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Guaranty Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,430,0003,634
Total interest expense$04,366
Net interest income$15,059,000611
Provision for loan and lease losses$02,775
Total noninterest income$52,3623,869
Gross Fiduciary activities income$724,000394
Service charges on deposit accounts$04,263
Trading account gains and fees$0116
Additional Noninterest Income$04,315
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,407
Additional noninterest expense$2,7914,301
Pre-tax net operating income$8,345,000477
Securities gains (losses)$469,00051
Applicable income taxes$03,151
Income before extraordinary items$04,146
Extraordinary gains, net$3,885,00011
Net income$4,172,000724
Minority interest net income$065
Net income of bank and minority interests.$04,146
Net charge-offs$02,299
Cash dividends$61,0002,225
Sale, conversion, retirement of capital stock, net$58,927,0006
Net operating income$04,166
2024-12-31 (YTD Data)Rank
Total interest income$126,978,000491
Total interest expense$70,143,000381
Net interest income$56,835,000611
Provision for loan and lease losses$1,428,000742
Total noninterest income$18,876,000506
Gross Fiduciary activities income$218,000714
Service charges on deposit accounts$1,854,000608
Trading account gains and fees$0138
Additional Noninterest Income$16,804,000402
Total noninterest expense$48,174,000622
Salaries and employee benefits$29,030,000562
Premises and equipment expense$4,094,000661
Additional noninterest expense$16,804,000402
Pre-tax net operating income$26,109,000540
Securities gains (losses)$0940
Applicable income taxes$-30,0004,248
Income before extraordinary items$26,139,000470
Extraordinary gains, net$053
Net income$26,139,000473
Minority interest net income$090
Net income of bank and minority interests.$26,139,000470
Net charge-offs$48,0002,108
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$26,139,000479
2024-09-30 (YTD Data)Rank
Total interest income$95,325,000484
Total interest expense$53,361,000375
Net interest income$41,964,000615
Provision for loan and lease losses$-578,0004,448
Total noninterest income$14,524,000488
Gross Fiduciary activities income$153,000720
Service charges on deposit accounts$1,382,000605
Trading account gains and fees$0139
Additional Noninterest Income$12,989,000397
Total noninterest expense$35,659,000614
Salaries and employee benefits$21,292,000568
Premises and equipment expense$3,184,000644
Additional noninterest expense$12,989,000397
Pre-tax net operating income$21,407,000506
Securities gains (losses)$0930
Applicable income taxes$604,0001,554
Income before extraordinary items$20,803,000444
Extraordinary gains, net$051
Net income$20,803,000452
Minority interest net income$082
Net income of bank and minority interests.$20,803,000446
Net charge-offs$-4,0003,739
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$20,803,000443
2024-06-30 (YTD Data)Rank
Total interest income$62,508,000490
Total interest expense$35,132,000370
Net interest income$27,376,000621
Provision for loan and lease losses$-15,0004,218
Total noninterest income$9,177,000500
Gross Fiduciary activities income$95,000729
Service charges on deposit accounts$828,000667
Trading account gains and fees$0145
Additional Noninterest Income$8,254,000403
Total noninterest expense$23,212,000630
Salaries and employee benefits$13,705,000588
Premises and equipment expense$2,265,000608
Additional noninterest expense$8,254,000403
Pre-tax net operating income$13,356,000524
Securities gains (losses)$0628
Applicable income taxes$84,0002,458
Income before extraordinary items$13,272,000454
Extraordinary gains, net$052
Net income$13,272,000457
Minority interest net income$084
Net income of bank and minority interests.$13,272,000456
Net charge-offs$-4,0003,771
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$13,272,000456
2024-03-31 (YTD Data)Rank
Total interest income$30,543,000495
Total interest expense$17,029,000375
Net interest income$13,514,000643
Provision for loan and lease losses$-208,0004,406
Total noninterest income$3,097,000658
Gross Fiduciary activities income$42,000700
Service charges on deposit accounts$464,000587
Trading account gains and fees$0121
Additional Noninterest Income$2,591,000531
Total noninterest expense$11,916,000625
Salaries and employee benefits$6,995,000583
Premises and equipment expense$1,127,000622
Additional noninterest expense$2,591,000531
Pre-tax net operating income$4,903,000669
Securities gains (losses)$0689
Applicable income taxes$-103,0004,463
Income before extraordinary items$5,006,000576
Extraordinary gains, net$051
Net income$5,006,000582
Minority interest net income$072
Net income of bank and minority interests.$5,006,000576
Net charge-offs$-7,0003,997
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$5,006,000574
2023-12-31 (YTD Data)Rank
Total interest income$110,130,000499
Total interest expense$53,463,000372
Net interest income$56,667,000611
Provision for loan and lease losses$639,0001,109
Total noninterest income$17,833,000501
Gross Fiduciary activities income$44,000777
Service charges on deposit accounts$1,880,000592
Trading account gains and fees$0123
Additional Noninterest Income$15,909,000392
Total noninterest expense$48,509,000585
Salaries and employee benefits$29,111,000541
Premises and equipment expense$4,886,000565
Additional noninterest expense$15,909,000392
Pre-tax net operating income$25,352,000566
Securities gains (losses)$0988
Applicable income taxes$71,0002,923
Income before extraordinary items$25,281,000493
Extraordinary gains, net$054
Net income$25,281,000497
Minority interest net income$088
Net income of bank and minority interests.$25,281,000495
Net charge-offs$310,000950
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$25,281,000507
2023-09-30 (YTD Data)Rank
Total interest income$79,890,000504
Total interest expense$37,173,000376
Net interest income$42,717,000611
Provision for loan and lease losses$-3,0004,237
Total noninterest income$10,477,000592
Gross Fiduciary activities income$17,000806
Service charges on deposit accounts$1,419,000586
Trading account gains and fees$0125
Additional Noninterest Income$9,041,000474
Total noninterest expense$35,473,000601
Salaries and employee benefits$21,368,000552
Premises and equipment expense$3,597,000577
Additional noninterest expense$9,041,000474
Pre-tax net operating income$17,724,000618
Securities gains (losses)$0849
Applicable income taxes$380,0001,947
Income before extraordinary items$17,344,000538
Extraordinary gains, net$052
Net income$17,344,000541
Minority interest net income$081
Net income of bank and minority interests.$17,344,000538
Net charge-offs$257,000783
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,344,000543
2023-06-30 (YTD Data)Rank
Total interest income$51,109,000502
Total interest expense$22,136,000368
Net interest income$28,973,000604
Provision for loan and lease losses$-345,0004,532
Total noninterest income$4,840,000741
Gross Fiduciary activities income$0931
Service charges on deposit accounts$914,000592
Trading account gains and fees$0112
Additional Noninterest Income$3,926,000628
Total noninterest expense$23,179,000594
Salaries and employee benefits$13,865,000558
Premises and equipment expense$2,380,000570
Additional noninterest expense$3,926,000628
Pre-tax net operating income$10,979,000651
Securities gains (losses)$0938
Applicable income taxes$436,0001,583
Income before extraordinary items$10,543,000576
Extraordinary gains, net$051
Net income$10,543,000586
Minority interest net income$081
Net income of bank and minority interests.$10,543,000576
