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Guaranty Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$108,041,000508
Total interest expense$41,338,000454
Net interest income$66,703,000537
Provision for loan and lease losses$3,138,000438
Total noninterest income$20,325,000448
Gross Fiduciary activities income$0981
Service charges on deposit accounts$6,021,000238
Trading account gains and feesNANA
Additional Noninterest Income$14,304,000419
Total noninterest expense$57,058,000513
Salaries and employee benefits$33,020,000481
Premises and equipment expense$8,385,000344
Additional noninterest expense$14,304,000419
Pre-tax net operating income$26,832,000551
Securities gains (losses)$-15,0003,432
Applicable income taxes$4,915,000538
Income before extraordinary items$21,902,000546
Extraordinary gains, net$054
Net income$21,902,000552
Minority interest net income$088
Net income of bank and minority interests.$21,902,000548
Net charge-offs$3,207,000304
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$21,914,300557
2023-09-30 (YTD Data)Rank
Total interest income$73,154,000546
Total interest expense$26,989,000470
Net interest income$46,165,000572
Provision for loan and lease losses$979,000664
Total noninterest income$12,922,000514
Gross Fiduciary activities income$0950
Service charges on deposit accounts$4,237,000245
Trading account gains and feesNANA
Additional Noninterest Income$8,685,000489
Total noninterest expense$38,798,000550
Salaries and employee benefits$22,957,000517
Premises and equipment expense$5,909,000373
Additional noninterest expense$8,685,000489
Pre-tax net operating income$19,310,000576
Securities gains (losses)$0849
Applicable income taxes$4,130,000526
Income before extraordinary items$15,180,000596
Extraordinary gains, net$052
Net income$15,180,000600
Minority interest net income$081
Net income of bank and minority interests.$15,180,000596
Net charge-offs$62,0001,387
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$15,180,000603
2023-06-30 (YTD Data)Rank
Total interest income$47,188,000534
Total interest expense$15,772,000475
Net interest income$31,416,000563
Provision for loan and lease losses$-247,0004,508
Total noninterest income$6,835,000593
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,767,000240
Trading account gains and feesNANA
Additional Noninterest Income$4,068,000612
Total noninterest expense$26,176,000535
Salaries and employee benefits$15,241,000513
Premises and equipment expense$3,992,000358
Additional noninterest expense$4,068,000612
Pre-tax net operating income$12,322,000586
Securities gains (losses)$0938
Applicable income taxes$2,617,000546
Income before extraordinary items$9,705,000609
Extraordinary gains, net$051
Net income$9,705,000620
Minority interest net income$081
Net income of bank and minority interests.$9,705,000609
Net charge-offs$-53,0004,344
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,705,000619
2023-03-31 (YTD Data)Rank
Total interest income$22,261,000556
Total interest expense$6,930,000470
Net interest income$15,331,000583
Provision for loan and lease losses$317,000642
Total noninterest income$3,314,000599
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,371,000252
Trading account gains and feesNANA
Additional Noninterest Income$1,943,000617
Total noninterest expense$13,165,000542
Salaries and employee benefits$7,586,000528
Premises and equipment expense$2,021,000367
Additional noninterest expense$1,943,000617
Pre-tax net operating income$5,163,000700
Securities gains (losses)$0950
Applicable income taxes$1,050,000654
Income before extraordinary items$4,113,000720
Extraordinary gains, net$04
Net income$4,113,000719
Minority interest net income$048
Net income of bank and minority interests.$4,113,000719
Net charge-offs$-60,0004,477
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,113,000733
2022-12-31 (YTD Data)Rank
Total interest income$65,702,000592
Total interest expense$8,040,000541
Net interest income$57,662,000602
Provision for loan and lease losses$1,918,000538
Total noninterest income$13,437,000632
Gross Fiduciary activities income$20,000861
Service charges on deposit accounts$5,176,000269
Trading account gains and feesNANA
Additional Noninterest Income$8,241,000640
Total noninterest expense$45,872,000587
Salaries and employee benefits$27,461,000557
Premises and equipment expense$7,000,000415
Additional noninterest expense$8,241,000640
Pre-tax net operating income$23,309,000680
Securities gains (losses)$1,000637
Applicable income taxes$149,0002,800
Income before extraordinary items$23,161,000588
Extraordinary gains, net$05
Net income$23,161,000589
Minority interest net income$063
Net income of bank and minority interests.$23,161,000589
Net charge-offs$-467,0004,589
Cash dividends$2,108,0001,437
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,160,010596
2022-09-30 (YTD Data)Rank
Total interest income$45,307,000610
Total interest expense$3,391,000668
Net interest income$41,916,000601
Provision for loan and lease losses$1,403,000496
Total noninterest income$10,650,000618
Gross Fiduciary activities income$20,000831
Service charges on deposit accounts$4,141,000267
Trading account gains and feesNANA
Additional Noninterest Income$6,489,000634
Total noninterest expense$34,218,000587
Salaries and employee benefits$20,183,000571
Premises and equipment expense$5,154,000419
Additional noninterest expense$6,489,000634
Pre-tax net operating income$16,945,000692
Securities gains (losses)$0740
Applicable income taxes$-1,522,0004,730
Income before extraordinary items$18,467,000543
Extraordinary gains, net$04
Net income$18,467,000543
Minority interest net income$057
Net income of bank and minority interests.$18,467,000543
Net charge-offs$-561,0004,648
Cash dividends$2,108,0001,088
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,467,000553
2022-06-30 (YTD Data)Rank
Total interest income$28,215,000612
Total interest expense$1,671,000699
Net interest income$26,544,000611
Provision for loan and lease losses$927,000449
Total noninterest income$7,052,000614
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,652,000269
Trading account gains and feesNANA
Additional Noninterest Income$4,400,000647
Total noninterest expense$22,381,000589
Salaries and employee benefits$12,949,000582
Premises and equipment expense$3,418,000410
Additional noninterest expense$6,014,000654
Pre-tax net operating income$10,288,000686
Securities gains (losses)$-1,0003,689
Applicable income taxes$-2,986,0004,761
Income before extraordinary items$13,273,000491
Extraordinary gains, net$04
Net income$13,273,000490
Minority interest net income$060
Net income of bank and minority interests.$13,273,000491
Net charge-offs$-153,0004,490
Cash dividends$2,108,000802
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,274,000495
2022-03-31 (YTD Data)Rank
Total interest income$13,145,000638
Total interest expense$833,000663
Net interest income$12,312,000631
Provision for loan and lease losses$476,000351
Total noninterest income$3,328,000650
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,310,000271
Trading account gains and feesNANA
Additional Noninterest Income$2,018,000686
Total noninterest expense$10,954,000600
Salaries and employee benefits$6,040,000621
Premises and equipment expense$1,692,000417
Additional noninterest expense$3,222,000613
Pre-tax net operating income$4,210,000797
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,210,000671
Extraordinary gains, net$04
Net income$4,210,000671
Minority interest net income$050
Net income of bank and minority interests.$4,210,000671
Net charge-offs$-198,0004,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,210,000677
2021-12-31 (YTD Data)Rank
Total interest income$56,052,000609
Total interest expense$4,231,000634
Net interest income$51,821,000605
Provision for loan and lease losses$2,385,000240
Total noninterest income$14,205,000666
Gross Fiduciary activities income$20,000830
Service charges on deposit accounts$3,602,000353
Trading account gains and feesNANA
Additional Noninterest Income$10,583,000646
Total noninterest expense$40,458,000647
Salaries and employee benefits$24,706,000602
Premises and equipment expense$6,142,000451
Additional noninterest expense$9,610,000808
Pre-tax net operating income$23,183,000660
Securities gains (losses)$4,0001,879
Applicable income taxes$03,710
Income before extraordinary items$23,187,000575
Extraordinary gains, net$010
Net income$23,187,000575
Minority interest net income$074
Net income of bank and minority interests.$23,187,000576
Net charge-offs$222,000980
Cash dividends$14,452,000374
Sale, conversion, retirement of capital stock, net$0582
Net operating income$23,183,000566
2021-09-30 (YTD Data)Rank
Total interest income$42,171,000621
Total interest expense$3,289,000649
Net interest income$38,882,000616
Provision for loan and lease losses$1,859,000231
Total noninterest income$10,831,000668
Gross Fiduciary activities income$20,000797
Service charges on deposit accounts$2,576,000361
Trading account gains and feesNANA
Additional Noninterest Income$8,235,000645
Total noninterest expense$29,336,000672
Salaries and employee benefits$18,054,000616
Premises and equipment expense$4,536,000464
Additional noninterest expense$6,746,000851
Pre-tax net operating income$18,518,000657
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$18,518,000566
Extraordinary gains, net$08
Net income$18,518,000565
Minority interest net income$069
Net income of bank and minority interests.$18,518,000566
Net charge-offs$-65,0004,310
Cash dividends$9,606,000394
Sale, conversion, retirement of capital stock, net$0543
Net operating income$18,518,000564
2021-06-30 (YTD Data)Rank
Total interest income$27,582,000629
Total interest expense$2,239,000668
Net interest income$25,343,000623
Provision for loan and lease losses$1,353,000226
Total noninterest income$7,720,000647
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,611,000366
Trading account gains and feesNANA
Additional Noninterest Income$6,109,000611
Total noninterest expense$19,344,000676
Salaries and employee benefits$11,764,000627
Premises and equipment expense$2,946,000476
Additional noninterest expense$4,634,000827
Pre-tax net operating income$12,366,000639
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$12,366,000559
Extraordinary gains, net$06
Net income$12,366,000559
Minority interest net income$067
Net income of bank and minority interests.$12,366,000559
Net charge-offs$-160,0004,706
Cash dividends$6,808,000357
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,366,000549
2021-03-31 (YTD Data)Rank
Total interest income$13,503,000643
Total interest expense$1,136,000696
Net interest income$12,367,000630
Provision for loan and lease losses$879,000212
Total noninterest income$2,910,000768
Gross Fiduciary activities income$0922
Service charges on deposit accounts$823,000357
Trading account gains and feesNANA
Additional Noninterest Income$2,087,000799
Total noninterest expense$9,694,000665
Salaries and employee benefits$5,966,000622
Premises and equipment expense$1,492,000474
Additional noninterest expense$2,236,000821
Pre-tax net operating income$4,704,000807
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,704,000702
