Home > Grundy Bank > Income and Expense

Grundy Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$4,746,0002,191
Total interest expense$561,0003,299
Net interest income$4,185,0001,767
Provision for loan and lease losses$3,0002,710
Total noninterest income$833,0001,457
Gross Fiduciary activities income$2,000872
Service charges on deposit accounts$108,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$723,0001,199
Total noninterest expense$2,161,0002,313
Salaries and employee benefits$1,341,0002,177
Premises and equipment expense$433,0001,422
Additional noninterest expense$723,0001,199
Pre-tax net operating income$2,854,0001,117
Securities gains (losses)$0665
Applicable income taxes$22,0002,742
Income before extraordinary items$2,832,000966
Extraordinary gains, net$047
Net income$2,832,000979
Minority interest net income$065
Net income of bank and minority interests.$2,832,000966
Net charge-offs$2,0002,066
Cash dividends$1,700,000627
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,832,000973
2024-12-31 (YTD Data)Rank
Total interest income$19,755,0002,084
Total interest expense$3,112,0003,040
Net interest income$16,643,0001,697
Provision for loan and lease losses$157,0002,222
Total noninterest income$3,508,0001,452
Gross Fiduciary activities income$17,000879
Service charges on deposit accounts$411,0001,883
Trading account gains and feesNANA
Additional Noninterest Income$3,080,0001,184
Total noninterest expense$9,259,0002,186
Salaries and employee benefits$5,340,0002,158
Premises and equipment expense$1,971,0001,249
Additional noninterest expense$3,080,0001,184
Pre-tax net operating income$10,735,0001,100
Securities gains (losses)$0940
Applicable income taxes$159,0002,493
Income before extraordinary items$10,576,000975
Extraordinary gains, net$053
Net income$10,576,000984
Minority interest net income$090
Net income of bank and minority interests.$10,576,000975
Net charge-offs$63,0001,984
Cash dividends$4,000,0001,020
Sale, conversion, retirement of capital stock, net$0564
Net operating income$10,576,000988
2024-09-30 (YTD Data)Rank
Total interest income$14,693,0002,083
Total interest expense$2,405,0003,004
Net interest income$12,288,0001,712
Provision for loan and lease losses$89,0002,303
Total noninterest income$2,639,0001,445
Gross Fiduciary activities income$12,000874
Service charges on deposit accounts$303,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$2,324,0001,185
Total noninterest expense$6,719,0002,207
Salaries and employee benefits$3,960,0002,147
Premises and equipment expense$1,363,0001,333
Additional noninterest expense$2,324,0001,185
Pre-tax net operating income$8,119,0001,077
Securities gains (losses)$0930
Applicable income taxes$104,0002,561
Income before extraordinary items$8,015,000958
Extraordinary gains, net$051
Net income$8,015,000973
Minority interest net income$082
Net income of bank and minority interests.$8,015,000960
Net charge-offs$30,0001,957
Cash dividends$4,000,000737
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,015,000956
2024-06-30 (YTD Data)Rank
Total interest income$9,319,0002,126
Total interest expense$1,188,0003,254
Net interest income$8,131,0001,711
Provision for loan and lease losses$18,0002,652
Total noninterest income$1,722,0001,453
Gross Fiduciary activities income$7,000875
Service charges on deposit accounts$188,0001,951
Trading account gains and feesNANA
Additional Noninterest Income$1,527,0001,193
Total noninterest expense$4,434,0002,213
Salaries and employee benefits$2,653,0002,149
Premises and equipment expense$880,0001,366
Additional noninterest expense$1,527,0001,193
Pre-tax net operating income$5,401,0001,071
Securities gains (losses)$0628
Applicable income taxes$58,0002,656
Income before extraordinary items$5,343,000953
Extraordinary gains, net$052
Net income$5,343,000966
Minority interest net income$084
Net income of bank and minority interests.$5,343,000955
Net charge-offs$8,0002,114
Cash dividends$2,000,000901
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,343,000951
2024-03-31 (YTD Data)Rank
Total interest income$4,558,0002,140
Total interest expense$599,0003,223
Net interest income$3,959,0001,744
Provision for loan and lease losses$02,578
Total noninterest income$801,0001,496
Gross Fiduciary activities income$3,000825
Service charges on deposit accounts$72,0002,227
Trading account gains and feesNANA
Additional Noninterest Income$726,0001,208
Total noninterest expense$2,154,0002,259
Salaries and employee benefits$1,312,0002,166
Premises and equipment expense$399,0001,469
Additional noninterest expense$726,0001,208
Pre-tax net operating income$2,606,0001,080
Securities gains (losses)$0689
Applicable income taxes$25,0002,635
Income before extraordinary items$2,581,000966
Extraordinary gains, net$051
Net income$2,581,000977
Minority interest net income$072
Net income of bank and minority interests.$2,581,000966
Net charge-offs$8,0001,601
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,581,000960
2023-12-31 (YTD Data)Rank
Total interest income$17,837,0002,040
Total interest expense$2,401,0002,861
Net interest income$15,436,0001,766
Provision for loan and lease losses$176,0002,109
Total noninterest income$3,290,0001,542
Gross Fiduciary activities income$16,000835
Service charges on deposit accounts$298,0002,201
Trading account gains and feesNANA
Additional Noninterest Income$2,976,0001,258
Total noninterest expense$8,568,0002,230
Salaries and employee benefits$5,121,0002,162
Premises and equipment expense$1,596,0001,460
Additional noninterest expense$2,976,0001,258
Pre-tax net operating income$9,982,0001,160
Securities gains (losses)$0988
Applicable income taxes$132,0002,661
Income before extraordinary items$9,850,0001,020
Extraordinary gains, net$054
Net income$9,850,0001,032
Minority interest net income$088
Net income of bank and minority interests.$9,850,0001,023
Net charge-offs$64,0001,712
Cash dividends$9,850,000504
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,850,0001,038
2023-09-30 (YTD Data)Rank
Total interest income$13,230,0002,022
Total interest expense$1,766,0002,780
Net interest income$11,464,0001,789
Provision for loan and lease losses$101,0002,119
Total noninterest income$2,497,0001,533
Gross Fiduciary activities income$9,000835
Service charges on deposit accounts$229,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$2,259,0001,261
Total noninterest expense$6,117,0002,297
Salaries and employee benefits$3,779,0002,176
Premises and equipment expense$1,010,0001,662
Additional noninterest expense$2,259,0001,261
Pre-tax net operating income$7,743,0001,170
Securities gains (losses)$0849
Applicable income taxes$102,0002,695
Income before extraordinary items$7,641,0001,040
Extraordinary gains, net$052
Net income$7,641,0001,046
Minority interest net income$081
Net income of bank and minority interests.$7,641,0001,040
Net charge-offs$7,0002,243
Cash dividends$4,850,000623
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,641,0001,048
2023-06-30 (YTD Data)Rank
Total interest income$8,469,0002,045
Total interest expense$934,0002,876
Net interest income$7,535,0001,823
Provision for loan and lease losses$136,0001,630
Total noninterest income$1,681,0001,451
Gross Fiduciary activities income$5,000831
Service charges on deposit accounts$149,0002,193
Trading account gains and feesNANA
Additional Noninterest Income$1,527,0001,175
Total noninterest expense$3,906,0002,352
Salaries and employee benefits$2,434,0002,213
Premises and equipment expense$631,0001,735
Additional noninterest expense$1,527,0001,174
Pre-tax net operating income$5,174,0001,175
Securities gains (losses)$0938
Applicable income taxes$58,0002,808
Income before extraordinary items$5,116,0001,037
Extraordinary gains, net$051
Net income$5,116,0001,050
Minority interest net income$081
Net income of bank and minority interests.$5,116,0001,037
Net charge-offs$2,0002,220
Cash dividends$3,850,000539
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,116,0001,043
2023-03-31 (YTD Data)Rank
Total interest income$3,896,0002,136
Total interest expense$349,0003,012
Net interest income$3,547,0001,929
Provision for loan and lease losses$02,612
Total noninterest income$763,0001,531
Gross Fiduciary activities income$3,000843
Service charges on deposit accounts$76,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$684,0001,239
Total noninterest expense$1,847,0002,463
Salaries and employee benefits$1,183,0002,303
Premises and equipment expense$318,0001,767
Additional noninterest expense$684,0001,239
Pre-tax net operating income$2,463,0001,247
Securities gains (losses)$0950
Applicable income taxes$22,0002,938
Income before extraordinary items$2,441,0001,095
Extraordinary gains, net$04
Net income$2,441,0001,094
Minority interest net income$048
Net income of bank and minority interests.$2,441,0001,094
Net charge-offs$3,0001,707
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,441,0001,109
2022-12-31 (YTD Data)Rank
Total interest income$11,774,0002,307
Total interest expense$747,0002,784
Net interest income$11,027,0002,230