Net charge-offs$263,000593
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$10,543,000577
2023-03-31 (YTD Data)Rank
Total interest income$25,261,000509
Total interest expense$9,890,000363
Net interest income$15,371,000582
Provision for loan and lease losses$347,000616
Total noninterest income$2,387,000739
Gross Fiduciary activities income$0913
Service charges on deposit accounts$441,000625
Trading account gains and fees$097
Additional Noninterest Income$1,946,000615
Total noninterest expense$11,688,000602
Salaries and employee benefits$7,266,000546
Premises and equipment expense$1,155,000612
Additional noninterest expense$1,946,000615
Pre-tax net operating income$5,723,000645
Securities gains (losses)$0950
Applicable income taxes$337,0001,291
Income before extraordinary items$5,386,000590
Extraordinary gains, net$04
Net income$5,386,000589
Minority interest net income$048
Net income of bank and minority interests.$5,386,000589
Net charge-offs$275,000375
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,386,000595
2022-12-31 (YTD Data)Rank
Total interest income$79,266,000504
Total interest expense$15,532,000319
Net interest income$63,734,000545
Provision for loan and lease losses$9,507,000181
Total noninterest income$8,885,000819
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,366,000800
Trading account gains and feesNANA
Additional Noninterest Income$7,519,000678
Total noninterest expense$33,729,000782
Salaries and employee benefits$18,973,000785
Premises and equipment expense$3,874,000684
Additional noninterest expense$7,519,000678
Pre-tax net operating income$29,383,000575
Securities gains (losses)$0691
Applicable income taxes$5,094,000597
Income before extraordinary items$24,289,000565
Extraordinary gains, net$05
Net income$24,289,000566
Minority interest net income$063
Net income of bank and minority interests.$24,289,000566
Net charge-offs$1,096,000398
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,289,000573
2022-09-30 (YTD Data)Rank
Total interest income$50,634,000549
Total interest expense$7,845,000313
Net interest income$42,789,000588
Provision for loan and lease losses$9,897,000141
Total noninterest income$6,403,000858
Gross Fiduciary activities income$0968
Service charges on deposit accounts$931,000867
Trading account gains and feesNANA
Additional Noninterest Income$5,472,000713
Total noninterest expense$23,615,000834
Salaries and employee benefits$13,519,000823
Premises and equipment expense$2,690,000731
Additional noninterest expense$5,472,000713
Pre-tax net operating income$15,680,000723
Securities gains (losses)$0740
Applicable income taxes$2,353,000813
Income before extraordinary items$13,327,000701
Extraordinary gains, net$04
Net income$13,327,000700
Minority interest net income$057
Net income of bank and minority interests.$13,327,000701
Net charge-offs$748,000356
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$13,327,000709
2022-06-30 (YTD Data)Rank
Total interest income$27,575,000632
Total interest expense$2,983,000401
Net interest income$24,592,000654
Provision for loan and lease losses$10,148,00083
Total noninterest income$3,913,000896
Gross Fiduciary activities income$0925
Service charges on deposit accounts$476,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$3,437,000750
Total noninterest expense$13,982,000890
Salaries and employee benefits$8,271,000872
Premises and equipment expense$1,407,000896
Additional noninterest expense$4,304,000873
Pre-tax net operating income$4,375,0001,320
Securities gains (losses)$0687
Applicable income taxes$245,0001,978
Income before extraordinary items$4,130,0001,208
Extraordinary gains, net$04
Net income$4,130,0001,208
Minority interest net income$060
Net income of bank and minority interests.$4,130,0001,208
Net charge-offs$193,000545
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,130,0001,231
2022-03-31 (YTD Data)Rank
Total interest income$7,282,0001,055
Total interest expense$755,000722
Net interest income$6,527,0001,083
Provision for loan and lease losses$-502,0004,642
Total noninterest income$552,0001,955
Gross Fiduciary activities income$0892
Service charges on deposit accounts$23,0003,576
Trading account gains and feesNANA
Additional Noninterest Income$529,0001,613
Total noninterest expense$3,758,0001,450
Salaries and employee benefits$2,345,0001,379
Premises and equipment expense$375,0001,560
Additional noninterest expense$1,038,0001,528
Pre-tax net operating income$3,823,000847
Securities gains (losses)$0623
Applicable income taxes$719,000792
Income before extraordinary items$3,104,000866
Extraordinary gains, net$04
Net income$3,104,000865
Minority interest net income$050
Net income of bank and minority interests.$3,104,000866
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,104,000875
2021-12-31 (YTD Data)Rank
Total interest income$29,446,0001,071
Total interest expense$3,095,000878
Net interest income$26,351,0001,081
Provision for loan and lease losses$445,0001,149
Total noninterest income$8,818,000907
Gross Fiduciary activities income$0994
Service charges on deposit accounts$82,0003,634
Trading account gains and feesNANA
Additional Noninterest Income$8,736,000729
Total noninterest expense$15,997,0001,376
Salaries and employee benefits$10,145,0001,284
Premises and equipment expense$1,655,0001,409
Additional noninterest expense$4,197,0001,536
Pre-tax net operating income$18,727,000785
Securities gains (losses)$02,062
Applicable income taxes$4,148,000711
Income before extraordinary items$14,579,000836
Extraordinary gains, net$010
Net income$14,579,000837
Minority interest net income$074
Net income of bank and minority interests.$14,579,000837
Net charge-offs$12,0002,234
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,579,000824
2021-09-30 (YTD Data)Rank
Total interest income$21,981,0001,102
Total interest expense$2,375,000907
Net interest income$19,606,0001,109
Provision for loan and lease losses$741,000597
Total noninterest income$6,752,000927
Gross Fiduciary activities income$0957
Service charges on deposit accounts$61,0003,666
Trading account gains and feesNANA
Additional Noninterest Income$6,691,000751
Total noninterest expense$12,046,0001,387
Salaries and employee benefits$7,742,0001,278
Premises and equipment expense$1,281,0001,403
Additional noninterest expense$3,023,0001,586
Pre-tax net operating income$13,571,000844
Securities gains (losses)$02,015
Applicable income taxes$3,027,000749
Income before extraordinary items$10,544,000908
Extraordinary gains, net$08
Net income$10,544,000908
Minority interest net income$069
Net income of bank and minority interests.$10,544,000908
Net charge-offs$12,0001,915
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,544,000890
2021-06-30 (YTD Data)Rank
Total interest income$14,178,0001,122
Total interest expense$1,629,000922
Net interest income$12,549,0001,139
Provision for loan and lease losses$851,000368
Total noninterest income$3,749,0001,036
Gross Fiduciary activities income$0951
Service charges on deposit accounts$38,0003,721
Trading account gains and feesNANA
Additional Noninterest Income$3,711,000845
Total noninterest expense$7,818,0001,405
Salaries and employee benefits$5,076,0001,288
Premises and equipment expense$838,0001,418
Additional noninterest expense$1,904,0001,640
Pre-tax net operating income$7,629,000958
Securities gains (losses)$01,818
Applicable income taxes$1,675,000831
Income before extraordinary items$5,954,0001,040
Extraordinary gains, net$06
Net income$5,954,0001,039
Minority interest net income$067
Net income of bank and minority interests.$5,954,0001,040
Net charge-offs$11,0001,721
