Home > Guaranty Bank & Trust > Assets and Liabilities
Guaranty Bank & Trust, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 72 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $192,042,000 | 2,641 |
| Cash and due from depository institutions | $10,200,000 | 2,358 |
| Interest-bearing balances | $1,573,000 | 2,540 |
| Securities | $24,059,000 | 3,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $144,819,000 | 2,241 |
| Loan loss allowance | $1,716,000 | 2,293 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,498,000 | 1,368 |
| Other real estate owned | $1,138,000 | 2,358 |
| Goodwill and other intangibles | $1,807,000 | 1,116 |
| All other assets | $3,521,000 | 2,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,042,000 | 2,641 |
| Total liabilities | $173,081,000 | 2,636 |
| Total deposits | $145,195,000 | 2,806 |
| Interest-bearing deposits | $117,494,000 | 2,952 |
| Deposits held in domestic offices | $145,195,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,482,000 | 719 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,404,000 | 2,672 |
| Total equity capital | $18,961,000 | 2,579 |
| Total bank equity capital | $18,961,000 | 2,579 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $846,000 | 3,451 |
| Surplus | $11,563,000 | 1,500 |
| Undivided profits | $6,552,000 | 3,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,396,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,477,000 | 2,288 |
| Earning assets | $170,451,000 | 2,701 |
| Long-term assets (5+ years) | $1,170,000 | 7,795 |
| Average Assets, year-to-date | $196,732,400 | 2,466 |
| Average Assets, quarterly | $193,164,500 | 2,600 |
| Volatile liabilities | $52,431,000 | 1,680 |
| Insider loans | $2,927,000 | 1,699 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $23,298,000 | 220 |
| Unused loan commitments | $52,907,000 | 1,211 |
| Tier 1 (core) risk-based capital | $16,993,000 | 2,720 |
| Tier 2 risk-based capital | $1,716,000 | 2,127 |
| Total risk weighted assets | $150,186,000 | 2,230 |
| Total unused commitments | $52,907,000 | 1,216 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 72 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $205,623,000 | 2,370 |
| Cash and due from depository institutions | $10,592,000 | 2,365 |
| Interest-bearing balances | $2,835,000 | 1,337 |
| Securities | $32,512,000 | 3,232 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,307 |
| Net loans & leases | $146,165,000 | 2,166 |
| Loan loss allowance | $1,567,000 | 2,383 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,633,000 | 1,266 |
| Other real estate owned | $85,000 | 2,365 |
| Goodwill and other intangibles | $2,023,000 | 1,031 |
| All other assets | $2,513,000 | 3,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,623,000 | 2,370 |
| Total liabilities | $187,123,000 | 2,349 |
| Total deposits | $166,672,000 | 2,362 |
| Interest-bearing deposits | $142,908,000 | 2,361 |
| Deposits held in domestic offices | $166,672,000 | 2,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,150,000 | 931 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,301,000 | 1,842 |
| Total equity capital | $18,500,000 | 2,535 |
| Total bank equity capital | $18,500,000 | 2,535 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $846,000 | 3,547 |
| Surplus | $11,563,000 | 1,449 |
| Undivided profits | $6,091,000 | 3,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,027,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,547,000 | 1,677 |
| Earning assets | $186,612,000 | 2,396 |
| Long-term assets (5+ years) | $1,775,000 | 7,476 |
| Average Assets, year-to-date | $188,075,600 | 2,468 |
| Average Assets, quarterly | $198,207,500 | 2,426 |
| Volatile liabilities | $58,338,000 | 1,525 |
| Insider loans | $2,871,000 | 1,688 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $17,788,000 | 170 |
| Unused loan commitments | $54,976,000 | 1,089 |
| Tier 1 (core) risk-based capital | $16,578,000 | 2,707 |
| Tier 2 risk-based capital | $1,567,000 | 2,226 |
| Total risk weighted assets | $154,494,600 | 2,075 |
| Total unused commitments | $54,976,000 | 1,090 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 67 | 2,644 |
| Assets and Liabilities | ||
| Total Assets: | $180,672,000 | 2,618 |
| Cash and due from depository institutions | $9,216,000 | 2,644 |
| Interest-bearing balances | $4,175,000 | 949 |
| Securities | $28,865,000 | 3,713 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $131,425,000 | 2,292 |
| Loan loss allowance | $1,356,000 | 2,611 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,973,000 | 1,194 |
| Other real estate owned | $0 | 2,644 |
| Goodwill and other intangibles | $2,239,000 | 1,008 |
| All other assets | $1,954,000 | 4,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,672,000 | 2,618 |
| Total liabilities | $163,749,000 | 2,606 |
| Total deposits | $138,722,000 | 2,740 |
| Interest-bearing deposits | $116,120,000 | 2,833 |