Extraordinary gains, net$03
Net income$4,704,000702
Minority interest net income$055
Net income of bank and minority interests.$4,704,000702
Net charge-offs$-36,0004,511
Cash dividends$515,0001,156
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,704,000687
2020-12-31 (YTD Data)Rank
Total interest income$51,773,000659
Total interest expense$6,727,000706
Net interest income$45,046,000657
Provision for loan and lease losses$3,260,000752
Total noninterest income$11,418,000726
Gross Fiduciary activities income$20,000849
Service charges on deposit accounts$3,553,000324
Trading account gains and feesNANA
Additional Noninterest Income$7,845,000754
Total noninterest expense$34,631,000719
Salaries and employee benefits$21,597,000664
Premises and equipment expense$5,427,000491
Additional noninterest expense$7,607,000918
Pre-tax net operating income$18,573,000630
Securities gains (losses)$171,0001,110
Applicable income taxes$03,697
Income before extraordinary items$18,744,000551
Extraordinary gains, net$04
Net income$18,744,000551
Minority interest net income$072
Net income of bank and minority interests.$18,744,000551
Net charge-offs$158,0001,699
Cash dividends$11,905,000402
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,573,000537
2020-09-30 (YTD Data)Rank
Total interest income$37,910,000675
Total interest expense$5,477,000702
Net interest income$32,433,000668
Provision for loan and lease losses$2,739,000743
Total noninterest income$8,354,000719
Gross Fiduciary activities income$20,000809
Service charges on deposit accounts$2,634,000324
Trading account gains and feesNANA
Additional Noninterest Income$5,700,000747
Total noninterest expense$25,141,000737
Salaries and employee benefits$15,545,000675
Premises and equipment expense$3,918,000502
Additional noninterest expense$5,678,000905
Pre-tax net operating income$12,907,000643
Securities gains (losses)$171,000968
Applicable income taxes$03,696
Income before extraordinary items$13,078,000550
Extraordinary gains, net$04
Net income$13,078,000549
Minority interest net income$065
Net income of bank and minority interests.$13,078,000550
Net charge-offs$-58,0004,690
Cash dividends$7,929,000423
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,907,000534
2020-06-30 (YTD Data)Rank
Total interest income$25,156,000686
Total interest expense$3,920,000709
Net interest income$21,236,000667
Provision for loan and lease losses$1,636,000808
Total noninterest income$5,266,000699
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,808,000322
Trading account gains and feesNANA
Additional Noninterest Income$3,458,000741
Total noninterest expense$16,599,000733
Salaries and employee benefits$10,225,000679
Premises and equipment expense$2,545,000521
Additional noninterest expense$3,829,000881
Pre-tax net operating income$8,267,000611
Securities gains (losses)$34,0001,473
Applicable income taxes$03,655
Income before extraordinary items$8,301,000527
Extraordinary gains, net$04
Net income$8,301,000525
Minority interest net income$065
Net income of bank and minority interests.$8,301,000527
Net charge-offs$-53,0004,760
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,267,000503
2020-03-31 (YTD Data)Rank
Total interest income$12,356,000694
Total interest expense$2,145,000739
Net interest income$10,211,000681
Provision for loan and lease losses$868,000669
Total noninterest income$2,685,000661
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,145,000305
Trading account gains and feesNANA
Additional Noninterest Income$1,540,000721
Total noninterest expense$8,574,000715
Salaries and employee benefits$5,119,000676
Premises and equipment expense$1,343,000496
Additional noninterest expense$2,112,000820
Pre-tax net operating income$3,454,000650
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,454,000569
Extraordinary gains, net$04
Net income$3,454,000570
Minority interest net income$056
Net income of bank and minority interests.$3,454,000569
Net charge-offs$12,0001,803
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,454,000550
2019-12-31 (YTD Data)Rank
Total interest income$43,069,000793
Total interest expense$8,433,000788
Net interest income$34,636,000788
Provision for loan and lease losses$1,244,000769
Total noninterest income$11,296,000642
Gross Fiduciary activities income$5,000958
Service charges on deposit accounts$4,206,000330
Trading account gains and feesNANA
Additional Noninterest Income$7,085,000655
Total noninterest expense$28,431,000799
Salaries and employee benefits$17,143,000771
Premises and equipment expense$4,766,000545
Additional noninterest expense$6,522,0001,026
Pre-tax net operating income$16,257,000714
Securities gains (losses)$15,0001,739
Applicable income taxes$03,859
Income before extraordinary items$16,272,000623
Extraordinary gains, net$011
Net income$16,272,000624
Minority interest net income$076
Net income of bank and minority interests.$16,272,000624
Net charge-offs$-609,0005,126
Cash dividends$15,474,000352
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,257,000611
2019-09-30 (YTD Data)Rank
Total interest income$31,130,000825
Total interest expense$6,193,000804
Net interest income$24,937,000833
Provision for loan and lease losses$1,162,000609
Total noninterest income$8,663,000630
Gross Fiduciary activities income$5,000927
Service charges on deposit accounts$3,074,000339
Trading account gains and feesNANA
Additional Noninterest Income$5,584,000647
Total noninterest expense$20,087,000848
Salaries and employee benefits$12,382,000795
Premises and equipment expense$3,055,000626
Additional noninterest expense$4,650,0001,063
Pre-tax net operating income$12,351,000715
Securities gains (losses)$18,0001,471
Applicable income taxes$03,902
Income before extraordinary items$12,369,000627
Extraordinary gains, net$011
Net income$12,369,000628
Minority interest net income$072
Net income of bank and minority interests.$12,369,000627
Net charge-offs$-645,0005,208
Cash dividends$6,202,000515
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,351,000614
2019-06-30 (YTD Data)Rank
Total interest income$20,173,000846
Total interest expense$3,894,000835
Net interest income$16,279,000845
Provision for loan and lease losses$75,0002,429
Total noninterest income$4,534,000734
Gross Fiduciary activities income$5,000905
Service charges on deposit accounts$1,947,000348
Trading account gains and feesNANA
Additional Noninterest Income$2,582,000794
Total noninterest expense$13,080,000868
Salaries and employee benefits$8,015,000814
Premises and equipment expense$1,911,000670
Additional noninterest expense$3,154,0001,053
Pre-tax net operating income$7,658,000728
Securities gains (losses)$18,0001,068
Applicable income taxes$03,901
Income before extraordinary items$7,676,000640
Extraordinary gains, net$011
Net income$7,676,000640
Minority interest net income$069
Net income of bank and minority interests.$7,676,000640
Net charge-offs$-324,0005,212
Cash dividends$3,869,000546
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,658,000626
2019-03-31 (YTD Data)Rank
Total interest income$9,872,000861
Total interest expense$1,789,000876
Net interest income$8,083,000851
Provision for loan and lease losses$25,0002,614
Total noninterest income$2,094,000743
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$950,000349
Trading account gains and feesNANA
Additional Noninterest Income$1,143,000819
Total noninterest expense$6,572,000859
Salaries and employee benefits$4,109,000788
Premises and equipment expense$936,000692
Additional noninterest expense$1,527,0001,056
Pre-tax net operating income$3,580,000757
Securities gains (losses)$18,000594
Applicable income taxes$03,800
Income before extraordinary items$3,598,000670
Extraordinary gains, net$05
Net income$3,598,000670
Minority interest net income$052
Net income of bank and minority interests.$3,598,000669
Net charge-offs$-307,0005,306
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,580,000662
2018-12-31 (YTD Data)Rank
Total interest income$37,175,000848
Total interest expense$5,178,000890
Net interest income$31,997,000837
Provision for loan and lease losses$2,662,000408
Total noninterest income$9,404,000713
Gross Fiduciary activities income$5,000991
Service charges on deposit accounts$4,192,000344
Trading account gains and feesNANA
Additional Noninterest Income$5,207,000781
Total noninterest expense$24,432,000900
Salaries and employee benefits$15,239,000820
Premises and equipment expense$3,674,000685
Additional noninterest expense$5,519,0001,155
Pre-tax net operating income$14,307,000777
Securities gains (losses)$320,000172
Applicable income taxes$03,978
Income before extraordinary items$14,627,000660
Extraordinary gains, net$06
Net income$14,627,000658
Minority interest net income$072
Net income of bank and minority interests.$14,627,000659
Net charge-offs$2,063,000352
Cash dividends$7,052,000554
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,307,000672
2018-09-30 (YTD Data)Rank
Total interest income$27,100,000860
Total interest expense$3,588,000898
Net interest income$23,512,000848
Provision for loan and lease losses$2,191,000369
Total noninterest income$6,758,000747
Gross Fiduciary activities income$5,000955
Service charges on deposit accounts$3,111,000347
Trading account gains and feesNANA
Additional Noninterest Income$3,642,000821
Total noninterest expense$18,193,000900
Salaries and employee benefits$11,365,000824
Premises and equipment expense$2,725,000697
Additional noninterest expense$4,103,0001,156
Pre-tax net operating income$9,886,000836
Securities gains (losses)$1,0001,016
Applicable income taxes$04,032
Income before extraordinary items$9,887,000719
Extraordinary gains, net$05
Net income$9,887,000718
Minority interest net income$066
Net income of bank and minority interests.$9,887,000718
Net charge-offs$1,001,000440
Cash dividends$4,523,000587
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,886,000719
2018-06-30 (YTD Data)Rank
Total interest income$17,656,000869
Total interest expense$2,149,000930
Net interest income$15,507,000851
Provision for loan and lease losses$1,535,000345
Total noninterest income$4,368,000770
Gross Fiduciary activities income$5,000939
Service charges on deposit accounts$2,028,000351
Trading account gains and feesNANA
Additional Noninterest Income$2,335,000846
Total noninterest expense$12,293,000903
Salaries and employee benefits$7,588,000825
Premises and equipment expense$1,843,000693
Additional noninterest expense$2,862,0001,114
Pre-tax net operating income$6,047,000887
Securities gains (losses)$1,000871
Applicable income taxes$04,018
Income before extraordinary items$6,048,000769
Extraordinary gains, net$06
Net income$6,048,000768
Minority interest net income$065
Net income of bank and minority interests.$6,048,000768
Net charge-offs$465,000549
Cash dividends$3,011,000561
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,047,000763
2018-03-31 (YTD Data)Rank
Total interest income$8,504,000893
Total interest expense$1,004,000951
Net interest income$7,500,000869
Provision for loan and lease losses$404,000547
Total noninterest income$2,017,000785
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,002,000356
Trading account gains and feesNANA
