Home > Guaranty Bank and Trust Company > Income and Expense
Guaranty Bank and Trust Company, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 2,474 |
| Total interest expense | $497,000 | 3,223 |
| Net interest income | $6,940,000 | 2,364 |
| Provision for loan and lease losses | $355,000 | 1,467 |
| Total noninterest income | $1,383,000 | 2,157 |
| Gross Fiduciary activities income | $534,000 | 521 |
| Service charges on deposit accounts | $316,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 2,728 |
| Total noninterest expense | $7,916,000 | 1,826 |
| Salaries and employee benefits | $4,829,000 | 1,716 |
| Premises and equipment expense | $932,000 | 1,808 |
| Additional noninterest expense | $2,155,000 | 1,998 |
| Pre-tax net operating income | $52,000 | 5,432 |
| Securities gains (losses) | $636,000 | 178 |
| Applicable income taxes | $227,000 | 2,679 |
| Income before extraordinary items | $461,000 | 4,504 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $461,000 | 4,503 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $461,000 | 4,504 |
| Net charge-offs | $188,000 | 1,449 |
| Cash dividends | $5,768,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $34,880 | 5,464 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 2,460 |
| Total interest expense | $336,000 | 3,168 |
| Net interest income | $4,599,000 | 2,366 |
| Provision for loan and lease losses | $355,000 | 1,071 |
| Total noninterest income | $1,027,000 | 2,024 |
| Gross Fiduciary activities income | $355,000 | 528 |
| Service charges on deposit accounts | $212,000 | 2,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 2,433 |
| Total noninterest expense | $4,472,000 | 2,097 |
| Salaries and employee benefits | $2,614,000 | 2,045 |
| Premises and equipment expense | $614,000 | 1,836 |
| Additional noninterest expense | $1,244,000 | 2,256 |
| Pre-tax net operating income | $799,000 | 3,461 |
| Securities gains (losses) | $485,000 | 155 |
| Applicable income taxes | $38,000 | 3,416 |
| Income before extraordinary items | $1,246,000 | 2,460 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,246,000 | 2,459 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,246,000 | 2,460 |
| Net charge-offs | $167,000 | 1,173 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $775,550 | 3,204 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 2,498 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $2,256,000 | 2,400 |
| Provision for loan and lease losses | $80,000 | 1,645 |
| Total noninterest income | $502,000 | 2,043 |
| Gross Fiduciary activities income | $179,000 | 529 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 2,483 |
| Total noninterest expense | $2,111,000 | 2,216 |
| Salaries and employee benefits | $1,168,000 | 2,250 |
| Premises and equipment expense | $306,000 | 1,857 |
| Additional noninterest expense | $637,000 | 2,206 |
| Pre-tax net operating income | $567,000 | 2,885 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $22,000 | 3,318 |
| Income before extraordinary items | $545,000 | 2,617 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $545,000 | 2,617 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $545,000 | 2,617 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $545,000 | 2,599 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,133,000 | 2,597 |
| Total interest expense | $640,000 | 3,205 |
| Net interest income | $8,493,000 | 2,500 |
| Provision for loan and lease losses | $375,000 | 1,764 |
| Total noninterest income | $2,167,000 | 2,024 |
| Gross Fiduciary activities income | $744,000 | 508 |
| Service charges on deposit accounts | $491,000 | 2,101 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $932,000 | 2,471 |
| Total noninterest expense | $8,264,000 | 2,230 |
| Salaries and employee benefits | $4,487,000 | 2,283 |
| Premises and equipment expense | $1,213,000 | 1,843 |
| Additional noninterest expense | $2,564,000 | 2,262 |
| Pre-tax net operating income | $2,021,000 | 3,042 |
| Securities gains (losses) | $436,000 | 488 |
| Applicable income taxes | $124,000 | 3,196 |
| Income before extraordinary items | $2,333,000 | 2,524 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,333,000 | 2,523 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,333,000 | 2,524 |
| Net charge-offs | $32,000 | 3,419 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,918,800 | 2,815 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 2,621 |
| Total interest expense | $483,000 | 3,197 |
| Net interest income | $6,310,000 | 2,530 |
| Provision for loan and lease losses | $125,000 | 2,532 |
| Total noninterest income | $1,656,000 | 1,996 |
| Gross Fiduciary activities income | $572,000 | 503 |
| Service charges on deposit accounts | $367,000 | 2,125 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $717,000 | 2,457 |
| Total noninterest expense | $6,282,000 | 2,206 |
| Salaries and employee benefits | $3,353,000 | 2,278 |
| Premises and equipment expense | $932,000 | 1,817 |
| Additional noninterest expense | $1,997,000 | 2,183 |
| Pre-tax net operating income | $1,559,000 | 3,043 |
| Securities gains (losses) | $189,000 | 838 |
| Applicable income taxes | $89,000 | 3,278 |
| Income before extraordinary items | $1,659,000 | 2,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,659,000 | 2,646 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,659,000 | 2,646 |
| Net charge-offs | $27,000 | 2,972 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,479,450 | 2,787 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 2,636 |
| Total interest expense | $325,000 | 3,181 |
| Net interest income | $4,173,000 | 2,546 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $1,094,000 | 1,989 |
| Gross Fiduciary activities income | $377,000 | 508 |
| Service charges on deposit accounts | $246,000 | 2,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 2,461 |
| Total noninterest expense | $4,213,000 | 2,206 |
| Salaries and employee benefits | $2,200,000 | 2,326 |
| Premises and equipment expense | $614,000 | 1,829 |
| Additional noninterest expense | $1,399,000 | 2,104 |
| Pre-tax net operating income | $954,000 | 3,168 |
| Securities gains (losses) | $84,000 | 1,086 |
| Applicable income taxes | $53,000 | 3,367 |
| Income before extraordinary items | $985,000 | 2,829 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $985,000 | 2,827 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $985,000 | 2,828 |
| Net charge-offs | $26,000 | 2,598 |
| Cash dividends | $750,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $905,200 | 2,891 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 2,634 |
| Total interest expense | $164,000 | 3,190 |
| Net interest income | $2,091,000 | 2,543 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $538,000 | 1,978 |
| Gross Fiduciary activities income | $175,000 | 526 |
| Service charges on deposit accounts | $124,000 | 2,067 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $239,000 | 2,396 |
| Total noninterest expense | $2,098,000 | 2,228 |
| Salaries and employee benefits | $1,096,000 | 2,336 |
| Premises and equipment expense | $314,000 | 1,801 |
| Additional noninterest expense | $688,000 | 2,120 |
| Pre-tax net operating income | $531,000 | 2,935 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $28,000 | 3,322 |
| Income before extraordinary items | $516,000 | 2,699 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $516,000 | 2,699 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $516,000 | 2,699 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $750,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $503,650 | 2,691 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,537 |
| Total interest expense | $1,135,000 | 2,212 |
| Net interest income | $8,114,000 | 2,569 |
| Provision for loan and lease losses | $96,000 | 3,114 |
| Total noninterest income | $2,325,000 | 1,915 |
| Gross Fiduciary activities income | $778,000 | 513 |
| Service charges on deposit accounts | $530,000 | 2,035 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,017,000 | 2,358 |
| Total noninterest expense | $8,522,000 | 2,176 |
| Salaries and employee benefits | $4,782,000 | 2,130 |
| Premises and equipment expense | $1,167,000 | 1,933 |
| Additional noninterest expense | $2,573,000 | 2,279 |
| Pre-tax net operating income | $1,821,000 | 3,185 |
| Securities gains (losses) | $499,000 | 355 |
| Applicable income taxes | $149,000 | 3,115 |
| Income before extraordinary items | $2,171,000 | 2,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,171,000 | 2,574 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,171,000 | 2,575 |
| Net charge-offs | $47,000 | 3,296 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,701,940 | 2,967 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 2,525 |
| Total interest expense | $687,000 | 2,604 |
| Net interest income | $6,338,000 | 2,477 |
| Provision for loan and lease losses | $96,000 | 2,707 |