Provision for loan and lease losses$-150,0004,400
Total noninterest income$2,742,0001,726
Gross Fiduciary activities income$28,000845
Service charges on deposit accounts$295,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$2,419,0001,455
Total noninterest expense$8,036,0002,292
Salaries and employee benefits$4,582,0002,307
Premises and equipment expense$1,773,0001,353
Additional noninterest expense$2,419,0001,455
Pre-tax net operating income$5,883,0001,845
Securities gains (losses)$0691
Applicable income taxes$90,0003,042
Income before extraordinary items$5,793,0001,660
Extraordinary gains, net$05
Net income$5,793,0001,657
Minority interest net income$063
Net income of bank and minority interests.$5,793,0001,659
Net charge-offs$16,0002,000
Cash dividends$1,449,0001,790
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,793,0001,689
2022-09-30 (YTD Data)Rank
Total interest income$7,970,0002,392
Total interest expense$433,0002,837
Net interest income$7,537,0002,347
Provision for loan and lease losses$-95,0004,448
Total noninterest income$2,002,0001,763
Gross Fiduciary activities income$20,000831
Service charges on deposit accounts$216,0002,309
Trading account gains and feesNANA
Additional Noninterest Income$1,766,0001,496
Total noninterest expense$5,815,0002,338
Salaries and employee benefits$3,326,0002,341
Premises and equipment expense$1,258,0001,424
Additional noninterest expense$1,766,0001,496
Pre-tax net operating income$3,819,0001,985
Securities gains (losses)$0740
Applicable income taxes$68,0003,050
Income before extraordinary items$3,751,0001,809
Extraordinary gains, net$04
Net income$3,751,0001,807
Minority interest net income$057
Net income of bank and minority interests.$3,751,0001,808
Net charge-offs$13,0001,741
Cash dividends$1,450,0001,387
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,751,0001,846
2022-06-30 (YTD Data)Rank
Total interest income$4,670,0002,537
Total interest expense$98,0003,947
Net interest income$4,572,0002,448
Provision for loan and lease losses$-200,0004,526
Total noninterest income$1,336,0001,758
Gross Fiduciary activities income$13,000791
Service charges on deposit accounts$135,0002,378
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0001,507
Total noninterest expense$3,802,0002,360
Salaries and employee benefits$2,192,0002,363
Premises and equipment expense$835,0001,410
Additional noninterest expense$775,0003,052
Pre-tax net operating income$2,306,0002,025
Securities gains (losses)$0687
Applicable income taxes$45,0002,983
Income before extraordinary items$2,261,0001,841
Extraordinary gains, net$04
Net income$2,261,0001,842
Minority interest net income$060
Net income of bank and minority interests.$2,261,0001,841
Net charge-offs$6,0001,731
Cash dividends$700,0001,614
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,261,0001,881
2022-03-31 (YTD Data)Rank
Total interest income$2,167,0002,593
Total interest expense$37,0004,182
Net interest income$2,130,0002,499
Provision for loan and lease losses$02,285
Total noninterest income$675,0001,754
Gross Fiduciary activities income$4,000812
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$602,0001,504
Total noninterest expense$1,903,0002,361
Salaries and employee benefits$1,077,0002,396
Premises and equipment expense$439,0001,356
Additional noninterest expense$387,0003,032
Pre-tax net operating income$902,0002,236
Securities gains (losses)$0623
Applicable income taxes$35,0002,682
Income before extraordinary items$867,0002,098
Extraordinary gains, net$04
Net income$867,0002,098
Minority interest net income$050
Net income of bank and minority interests.$867,0002,098
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$867,0002,116
2021-12-31 (YTD Data)Rank
Total interest income$9,145,0002,593
Total interest expense$136,0004,366
Net interest income$9,009,0002,465
Provision for loan and lease losses$300,0001,389
Total noninterest income$5,549,0001,222
Gross Fiduciary activities income$24,000819
Service charges on deposit accounts$240,0002,444
Trading account gains and feesNANA
Additional Noninterest Income$5,285,0001,031
Total noninterest expense$8,310,0002,229
Salaries and employee benefits$4,414,0002,345
Premises and equipment expense$1,773,0001,332
Additional noninterest expense$2,123,0002,474
Pre-tax net operating income$5,948,0001,834
Securities gains (losses)$02,062
Applicable income taxes$425,0002,207
Income before extraordinary items$5,523,0001,752
Extraordinary gains, net$010
Net income$5,523,0001,751
Minority interest net income$074
Net income of bank and minority interests.$5,523,0001,753
Net charge-offs$24,0001,997
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,523,0001,724
2021-09-30 (YTD Data)Rank
Total interest income$6,904,0002,632
Total interest expense$98,0004,479
Net interest income$6,806,0002,495
Provision for loan and lease losses$300,0001,152
Total noninterest income$4,314,0001,225
Gross Fiduciary activities income$17,000812
Service charges on deposit accounts$177,0002,464
Trading account gains and feesNANA
Additional Noninterest Income$4,120,0001,028
Total noninterest expense$6,106,0002,266
Salaries and employee benefits$3,186,0002,424
Premises and equipment expense$1,322,0001,359
Additional noninterest expense$1,598,0002,473
Pre-tax net operating income$4,714,0001,848
Securities gains (losses)$02,015
Applicable income taxes$68,0003,088
Income before extraordinary items$4,646,0001,690
Extraordinary gains, net$08
Net income$4,646,0001,689
Minority interest net income$069
Net income of bank and minority interests.$4,646,0001,690
Net charge-offs$25,0001,650
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,646,0001,665
2021-06-30 (YTD Data)Rank
Total interest income$4,628,0002,628
Total interest expense$62,0004,555
Net interest income$4,566,0002,485
Provision for loan and lease losses$300,000865
Total noninterest income$2,682,0001,265
Gross Fiduciary activities income$7,000839
Service charges on deposit accounts$111,0002,494
Trading account gains and feesNANA
Additional Noninterest Income$2,564,0001,091
Total noninterest expense$4,092,0002,257
Salaries and employee benefits$2,156,0002,385
Premises and equipment expense$904,0001,329
Additional noninterest expense$1,032,0002,523
Pre-tax net operating income$2,856,0001,947
Securities gains (losses)$01,818
Applicable income taxes$45,0003,083
Income before extraordinary items$2,811,0001,785
Extraordinary gains, net$06
Net income$2,811,0001,785
Minority interest net income$067
Net income of bank and minority interests.$2,811,0001,785
Net charge-offs$24,0001,428
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,811,0001,754
2021-03-31 (YTD Data)Rank
Total interest income$2,348,0002,600
Total interest expense$30,0004,624
Net interest income$2,318,0002,457
Provision for loan and lease losses$150,000937
Total noninterest income$1,279,0001,305
Gross Fiduciary activities income$0922
Service charges on deposit accounts$54,0002,534
Trading account gains and feesNANA
Additional Noninterest Income$1,225,0001,118
Total noninterest expense$1,940,0002,316
Salaries and employee benefits$1,061,0002,409
Premises and equipment expense$454,0001,344
Additional noninterest expense$425,0002,825
Pre-tax net operating income$1,507,0001,865
Securities gains (losses)$01,392
Applicable income taxes$23,0003,027
Income before extraordinary items$1,484,0001,735
Extraordinary gains, net$03
Net income$1,484,0001,735
Minority interest net income$055
Net income of bank and minority interests.$1,484,0001,735
Net charge-offs$28,0001,032
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,484,0001,691
2020-12-31 (YTD Data)Rank
Total interest income$10,234,0002,479
Total interest expense$154,0004,678
Net interest income$10,080,0002,240
Provision for loan and lease losses$500,0002,227
Total noninterest income$4,353,0001,379
Gross Fiduciary activities income$29,000824
Service charges on deposit accounts$236,0002,543
Trading account gains and feesNANA
Additional Noninterest Income$4,088,0001,185
Total noninterest expense$7,830,0002,308
Salaries and employee benefits$4,257,0002,394
Premises and equipment expense$1,813,0001,291
Additional noninterest expense$1,760,0002,757
Pre-tax net operating income$6,103,0001,542
Securities gains (losses)$02,675
Applicable income taxes$97,0002,943
Income before extraordinary items$6,006,0001,422
Extraordinary gains, net$04
Net income$6,006,0001,422
Minority interest net income$072
Net income of bank and minority interests.$6,006,0001,423
Net charge-offs$57,0002,333
Cash dividends$4,220,000871
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,006,0001,380
2020-09-30 (YTD Data)Rank
Total interest income$7,787,0002,478
Total interest expense$121,0004,713
Net interest income$7,666,0002,220
Provision for loan and lease losses$350,0002,281
Total noninterest income$2,972,0001,435
Gross Fiduciary activities income$22,000802
Service charges on deposit accounts$167,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$2,783,0001,232
Total noninterest expense$5,681,0002,333
Salaries and employee benefits$3,000,0002,459