Additional Noninterest Income$1,015,000926
Total noninterest expense$6,284,000887
Salaries and employee benefits$3,839,000826
Premises and equipment expense$925,000695
Additional noninterest expense$1,520,0001,063
Pre-tax net operating income$2,829,000907
Securities gains (losses)$1,000666
Applicable income taxes$03,948
Income before extraordinary items$2,830,000784
Extraordinary gains, net$07
Net income$2,830,000784
Minority interest net income$052
Net income of bank and minority interests.$2,830,000784
Net charge-offs$-24,0005,038
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,829,000776
2017-12-31 (YTD Data)Rank
Total interest income$32,626,000883
Total interest expense$3,629,000908
Net interest income$28,997,000862
Provision for loan and lease losses$643,0001,224
Total noninterest income$8,712,000762
Gross Fiduciary activities income$5,0001,029
Service charges on deposit accounts$4,162,000348
Trading account gains and feesNANA
Additional Noninterest Income$4,545,000870
Total noninterest expense$24,130,000890
Salaries and employee benefits$14,831,000827
Premises and equipment expense$3,461,000719
Additional noninterest expense$5,838,0001,101
Pre-tax net operating income$12,936,000787
Securities gains (losses)$-51,0005,319
Applicable income taxes$04,135
Income before extraordinary items$12,885,000593
Extraordinary gains, net$09
Net income$12,885,000593
Minority interest net income$076
Net income of bank and minority interests.$12,885,000593
Net charge-offs$645,000934
Cash dividends$7,160,000486
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,936,000591
2017-09-30 (YTD Data)Rank
Total interest income$24,040,000894
Total interest expense$2,634,000913
Net interest income$21,406,000881
Provision for loan and lease losses$374,0001,423
Total noninterest income$6,349,000786
Gross Fiduciary activities income$7,000968
Service charges on deposit accounts$3,103,000353
Trading account gains and feesNANA
Additional Noninterest Income$3,239,000917
Total noninterest expense$18,051,000894
Salaries and employee benefits$11,074,000827
Premises and equipment expense$2,571,000735
Additional noninterest expense$4,406,0001,100
Pre-tax net operating income$9,330,000836
Securities gains (losses)$-27,0005,526
Applicable income taxes$04,172
Income before extraordinary items$9,303,000670
Extraordinary gains, net$09
Net income$9,303,000670
Minority interest net income$071
Net income of bank and minority interests.$9,303,000670
Net charge-offs$-141,0005,428
Cash dividends$5,283,000476
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,330,000656
2017-06-30 (YTD Data)Rank
Total interest income$15,431,000923
Total interest expense$1,633,000959
Net interest income$13,798,000908
Provision for loan and lease losses$129,0001,988
Total noninterest income$4,119,000797
Gross Fiduciary activities income$7,000945
Service charges on deposit accounts$2,002,000359
Trading account gains and feesNANA
Additional Noninterest Income$2,110,000929
Total noninterest expense$12,052,000899
Salaries and employee benefits$7,321,000837
Premises and equipment expense$1,688,000747
Additional noninterest expense$3,043,0001,061
Pre-tax net operating income$5,736,000876
Securities gains (losses)$-26,0005,608
Applicable income taxes$04,189
Income before extraordinary items$5,710,000707
Extraordinary gains, net$011
Net income$5,710,000707
Minority interest net income$071
Net income of bank and minority interests.$5,710,000707
Net charge-offs$-197,0005,584
Cash dividends$3,519,000481
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,736,000685
2017-03-31 (YTD Data)Rank
Total interest income$7,399,000956
Total interest expense$770,000993
Net interest income$6,629,000945
Provision for loan and lease losses$43,0002,232
Total noninterest income$1,941,000833
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$987,000363
Trading account gains and feesNANA
Additional Noninterest Income$952,000996
Total noninterest expense$6,024,000899
Salaries and employee benefits$3,558,000867
Premises and equipment expense$825,000771
Additional noninterest expense$1,641,000978
Pre-tax net operating income$2,503,000960
Securities gains (losses)$-26,0005,733
Applicable income taxes$04,086
Income before extraordinary items$2,477,000781
Extraordinary gains, net$08
Net income$2,477,000781
Minority interest net income$055
Net income of bank and minority interests.$2,477,000781
Net charge-offs$-50,0005,471
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,503,000760
2016-12-31 (YTD Data)Rank
Total interest income$27,753,000984
Total interest expense$2,405,0001,203
Net interest income$25,348,000952
Provision for loan and lease losses$374,0001,771
Total noninterest income$8,248,000802
Gross Fiduciary activities income$11,0001,007
Service charges on deposit accounts$4,128,000348
Trading account gains and fees$0170
Additional Noninterest Income$4,109,000969
Total noninterest expense$22,438,000937
Salaries and employee benefits$13,310,000887
Premises and equipment expense$3,311,000748
Additional noninterest expense$5,817,0001,124
Pre-tax net operating income$10,784,000870
Securities gains (losses)$-59,0005,764
Applicable income taxes$04,278
Income before extraordinary items$10,725,000717
Extraordinary gains, net$05
Net income$10,725,000715
Minority interest net income$082
Net income of bank and minority interests.$10,725,000716
Net charge-offs$-23,0005,151
Cash dividends$14,392,000275
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,784,000697
2016-09-30 (YTD Data)Rank
Total interest income$20,635,000986
Total interest expense$1,715,0001,260
Net interest income$18,920,000955
Provision for loan and lease losses$279,0001,703
Total noninterest income$6,104,000810
Gross Fiduciary activities income$7,000999
Service charges on deposit accounts$3,056,000356
Trading account gains and fees$0169
Additional Noninterest Income$3,041,000979
Total noninterest expense$16,826,000939
Salaries and employee benefits$9,904,000892
Premises and equipment expense$2,446,000761
Additional noninterest expense$4,476,0001,102
Pre-tax net operating income$7,919,000893
Securities gains (losses)$-36,0005,863
Applicable income taxes$04,325
Income before extraordinary items$7,883,000728
Extraordinary gains, net$05
Net income$7,883,000728
Minority interest net income$071
Net income of bank and minority interests.$7,883,000728
Net charge-offs$-310,0005,798
Cash dividends$5,477,000472
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,919,000712
2016-06-30 (YTD Data)Rank
Total interest income$13,424,0001,015
Total interest expense$1,070,0001,332
Net interest income$12,354,000978
Provision for loan and lease losses$152,0001,877
Total noninterest income$3,938,000823
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,946,000365
Trading account gains and fees$0157
Additional Noninterest Income$1,992,000965
Total noninterest expense$11,116,000949
Salaries and employee benefits$6,453,000917
Premises and equipment expense$1,550,000807
Additional noninterest expense$3,113,0001,058
Pre-tax net operating income$5,024,000930
Securities gains (losses)$-37,0005,958
Applicable income taxes$04,338
Income before extraordinary items$4,987,000764
Extraordinary gains, net$016
Net income$4,987,000763
Minority interest net income$071
Net income of bank and minority interests.$4,987,000763
Net charge-offs$-88,0005,672
Cash dividends$3,694,000488
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,024,000735
2016-03-31 (YTD Data)Rank
Total interest income$6,663,0001,021
Total interest expense$519,0001,372
Net interest income$6,144,000974
Provision for loan and lease losses$76,0001,730
Total noninterest income$1,843,000843
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$927,000372
Trading account gains and fees$0142
Additional Noninterest Income$916,000996
Total noninterest expense$5,600,000940
Salaries and employee benefits$3,184,000936
Premises and equipment expense$841,000752
Additional noninterest expense$1,575,0001,045
Pre-tax net operating income$2,311,000962
Securities gains (losses)$-1,0005,825
Applicable income taxes$04,259
Income before extraordinary items$2,310,000796
Extraordinary gains, net$012
Net income$2,310,000794
Minority interest net income$062
Net income of bank and minority interests.$2,310,000796
Net charge-offs$-46,0005,714
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,311,000769
2015-12-31 (YTD Data)Rank
Total interest income$25,599,0001,017
Total interest expense$1,945,0001,427
Net interest income$23,654,000975
Provision for loan and lease losses$1,257,000659
Total noninterest income$8,075,000794
Gross Fiduciary activities income$10,0001,040
Service charges on deposit accounts$4,087,000347
Trading account gains and fees$0159
Additional Noninterest Income$3,978,000962
Total noninterest expense$21,028,000980
Salaries and employee benefits$11,995,000942
Premises and equipment expense$3,172,000774
Additional noninterest expense$5,861,0001,104
Pre-tax net operating income$9,444,000932
Securities gains (losses)$-1,054,0006,162
Applicable income taxes$04,402
Income before extraordinary items$8,390,000852
Extraordinary gains, net$023
Net income$8,390,000853
Minority interest net income$081
Net income of bank and minority interests.$8,390,000852
Net charge-offs$254,0001,763
Cash dividends$6,717,000515
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,444,000750
2015-09-30 (YTD Data)Rank
Total interest income$19,067,0001,027
Total interest expense$1,468,0001,427
Net interest income$17,599,000989
Provision for loan and lease losses$987,000604
Total noninterest income$5,908,000826
Gross Fiduciary activities income$8,0001,020
Service charges on deposit accounts$3,033,000356
Trading account gains and fees$0153
Additional Noninterest Income$2,867,0001,001
Total noninterest expense$15,674,000999
Salaries and employee benefits$8,890,000960
Premises and equipment expense$2,361,000799
Additional noninterest expense$4,423,0001,103
Pre-tax net operating income$6,846,000978
Securities gains (losses)$123,000905
Applicable income taxes$04,489
Income before extraordinary items$6,969,000791
Extraordinary gains, net$021
Net income$6,969,000790
Minority interest net income$078
Net income of bank and minority interests.$6,969,000791
Net charge-offs$-23,0005,382
Cash dividends$5,864,000429
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,846,000782
2015-06-30 (YTD Data)Rank
Total interest income$12,431,0001,047
Total interest expense$970,0001,444
Net interest income$11,461,0001,007
Provision for loan and lease losses$682,000589
Total noninterest income$3,857,000843
Gross Fiduciary activities income$6,0001,023
Service charges on deposit accounts$1,946,000370
Trading account gains and fees$0157
Additional Noninterest Income$1,905,0001,007
Total noninterest expense$10,244,0001,016
Salaries and employee benefits$5,834,000976
Premises and equipment expense$1,454,000853
Additional noninterest expense$2,956,0001,098
Pre-tax net operating income$4,392,0001,007
Securities gains (losses)$-6,0006,065
Applicable income taxes$04,497
Income before extraordinary items$4,386,000829
Extraordinary gains, net$022
Net income$4,386,000829
Minority interest net income$075
Net income of bank and minority interests.$4,386,000829