| Deposits held in domestic offices | $138,722,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,561,000 | 756 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,466,000 | 2,409 |
| Total equity capital | $16,923,000 | 2,604 |
| Total bank equity capital | $16,923,000 | 2,604 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $846,000 | 3,638 |
| Surplus | $11,563,000 | 1,431 |
| Undivided profits | $4,514,000 | 4,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $380,000 | 4,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,138,000 | 1,978 |
| Earning assets | $164,465,000 | 2,630 |
| Long-term assets (5+ years) | $2,612,000 | 7,359 |
| Average Assets, year-to-date | $154,156,600 | 2,898 |
| Average Assets, quarterly | $172,177,000 | 2,697 |
| Volatile liabilities | $55,336,000 | 1,523 |
| Insider loans | $7,662,000 | 588 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $17,099,000 | 176 |
| Unused loan commitments | $66,366,000 | 971 |
| Tier 1 (core) risk-based capital | $15,102,000 | 2,901 |
| Tier 2 risk-based capital | $1,356,000 | 2,383 |
| Total risk weighted assets | $135,937,700 | 2,251 |
| Total unused commitments | $66,366,000 | 972 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $146,868,000 | 3,078 |
| Cash and due from depository institutions | $8,163,000 | 2,650 |
| Interest-bearing balances | $2,115,000 | 2,079 |
| Securities | $25,320,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $18,930,000 | 853 |
| Net loans & leases | $84,586,000 | 3,209 |
| Loan loss allowance | $1,426,000 | 2,432 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,722,000 | 1,694 |
| Other real estate owned | $15,000 | 2,650 |
| Goodwill and other intangibles | $2,455,000 | 917 |
| All other assets | $2,677,000 | 2,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,868,000 | 3,078 |
| Total liabilities | $129,789,000 | 3,129 |
| Total deposits | $114,669,000 | 3,296 |
| Interest-bearing deposits | $93,320,000 | 3,440 |
| Deposits held in domestic offices | $114,669,000 | 3,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,897,000 | 879 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,223,000 | 2,998 |
| Total equity capital | $17,079,000 | 2,624 |
| Total bank equity capital | $17,079,000 | 2,624 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $846,000 | 3,654 |
| Surplus | $11,563,000 | 1,355 |
| Undivided profits | $4,670,000 | 4,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $804,000 | 2,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,239 |
| Income earned, not collected on loans | $893,000 | 2,508 |
| Earning assets | $130,951,000 | 3,178 |
| Long-term assets (5+ years) | $3,120,000 | 7,091 |
| Average Assets, year-to-date | $138,416,400 | 3,100 |
| Average Assets, quarterly | $147,255,500 | 3,025 |
| Volatile liabilities | $29,999,000 | 2,148 |
| Insider loans | $4,779,000 | 884 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,541,000 | 403 |
| Unused loan commitments | $37,941,000 | 1,389 |
| Tier 1 (core) risk-based capital | $14,589,000 | 2,930 |
| Tier 2 risk-based capital | $1,212,310 | 2,546 |
| Total risk weighted assets | $96,771,010 | 2,911 |
| Total unused commitments | $37,941,000 | 1,394 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $126,834,000 | 3,474 |
| Cash and due from depository institutions | $6,648,000 | 3,856 |
| Interest-bearing balances | $2,236,000 | 1,648 |
| Securities | $27,361,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,250 |
| Net loans & leases | $78,600,000 | 3,419 |
| Loan loss allowance | $1,171,000 | 2,921 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,947,000 | 3,921 |
| Other real estate owned | $386,000 | 3,856 |
| Goodwill and other intangibles | $2,579,000 | 845 |
| All other assets | $3,213,000 | 2,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,834,000 | 3,474 |
| Total liabilities | $112,043,000 | 3,535 |
| Total deposits | $101,299,000 | 3,659 |
| Interest-bearing deposits | $80,362,000 | 3,928 |
| Deposits held in domestic offices | $101,299,000 | 3,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,758,000 | 1,081 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $986,000 | 3,618 |
| Total equity capital | $14,791,000 | 2,998 |
| Total bank equity capital | $14,791,000 | 2,998 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $846,000 | 3,764 |
| Surplus | $10,877,000 | 1,437 |
| Undivided profits | $3,068,000 | 5,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,131 |
| Income earned, not collected on loans | $1,091,000 | 2,076 |
| Earning assets | $114,297,000 | 3,545 |
| Long-term assets (5+ years) | $1,325,000 | 8,213 |
| Average Assets, year-to-date | $121,937,600 | 3,434 |
| Average Assets, quarterly | $126,502,500 | 3,436 |
| Volatile liabilities | $19,565,000 | 3,041 |
| Insider loans | $5,278,000 | 785 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,978,000 | 358 |