Premises and equipment expense$1,388,0001,274
Additional noninterest expense$1,293,0002,782
Pre-tax net operating income$4,607,0001,496
Securities gains (losses)$02,494
Applicable income taxes$63,0002,987
Income before extraordinary items$4,544,0001,364
Extraordinary gains, net$04
Net income$4,544,0001,365
Minority interest net income$065
Net income of bank and minority interests.$4,544,0001,365
Net charge-offs$13,0002,660
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,544,0001,325
2020-06-30 (YTD Data)Rank
Total interest income$5,220,0002,496
Total interest expense$87,0004,731
Net interest income$5,133,0002,228
Provision for loan and lease losses$200,0002,381
Total noninterest income$1,570,0001,580
Gross Fiduciary activities income$14,000807
Service charges on deposit accounts$100,0002,824
Trading account gains and feesNANA
Additional Noninterest Income$1,456,0001,339
Total noninterest expense$3,716,0002,359
Salaries and employee benefits$1,998,0002,471
Premises and equipment expense$921,0001,260
Additional noninterest expense$797,0002,921
Pre-tax net operating income$2,787,0001,546
Securities gains (losses)$02,249
Applicable income taxes$42,0002,965
Income before extraordinary items$2,745,0001,415
Extraordinary gains, net$04
Net income$2,745,0001,415
Minority interest net income$065
Net income of bank and minority interests.$2,745,0001,415
Net charge-offs$1,0002,929
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,745,0001,373
2020-03-31 (YTD Data)Rank
Total interest income$2,673,0002,451
Total interest expense$48,0004,762
Net interest income$2,625,0002,136
Provision for loan and lease losses$50,0002,502
Total noninterest income$701,0001,599
Gross Fiduciary activities income$6,000820
Service charges on deposit accounts$90,0002,287
Trading account gains and feesNANA
Additional Noninterest Income$605,0001,348
Total noninterest expense$1,823,0002,399
Salaries and employee benefits$995,0002,494
Premises and equipment expense$470,0001,249
Additional noninterest expense$358,0003,135
Pre-tax net operating income$1,453,0001,351
Securities gains (losses)$01,705
Applicable income taxes$21,0002,860
Income before extraordinary items$1,432,0001,235
Extraordinary gains, net$04
Net income$1,432,0001,234
Minority interest net income$056
Net income of bank and minority interests.$1,432,0001,235
Net charge-offs$1,0002,430
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,432,0001,214
2019-12-31 (YTD Data)Rank
Total interest income$11,380,0002,377
Total interest expense$239,0004,698
Net interest income$11,141,0002,044
Provision for loan and lease losses$03,973
Total noninterest income$2,581,0001,715
Gross Fiduciary activities income$23,000862
Service charges on deposit accounts$416,0002,178
Trading account gains and feesNANA
Additional Noninterest Income$2,142,0001,475
Total noninterest expense$7,292,0002,376
Salaries and employee benefits$3,955,0002,458
Premises and equipment expense$1,733,0001,318
Additional noninterest expense$1,604,0002,956
Pre-tax net operating income$6,430,0001,462
Securities gains (losses)$02,379
Applicable income taxes$90,0003,068
Income before extraordinary items$6,340,0001,336
Extraordinary gains, net$011
Net income$6,340,0001,338
Minority interest net income$076
Net income of bank and minority interests.$6,340,0001,339
Net charge-offs$15,0003,211
Cash dividends$6,340,000669
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,340,0001,312
2019-09-30 (YTD Data)Rank
Total interest income$8,597,0002,396
Total interest expense$183,0004,750
Net interest income$8,414,0002,059
Provision for loan and lease losses$03,836
Total noninterest income$2,026,0001,667
Gross Fiduciary activities income$20,000838
Service charges on deposit accounts$317,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$1,689,0001,425
Total noninterest expense$5,289,0002,446
Salaries and employee benefits$2,903,0002,517
Premises and equipment expense$1,242,0001,387
Additional noninterest expense$1,144,0003,066
Pre-tax net operating income$5,151,0001,407
Securities gains (losses)$02,167
Applicable income taxes$62,0003,166
Income before extraordinary items$5,089,0001,297
Extraordinary gains, net$011
Net income$5,089,0001,299
Minority interest net income$072
Net income of bank and minority interests.$5,089,0001,299
Net charge-offs$18,0002,752
Cash dividends$3,250,000832
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,089,0001,273
2019-06-30 (YTD Data)Rank
Total interest income$5,582,0002,430
Total interest expense$126,0004,756
Net interest income$5,456,0002,122
Provision for loan and lease losses$03,685
Total noninterest income$1,261,0001,705
Gross Fiduciary activities income$9,000871
Service charges on deposit accounts$207,0002,170
Trading account gains and feesNANA
Additional Noninterest Income$1,045,0001,453
Total noninterest expense$3,425,0002,509
Salaries and employee benefits$1,910,0002,552
Premises and equipment expense$805,0001,431
Additional noninterest expense$710,0003,240
Pre-tax net operating income$3,292,0001,433
Securities gains (losses)$01,702
Applicable income taxes$41,0003,176
Income before extraordinary items$3,251,0001,311
Extraordinary gains, net$011
Net income$3,251,0001,310
Minority interest net income$069
Net income of bank and minority interests.$3,251,0001,311
Net charge-offs$22,0002,303
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,251,0001,286
2019-03-31 (YTD Data)Rank
Total interest income$2,771,0002,441
Total interest expense$62,0004,787
Net interest income$2,709,0002,147
Provision for loan and lease losses$03,406
Total noninterest income$616,0001,702
Gross Fiduciary activities income$6,000845
Service charges on deposit accounts$112,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$498,0001,446
Total noninterest expense$1,692,0002,546
Salaries and employee benefits$939,0002,599
Premises and equipment expense$385,0001,507
Additional noninterest expense$368,0003,182
Pre-tax net operating income$1,633,0001,419
Securities gains (losses)$01,087
Applicable income taxes$20,0003,154
Income before extraordinary items$1,613,0001,289
Extraordinary gains, net$05
Net income$1,613,0001,288
Minority interest net income$052
Net income of bank and minority interests.$1,613,0001,288
Net charge-offs$4,0002,286
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,613,0001,273
2018-12-31 (YTD Data)Rank
Total interest income$10,561,0002,433
Total interest expense$209,0004,796
Net interest income$10,352,0002,180
Provision for loan and lease losses$04,082
Total noninterest income$2,701,0001,655
Gross Fiduciary activities income$29,000885
Service charges on deposit accounts$416,0002,246
Trading account gains and feesNANA
Additional Noninterest Income$2,256,0001,382
Total noninterest expense$7,089,0002,458
Salaries and employee benefits$3,748,0002,555
Premises and equipment expense$1,606,0001,401
Additional noninterest expense$1,735,0002,868
Pre-tax net operating income$5,964,0001,521
Securities gains (losses)$01,125
Applicable income taxes$80,0003,203
Income before extraordinary items$5,884,0001,371
Extraordinary gains, net$06
Net income$5,884,0001,370
Minority interest net income$072
Net income of bank and minority interests.$5,884,0001,370
Net charge-offs$32,0002,869
Cash dividends$7,631,000522
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,884,0001,363
2018-09-30 (YTD Data)Rank
Total interest income$7,778,0002,454
Total interest expense$157,0004,818
Net interest income$7,621,0002,217
Provision for loan and lease losses$03,948
Total noninterest income$2,062,0001,660
Gross Fiduciary activities income$22,000856
Service charges on deposit accounts$299,0002,302
Trading account gains and feesNANA
Additional Noninterest Income$1,741,0001,378
Total noninterest expense$5,116,0002,518
Salaries and employee benefits$2,752,0002,600
Premises and equipment expense$1,140,0001,494
Additional noninterest expense$1,224,0002,996
Pre-tax net operating income$4,567,0001,510
Securities gains (losses)$01,118
Applicable income taxes$57,0003,268
Income before extraordinary items$4,510,0001,360
Extraordinary gains, net$05
Net income$4,510,0001,359
Minority interest net income$066
Net income of bank and minority interests.$4,510,0001,359
Net charge-offs$25,0002,593
Cash dividends$4,060,000634
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,510,0001,343
2018-06-30 (YTD Data)Rank
Total interest income$5,015,0002,497
Total interest expense$103,0004,836
Net interest income$4,912,0002,283
Provision for loan and lease losses$03,782
Total noninterest income$1,373,0001,655
Gross Fiduciary activities income$17,000855
Service charges on deposit accounts$187,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$1,169,0001,379
Total noninterest expense$3,411,0002,530
Salaries and employee benefits$1,836,0002,617
Premises and equipment expense$766,0001,498
Additional noninterest expense$809,0003,032
Pre-tax net operating income$2,874,0001,570
Securities gains (losses)$0961
Applicable income taxes$38,0003,266
Income before extraordinary items$2,836,0001,408