Net charge-offs$30,0002,684
Cash dividends$3,908,000417
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,392,000805
2015-03-31 (YTD Data)Rank
Total interest income$6,094,0001,065
Total interest expense$483,0001,444
Net interest income$5,611,0001,020
Provision for loan and lease losses$387,000510
Total noninterest income$1,805,000854
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$921,000379
Trading account gains and fees$0152
Additional Noninterest Income$883,0001,021
Total noninterest expense$5,076,0001,023
Salaries and employee benefits$2,827,0001,005
Premises and equipment expense$668,000929
Additional noninterest expense$1,581,0001,026
Pre-tax net operating income$1,953,0001,084
Securities gains (losses)$-1,0006,051
Applicable income taxes$04,400
Income before extraordinary items$1,952,000883
Extraordinary gains, net$013
Net income$1,952,000883
Minority interest net income$064
Net income of bank and minority interests.$1,952,000883
Net charge-offs$111,0001,043
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,953,000853
2014-12-31 (YTD Data)Rank
Total interest income$25,200,0001,016
Total interest expense$2,022,0001,461
Net interest income$23,178,000958
Provision for loan and lease losses$2,079,000453
Total noninterest income$8,252,000755
Gross Fiduciary activities income$5,0001,119
Service charges on deposit accounts$4,169,000360
Trading account gains and fees$0180
Additional Noninterest Income$4,078,000892
Total noninterest expense$19,820,0001,029
Salaries and employee benefits$11,314,000962
Premises and equipment expense$2,650,000917
Additional noninterest expense$5,856,0001,122
Pre-tax net operating income$9,531,000867
Securities gains (losses)$-71,0006,293
Applicable income taxes$04,531
Income before extraordinary items$9,460,000722
Extraordinary gains, net$017
Net income$9,460,000722
Minority interest net income$084
Net income of bank and minority interests.$9,460,000722
Net charge-offs$2,818,000372
Cash dividends$7,216,000444
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,531,000696
2014-09-30 (YTD Data)Rank
Total interest income$18,972,0001,018
Total interest expense$1,534,0001,458
Net interest income$17,438,000956
Provision for loan and lease losses$1,607,000417
Total noninterest income$5,921,000781
Gross Fiduciary activities income$5,0001,081
Service charges on deposit accounts$3,093,000363
Trading account gains and fees$0174
Additional Noninterest Income$2,823,000951
Total noninterest expense$14,912,0001,029
Salaries and employee benefits$8,492,000960
Premises and equipment expense$1,955,000934
Additional noninterest expense$4,465,0001,110
Pre-tax net operating income$6,840,000925
Securities gains (losses)$-71,0006,405
Applicable income taxes$04,583
Income before extraordinary items$6,769,000749
Extraordinary gains, net$015
Net income$6,769,000748
Minority interest net income$081
Net income of bank and minority interests.$6,769,000748
Net charge-offs$1,671,000445
Cash dividends$5,303,000417
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,840,000724
2014-06-30 (YTD Data)Rank
Total interest income$12,430,0001,026
Total interest expense$1,026,0001,455
Net interest income$11,404,000976
Provision for loan and lease losses$962,000460
Total noninterest income$3,721,000800
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,978,000369
Trading account gains and fees$0172
Additional Noninterest Income$1,743,000990
Total noninterest expense$9,906,0001,026
Salaries and employee benefits$5,621,000969
Premises and equipment expense$1,288,000956
Additional noninterest expense$2,997,0001,085
Pre-tax net operating income$4,257,000961
Securities gains (losses)$-69,0006,516
Applicable income taxes$04,568
Income before extraordinary items$4,188,000773
Extraordinary gains, net$020
Net income$4,188,000773
Minority interest net income$080
Net income of bank and minority interests.$4,188,000774
Net charge-offs$1,581,000350
Cash dividends$3,385,000428
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,257,000747
2014-03-31 (YTD Data)Rank
Total interest income$6,127,0001,041
Total interest expense$521,0001,456
Net interest income$5,606,000989
Provision for loan and lease losses$129,0001,403
Total noninterest income$1,874,000768
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$966,000369
Trading account gains and fees$0147
Additional Noninterest Income$908,000920
Total noninterest expense$5,235,000967
Salaries and employee benefits$2,932,000942
Premises and equipment expense$637,000990
Additional noninterest expense$1,666,000961
Pre-tax net operating income$2,116,000932
Securities gains (losses)$-66,0006,614
Applicable income taxes$04,445
Income before extraordinary items$2,050,000762
Extraordinary gains, net$016
Net income$2,050,000763
Minority interest net income$066
Net income of bank and minority interests.$2,050,000763
Net charge-offs$447,000548
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,116,000725
2013-12-31 (YTD Data)Rank
Total interest income$25,391,000997
Total interest expense$2,436,0001,398
Net interest income$22,955,000939
Provision for loan and lease losses$798,0001,341
Total noninterest income$7,728,000821
Gross Fiduciary activities income$13,0001,087
Service charges on deposit accounts$4,156,000361
Trading account gains and fees$0184
Additional Noninterest Income$3,559,0001,034
Total noninterest expense$19,043,0001,076
Salaries and employee benefits$11,180,000956
Premises and equipment expense$2,687,000896
Additional noninterest expense$5,176,0001,300
Pre-tax net operating income$10,842,000732
Securities gains (losses)$3,0002,899
Applicable income taxes$04,631
Income before extraordinary items$10,845,000599
Extraordinary gains, net$029
Net income$10,845,000598
Minority interest net income$090
Net income of bank and minority interests.$10,845,000599
Net charge-offs$920,0001,361
Cash dividends$6,378,000463
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,842,000584
2013-09-30 (YTD Data)Rank
Total interest income$19,040,0001,008
Total interest expense$1,887,0001,394
Net interest income$17,153,000944
Provision for loan and lease losses$700,0001,182
Total noninterest income$5,433,000877
Gross Fiduciary activities income$13,0001,043
Service charges on deposit accounts$3,055,000365
Trading account gains and fees$0180
Additional Noninterest Income$2,365,0001,139
Total noninterest expense$14,252,0001,076
Salaries and employee benefits$8,391,000959
Premises and equipment expense$1,955,000932
Additional noninterest expense$3,906,0001,288
Pre-tax net operating income$7,634,000769
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$7,634,000647
Extraordinary gains, net$025
Net income$7,634,000649
Minority interest net income$084
Net income of bank and minority interests.$7,634,000650
Net charge-offs$238,0002,372
Cash dividends$4,163,000488
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,634,000622
2013-06-30 (YTD Data)Rank
Total interest income$12,499,0001,013
Total interest expense$1,309,0001,363
Net interest income$11,190,000962
Provision for loan and lease losses$496,0001,191
Total noninterest income$3,539,000898
Gross Fiduciary activities income$8,0001,048
Service charges on deposit accounts$1,912,000384
Trading account gains and fees$0157
Additional Noninterest Income$1,619,0001,142
Total noninterest expense$9,507,0001,074
Salaries and employee benefits$5,684,000948
Premises and equipment expense$1,294,000928
Additional noninterest expense$2,529,0001,314
Pre-tax net operating income$4,726,000813
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$4,726,000682
Extraordinary gains, net$022
Net income$4,726,000685
Minority interest net income$082
Net income of bank and minority interests.$4,726,000685
Net charge-offs$110,0002,659
Cash dividends$2,775,000482
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,726,000653
2013-03-31 (YTD Data)Rank
Total interest income$6,179,0001,029
Total interest expense$672,0001,382
Net interest income$5,507,000979
Provision for loan and lease losses$236,0001,197
Total noninterest income$1,682,000941
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$862,000410
Trading account gains and fees$0148
Additional Noninterest Income$819,0001,130
Total noninterest expense$4,847,0001,061
Salaries and employee benefits$2,824,000962
Premises and equipment expense$670,000920
Additional noninterest expense$1,353,0001,216
Pre-tax net operating income$2,106,000889
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,106,000741
Extraordinary gains, net$010
Net income$2,106,000742
Minority interest net income$076
Net income of bank and minority interests.$2,106,000743
Net charge-offs$140,0001,641
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,106,000710
2012-12-31 (YTD Data)Rank
Total interest income$25,994,0001,013
Total interest expense$3,079,0001,447
Net interest income$22,915,000950
Provision for loan and lease losses$1,047,0001,723
Total noninterest income$7,132,000875
Gross Fiduciary activities income$8,0001,155
Service charges on deposit accounts$3,724,000399
Trading account gains and fees$0166
Additional Noninterest Income$3,400,0001,071
Total noninterest expense$19,414,0001,028
Salaries and employee benefits$11,194,000929
Premises and equipment expense$2,904,000831
Additional noninterest expense$5,316,0001,280
Pre-tax net operating income$9,586,000748
Securities gains (losses)$-8,0006,727
Applicable income taxes$04,751
Income before extraordinary items$9,578,000640
Extraordinary gains, net$029
Net income$9,578,000639
Minority interest net income$093
Net income of bank and minority interests.$9,578,000640
Net charge-offs$-82,0006,918
Cash dividends$5,616,000518
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,586,000614
2012-09-30 (YTD Data)Rank
Total interest income$19,576,0001,027
Total interest expense$2,377,0001,471
Net interest income$17,199,000958
Provision for loan and lease losses$972,0001,475
Total noninterest income$5,093,000904
Gross Fiduciary activities income$6,0001,130
Service charges on deposit accounts$2,713,000408
Trading account gains and fees$0157
Additional Noninterest Income$2,374,0001,115
Total noninterest expense$14,673,0001,018
Salaries and employee benefits$8,335,000938
Premises and equipment expense$2,107,000860
Additional noninterest expense$4,231,0001,214
Pre-tax net operating income$6,647,000850
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,647,000699
Extraordinary gains, net$020
Net income$6,647,000698
Minority interest net income$086
Net income of bank and minority interests.$6,647,000699
Net charge-offs$-335,0007,127
Cash dividends$3,534,000476
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,647,000670
2012-06-30 (YTD Data)Rank
Total interest income$12,894,0001,055
Total interest expense$1,632,0001,488
Net interest income$11,262,000982
Provision for loan and lease losses$767,0001,329
Total noninterest income$3,326,000903
Gross Fiduciary activities income$6,0001,098
Service charges on deposit accounts$1,733,000420
Trading account gains and fees$0153
Additional Noninterest Income$1,587,0001,092
Total noninterest expense$9,692,0001,026
Salaries and employee benefits$5,494,000951
Premises and equipment expense$1,357,000896
Additional noninterest expense$2,841,0001,207