| Unused loan commitments | $29,600,000 | 1,587 |
| Tier 1 (core) risk-based capital | $12,185,000 | 3,468 |
| Tier 2 risk-based capital | $1,092,740 | 2,705 |
| Total risk weighted assets | $87,340,640 | 3,161 |
| Total unused commitments | $29,600,000 | 1,590 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $112,421,000 | 3,979 |
| Cash and due from depository institutions | $5,705,000 | 4,042 |
| Interest-bearing balances | $1,846,000 | 1,731 |
| Securities | $20,279,000 | 5,250 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,529 |
| Net loans & leases | $75,071,000 | 3,613 |
| Loan loss allowance | $1,167,000 | 3,074 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,823,000 | 4,059 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $2,791,000 | 772 |
| All other assets | $1,652,000 | 4,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,421,000 | 3,979 |
| Total liabilities | $98,671,000 | 4,065 |
| Total deposits | $92,611,000 | 4,077 |
| Interest-bearing deposits | $75,116,000 | 4,314 |
| Deposits held in domestic offices | $92,611,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,132,000 | 1,566 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $928,000 | 3,735 |
| Total equity capital | $13,750,000 | 3,231 |
| Total bank equity capital | $13,750,000 | 3,231 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $847,000 | 4,007 |
| Surplus | $10,903,000 | 1,485 |
| Undivided profits | $2,000,000 | 7,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 3,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 1,213 |
| Income earned, not collected on loans | $609,000 | 3,784 |
| Earning assets | $102,296,000 | 4,014 |
| Long-term assets (5+ years) | $1,856,000 | 7,922 |
| Average Assets, year-to-date | $107,191,400 | 4,004 |
| Average Assets, quarterly | $111,663,500 | 3,955 |
| Volatile liabilities | $13,697,000 | 3,883 |
| Insider loans | $3,279,000 | 1,317 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,029,000 | 424 |
| Unused loan commitments | $26,654,000 | 1,676 |
| Tier 1 (core) risk-based capital | $10,928,000 | 3,914 |
| Tier 2 risk-based capital | $997,340 | 2,983 |
| Total risk weighted assets | $79,617,840 | 3,429 |
| Total unused commitments | $26,654,000 | 1,693 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $103,183,000 | 4,302 |
| Cash and due from depository institutions | $5,519,000 | 4,498 |
| Interest-bearing balances | $113,000 | 4,713 |
| Securities | $20,066,000 | 5,531 |
| Federal funds sold & reverse repurchase agreements | $5,850,000 | 2,483 |
| Net loans & leases | $65,073,000 | 3,983 |
| Loan loss allowance | $1,084,000 | 3,293 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,712,000 | 4,225 |
| Other real estate owned | $60,000 | 4,498 |
| Goodwill and other intangibles | $3,003,000 | 691 |
| All other assets | $1,900,000 | 3,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,183,000 | 4,302 |
| Total liabilities | $90,450,000 | 4,391 |
| Total deposits | $85,776,000 | 4,404 |
| Interest-bearing deposits | $70,179,000 | 4,620 |
| Deposits held in domestic offices | $85,776,000 | 4,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,588,000 | 1,777 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,086,000 | 3,395 |
| Total equity capital | $12,733,000 | 3,450 |
| Total bank equity capital | $12,733,000 | 3,450 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $847,000 | 4,203 |
| Surplus | $10,903,000 | 1,484 |
| Undivided profits | $983,000 | 9,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 822 |
| Income earned, not collected on loans | $500,000 | 4,731 |
| Earning assets | $91,102,000 | 4,447 |
| Long-term assets (5+ years) | $1,311,000 | 8,622 |
| Average Assets, year-to-date | $91,960,600 | 4,569 |
| Average Assets, quarterly | $103,567,000 | 4,230 |
| Volatile liabilities | $9,240,000 | 4,807 |
| Insider loans | $1,817,000 | 2,340 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,244,000 | 1,600 |
| Tier 1 (core) risk-based capital | $9,539,000 | 4,383 |
| Tier 2 risk-based capital | $899,180 | 3,219 |
| Total risk weighted assets | $71,749,680 | 3,676 |
| Total unused commitments | $27,244,000 | 1,612 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $75,552,000 | 5,590 |
| Cash and due from depository institutions | $3,502,000 | 4,868 |
| Interest-bearing balances | $16,000 | 6,552 |
| Securities | $22,233,000 | 5,447 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,015 |
| Net loans & leases | $45,985,000 | 5,230 |
| Loan loss allowance | $860,000 | 4,095 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $781,000 | 7,019 |
| Other real estate owned | $193,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,058,000 | 6,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,552,000 | 5,590 |
| Total liabilities | $67,680,000 | 5,619 |
| Total deposits | $60,731,000 | 5,876 |
| Interest-bearing deposits | $51,160,000 | 5,968 |