Extraordinary gains, net$06
Net income$2,836,0001,407
Minority interest net income$065
Net income of bank and minority interests.$2,836,0001,407
Net charge-offs$38,0001,918
Cash dividends$4,060,000454
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,836,0001,397
2018-03-31 (YTD Data)Rank
Total interest income$2,471,0002,520
Total interest expense$53,0004,828
Net interest income$2,418,0002,313
Provision for loan and lease losses$03,508
Total noninterest income$693,0001,635
Gross Fiduciary activities income$6,000871
Service charges on deposit accounts$93,0002,413
Trading account gains and feesNANA
Additional Noninterest Income$594,0001,343
Total noninterest expense$1,716,0002,537
Salaries and employee benefits$931,0002,621
Premises and equipment expense$387,0001,499
Additional noninterest expense$398,0003,068
Pre-tax net operating income$1,395,0001,574
Securities gains (losses)$0735
Applicable income taxes$19,0003,269
Income before extraordinary items$1,376,0001,428
Extraordinary gains, net$07
Net income$1,376,0001,428
Minority interest net income$052
Net income of bank and minority interests.$1,376,0001,428
Net charge-offs$4,0002,263
Cash dividends$1,747,000478
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,376,0001,418
2017-12-31 (YTD Data)Rank
Total interest income$9,715,0002,499
Total interest expense$233,0004,704
Net interest income$9,482,0002,305
Provision for loan and lease losses$65,0003,375
Total noninterest income$2,992,0001,591
Gross Fiduciary activities income$26,000906
Service charges on deposit accounts$508,0001,998
Trading account gains and feesNANA
Additional Noninterest Income$2,458,0001,339
Total noninterest expense$6,720,0002,577
Salaries and employee benefits$3,537,0002,691
Premises and equipment expense$1,455,0001,554
Additional noninterest expense$1,728,0002,925
Pre-tax net operating income$5,689,0001,540
Securities gains (losses)$02,243
Applicable income taxes$58,0003,477
Income before extraordinary items$5,631,0001,231
Extraordinary gains, net$09
Net income$5,631,0001,231
Minority interest net income$076
Net income of bank and minority interests.$5,631,0001,231
Net charge-offs$33,0003,182
Cash dividends$5,617,000605
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,631,0001,213
2017-09-30 (YTD Data)Rank
Total interest income$7,218,0002,527
Total interest expense$176,0004,727
Net interest income$7,042,0002,338
Provision for loan and lease losses$41,0003,404
Total noninterest income$2,272,0001,594
Gross Fiduciary activities income$20,000891
Service charges on deposit accounts$380,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$1,872,0001,343
Total noninterest expense$4,929,0002,623
Salaries and employee benefits$2,587,0002,754
Premises and equipment expense$1,103,0001,550
Additional noninterest expense$1,239,0003,033
Pre-tax net operating income$4,344,0001,517
Securities gains (losses)$02,274
Applicable income taxes$40,0003,525
Income before extraordinary items$4,304,0001,300
Extraordinary gains, net$09
Net income$4,304,0001,299
Minority interest net income$071
Net income of bank and minority interests.$4,304,0001,300
Net charge-offs$33,0002,718
Cash dividends$5,617,000458
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,304,0001,281
2017-06-30 (YTD Data)Rank
Total interest income$4,701,0002,560
Total interest expense$117,0004,734
Net interest income$4,584,0002,373
Provision for loan and lease losses$03,871
Total noninterest income$1,540,0001,571
Gross Fiduciary activities income$16,000883
Service charges on deposit accounts$250,0002,031
Trading account gains and feesNANA
Additional Noninterest Income$1,274,0001,324
Total noninterest expense$3,246,0002,652
Salaries and employee benefits$1,696,0002,804
Premises and equipment expense$737,0001,552
Additional noninterest expense$813,0003,072
Pre-tax net operating income$2,878,0001,510
Securities gains (losses)$01,906
Applicable income taxes$25,0003,556
Income before extraordinary items$2,853,0001,294
Extraordinary gains, net$011
Net income$2,853,0001,294
Minority interest net income$071
Net income of bank and minority interests.$2,853,0001,294
Net charge-offs$9,0002,932
Cash dividends$4,020,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,853,0001,274
2017-03-31 (YTD Data)Rank
Total interest income$2,283,0002,614
Total interest expense$58,0004,768
Net interest income$2,225,0002,425
Provision for loan and lease losses$03,537
Total noninterest income$712,0001,641
Gross Fiduciary activities income$5,000920
Service charges on deposit accounts$129,0001,993
Trading account gains and fees$0142
Additional Noninterest Income$578,0001,394
Total noninterest expense$1,636,0002,659
Salaries and employee benefits$847,0002,835
Premises and equipment expense$375,0001,550
Additional noninterest expense$414,0003,042
Pre-tax net operating income$1,301,0001,608
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,301,0001,363
Extraordinary gains, net$08
Net income$1,301,0001,362
Minority interest net income$055
Net income of bank and minority interests.$1,301,0001,363
Net charge-offs$-10,0004,993
Cash dividends$1,732,000459
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,301,0001,347
2016-12-31 (YTD Data)Rank
Total interest income$8,966,0002,632
Total interest expense$271,0004,583
Net interest income$8,695,0002,450
Provision for loan and lease losses$178,0002,596
Total noninterest income$3,124,0001,594
Gross Fiduciary activities income$28,000934
Service charges on deposit accounts$522,0002,019
Trading account gains and fees$0170
Additional Noninterest Income$2,574,0001,346
Total noninterest expense$6,931,0002,570
Salaries and employee benefits$3,450,0002,780
Premises and equipment expense$1,604,0001,425
Additional noninterest expense$1,877,0002,872
Pre-tax net operating income$4,710,0001,699
Securities gains (losses)$03,212
Applicable income taxes$92,0003,346
Income before extraordinary items$4,618,0001,476
Extraordinary gains, net$05
Net income$4,618,0001,475
Minority interest net income$082
Net income of bank and minority interests.$4,618,0001,475
Net charge-offs$208,0001,881
Cash dividends$4,300,000772
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,618,0001,451
2016-09-30 (YTD Data)Rank
Total interest income$6,601,0002,669
Total interest expense$209,0004,590
Net interest income$6,392,0002,497
Provision for loan and lease losses$77,0002,992
Total noninterest income$2,342,0001,603
Gross Fiduciary activities income$23,000913
Service charges on deposit accounts$393,0002,012
Trading account gains and fees$0169
Additional Noninterest Income$1,926,0001,347
Total noninterest expense$5,274,0002,538
Salaries and employee benefits$2,618,0002,749
Premises and equipment expense$1,223,0001,399
Additional noninterest expense$1,433,0002,837
Pre-tax net operating income$3,383,0001,790
Securities gains (losses)$03,160
Applicable income taxes$42,0003,635
Income before extraordinary items$3,341,0001,537
Extraordinary gains, net$05
Net income$3,341,0001,536
Minority interest net income$071
Net income of bank and minority interests.$3,341,0001,537
Net charge-offs$159,0001,643
Cash dividends$4,299,000569
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,341,0001,502
2016-06-30 (YTD Data)Rank
Total interest income$4,296,0002,727
Total interest expense$143,0004,594
Net interest income$4,153,0002,561
Provision for loan and lease losses$37,0003,160
Total noninterest income$1,520,0001,613
Gross Fiduciary activities income$15,000919
Service charges on deposit accounts$249,0002,074
Trading account gains and fees$0157
Additional Noninterest Income$1,256,0001,339
Total noninterest expense$3,525,0002,545
Salaries and employee benefits$1,744,0002,775
Premises and equipment expense$825,0001,397
Additional noninterest expense$956,0002,838
Pre-tax net operating income$2,111,0001,853
Securities gains (losses)$02,835
Applicable income taxes$32,0003,611
Income before extraordinary items$2,079,0001,600
Extraordinary gains, net$016
Net income$2,079,0001,601
Minority interest net income$071
Net income of bank and minority interests.$2,079,0001,601
Net charge-offs$21,0002,751
Cash dividends$3,079,000541
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,079,0001,559
2016-03-31 (YTD Data)Rank
Total interest income$2,110,0002,770
Total interest expense$72,0004,613
Net interest income$2,038,0002,593
Provision for loan and lease losses$03,656
Total noninterest income$696,0001,674
Gross Fiduciary activities income$5,000948
Service charges on deposit accounts$123,0002,079
Trading account gains and fees$0142
Additional Noninterest Income$568,0001,397
Total noninterest expense$1,733,0002,581
Salaries and employee benefits$875,0002,774
Premises and equipment expense$417,0001,390
Additional noninterest expense$441,0003,018
Pre-tax net operating income$1,001,0001,920
Securities gains (losses)$02,077
Applicable income taxes$27,0003,344
Income before extraordinary items$974,0001,661
Extraordinary gains, net$012
Net income$974,0001,662
Minority interest net income$062
Net income of bank and minority interests.$974,0001,662