| Total noninterest income | $1,738,000 | 1,938 |
| Gross Fiduciary activities income | $531,000 | 530 |
| Service charges on deposit accounts | $396,000 | 2,056 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $811,000 | 2,299 |
| Total noninterest expense | $6,371,000 | 2,181 |
| Salaries and employee benefits | $3,556,000 | 2,160 |
| Premises and equipment expense | $888,000 | 1,935 |
| Additional noninterest expense | $1,927,000 | 2,277 |
| Pre-tax net operating income | $1,609,000 | 2,948 |
| Securities gains (losses) | $248,000 | 552 |
| Applicable income taxes | $114,000 | 3,191 |
| Income before extraordinary items | $1,743,000 | 2,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,743,000 | 2,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,743,000 | 2,505 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,509,880 | 2,703 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 2,526 |
| Total interest expense | $452,000 | 2,640 |
| Net interest income | $4,220,000 | 2,479 |
| Provision for loan and lease losses | $72,000 | 2,554 |
| Total noninterest income | $1,157,000 | 1,958 |
| Gross Fiduciary activities income | $351,000 | 541 |
| Service charges on deposit accounts | $257,000 | 2,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $549,000 | 2,311 |
| Total noninterest expense | $4,202,000 | 2,212 |
| Salaries and employee benefits | $2,424,000 | 2,131 |
| Premises and equipment expense | $587,000 | 1,953 |
| Additional noninterest expense | $1,191,000 | 2,447 |
| Pre-tax net operating income | $1,103,000 | 2,897 |
| Securities gains (losses) | $233,000 | 467 |
| Applicable income taxes | $72,000 | 3,229 |
| Income before extraordinary items | $1,264,000 | 2,342 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,264,000 | 2,344 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,264,000 | 2,344 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,042,650 | 2,627 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 2,537 |
| Total interest expense | $224,000 | 2,681 |
| Net interest income | $2,112,000 | 2,478 |
| Provision for loan and lease losses | $36,000 | 2,365 |
| Total noninterest income | $586,000 | 1,910 |
| Gross Fiduciary activities income | $171,000 | 549 |
| Service charges on deposit accounts | $124,000 | 2,109 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $291,000 | 2,167 |
| Total noninterest expense | $2,083,000 | 2,238 |
| Salaries and employee benefits | $1,231,000 | 2,111 |
| Premises and equipment expense | $293,000 | 1,975 |
| Additional noninterest expense | $559,000 | 2,564 |
| Pre-tax net operating income | $579,000 | 2,763 |
| Securities gains (losses) | $226,000 | 323 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $764,000 | 1,990 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $764,000 | 1,992 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $764,000 | 1,992 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $549,300 | 2,478 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,353,000 | 2,553 |
| Total interest expense | $887,000 | 2,819 |
| Net interest income | $8,466,000 | 2,498 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $2,352,000 | 1,888 |
| Gross Fiduciary activities income | $792,000 | 517 |
| Service charges on deposit accounts | $605,000 | 1,947 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $955,000 | 2,387 |
| Total noninterest expense | $8,418,000 | 2,232 |
| Salaries and employee benefits | $4,833,000 | 2,116 |
| Premises and equipment expense | $1,196,000 | 1,926 |
| Additional noninterest expense | $2,389,000 | 2,493 |
| Pre-tax net operating income | $2,160,000 | 2,851 |
| Securities gains (losses) | $828,000 | 250 |
| Applicable income taxes | $151,000 | 3,156 |
| Income before extraordinary items | $2,837,000 | 2,111 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,837,000 | 2,111 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,837,000 | 2,110 |
| Net charge-offs | $66,000 | 3,543 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,050,400 | 2,606 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,950,000 | 2,590 |
| Total interest expense | $667,000 | 2,864 |
| Net interest income | $6,283,000 | 2,537 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $1,854,000 | 1,829 |
| Gross Fiduciary activities income | $680,000 | 480 |
| Service charges on deposit accounts | $453,000 | 1,963 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $721,000 | 2,404 |
| Total noninterest expense | $6,255,000 | 2,261 |
| Salaries and employee benefits | $3,585,000 | 2,145 |
| Premises and equipment expense | $902,000 | 1,929 |
| Additional noninterest expense | $1,768,000 | 2,536 |
| Pre-tax net operating income | $1,702,000 | 2,800 |
| Securities gains (losses) | $440,000 | 355 |
| Applicable income taxes | $110,000 | 3,229 |
| Income before extraordinary items | $2,032,000 | 2,199 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,032,000 | 2,199 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,032,000 | 2,198 |
| Net charge-offs | $18,000 | 3,882 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,614,000 | 2,547 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 2,612 |
| Total interest expense | $443,000 | 2,899 |
| Net interest income | $4,144,000 | 2,552 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $1,210,000 | 1,834 |
| Gross Fiduciary activities income | $454,000 | 479 |
| Service charges on deposit accounts | $292,000 | 1,990 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $464,000 | 2,409 |
| Total noninterest expense | $4,183,000 | 2,250 |
| Salaries and employee benefits | $2,409,000 | 2,133 |
| Premises and equipment expense | $613,000 | 1,909 |
| Additional noninterest expense | $1,161,000 | 2,563 |
| Pre-tax net operating income | $1,051,000 | 2,879 |
| Securities gains (losses) | $324,000 | 333 |
| Applicable income taxes | $72,000 | 3,248 |
| Income before extraordinary items | $1,303,000 | 2,207 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,303,000 | 2,210 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,303,000 | 2,210 |
| Net charge-offs | $21,000 | 3,384 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $995,200 | 2,607 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 2,626 |
| Total interest expense | $222,000 | 2,932 |
| Net interest income | $2,053,000 | 2,564 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $595,000 | 1,809 |
| Gross Fiduciary activities income | $227,000 | 487 |
| Service charges on deposit accounts | $144,000 | 2,006 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $224,000 | 2,397 |
| Total noninterest expense | $2,092,000 | 2,241 |
| Salaries and employee benefits | $1,199,000 | 2,149 |
| Premises and equipment expense | $319,000 | 1,876 |
| Additional noninterest expense | $574,000 | 2,587 |
| Pre-tax net operating income | $496,000 | 2,912 |
| Securities gains (losses) | $197,000 | 280 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $655,000 | 2,116 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $655,000 | 2,118 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $655,000 | 2,118 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $467,850 | 2,653 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 2,630 |
| Total interest expense | $959,000 | 3,044 |
| Net interest income | $8,212,000 | 2,539 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $2,762,000 | 1,715 |
| Gross Fiduciary activities income | $847,000 | 486 |
| Service charges on deposit accounts | $697,000 | 1,839 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,218,000 | 2,116 |
| Total noninterest expense | $8,580,000 | 2,197 |
| Salaries and employee benefits | $5,068,000 | 2,017 |
| Premises and equipment expense | $1,252,000 | 1,843 |
| Additional noninterest expense | $2,260,000 | 2,715 |
| Pre-tax net operating income | $1,994,000 | 2,867 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $104,000 | 3,388 |
| Income before extraordinary items | $1,922,000 | 2,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,922,000 | 2,689 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,922,000 | 2,689 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,891,600 | 2,654 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 2,656 |
| Total interest expense | $736,000 | 3,066 |
| Net interest income | $6,120,000 | 2,569 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $2,145,000 | 1,701 |
| Gross Fiduciary activities income | $648,000 | 484 |
| Service charges on deposit accounts | $529,000 | 1,821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $968,000 | 2,091 |
| Total noninterest expense | $6,494,000 | 2,174 |
| Salaries and employee benefits | $3,870,000 | 1,983 |
| Premises and equipment expense | $928,000 | 1,870 |
| Additional noninterest expense | $1,696,000 | 2,699 |
| Pre-tax net operating income | $1,456,000 | 2,966 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $81,000 | 3,436 |