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,954,0001,015
2021-03-31 (YTD Data)Rank
Total interest income$6,927,0001,146
Total interest expense$858,000925
Net interest income$6,069,0001,164
Provision for loan and lease losses$1,051,000177
Total noninterest income$1,819,0001,061
Gross Fiduciary activities income$0922
Service charges on deposit accounts$19,0003,714
Trading account gains and feesNANA
Additional Noninterest Income$1,800,000869
Total noninterest expense$3,969,0001,377
Salaries and employee benefits$2,617,0001,240
Premises and equipment expense$414,0001,450
Additional noninterest expense$938,0001,614
Pre-tax net operating income$2,868,0001,174
Securities gains (losses)$01,392
Applicable income taxes$599,0001,012
Income before extraordinary items$2,269,0001,268
Extraordinary gains, net$03
Net income$2,269,0001,268
Minority interest net income$055
Net income of bank and minority interests.$2,269,0001,268
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,269,0001,240
2020-12-31 (YTD Data)Rank
Total interest income$29,549,0001,069
Total interest expense$4,790,000992
Net interest income$24,759,0001,086
Provision for loan and lease losses$5,411,000536
Total noninterest income$12,207,000701
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$70,0003,905
Trading account gains and feesNANA
Additional Noninterest Income$12,137,000572
Total noninterest expense$15,076,0001,402
Salaries and employee benefits$9,064,0001,359
Premises and equipment expense$1,768,0001,330
Additional noninterest expense$4,244,0001,461
Pre-tax net operating income$16,479,000688
Securities gains (losses)$280,000868
Applicable income taxes$3,962,000584
Income before extraordinary items$12,797,000766
Extraordinary gains, net$04
Net income$12,797,000766
Minority interest net income$072
Net income of bank and minority interests.$12,797,000766
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,575,800741
2020-09-30 (YTD Data)Rank
Total interest income$21,892,0001,085
Total interest expense$3,890,000984
Net interest income$18,002,0001,095
Provision for loan and lease losses$4,485,000537
Total noninterest income$6,318,000871
Gross Fiduciary activities income$0981
Service charges on deposit accounts$50,0003,969
Trading account gains and feesNANA
Additional Noninterest Income$6,268,000702
Total noninterest expense$11,024,0001,412
Salaries and employee benefits$6,671,0001,366
Premises and equipment expense$1,256,0001,391
Additional noninterest expense$3,097,0001,479
Pre-tax net operating income$8,811,000894
Securities gains (losses)$280,000746
Applicable income taxes$2,117,000697
Income before extraordinary items$6,974,000979
Extraordinary gains, net$04
Net income$6,974,000979
Minority interest net income$065
Net income of bank and minority interests.$6,974,000979
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,752,800972
2020-06-30 (YTD Data)Rank
Total interest income$14,627,0001,094
Total interest expense$2,784,000986
Net interest income$11,843,0001,106
Provision for loan and lease losses$3,375,000520
Total noninterest income$3,597,000930
Gross Fiduciary activities income$0970
Service charges on deposit accounts$33,0004,002
Trading account gains and feesNANA
Additional Noninterest Income$3,564,000721
Total noninterest expense$6,727,0001,512
Salaries and employee benefits$4,119,0001,447
Premises and equipment expense$838,0001,386
Additional noninterest expense$1,770,0001,660
Pre-tax net operating income$5,338,000902
Securities gains (losses)$02,249
Applicable income taxes$1,233,000711
Income before extraordinary items$4,105,0001,019
Extraordinary gains, net$04
Net income$4,105,0001,018
Minority interest net income$065
Net income of bank and minority interests.$4,105,0001,019
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,105,000995
2020-03-31 (YTD Data)Rank
Total interest income$7,217,0001,105
Total interest expense$1,575,000966
Net interest income$5,642,0001,133
Provision for loan and lease losses$970,000630
Total noninterest income$1,474,000993
Gross Fiduciary activities income$0941
Service charges on deposit accounts$17,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$1,457,000751
Total noninterest expense$3,276,0001,563
Salaries and employee benefits$2,037,0001,477
Premises and equipment expense$395,0001,460
Additional noninterest expense$844,0001,749
Pre-tax net operating income$2,870,000762
Securities gains (losses)$01,705
Applicable income taxes$664,000606
Income before extraordinary items$2,206,000859
Extraordinary gains, net$04
Net income$2,206,000859
Minority interest net income$056
Net income of bank and minority interests.$2,206,000859
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,206,000844
2019-12-31 (YTD Data)Rank
Total interest income$27,826,0001,150
Total interest expense$6,896,000934
Net interest income$20,930,0001,207
Provision for loan and lease losses$1,315,000737
Total noninterest income$3,744,0001,377
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$86,0004,070
Trading account gains and feesNANA
Additional Noninterest Income$3,658,0001,041
Total noninterest expense$12,409,0001,597
Salaries and employee benefits$7,534,0001,538
Premises and equipment expense$868,0002,226
Additional noninterest expense$4,007,0001,505
Pre-tax net operating income$10,950,000984
Securities gains (losses)$02,379
Applicable income taxes$2,706,000741
Income before extraordinary items$8,244,0001,088
Extraordinary gains, net$011
Net income$8,244,0001,090
Minority interest net income$076
Net income of bank and minority interests.$8,244,0001,090
Net charge-offs$50,0002,644
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,244,0001,067
2019-09-30 (YTD Data)Rank
Total interest income$20,746,0001,163
Total interest expense$5,531,000903
Net interest income$15,215,0001,253
Provision for loan and lease losses$1,261,000575
Total noninterest income$2,650,0001,432
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$70,0004,047
Trading account gains and feesNANA
Additional Noninterest Income$2,580,0001,069
Total noninterest expense$8,832,0001,683
Salaries and employee benefits$5,626,0001,545
Premises and equipment expense$493,0002,669
Additional noninterest expense$2,713,0001,630
Pre-tax net operating income$7,772,0001,043
Securities gains (losses)$02,167
Applicable income taxes$1,924,000790
Income before extraordinary items$5,848,0001,158
Extraordinary gains, net$011
Net income$5,848,0001,159
Minority interest net income$072
Net income of bank and minority interests.$5,848,0001,159
Net charge-offs$50,0002,220
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,848,0001,139
2019-06-30 (YTD Data)Rank
Total interest income$13,784,0001,162
Total interest expense$3,484,000920
Net interest income$10,300,0001,237
Provision for loan and lease losses$985,000496
Total noninterest income$1,261,0001,705
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$52,0003,964
Trading account gains and feesNANA
Additional Noninterest Income$1,209,0001,329
Total noninterest expense$5,614,0001,754
Salaries and employee benefits$4,058,0001,444
Premises and equipment expense$342,0002,591
Additional noninterest expense$1,214,0002,269
Pre-tax net operating income$4,962,0001,061
Securities gains (losses)$01,702
Applicable income taxes$1,230,000787
Income before extraordinary items$3,732,0001,170
Extraordinary gains, net$011
Net income$3,732,0001,170
Minority interest net income$069
Net income of bank and minority interests.$3,732,0001,170
Net charge-offs$50,0001,826
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,732,0001,150
2019-03-31 (YTD Data)Rank
Total interest income$6,747,0001,175