Net charge-offs$17,0002,074
Cash dividends$1,415,000567
Sale, conversion, retirement of capital stock, net$0659
Net operating income$974,0001,624
2015-12-31 (YTD Data)Rank
Total interest income$8,011,0002,834
Total interest expense$348,0004,395
Net interest income$7,663,0002,683
Provision for loan and lease losses$70,0003,350
Total noninterest income$2,868,0001,653
Gross Fiduciary activities income$29,000950
Service charges on deposit accounts$533,0002,024
Trading account gains and fees$0159
Additional Noninterest Income$2,306,0001,371
Total noninterest expense$6,500,0002,700
Salaries and employee benefits$3,262,0002,881
Premises and equipment expense$1,396,0001,635
Additional noninterest expense$1,842,0002,968
Pre-tax net operating income$3,961,0001,880
Securities gains (losses)$03,216
Applicable income taxes$26,0003,853
Income before extraordinary items$3,935,0001,619
Extraordinary gains, net$023
Net income$3,935,0001,621
Minority interest net income$081
Net income of bank and minority interests.$3,935,0001,621
Net charge-offs$68,0003,007
Cash dividends$3,078,000951
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,935,0001,590
2015-09-30 (YTD Data)Rank
Total interest income$5,919,0002,886
Total interest expense$269,0004,399
Net interest income$5,650,0002,741
Provision for loan and lease losses$70,0002,996
Total noninterest income$2,136,0001,672
Gross Fiduciary activities income$14,000970
Service charges on deposit accounts$394,0002,066
Trading account gains and fees$0153
Additional Noninterest Income$1,728,0001,385
Total noninterest expense$4,796,0002,743
Salaries and employee benefits$2,423,0002,914
Premises and equipment expense$1,002,0001,722
Additional noninterest expense$1,371,0002,991
Pre-tax net operating income$2,920,0001,942
Securities gains (losses)$03,031
Applicable income taxes$10,0004,140
Income before extraordinary items$2,910,0001,673
Extraordinary gains, net$021
Net income$2,910,0001,675
Minority interest net income$078
Net income of bank and minority interests.$2,910,0001,675
Net charge-offs$-51,0005,614
Cash dividends$3,077,000695
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,910,0001,630
2015-06-30 (YTD Data)Rank
Total interest income$3,865,0002,927
Total interest expense$186,0004,377
Net interest income$3,679,0002,789
Provision for loan and lease losses$70,0002,568
Total noninterest income$1,417,0001,674
Gross Fiduciary activities income$10,000979
Service charges on deposit accounts$254,0002,083
Trading account gains and fees$0157
Additional Noninterest Income$1,153,0001,403
Total noninterest expense$3,220,0002,751
Salaries and employee benefits$1,632,0002,900
Premises and equipment expense$680,0001,706
Additional noninterest expense$908,0003,019
Pre-tax net operating income$1,806,0002,049
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$1,801,0001,771
Extraordinary gains, net$022
Net income$1,801,0001,774
Minority interest net income$075
Net income of bank and minority interests.$1,801,0001,775
Net charge-offs$-34,0005,635
Cash dividends$1,923,000740
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,801,0001,724
2015-03-31 (YTD Data)Rank
Total interest income$1,933,0002,923
Total interest expense$96,0004,372
Net interest income$1,837,0002,783
Provision for loan and lease losses$70,0001,797
Total noninterest income$626,0001,822
Gross Fiduciary activities income$5,000974
Service charges on deposit accounts$120,0002,165
Trading account gains and fees$0152
Additional Noninterest Income$501,0001,504
Total noninterest expense$1,619,0002,752
Salaries and employee benefits$807,0002,956
Premises and equipment expense$348,0001,691
Additional noninterest expense$464,0002,954
Pre-tax net operating income$774,0002,258
Securities gains (losses)$02,027
Applicable income taxes$5,0004,030
Income before extraordinary items$769,0001,981
Extraordinary gains, net$013
Net income$769,0001,984
Minority interest net income$064
Net income of bank and minority interests.$769,0001,983
Net charge-offs$-30,0005,812
Cash dividends$558,0001,029
Sale, conversion, retirement of capital stock, net$0697
Net operating income$769,0001,927
2014-12-31 (YTD Data)Rank
Total interest income$7,630,0002,975
Total interest expense$448,0004,222
Net interest income$7,182,0002,837
Provision for loan and lease losses$245,0002,229
Total noninterest income$2,907,0001,612
Gross Fiduciary activities income$34,000965
Service charges on deposit accounts$575,0002,041
Trading account gains and fees$0180
Additional Noninterest Income$2,298,0001,319
Total noninterest expense$6,413,0002,786
Salaries and employee benefits$3,111,0003,003
Premises and equipment expense$1,344,0001,725
Additional noninterest expense$1,958,0002,922
Pre-tax net operating income$3,431,0002,056
Securities gains (losses)$03,259
Applicable income taxes$10,0004,202
Income before extraordinary items$3,421,0001,805
Extraordinary gains, net$017
Net income$3,421,0001,804
Minority interest net income$084
Net income of bank and minority interests.$3,421,0001,804
Net charge-offs$777,0001,086
Cash dividends$2,099,0001,227
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,421,0001,774
2014-09-30 (YTD Data)Rank
Total interest income$5,677,0003,016
Total interest expense$341,0004,244
Net interest income$5,336,0002,878
Provision for loan and lease losses$160,0002,313
Total noninterest income$2,186,0001,602
Gross Fiduciary activities income$19,000983
Service charges on deposit accounts$435,0002,026
Trading account gains and fees$0174
Additional Noninterest Income$1,732,0001,321
Total noninterest expense$4,818,0002,790
Salaries and employee benefits$2,400,0002,967
Premises and equipment expense$1,010,0001,744
Additional noninterest expense$1,408,0003,031
Pre-tax net operating income$2,544,0002,114
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,544,0001,822
Extraordinary gains, net$015
Net income$2,544,0001,822
Minority interest net income$081
Net income of bank and minority interests.$2,544,0001,821
Net charge-offs$539,0001,087
Cash dividends$1,945,000988
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,544,0001,790
2014-06-30 (YTD Data)Rank
Total interest income$3,733,0003,055
Total interest expense$229,0004,281
Net interest income$3,504,0002,917
Provision for loan and lease losses$160,0001,834
Total noninterest income$1,560,0001,518
Gross Fiduciary activities income$13,000982
Service charges on deposit accounts$287,0002,026
Trading account gains and fees$0172
Additional Noninterest Income$1,260,0001,243
Total noninterest expense$3,271,0002,772
Salaries and employee benefits$1,635,0002,933
Premises and equipment expense$658,0001,800
Additional noninterest expense$978,0002,938
Pre-tax net operating income$1,633,0002,136
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,633,0001,846
Extraordinary gains, net$020
Net income$1,633,0001,850
Minority interest net income$080
Net income of bank and minority interests.$1,633,0001,849
Net charge-offs$281,0001,308
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,633,0001,795
2014-03-31 (YTD Data)Rank
Total interest income$1,852,0003,085
Total interest expense$117,0004,300
Net interest income$1,735,0002,948
Provision for loan and lease losses$03,817
Total noninterest income$873,0001,372
Gross Fiduciary activities income$6,000993
Service charges on deposit accounts$139,0002,064
Trading account gains and fees$0147
Additional Noninterest Income$728,0001,093
Total noninterest expense$1,669,0002,729
Salaries and employee benefits$824,0002,928
Premises and equipment expense$339,0001,775
Additional noninterest expense$506,0002,853
Pre-tax net operating income$939,0001,858
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$939,0001,574
Extraordinary gains, net$016
Net income$939,0001,577
Minority interest net income$066
Net income of bank and minority interests.$939,0001,577
Net charge-offs$207,000929
Cash dividends$930,000652
Sale, conversion, retirement of capital stock, net$0747
Net operating income$939,0001,544
2013-12-31 (YTD Data)Rank
Total interest income$8,089,0002,920
Total interest expense$562,0004,216
Net interest income$7,527,0002,760
Provision for loan and lease losses$356,0002,248
Total noninterest income$3,005,0001,608
Gross Fiduciary activities income$31,000990
Service charges on deposit accounts$612,0002,024
Trading account gains and fees$0184
Additional Noninterest Income$2,362,0001,351
Total noninterest expense$6,459,0002,825
Salaries and employee benefits$3,113,0003,022
Premises and equipment expense$1,732,0001,376
Additional noninterest expense$1,614,0003,466
Pre-tax net operating income$3,717,0001,820
Securities gains (losses)$03,182
Applicable income taxes$40,0003,853
Income before extraordinary items$3,677,0001,613
Extraordinary gains, net$029
Net income$3,677,0001,616
Minority interest net income$090
Net income of bank and minority interests.$3,677,0001,617
Net charge-offs$334,0002,449
Cash dividends$1,369,0001,567
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,677,0001,573
2013-09-30 (YTD Data)Rank
Total interest income$6,070,0002,943
