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Guaranty Bank and Trust Company, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$151,418,000272
Total interest expense$16,797,000345
Net interest income$134,621,000254
Provision for loan and lease losses$1,137,000810
Total noninterest income$29,896,000316
Gross Fiduciary activities income$2,660,000298
Service charges on deposit accounts$5,726,000268
Trading account gains and fees$0126
Additional Noninterest Income$21,510,000302
Total noninterest expense$86,419,000307
Salaries and employee benefits$47,295,000301
Premises and equipment expense$10,306,000282
Additional noninterest expense$28,818,000296
Pre-tax net operating income$76,961,000232
Securities gains (losses)$14,000646
Applicable income taxes$16,292,000225
Income before extraordinary items$60,683,000238
Extraordinary gains, net$06
Net income$60,683,000238
Minority interest net income$072
Net income of bank and minority interests.$60,683,000238
Net charge-offs$637,000821
Cash dividends$23,800,000239
Sale, conversion, retirement of capital stock, net$0671
Net operating income$60,671,940237
2018-09-30 (YTD Data)Rank
Total interest income$112,185,000267
Total interest expense$11,693,000348
Net interest income$100,492,000255
Provision for loan and lease losses$924,000690
Total noninterest income$22,673,000318
Gross Fiduciary activities income$1,922,000309
Service charges on deposit accounts$4,319,000263
Trading account gains and fees$0138
Additional Noninterest Income$16,432,000298
Total noninterest expense$65,250,000306
Salaries and employee benefits$35,244,000302
Premises and equipment expense$7,954,000273
Additional noninterest expense$22,052,000286
Pre-tax net operating income$56,991,000234
Securities gains (losses)$16,000622
Applicable income taxes$12,218,000233
Income before extraordinary items$44,789,000235
Extraordinary gains, net$05
Net income$44,789,000234
Minority interest net income$066
Net income of bank and minority interests.$44,789,000235
Net charge-offs$424,000798
Cash dividends$23,800,000191
Sale, conversion, retirement of capital stock, net$0633
Net operating income$44,776,360234
2018-06-30 (YTD Data)Rank
Total interest income$74,080,000260
Total interest expense$7,305,000347
Net interest income$66,775,000250
Provision for loan and lease losses$718,000609
Total noninterest income$14,375,000332
Gross Fiduciary activities income$1,138,000325
Service charges on deposit accounts$2,850,000262
Trading account gains and fees$0130
Additional Noninterest Income$10,387,000311
Total noninterest expense$44,023,000304
Salaries and employee benefits$23,657,000301
Premises and equipment expense$5,353,000270
Additional noninterest expense$15,013,000284
Pre-tax net operating income$36,409,000233
Securities gains (losses)$16,000519
Applicable income taxes$7,672,000236
Income before extraordinary items$28,753,000235
Extraordinary gains, net$06
Net income$28,753,000234
Minority interest net income$065
Net income of bank and minority interests.$28,753,000235
Net charge-offs$218,000885
Cash dividends$23,800,000141
Sale, conversion, retirement of capital stock, net$0620
Net operating income$28,740,360233
2018-03-31 (YTD Data)Rank
Total interest income$36,328,000260
Total interest expense$3,355,000360
Net interest income$32,973,000251
Provision for loan and lease losses$188,000995
Total noninterest income$6,987,000337
Gross Fiduciary activities income$570,000325
Service charges on deposit accounts$1,420,000266
Trading account gains and fees$0123
Additional Noninterest Income$4,997,000311
Total noninterest expense$21,497,000306
Salaries and employee benefits$11,836,000301
Premises and equipment expense$2,724,000268
Additional noninterest expense$6,937,000292
Pre-tax net operating income$18,275,000223
Securities gains (losses)$0735
Applicable income taxes$3,750,000238
Income before extraordinary items$14,525,000228
Extraordinary gains, net$07
Net income$14,525,000229
Minority interest net income$052
Net income of bank and minority interests.$14,525,000229
Net charge-offs$88,000914
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$14,525,000229
2017-12-31 (YTD Data)Rank
Total interest income$134,270,000264
Total interest expense$10,063,000375
Net interest income$124,207,000249
Provision for loan and lease losses$992,000912
Total noninterest income$25,451,000352
Gross Fiduciary activities income$2,277,000320
Service charges on deposit accounts$5,879,000265
Trading account gains and fees$0151
Additional Noninterest Income$17,295,000347
Total noninterest expense$85,451,000292
Salaries and employee benefits$42,934,000308
Premises and equipment expense$10,335,000268
Additional noninterest expense$32,182,000262
Pre-tax net operating income$63,215,000245
Securities gains (losses)$-6,0004,997
Applicable income taxes$21,409,000250
Income before extraordinary items$41,800,000244
Extraordinary gains, net$09
Net income$41,800,000244
Minority interest net income$076
Net income of bank and minority interests.$41,800,000244
Net charge-offs$992,000703
Cash dividends$18,700,000247
Sale, conversion, retirement of capital stock, net$0711
Net operating income$41,803,960243
2017-09-30 (YTD Data)Rank
Total interest income$98,938,000265
Total interest expense$7,389,000368
Net interest income$91,549,000254
Provision for loan and lease losses$708,000916
Total noninterest income$18,912,000358
Gross Fiduciary activities income$1,692,000318
Service charges on deposit accounts$4,424,000266
Trading account gains and fees$0145
Additional Noninterest Income$12,796,000355
Total noninterest expense$61,886,000301
Salaries and employee benefits$32,015,000308
Premises and equipment expense$7,668,000272
Additional noninterest expense$22,203,000273
Pre-tax net operating income$47,867,000238
Securities gains (losses)$-86,0005,624
Applicable income taxes$15,525,000227
Income before extraordinary items$32,256,000257
Extraordinary gains, net$09
Net income$32,256,000257
Minority interest net income$071
Net income of bank and minority interests.$32,256,000257
Net charge-offs$1,058,000482
Cash dividends$18,700,000188
Sale, conversion, retirement of capital stock, net$0677
Net operating income$32,314,480255
2017-06-30 (YTD Data)Rank
Total interest income$64,258,000272
Total interest expense$4,903,000356
Net interest income$59,355,000258
Provision for loan and lease losses$211,0001,501
Total noninterest income$12,622,000356
Gross Fiduciary activities income$1,124,000320
Service charges on deposit accounts$2,922,000260
Trading account gains and fees$0139
Additional Noninterest Income$8,576,000355
Total noninterest expense$40,244,000306
Salaries and employee benefits$21,240,000311
Premises and equipment expense$5,032,000278
Additional noninterest expense$13,972,000289
Pre-tax net operating income$31,522,000239
Securities gains (losses)$01,906
Applicable income taxes$10,242,000229
Income before extraordinary items$21,280,000256
Extraordinary gains, net$011
Net income$21,280,000256
Minority interest net income$071
Net income of bank and minority interests.$21,280,000256
Net charge-offs$335,000767
Cash dividends$18,700,000134
Sale, conversion, retirement of capital stock, net$0659
Net operating income$21,280,000252
2017-03-31 (YTD Data)Rank
Total interest income$31,333,000275
Total interest expense$2,324,000359
Net interest income$29,009,000259
Provision for loan and lease losses$5,0003,362
Total noninterest income$6,167,000358
Gross Fiduciary activities income$558,000320
Service charges on deposit accounts$1,419,000268
Trading account gains and fees$0142
Additional Noninterest Income$4,190,000354
Total noninterest expense$19,886,000315
Salaries and employee benefits$10,943,000313
Premises and equipment expense$2,435,000290
Additional noninterest expense$6,508,000305
Pre-tax net operating income$15,285,000244
Securities gains (losses)$01,153
Applicable income taxes$4,775,000239
Income before extraordinary items$10,510,000255
Extraordinary gains, net$08
Net income$10,510,000255
Minority interest net income$055
Net income of bank and minority interests.$10,510,000255
Net charge-offs$80,0001,057
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$10,510,000252
2016-12-31 (YTD Data)Rank
Total interest income$99,825,000310
Total interest expense$7,460,000402
Net interest income$92,365,000304
Provision for loan and lease losses$143,0002,790
Total noninterest income$19,203,000435
Gross Fiduciary activities income$1,682,000368
Service charges on deposit accounts$5,226,000287
Trading account gains and fees$0170
Additional Noninterest Income$12,295,000441
Total noninterest expense$71,203,000347
Salaries and employee benefits$36,995,000353
Premises and equipment expense$8,643,000319
Additional noninterest expense$25,565,000309
Pre-tax net operating income$40,222,000299
Securities gains (losses)$-73,0005,778
Applicable income taxes$13,012,000291
Income before extraordinary items$27,137,000320
Extraordinary gains, net$-185,0005,908