| Income before extraordinary items | $1,406,000 | 2,781 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,406,000 | 2,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,406,000 | 2,785 |
| Net charge-offs | $52,000 | 3,827 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,376,550 | 2,750 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 2,683 |
| Total interest expense | $509,000 | 3,033 |
| Net interest income | $4,004,000 | 2,607 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $1,486,000 | 1,655 |
| Gross Fiduciary activities income | $432,000 | 484 |
| Service charges on deposit accounts | $347,000 | 1,826 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $707,000 | 1,997 |
| Total noninterest expense | $4,402,000 | 2,136 |
| Salaries and employee benefits | $2,614,000 | 1,970 |
| Premises and equipment expense | $638,000 | 1,819 |
| Additional noninterest expense | $1,150,000 | 2,638 |
| Pre-tax net operating income | $878,000 | 3,153 |
| Securities gains (losses) | $-15,000 | 6,691 |
| Applicable income taxes | $46,000 | 3,544 |
| Income before extraordinary items | $817,000 | 3,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $817,000 | 3,027 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $817,000 | 3,028 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $831,250 | 2,897 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 2,697 |
| Total interest expense | $275,000 | 2,947 |
| Net interest income | $1,986,000 | 2,629 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $819,000 | 1,542 |
| Gross Fiduciary activities income | $216,000 | 497 |
| Service charges on deposit accounts | $179,000 | 1,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $424,000 | 1,781 |
| Total noninterest expense | $2,258,000 | 2,110 |
| Salaries and employee benefits | $1,342,000 | 1,936 |
| Premises and equipment expense | $335,000 | 1,780 |
| Additional noninterest expense | $581,000 | 2,620 |
| Pre-tax net operating income | $442,000 | 3,113 |
| Securities gains (losses) | $-20,000 | 6,868 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $399,000 | 3,028 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $399,000 | 3,028 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $399,000 | 3,030 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $418,000 | 2,865 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,516,000 | 2,685 |
| Total interest expense | $1,324,000 | 2,977 |
| Net interest income | $8,192,000 | 2,619 |
| Provision for loan and lease losses | $568,000 | 2,541 |
| Total noninterest income | $2,849,000 | 1,701 |
| Gross Fiduciary activities income | $795,000 | 505 |
| Service charges on deposit accounts | $790,000 | 1,708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,264,000 | 2,057 |
| Total noninterest expense | $8,826,000 | 2,157 |
| Salaries and employee benefits | $4,980,000 | 2,016 |
| Premises and equipment expense | $1,663,000 | 1,434 |
| Additional noninterest expense | $2,183,000 | 2,885 |
| Pre-tax net operating income | $1,647,000 | 3,165 |
| Securities gains (losses) | $224,000 | 1,601 |
| Applicable income taxes | $95,000 | 3,542 |
| Income before extraordinary items | $1,776,000 | 2,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,776,000 | 2,821 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,776,000 | 2,820 |
| Net charge-offs | $261,000 | 3,471 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,563,200 | 2,921 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,202,000 | 2,716 |
| Total interest expense | $1,027,000 | 3,012 |
| Net interest income | $6,175,000 | 2,649 |
| Provision for loan and lease losses | $475,000 | 2,338 |
| Total noninterest income | $2,111,000 | 1,717 |
| Gross Fiduciary activities income | $612,000 | 494 |
| Service charges on deposit accounts | $574,000 | 1,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $925,000 | 2,090 |
| Total noninterest expense | $6,545,000 | 2,192 |
| Salaries and employee benefits | $3,699,000 | 2,030 |
| Premises and equipment expense | $1,321,000 | 1,362 |
| Additional noninterest expense | $1,525,000 | 3,072 |
| Pre-tax net operating income | $1,266,000 | 3,198 |
| Securities gains (losses) | $179,000 | 1,515 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $1,401,000 | 2,760 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,401,000 | 2,761 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,401,000 | 2,760 |
| Net charge-offs | $245,000 | 3,070 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,227,370 | 2,878 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,701 |
| Total interest expense | $711,000 | 3,020 |
| Net interest income | $4,130,000 | 2,635 |
| Provision for loan and lease losses | $325,000 | 2,305 |
| Total noninterest income | $1,376,000 | 1,733 |
| Gross Fiduciary activities income | $408,000 | 495 |
| Service charges on deposit accounts | $368,000 | 1,836 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $600,000 | 2,108 |
| Total noninterest expense | $4,411,000 | 2,181 |
| Salaries and employee benefits | $2,474,000 | 2,026 |
| Premises and equipment expense | $930,000 | 1,279 |
| Additional noninterest expense | $1,007,000 | 3,107 |
| Pre-tax net operating income | $770,000 | 3,355 |
| Securities gains (losses) | $174,000 | 1,208 |
| Applicable income taxes | $14,000 | 4,124 |
| Income before extraordinary items | $930,000 | 2,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $930,000 | 2,746 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $930,000 | 2,746 |
| Net charge-offs | $216,000 | 2,661 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $757,740 | 3,000 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 2,738 |
| Total interest expense | $358,000 | 3,095 |
| Net interest income | $2,064,000 | 2,648 |
| Provision for loan and lease losses | $175,000 | 2,152 |
| Total noninterest income | $688,000 | 1,730 |
| Gross Fiduciary activities income | $204,000 | 497 |
| Service charges on deposit accounts | $184,000 | 1,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $300,000 | 2,098 |
| Total noninterest expense | $2,103,000 | 2,268 |
| Salaries and employee benefits | $1,194,000 | 2,097 |
| Premises and equipment expense | $428,000 | 1,392 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $474,000 | 2,977 |
| Securities gains (losses) | $108,000 | 878 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $582,000 | 2,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 2,318 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $582,000 | 2,319 |
| Net charge-offs | $206,000 | 1,824 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $474,000 | 2,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,934,000 | 2,772 |
| Total interest expense | $1,807,000 | 2,988 |
| Net interest income | $8,127,000 | 2,691 |
| Provision for loan and lease losses | $1,140,000 | 2,231 |
| Total noninterest income | $2,469,000 | 1,731 |
| Gross Fiduciary activities income | $762,000 | 465 |
| Service charges on deposit accounts | $693,000 | 2,004 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,014,000 | 2,116 |
| Total noninterest expense | $8,902,000 | 2,144 |
| Salaries and employee benefits | $4,660,000 | 2,079 |
| Premises and equipment expense | $1,728,000 | 1,446 |
| Additional noninterest expense | $2,514,000 | 2,578 |
| Pre-tax net operating income | $554,000 | 4,601 |
| Securities gains (losses) | $73,000 | 2,303 |
| Applicable income taxes | $13,000 | 4,252 |
| Income before extraordinary items | $614,000 | 4,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $614,000 | 4,363 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $614,000 | 4,363 |
| Net charge-offs | $1,246,000 | 2,104 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 272 |
| Net operating income | $542,460 | 4,428 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 2,807 |
| Total interest expense | $1,421,000 | 2,984 |
| Net interest income | $6,013,000 | 2,734 |
| Provision for loan and lease losses | $540,000 | 2,764 |
| Total noninterest income | $1,836,000 | 1,717 |
| Gross Fiduciary activities income | $571,000 | 460 |
| Service charges on deposit accounts | $520,000 | 2,010 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $745,000 | 2,140 |
| Total noninterest expense | $6,693,000 | 2,149 |
| Salaries and employee benefits | $3,511,000 | 2,065 |
| Premises and equipment expense | $1,295,000 | 1,457 |
| Additional noninterest expense | $1,887,000 | 2,589 |
| Pre-tax net operating income | $616,000 | 4,173 |
| Securities gains (losses) | $73,000 | 2,043 |
| Applicable income taxes | $13,000 | 4,182 |
| Income before extraordinary items | $676,000 | 3,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,816 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $676,000 | 3,816 |
| Net charge-offs | $491,000 | 2,683 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 234 |
| Net operating income | $604,460 | 3,901 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 2,861 |