Total interest expense$1,681,000927
Net interest income$5,066,0001,248
Provision for loan and lease losses$500,000468
Total noninterest income$541,0001,847
Gross Fiduciary activities income$0972
Service charges on deposit accounts$27,0003,946
Trading account gains and feesNANA
Additional Noninterest Income$514,0001,417
Total noninterest expense$2,912,0001,711
Salaries and employee benefits$2,044,0001,433
Premises and equipment expense$177,0002,570
Additional noninterest expense$691,0002,051
Pre-tax net operating income$2,195,0001,131
Securities gains (losses)$01,087
Applicable income taxes$543,000851
Income before extraordinary items$1,652,0001,264
Extraordinary gains, net$05
Net income$1,652,0001,263
Minority interest net income$052
Net income of bank and minority interests.$1,652,0001,263
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,652,0001,243
2018-12-31 (YTD Data)Rank
Total interest income$14,052,0001,953
Total interest expense$2,489,0001,651
Net interest income$11,563,0002,005
Provision for loan and lease losses$990,000891
Total noninterest income$1,102,0002,726
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$32,0004,946
Trading account gains and feesNANA
Additional Noninterest Income$1,070,0002,178
Total noninterest expense$5,178,0002,988
Salaries and employee benefits$2,882,0003,035
Premises and equipment expense$366,0003,699
Additional noninterest expense$1,930,0002,647
Pre-tax net operating income$6,497,0001,429
Securities gains (losses)$01,125
Applicable income taxes$1,681,000977
Income before extraordinary items$4,816,0001,626
Extraordinary gains, net$06
Net income$4,816,0001,625
Minority interest net income$072
Net income of bank and minority interests.$4,816,0001,625
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,816,0001,619
2018-09-30 (YTD Data)Rank
Total interest income$6,894,0002,673
Total interest expense$1,319,0002,039
Net interest income$5,575,0002,797
Provision for loan and lease losses$475,0001,170
Total noninterest income$466,0003,531
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$28,0004,932
Trading account gains and feesNANA
Additional Noninterest Income$438,0002,917
Total noninterest expense$2,573,0003,795
Salaries and employee benefits$1,412,0003,808
Premises and equipment expense$164,0004,473
Additional noninterest expense$997,0003,408
Pre-tax net operating income$2,993,0002,132
Securities gains (losses)$01,118
Applicable income taxes$796,0001,381
Income before extraordinary items$2,197,0002,370
Extraordinary gains, net$05
Net income$2,197,0002,369
Minority interest net income$066
Net income of bank and minority interests.$2,197,0002,369
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,197,0002,363
2018-06-30 (YTD Data)Rank
Total interest income$10,686,0001,338
Total interest expense$2,318,000869
Net interest income$8,368,0001,442
Provision for loan and lease losses$300,0001,165
Total noninterest income$997,0002,015
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$47,0004,279
Trading account gains and feesNANA
Additional Noninterest Income$950,0001,577
Total noninterest expense$4,326,0002,126
Salaries and employee benefits$3,044,0001,802
Premises and equipment expense$299,0002,875
Additional noninterest expense$983,0002,649
Pre-tax net operating income$4,739,0001,075
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,739,000961
Extraordinary gains, net$06
Net income$4,739,000959
Minority interest net income$065
Net income of bank and minority interests.$4,739,000960
Net charge-offs$59,0001,642
Cash dividends$3,000,000565
Sale, conversion, retirement of capital stock, net$44,000455
Net operating income$4,739,000954
2018-03-31 (YTD Data)Rank
Total interest income$5,175,0001,352
Total interest expense$1,122,000857
Net interest income$4,053,0001,480
Provision for loan and lease losses$175,0001,039
Total noninterest income$449,0002,111
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$20,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$429,0001,633
Total noninterest expense$2,096,0002,198
Salaries and employee benefits$1,483,0001,862
Premises and equipment expense$145,0002,964
Additional noninterest expense$468,0002,758
Pre-tax net operating income$2,231,0001,100
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,231,000981
Extraordinary gains, net$07
Net income$2,231,000979
Minority interest net income$052
Net income of bank and minority interests.$2,231,000981
Net charge-offs$-3,0004,242
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$39,000363
Net operating income$2,231,000974
2017-12-31 (YTD Data)Rank
Total interest income$19,157,0001,399
Total interest expense$3,964,000841
Net interest income$15,193,0001,543
Provision for loan and lease losses$475,0001,503
Total noninterest income$1,913,0002,087
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$90,0004,444
Trading account gains and feesNANA
Additional Noninterest Income$1,823,0001,619
Total noninterest expense$9,014,0002,077
Salaries and employee benefits$6,148,0001,781
Premises and equipment expense$581,0002,985
Additional noninterest expense$2,285,0002,406
Pre-tax net operating income$7,617,0001,225
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$7,617,000944
Extraordinary gains, net$09
Net income$7,617,000944
Minority interest net income$076
Net income of bank and minority interests.$7,617,000944
Net charge-offs$233,0001,700
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$54,000559
Net operating income$7,617,000933
2017-09-30 (YTD Data)Rank
Total interest income$14,039,0001,432
Total interest expense$2,877,000853
Net interest income$11,162,0001,569
Provision for loan and lease losses$425,0001,307
Total noninterest income$1,408,0002,131
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$66,0004,507
Trading account gains and feesNANA
Additional Noninterest Income$1,342,0001,657
Total noninterest expense$6,516,0002,147
Salaries and employee benefits$4,465,0001,838
Premises and equipment expense$433,0003,023
Additional noninterest expense$1,618,0002,529
Pre-tax net operating income$5,629,0001,261
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,629,0001,057
Extraordinary gains, net$09
Net income$5,629,0001,056
Minority interest net income$071
Net income of bank and minority interests.$5,629,0001,057
Net charge-offs$236,0001,272
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$49,000506
Net operating income$5,629,0001,043
2017-06-30 (YTD Data)Rank
Total interest income$9,189,0001,447
Total interest expense$1,809,000874
Net interest income$7,380,0001,567
Provision for loan and lease losses$200,0001,539
Total noninterest income$819,0002,325
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$45,0004,507
Trading account gains and feesNANA
Additional Noninterest Income$774,0001,814
Total noninterest expense$4,315,0002,166
Salaries and employee benefits$2,947,0001,858
Premises and equipment expense$280,0003,082
Additional noninterest expense$1,088,0002,516
Pre-tax net operating income$3,684,0001,271
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,684,0001,055
Extraordinary gains, net$011
Net income$3,684,0001,055
Minority interest net income$071
Net income of bank and minority interests.$3,684,0001,055
Net charge-offs$-2,0004,300
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$44,000442
Net operating income$3,684,0001,044
2017-03-31 (YTD Data)Rank
Total interest income$4,451,0001,479
Total interest expense$870,000878
Net interest income$3,581,0001,604
Provision for loan and lease losses$50,0002,060
Total noninterest income$363,0002,463
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$20,0004,647