Net income$26,952,000321
Minority interest net income$082
Net income of bank and minority interests.$26,952,000321
Net charge-offs$-107,0005,537
Cash dividends$9,800,000392
Sale, conversion, retirement of capital stock, net$148,535,0007
Net operating income$27,186,640317
2016-09-30 (YTD Data)Rank
Total interest income$69,032,000329
Total interest expense$5,322,000417
Net interest income$63,710,000324
Provision for loan and lease losses$53,0003,287
Total noninterest income$13,047,000463
Gross Fiduciary activities income$1,120,000385
Service charges on deposit accounts$3,643,000304
Trading account gains and fees$0169
Additional Noninterest Income$8,284,000479
Total noninterest expense$48,101,000366
Salaries and employee benefits$25,286,000381
Premises and equipment expense$6,104,000339
Additional noninterest expense$16,711,000344
Pre-tax net operating income$28,603,000309
Securities gains (losses)$-122,0005,925
Applicable income taxes$9,605,000296
Income before extraordinary items$18,876,000334
Extraordinary gains, net$05
Net income$18,876,000334
Minority interest net income$071
Net income of bank and minority interests.$18,876,000334
Net charge-offs$-247,0005,767
Cash dividends$9,800,000297
Sale, conversion, retirement of capital stock, net$148,535,0004
Net operating income$18,956,520327
2016-06-30 (YTD Data)Rank
Total interest income$43,698,000347
Total interest expense$3,445,000425
Net interest income$40,253,000336
Provision for loan and lease losses$26,0003,403
Total noninterest income$8,324,000471
Gross Fiduciary activities income$720,000394
Service charges on deposit accounts$2,326,000312
Trading account gains and fees$0157
Additional Noninterest Income$5,278,000484
Total noninterest expense$30,346,000385
Salaries and employee benefits$15,350,000415
Premises and equipment expense$4,014,000345
Additional noninterest expense$10,982,000351
Pre-tax net operating income$18,205,000319
Securities gains (losses)$-56,0005,973
Applicable income taxes$6,139,000290
Income before extraordinary items$12,010,000342
Extraordinary gains, net$016
Net income$12,010,000341
Minority interest net income$071
Net income of bank and minority interests.$12,010,000341
Net charge-offs$-24,0005,269
Cash dividends$9,800,000219
Sale, conversion, retirement of capital stock, net$0705
Net operating income$12,046,960335
2016-03-31 (YTD Data)Rank
Total interest income$21,853,000345
Total interest expense$1,640,000440
Net interest income$20,213,000333
Provision for loan and lease losses$16,0002,982
Total noninterest income$4,111,000464
Gross Fiduciary activities income$360,000391
Service charges on deposit accounts$1,189,000303
Trading account gains and fees$0142
Additional Noninterest Income$2,562,000467
Total noninterest expense$15,674,000369
Salaries and employee benefits$7,749,000402
Premises and equipment expense$2,120,000330
Additional noninterest expense$5,805,000330
Pre-tax net operating income$8,634,000317
Securities gains (losses)$45,000876
Applicable income taxes$2,946,000300
Income before extraordinary items$5,733,000346
Extraordinary gains, net$012
Net income$5,733,000346
Minority interest net income$062
Net income of bank and minority interests.$5,733,000346
Net charge-offs$-9,0005,132
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,703,300340
2015-12-31 (YTD Data)Rank
Total interest income$82,305,000342
Total interest expense$4,536,000620
Net interest income$77,769,000328
Provision for loan and lease losses$96,0003,114
Total noninterest income$16,936,000460
Gross Fiduciary activities income$1,422,000399
Service charges on deposit accounts$4,787,000305
Trading account gains and fees$0159
Additional Noninterest Income$10,727,000466
Total noninterest expense$59,181,000383
Salaries and employee benefits$30,129,000403
Premises and equipment expense$8,998,000294
Additional noninterest expense$20,054,000371
Pre-tax net operating income$35,428,000316
Securities gains (losses)$132,000990
Applicable income taxes$11,765,000279
Income before extraordinary items$23,795,000332
Extraordinary gains, net$-122,0006,178
Net income$23,673,000334
Minority interest net income$081
Net income of bank and minority interests.$23,673,000334
Net charge-offs$-414,0005,978
Cash dividends$8,400,000436
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,706,560329
2015-09-30 (YTD Data)Rank
Total interest income$60,857,000351
Total interest expense$3,147,000669
Net interest income$57,710,000334
Provision for loan and lease losses$104,0002,629
Total noninterest income$12,841,000466
Gross Fiduciary activities income$1,076,000399
Service charges on deposit accounts$3,574,000310
Trading account gains and fees$0153
Additional Noninterest Income$8,191,000473
Total noninterest expense$44,405,000390
Salaries and employee benefits$22,410,000409
Premises and equipment expense$6,777,000298
Additional noninterest expense$15,218,000365
Pre-tax net operating income$26,042,000324
Securities gains (losses)$03,031
Applicable income taxes$8,679,000299
Income before extraordinary items$17,363,000348
Extraordinary gains, net$-122,0006,266
Net income$17,241,000348
Minority interest net income$078
Net income of bank and minority interests.$17,241,000348
Net charge-offs$-296,0006,033
Cash dividends$8,400,000324
Sale, conversion, retirement of capital stock, net$0773
Net operating income$17,363,000342
2015-06-30 (YTD Data)Rank
Total interest income$40,001,000357
Total interest expense$1,894,000738
Net interest income$38,107,000339
Provision for loan and lease losses$90,0002,323
Total noninterest income$8,463,000469
Gross Fiduciary activities income$738,000396
Service charges on deposit accounts$2,299,000317
Trading account gains and fees$0157
Additional Noninterest Income$5,426,000477
Total noninterest expense$29,756,000387
Salaries and employee benefits$14,900,000409
Premises and equipment expense$4,636,000291
Additional noninterest expense$10,220,000361
Pre-tax net operating income$16,724,000333
Securities gains (losses)$02,636
Applicable income taxes$5,610,000305
Income before extraordinary items$11,114,000359
Extraordinary gains, net$-122,0006,346
Net income$10,992,000364
Minority interest net income$075
Net income of bank and minority interests.$10,992,000364
Net charge-offs$-270,0006,128
Cash dividends$8,400,000240
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,114,000349
2015-03-31 (YTD Data)Rank
Total interest income$19,848,000359
Total interest expense$878,000809
Net interest income$18,970,000337
Provision for loan and lease losses$-23,0006,121
Total noninterest income$4,103,000469
Gross Fiduciary activities income$375,000398
Service charges on deposit accounts$1,086,000330
Trading account gains and fees$0152
Additional Noninterest Income$2,642,000471
Total noninterest expense$15,299,000377
Salaries and employee benefits$7,792,000390
Premises and equipment expense$2,346,000293
Additional noninterest expense$5,161,000354
Pre-tax net operating income$7,797,000341
Securities gains (losses)$02,027
Applicable income taxes$2,616,000312
Income before extraordinary items$5,181,000373
Extraordinary gains, net$013
Net income$5,181,000373
Minority interest net income$064
Net income of bank and minority interests.$5,181,000373
Net charge-offs$-33,0005,842
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,181,000366
2014-12-31 (YTD Data)Rank
Total interest income$75,496,000362
Total interest expense$5,907,000470
Net interest income$69,589,000354
Provision for loan and lease losses$14,0004,348
Total noninterest income$16,371,000451
Gross Fiduciary activities income$1,410,000405
Service charges on deposit accounts$4,919,000316
Trading account gains and fees$0180
Additional Noninterest Income$10,042,000449
Total noninterest expense$63,862,000355
Salaries and employee benefits$29,513,000399
Premises and equipment expense$8,792,000303
Additional noninterest expense$25,557,000312
Pre-tax net operating income$22,084,000422
Securities gains (losses)$28,0002,114
Applicable income taxes$7,058,000387
Income before extraordinary items$15,054,000470
Extraordinary gains, net$-186,0006,496
Net income$14,868,000473
Minority interest net income$084
Net income of bank and minority interests.$14,868,000474
Net charge-offs$-1,471,0006,473
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,034,960464
2014-09-30 (YTD Data)Rank
Total interest income$56,118,000363
Total interest expense$4,405,000472
Net interest income$51,713,000354
Provision for loan and lease losses$15,0004,038
Total noninterest income$11,598,000462
Gross Fiduciary activities income$1,085,000399
Service charges on deposit accounts$3,751,000305
Trading account gains and fees$0174
Additional Noninterest Income$6,762,000488
Total noninterest expense$43,600,000379
Salaries and employee benefits$21,895,000395
Premises and equipment expense$6,624,000299
Additional noninterest expense$15,081,000362
Pre-tax net operating income$19,696,000374
Securities gains (losses)$28,0001,816
Applicable income taxes$6,458,000336
