Home > Guaranty Bank and Trust Company > Income and Expense
Guaranty Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,388,000 | 2,312 |
| Total interest expense | $4,866,000 | 2,635 |
| Net interest income | $8,522,000 | 2,117 |
| Provision for loan and lease losses | $680,000 | 1,698 |
| Total noninterest income | $1,540,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,000,000 | 1,350 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $540,000 | 3,099 |
| Total noninterest expense | $5,616,000 | 2,548 |
| Salaries and employee benefits | $2,591,000 | 2,556 |
| Premises and equipment expense | $1,058,000 | 1,953 |
| Additional noninterest expense | $1,967,000 | 2,771 |
| Pre-tax net operating income | $3,766,000 | 1,831 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $1,266,000 | 1,843 |
| Income before extraordinary items | $2,552,000 | 1,960 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,552,000 | 2,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 1,394 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,083 |
| Net operating income | $2,517,160 | 1,874 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 2,718 |
| Total interest expense | $5,057,000 | 3,278 |
| Net interest income | $7,900,000 | 2,298 |
| Provision for loan and lease losses | $962,000 | 1,889 |
| Total noninterest income | $1,373,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $823,000 | 1,660 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $550,000 | 3,000 |
| Total noninterest expense | $5,036,000 | 2,848 |
| Salaries and employee benefits | $2,237,000 | 2,898 |
| Premises and equipment expense | $912,000 | 2,279 |
| Additional noninterest expense | $1,887,000 | 2,939 |
| Pre-tax net operating income | $3,275,000 | 1,897 |
| Securities gains (losses) | $105,000 | 2,939 |
| Applicable income taxes | $1,130,000 | 1,878 |
| Income before extraordinary items | $2,250,000 | 2,043 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,250,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 2,149 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,179,650 | 1,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.