Trading account gains and feesNANA
Additional Noninterest Income$343,0001,920
Total noninterest expense$2,164,0002,175
Salaries and employee benefits$1,466,0001,886
Premises and equipment expense$133,0003,230
Additional noninterest expense$565,0002,429
Pre-tax net operating income$1,730,0001,315
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,730,0001,083
Extraordinary gains, net$08
Net income$1,730,0001,082
Minority interest net income$055
Net income of bank and minority interests.$1,730,0001,083
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$39,000357
Net operating income$1,730,0001,059
2016-12-31 (YTD Data)Rank
Total interest income$17,339,0001,467
Total interest expense$3,097,000938
Net interest income$14,242,0001,573
Provision for loan and lease losses$550,0001,384
Total noninterest income$1,681,0002,326
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$73,0004,869
Trading account gains and fees$0170
Additional Noninterest Income$1,608,0001,800
Total noninterest expense$8,498,0002,183
Salaries and employee benefits$5,817,0001,839
Premises and equipment expense$609,0002,983
Additional noninterest expense$2,072,0002,689
Pre-tax net operating income$6,875,0001,261
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$6,875,0001,076
Extraordinary gains, net$05
Net income$6,875,0001,075
Minority interest net income$082
Net income of bank and minority interests.$6,875,0001,075
Net charge-offs$-32,0005,240
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$42,000602
Net operating income$6,875,0001,051
2016-09-30 (YTD Data)Rank
Total interest income$12,848,0001,485
Total interest expense$2,238,000970
Net interest income$10,610,0001,578
Provision for loan and lease losses$500,0001,135
Total noninterest income$1,223,0002,378
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$53,0004,939
Trading account gains and fees$0169
Additional Noninterest Income$1,170,0001,849
Total noninterest expense$6,142,0002,248
Salaries and employee benefits$4,319,0001,837
Premises and equipment expense$474,0002,941
Additional noninterest expense$1,349,0002,964
Pre-tax net operating income$5,191,0001,285
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$5,191,0001,084
Extraordinary gains, net$05
Net income$5,191,0001,084
Minority interest net income$071
Net income of bank and minority interests.$5,191,0001,084
Net charge-offs$1,0003,867
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$37,000543
Net operating income$5,191,0001,053
2016-06-30 (YTD Data)Rank
Total interest income$8,609,0001,486
Total interest expense$1,423,0001,008
Net interest income$7,186,0001,563
Provision for loan and lease losses$350,0001,119
Total noninterest income$764,0002,449
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$35,0004,975
Trading account gains and fees$0157
Additional Noninterest Income$729,0001,902
Total noninterest expense$4,104,0002,252
Salaries and employee benefits$2,875,0001,853
Premises and equipment expense$323,0002,905
Additional noninterest expense$906,0002,951
Pre-tax net operating income$3,496,0001,254
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,496,0001,051
Extraordinary gains, net$016
Net income$3,496,0001,049
Minority interest net income$071
Net income of bank and minority interests.$3,496,0001,050
Net charge-offs$1,0003,591
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$26,000530
Net operating income$3,496,0001,030
2016-03-31 (YTD Data)Rank
Total interest income$4,512,0001,402
Total interest expense$677,0001,054
Net interest income$3,835,0001,467
Provision for loan and lease losses$250,000792
Total noninterest income$317,0002,654
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$16,0005,063
Trading account gains and fees$0142
Additional Noninterest Income$301,0002,087
Total noninterest expense$2,026,0002,280
Salaries and employee benefits$1,428,0001,883
Premises and equipment expense$161,0002,935
Additional noninterest expense$437,0003,035
Pre-tax net operating income$1,876,0001,145
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,876,000953
Extraordinary gains, net$012
Net income$1,876,000954
Minority interest net income$062
Net income of bank and minority interests.$1,876,000954
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$14,000487
Net operating income$1,876,000914
2015-12-31 (YTD Data)Rank
Total interest income$13,282,0001,860
Total interest expense$2,344,0001,188
Net interest income$10,938,0001,976
Provision for loan and lease losses$500,0001,348
Total noninterest income$223,0005,117
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$71,0005,096
Trading account gains and fees$0159
Additional Noninterest Income$152,0004,726
Total noninterest expense$7,650,0002,394
Salaries and employee benefits$5,120,0002,012
Premises and equipment expense$613,0003,058
Additional noninterest expense$1,917,0002,872
Pre-tax net operating income$3,011,0002,321
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,011,0002,059
Extraordinary gains, net$023
Net income$3,011,0002,060
Minority interest net income$081
Net income of bank and minority interests.$3,011,0002,061
Net charge-offs$-13,0005,247
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$104,000513
Net operating income$3,011,0002,013
2015-09-30 (YTD Data)Rank
Total interest income$9,627,0001,927
Total interest expense$1,717,0001,222
Net interest income$7,910,0002,053
Provision for loan and lease losses$192,0002,003
Total noninterest income$24,0006,095
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$52,0005,171
Trading account gains and fees$0153
Additional Noninterest Income$-28,0006,181
Total noninterest expense$5,718,0002,397
Salaries and employee benefits$3,951,0001,973
Premises and equipment expense$459,0003,110
Additional noninterest expense$1,308,0003,098
Pre-tax net operating income$2,024,0002,553
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,024,0002,245
Extraordinary gains, net$021
Net income$2,024,0002,246
Minority interest net income$078
Net income of bank and minority interests.$2,024,0002,246
Net charge-offs$-13,0005,227
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$92,000463
Net operating income$2,024,0002,208
2015-06-30 (YTD Data)Rank
Total interest income$6,278,0001,965
Total interest expense$1,105,0001,269
Net interest income$5,173,0002,080
Provision for loan and lease losses$6,0003,882
Total noninterest income$-207,0006,324
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$35,0005,184
Trading account gains and fees$0157
Additional Noninterest Income$-242,0006,317
Total noninterest expense$3,919,0002,347
Salaries and employee benefits$2,730,0001,920
Premises and equipment expense$308,0003,107
Additional noninterest expense$881,0003,096
Pre-tax net operating income$1,041,0002,988
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,041,0002,684
Extraordinary gains, net$022
Net income$1,041,0002,685
Minority interest net income$075
Net income of bank and minority interests.$1,041,0002,686
Net charge-offs$-13,0005,334
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$62,000449
Net operating income$1,041,0002,632
2015-03-31 (YTD Data)Rank
Total interest income$3,098,0001,985
Total interest expense$541,0001,304
Net interest income$2,557,0002,083
Provision for loan and lease losses$6,0003,402
Total noninterest income$-567,0006,411
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$16,0005,276
Trading account gains and fees$0152
Additional Noninterest Income$-583,0006,417
Total noninterest expense$1,970,0002,341
Salaries and employee benefits$1,361,0001,930
Premises and equipment expense$152,0003,176
Additional noninterest expense$457,0002,992