Income before extraordinary items$13,266,000412
Extraordinary gains, net$-110,0006,581
Net income$13,156,000416
Minority interest net income$081
Net income of bank and minority interests.$13,156,000417
Net charge-offs$-1,330,0006,553
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,247,240405
2014-06-30 (YTD Data)Rank
Total interest income$36,595,000367
Total interest expense$2,886,000485
Net interest income$33,709,000358
Provision for loan and lease losses$18,0003,699
Total noninterest income$7,390,000478
Gross Fiduciary activities income$750,000392
Service charges on deposit accounts$2,461,000302
Trading account gains and fees$0172
Additional Noninterest Income$4,179,000510
Total noninterest expense$28,789,000384
Salaries and employee benefits$14,579,000392
Premises and equipment expense$4,426,000300
Additional noninterest expense$9,784,000365
Pre-tax net operating income$12,292,000389
Securities gains (losses)$25,0001,545
Applicable income taxes$3,982,000353
Income before extraordinary items$8,335,000425
Extraordinary gains, net$-110,0006,652
Net income$8,225,000428
Minority interest net income$080
Net income of bank and minority interests.$8,225,000429
Net charge-offs$-1,132,0006,622
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,318,000415
2014-03-31 (YTD Data)Rank
Total interest income$17,876,000376
Total interest expense$1,424,000493
Net interest income$16,452,000368
Provision for loan and lease losses$-6,0006,394
Total noninterest income$3,637,000466
Gross Fiduciary activities income$375,000389
Service charges on deposit accounts$1,172,000311
Trading account gains and fees$0147
Additional Noninterest Income$2,090,000489
Total noninterest expense$14,289,000387
Salaries and employee benefits$7,326,000398
Premises and equipment expense$2,166,000315
Additional noninterest expense$4,797,000373
Pre-tax net operating income$5,806,000384
Securities gains (losses)$25,000887
Applicable income taxes$1,948,000342
Income before extraordinary items$3,883,000430
Extraordinary gains, net$016
Net income$3,883,000429
Minority interest net income$066
Net income of bank and minority interests.$3,883,000430
Net charge-offs$-551,0006,675
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,866,250415
2013-12-31 (YTD Data)Rank
Total interest income$70,606,000374
Total interest expense$5,946,000531
Net interest income$64,660,000361
Provision for loan and lease losses$296,0002,488
Total noninterest income$15,285,000497
Gross Fiduciary activities income$1,247,000412
Service charges on deposit accounts$4,931,000312
Trading account gains and fees$0184
Additional Noninterest Income$9,107,000508
Total noninterest expense$56,407,000389
Salaries and employee benefits$27,041,000417
Premises and equipment expense$9,017,000289
Additional noninterest expense$20,349,000373
Pre-tax net operating income$23,242,000386
Securities gains (losses)$-11,0006,265
Applicable income taxes$7,429,000343
Income before extraordinary items$15,802,000434
Extraordinary gains, net$029
Net income$15,802,000434
Minority interest net income$090
Net income of bank and minority interests.$15,802,000435
Net charge-offs$4,433,000374
Cash dividends$17,086,000218
Sale, conversion, retirement of capital stock, net$0924
Net operating income$15,809,480432
2013-09-30 (YTD Data)Rank
Total interest income$52,542,000377
Total interest expense$4,470,000546
Net interest income$48,072,000367
Provision for loan and lease losses$142,0002,998
Total noninterest income$10,835,000524
Gross Fiduciary activities income$900,000417
Service charges on deposit accounts$3,686,000312
Trading account gains and fees$0180
Additional Noninterest Income$6,249,000565
Total noninterest expense$42,227,000389
Salaries and employee benefits$20,051,000426
Premises and equipment expense$6,835,000285
Additional noninterest expense$15,341,000367
Pre-tax net operating income$16,538,000417
Securities gains (losses)$74,0001,414
Applicable income taxes$5,266,000369
Income before extraordinary items$11,346,000461
Extraordinary gains, net$025
Net income$11,346,000460
Minority interest net income$084
Net income of bank and minority interests.$11,346,000462
Net charge-offs$4,834,000277
Cash dividends$15,000,000177
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,295,680452
2013-06-30 (YTD Data)Rank
Total interest income$34,758,000376
Total interest expense$2,946,000570
Net interest income$31,812,000366
Provision for loan and lease losses$04,788
Total noninterest income$6,999,000545
Gross Fiduciary activities income$600,000422
Service charges on deposit accounts$2,365,000316
Trading account gains and fees$0157
Additional Noninterest Income$4,034,000582
Total noninterest expense$28,272,000390
Salaries and employee benefits$13,432,000423
Premises and equipment expense$4,604,000284
Additional noninterest expense$10,236,000365
Pre-tax net operating income$10,539,000423
Securities gains (losses)$54,0001,469
Applicable income taxes$3,330,000390
Income before extraordinary items$7,263,000468
Extraordinary gains, net$022
Net income$7,263,000467
Minority interest net income$082
Net income of bank and minority interests.$7,263,000470
Net charge-offs$4,924,000203
Cash dividends$15,000,000132
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,225,740451
2013-03-31 (YTD Data)Rank
Total interest income$17,315,000377
Total interest expense$1,471,000595
Net interest income$15,844,000366
Provision for loan and lease losses$04,409
Total noninterest income$2,885,000619
Gross Fiduciary activities income$300,000421
Service charges on deposit accounts$1,084,000340
Trading account gains and fees$0148
Additional Noninterest Income$1,501,000749
Total noninterest expense$14,086,000392
Salaries and employee benefits$6,902,000416
Premises and equipment expense$2,317,000281
Additional noninterest expense$4,867,000387
Pre-tax net operating income$4,643,000466
Securities gains (losses)$01,966
Applicable income taxes$1,435,000432
Income before extraordinary items$3,208,000521
Extraordinary gains, net$010
Net income$3,208,000519
Minority interest net income$076
Net income of bank and minority interests.$3,208,000522
Net charge-offs$1,081,000450
Cash dividends$15,000,00070
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,208,000500
2012-12-31 (YTD Data)Rank
Total interest income$69,478,000388
Total interest expense$6,272,000681
Net interest income$63,206,000366
Provision for loan and lease losses$-2,000,0007,053
Total noninterest income$7,700,000820
Gross Fiduciary activities income$1,751,000331
Service charges on deposit accounts$4,737,000325
Trading account gains and fees$0166
Additional Noninterest Income$1,212,0002,127
Total noninterest expense$57,082,000386
Salaries and employee benefits$24,625,000438
Premises and equipment expense$10,150,000253
Additional noninterest expense$22,307,000359
Pre-tax net operating income$15,824,000507
Securities gains (losses)$2,527,000205
Applicable income taxes$1,576,0001,054
Income before extraordinary items$16,775,000408
Extraordinary gains, net$-2,750,0007,076
Net income$14,025,000467
Minority interest net income$093
Net income of bank and minority interests.$14,025,000471
Net charge-offs$7,519,000402
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,475,430449
2012-09-30 (YTD Data)Rank
Total interest income$52,120,000390
Total interest expense$4,721,000721
Net interest income$47,399,000369
Provision for loan and lease losses$1,500,0001,077
Total noninterest income$7,620,000670
Gross Fiduciary activities income$1,191,000352
Service charges on deposit accounts$3,500,000334
Trading account gains and fees$0157
Additional Noninterest Income$2,929,000954
Total noninterest expense$42,159,000386
Salaries and employee benefits$18,335,000434
Premises and equipment expense$7,900,000246
Additional noninterest expense$15,924,000370
Pre-tax net operating income$11,360,000528
Securities gains (losses)$1,710,000239
Applicable income taxes$-138,0006,938
Income before extraordinary items$13,208,000406
Extraordinary gains, net$-2,750,0007,176
Net income$10,458,000484
Minority interest net income$086
Net income of bank and minority interests.$10,458,000485
Net charge-offs$7,564,000323
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,498,000436
2012-06-30 (YTD Data)Rank
Total interest income$35,352,000388
Total interest expense$3,166,000749
Net interest income$32,186,000368
Provision for loan and lease losses$1,500,000796
Total noninterest income$4,639,000722
Gross Fiduciary activities income$660,000388
Service charges on deposit accounts$2,281,000340
Trading account gains and fees$0153
Additional Noninterest Income$1,698,0001,043
Total noninterest expense$28,277,000380
Salaries and employee benefits$12,325,000429
Premises and equipment expense$5,471,000234
Additional noninterest expense$10,481,000373
Pre-tax net operating income$7,048,000552
Securities gains (losses)$964,000287
Applicable income taxes$-1,781,0007,199
Income before extraordinary items$9,793,000349