Pre-tax net operating income$4,129,000882
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,129,000736
Extraordinary gains, net$019
Net income$4,129,000735
Minority interest net income$084
Net income of bank and minority interests.$4,129,000736
Net charge-offs$-7,0006,547
Cash dividends$2,539,000426
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,129,000700
2012-03-31 (YTD Data)Rank
Total interest income$6,306,0001,090
Total interest expense$851,0001,477
Net interest income$5,455,0001,003
Provision for loan and lease losses$346,0001,377
Total noninterest income$1,621,000911
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$827,000437
Trading account gains and fees$0148
Additional Noninterest Income$793,0001,084
Total noninterest expense$4,927,0001,007
Salaries and employee benefits$2,775,000940
Premises and equipment expense$662,000919
Additional noninterest expense$1,490,0001,145
Pre-tax net operating income$1,803,000988
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,803,000838
Extraordinary gains, net$019
Net income$1,803,000837
Minority interest net income$078
Net income of bank and minority interests.$1,803,000839
Net charge-offs$-66,0007,120
Cash dividends$555,000798
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,803,000787
2011-12-31 (YTD Data)Rank
Total interest income$25,022,0001,132
Total interest expense$3,892,0001,563
Net interest income$21,130,0001,044
Provision for loan and lease losses$2,497,0001,341
Total noninterest income$7,157,000790
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$3,692,000414
Trading account gains and fees$0146
Additional Noninterest Income$3,459,000939
Total noninterest expense$18,679,0001,048
Salaries and employee benefits$10,004,000981
Premises and equipment expense$2,818,000891
Additional noninterest expense$5,857,0001,192
Pre-tax net operating income$7,111,000858
Securities gains (losses)$-715,0007,260
Applicable income taxes$04,719
Income before extraordinary items$6,396,000775
Extraordinary gains, net$029
Net income$6,396,000773
Minority interest net income$096
Net income of bank and minority interests.$6,396,000775
Net charge-offs$2,147,0001,489
Cash dividends$2,752,000709
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,111,000677
2011-09-30 (YTD Data)Rank
Total interest income$18,768,0001,151
Total interest expense$2,985,0001,586
Net interest income$15,783,0001,058
Provision for loan and lease losses$2,094,0001,202
Total noninterest income$4,963,000844
Gross Fiduciary activities income$6,0001,085
Service charges on deposit accounts$2,758,000422
Trading account gains and fees$0145
Additional Noninterest Income$2,199,0001,054
Total noninterest expense$13,750,0001,070
Salaries and employee benefits$7,454,000992
Premises and equipment expense$2,077,000913
Additional noninterest expense$4,219,0001,224
Pre-tax net operating income$4,902,000949
Securities gains (losses)$-784,0007,373
Applicable income taxes$04,740
Income before extraordinary items$4,118,000931
Extraordinary gains, net$021
Net income$4,118,000928
Minority interest net income$087
Net income of bank and minority interests.$4,118,000931
Net charge-offs$2,153,0001,167
Cash dividends$1,717,000745
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,902,000757
2011-06-30 (YTD Data)Rank
Total interest income$12,237,0001,193
Total interest expense$2,018,0001,620
Net interest income$10,219,0001,092
Provision for loan and lease losses$1,698,0001,031
Total noninterest income$3,142,000883
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,769,000434
Trading account gains and fees$0153
Additional Noninterest Income$1,373,0001,083
Total noninterest expense$9,135,0001,095
Salaries and employee benefits$4,903,0001,011
Premises and equipment expense$1,316,000975
Additional noninterest expense$2,916,0001,215
Pre-tax net operating income$2,528,0001,174
Securities gains (losses)$-546,0007,443
Applicable income taxes$04,697
Income before extraordinary items$1,982,0001,265
Extraordinary gains, net$015
Net income$1,982,0001,265
Minority interest net income$089
Net income of bank and minority interests.$1,982,0001,265
Net charge-offs$1,908,000955
Cash dividends$1,085,000761
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,528,000938
2011-03-31 (YTD Data)Rank
Total interest income$6,098,0001,204
Total interest expense$1,044,0001,621
Net interest income$5,054,0001,096
Provision for loan and lease losses$852,000972
Total noninterest income$1,599,000862
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$839,000450
Trading account gains and fees$0158
Additional Noninterest Income$760,0001,013
Total noninterest expense$4,530,0001,111
Salaries and employee benefits$2,431,0001,032
Premises and equipment expense$625,0001,044
Additional noninterest expense$1,474,0001,209
Pre-tax net operating income$1,271,0001,154
Securities gains (losses)$-455,0007,516
Applicable income taxes$04,545
Income before extraordinary items$816,0001,462
Extraordinary gains, net$09
Net income$816,0001,462
Minority interest net income$086
Net income of bank and minority interests.$816,0001,462
Net charge-offs$1,299,000711
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,271,000929
2010-12-31 (YTD Data)Rank
Total interest income$26,496,0001,167
Total interest expense$5,318,0001,561
Net interest income$21,178,0001,041
Provision for loan and lease losses$4,683,0001,208
Total noninterest income$7,566,000786
Gross Fiduciary activities income$6,0001,203
Service charges on deposit accounts$4,075,000383
Trading account gains and fees$0175
Additional Noninterest Income$3,485,000958
Total noninterest expense$18,060,0001,104
Salaries and employee benefits$9,384,0001,046
Premises and equipment expense$2,898,000891
Additional noninterest expense$5,778,0001,280
Pre-tax net operating income$6,001,000871
Securities gains (losses)$-2,189,0007,573
Applicable income taxes$04,655
Income before extraordinary items$3,812,0001,140
Extraordinary gains, net$029
Net income$3,812,0001,142
Minority interest net income$0111
Net income of bank and minority interests.$3,812,0001,143
Net charge-offs$4,896,0001,041
Cash dividends$2,282,000730
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,001,000710
2010-09-30 (YTD Data)Rank
Total interest income$20,331,0001,160
Total interest expense$4,159,0001,562
Net interest income$16,172,0001,031
Provision for loan and lease losses$3,431,0001,160
Total noninterest income$5,866,000745
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$3,071,000379
Trading account gains and fees$0165
Additional Noninterest Income$2,789,000876
Total noninterest expense$13,466,0001,094
Salaries and employee benefits$7,022,0001,038
Premises and equipment expense$2,167,000890
Additional noninterest expense$4,277,0001,263
Pre-tax net operating income$5,141,000820
Securities gains (losses)$-1,258,0007,672
Applicable income taxes$04,726
Income before extraordinary items$3,883,000894
Extraordinary gains, net$023
Net income$3,883,000895
Minority interest net income$0110
Net income of bank and minority interests.$3,883,000895
Net charge-offs$2,720,0001,231
Cash dividends$1,604,000670
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,141,000650
2010-06-30 (YTD Data)Rank
Total interest income$13,586,0001,172
Total interest expense$2,854,0001,582
Net interest income$10,732,0001,032
Provision for loan and lease losses$2,097,0001,240
Total noninterest income$3,405,000812
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,983,000393
Trading account gains and fees$0152
Additional Noninterest Income$1,422,0001,014
Total noninterest expense$8,826,0001,111
Salaries and employee benefits$4,721,0001,034
Premises and equipment expense$1,428,000920
Additional noninterest expense$2,677,0001,333
Pre-tax net operating income$3,214,000856
Securities gains (losses)$-900,0007,736
Applicable income taxes$04,691
Income before extraordinary items$2,314,000980
Extraordinary gains, net$019
Net income$2,314,000981
Minority interest net income$0105
Net income of bank and minority interests.$2,314,000981
Net charge-offs$1,691,0001,279
Cash dividends$924,000783
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,214,000677
2010-03-31 (YTD Data)Rank
Total interest income$6,680,0001,219
Total interest expense$1,457,0001,613
Net interest income$5,223,0001,075
Provision for loan and lease losses$1,122,0001,086
Total noninterest income$1,641,000826
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$939,000406
Trading account gains and fees$0175
Additional Noninterest Income$702,0001,005
Total noninterest expense$4,365,0001,150
Salaries and employee benefits$2,377,0001,035
Premises and equipment expense$688,000984
Additional noninterest expense$1,300,0001,375
Pre-tax net operating income$1,377,000975
Securities gains (losses)$-701,0007,855
Applicable income taxes$04,611
Income before extraordinary items$676,0001,614
Extraordinary gains, net$016
Net income$676,0001,616
Minority interest net income$091
Net income of bank and minority interests.$676,0001,616
Net charge-offs$241,0002,252
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,377,000771
2009-12-31 (YTD Data)Rank
Total interest income$27,938,0001,234
Total interest expense$8,758,0001,371
Net interest income$19,180,0001,153
Provision for loan and lease losses$4,969,0001,440
Total noninterest income$6,765,000863
Gross Fiduciary activities income$6,0001,232
Service charges on deposit accounts$4,449,000381
Trading account gains and fees$0211
Additional Noninterest Income$2,310,0001,235
Total noninterest expense$16,650,0001,249
Salaries and employee benefits$9,019,0001,089
Premises and equipment expense$2,850,000954
Additional noninterest expense$4,781,0001,557
Pre-tax net operating income$4,326,000969
Securities gains (losses)$-1,122,0007,732
Applicable income taxes$04,388
Income before extraordinary items$3,204,0001,051
Extraordinary gains, net$034
Net income$3,204,0001,048
Minority interest net income$0115
Net income of bank and minority interests.$3,204,0001,050
Net charge-offs$4,210,0001,298
Cash dividends$1,841,000983
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,326,000784
2009-09-30 (YTD Data)Rank
Total interest income$21,072,0001,250
Total interest expense$6,859,0001,374
Net interest income$14,213,0001,167
Provision for loan and lease losses$2,846,0001,531
Total noninterest income$5,117,000861
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$3,345,000377
Trading account gains and fees$0212
Additional Noninterest Income$1,766,0001,252
Total noninterest expense$12,324,0001,249
Salaries and employee benefits$6,823,0001,090
Premises and equipment expense$2,134,000957
Additional noninterest expense$3,367,0001,610
Pre-tax net operating income$4,160,000814
Securities gains (losses)$-367,0007,694
Applicable income taxes$04,592
Income before extraordinary items$3,793,000709
Extraordinary gains, net$027
Net income$3,793,000709
Minority interest net income$0118
Net income of bank and minority interests.$3,793,000710
Net charge-offs$2,699,0001,255
Cash dividends$1,841,000697
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,160,000641
2009-06-30 (YTD Data)Rank
Total interest income$13,823,0001,301
Total interest expense$4,730,0001,404
Net interest income$9,093,0001,225