| Deposits held in domestic offices | $60,731,000 | 5,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,408,000 | 1,580 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $541,000 | 4,946 |
| Total equity capital | $7,872,000 | 5,009 |
| Total bank equity capital | $7,872,000 | 5,009 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $847,000 | 4,387 |
| Surplus | $1,761,000 | 6,055 |
| Undivided profits | $5,264,000 | 4,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 7,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 878 |
| Income earned, not collected on loans | $304,000 | 6,511 |
| Earning assets | $70,034,000 | 5,535 |
| Long-term assets (5+ years) | $2,109,000 | 8,174 |
| Average Assets, year-to-date | $70,092,400 | 5,807 |
| Average Assets, quarterly | $72,173,000 | 5,747 |
| Volatile liabilities | $11,503,000 | 3,934 |
| Insider loans | $400,000 | 6,338 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,342,000 | 3,871 |
| Tier 1 (core) risk-based capital | $8,200,000 | 4,883 |
| Tier 2 risk-based capital | $655,790 | 4,218 |
| Total risk weighted assets | $52,258,890 | 4,749 |
| Total unused commitments | $7,342,000 | 3,878 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $68,567,000 | 6,170 |
| Cash and due from depository institutions | $3,520,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,467,000 | 6,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $45,602,000 | 5,196 |
| Loan loss allowance | $768,000 | 4,628 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $801,000 | 7,010 |
| Other real estate owned | $327,000 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $850,000 | 6,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,567,000 | 6,170 |
| Total liabilities | $61,222,000 | 6,224 |
| Total deposits | $57,202,000 | 6,382 |
| Interest-bearing deposits | $49,174,000 | 6,415 |
| Deposits held in domestic offices | $57,202,000 | 6,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,315,000 | 2,093 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,200,000 | 2,536 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $505,000 | 5,287 |
| Total equity capital | $7,345,000 | 5,381 |
| Total bank equity capital | $7,345,000 | 5,381 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $847,000 | 4,564 |
| Surplus | $1,761,000 | 6,063 |
| Undivided profits | $4,737,000 | 4,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 4,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $184,000 | 637 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $63,069,000 | 6,160 |
| Long-term assets (5+ years) | $1,614,000 | 9,166 |
| Average Assets, year-to-date | $68,283,000 | 6,037 |
| Average Assets, quarterly | $69,397,500 | 6,058 |
| Volatile liabilities | $8,475,000 | 4,638 |
| Insider loans | $727,000 | 4,612 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,375,000 | 4,206 |
| Tier 1 (core) risk-based capital | $7,345,000 | 5,299 |
| Tier 2 risk-based capital | $617,850 | 4,416 |
| Total risk weighted assets | $49,277,850 | 4,968 |
| Total unused commitments | $6,375,000 | 4,232 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $67,693,000 | 6,296 |
| Cash and due from depository institutions | $4,062,000 | 5,417 |
| Interest-bearing balances | $494,000 | 5,018 |
| Securities | $22,808,000 | 5,548 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $37,900,000 | 5,991 |
| Loan loss allowance | $763,000 | 4,680 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $803,000 | 7,097 |
| Other real estate owned | $448,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $872,000 | 6,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,693,000 | 6,296 |
| Total liabilities | $60,636,000 | 6,365 |
| Total deposits | $57,327,000 | 6,498 |
| Interest-bearing deposits | $48,731,000 | 6,630 |
| Deposits held in domestic offices | $57,327,000 | 6,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,570,000 | 1,838 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $739,000 | 4,188 |
| Total equity capital | $7,057,000 | 5,342 |
| Total bank equity capital | $7,057,000 | 5,342 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $847,000 | 4,787 |
| Surplus | $1,761,000 | 5,982 |
| Undivided profits | $4,449,000 | 4,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 4,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $230,000 | 7,969 |
| Earning assets | $62,002,000 | 6,295 |
| Long-term assets (5+ years) | $2,104,000 | 8,829 |
| Average Assets, year-to-date | $66,044,200 | 6,280 |
| Average Assets, quarterly | $67,173,000 | 6,278 |
| Volatile liabilities | $7,805,000 | 4,901 |
| Insider loans | $256,000 | 3,275 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,586,000 | 2,515 |
| Tier 1 (core) risk-based capital | $7,057,000 | 5,280 |
| Tier 2 risk-based capital | $536,540 | 4,928 |
| Total risk weighted assets | $42,696,840 | 5,656 |
| Total unused commitments | $12,586,000 | 2,534 |
| Derivatives | $0 | 651 |