Total interest expense$435,0004,236
Net interest income$5,635,0002,767
Provision for loan and lease losses$231,0002,376
Total noninterest income$2,402,0001,565
Gross Fiduciary activities income$25,000974
Service charges on deposit accounts$451,0002,066
Trading account gains and fees$0180
Additional Noninterest Income$1,926,0001,308
Total noninterest expense$4,958,0002,759
Salaries and employee benefits$2,407,0002,987
Premises and equipment expense$1,309,0001,377
Additional noninterest expense$1,242,0003,404
Pre-tax net operating income$2,848,0001,820
Securities gains (losses)$03,040
Applicable income taxes$15,0004,204
Income before extraordinary items$2,833,0001,586
Extraordinary gains, net$025
Net income$2,833,0001,589
Minority interest net income$084
Net income of bank and minority interests.$2,833,0001,590
Net charge-offs$295,0002,139
Cash dividends$1,369,0001,166
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,833,0001,545
2013-06-30 (YTD Data)Rank
Total interest income$4,047,0002,946
Total interest expense$305,0004,188
Net interest income$3,742,0002,758
Provision for loan and lease losses$231,0001,948
Total noninterest income$1,640,0001,552
Gross Fiduciary activities income$11,0001,019
Service charges on deposit accounts$289,0002,093
Trading account gains and fees$0157
Additional Noninterest Income$1,340,0001,285
Total noninterest expense$3,189,0002,850
Salaries and employee benefits$1,605,0003,017
Premises and equipment expense$874,0001,374
Additional noninterest expense$710,0003,790
Pre-tax net operating income$1,962,0001,752
Securities gains (losses)$02,791
Applicable income taxes$5,0004,362
Income before extraordinary items$1,957,0001,550
Extraordinary gains, net$022
Net income$1,957,0001,553
Minority interest net income$082
Net income of bank and minority interests.$1,957,0001,555
Net charge-offs$5,0004,545
Cash dividends$987,0001,119
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,957,0001,487
2013-03-31 (YTD Data)Rank
Total interest income$2,020,0002,962
Total interest expense$157,0004,221
Net interest income$1,863,0002,786
Provision for loan and lease losses$81,0002,303
Total noninterest income$833,0001,526
Gross Fiduciary activities income$6,0001,004
Service charges on deposit accounts$139,0002,159
Trading account gains and fees$0148
Additional Noninterest Income$688,0001,267
Total noninterest expense$1,591,0002,883
Salaries and employee benefits$803,0003,044
Premises and equipment expense$435,0001,406
Additional noninterest expense$353,0003,822
Pre-tax net operating income$1,024,0001,666
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,024,0001,443
Extraordinary gains, net$010
Net income$1,024,0001,445
Minority interest net income$076
Net income of bank and minority interests.$1,024,0001,445
Net charge-offs$73,0002,138
Cash dividends$208,0001,593
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,024,0001,389
2012-12-31 (YTD Data)Rank
Total interest income$8,502,0002,955
Total interest expense$686,0004,458
Net interest income$7,816,0002,712
Provision for loan and lease losses$1,275,0001,488
Total noninterest income$3,307,0001,538
Gross Fiduciary activities income$36,0001,002
Service charges on deposit accounts$641,0002,047
Trading account gains and fees$0166
Additional Noninterest Income$2,630,0001,284
Total noninterest expense$6,533,0002,834
Salaries and employee benefits$3,118,0003,044
Premises and equipment expense$1,703,0001,397
Additional noninterest expense$1,712,0003,474
Pre-tax net operating income$3,315,0001,918
Securities gains (losses)$03,810
Applicable income taxes$31,0004,048
Income before extraordinary items$3,284,0001,721
Extraordinary gains, net$029
Net income$3,284,0001,723
Minority interest net income$093
Net income of bank and minority interests.$3,284,0001,722
Net charge-offs$1,917,0001,194
Cash dividends$1,370,0001,594
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,284,0001,631
2012-09-30 (YTD Data)Rank
Total interest income$6,352,0003,022
Total interest expense$530,0004,518
Net interest income$5,822,0002,774
Provision for loan and lease losses$580,0002,087
Total noninterest income$2,409,0001,566
Gross Fiduciary activities income$28,000993
Service charges on deposit accounts$474,0002,084
Trading account gains and fees$0157
Additional Noninterest Income$1,907,0001,307
Total noninterest expense$4,873,0002,857
Salaries and employee benefits$2,335,0003,070
Premises and equipment expense$1,259,0001,426
Additional noninterest expense$1,279,0003,485
Pre-tax net operating income$2,778,0001,795
Securities gains (losses)$03,575
Applicable income taxes$21,0004,141
Income before extraordinary items$2,757,0001,591
Extraordinary gains, net$020
Net income$2,757,0001,592
Minority interest net income$086
Net income of bank and minority interests.$2,757,0001,592
Net charge-offs$1,051,0001,412
Cash dividends$1,370,0001,065
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,757,0001,508
2012-06-30 (YTD Data)Rank
Total interest income$4,154,0003,094
Total interest expense$357,0004,603
Net interest income$3,797,0002,822
Provision for loan and lease losses$230,0002,812
Total noninterest income$1,427,0001,684
Gross Fiduciary activities income$16,0001,007
Service charges on deposit accounts$308,0002,113
Trading account gains and fees$0153
Additional Noninterest Income$1,103,0001,424
Total noninterest expense$3,100,0002,977
Salaries and employee benefits$1,538,0003,107
Premises and equipment expense$824,0001,439
Additional noninterest expense$738,0003,852
Pre-tax net operating income$1,894,0001,761
Securities gains (losses)$03,178
Applicable income taxes$10,0004,237
Income before extraordinary items$1,884,0001,558
Extraordinary gains, net$019
Net income$1,884,0001,557
Minority interest net income$084
Net income of bank and minority interests.$1,884,0001,558
Net charge-offs$835,0001,298
Cash dividends$1,311,000778
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,884,0001,474
2012-03-31 (YTD Data)Rank
Total interest income$2,086,0003,109
Total interest expense$184,0004,642
Net interest income$1,902,0002,838
Provision for loan and lease losses$05,254
Total noninterest income$687,0001,734
Gross Fiduciary activities income$10,000985
Service charges on deposit accounts$143,0002,221
Trading account gains and fees$0148
Additional Noninterest Income$534,0001,444
Total noninterest expense$1,524,0003,011
Salaries and employee benefits$778,0003,088
Premises and equipment expense$406,0001,466
Additional noninterest expense$340,0004,053
Pre-tax net operating income$1,065,0001,589
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$1,060,0001,375
Extraordinary gains, net$019
Net income$1,060,0001,375
Minority interest net income$078
Net income of bank and minority interests.$1,060,0001,376
Net charge-offs$67,0002,791
Cash dividends$389,0001,083
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,060,0001,303
2011-12-31 (YTD Data)Rank
Total interest income$9,175,0002,985
Total interest expense$1,146,0004,078
Net interest income$8,029,0002,722
Provision for loan and lease losses$2,635,0001,305
Total noninterest income$2,939,0001,520
Gross Fiduciary activities income$34,000964
Service charges on deposit accounts$742,0001,893
Trading account gains and fees$0146
Additional Noninterest Income$2,163,0001,288
Total noninterest expense$6,511,0002,852
Salaries and employee benefits$2,961,0003,153
Premises and equipment expense$1,747,0001,429
Additional noninterest expense$1,803,0003,401
Pre-tax net operating income$1,822,0002,678
Securities gains (losses)$03,838
Applicable income taxes$-12,0006,601
Income before extraordinary items$1,834,0002,419
Extraordinary gains, net$029
Net income$1,834,0002,419
Minority interest net income$096
Net income of bank and minority interests.$1,834,0002,420
Net charge-offs$2,168,0001,483
Cash dividends$801,0001,868
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,834,0002,333
2011-09-30 (YTD Data)Rank
Total interest income$6,906,0003,009
Total interest expense$899,0004,097
Net interest income$6,007,0002,735
Provision for loan and lease losses$1,890,0001,290
Total noninterest income$2,133,0001,546
Gross Fiduciary activities income$28,000928
Service charges on deposit accounts$572,0001,857
Trading account gains and fees$0145
Additional Noninterest Income$1,533,0001,318
Total noninterest expense$5,000,0002,775
Salaries and employee benefits$2,368,0002,994
Premises and equipment expense$1,324,0001,429
Additional noninterest expense$1,308,0003,484
Pre-tax net operating income$1,250,0002,925
Securities gains (losses)$03,555
Applicable income taxes$-17,0006,825
Income before extraordinary items$1,267,0002,618
Extraordinary gains, net$021
Net income$1,267,0002,620
Minority interest net income$087
Net income of bank and minority interests.$1,267,0002,620
Net charge-offs$1,630,0001,413
Cash dividends$801,0001,349
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,267,0002,531
2011-06-30 (YTD Data)Rank
Total interest income$4,611,0003,019
Total interest expense$617,0004,139
Net interest income$3,994,0002,742