Extraordinary gains, net$-2,750,0007,242
Net income$7,043,000466
Minority interest net income$084
Net income of bank and minority interests.$7,043,000466
Net charge-offs$6,854,000256
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,829,000361
2012-03-31 (YTD Data)Rank
Total interest income$17,669,000388
Total interest expense$1,616,000763
Net interest income$16,053,000369
Provision for loan and lease losses$1,000,000612
Total noninterest income$2,369,000693
Gross Fiduciary activities income$330,000387
Service charges on deposit accounts$1,116,000339
Trading account gains and fees$0148
Additional Noninterest Income$923,000970
Total noninterest expense$14,148,000382
Salaries and employee benefits$6,308,000419
Premises and equipment expense$2,774,000231
Additional noninterest expense$5,066,000374
Pre-tax net operating income$3,274,000581
Securities gains (losses)$622,000224
Applicable income taxes$04,704
Income before extraordinary items$3,896,000428
Extraordinary gains, net$019
Net income$3,896,000429
Minority interest net income$078
Net income of bank and minority interests.$3,896,000429
Net charge-offs$5,586,000181
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,274,000478
2011-12-31 (YTD Data)Rank
Total interest income$74,227,000378
Total interest expense$11,564,000484
Net interest income$62,663,000364
Provision for loan and lease losses$5,000,000785
Total noninterest income$11,024,000565
Gross Fiduciary activities income$1,203,000360
Service charges on deposit accounts$4,820,000328
Trading account gains and fees$0146
Additional Noninterest Income$5,001,000701
Total noninterest expense$62,136,000345
Salaries and employee benefits$23,604,000418
Premises and equipment expense$10,677,000246
Additional noninterest expense$27,855,000302
Pre-tax net operating income$6,551,000918
Securities gains (losses)$3,703,000128
Applicable income taxes$04,719
Income before extraordinary items$10,254,000526
Extraordinary gains, net$029
Net income$10,254,000526
Minority interest net income$096
Net income of bank and minority interests.$10,254,000527
Net charge-offs$17,408,000285
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,551,000738
2011-09-30 (YTD Data)Rank
Total interest income$56,445,000378
Total interest expense$9,835,000448
Net interest income$46,610,000368
Provision for loan and lease losses$4,000,000740
Total noninterest income$7,340,000623
Gross Fiduciary activities income$869,000364
Service charges on deposit accounts$3,660,000323
Trading account gains and fees$0145
Additional Noninterest Income$2,811,000878
Total noninterest expense$46,090,000343
Salaries and employee benefits$17,524,000421
Premises and equipment expense$7,936,000250
Additional noninterest expense$20,630,000298
Pre-tax net operating income$3,860,0001,197
Securities gains (losses)$3,420,000117
Applicable income taxes$04,740
Income before extraordinary items$7,280,000568
Extraordinary gains, net$021
Net income$7,280,000567
Minority interest net income$087
Net income of bank and minority interests.$7,280,000568
Net charge-offs$15,218,000242
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,860,000954
2011-06-30 (YTD Data)Rank
Total interest income$37,964,000380
Total interest expense$7,164,000436
Net interest income$30,800,000372
Provision for loan and lease losses$3,000,000678
Total noninterest income$4,445,000678
Gross Fiduciary activities income$579,000371
Service charges on deposit accounts$2,428,000326
Trading account gains and fees$0153
Additional Noninterest Income$1,438,0001,054
Total noninterest expense$28,854,000363
Salaries and employee benefits$11,592,000429
Premises and equipment expense$5,298,000255
Additional noninterest expense$11,964,000336
Pre-tax net operating income$3,391,000890
Securities gains (losses)$402,000431
Applicable income taxes$04,697
Income before extraordinary items$3,793,000687
Extraordinary gains, net$015
Net income$3,793,000686
Minority interest net income$089
Net income of bank and minority interests.$3,793,000687
Net charge-offs$11,214,000244
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,391,000727
2011-03-31 (YTD Data)Rank
Total interest income$19,322,000378
Total interest expense$3,957,000405
Net interest income$15,365,000372
Provision for loan and lease losses$2,000,000517
Total noninterest income$2,001,000730
Gross Fiduciary activities income$290,000373
Service charges on deposit accounts$1,206,000325
Trading account gains and fees$0158
Additional Noninterest Income$505,0001,334
Total noninterest expense$14,480,000362
Salaries and employee benefits$5,856,000427
Premises and equipment expense$2,681,000257
Additional noninterest expense$5,943,000338
Pre-tax net operating income$886,0001,612
Securities gains (losses)$714,000126
Applicable income taxes$04,545
Income before extraordinary items$1,600,000789
Extraordinary gains, net$09
Net income$1,600,000788
Minority interest net income$086
Net income of bank and minority interests.$1,600,000789
Net charge-offs$2,191,000513
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$886,0001,324
2010-12-31 (YTD Data)Rank
Total interest income$87,859,000347
Total interest expense$21,082,000364
Net interest income$66,777,000340
Provision for loan and lease losses$34,400,000239
Total noninterest income$-1,971,0007,596
Gross Fiduciary activities income$1,157,000364
Service charges on deposit accounts$4,869,000322
Trading account gains and fees$0175
Additional Noninterest Income$-7,997,0007,647
Total noninterest expense$61,730,000356
Salaries and employee benefits$23,461,000414
Premises and equipment expense$10,702,000250
Additional noninterest expense$27,567,000311
Pre-tax net operating income$-31,324,0007,571
Securities gains (losses)$-3,187,0007,597
Applicable income taxes$-5,971,0007,596
Income before extraordinary items$-28,540,0007,559
Extraordinary gains, net$029
Net income$-28,540,0007,559
Minority interest net income$0111
Net income of bank and minority interests.$-28,540,0007,559
Net charge-offs$39,322,000200
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-25,894,7907,544
2010-09-30 (YTD Data)Rank
Total interest income$67,238,000345
Total interest expense$16,489,000362
Net interest income$50,749,000333
Provision for loan and lease losses$14,900,000364
Total noninterest income$-4,441,0007,750
Gross Fiduciary activities income$846,000371
Service charges on deposit accounts$3,591,000330
Trading account gains and fees$0165
Additional Noninterest Income$-8,878,0007,760
Total noninterest expense$45,745,000346
Salaries and employee benefits$17,689,000409
Premises and equipment expense$8,098,000247
Additional noninterest expense$19,958,000304
Pre-tax net operating income$-14,337,0007,617
Securities gains (losses)$97,0001,968
Applicable income taxes$-5,971,0007,705
Income before extraordinary items$-8,269,0007,541
Extraordinary gains, net$023
Net income$-8,269,0007,541
Minority interest net income$0110
Net income of bank and minority interests.$-8,269,0007,541
Net charge-offs$24,993,000221
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-8,331,0807,535
2010-06-30 (YTD Data)Rank
Total interest income$45,336,000343
Total interest expense$11,420,000361
Net interest income$33,916,000332
Provision for loan and lease losses$12,400,000299
Total noninterest income$376,0003,756
Gross Fiduciary activities income$564,000372
Service charges on deposit accounts$2,337,000340
Trading account gains and fees$0152
Additional Noninterest Income$-2,525,0007,806
Total noninterest expense$30,756,000338
Salaries and employee benefits$11,905,000397
Premises and equipment expense$5,461,000246
Additional noninterest expense$13,390,000300
Pre-tax net operating income$-8,864,0007,667
Securities gains (losses)$15,0002,470
Applicable income taxes$-3,679,0007,753
Income before extraordinary items$-5,170,0007,595
Extraordinary gains, net$019
Net income$-5,170,0007,595
Minority interest net income$0105
Net income of bank and minority interests.$-5,170,0007,595
Net charge-offs$17,525,000216
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,179,6007,582
2010-03-31 (YTD Data)Rank
Total interest income$23,301,000342
Total interest expense$6,076,000368
Net interest income$17,225,000331
Provision for loan and lease losses$4,000,000448
Total noninterest income$-331,0007,866
Gross Fiduciary activities income$282,000372
Service charges on deposit accounts$1,179,000336
Trading account gains and fees$0175
Additional Noninterest Income$-1,792,0007,919
Total noninterest expense$15,022,000353
Salaries and employee benefits$6,064,000396
Premises and equipment expense$2,755,000249
Additional noninterest expense$6,203,000321
Pre-tax net operating income$-2,128,0007,614
Securities gains (losses)$14,0001,636
Applicable income taxes$-976,0007,790
Income before extraordinary items$-1,138,0007,501
Extraordinary gains, net$016
Net income$-1,138,0007,502
Minority interest net income$091
Net income of bank and minority interests.$-1,138,0007,502
Net charge-offs$3,976,000402
