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GS&L Municipal Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$301,0004,343
Total interest expense$37,0004,317
Net interest income$264,0004,331
Provision for loan and lease losses$02,775
Total noninterest income$04,428
Gross Fiduciary activities income$0918
Service charges on deposit accounts$04,263
Trading account gains and feesNANA
Additional Noninterest Income$04,315
Total noninterest expense$31,0004,424
Salaries and employee benefits$04,415
Premises and equipment expense$2,0004,399
Additional noninterest expense$04,356
Pre-tax net operating income$233,0003,592
Securities gains (losses)$0665
Applicable income taxes$42,0002,491
Income before extraordinary items$191,0003,611
Extraordinary gains, net$047
Net income$191,0003,647
Minority interest net income$065
Net income of bank and minority interests.$191,0003,611
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$191,0003,626
2024-12-31 (YTD Data)Rank
Total interest income$04,485
Total interest expense$04,389
Net interest income$249,0004,467
Provision for loan and lease losses$03,269
Total noninterest income$6,1854,414
Gross Fiduciary activities income$3,947,000330
Service charges on deposit accounts$04,329
Trading account gains and fees$0138
Additional Noninterest Income$04,364
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,432
Additional noninterest expense$04,406
Pre-tax net operating income$04,162
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$04,156
Extraordinary gains, net$92,00052
Net income$738,0003,608
Minority interest net income$090
Net income of bank and minority interests.$04,155
Net charge-offs$03,072
Cash dividends$-5,804,0004,498
Sale, conversion, retirement of capital stock, net$59,314,00010
Net operating income$04,179
2024-09-30 (YTD Data)Rank
Total interest income$871,0004,396
Total interest expense$104,0004,376
Net interest income$767,0004,385
Provision for loan and lease losses$03,100
Total noninterest income$04,501
Gross Fiduciary activities income$0972
Service charges on deposit accounts$04,347
Trading account gains and feesNANA
Additional Noninterest Income$04,404
Total noninterest expense$79,0004,480
Salaries and employee benefits$04,469
Premises and equipment expense$7,0004,453
Additional noninterest expense$04,447
Pre-tax net operating income$688,0003,572
Securities gains (losses)$13,000637
Applicable income taxes$118,0002,503
Income before extraordinary items$583,0003,566
Extraordinary gains, net$051
Net income$583,0003,606
Minority interest net income$082
Net income of bank and minority interests.$583,0003,569
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$572,2103,602
2024-06-30 (YTD Data)Rank
Total interest income$612,0004,403
Total interest expense$67,0004,395
Net interest income$545,0004,389
Provision for loan and lease losses$02,935
Total noninterest income$04,519
Gross Fiduciary activities income$0962
Service charges on deposit accounts$04,363
Trading account gains and feesNANA
Additional Noninterest Income$04,414
Total noninterest expense$61,0004,500
Salaries and employee benefits$04,489
Premises and equipment expense$5,0004,472
Additional noninterest expense$04,458
Pre-tax net operating income$484,0003,521
Securities gains (losses)$13,000395
Applicable income taxes$83,0002,463
Income before extraordinary items$414,0003,520
Extraordinary gains, net$052
Net income$414,0003,560
Minority interest net income$084
Net income of bank and minority interests.$414,0003,523
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$403,2103,549
2024-03-31 (YTD Data)Rank
Total interest income$345,0004,408
Total interest expense$33,0004,426
Net interest income$312,0004,373
Provision for loan and lease losses$02,578
Total noninterest income$04,538
Gross Fiduciary activities income$0895
Service charges on deposit accounts$04,363
Trading account gains and feesNANA
Additional Noninterest Income$04,439
Total noninterest expense$30,0004,526
Salaries and employee benefits$04,516
Premises and equipment expense$3,0004,493
Additional noninterest expense$04,475
Pre-tax net operating income$282,0003,346
Securities gains (losses)$0689
Applicable income taxes$48,0002,337
Income before extraordinary items$234,0003,388
Extraordinary gains, net$051
Net income$234,0003,425
Minority interest net income$072
Net income of bank and minority interests.$234,0003,389
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$234,0003,393
2023-12-31 (YTD Data)Rank
Total interest income$1,204,0004,433
Total interest expense$39,0004,462
Net interest income$1,165,0004,424
Provision for loan and lease losses$03,275