Provision for loan and lease losses$1,480,0001,144
Total noninterest income$1,416,0001,541
Gross Fiduciary activities income$15,000969
Service charges on deposit accounts$379,0001,849
Trading account gains and fees$0153
Additional Noninterest Income$1,022,0001,320
Total noninterest expense$3,360,0002,782
Salaries and employee benefits$1,585,0002,999
Premises and equipment expense$887,0001,424
Additional noninterest expense$888,0003,492
Pre-tax net operating income$570,0003,571
Securities gains (losses)$02,914
Applicable income taxes$-17,0006,914
Income before extraordinary items$587,0003,228
Extraordinary gains, net$015
Net income$587,0003,229
Minority interest net income$089
Net income of bank and minority interests.$587,0003,229
Net charge-offs$1,569,0001,087
Cash dividends$640,0001,189
Sale, conversion, retirement of capital stock, net$0986
Net operating income$587,0003,141
2011-03-31 (YTD Data)Rank
Total interest income$2,410,0002,913
Total interest expense$322,0004,116
Net interest income$2,088,0002,629
Provision for loan and lease losses$950,000895
Total noninterest income$669,0001,619
Gross Fiduciary activities income$11,000935
Service charges on deposit accounts$185,0001,861
Trading account gains and fees$0158
Additional Noninterest Income$473,0001,399
Total noninterest expense$1,636,0002,871
Salaries and employee benefits$773,0003,088
Premises and equipment expense$447,0001,436
Additional noninterest expense$416,0003,638
Pre-tax net operating income$171,0004,455
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$171,0004,234
Extraordinary gains, net$09
Net income$171,0004,233
Minority interest net income$086
Net income of bank and minority interests.$171,0004,234
Net charge-offs$271,0001,843
Cash dividends$368,000982
Sale, conversion, retirement of capital stock, net$0925
Net operating income$171,0004,181
2010-12-31 (YTD Data)Rank
Total interest income$9,723,0003,023
Total interest expense$1,876,0003,731
Net interest income$7,847,0002,774
Provision for loan and lease losses$2,255,0001,923
Total noninterest income$3,350,0001,433
Gross Fiduciary activities income$38,000990
Service charges on deposit accounts$914,0001,624
Trading account gains and fees$0175
Additional Noninterest Income$2,398,0001,238
Total noninterest expense$6,590,0002,871
Salaries and employee benefits$2,997,0003,122
Premises and equipment expense$1,790,0001,432
Additional noninterest expense$1,803,0003,528
Pre-tax net operating income$2,352,0001,977
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,352,0001,751
Extraordinary gains, net$029
Net income$2,352,0001,752
Minority interest net income$0111
Net income of bank and minority interests.$2,352,0001,753
Net charge-offs$1,433,0002,229
Cash dividends$915,0001,592
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,352,0001,682
2010-09-30 (YTD Data)Rank
Total interest income$7,219,0003,107
Total interest expense$1,499,0003,700
Net interest income$5,720,0002,886
Provision for loan and lease losses$1,525,0001,953
Total noninterest income$2,395,0001,476
Gross Fiduciary activities income$31,000973
Service charges on deposit accounts$694,0001,662
Trading account gains and fees$0165
Additional Noninterest Income$1,670,0001,253
Total noninterest expense$4,862,0002,908
Salaries and employee benefits$2,297,0003,075
Premises and equipment expense$1,331,0001,466
Additional noninterest expense$1,234,0003,733
Pre-tax net operating income$1,728,0002,130
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,728,0001,910
Extraordinary gains, net$023
Net income$1,728,0001,911
Minority interest net income$0110
Net income of bank and minority interests.$1,728,0001,912
Net charge-offs$678,0002,681
Cash dividends$914,0001,125
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,728,0001,809
2010-06-30 (YTD Data)Rank
Total interest income$4,797,0003,152
Total interest expense$1,022,0003,748
Net interest income$3,775,0002,912
Provision for loan and lease losses$825,0002,153
Total noninterest income$1,503,0001,507
Gross Fiduciary activities income$18,000998
Service charges on deposit accounts$464,0001,653
Trading account gains and fees$0152
Additional Noninterest Income$1,021,0001,274
Total noninterest expense$3,203,0002,950
Salaries and employee benefits$1,544,0003,072
Premises and equipment expense$887,0001,483
Additional noninterest expense$772,0003,887
Pre-tax net operating income$1,250,0001,996
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,250,0001,741
Extraordinary gains, net$019
Net income$1,250,0001,740
Minority interest net income$0105
Net income of bank and minority interests.$1,250,0001,741
Net charge-offs$446,0002,570
Cash dividends$665,0001,038
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,250,0001,662
2010-03-31 (YTD Data)Rank
Total interest income$2,370,0003,232
Total interest expense$512,0003,869
Net interest income$1,858,0002,978
Provision for loan and lease losses$525,0001,766
Total noninterest income$756,0001,499
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$231,0001,659
Trading account gains and fees$0175
Additional Noninterest Income$512,0001,271
Total noninterest expense$1,584,0003,002
Salaries and employee benefits$766,0003,130
Premises and equipment expense$443,0001,527
Additional noninterest expense$375,0003,966
Pre-tax net operating income$505,0002,394
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$505,0002,128
Extraordinary gains, net$016
Net income$505,0002,127
Minority interest net income$091
Net income of bank and minority interests.$505,0002,128
Net charge-offs$140,0002,795
Cash dividends$27,0002,455
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$505,0002,036
2009-12-31 (YTD Data)Rank
Total interest income$10,209,0003,186
Total interest expense$2,484,0003,901
Net interest income$7,725,0002,813
Provision for loan and lease losses$1,853,0002,590
Total noninterest income$3,228,0001,526
Gross Fiduciary activities income$48,000971
Service charges on deposit accounts$1,019,0001,656
Trading account gains and fees$0211
Additional Noninterest Income$2,161,0001,297
Total noninterest expense$6,823,0002,856
Salaries and employee benefits$3,237,0002,986
Premises and equipment expense$1,801,0001,498
Additional noninterest expense$1,785,0003,623
Pre-tax net operating income$2,277,0001,708
Securities gains (losses)$03,754
Applicable income taxes$-60,0006,480
Income before extraordinary items$2,337,0001,428
Extraordinary gains, net$034
Net income$2,337,0001,426
Minority interest net income$0115
Net income of bank and minority interests.$2,337,0001,427
Net charge-offs$1,769,0002,185
Cash dividends$1,761,0001,024
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,337,0001,404
2009-09-30 (YTD Data)Rank
Total interest income$7,738,0003,212
Total interest expense$1,960,0003,895
Net interest income$5,778,0002,826
Provision for loan and lease losses$528,0003,719
Total noninterest income$2,304,0001,597
Gross Fiduciary activities income$40,000942
Service charges on deposit accounts$745,0001,700
Trading account gains and fees$0212
Additional Noninterest Income$1,519,0001,378
Total noninterest expense$5,191,0002,816
Salaries and employee benefits$2,446,0002,994
Premises and equipment expense$1,353,0001,506
Additional noninterest expense$1,392,0003,467
Pre-tax net operating income$2,363,0001,367
Securities gains (losses)$03,497
Applicable income taxes$-60,0006,841
Income before extraordinary items$2,423,0001,121
Extraordinary gains, net$027
Net income$2,423,0001,119
Minority interest net income$0118
Net income of bank and minority interests.$2,423,0001,121
Net charge-offs$839,0002,407
Cash dividends$1,762,000732
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,423,0001,107
2009-06-30 (YTD Data)Rank
Total interest income$5,233,0003,197
Total interest expense$1,331,0003,965
Net interest income$3,902,0002,786
Provision for loan and lease losses$388,0003,334
Total noninterest income$1,554,0001,607
Gross Fiduciary activities income$29,000946
Service charges on deposit accounts$463,0001,787
Trading account gains and fees$0193
Additional Noninterest Income$1,062,0001,372
Total noninterest expense$3,520,0002,816
Salaries and employee benefits$1,649,0003,006
Premises and equipment expense$839,0001,651
Additional noninterest expense$1,032,0003,220
Pre-tax net operating income$1,548,0001,480
Securities gains (losses)$03,136
Applicable income taxes$-33,0006,929
Income before extraordinary items$1,581,0001,192
Extraordinary gains, net$021
Net income$1,581,0001,190
Minority interest net income$0112
Net income of bank and minority interests.$1,581,0001,191
Net charge-offs$786,0001,859
Cash dividends$1,112,000807
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,581,0001,160
2009-03-31 (YTD Data)Rank
Total interest income$2,569,0003,264
Total interest expense$670,0004,069
Net interest income$1,899,0002,835
Provision for loan and lease losses$198,0002,883
Total noninterest income$678,0001,728
Gross Fiduciary activities income$21,000900
Service charges on deposit accounts$180,0002,146
Trading account gains and fees$0171
Additional Noninterest Income$477,0001,436