| Total interest expense | $988,000 | 2,975 |
| Net interest income | $3,915,000 | 2,798 |
| Provision for loan and lease losses | $190,000 | 3,609 |
| Total noninterest income | $1,182,000 | 1,768 |
| Gross Fiduciary activities income | $382,000 | 466 |
| Service charges on deposit accounts | $305,000 | 2,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 2,115 |
| Total noninterest expense | $4,386,000 | 2,201 |
| Salaries and employee benefits | $2,295,000 | 2,133 |
| Premises and equipment expense | $859,000 | 1,472 |
| Additional noninterest expense | $1,232,000 | 2,682 |
| Pre-tax net operating income | $521,000 | 3,735 |
| Securities gains (losses) | $-161,000 | 7,364 |
| Applicable income taxes | $-17,000 | 6,914 |
| Income before extraordinary items | $377,000 | 4,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 4,083 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $377,000 | 4,085 |
| Net charge-offs | $106,000 | 3,784 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 139 |
| Net operating income | $538,000 | 3,332 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 2,968 |
| Total interest expense | $512,000 | 2,979 |
| Net interest income | $1,856,000 | 2,908 |
| Provision for loan and lease losses | $115,000 | 3,204 |
| Total noninterest income | $548,000 | 1,863 |
| Gross Fiduciary activities income | $193,000 | 464 |
| Service charges on deposit accounts | $147,000 | 2,229 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $208,000 | 2,415 |
| Total noninterest expense | $2,180,000 | 2,210 |
| Salaries and employee benefits | $1,147,000 | 2,147 |
| Premises and equipment expense | $436,000 | 1,478 |
| Additional noninterest expense | $597,000 | 2,730 |
| Pre-tax net operating income | $109,000 | 5,039 |
| Securities gains (losses) | $-199,000 | 7,464 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-90,000 | 6,696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-90,000 | 6,696 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-90,000 | 6,696 |
| Net charge-offs | $70,000 | 3,072 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $109,000 | 4,835 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,869,000 | 2,747 |
| Total interest expense | $2,873,000 | 2,695 |
| Net interest income | $7,996,000 | 2,724 |
| Provision for loan and lease losses | $1,105,000 | 2,901 |
| Total noninterest income | $2,380,000 | 1,829 |
| Gross Fiduciary activities income | $765,000 | 458 |
| Service charges on deposit accounts | $682,000 | 2,081 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $933,000 | 2,260 |
| Total noninterest expense | $8,587,000 | 2,253 |
| Salaries and employee benefits | $4,520,000 | 2,148 |
| Premises and equipment expense | $1,847,000 | 1,392 |
| Additional noninterest expense | $2,220,000 | 2,960 |
| Pre-tax net operating income | $684,000 | 3,945 |
| Securities gains (losses) | $-611,000 | 7,453 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $-11,000 | 5,974 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,000 | 5,974 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,000 | 5,974 |
| Net charge-offs | $1,289,000 | 2,352 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 362 |
| Net operating income | $380,040 | 4,537 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 2,726 |
| Total interest expense | $2,277,000 | 2,667 |
| Net interest income | $6,144,000 | 2,697 |
| Provision for loan and lease losses | $1,025,000 | 2,471 |
| Total noninterest income | $1,969,000 | 1,711 |
| Gross Fiduciary activities income | $582,000 | 450 |
| Service charges on deposit accounts | $504,000 | 2,156 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $883,000 | 1,954 |
| Total noninterest expense | $6,377,000 | 2,276 |
| Salaries and employee benefits | $3,352,000 | 2,169 |
| Premises and equipment expense | $1,372,000 | 1,419 |
| Additional noninterest expense | $1,653,000 | 2,946 |
| Pre-tax net operating income | $711,000 | 3,687 |
| Securities gains (losses) | $-614,000 | 7,607 |
| Applicable income taxes | $19,000 | 4,026 |
| Income before extraordinary items | $78,000 | 5,825 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $78,000 | 5,827 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $78,000 | 5,827 |
| Net charge-offs | $1,096,000 | 2,088 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 287 |
| Net operating income | $569,200 | 3,725 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 2,715 |
| Total interest expense | $1,603,000 | 2,649 |
| Net interest income | $4,082,000 | 2,707 |
| Provision for loan and lease losses | $750,000 | 2,275 |
| Total noninterest income | $1,323,000 | 1,644 |
| Gross Fiduciary activities income | $408,000 | 447 |
| Service charges on deposit accounts | $320,000 | 2,234 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $595,000 | 1,864 |
| Total noninterest expense | $4,236,000 | 2,283 |
| Salaries and employee benefits | $2,245,000 | 2,173 |
| Premises and equipment expense | $921,000 | 1,431 |
| Additional noninterest expense | $1,070,000 | 3,018 |
| Pre-tax net operating income | $419,000 | 3,928 |
| Securities gains (losses) | $-709,000 | 7,717 |
| Applicable income taxes | $19,000 | 3,810 |
| Income before extraordinary items | $-309,000 | 6,705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-309,000 | 6,707 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-309,000 | 6,706 |
| Net charge-offs | $806,000 | 1,932 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $400,000 | 3,680 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 2,735 |
| Total interest expense | $862,000 | 2,590 |
| Net interest income | $2,032,000 | 2,737 |
| Provision for loan and lease losses | $725,000 | 1,445 |
| Total noninterest income | $557,000 | 1,871 |
| Gross Fiduciary activities income | $204,000 | 457 |
| Service charges on deposit accounts | $155,000 | 2,283 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $198,000 | 2,418 |
| Total noninterest expense | $2,166,000 | 2,251 |
| Salaries and employee benefits | $1,160,000 | 2,127 |
| Premises and equipment expense | $477,000 | 1,436 |
| Additional noninterest expense | $529,000 | 3,017 |
| Pre-tax net operating income | $-302,000 | 6,971 |
| Securities gains (losses) | $-298,000 | 7,801 |
| Applicable income taxes | $-6,000 | 7,078 |
| Income before extraordinary items | $-594,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-594,000 | 7,310 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-594,000 | 7,311 |
| Net charge-offs | $786,000 | 1,220 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-298,980 | 7,035 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,792,000 | 2,579 |
| Total interest expense | $4,133,000 | 2,658 |
| Net interest income | $8,659,000 | 2,502 |
| Provision for loan and lease losses | $1,125,000 | 3,312 |
| Total noninterest income | $2,390,000 | 1,889 |
| Gross Fiduciary activities income | $738,000 | 460 |
| Service charges on deposit accounts | $739,000 | 2,159 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $913,000 | 2,262 |
| Total noninterest expense | $8,445,000 | 2,338 |
| Salaries and employee benefits | $4,536,000 | 2,169 |
| Premises and equipment expense | $1,888,000 | 1,439 |
| Additional noninterest expense | $2,021,000 | 3,287 |
| Pre-tax net operating income | $1,479,000 | 2,364 |
| Securities gains (losses) | $-1,677,000 | 7,780 |
| Applicable income taxes | $63,000 | 3,140 |
| Income before extraordinary items | $-261,000 | 5,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-261,000 | 5,882 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-261,000 | 5,882 |
| Net charge-offs | $1,214,000 | 2,641 |
| Cash dividends | $700,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,416,000 | 2,176 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 2,591 |
| Total interest expense | $3,218,000 | 2,689 |
| Net interest income | $6,540,000 | 2,482 |
| Provision for loan and lease losses | $625,000 | 3,465 |
| Total noninterest income | $1,811,000 | 1,916 |
| Gross Fiduciary activities income | $575,000 | 449 |
| Service charges on deposit accounts | $546,000 | 2,195 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $690,000 | 2,311 |
| Total noninterest expense | $6,189,000 | 2,388 |
| Salaries and employee benefits | $3,409,000 | 2,177 |
| Premises and equipment expense | $1,425,000 | 1,437 |
| Additional noninterest expense | $1,355,000 | 3,548 |
| Pre-tax net operating income | $1,537,000 | 2,017 |
| Securities gains (losses) | $-457,000 | 7,735 |
| Applicable income taxes | $63,000 | 3,186 |
| Income before extraordinary items | $1,017,000 | 2,460 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,017,000 | 2,458 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,017,000 | 2,461 |
| Net charge-offs | $987,000 | 2,217 |
| Cash dividends | $450,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,446,580 | 1,794 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,558,000 | 2,603 |