Provision for loan and lease losses$1,426,0001,686
Total noninterest income$3,331,000890
Gross Fiduciary activities income$5,0001,161
Service charges on deposit accounts$2,113,000391
Trading account gains and fees$0193
Additional Noninterest Income$1,213,0001,251
Total noninterest expense$8,326,0001,255
Salaries and employee benefits$4,620,0001,094
Premises and equipment expense$1,404,000999
Additional noninterest expense$2,302,0001,587
Pre-tax net operating income$2,672,000853
Securities gains (losses)$-170,0007,757
Applicable income taxes$04,657
Income before extraordinary items$2,502,000740
Extraordinary gains, net$021
Net income$2,502,000735
Minority interest net income$0112
Net income of bank and minority interests.$2,502,000740
Net charge-offs$1,267,0001,464
Cash dividends$1,276,000714
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,672,000665
2009-03-31 (YTD Data)Rank
Total interest income$6,893,0001,320
Total interest expense$2,469,0001,395
Net interest income$4,424,0001,248
Provision for loan and lease losses$520,0001,737
Total noninterest income$1,633,000868
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,013,000403
Trading account gains and fees$0171
Additional Noninterest Income$620,0001,204
Total noninterest expense$4,089,0001,226
Salaries and employee benefits$2,321,0001,097
Premises and equipment expense$675,0001,051
Additional noninterest expense$1,093,0001,481
Pre-tax net operating income$1,448,000885
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,448,000717
Extraordinary gains, net$015
Net income$1,448,000717
Minority interest net income$0102
Net income of bank and minority interests.$1,448,000719
Net charge-offs$86,0003,034
Cash dividends$764,000595
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,448,000668
2008-12-31 (YTD Data)Rank
Total interest income$30,746,0001,248
Total interest expense$12,211,0001,335
Net interest income$18,535,0001,199
Provision for loan and lease losses$3,456,0001,276
Total noninterest income$6,866,000818
Gross Fiduciary activities income$6,0001,269
Service charges on deposit accounts$4,690,000371
Trading account gains and fees$0154
Additional Noninterest Income$2,170,0001,229
Total noninterest expense$15,693,0001,246
Salaries and employee benefits$9,139,0001,073
Premises and equipment expense$2,805,000987
Additional noninterest expense$3,749,0001,653
Pre-tax net operating income$6,252,000899
Securities gains (losses)$38,0001,788
Applicable income taxes$04,979
Income before extraordinary items$6,290,000636
Extraordinary gains, net$039
Net income$6,290,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,477,0001,132
Cash dividends$3,713,000752
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,252,000694
2008-09-30 (YTD Data)Rank
Total interest income$23,225,0001,260
Total interest expense$9,424,0001,356
Net interest income$13,801,0001,232
Provision for loan and lease losses$2,607,000990
Total noninterest income$5,146,000850
Gross Fiduciary activities income$6,0001,224
Service charges on deposit accounts$3,515,000380
Trading account gains and fees$0148
Additional Noninterest Income$1,625,0001,287
Total noninterest expense$11,742,0001,239
Salaries and employee benefits$7,020,0001,080
Premises and equipment expense$1,963,0001,071
Additional noninterest expense$2,759,0001,623
Pre-tax net operating income$4,598,0001,098
Securities gains (losses)$2,0002,845
Applicable income taxes$05,372
Income before extraordinary items$4,600,000796
Extraordinary gains, net$031
Net income$4,600,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,799
Cash dividends$3,713,000605
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,598,000840
2008-06-30 (YTD Data)Rank
Total interest income$15,509,0001,285
Total interest expense$6,297,0001,399
Net interest income$9,212,0001,216
Provision for loan and lease losses$1,737,000862
Total noninterest income$3,319,000886
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,259,000384
Trading account gains and fees$0149
Additional Noninterest Income$1,060,0001,338
Total noninterest expense$7,686,0001,258
Salaries and employee benefits$4,685,0001,097
Premises and equipment expense$1,180,0001,168
Additional noninterest expense$1,821,0001,616
Pre-tax net operating income$3,108,0001,136
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$3,108,000874
Extraordinary gains, net$021
Net income$3,108,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,846
Cash dividends$2,946,000571
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,108,000857
2008-03-31 (YTD Data)Rank
Total interest income$7,860,0001,307
Total interest expense$3,222,0001,458
Net interest income$4,638,0001,189
Provision for loan and lease losses$313,0001,334
Total noninterest income$1,622,000901
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,094,000395
Trading account gains and fees$0158
Additional Noninterest Income$528,0001,360
Total noninterest expense$3,949,0001,226
Salaries and employee benefits$2,372,0001,093
Premises and equipment expense$592,0001,169
Additional noninterest expense$985,0001,455
Pre-tax net operating income$1,998,000945
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,998,000758
Extraordinary gains, net$015
Net income$1,998,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,996
Cash dividends$1,379,000568
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,998,000726
2007-12-31 (YTD Data)Rank
Total interest income$30,831,0001,392
Total interest expense$13,883,0001,439
Net interest income$16,948,0001,318
Provision for loan and lease losses$1,407,0001,105
Total noninterest income$6,374,000899
Gross Fiduciary activities income$6,0001,314
Service charges on deposit accounts$4,364,000397
Trading account gains and fees$0178
Additional Noninterest Income$2,004,0001,365
Total noninterest expense$15,271,0001,218
Salaries and employee benefits$9,191,0001,088
Premises and equipment expense$2,766,000939
Additional noninterest expense$3,314,0001,681
Pre-tax net operating income$6,644,0001,276
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$6,644,000985
Extraordinary gains, net$039
Net income$6,644,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,338,000818
Cash dividends$2,222,0001,496
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,644,000969
2007-09-30 (YTD Data)Rank
Total interest income$22,744,0001,420
Total interest expense$10,409,0001,440
Net interest income$12,335,0001,368
Provision for loan and lease losses$877,0001,007
Total noninterest income$4,608,000925
Gross Fiduciary activities income$6,0001,244
Service charges on deposit accounts$3,030,000419
Trading account gains and fees$0184
Additional Noninterest Income$1,572,0001,337
Total noninterest expense$11,115,0001,247
Salaries and employee benefits$6,713,0001,118
Premises and equipment expense$1,985,000977
Additional noninterest expense$2,417,0001,683
Pre-tax net operating income$4,951,0001,365
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$4,951,0001,065
Extraordinary gains, net$033
Net income$4,951,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,000929
Cash dividends$2,222,0001,129
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,951,0001,045
2007-06-30 (YTD Data)Rank
Total interest income$14,559,0001,493
Total interest expense$6,614,0001,514
Net interest income$7,945,0001,445
Provision for loan and lease losses$233,0001,946
Total noninterest income$2,771,0001,026
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,654,000523
Trading account gains and fees$0168
Additional Noninterest Income$1,117,0001,303
Total noninterest expense$7,503,0001,250
Salaries and employee benefits$4,393,0001,163
Premises and equipment expense$1,245,0001,071
Additional noninterest expense$1,865,0001,468
Pre-tax net operating income$2,980,0001,554
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,980,0001,201
Extraordinary gains, net$029
Net income$2,980,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,576
Cash dividends$1,682,0001,024
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,980,0001,183
2007-03-31 (YTD Data)Rank
Total interest income$6,942,0001,564
Total interest expense$3,138,0001,589
Net interest income$3,804,0001,510
Provision for loan and lease losses$115,0001,841
Total noninterest income$1,232,0001,110
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$731,000572
Trading account gains and fees$0195
Additional Noninterest Income$501,0001,358
Total noninterest expense$3,635,0001,283
Salaries and employee benefits$2,079,0001,237
Premises and equipment expense$598,0001,123
Additional noninterest expense$958,0001,399
Pre-tax net operating income$1,286,0001,776
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,286,0001,370
Extraordinary gains, net$022
Net income$1,286,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,505
Cash dividends$612,0001,202
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,286,0001,359
2006-12-31 (YTD Data)Rank
Total interest income$23,036,0001,754
Total interest expense$9,504,0001,767
Net interest income$13,532,0001,695
Provision for loan and lease losses$240,0003,157
Total noninterest income$4,078,0001,276
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$2,774,000617
Trading account gains and fees$0130
Additional Noninterest Income$1,296,0001,849
Total noninterest expense$12,324,0001,452
Salaries and employee benefits$6,906,0001,426
Premises and equipment expense$1,880,0001,371
Additional noninterest expense$3,538,0001,492
Pre-tax net operating income$5,046,0001,861
Securities gains (losses)$1,0001,542
Applicable income taxes$06,600
Income before extraordinary items$5,047,0001,442
Extraordinary gains, net$051
Net income$5,047,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,988
Cash dividends$2,435,0001,326
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,046,0001,428
2006-09-30 (YTD Data)Rank
Total interest income$16,170,0001,861
Total interest expense$6,465,0001,869
Net interest income$9,705,0001,800
Provision for loan and lease losses$102,0004,054
Total noninterest income$2,926,0001,329
Gross Fiduciary activities income$6,0001,272
Service charges on deposit accounts$2,002,000660
Trading account gains and fees$0126
Additional Noninterest Income$918,0001,953
Total noninterest expense$8,571,0001,567
Salaries and employee benefits$4,860,0001,535
Premises and equipment expense$1,286,0001,512
Additional noninterest expense$2,425,0001,629
Pre-tax net operating income$3,958,0001,862
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,958,0001,425
Extraordinary gains, net$045
Net income$3,958,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,092
Cash dividends$2,435,000986
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,958,0001,408
2006-06-30 (YTD Data)Rank
Total interest income$9,662,0001,992
Total interest expense$3,471,0002,144
Net interest income$6,191,0001,885
Provision for loan and lease losses$18,0005,601
Total noninterest income$1,868,0001,377
Gross Fiduciary activities income$1,0001,376
Service charges on deposit accounts$1,203,000732
Trading account gains and fees$0126
Additional Noninterest Income$664,0001,832
Total noninterest expense$5,344,0001,672
Salaries and employee benefits$3,011,0001,643
Premises and equipment expense$806,0001,603