Total noninterest income$13,0004,503
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,387
Total noninterest expense$144,0004,544
Salaries and employee benefits$04,534
Premises and equipment expense$3,0004,523
Additional noninterest expense$13,0004,400
Pre-tax net operating income$1,034,0003,557
Securities gains (losses)$0988
Applicable income taxes$176,0002,508
Income before extraordinary items$858,0003,585
Extraordinary gains, net$054
Net income$858,0003,622
Minority interest net income$088
Net income of bank and minority interests.$858,0003,586
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$858,0003,613
2023-09-30 (YTD Data)Rank
Total interest income$904,0004,452
Total interest expense$19,0004,495
Net interest income$885,0004,435
Provision for loan and lease losses$03,085
Total noninterest income$13,0004,518
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,385
Total noninterest expense$112,0004,571
Salaries and employee benefits$04,562
Premises and equipment expense$04,553
Additional noninterest expense$13,0004,394
Pre-tax net operating income$786,0003,624
Securities gains (losses)$0849
Applicable income taxes$134,0002,541
Income before extraordinary items$652,0003,655
Extraordinary gains, net$052
Net income$652,0003,688
Minority interest net income$081
Net income of bank and minority interests.$652,0003,655
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$652,0003,686
2023-06-30 (YTD Data)Rank
Total interest income$605,0004,473
Total interest expense$11,0004,532
Net interest income$594,0004,468
Provision for loan and lease losses$02,940
Total noninterest income$28,0004,444
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,252
Total noninterest expense$78,0004,600
Salaries and employee benefits$04,590
Premises and equipment expense$04,583
Additional noninterest expense$28,0004,221
Pre-tax net operating income$544,0003,622
Securities gains (losses)$0938
Applicable income taxes$93,0002,579
Income before extraordinary items$451,0003,662
Extraordinary gains, net$051
Net income$451,0003,697
Minority interest net income$081
Net income of bank and minority interests.$451,0003,661
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$451,0003,685
2023-03-31 (YTD Data)Rank
Total interest income$309,0004,524
Total interest expense$6,0004,585
Net interest income$303,0004,488
Provision for loan and lease losses$02,612
Total noninterest income$04,639
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$04,577
Total noninterest expense$41,0004,670
Salaries and employee benefits$28,0004,660
Premises and equipment expense$04,654
Additional noninterest expense$04,577
Pre-tax net operating income$262,0003,724
Securities gains (losses)$0950
Applicable income taxes$44,0002,618
Income before extraordinary items$218,0003,748
Extraordinary gains, net$04
Net income$218,0003,747
Minority interest net income$048
Net income of bank and minority interests.$218,0003,748
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$218,0003,777
2022-12-31 (YTD Data)Rank
Total interest income$362,0004,657
Total interest expense$5,0004,639
Net interest income$357,0004,653
Provision for loan and lease losses$03,012
Total noninterest income$04,677
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$04,616
Total noninterest expense$19,0004,707
Salaries and employee benefits$04,694
Premises and equipment expense$04,684
Additional noninterest expense$04,616
Pre-tax net operating income$338,0004,301
Securities gains (losses)$0691
Applicable income taxes$53,0003,236
Income before extraordinary items$285,0004,294
Extraordinary gains, net$05
Net income$285,0004,293
Minority interest net income$063
Net income of bank and minority interests.$285,0004,294
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$285,0004,307
2022-09-30 (YTD Data)Rank
Total interest income$47,0004,730
Total interest expense$04,687
Net interest income$47,0004,729
Provision for loan and lease losses$02,835
Total noninterest income$04,711
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and feesNANA
Additional Noninterest Income$04,654
Total noninterest expense$04,746
Salaries and employee benefits$04,733
Premises and equipment expense$04,723
Additional noninterest expense$04,654
Pre-tax net operating income$47,0004,544
Securities gains (losses)$0740
Applicable income taxes$3,0003,546
Income before extraordinary items$44,0004,524
Extraordinary gains, net$04
Net income$44,0004,523
Minority interest net income$057
Net income of bank and minority interests.$44,0004,523
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$44,0004,546

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.