| Total interest expense | $2,211,000 | 2,730 |
| Net interest income | $4,347,000 | 2,483 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $1,198,000 | 1,912 |
| Gross Fiduciary activities income | $390,000 | 443 |
| Service charges on deposit accounts | $354,000 | 2,222 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $454,000 | 2,356 |
| Total noninterest expense | $4,151,000 | 2,412 |
| Salaries and employee benefits | $2,268,000 | 2,222 |
| Premises and equipment expense | $992,000 | 1,407 |
| Additional noninterest expense | $891,000 | 3,581 |
| Pre-tax net operating income | $1,169,000 | 1,862 |
| Securities gains (losses) | $-521,000 | 7,925 |
| Applicable income taxes | $64,000 | 2,982 |
| Income before extraordinary items | $584,000 | 2,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $584,000 | 2,813 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $584,000 | 2,816 |
| Net charge-offs | $402,000 | 2,605 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,052,900 | 1,717 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 2,623 |
| Total interest expense | $1,143,000 | 2,743 |
| Net interest income | $2,160,000 | 2,502 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $589,000 | 1,904 |
| Gross Fiduciary activities income | $195,000 | 449 |
| Service charges on deposit accounts | $170,000 | 2,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $224,000 | 2,356 |
| Total noninterest expense | $2,049,000 | 2,374 |
| Salaries and employee benefits | $1,123,000 | 2,273 |
| Premises and equipment expense | $510,000 | 1,392 |
| Additional noninterest expense | $416,000 | 3,469 |
| Pre-tax net operating income | $625,000 | 1,987 |
| Securities gains (losses) | $160,000 | 764 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $785,000 | 1,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $785,000 | 1,402 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $785,000 | 1,404 |
| Net charge-offs | $207,000 | 2,101 |
| Cash dividends | $350,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $625,000 | 1,634 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 2,762 |
| Total interest expense | $5,384,000 | 2,784 |
| Net interest income | $7,988,000 | 2,708 |
| Provision for loan and lease losses | $525,000 | 3,729 |
| Total noninterest income | $2,858,000 | 1,643 |
| Gross Fiduciary activities income | $768,000 | 468 |
| Service charges on deposit accounts | $793,000 | 2,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,297,000 | 1,779 |
| Total noninterest expense | $9,111,000 | 2,112 |
| Salaries and employee benefits | $4,688,000 | 2,167 |
| Premises and equipment expense | $2,571,000 | 1,091 |
| Additional noninterest expense | $1,852,000 | 3,067 |
| Pre-tax net operating income | $1,210,000 | 3,401 |
| Securities gains (losses) | $-375,000 | 7,462 |
| Applicable income taxes | $85,000 | 3,512 |
| Income before extraordinary items | $750,000 | 3,841 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $750,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 2,451 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,087,500 | 3,274 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 2,822 |
| Total interest expense | $4,144,000 | 2,821 |
| Net interest income | $5,842,000 | 2,789 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $1,876,000 | 1,861 |
| Gross Fiduciary activities income | $567,000 | 479 |
| Service charges on deposit accounts | $478,000 | 2,540 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $831,000 | 2,066 |
| Total noninterest expense | $6,704,000 | 2,145 |
| Salaries and employee benefits | $3,591,000 | 2,142 |
| Premises and equipment expense | $1,736,000 | 1,192 |
| Additional noninterest expense | $1,377,000 | 2,985 |
| Pre-tax net operating income | $764,000 | 4,187 |
| Securities gains (losses) | $79,000 | 1,116 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $808,000 | 3,547 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $808,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,897 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $732,160 | 3,872 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 2,857 |
| Total interest expense | $2,867,000 | 2,823 |
| Net interest income | $3,812,000 | 2,827 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $1,239,000 | 1,890 |
| Gross Fiduciary activities income | $378,000 | 487 |
| Service charges on deposit accounts | $387,000 | 2,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $474,000 | 2,330 |
| Total noninterest expense | $4,411,000 | 2,173 |
| Salaries and employee benefits | $2,434,000 | 2,131 |
| Premises and equipment expense | $1,057,000 | 1,300 |
| Additional noninterest expense | $920,000 | 2,955 |
| Pre-tax net operating income | $540,000 | 4,244 |
| Securities gains (losses) | $79,000 | 1,129 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $604,000 | 3,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $604,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,530 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $526,580 | 3,855 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 2,891 |
| Total interest expense | $1,531,000 | 2,830 |
| Net interest income | $1,846,000 | 2,902 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $587,000 | 1,990 |
| Gross Fiduciary activities income | $189,000 | 495 |
| Service charges on deposit accounts | $189,000 | 2,180 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $209,000 | 2,508 |
| Total noninterest expense | $2,188,000 | 2,188 |
| Salaries and employee benefits | $1,217,000 | 2,153 |
| Premises and equipment expense | $493,000 | 1,416 |
| Additional noninterest expense | $478,000 | 2,828 |
| Pre-tax net operating income | $215,000 | 4,825 |
| Securities gains (losses) | $61,000 | 973 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $261,000 | 4,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $203,050 | 4,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,309,000 | 2,985 |
| Total interest expense | $6,555,000 | 2,786 |
| Net interest income | $6,754,000 | 3,190 |
| Provision for loan and lease losses | $260,000 | 3,438 |
| Total noninterest income | $2,525,000 | 1,875 |
| Gross Fiduciary activities income | $785,000 | 482 |
| Service charges on deposit accounts | $879,000 | 1,966 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $861,000 | 2,447 |
| Total noninterest expense | $8,829,000 | 2,087 |
| Salaries and employee benefits | $5,010,000 | 2,003 |
| Premises and equipment expense | $1,957,000 | 1,355 |
| Additional noninterest expense | $1,862,000 | 2,841 |
| Pre-tax net operating income | $190,000 | 6,894 |
| Securities gains (losses) | $24,000 | 1,047 |
| Applicable income taxes | $26,000 | 5,300 |
| Income before extraordinary items | $188,000 | 6,829 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $188,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $475,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $166,880 | 6,879 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,943,000 | 2,995 |
| Total interest expense | $4,866,000 | 2,811 |
| Net interest income | $5,077,000 | 3,194 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,868,000 | 1,890 |
| Gross Fiduciary activities income | $540,000 | 506 |
| Service charges on deposit accounts | $545,000 | 2,285 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $783,000 | 2,151 |
| Total noninterest expense | $6,699,000 | 2,037 |
| Salaries and employee benefits | $3,775,000 | 1,991 |
| Premises and equipment expense | $1,494,000 | 1,318 |
| Additional noninterest expense | $1,430,000 | 2,728 |
| Pre-tax net operating income | $246,000 | 6,783 |
| Securities gains (losses) | $23,000 | 791 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $261,000 | 6,518 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $261,000 | 6,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $350,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $238,690 | 6,600 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 3,037 |
| Total interest expense | $3,181,000 | 2,856 |
| Net interest income | $3,372,000 | 3,220 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,218,000 | 1,940 |
| Gross Fiduciary activities income | $360,000 | 513 |
| Service charges on deposit accounts | $423,000 | 2,014 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $435,000 | 2,463 |
| Total noninterest expense | $4,485,000 | 2,055 |
| Salaries and employee benefits | $2,528,000 | 2,015 |
| Premises and equipment expense | $1,000,000 | 1,333 |
| Additional noninterest expense | $957,000 | 2,731 |
| Pre-tax net operating income | $105,000 | 7,213 |
| Securities gains (losses) | $14,000 | 780 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $111,000 | 7,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $97,980 | 7,127 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,025 |
| Total interest expense | $1,577,000 | 2,861 |