Additional noninterest expense$1,527,0001,732
Pre-tax net operating income$2,697,0001,835
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,697,0001,394
Extraordinary gains, net$039
Net income$2,697,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,872
Cash dividends$1,817,000894
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,697,0001,383
2006-03-31 (YTD Data)Rank
Total interest income$4,549,0002,068
Total interest expense$1,541,0002,283
Net interest income$3,008,0001,923
Provision for loan and lease losses$9,0005,345
Total noninterest income$853,0001,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$552,000770
Trading account gains and fees$0115
Additional Noninterest Income$301,0001,930
Total noninterest expense$2,531,0001,762
Salaries and employee benefits$1,467,0001,686
Premises and equipment expense$400,0001,632
Additional noninterest expense$664,0001,958
Pre-tax net operating income$1,321,0001,822
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,321,0001,390
Extraordinary gains, net$021
Net income$1,321,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,940
Cash dividends$603,0001,140
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,321,0001,363
2005-12-31 (YTD Data)Rank
Total interest income$16,506,0002,023
Total interest expense$4,834,0002,262
Net interest income$11,672,0001,893
Provision for loan and lease losses$233,0003,330
Total noninterest income$3,372,0001,458
Gross Fiduciary activities income$7,0001,349
Service charges on deposit accounts$2,304,000752
Trading account gains and fees$0138
Additional Noninterest Income$1,061,0002,122
Total noninterest expense$9,345,0001,817
Salaries and employee benefits$5,406,0001,732
Premises and equipment expense$1,522,0001,598
Additional noninterest expense$2,417,0002,074
Pre-tax net operating income$5,466,0001,705
Securities gains (losses)$-5,0007,296
Applicable income taxes$06,964
Income before extraordinary items$5,461,0001,306
Extraordinary gains, net$046
Net income$5,461,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,802
Cash dividends$2,054,0001,417
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,466,0001,288
2005-09-30 (YTD Data)Rank
Total interest income$12,063,0002,020
Total interest expense$3,311,0002,350
Net interest income$8,752,0001,875
Provision for loan and lease losses$220,0002,803
Total noninterest income$2,562,0001,465
Gross Fiduciary activities income$6,0001,295
Service charges on deposit accounts$1,706,000757
Trading account gains and fees$0126
Additional Noninterest Income$850,0002,045
Total noninterest expense$6,812,0001,845
Salaries and employee benefits$3,937,0001,763
Premises and equipment expense$1,107,0001,641
Additional noninterest expense$1,768,0002,103
Pre-tax net operating income$4,282,0001,660
Securities gains (losses)$-5,0007,675
Applicable income taxes$06,976
Income before extraordinary items$4,277,0001,260
Extraordinary gains, net$035
Net income$4,277,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,730
Cash dividends$2,054,0001,030
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,282,0001,231
2005-06-30 (YTD Data)Rank
Total interest income$7,714,0002,051
Total interest expense$1,972,0002,448
Net interest income$5,742,0001,889
Provision for loan and lease losses$208,0002,103
Total noninterest income$1,595,0001,513
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$1,087,000775
Trading account gains and fees$0116
Additional Noninterest Income$502,0002,171
Total noninterest expense$4,410,0001,881
Salaries and employee benefits$2,548,0001,802
Premises and equipment expense$619,0001,927
Additional noninterest expense$1,243,0001,975
Pre-tax net operating income$2,719,0001,702
Securities gains (losses)$-8,0008,078
Applicable income taxes$06,961
Income before extraordinary items$2,711,0001,299
Extraordinary gains, net$030
Net income$2,711,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,979
Cash dividends$1,459,000962
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,719,0001,269
2005-03-31 (YTD Data)Rank
Total interest income$3,637,0002,127
Total interest expense$897,0002,545
Net interest income$2,740,0001,962
Provision for loan and lease losses$114,0001,861
Total noninterest income$761,0001,551
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$496,000824
Trading account gains and fees$0115
Additional Noninterest Income$265,0002,057
Total noninterest expense$2,084,0001,986
Salaries and employee benefits$1,176,0001,943
Premises and equipment expense$380,0001,602
Additional noninterest expense$528,0002,308
Pre-tax net operating income$1,303,0001,755
Securities gains (losses)$14,000908
Applicable income taxes$06,892
Income before extraordinary items$1,317,0001,310
Extraordinary gains, net$024
Net income$1,317,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,689
Cash dividends$296,0001,805
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,303,0001,294
2004-12-31 (YTD Data)Rank
Total interest income$13,586,0002,106
Total interest expense$3,109,0002,548
Net interest income$10,477,0001,943
Provision for loan and lease losses$590,0001,695
Total noninterest income$3,097,0001,558
Gross Fiduciary activities income$7,0001,367
Service charges on deposit accounts$2,139,000819
Trading account gains and fees$0138
Additional Noninterest Income$951,0002,221
Total noninterest expense$8,166,0001,966
Salaries and employee benefits$4,504,0001,937
Premises and equipment expense$1,455,0001,596
Additional noninterest expense$2,207,0002,205
Pre-tax net operating income$4,818,0001,758
Securities gains (losses)$19,0002,428
Applicable income taxes$07,185
Income before extraordinary items$4,837,0001,334
Extraordinary gains, net$034
Net income$4,837,0001,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,954
Cash dividends$2,057,0001,308
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,818,0001,303
2004-09-30 (YTD Data)Rank
Total interest income$10,115,0002,082
Total interest expense$2,313,0002,528
Net interest income$7,802,0001,926
Provision for loan and lease losses$545,0001,349
Total noninterest income$2,334,0001,559
Gross Fiduciary activities income$6,0001,324
Service charges on deposit accounts$1,549,000841
Trading account gains and fees$0134
Additional Noninterest Income$779,0002,107
Total noninterest expense$5,974,0002,002
Salaries and employee benefits$3,238,0002,008
Premises and equipment expense$1,015,0001,710
Additional noninterest expense$1,721,0002,101
Pre-tax net operating income$3,617,0001,763
Securities gains (losses)$-1,0008,079
Applicable income taxes$07,220
Income before extraordinary items$3,616,0001,361
Extraordinary gains, net$026
Net income$3,616,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,820
Cash dividends$1,475,0001,291
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,617,0001,311
2004-06-30 (YTD Data)Rank
Total interest income$6,633,0002,110
Total interest expense$1,545,0002,510
Net interest income$5,088,0001,955
Provision for loan and lease losses$396,0001,249
Total noninterest income$1,439,0001,665
Gross Fiduciary activities income$6,0001,267
Service charges on deposit accounts$967,000886
Trading account gains and fees$0130
Additional Noninterest Income$466,0002,304
Total noninterest expense$3,962,0002,009
Salaries and employee benefits$2,140,0002,035
Premises and equipment expense$771,0001,503
Additional noninterest expense$1,051,0002,291
Pre-tax net operating income$2,169,0001,906
Securities gains (losses)$-1,0008,365
Applicable income taxes$07,214
Income before extraordinary items$2,168,0001,486
Extraordinary gains, net$021
Net income$2,168,0001,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,193
Cash dividends$1,083,0001,179
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,169,0001,431
2004-03-31 (YTD Data)Rank
Total interest income$3,274,0002,133
Total interest expense$778,0002,511
Net interest income$2,496,0001,990
Provision for loan and lease losses$248,000974
Total noninterest income$691,0001,682
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$457,000914
Trading account gains and fees$0121
Additional Noninterest Income$234,0002,233
Total noninterest expense$2,059,0001,949
Salaries and employee benefits$1,076,0002,044
Premises and equipment expense$350,0001,676
Additional noninterest expense$633,0001,861
Pre-tax net operating income$880,0002,249
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$880,0001,775
Extraordinary gains, net$016
Net income$880,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-203,0009,044
Cash dividends$320,0001,650
Sale, conversion, retirement of capital stock, net$0464
Net operating income$880,0001,692
2003-12-31 (YTD Data)Rank
Total interest income$13,619,0002,089
Total interest expense$3,684,0002,399
Net interest income$9,935,0001,973
Provision for loan and lease losses$1,371,000885
Total noninterest income$2,642,0001,862
Gross Fiduciary activities income$7,0001,410
Service charges on deposit accounts$2,006,000852
Trading account gains and fees$0160
Additional Noninterest Income$629,0003,161
Total noninterest expense$7,479,0002,101
Salaries and employee benefits$4,088,0002,080
Premises and equipment expense$1,313,0001,727
Additional noninterest expense$2,078,0002,323
Pre-tax net operating income$3,727,0002,091
Securities gains (losses)$33,0002,848
Applicable income taxes$07,459
Income before extraordinary items$3,760,0001,648
Extraordinary gains, net$054
Net income$3,760,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,108,000849
Cash dividends$1,396,0001,846
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,727,0001,588
2003-09-30 (YTD Data)Rank
Total interest income$10,432,0002,078
Total interest expense$2,833,0002,429
Net interest income$7,599,0001,934
Provision for loan and lease losses$997,000901
Total noninterest income$2,015,0001,888
Gross Fiduciary activities income$6,0001,365
Service charges on deposit accounts$1,495,000862
Trading account gains and fees$0153
Additional Noninterest Income$514,0003,089
Total noninterest expense$5,528,0002,149
Salaries and employee benefits$3,007,0002,129
Premises and equipment expense$938,0001,837
Additional noninterest expense$1,583,0002,265
Pre-tax net operating income$3,089,0002,001
Securities gains (losses)$33,0002,620
Applicable income taxes$07,524
Income before extraordinary items$3,122,0001,549
Extraordinary gains, net$040
Net income$3,122,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,000919
Cash dividends$1,396,0001,357
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,089,0001,496
2003-06-30 (YTD Data)Rank
Total interest income$6,929,0002,100
Total interest expense$1,915,0002,474
Net interest income$5,014,0001,949
Provision for loan and lease losses$749,000826
Total noninterest income$1,342,0001,869
Gross Fiduciary activities income$6,0001,307
Service charges on deposit accounts$977,000868
Trading account gains and fees$0150
Additional Noninterest Income$359,0002,970
Total noninterest expense$3,731,0002,113
Salaries and employee benefits$2,033,0002,088
Premises and equipment expense$632,0001,795
Additional noninterest expense$1,066,0002,231
Pre-tax net operating income$1,876,0002,155
Securities gains (losses)$33,0002,302
Applicable income taxes$07,529
Income before extraordinary items$1,909,0001,700