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,146,9607,498
2009-12-31 (YTD Data)Rank
Total interest income$97,076,000346
Total interest expense$31,864,000347
Net interest income$65,212,000336
Provision for loan and lease losses$51,115,000235
Total noninterest income$4,378,0001,222
Gross Fiduciary activities income$1,129,000357
Service charges on deposit accounts$5,178,000334
Trading account gains and fees$0211
Additional Noninterest Income$-1,929,0007,949
Total noninterest expense$62,628,000368
Salaries and employee benefits$23,048,000416
Premises and equipment expense$11,504,000239
Additional noninterest expense$28,076,000338
Pre-tax net operating income$-44,153,0007,849
Securities gains (losses)$-2,0006,893
Applicable income taxes$-17,341,0007,911
Income before extraordinary items$-26,814,0007,799
Extraordinary gains, net$034
Net income$-26,814,0007,798
Minority interest net income$0115
Net income of bank and minority interests.$-26,814,0007,798
Net charge-offs$44,112,000217
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-26,812,7207,800
2009-09-30 (YTD Data)Rank
Total interest income$73,044,000362
Total interest expense$24,668,000362
Net interest income$48,376,000350
Provision for loan and lease losses$41,110,000235
Total noninterest income$5,352,000826
Gross Fiduciary activities income$832,000361
Service charges on deposit accounts$3,997,000325
Trading account gains and fees$0212
Additional Noninterest Income$523,0002,732
Total noninterest expense$46,844,000371
Salaries and employee benefits$17,301,000425
Premises and equipment expense$8,691,000243
Additional noninterest expense$20,852,000338
Pre-tax net operating income$-34,226,0007,942
Securities gains (losses)$-1,0007,086
Applicable income taxes$-9,043,0007,967
Income before extraordinary items$-25,184,0007,919
Extraordinary gains, net$027
Net income$-25,184,0007,919
Minority interest net income$0118
Net income of bank and minority interests.$-25,184,0007,919
Net charge-offs$37,060,000204
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-25,183,2607,918
2009-06-30 (YTD Data)Rank
Total interest income$49,594,000365
Total interest expense$16,731,000382
Net interest income$32,863,000351
Provision for loan and lease losses$21,110,000278
Total noninterest income$4,533,000700
Gross Fiduciary activities income$590,000351
Service charges on deposit accounts$2,694,000318
Trading account gains and fees$0193
Additional Noninterest Income$1,249,0001,233
Total noninterest expense$31,335,000375
Salaries and employee benefits$11,578,000431
Premises and equipment expense$5,810,000251
Additional noninterest expense$13,947,000343
Pre-tax net operating income$-15,049,0007,983
Securities gains (losses)$03,136
Applicable income taxes$-6,053,0008,058
Income before extraordinary items$-8,996,0007,931
Extraordinary gains, net$021
Net income$-8,996,0007,930
Minority interest net income$0112
Net income of bank and minority interests.$-8,996,0007,930
Net charge-offs$23,057,000214
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-8,996,0007,934
2009-03-31 (YTD Data)Rank
Total interest income$24,838,000370
Total interest expense$8,479,000391
Net interest income$16,359,000347
Provision for loan and lease losses$2,505,000635
Total noninterest income$2,926,000558
Gross Fiduciary activities income$306,000340
Service charges on deposit accounts$1,396,000300
Trading account gains and fees$0171
Additional Noninterest Income$1,224,000719
Total noninterest expense$15,094,000365
Salaries and employee benefits$5,973,000420
Premises and equipment expense$2,888,000257
Additional noninterest expense$6,233,000327
Pre-tax net operating income$1,686,000751
Securities gains (losses)$02,434
Applicable income taxes$451,000747
Income before extraordinary items$1,235,000857
Extraordinary gains, net$015
Net income$1,235,000858
Minority interest net income$0102
Net income of bank and minority interests.$1,235,000859
Net charge-offs$9,896,000212
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,235,000787
2008-12-31 (YTD Data)Rank
Total interest income$121,108,000330
Total interest expense$38,153,000429
Net interest income$82,955,000292
Provision for loan and lease losses$33,775,000250
Total noninterest income$8,988,000655
Gross Fiduciary activities income$1,222,000362
Service charges on deposit accounts$5,349,000332
Trading account gains and fees$0154
Additional Noninterest Income$2,417,0001,137
Total noninterest expense$313,318,00098
Salaries and employee benefits$29,030,000334
Premises and equipment expense$12,277,000224
Additional noninterest expense$272,011,00071
Pre-tax net operating income$-255,150,0008,276
Securities gains (losses)$138,000918
Applicable income taxes$-5,129,0008,110
Income before extraordinary items$-249,883,0008,267
Extraordinary gains, net$039
Net income$-249,883,0008,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,498,000312
Cash dividends$19,000,000178
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-250,018,2408,271
2008-09-30 (YTD Data)Rank
Total interest income$93,226,000339
Total interest expense$28,780,000447
Net interest income$64,446,000298
Provision for loan and lease losses$32,525,000182
Total noninterest income$6,771,000675
Gross Fiduciary activities income$948,000360
Service charges on deposit accounts$4,010,000338
Trading account gains and fees$0148
Additional Noninterest Income$1,813,0001,192
Total noninterest expense$298,831,00080
Salaries and employee benefits$23,313,000328
Premises and equipment expense$9,621,000217
Additional noninterest expense$265,897,00059
Pre-tax net operating income$-260,139,0008,371
Securities gains (losses)$139,000794
Applicable income taxes$-5,238,0008,274
Income before extraordinary items$-254,762,0008,364
Extraordinary gains, net$031
Net income$-254,762,0008,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,471,000235
Cash dividends$19,000,000152
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-254,898,2208,364
2008-06-30 (YTD Data)Rank
Total interest income$63,541,000343
Total interest expense$19,718,000450
Net interest income$43,823,000293
Provision for loan and lease losses$1,775,000850
Total noninterest income$4,508,000693
Gross Fiduciary activities income$632,000366
Service charges on deposit accounts$2,635,000336
Trading account gains and fees$0149
Additional Noninterest Income$1,241,0001,215
Total noninterest expense$36,400,000300
Salaries and employee benefits$16,093,000319
Premises and equipment expense$6,353,000221
Additional noninterest expense$13,954,000285
Pre-tax net operating income$10,156,000363
Securities gains (losses)$141,000769
Applicable income taxes$3,209,000368
Income before extraordinary items$7,088,000386
Extraordinary gains, net$021
Net income$7,088,000385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000875
Cash dividends$15,000,000142
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,990,710386
2008-03-31 (YTD Data)Rank
Total interest income$33,358,000338
Total interest expense$10,774,000442
Net interest income$22,584,000283
Provision for loan and lease losses$875,000689
Total noninterest income$1,808,000819
Gross Fiduciary activities income$298,000385
Service charges on deposit accounts$1,244,000347
Trading account gains and fees$0158
Additional Noninterest Income$266,0002,126
Total noninterest expense$16,846,000314
Salaries and employee benefits$8,313,000311
Premises and equipment expense$3,145,000226
Additional noninterest expense$5,388,000335
Pre-tax net operating income$6,671,000322
Securities gains (losses)$138,000571
Applicable income taxes$2,261,000306
Income before extraordinary items$4,548,000341
Extraordinary gains, net$015
Net income$4,548,000342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,000674
Cash dividends$15,000,00077
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,455,540329
2007-12-31 (YTD Data)Rank
Total interest income$104,501,000421
Total interest expense$33,140,000606
Net interest income$71,361,000348
Provision for loan and lease losses$3,278,000592
Total noninterest income$4,164,0001,262
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,662,000657
Trading account gains and fees$0178
Additional Noninterest Income$1,502,0001,667
Total noninterest expense$52,603,000389
Salaries and employee benefits$16,865,000574
Premises and equipment expense$6,075,000441
Additional noninterest expense$29,663,000258
Pre-tax net operating income$19,644,000474
Securities gains (losses)$02,146
Applicable income taxes$5,987,000472
Income before extraordinary items$13,657,000486
Extraordinary gains, net$039
Net income$13,657,000483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,085,000597
Cash dividends$25,000,000209
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,657,000482
2007-09-30 (YTD Data)Rank
Total interest income$79,417,000419
Total interest expense$25,176,000600
Net interest income$54,241,000342
Provision for loan and lease losses$1,288,000726
Total noninterest income$3,177,0001,240