| Net interest income | $1,717,000 | 3,165 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $594,000 | 1,966 |
| Gross Fiduciary activities income | $180,000 | 517 |
| Service charges on deposit accounts | $208,000 | 1,992 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $206,000 | 2,500 |
| Total noninterest expense | $2,249,000 | 2,052 |
| Salaries and employee benefits | $1,265,000 | 2,034 |
| Premises and equipment expense | $497,000 | 1,350 |
| Additional noninterest expense | $487,000 | 2,680 |
| Pre-tax net operating income | $62,000 | 7,142 |
| Securities gains (losses) | $9,000 | 715 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $60,000 | 7,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $60,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $52,350 | 7,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 2,897 |
| Total interest expense | $6,053,000 | 2,571 |
| Net interest income | $6,880,000 | 3,152 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $2,752,000 | 1,750 |
| Gross Fiduciary activities income | $767,000 | 471 |
| Service charges on deposit accounts | $913,000 | 1,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,072,000 | 2,116 |
| Total noninterest expense | $8,240,000 | 2,147 |
| Salaries and employee benefits | $4,543,000 | 2,149 |
| Premises and equipment expense | $1,589,000 | 1,614 |
| Additional noninterest expense | $2,108,000 | 2,444 |
| Pre-tax net operating income | $1,272,000 | 4,672 |
| Securities gains (losses) | $84,000 | 569 |
| Applicable income taxes | $58,000 | 5,351 |
| Income before extraordinary items | $1,298,000 | 4,107 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,298,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,443 |
| Cash dividends | $825,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,217,360 | 4,232 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,581,000 | 2,911 |
| Total interest expense | $4,440,000 | 2,553 |
| Net interest income | $5,141,000 | 3,186 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,819,000 | 1,932 |
| Gross Fiduciary activities income | $504,000 | 509 |
| Service charges on deposit accounts | $675,000 | 1,911 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $640,000 | 2,464 |
| Total noninterest expense | $6,087,000 | 2,173 |
| Salaries and employee benefits | $3,380,000 | 2,167 |
| Premises and equipment expense | $1,177,000 | 1,638 |
| Additional noninterest expense | $1,530,000 | 2,510 |
| Pre-tax net operating income | $873,000 | 5,040 |
| Securities gains (losses) | $55,000 | 544 |
| Applicable income taxes | $36,000 | 5,635 |
| Income before extraordinary items | $892,000 | 4,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $892,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,579 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $839,200 | 4,581 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 2,903 |
| Total interest expense | $2,866,000 | 2,533 |
| Net interest income | $3,434,000 | 3,182 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,186,000 | 1,974 |
| Gross Fiduciary activities income | $336,000 | 516 |
| Service charges on deposit accounts | $435,000 | 1,953 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $415,000 | 2,504 |
| Total noninterest expense | $4,029,000 | 2,194 |
| Salaries and employee benefits | $2,242,000 | 2,188 |
| Premises and equipment expense | $779,000 | 1,651 |
| Additional noninterest expense | $1,008,000 | 2,548 |
| Pre-tax net operating income | $591,000 | 5,030 |
| Securities gains (losses) | $52,000 | 448 |
| Applicable income taxes | $22,000 | 5,757 |
| Income before extraordinary items | $621,000 | 4,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $621,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,156 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $570,560 | 4,559 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 2,893 |
| Total interest expense | $1,356,000 | 2,534 |
| Net interest income | $1,741,000 | 3,148 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $581,000 | 1,979 |
| Gross Fiduciary activities income | $168,000 | 522 |
| Service charges on deposit accounts | $208,000 | 1,979 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,452 |
| Total noninterest expense | $2,036,000 | 2,175 |
| Salaries and employee benefits | $1,119,000 | 2,202 |
| Premises and equipment expense | $398,000 | 1,635 |
| Additional noninterest expense | $519,000 | 2,465 |
| Pre-tax net operating income | $286,000 | 5,083 |
| Securities gains (losses) | $42,000 | 369 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $319,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $278,260 | 4,590 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,494,000 | 2,623 |
| Total interest expense | $4,797,000 | 2,282 |
| Net interest income | $7,697,000 | 2,798 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,479,000 | 1,885 |
| Gross Fiduciary activities income | $648,000 | 512 |
| Service charges on deposit accounts | $941,000 | 1,816 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $890,000 | 2,382 |
| Total noninterest expense | $7,981,000 | 2,089 |
| Salaries and employee benefits | $4,384,000 | 2,102 |
| Premises and equipment expense | $1,512,000 | 1,613 |
| Additional noninterest expense | $2,085,000 | 2,391 |
| Pre-tax net operating income | $2,195,000 | 3,462 |
| Securities gains (losses) | $146,000 | 583 |
| Applicable income taxes | $139,000 | 5,079 |
| Income before extraordinary items | $2,202,000 | 2,851 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,202,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,992 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,064,760 | 2,982 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,380,000 | 2,569 |
| Total interest expense | $3,478,000 | 2,234 |
| Net interest income | $5,902,000 | 2,729 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,871,000 | 1,882 |
| Gross Fiduciary activities income | $477,000 | 509 |
| Service charges on deposit accounts | $693,000 | 1,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $701,000 | 2,318 |
| Total noninterest expense | $5,900,000 | 2,097 |
| Salaries and employee benefits | $3,232,000 | 2,119 |
| Premises and equipment expense | $1,131,000 | 1,605 |
| Additional noninterest expense | $1,537,000 | 2,394 |
| Pre-tax net operating income | $1,873,000 | 3,207 |
| Securities gains (losses) | $139,000 | 562 |
| Applicable income taxes | $138,000 | 4,895 |
| Income before extraordinary items | $1,874,000 | 2,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,874,000 | 2,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-299,000 | 8,780 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,744,730 | 2,732 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 2,498 |
| Total interest expense | $2,266,000 | 2,173 |
| Net interest income | $4,012,000 | 2,644 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,245,000 | 1,874 |
| Gross Fiduciary activities income | $318,000 | 512 |
| Service charges on deposit accounts | $443,000 | 1,894 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $484,000 | 2,235 |
| Total noninterest expense | $3,878,000 | 2,112 |
| Salaries and employee benefits | $2,135,000 | 2,119 |
| Premises and equipment expense | $757,000 | 1,590 |
| Additional noninterest expense | $986,000 | 2,463 |
| Pre-tax net operating income | $1,379,000 | 2,936 |
| Securities gains (losses) | $73,000 | 671 |
| Applicable income taxes | $108,000 | 4,717 |
| Income before extraordinary items | $1,344,000 | 2,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,344,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-260,000 | 8,787 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,276,110 | 2,483 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 2,455 |
| Total interest expense | $1,083,000 | 2,162 |
| Net interest income | $2,071,000 | 2,577 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $647,000 | 1,769 |
| Gross Fiduciary activities income | $159,000 | 520 |
| Service charges on deposit accounts | $212,000 | 1,908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 1,993 |
| Total noninterest expense | $1,914,000 | 2,160 |
| Salaries and employee benefits | $1,061,000 | 2,148 |
| Premises and equipment expense | $382,000 | 1,597 |
| Additional noninterest expense | $471,000 | 2,577 |
| Pre-tax net operating income | $804,000 | 2,560 |
| Securities gains (losses) | $44,000 | 581 |
| Applicable income taxes | $70,000 | 4,289 |
| Income before extraordinary items | $778,000 | 2,135 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $778,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $737,520 | 2,194 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,196,000 | 2,360 |
| Total interest expense | $4,247,000 | 1,917 |
| Net interest income | $7,949,000 | 2,563 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $2,410,000 | 1,926 |
| Gross Fiduciary activities income | $628,000 | 492 |