Pre-tax net operating income$14,0005,900
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$14,0005,946
Extraordinary gains, net$013
Net income$14,0005,947
Minority interest net income$064
Net income of bank and minority interests.$14,0005,947
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$30,000417
Net operating income$14,0005,899
2014-12-31 (YTD Data)Rank
Total interest income$12,544,0001,967
Total interest expense$2,139,0001,366
Net interest income$10,405,0002,048
Provision for loan and lease losses$550,0001,367
Total noninterest income$743,0003,605
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$68,0005,420
Trading account gains and fees$0180
Additional Noninterest Income$675,0002,876
Total noninterest expense$6,897,0002,653
Salaries and employee benefits$4,579,0002,214
Premises and equipment expense$599,0003,236
Additional noninterest expense$1,719,0003,220
Pre-tax net operating income$3,701,0001,949
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,701,0001,685
Extraordinary gains, net$017
Net income$3,701,0001,685
Minority interest net income$084
Net income of bank and minority interests.$3,701,0001,684
Net charge-offs$108,0003,113
Cash dividends$800,0002,300
Sale, conversion, retirement of capital stock, net$144,000486
Net operating income$3,701,0001,667
2014-09-30 (YTD Data)Rank
Total interest income$9,391,0001,983
Total interest expense$1,603,0001,379
Net interest income$7,788,0002,061
Provision for loan and lease losses$450,0001,237
Total noninterest income$518,0003,772
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$52,0005,478
Trading account gains and fees$0174
Additional Noninterest Income$466,0003,009
Total noninterest expense$5,042,0002,700
Salaries and employee benefits$3,376,0002,255
Premises and equipment expense$451,0003,282
Additional noninterest expense$1,215,0003,362
Pre-tax net operating income$2,814,0001,960
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,814,0001,675
Extraordinary gains, net$015
Net income$2,814,0001,676
Minority interest net income$081
Net income of bank and minority interests.$2,814,0001,675
Net charge-offs$04,696
Cash dividends$800,0001,728
Sale, conversion, retirement of capital stock, net$113,000439
Net operating income$2,814,0001,645
2014-06-30 (YTD Data)Rank
Total interest income$6,250,0001,973
Total interest expense$1,075,0001,385
Net interest income$5,175,0002,055
Provision for loan and lease losses$300,0001,222
Total noninterest income$307,0003,998
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$33,0005,529
Trading account gains and fees$0172
Additional Noninterest Income$274,0003,172
Total noninterest expense$3,331,0002,732
Salaries and employee benefits$2,243,0002,267
Premises and equipment expense$297,0003,314
Additional noninterest expense$791,0003,439
Pre-tax net operating income$1,851,0001,936
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,851,0001,636
Extraordinary gains, net$020
Net income$1,851,0001,639
Minority interest net income$080
Net income of bank and minority interests.$1,851,0001,638
Net charge-offs$04,375
Cash dividends$800,0001,366
Sale, conversion, retirement of capital stock, net$75,000424
Net operating income$1,851,0001,610
2014-03-31 (YTD Data)Rank
Total interest income$3,016,0002,037
Total interest expense$537,0001,409
Net interest income$2,479,0002,128
Provision for loan and lease losses$150,0001,189
Total noninterest income$118,0004,376
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$17,0005,529
Trading account gains and fees$0147
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,658,0002,746
Salaries and employee benefits$1,098,0002,314
Premises and equipment expense$148,0003,376
Additional noninterest expense$412,0003,340
Pre-tax net operating income$789,0002,108
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$789,0001,830
Extraordinary gains, net$016
Net income$789,0001,835
Minority interest net income$066
Net income of bank and minority interests.$789,0001,833
Net charge-offs$03,660
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$38,000393
Net operating income$789,0001,793
2013-12-31 (YTD Data)Rank
Total interest income$11,747,0002,094
Total interest expense$2,126,0001,614
Net interest income$9,621,0002,171
Provision for loan and lease losses$358,0002,243
Total noninterest income$879,0003,451
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$71,0005,658
Trading account gains and fees$0184
Additional Noninterest Income$808,0002,662
Total noninterest expense$6,872,0002,678
Salaries and employee benefits$4,430,0002,280
Premises and equipment expense$554,0003,498
Additional noninterest expense$1,888,0003,109
Pre-tax net operating income$3,270,0002,027
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,270,0001,766
Extraordinary gains, net$029
Net income$3,270,0001,769
Minority interest net income$090
Net income of bank and minority interests.$3,270,0001,769
Net charge-offs$-2,0005,912
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$153,000483
Net operating income$3,270,0001,737
2013-09-30 (YTD Data)Rank
Total interest income$8,727,0002,122
Total interest expense$1,572,0001,667
Net interest income$7,155,0002,193
Provision for loan and lease losses$259,0002,252
Total noninterest income$727,0003,309
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$52,0005,749
Trading account gains and fees$0180
Additional Noninterest Income$675,0002,560
Total noninterest expense$5,129,0002,684
Salaries and employee benefits$3,314,0002,286
Premises and equipment expense$409,0003,555
Additional noninterest expense$1,406,0003,111
Pre-tax net operating income$2,494,0002,062
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,494,0001,775
Extraordinary gains, net$025
Net income$2,494,0001,779
Minority interest net income$084
Net income of bank and minority interests.$2,494,0001,780
Net charge-offs$-2,0005,787
Cash dividends$1,000,0001,437
Sale, conversion, retirement of capital stock, net$113,000442
Net operating income$2,494,0001,735
2013-06-30 (YTD Data)Rank
Total interest income$5,690,0002,170
Total interest expense$1,052,0001,701
Net interest income$4,638,0002,250
Provision for loan and lease losses$309,0001,607
Total noninterest income$505,0003,280
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$34,0005,767
Trading account gains and fees$0157
Additional Noninterest Income$471,0002,561
Total noninterest expense$3,357,0002,723
Salaries and employee benefits$2,219,0002,289
Premises and equipment expense$274,0003,555
Additional noninterest expense$864,0003,313
Pre-tax net operating income$1,477,0002,218
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,477,0001,950
Extraordinary gains, net$022
Net income$1,477,0001,956
Minority interest net income$082
Net income of bank and minority interests.$1,477,0001,956
Net charge-offs$-1,0005,537
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$75,000413
Net operating income$1,477,0001,878
2013-03-31 (YTD Data)Rank
Total interest income$2,763,0002,247
Total interest expense$529,0001,733
Net interest income$2,234,0002,347
Provision for loan and lease losses$126,0001,850
Total noninterest income$245,0003,308
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$16,0005,831
Trading account gains and fees$0148
Additional Noninterest Income$229,0002,578
Total noninterest expense$1,609,0002,862
Salaries and employee benefits$1,100,0002,319
Premises and equipment expense$129,0003,732
Additional noninterest expense$380,0003,636
Pre-tax net operating income$744,0002,158
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$744,0001,907
Extraordinary gains, net$010
Net income$744,0001,908