Extraordinary gains, net$030
Net income$1,909,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$448,000913
Cash dividends$977,0001,340
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,876,0001,621
2003-03-31 (YTD Data)Rank
Total interest income$3,467,0002,123
Total interest expense$968,0002,507
Net interest income$2,499,0001,954
Provision for loan and lease losses$301,000909
Total noninterest income$624,0001,939
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$453,000918
Trading account gains and fees$0134
Additional Noninterest Income$171,0002,981
Total noninterest expense$1,874,0002,083
Salaries and employee benefits$1,007,0002,100
Premises and equipment expense$305,0001,870
Additional noninterest expense$562,0002,096
Pre-tax net operating income$948,0002,139
Securities gains (losses)$33,0001,627
Applicable income taxes$07,403
Income before extraordinary items$981,0001,642
Extraordinary gains, net$021
Net income$981,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,188
Cash dividends$134,0002,647
Sale, conversion, retirement of capital stock, net$0419
Net operating income$948,0001,583
2002-12-31 (YTD Data)Rank
Total interest income$15,199,0002,024
Total interest expense$5,033,0002,234
Net interest income$10,166,0001,911
Provision for loan and lease losses$1,486,000956
Total noninterest income$2,109,0002,043
Gross Fiduciary activities income$7,0001,461
Service charges on deposit accounts$1,798,000900
Trading account gains and fees$0153
Additional Noninterest Income$304,0004,230
Total noninterest expense$7,156,0002,100
Salaries and employee benefits$4,059,0001,969
Premises and equipment expense$1,490,0001,491
Additional noninterest expense$1,607,0002,796
Pre-tax net operating income$3,633,0002,147
Securities gains (losses)$9,0003,662
Applicable income taxes$07,681
Income before extraordinary items$3,642,0001,641
Extraordinary gains, net$070
Net income$3,642,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,465,000689
Cash dividends$2,262,0001,190
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,633,0001,597
2001-12-31 (YTD Data)Rank
Total interest income$16,839,0002,040
Total interest expense$7,522,0002,134
Net interest income$9,317,0001,909
Provision for loan and lease losses$649,0001,783
Total noninterest income$2,058,0001,969
Gross Fiduciary activities income$7,0001,492
Service charges on deposit accounts$1,720,000857
Trading account gains and fees$0177
Additional Noninterest Income$331,0003,905
Total noninterest expense$6,662,0002,155
Salaries and employee benefits$3,579,0002,111
Premises and equipment expense$1,427,0001,507
Additional noninterest expense$1,656,0002,641
Pre-tax net operating income$4,064,0001,759
Securities gains (losses)$23,0003,041
Applicable income taxes$-225,0009,391
Income before extraordinary items$4,312,0001,258
Extraordinary gains, net$0105
Net income$4,312,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,311
Cash dividends$1,982,0001,358
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,289,0001,216
2000-12-31 (YTD Data)Rank
Total interest income$17,052,0002,067
Total interest expense$8,104,0002,120
Net interest income$8,948,0001,976
Provision for loan and lease losses$1,102,000982
Total noninterest income$2,194,0001,754
Gross Fiduciary activities income$15,0001,176
Service charges on deposit accounts$1,681,000805
Trading account gains and fees$0180
Additional Noninterest Income$498,0002,957
Total noninterest expense$6,231,0002,207
Salaries and employee benefits$3,190,0002,240
Premises and equipment expense$1,494,0001,383
Additional noninterest expense$1,547,0002,731
Pre-tax net operating income$3,809,0001,917
Securities gains (losses)$-5,0007,961
Applicable income taxes$52,0007,200
Income before extraordinary items$3,752,0001,412
Extraordinary gains, net$038
Net income$3,752,0001,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,020
Cash dividends$2,161,0001,274
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,756,9501,397
1999-12-31 (YTD Data)Rank
Total interest income$14,941,0002,185
Total interest expense$6,793,0002,179
Net interest income$8,148,0002,158
Provision for loan and lease losses$538,0001,671
Total noninterest income$1,972,0001,877
Gross Fiduciary activities income$8,0001,281
Service charges on deposit accounts$1,570,000844
Trading account gains and fees$0173
Additional Noninterest Income$394,0003,462
Total noninterest expense$6,063,0002,253
Salaries and employee benefits$3,252,0002,158
Premises and equipment expense$1,348,0001,521
Additional noninterest expense$1,463,0002,926
Pre-tax net operating income$3,519,0002,081
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$3,519,0001,522
Extraordinary gains, net$035
Net income$3,519,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,654
Cash dividends$1,158,0002,038
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,519,0001,493
1998-12-31 (YTD Data)Rank
Total interest income$11,312,0002,851
Total interest expense$5,041,0002,975
Net interest income$6,271,0002,735
Provision for loan and lease losses$248,0003,012
Total noninterest income$2,312,0001,647
Gross Fiduciary activities income$14,0001,254
Service charges on deposit accounts$1,204,0001,035
Trading account gains and fees$0224
Additional Noninterest Income$1,094,0001,740
Total noninterest expense$4,780,0002,729
Salaries and employee benefits$2,559,0002,646
Premises and equipment expense$337,0005,019
Additional noninterest expense$1,884,0002,228
Pre-tax net operating income$3,555,0002,038
Securities gains (losses)$8,0003,124
Applicable income taxes$1,170,0002,045
Income before extraordinary items$2,390,0002,191
Extraordinary gains, net$032
Net income$2,390,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,139
Cash dividends$9,191,000407
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,384,6402,120
1997-12-31 (YTD Data)Rank
Total interest income$9,445,0003,418
Total interest expense$4,369,0003,378
Net interest income$5,076,0003,442
Provision for loan and lease losses$151,0004,105
Total noninterest income$948,0003,182
Gross Fiduciary activities income$9,0001,344
Service charges on deposit accounts$562,0002,336
Trading account gains and fees$0239
Additional Noninterest Income$377,0003,416
Total noninterest expense$3,706,0003,406
Salaries and employee benefits$1,878,0003,496
Premises and equipment expense$490,0003,772
Additional noninterest expense$1,338,0003,021
Pre-tax net operating income$2,167,0003,282
Securities gains (losses)$03,944
Applicable income taxes$663,0003,400
Income before extraordinary items$1,504,0003,350
Extraordinary gains, net$044
Net income$1,504,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00010,263
Cash dividends$1,750,0001,436
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,504,0003,274
1996-12-31 (YTD Data)Rank
Total interest income$8,871,0003,662
Total interest expense$3,906,0003,798
Net interest income$4,965,0003,557
Provision for loan and lease losses$155,0003,992
Total noninterest income$701,0004,109
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$439,0003,075
Trading account gains and feesNANA
Additional Noninterest Income$262,0004,411
Total noninterest expense$3,440,0003,836
Salaries and employee benefits$1,874,0003,541
Premises and equipment expense$442,0004,178
Additional noninterest expense$1,124,0003,992
Pre-tax net operating income$2,071,0003,325
Securities gains (losses)$04,148
Applicable income taxes$614,0003,516
Income before extraordinary items$1,457,0003,283
Extraordinary gains, net$053
Net income$1,457,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,00011,032
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,457,0003,248
1995-12-31 (YTD Data)Rank
Total interest income$8,120,0003,958
Total interest expense$3,661,0003,991
Net interest income$4,459,0003,938
Provision for loan and lease losses$463,0001,673
Total noninterest income$662,0004,267
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$404,0003,335
Trading account gains and feesNANA
Additional Noninterest Income$258,0004,394
Total noninterest expense$2,859,0004,459
Salaries and employee benefits$1,628,0003,986
Premises and equipment expense$382,0004,716
Additional noninterest expense$849,0004,999
Pre-tax net operating income$1,799,0003,851
Securities gains (losses)$03,831
Applicable income taxes$501,0004,192
Income before extraordinary items$1,298,0003,694
Extraordinary gains, net$065
Net income$1,298,0003,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,706
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,298,0003,667
1994-12-31 (YTD Data)Rank
Total interest income$7,237,0004,099
Total interest expense$2,662,0004,394
Net interest income$4,575,0003,865
Provision for loan and lease losses$254,0002,564
Total noninterest income$665,0004,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$424,0003,207
Trading account gains and feesNANA
Additional Noninterest Income$241,0004,692
Total noninterest expense$2,974,0004,451
Salaries and employee benefits$1,561,0004,140
Premises and equipment expense$433,0004,300
Additional noninterest expense$980,0004,790
Pre-tax net operating income$2,012,0003,406
Securities gains (losses)$7,0002,440
Applicable income taxes$602,0003,513
Income before extraordinary items$1,417,0003,332
Extraordinary gains, net$0249
Net income$1,417,0003,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,412,1003,368
1993-12-31 (YTD Data)Rank
Total interest income$7,684,0003,962
Total interest expense$2,614,0004,629
Net interest income$5,070,0003,526
Provision for loan and lease losses$962,0001,336
Total noninterest income$690,0004,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$448,0003,095
Trading account gains and feesNANA
Additional Noninterest Income$242,0005,092
Total noninterest expense$3,133,0004,347
Salaries and employee benefits$1,596,0004,036
Premises and equipment expense$532,0003,672
Additional noninterest expense$1,005,0004,900
Pre-tax net operating income$1,665,0003,939
Securities gains (losses)$07,477
Applicable income taxes$541,0003,918
Income before extraordinary items$1,124,0004,244
Extraordinary gains, net$03,149
Net income$1,124,0004,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$922,0001,217
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,124,0004,030
1992-12-31 (YTD Data)Rank
Total interest income$8,722,0003,967
Total interest expense$3,725,0004,324
Net interest income$4,997,0003,634
Provision for loan and lease losses$1,073,0001,756
Total noninterest income$748,0004,184
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$455,0003,075
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,496
Total noninterest expense$2,768,0004,874
Salaries and employee benefits$1,534,0004,141
Premises and equipment expense$313,0005,788
Additional noninterest expense$921,0005,416
Pre-tax net operating income$1,904,0003,251
Securities gains (losses)$22,0005,460
Applicable income taxes$410,0004,696
Income before extraordinary items$1,516,0003,049
Extraordinary gains, net$01,422
Net income$1,516,0003,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$834,0001,761
Cash dividends$225,0004,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,498,6202,851

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.