| Service charges on deposit accounts | $963,000 | 1,824 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $819,000 | 2,459 |
| Total noninterest expense | $7,705,000 | 2,068 |
| Salaries and employee benefits | $4,251,000 | 2,054 |
| Premises and equipment expense | $1,409,000 | 1,651 |
| Additional noninterest expense | $2,045,000 | 2,370 |
| Pre-tax net operating income | $2,594,000 | 2,909 |
| Securities gains (losses) | $467,000 | 475 |
| Applicable income taxes | $147,000 | 5,128 |
| Income before extraordinary items | $2,914,000 | 2,131 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,914,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,552 |
| Cash dividends | $1,643,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,470,350 | 2,392 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 2,338 |
| Total interest expense | $3,177,000 | 1,887 |
| Net interest income | $5,910,000 | 2,550 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $1,798,000 | 1,939 |
| Gross Fiduciary activities income | $450,000 | 509 |
| Service charges on deposit accounts | $721,000 | 1,835 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $627,000 | 2,438 |
| Total noninterest expense | $5,694,000 | 2,099 |
| Salaries and employee benefits | $3,205,000 | 2,029 |
| Premises and equipment expense | $1,050,000 | 1,666 |
| Additional noninterest expense | $1,439,000 | 2,479 |
| Pre-tax net operating income | $1,954,000 | 2,944 |
| Securities gains (losses) | $313,000 | 576 |
| Applicable income taxes | $109,000 | 5,250 |
| Income before extraordinary items | $2,158,000 | 2,173 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,158,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,568 |
| Cash dividends | $1,193,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,860,650 | 2,419 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 2,344 |
| Total interest expense | $2,116,000 | 1,870 |
| Net interest income | $3,901,000 | 2,546 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $1,180,000 | 1,948 |
| Gross Fiduciary activities income | $300,000 | 513 |
| Service charges on deposit accounts | $475,000 | 1,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $405,000 | 2,488 |
| Total noninterest expense | $3,791,000 | 2,112 |
| Salaries and employee benefits | $2,140,000 | 2,035 |
| Premises and equipment expense | $698,000 | 1,657 |
| Additional noninterest expense | $953,000 | 2,495 |
| Pre-tax net operating income | $1,230,000 | 3,059 |
| Securities gains (losses) | $220,000 | 611 |
| Applicable income taxes | $69,000 | 5,297 |
| Income before extraordinary items | $1,381,000 | 2,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,381,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $993,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,172,000 | 2,514 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,310 |
| Total interest expense | $1,080,000 | 1,854 |
| Net interest income | $1,964,000 | 2,532 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $594,000 | 1,902 |
| Gross Fiduciary activities income | $150,000 | 521 |
| Service charges on deposit accounts | $226,000 | 1,866 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $1,896,000 | 2,110 |
| Salaries and employee benefits | $1,075,000 | 2,047 |
| Premises and equipment expense | $347,000 | 1,687 |
| Additional noninterest expense | $474,000 | 2,492 |
| Pre-tax net operating income | $632,000 | 2,952 |
| Securities gains (losses) | $127,000 | 690 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $723,000 | 2,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $723,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $602,350 | 2,408 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,043,000 | 2,379 |
| Total interest expense | $4,432,000 | 2,015 |
| Net interest income | $7,611,000 | 2,529 |
| Provision for loan and lease losses | $495,000 | 2,187 |
| Total noninterest income | $2,536,000 | 1,926 |
| Gross Fiduciary activities income | $571,000 | 518 |
| Service charges on deposit accounts | $991,000 | 1,727 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $974,000 | 2,428 |
| Total noninterest expense | $7,643,000 | 2,068 |
| Salaries and employee benefits | $4,349,000 | 1,978 |
| Premises and equipment expense | $1,360,000 | 1,671 |
| Additional noninterest expense | $1,934,000 | 2,492 |
| Pre-tax net operating income | $2,009,000 | 3,397 |
| Securities gains (losses) | $660,000 | 635 |
| Applicable income taxes | $158,000 | 5,212 |
| Income before extraordinary items | $2,511,000 | 2,368 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,511,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,767 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,890,600 | 2,870 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 2,410 |
| Total interest expense | $3,313,000 | 2,096 |
| Net interest income | $5,717,000 | 2,548 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $1,901,000 | 1,983 |
| Gross Fiduciary activities income | $420,000 | 533 |
| Service charges on deposit accounts | $735,000 | 1,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $746,000 | 2,465 |
| Total noninterest expense | $5,742,000 | 2,067 |
| Salaries and employee benefits | $3,256,000 | 1,978 |
| Premises and equipment expense | $1,007,000 | 1,698 |
| Additional noninterest expense | $1,479,000 | 2,430 |
| Pre-tax net operating income | $1,381,000 | 3,695 |
| Securities gains (losses) | $615,000 | 601 |
| Applicable income taxes | $123,000 | 5,347 |
| Income before extraordinary items | $1,873,000 | 2,468 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,873,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,294,900 | 3,145 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 2,417 |
| Total interest expense | $2,203,000 | 2,168 |
| Net interest income | $3,847,000 | 2,529 |
| Provision for loan and lease losses | $275,000 | 1,970 |
| Total noninterest income | $1,265,000 | 1,966 |
| Gross Fiduciary activities income | $315,000 | 496 |
| Service charges on deposit accounts | $469,000 | 1,801 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $481,000 | 2,497 |
| Total noninterest expense | $3,826,000 | 2,061 |
| Salaries and employee benefits | $2,162,000 | 1,975 |
| Premises and equipment expense | $659,000 | 1,721 |
| Additional noninterest expense | $1,005,000 | 2,362 |
| Pre-tax net operating income | $1,011,000 | 3,499 |
| Securities gains (losses) | $406,000 | 659 |
| Applicable income taxes | $89,000 | 5,272 |
| Income before extraordinary items | $1,328,000 | 2,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,328,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $946,360 | 2,932 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,472 |
| Total interest expense | $1,080,000 | 2,253 |
| Net interest income | $1,901,000 | 2,556 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $617,000 | 1,954 |
| Gross Fiduciary activities income | $158,000 | 506 |
| Service charges on deposit accounts | $218,000 | 1,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $241,000 | 2,414 |
| Total noninterest expense | $1,903,000 | 2,055 |
| Salaries and employee benefits | $1,074,000 | 1,978 |
| Premises and equipment expense | $327,000 | 1,748 |
| Additional noninterest expense | $502,000 | 2,334 |
| Pre-tax net operating income | $565,000 | 3,213 |
| Securities gains (losses) | $148,000 | 805 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $673,000 | 2,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $533,880 | 2,664 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,914,000 | 2,384 |
| Total interest expense | $5,387,000 | 2,084 |
| Net interest income | $7,527,000 | 2,542 |
| Provision for loan and lease losses | $264,000 | 3,738 |
| Total noninterest income | $2,325,000 | 1,890 |
| Gross Fiduciary activities income | $559,000 | 540 |
| Service charges on deposit accounts | $732,000 | 2,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,034,000 | 2,132 |
| Total noninterest expense | $7,529,000 | 1,996 |
| Salaries and employee benefits | $4,135,000 | 1,943 |
| Premises and equipment expense | $1,415,000 | 1,573 |
| Additional noninterest expense | $1,979,000 | 2,328 |
| Pre-tax net operating income | $2,059,000 | 3,357 |
| Securities gains (losses) | $294,000 | 909 |
| Applicable income taxes | $181,000 | 5,253 |
| Income before extraordinary items | $2,172,000 | 2,634 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,172,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,571 |
| Cash dividends | $1,070,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,901,520 | 2,830 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 2,565 |
| Total interest expense | $6,810,000 | 2,349 |
| Net interest income | $6,565,000 | 2,718 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $2,001,000 | 2,016 |
| Gross Fiduciary activities income | $622,000 | 526 |
| Service charges on deposit accounts | $564,000 | 2,568 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $815,000 | 2,357 |