Minority interest net income$076
Net income of bank and minority interests.$744,0001,909
Net charge-offs$-2,0005,471
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$38,000378
Net operating income$744,0001,825
2012-12-31 (YTD Data)Rank
Total interest income$11,082,0002,341
Total interest expense$2,280,0001,910
Net interest income$8,802,0002,438
Provision for loan and lease losses$1,333,0001,447
Total noninterest income$1,427,0002,684
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$77,0005,778
Trading account gains and fees$0166
Additional Noninterest Income$1,350,0001,979
Total noninterest expense$5,879,0003,091
Salaries and employee benefits$3,932,0002,494
Premises and equipment expense$506,0003,792
Additional noninterest expense$1,441,0003,889
Pre-tax net operating income$3,017,0002,080
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,017,0001,852
Extraordinary gains, net$029
Net income$3,017,0001,850
Minority interest net income$093
Net income of bank and minority interests.$3,017,0001,852
Net charge-offs$1,104,0001,726
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$81,000612
Net operating income$3,017,0001,750
2012-09-30 (YTD Data)Rank
Total interest income$8,242,0002,405
Total interest expense$1,728,0001,981
Net interest income$6,514,0002,505
Provision for loan and lease losses$1,076,0001,361
Total noninterest income$1,073,0002,690
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$59,0005,818
Trading account gains and fees$0157
Additional Noninterest Income$1,014,0001,986
Total noninterest expense$4,306,0003,153
Salaries and employee benefits$2,889,0002,556
Premises and equipment expense$373,0003,883
Additional noninterest expense$1,044,0003,995
Pre-tax net operating income$2,205,0002,173
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,205,0001,932
Extraordinary gains, net$020
Net income$2,205,0001,931
Minority interest net income$086
Net income of bank and minority interests.$2,205,0001,933
Net charge-offs$1,000,0001,473
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$44,000630
Net operating income$2,205,0001,820
2012-06-30 (YTD Data)Rank
Total interest income$5,330,0002,476
Total interest expense$1,183,0001,991
Net interest income$4,147,0002,623
Provision for loan and lease losses$588,0001,644
Total noninterest income$702,0002,678
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$35,0005,993
Trading account gains and fees$0153
Additional Noninterest Income$667,0001,973
Total noninterest expense$2,778,0003,262
Salaries and employee benefits$1,847,0002,672
Premises and equipment expense$246,0003,912
Additional noninterest expense$685,0004,047
Pre-tax net operating income$1,483,0002,156
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,483,0001,902
Extraordinary gains, net$019
Net income$1,483,0001,901
Minority interest net income$084
Net income of bank and minority interests.$1,483,0001,902
Net charge-offs$1,000,0001,140
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$41,000531
Net operating income$1,483,0001,814
2012-03-31 (YTD Data)Rank
Total interest income$2,630,0002,536
Total interest expense$614,0002,003
Net interest income$2,016,0002,707
Provision for loan and lease losses$165,0002,206
Total noninterest income$331,0002,784
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$19,0005,880
Trading account gains and fees$0148
Additional Noninterest Income$312,0002,053
Total noninterest expense$1,394,0003,248
Salaries and employee benefits$919,0002,701
Premises and equipment expense$129,0003,811
Additional noninterest expense$346,0004,011
Pre-tax net operating income$788,0002,056
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$788,0001,827
Extraordinary gains, net$019
Net income$788,0001,828
Minority interest net income$078
Net income of bank and minority interests.$788,0001,828
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$22,000472
Net operating income$788,0001,723
2011-12-31 (YTD Data)Rank
Total interest income$9,138,0003,001
Total interest expense$2,308,0002,481
Net interest income$6,830,0003,136
Provision for loan and lease losses$571,0003,279
Total noninterest income$863,0003,380
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$69,0006,005
Trading account gains and fees$0146
Additional Noninterest Income$794,0002,459
Total noninterest expense$5,119,0003,470
Salaries and employee benefits$3,396,0002,813
Premises and equipment expense$493,0004,080
Additional noninterest expense$1,230,0004,379
Pre-tax net operating income$2,003,0002,508
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,003,0002,266
Extraordinary gains, net$029
Net income$2,003,0002,267
Minority interest net income$096
Net income of bank and minority interests.$2,003,0002,267
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$103,000657
Net operating income$2,003,0002,192
2011-09-30 (YTD Data)Rank
Total interest income$6,589,0003,114
Total interest expense$1,716,0002,582
Net interest income$4,873,0003,282
Provision for loan and lease losses$363,0003,351
Total noninterest income$503,0003,864
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$51,0006,049
Trading account gains and fees$0145
Additional Noninterest Income$452,0002,846
Total noninterest expense$3,627,0003,638
Salaries and employee benefits$2,424,0002,923
Premises and equipment expense$361,0004,178
Additional noninterest expense$842,0004,640
Pre-tax net operating income$1,386,0002,725
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,386,0002,466
Extraordinary gains, net$021
Net income$1,386,0002,467
Minority interest net income$087
Net income of bank and minority interests.$1,386,0002,467
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$78,000615
Net operating income$1,386,0002,368
2011-06-30 (YTD Data)Rank
Total interest income$4,221,0003,243
Total interest expense$1,142,0002,667
Net interest income$3,079,0003,417
Provision for loan and lease losses$243,0003,285
Total noninterest income$266,0004,365
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$232,0003,261
Total noninterest expense$2,282,0003,826
Salaries and employee benefits$1,527,0003,106
Premises and equipment expense$236,0004,260
Additional noninterest expense$519,0004,900
Pre-tax net operating income$820,0002,893
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$820,0002,634
Extraordinary gains, net$015
Net income$820,0002,634
Minority interest net income$089
Net income of bank and minority interests.$820,0002,634
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$48,000554
Net operating income$820,0002,553
2011-03-31 (YTD Data)Rank
Total interest income$2,036,0003,360
Total interest expense$585,0002,688
Net interest income$1,451,0003,560
Provision for loan and lease losses$127,0003,051
Total noninterest income$109,0004,776
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$16,0006,075
Trading account gains and fees$0158
Additional Noninterest Income$93,0003,692
Total noninterest expense$967,0004,271
Salaries and employee benefits$612,0003,664
Premises and equipment expense$117,0004,338
Additional noninterest expense$238,0005,123
Pre-tax net operating income$466,0002,686
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$466,0002,382
Extraordinary gains, net$09
Net income$466,0002,381
Minority interest net income$086
Net income of bank and minority interests.$466,0002,382
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$25,000492
Net operating income$466,0002,338
2010-12-31 (YTD Data)Rank
Total interest income$6,853,0003,969
Total interest expense$2,014,0003,544
Net interest income$4,839,0004,049
Provision for loan and lease losses$413,0004,412