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,002,000646
Trading account gains and fees$0184
Additional Noninterest Income$1,175,0001,617
Total noninterest expense$41,638,000356
Salaries and employee benefits$13,154,000557
Premises and equipment expense$4,669,000425
Additional noninterest expense$23,815,000233
Pre-tax net operating income$14,492,000515
Securities gains (losses)$01,655
Applicable income taxes$4,287,000526
Income before extraordinary items$10,205,000529
Extraordinary gains, net$033
Net income$10,205,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,246,000565
Cash dividends$22,000,000187
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,205,000526
2007-06-30 (YTD Data)Rank
Total interest income$53,135,000429
Total interest expense$16,521,000617
Net interest income$36,614,000344
Provision for loan and lease losses$1,699,000374
Total noninterest income$2,001,0001,327
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,323,000659
Trading account gains and fees$0168
Additional Noninterest Income$678,0001,823
Total noninterest expense$29,664,000340
Salaries and employee benefits$9,150,000555
Premises and equipment expense$3,209,000430
Additional noninterest expense$17,305,000227
Pre-tax net operating income$7,252,000678
Securities gains (losses)$01,444
Applicable income taxes$1,987,000733
Income before extraordinary items$5,265,000696
Extraordinary gains, net$029
Net income$5,265,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,138,000411
Cash dividends$12,000,000228
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,265,000685
2007-03-31 (YTD Data)Rank
Total interest income$26,605,000426
Total interest expense$8,202,000610
Net interest income$18,403,000344
Provision for loan and lease losses$-1,152,0008,635
Total noninterest income$925,0001,383
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$666,000628
Trading account gains and fees$0195
Additional Noninterest Income$259,0002,166
Total noninterest expense$11,475,000440
Salaries and employee benefits$4,693,000544
Premises and equipment expense$1,610,000429
Additional noninterest expense$5,172,000327
Pre-tax net operating income$9,005,000349
Securities gains (losses)$01,187
Applicable income taxes$2,989,000343
Income before extraordinary items$6,016,000366
Extraordinary gains, net$022
Net income$6,016,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,000550
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$6,016,000360
2006-12-31 (YTD Data)Rank
Total interest income$106,725,000398
Total interest expense$29,636,000578
Net interest income$77,089,000321
Provision for loan and lease losses$-1,036,0008,631
Total noninterest income$5,884,000957
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,786,000613
Trading account gains and fees$0130
Additional Noninterest Income$3,098,000970
Total noninterest expense$51,497,000376
Salaries and employee benefits$20,838,000459
Premises and equipment expense$6,252,000414
Additional noninterest expense$24,407,000272
Pre-tax net operating income$32,512,000378
Securities gains (losses)$-4,0007,017
Applicable income taxes$11,353,000356
Income before extraordinary items$21,155,000405
Extraordinary gains, net$051
Net income$21,155,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,337,000538
Cash dividends$17,000,000260
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$21,157,600401
2006-09-30 (YTD Data)Rank
Total interest income$79,835,000410
Total interest expense$21,488,000592
Net interest income$58,347,000333
Provision for loan and lease losses$-489,0008,667
Total noninterest income$4,803,000910
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,149,000599
Trading account gains and fees$0126
Additional Noninterest Income$2,654,000908
Total noninterest expense$40,360,000365
Salaries and employee benefits$16,353,000455
Premises and equipment expense$4,567,000436
Additional noninterest expense$19,440,000276
Pre-tax net operating income$23,279,000418
Securities gains (losses)$01,388
Applicable income taxes$8,005,000397
Income before extraordinary items$15,274,000440
Extraordinary gains, net$045
Net income$15,274,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,218,000397
Cash dividends$17,000,000210
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$15,274,000428
2006-06-30 (YTD Data)Rank
Total interest income$52,763,000407
Total interest expense$13,826,000586
Net interest income$38,937,000334
Provision for loan and lease losses$06,419
Total noninterest income$3,339,000868
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,434,000592
Trading account gains and fees$0126
Additional Noninterest Income$1,905,000854
Total noninterest expense$26,773,000376
Salaries and employee benefits$10,914,000461
Premises and equipment expense$3,143,000423
Additional noninterest expense$12,716,000281
Pre-tax net operating income$15,503,000410
Securities gains (losses)$01,185
Applicable income taxes$5,392,000398
Income before extraordinary items$10,111,000439
Extraordinary gains, net$039
Net income$10,111,000438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$880,000376
Cash dividends$11,000,000204
Sale, conversion, retirement of capital stock, net$0887
Net operating income$10,111,000428
2006-03-31 (YTD Data)Rank
Total interest income$26,248,000401
Total interest expense$6,723,000570
Net interest income$19,525,000334
Provision for loan and lease losses$06,013
Total noninterest income$1,673,000854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$748,000550
Trading account gains and fees$0115
Additional Noninterest Income$925,000853
Total noninterest expense$12,767,000386
Salaries and employee benefits$5,330,000466
Premises and equipment expense$1,530,000435
Additional noninterest expense$5,907,000293
Pre-tax net operating income$8,431,000384
Securities gains (losses)$0955
Applicable income taxes$2,960,000366
Income before extraordinary items$5,471,000402
Extraordinary gains, net$021
Net income$5,471,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,000241
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,471,000397
2005-12-31 (YTD Data)Rank
Total interest income$88,716,000408
Total interest expense$16,681,000692
Net interest income$72,035,000340
Provision for loan and lease losses$07,120
Total noninterest income$6,367,000888
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,974,000881
Trading account gains and fees$0138
Additional Noninterest Income$4,393,000741
Total noninterest expense$58,523,000338
Salaries and employee benefits$26,555,000360
Premises and equipment expense$6,659,000384
Additional noninterest expense$25,309,000283
Pre-tax net operating income$19,879,000537
Securities gains (losses)$2,0001,993
Applicable income taxes$6,744,000520
Income before extraordinary items$13,137,000572
Extraordinary gains, net$046
Net income$13,137,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,886,000420
Cash dividends$4,500,000725
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,135,680557
2005-09-30 (YTD Data)Rank
Total interest income$63,454,000415
Total interest expense$10,691,000750
Net interest income$52,763,000341
Provision for loan and lease losses$06,899
Total noninterest income$4,887,000869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,469,000889
Trading account gains and fees$0126
Additional Noninterest Income$3,418,000734
Total noninterest expense$44,289,000331
Salaries and employee benefits$24,879,000292
Premises and equipment expense$5,182,000367
Additional noninterest expense$14,228,000342
Pre-tax net operating income$13,361,000585
Securities gains (losses)$14,0001,366
Applicable income taxes$4,563,000553
Income before extraordinary items$8,812,000633
Extraordinary gains, net$035
Net income$8,812,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,000732
Cash dividends$4,500,000523
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,802,760618
2005-06-30 (YTD Data)Rank
Total interest income$40,637,000418
Total interest expense$5,914,000844
Net interest income$34,723,000343
Provision for loan and lease losses$06,626
Total noninterest income$3,160,000882
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$994,000859
Trading account gains and fees$0116
Additional Noninterest Income$2,166,000758
Total noninterest expense$31,086,000318
Salaries and employee benefits$18,125,000259
Premises and equipment expense$3,390,000372
Additional noninterest expense$9,571,000340
Pre-tax net operating income$6,797,000716
Securities gains (losses)$14,0001,233
Applicable income taxes$2,269,000692
Income before extraordinary items$4,542,000782
Extraordinary gains, net$030
Net income$4,542,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,000661
Cash dividends$4,500,000368
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,532,620763
2005-03-31 (YTD Data)Rank
Total interest income$15,421,000518
Total interest expense$1,974,0001,192
Net interest income$13,447,000419
Provision for loan and lease losses$06,226