| Total noninterest expense | $6,979,000 | 2,061 |
| Salaries and employee benefits | $3,843,000 | 1,954 |
| Premises and equipment expense | $1,342,000 | 1,604 |
| Additional noninterest expense | $1,794,000 | 2,483 |
| Pre-tax net operating income | $1,572,000 | 3,733 |
| Securities gains (losses) | $65,000 | 2,113 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $1,548,000 | 3,148 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,548,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,167 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,486,250 | 3,139 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,767,000 | 2,730 |
| Total interest expense | $6,484,000 | 2,574 |
| Net interest income | $6,283,000 | 2,819 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,645,000 | 2,185 |
| Gross Fiduciary activities income | $592,000 | 550 |
| Service charges on deposit accounts | $592,000 | 2,319 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $461,000 | 3,080 |
| Total noninterest expense | $6,544,000 | 2,106 |
| Salaries and employee benefits | $3,666,000 | 1,953 |
| Premises and equipment expense | $1,235,000 | 1,686 |
| Additional noninterest expense | $1,643,000 | 2,590 |
| Pre-tax net operating income | $1,384,000 | 4,313 |
| Securities gains (losses) | $28,000 | 862 |
| Applicable income taxes | $69,000 | 6,944 |
| Income before extraordinary items | $1,343,000 | 3,546 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,343,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,272 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,316,400 | 3,589 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,846,000 | 2,549 |
| Total interest expense | $6,282,000 | 2,337 |
| Net interest income | $6,564,000 | 2,671 |
| Provision for loan and lease losses | $1,460,000 | 716 |
| Total noninterest income | $1,447,000 | 2,353 |
| Gross Fiduciary activities income | $597,000 | 590 |
| Service charges on deposit accounts | $362,000 | 3,482 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $488,000 | 2,990 |
| Total noninterest expense | $5,757,000 | 2,357 |
| Salaries and employee benefits | $3,203,000 | 2,191 |
| Premises and equipment expense | $997,000 | 2,053 |
| Additional noninterest expense | $1,557,000 | 2,775 |
| Pre-tax net operating income | $794,000 | 5,955 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $325,000 | 4,634 |
| Income before extraordinary items | $463,000 | 6,620 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $463,000 | 6,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 883 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $466,840 | 6,591 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,336,000 | 2,644 |
| Total interest expense | $6,152,000 | 2,468 |
| Net interest income | $6,184,000 | 2,773 |
| Provision for loan and lease losses | $1,528,000 | 701 |
| Total noninterest income | $1,208,000 | 2,671 |
| Gross Fiduciary activities income | $500,000 | 635 |
| Service charges on deposit accounts | $285,000 | 4,084 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $423,000 | 3,312 |
| Total noninterest expense | $5,267,000 | 2,468 |
| Salaries and employee benefits | $2,875,000 | 2,347 |
| Premises and equipment expense | $887,000 | 2,194 |
| Additional noninterest expense | $1,505,000 | 2,766 |
| Pre-tax net operating income | $597,000 | 6,934 |
| Securities gains (losses) | $42,000 | 1,862 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $308,000 | 7,818 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $308,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 905 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $281,120 | 7,955 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,824,000 | 2,999 |
| Total interest expense | $5,169,000 | 2,889 |
| Net interest income | $5,655,000 | 3,085 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $1,026,000 | 2,986 |
| Gross Fiduciary activities income | $505,000 | 652 |
| Service charges on deposit accounts | $212,000 | 5,171 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $309,000 | 3,852 |
| Total noninterest expense | $4,377,000 | 2,899 |
| Salaries and employee benefits | $2,395,000 | 2,766 |
| Premises and equipment expense | $775,000 | 2,488 |
| Additional noninterest expense | $1,207,000 | 3,340 |
| Pre-tax net operating income | $2,204,000 | 3,243 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $696,000 | 3,250 |
| Income before extraordinary items | $1,549,000 | 3,276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,549,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,520,710 | 3,242 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,332,000 | 3,495 |
| Total interest expense | $4,282,000 | 3,483 |
| Net interest income | $5,050,000 | 3,502 |
| Provision for loan and lease losses | $128,000 | 4,455 |
| Total noninterest income | $879,000 | 3,452 |
| Gross Fiduciary activities income | $503,000 | 701 |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $196,000 | 5,222 |
| Total noninterest expense | $3,740,000 | 3,551 |
| Salaries and employee benefits | $2,087,000 | 3,203 |
| Premises and equipment expense | $659,000 | 2,944 |
| Additional noninterest expense | $994,000 | 4,427 |
| Pre-tax net operating income | $2,061,000 | 3,343 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $639,000 | 3,398 |
| Income before extraordinary items | $1,432,000 | 3,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,432,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,425,100 | 3,309 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,465,000 | 3,815 |
| Total interest expense | $3,857,000 | 3,790 |
| Net interest income | $4,608,000 | 3,815 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $759,000 | 3,831 |
| Gross Fiduciary activities income | $491,000 | 746 |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $3,603,000 | 3,640 |
| Salaries and employee benefits | $2,020,000 | 3,277 |
| Premises and equipment expense | $611,000 | 3,165 |
| Additional noninterest expense | $972,000 | 4,467 |
| Pre-tax net operating income | $1,698,000 | 4,034 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $465,000 | 4,427 |
| Income before extraordinary items | $1,240,000 | 3,848 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,240,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,288 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,234,890 | 3,835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,007 |
| Total interest expense | $2,825,000 | 4,181 |
| Net interest income | $4,591,000 | 3,849 |
| Provision for loan and lease losses | $208,000 | 2,952 |
| Total noninterest income | $737,000 | 3,959 |
| Gross Fiduciary activities income | $439,000 | 780 |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $3,349,000 | 4,001 |
| Salaries and employee benefits | $1,843,000 | 3,536 |
| Premises and equipment expense | $633,000 | 3,111 |
| Additional noninterest expense | $873,000 | 5,316 |
| Pre-tax net operating income | $1,771,000 | 3,810 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $615,000 | 3,442 |
| Income before extraordinary items | $1,154,000 | 4,007 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,154,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $165,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,155,300 | 4,039 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 4,114 |
| Total interest expense | $3,178,000 | 3,922 |
| Net interest income | $4,186,000 | 4,228 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $776,000 | 4,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $600,000 | 2,899 |
| Total noninterest expense | $3,119,000 | 4,365 |
| Salaries and employee benefits | $1,703,000 | 3,816 |
| Premises and equipment expense | $596,000 | 3,354 |
| Additional noninterest expense | $820,000 | 5,807 |
| Pre-tax net operating income | $1,738,000 | 3,813 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $611,000 | 3,541 |
| Income before extraordinary items | $1,131,000 | 4,222 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,131,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,128,400 | 4,017 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 4,477 |
| Total interest expense | $3,829,000 | 4,228 |
| Net interest income | $3,794,000 | 4,665 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 3,083 |
| Total noninterest expense | $2,922,000 | 4,650 |
| Salaries and employee benefits | $1,567,000 | 4,060 |
| Premises and equipment expense | $584,000 | 3,449 |
| Additional noninterest expense | $771,000 | 6,276 |
| Pre-tax net operating income | $1,448,000 | 4,173 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $497,000 | 4,024 |
| Income before extraordinary items | $949,000 | 4,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $949,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $950,320 | 4,392 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.