Total noninterest income$503,0004,557
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$46,0006,288
Trading account gains and fees$0175
Additional Noninterest Income$457,0003,317
Total noninterest expense$3,744,0004,402
Salaries and employee benefits$2,383,0003,718
Premises and equipment expense$450,0004,466
Additional noninterest expense$911,0005,331
Pre-tax net operating income$1,185,0003,111
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,185,0002,940
Extraordinary gains, net$029
Net income$1,185,0002,936
Minority interest net income$0111
Net income of bank and minority interests.$1,185,0002,940
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$72,000863
Net operating income$1,185,0002,817
2010-09-30 (YTD Data)Rank
Total interest income$4,929,0004,149
Total interest expense$1,452,0003,784
Net interest income$3,477,0004,221
Provision for loan and lease losses$264,0004,512
Total noninterest income$288,0005,109
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$34,0006,369
Trading account gains and fees$0165
Additional Noninterest Income$254,0003,814
Total noninterest expense$2,757,0004,468
Salaries and employee benefits$1,790,0003,753
Premises and equipment expense$332,0004,572
Additional noninterest expense$635,0005,509
Pre-tax net operating income$744,0003,592
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$744,0003,406
Extraordinary gains, net$023
Net income$744,0003,405
Minority interest net income$0110
Net income of bank and minority interests.$744,0003,406
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$48,000830
Net operating income$744,0003,272
2010-06-30 (YTD Data)Rank
Total interest income$3,164,0004,282
Total interest expense$1,001,0003,804
Net interest income$2,163,0004,402
Provision for loan and lease losses$156,0004,548
Total noninterest income$137,0005,639
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$22,0006,435
Trading account gains and fees$0152
Additional Noninterest Income$115,0004,402
Total noninterest expense$1,801,0004,542
Salaries and employee benefits$1,185,0003,800
Premises and equipment expense$220,0004,614
Additional noninterest expense$396,0005,682
Pre-tax net operating income$343,0004,211
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$343,0004,057
Extraordinary gains, net$019
Net income$343,0004,055
Minority interest net income$0105
Net income of bank and minority interests.$343,0004,056
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$32,000772
Net operating income$343,0003,929
2010-03-31 (YTD Data)Rank
Total interest income$1,521,0004,463
Total interest expense$560,0003,621
Net interest income$961,0004,790
Provision for loan and lease losses$51,0004,818
Total noninterest income$37,0006,501
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$10,0006,536
Trading account gains and fees$0175
Additional Noninterest Income$27,0005,578
Total noninterest expense$868,0004,688
Salaries and employee benefits$588,0003,888
Premises and equipment expense$109,0004,723
Additional noninterest expense$171,0006,050
Pre-tax net operating income$79,0005,306
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$79,0005,281
Extraordinary gains, net$016
Net income$79,0005,281
Minority interest net income$091
Net income of bank and minority interests.$79,0005,281
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$16,000712
Net operating income$79,0005,161
2009-12-31 (YTD Data)Rank
Total interest income$3,970,0005,745
Total interest expense$1,970,0004,500
Net interest income$2,000,0006,350
Provision for loan and lease losses$958,0003,576
Total noninterest income$38,0007,489
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$19,0006,903
Trading account gains and fees$0211
Additional Noninterest Income$19,0006,977
Total noninterest expense$3,202,0004,997
Salaries and employee benefits$1,999,0004,369
Premises and equipment expense$290,0005,726
Additional noninterest expense$913,0005,494
Pre-tax net operating income$-2,122,0006,666
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,122,0006,792
Extraordinary gains, net$034
Net income$-2,122,0006,790
Minority interest net income$0115
Net income of bank and minority interests.$-2,122,0006,790
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$34,0001,130
Net operating income$-2,122,0006,783
2009-09-30 (YTD Data)Rank
Total interest income$2,589,0006,109
Total interest expense$1,369,0004,838
Net interest income$1,220,0006,791
Provision for loan and lease losses$624,0003,472
Total noninterest income$23,0007,661
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$11,0007,011
Trading account gains and fees$0212
Additional Noninterest Income$12,0007,206
Total noninterest expense$2,283,0005,158
Salaries and employee benefits$1,476,0004,439
Premises and equipment expense$185,0006,139
Additional noninterest expense$622,0005,733
Pre-tax net operating income$-1,664,0006,933
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,664,0007,058
Extraordinary gains, net$027
Net income$-1,664,0007,056
Minority interest net income$0118
Net income of bank and minority interests.$-1,664,0007,057
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$18,0001,109
Net operating income$-1,664,0007,047
2009-06-30 (YTD Data)Rank
Total interest income$1,407,0006,598
Total interest expense$758,0005,388
Net interest income$649,0007,222
Provision for loan and lease losses$414,0003,228
Total noninterest income$11,0007,802
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$11,0006,975
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$1,444,0005,353
Salaries and employee benefits$969,0004,538
Premises and equipment expense$123,0006,197
Additional noninterest expense$352,0006,137
Pre-tax net operating income$-1,198,0007,116
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,198,0007,225
Extraordinary gains, net$021
Net income$-1,198,0007,224
Minority interest net income$0112
Net income of bank and minority interests.$-1,198,0007,224
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$9,0001,104
Net operating income$-1,198,0007,229
2009-03-31 (YTD Data)Rank
Total interest income$544,0007,130
Total interest expense$267,0006,243
Net interest income$277,0007,454
Provision for loan and lease losses$246,0002,582
Total noninterest income$3,0007,960
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$3,0007,123
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$667,0005,512
Salaries and employee benefits$456,0004,761
Premises and equipment expense$64,0006,148
Additional noninterest expense$147,0006,365
Pre-tax net operating income$-633,0007,442
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-633,0007,547
Extraordinary gains, net$015
Net income$-633,0007,548
Minority interest net income$0102
Net income of bank and minority interests.$-633,0007,548
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-633,0007,529
2008-12-31 (YTD Data)Rank
Total interest income$273,0008,237
Total interest expense$107,0008,186
Net interest income$166,0008,245
Provision for loan and lease losses$286,0004,704
Total noninterest income$1,0008,094
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,0007,298
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$696,0007,931
Salaries and employee benefits$360,0007,968
Premises and equipment expense$61,0007,960
Additional noninterest expense$275,0007,570
Pre-tax net operating income$-815,0006,926
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-815,0006,899
Extraordinary gains, net$039
Net income$-815,0006,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$20,150,00079
Net operating income$-815,0007,019

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.