Total noninterest income$1,419,000947
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$333,0001,232
Trading account gains and fees$0115
Additional Noninterest Income$1,086,000736
Total noninterest expense$14,482,000328
Salaries and employee benefits$9,141,000268
Premises and equipment expense$1,262,000474
Additional noninterest expense$4,079,000377
Pre-tax net operating income$384,0004,382
Securities gains (losses)$24,000734
Applicable income taxes$43,0004,951
Income before extraordinary items$365,0003,865
Extraordinary gains, net$024
Net income$365,0003,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,731
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$343,6403,953
2004-12-31 (YTD Data)Rank
Total interest income$57,328,000514
Total interest expense$6,587,0001,249
Net interest income$50,741,000422
Provision for loan and lease losses$6,975,000199
Total noninterest income$5,995,000912
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,516,0001,183
Trading account gains and fees$0138
Additional Noninterest Income$4,479,000724
Total noninterest expense$38,576,000466
Salaries and employee benefits$24,967,000367
Premises and equipment expense$4,909,000476
Additional noninterest expense$8,700,000619
Pre-tax net operating income$11,185,000787
Securities gains (losses)$03,819
Applicable income taxes$3,620,000772
Income before extraordinary items$7,565,000867
Extraordinary gains, net$034
Net income$7,565,000868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,263,000416
Cash dividends$6,000,000519
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,565,000839
2004-09-30 (YTD Data)Rank
Total interest income$42,087,000511
Total interest expense$4,706,0001,281
Net interest income$37,381,000425
Provision for loan and lease losses$900,000852
Total noninterest income$6,050,000722
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,202,0001,113
Trading account gains and fees$0134
Additional Noninterest Income$4,848,000555
Total noninterest expense$28,940,000464
Salaries and employee benefits$18,719,000367
Premises and equipment expense$3,895,000454
Additional noninterest expense$6,326,000628
Pre-tax net operating income$13,591,000533
Securities gains (losses)$03,710
Applicable income taxes$4,798,000497
Income before extraordinary items$8,793,000592
Extraordinary gains, net$026
Net income$8,793,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,340
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,793,000566
2004-06-30 (YTD Data)Rank
Total interest income$27,545,000508
Total interest expense$3,107,0001,270
Net interest income$24,438,000426
Provision for loan and lease losses$600,000825
Total noninterest income$4,079,000722
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$856,0001,032
Trading account gains and fees$0130
Additional Noninterest Income$3,223,000563
Total noninterest expense$19,602,000461
Salaries and employee benefits$12,666,000364
Premises and equipment expense$2,619,000449
Additional noninterest expense$4,317,000614
Pre-tax net operating income$8,315,000563
Securities gains (losses)$03,413
Applicable income taxes$2,906,000533
Income before extraordinary items$5,409,000627
Extraordinary gains, net$021
Net income$5,409,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,000974
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,409,000600
2004-03-31 (YTD Data)Rank
Total interest income$13,522,000529
Total interest expense$1,576,0001,263
Net interest income$11,946,000436
Provision for loan and lease losses$300,000782
Total noninterest income$1,657,000835
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$449,000936
Trading account gains and fees$0121
Additional Noninterest Income$1,208,000692
Total noninterest expense$9,590,000474
Salaries and employee benefits$6,275,000374
Premises and equipment expense$1,297,000461
Additional noninterest expense$2,018,000641
Pre-tax net operating income$3,713,000609
Securities gains (losses)$02,934
Applicable income taxes$1,270,000611
Income before extraordinary items$2,443,000686
Extraordinary gains, net$016
Net income$2,443,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,469
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,443,000636
2003-12-31 (YTD Data)Rank
Total interest income$51,114,000555
Total interest expense$6,880,0001,283
Net interest income$44,234,000458
Provision for loan and lease losses$1,050,0001,133
Total noninterest income$7,525,000814
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,709,0001,018
Trading account gains and fees$0160
Additional Noninterest Income$5,816,000683
Total noninterest expense$34,892,000510
Salaries and employee benefits$22,692,000400
Premises and equipment expense$5,166,000454
Additional noninterest expense$7,034,000744
Pre-tax net operating income$15,817,000568
Securities gains (losses)$891,000517
Applicable income taxes$5,883,000548
Income before extraordinary items$10,825,000614
Extraordinary gains, net$054
Net income$10,825,000616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,973
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,245,850602
2003-09-30 (YTD Data)Rank
Total interest income$38,115,000575
Total interest expense$5,304,0001,307
Net interest income$32,811,000474
Provision for loan and lease losses$1,050,000855
Total noninterest income$5,825,000819
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,312,0001,001
Trading account gains and fees$0153
Additional Noninterest Income$4,513,000689
Total noninterest expense$25,993,000526
Salaries and employee benefits$16,999,000407
Premises and equipment expense$3,864,000464
Additional noninterest expense$5,130,000762
Pre-tax net operating income$11,593,000599
Securities gains (losses)$872,000486
Applicable income taxes$4,367,000575
Income before extraordinary items$8,098,000642
Extraordinary gains, net$040
Net income$8,098,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,781
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,531,200638
2003-06-30 (YTD Data)Rank
Total interest income$25,320,000583
Total interest expense$3,719,0001,290
Net interest income$21,601,000478
Provision for loan and lease losses$1,050,000614
Total noninterest income$3,975,000802
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$861,000991
Trading account gains and fees$0150
Additional Noninterest Income$3,114,000661
Total noninterest expense$17,224,000526
Salaries and employee benefits$11,215,000411
Premises and equipment expense$2,571,000467
Additional noninterest expense$3,438,000756
Pre-tax net operating income$7,302,000625
Securities gains (losses)$872,000400
Applicable income taxes$2,842,000570
Income before extraordinary items$5,332,000650
Extraordinary gains, net$030
Net income$5,332,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0009,024
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,765,200667
2003-03-31 (YTD Data)Rank
Total interest income$12,498,000592
Total interest expense$1,872,0001,304
Net interest income$10,626,000489
Provision for loan and lease losses$1,050,000364
Total noninterest income$1,944,000792
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$458,000902
Trading account gains and fees$0134
Additional Noninterest Income$1,486,000670
Total noninterest expense$8,600,000527
Salaries and employee benefits$5,628,000411
Premises and equipment expense$1,286,000469
Additional noninterest expense$1,686,000753
Pre-tax net operating income$2,920,000771
Securities gains (losses)$872,000243
Applicable income taxes$1,296,000630
Income before extraordinary items$2,496,000686
Extraordinary gains, net$021
Net income$2,496,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,512
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,920,480803
2002-12-31 (YTD Data)Rank
Total interest income$50,741,000612
Total interest expense$8,144,0001,381
Net interest income$42,597,000486
Provision for loan and lease losses$2,360,000653
Total noninterest income$5,381,000981
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,498,0001,073
Trading account gains and fees$0153
Additional Noninterest Income$3,883,000834
Total noninterest expense$31,593,000542
Salaries and employee benefits$20,627,000418
Premises and equipment expense$4,906,000476
Additional noninterest expense$6,060,000824
Pre-tax net operating income$14,025,000629
Securities gains (losses)$1,161,000383
Applicable income taxes$5,374,000559
Income before extraordinary items$9,812,000638
Extraordinary gains, net$070
Net income$9,812,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,067,000908
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,057,350665
2001-12-31 (YTD Data)Rank
Total interest income$54,233,000655
Total interest expense$15,718,0001,029
Net interest income$38,515,000490
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$3,617,0001,277
Gross Fiduciary activities income$928,000435
Service charges on deposit accounts$1,101,0001,362
Trading account gains and fees$0177
Additional Noninterest Income$1,588,0001,457
