quarterly | $75,143,500 | 5,679 |
| Volatile liabilities | $6,935,000 | 5,354 |
| Insider loans | $275,000 | 7,491 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,674,000 | 6,741 |
| Tier 1 (core) risk-based capital | $6,204,000 | 6,131 |
| Tier 2 risk-based capital | $528,980 | 5,031 |
| Total risk weighted assets | $41,887,280 | 5,693 |
| Total unused commitments | $2,674,000 | 6,763 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $71,686,000 | 6,019 |
| Cash and due from depository institutions | $3,562,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,950,000 | 5,178 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,207 |
| Net loans & leases | $31,971,000 | 6,731 |
| Loan loss allowance | $879,000 | 4,145 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,311,000 | 5,184 |
| Other real estate owned | $1,535,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $857,000 | 7,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,686,000 | 6,019 |
| Total liabilities | $66,658,000 | 5,914 |
| Total deposits | $66,458,000 | 5,745 |
| Interest-bearing deposits | $57,475,000 | 5,785 |
| Deposits held in domestic offices | $66,458,000 | 5,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $200,000 | 10,036 |
| Total equity capital | $5,028,000 | 7,069 |
| Total bank equity capital | $5,028,000 | 7,069 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,600,000 | 6,294 |
| Undivided profits | $3,028,000 | 5,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,034,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $443,000 | 4,592 |
| Earning assets | $64,421,000 | 6,100 |
| Long-term assets (5+ years) | $7,024,000 | 5,427 |
| Average Assets, year-to-date | $70,023,200 | 5,996 |
| Average Assets, quarterly | $70,000,000 | 6,096 |
| Volatile liabilities | $7,044,000 | 5,272 |
| Insider loans | $185,000 | 4,141 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,212,000 | 7,032 |
| Tier 1 (core) risk-based capital | $5,028,000 | 6,999 |
| Tier 2 risk-based capital | $480,050 | 5,399 |
| Total risk weighted assets | $37,669,850 | 6,205 |
| Total unused commitments | $2,212,000 | 7,061 |
| Derivatives | $0 | 651 |