Total noninterest expense$26,523,000613
Salaries and employee benefits$17,366,000457
Premises and equipment expense$4,132,000538
Additional noninterest expense$5,025,000973
Pre-tax net operating income$14,409,000553
Securities gains (losses)$04,612
Applicable income taxes$5,142,000533
Income before extraordinary items$9,267,000606
Extraordinary gains, net$0105
Net income$9,267,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,626
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,267,000576
2000-12-31 (YTD Data)Rank
Total interest income$53,222,000685
Total interest expense$19,759,000897
Net interest income$33,463,000559
Provision for loan and lease losses$2,100,000588
Total noninterest income$2,972,0001,361
Gross Fiduciary activities income$1,535,000337
Service charges on deposit accounts$686,0002,024
Trading account gains and fees$0180
Additional Noninterest Income$751,0002,247
Total noninterest expense$21,715,000714
Salaries and employee benefits$14,157,000518
Premises and equipment expense$3,195,000664
Additional noninterest expense$4,363,0001,079
Pre-tax net operating income$12,620,000638
Securities gains (losses)$01,956
Applicable income taxes$4,336,000609
Income before extraordinary items$8,284,000668
Extraordinary gains, net$038
Net income$8,284,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0009,375
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,284,000666
1999-12-31 (YTD Data)Rank
Total interest income$36,931,000912
Total interest expense$11,775,0001,281
Net interest income$25,156,000722
Provision for loan and lease losses$1,015,000958
Total noninterest income$2,555,0001,540
Gross Fiduciary activities income$1,413,000378
Service charges on deposit accounts$666,0001,993
Trading account gains and fees$0173
Additional Noninterest Income$476,0003,047
Total noninterest expense$17,397,000842
Salaries and employee benefits$11,126,000642
Premises and equipment expense$2,833,000732
Additional noninterest expense$3,438,0001,346
Pre-tax net operating income$9,299,000881
Securities gains (losses)$03,155
Applicable income taxes$3,084,000861
Income before extraordinary items$6,215,000907
Extraordinary gains, net$035
Net income$6,215,000907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,952
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,215,000892
1998-12-31 (YTD Data)Rank
Total interest income$28,336,0001,150
Total interest expense$8,847,0001,735
Net interest income$19,489,000880
Provision for loan and lease losses$420,0001,980
Total noninterest income$2,338,0001,633
Gross Fiduciary activities income$1,235,000410
Service charges on deposit accounts$680,0001,880
Trading account gains and fees$0224
Additional Noninterest Income$423,0003,312
Total noninterest expense$15,114,000919
Salaries and employee benefits$9,105,000742
Premises and equipment expense$2,360,000829
Additional noninterest expense$3,649,0001,229
Pre-tax net operating income$6,293,0001,183
Securities gains (losses)$04,449
Applicable income taxes$2,026,0001,251
Income before extraordinary items$4,267,0001,251
Extraordinary gains, net$032
Net income$4,267,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,731
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,267,0001,208
1997-12-31 (YTD Data)Rank
Total interest income$22,415,0001,464
Total interest expense$6,913,0002,181
Net interest income$15,502,0001,140
Provision for loan and lease losses$360,0002,248
Total noninterest income$1,898,0001,848
Gross Fiduciary activities income$1,060,000450
Service charges on deposit accounts$514,0002,560
Trading account gains and fees$0239
Additional Noninterest Income$324,0003,759
Total noninterest expense$11,102,0001,191
Salaries and employee benefits$6,730,000987
Premises and equipment expense$1,810,0001,099
Additional noninterest expense$2,562,0001,660
Pre-tax net operating income$5,938,0001,308
Securities gains (losses)$03,944
Applicable income taxes$1,937,0001,369
Income before extraordinary items$4,001,0001,376
Extraordinary gains, net$044
Net income$4,001,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,192
Cash dividends$930,0002,325
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,001,0001,326
1996-12-31 (YTD Data)Rank
Total interest income$15,822,0002,128
Total interest expense$4,633,0003,229
Net interest income$11,189,0001,588
Provision for loan and lease losses$09,041
Total noninterest income$1,536,0002,262
Gross Fiduciary activities income$886,000541
Service charges on deposit accounts$352,0003,736
Trading account gains and fees$0262
Additional Noninterest Income$298,0004,091
Total noninterest expense$7,765,0001,828
Salaries and employee benefits$4,316,0001,539
Premises and equipment expense$1,326,0001,530
Additional noninterest expense$2,123,0002,320
Pre-tax net operating income$4,960,0001,451
Securities gains (losses)$04,148
Applicable income taxes$1,650,0001,464
Income before extraordinary items$3,310,0001,494
Extraordinary gains, net$053
Net income$3,310,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,00010,866
Cash dividends$1,715,0001,433
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,310,0001,459
1995-12-31 (YTD Data)Rank
Total interest income$14,340,0002,349
Total interest expense$4,352,0003,425
Net interest income$9,988,0001,788
Provision for loan and lease losses$40,0006,618
Total noninterest income$1,348,0002,472
Gross Fiduciary activities income$740,000618
Service charges on deposit accounts$311,0004,169
Trading account gains and fees$0522
Additional Noninterest Income$297,0004,024
Total noninterest expense$6,335,0002,164
Salaries and employee benefits$3,223,0002,062
Premises and equipment expense$1,146,0001,761
Additional noninterest expense$1,966,0002,428
Pre-tax net operating income$4,961,0001,522
Securities gains (losses)$03,831
Applicable income taxes$1,652,0001,512
Income before extraordinary items$3,309,0001,542
Extraordinary gains, net$065
Net income$3,309,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00011,598
Cash dividends$1,150,0001,816
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,309,0001,522
1994-12-31 (YTD Data)Rank
Total interest income$11,643,0002,605
Total interest expense$2,862,0004,134
Net interest income$8,781,0002,055
Provision for loan and lease losses$136,0003,812
Total noninterest income$1,177,0002,761
Gross Fiduciary activities income$637,000656
Service charges on deposit accounts$334,0003,993
Trading account gains and fees$0475
Additional Noninterest Income$206,0005,168
Total noninterest expense$5,358,0002,602
Salaries and employee benefits$2,776,0002,414
Premises and equipment expense$1,128,0001,821
Additional noninterest expense$1,454,0003,405
Pre-tax net operating income$4,464,0001,604
Securities gains (losses)$03,600
Applicable income taxes$1,481,0001,572
Income before extraordinary items$2,983,0001,638
Extraordinary gains, net$0249
Net income$2,983,0001,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,00012,106
Cash dividends$1,350,0001,520
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,983,0001,647
1993-12-31 (YTD Data)Rank
Total interest income$8,840,0003,476
Total interest expense$2,133,0005,534
Net interest income$6,707,0002,691
Provision for loan and lease losses$3,00010,228
Total noninterest income$1,231,0002,852
Gross Fiduciary activities income$597,000708
Service charges on deposit accounts$382,0003,598
Trading account gains and fees$0532
Additional Noninterest Income$252,0004,987
Total noninterest expense$5,071,0002,827
Salaries and employee benefits$2,423,0002,735
Premises and equipment expense$1,123,0001,867
Additional noninterest expense$1,525,0003,463
Pre-tax net operating income$2,864,0002,401
Securities gains (losses)$07,477
Applicable income taxes$954,0002,373
Income before extraordinary items$1,910,0002,636
Extraordinary gains, net$88,0001,693
Net income$1,998,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$675,0002,444
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,910,0002,474
1992-12-31 (YTD Data)Rank
Total interest income$8,432,0004,100
Total interest expense$2,562,0005,871
Net interest income$5,870,0003,119
Provision for loan and lease losses$240,0004,686
Total noninterest income$1,093,0003,074
Gross Fiduciary activities income$473,000784
Service charges on deposit accounts$413,0003,363
Trading account gains and fees$0504
Additional Noninterest Income$207,0005,558
Total noninterest expense$4,789,0002,985
Salaries and employee benefits$2,261,0002,870
Premises and equipment expense$1,093,0001,935
Additional noninterest expense$1,435,0003,724
Pre-tax net operating income$1,934,0003,195
Securities gains (losses)$08,369
Applicable income taxes$646,0003,224
Income before extraordinary items$1,288,0003,566
Extraordinary gains, net$82,000820
Net income$1,370,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0004,664
Cash dividends$1,400,0001,163
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,288,0003,301

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.