Total noninterest expense$1,678,0002,848
Salaries and employee benefits$811,0003,068
Premises and equipment expense$429,0001,654
Additional noninterest expense$438,0003,339
Pre-tax net operating income$701,0001,806
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$701,0001,549
Extraordinary gains, net$015
Net income$701,0001,551
Minority interest net income$0102
Net income of bank and minority interests.$701,0001,551
Net charge-offs$766,0001,098
Cash dividends$417,0001,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$701,0001,471
2008-12-31 (YTD Data)Rank
Total interest income$11,638,0003,123
Total interest expense$3,336,0003,967
Net interest income$8,302,0002,618
Provision for loan and lease losses$685,0003,282
Total noninterest income$2,323,0001,920
Gross Fiduciary activities income$50,000976
Service charges on deposit accounts$820,0002,086
Trading account gains and fees$0154
Additional Noninterest Income$1,453,0001,630
Total noninterest expense$6,334,0002,922
Salaries and employee benefits$3,305,0002,984
Premises and equipment expense$1,689,0001,632
Additional noninterest expense$1,340,0003,936
Pre-tax net operating income$3,606,0001,520
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$3,606,0001,155
Extraordinary gains, net$039
Net income$3,606,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0004,138
Cash dividends$3,968,000709
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,606,0001,223
2008-09-30 (YTD Data)Rank
Total interest income$8,951,0003,123
Total interest expense$2,589,0003,986
Net interest income$6,362,0002,586
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,777,0001,946
Gross Fiduciary activities income$28,0001,008
Service charges on deposit accounts$612,0002,108
Trading account gains and fees$0148
Additional Noninterest Income$1,137,0001,664
Total noninterest expense$5,061,0002,755
Salaries and employee benefits$2,752,0002,729
Premises and equipment expense$1,273,0001,635
Additional noninterest expense$1,036,0003,767
Pre-tax net operating income$2,853,0001,702
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$2,853,0001,303
Extraordinary gains, net$031
Net income$2,853,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,264
Cash dividends$3,967,000571
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,853,0001,367
2008-06-30 (YTD Data)Rank
Total interest income$6,155,0003,079
Total interest expense$1,830,0003,963
Net interest income$4,325,0002,531
Provision for loan and lease losses$90,0004,395
Total noninterest income$1,149,0002,012
Gross Fiduciary activities income$18,0001,030
Service charges on deposit accounts$408,0002,072
Trading account gains and fees$0149
Additional Noninterest Income$723,0001,748
Total noninterest expense$3,410,0002,738
Salaries and employee benefits$1,882,0002,712
Premises and equipment expense$820,0001,685
Additional noninterest expense$708,0003,695
Pre-tax net operating income$1,974,0001,706
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,974,0001,409
Extraordinary gains, net$021
Net income$1,974,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,674
Cash dividends$3,650,000460
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,974,0001,378
2008-03-31 (YTD Data)Rank
Total interest income$3,160,0003,074
Total interest expense$941,0004,061
Net interest income$2,219,0002,464
Provision for loan and lease losses$06,080
Total noninterest income$584,0001,995
Gross Fiduciary activities income$10,0001,024
Service charges on deposit accounts$201,0002,073
Trading account gains and fees$0158
Additional Noninterest Income$373,0001,707
Total noninterest expense$1,682,0002,757
Salaries and employee benefits$889,0002,870
Premises and equipment expense$415,0001,671
Additional noninterest expense$378,0003,459
Pre-tax net operating income$1,121,0001,612
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,121,0001,349
Extraordinary gains, net$015
Net income$1,121,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,121
Cash dividends$1,109,000670
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,121,0001,309
2007-12-31 (YTD Data)Rank
Total interest income$13,840,0002,890
Total interest expense$3,814,0004,127
Net interest income$10,026,0002,240
Provision for loan and lease losses$115,0004,733
Total noninterest income$2,052,0002,172
Gross Fiduciary activities income$64,000977
Service charges on deposit accounts$893,0001,937
Trading account gains and fees$0178
Additional Noninterest Income$1,095,0002,107
Total noninterest expense$6,633,0002,714
Salaries and employee benefits$3,659,0002,692
Premises and equipment expense$1,381,0001,889
Additional noninterest expense$1,593,0003,255
Pre-tax net operating income$5,330,0001,564
Securities gains (losses)$02,146
Applicable income taxes$60,0004,822
Income before extraordinary items$5,270,0001,216
Extraordinary gains, net$039
Net income$5,270,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-152,0008,423
Cash dividends$5,394,000697
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,270,0001,209
2007-09-30 (YTD Data)Rank
Total interest income$10,438,0002,875
Total interest expense$2,867,0004,128
Net interest income$7,571,0002,244
Provision for loan and lease losses$06,528
Total noninterest income$1,475,0002,243
Gross Fiduciary activities income$45,000985
Service charges on deposit accounts$648,0001,981
Trading account gains and fees$0184
Additional Noninterest Income$782,0002,152
Total noninterest expense$5,123,0002,632
Salaries and employee benefits$2,804,0002,638
Premises and equipment expense$1,031,0001,886
Additional noninterest expense$1,288,0003,000
Pre-tax net operating income$3,923,0001,698
Securities gains (losses)$01,655
Applicable income taxes$50,0004,943
Income before extraordinary items$3,873,0001,319
Extraordinary gains, net$033
Net income$3,873,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-180,0008,455
Cash dividends$3,595,000754
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,873,0001,314
2007-06-30 (YTD Data)Rank
Total interest income$6,905,0002,917
Total interest expense$1,904,0004,151
Net interest income$5,001,0002,288
Provision for loan and lease losses$06,209
Total noninterest income$958,0002,304
Gross Fiduciary activities income$27,0001,007
Service charges on deposit accounts$435,0001,979
Trading account gains and fees$0168
Additional Noninterest Income$496,0002,252
Total noninterest expense$3,400,0002,664
Salaries and employee benefits$1,879,0002,654
Premises and equipment expense$672,0001,944
Additional noninterest expense$849,0003,036
Pre-tax net operating income$2,559,0001,787
Securities gains (losses)$01,444
Applicable income taxes$34,0005,030
Income before extraordinary items$2,525,0001,399
Extraordinary gains, net$029
Net income$2,525,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-255,0008,546
Cash dividends$1,877,000952
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,525,0001,380
2007-03-31 (YTD Data)Rank
Total interest income$3,411,0002,940
Total interest expense$918,0004,214
Net interest income$2,493,0002,302
Provision for loan and lease losses$05,779
Total noninterest income$465,0002,311
Gross Fiduciary activities income$13,0001,015
Service charges on deposit accounts$207,0001,997
Trading account gains and fees$0195
Additional Noninterest Income$245,0002,244
Total noninterest expense$1,714,0002,657
Salaries and employee benefits$947,0002,679
Premises and equipment expense$334,0001,953
Additional noninterest expense$433,0002,961
Pre-tax net operating income$1,244,0001,813
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$1,232,0001,419
Extraordinary gains, net$022
Net income$1,232,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-267,0008,596
Cash dividends$446,0001,558
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,232,0001,405
2006-12-31 (YTD Data)Rank
Total interest income$12,875,0002,914
Total interest expense$2,805,0004,490
Net interest income$10,070,0002,274
Provision for loan and lease losses$430,0002,148
Total noninterest income$1,867,0002,339
Gross Fiduciary activities income$53,0001,019
Service charges on deposit accounts$934,0001,852
Trading account gains and fees$0130
Additional Noninterest Income$880,0002,429
Total noninterest expense$6,583,0002,663
Salaries and employee benefits$3,370,0002,823
Premises and equipment expense$1,512,0001,685
Additional noninterest expense$1,701,0002,968
Pre-tax net operating income$4,924,0001,911
Securities gains (losses)$01,687
Applicable income taxes$55,0005,382
Income before extraordinary items$4,869,0001,493
Extraordinary gains, net$051
Net income$4,869,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,513
Cash dividends$2,437,0001,325
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,869,0001,479
2006-09-30 (YTD Data)Rank
Total interest income$9,450,0002,944
Total interest expense$1,949,0004,620
Net interest income$7,501,0002,311
Provision for loan and lease losses$75,0004,564
Total noninterest income$1,388,0002,357
Gross Fiduciary activities income$36,0001,029
Service charges on deposit accounts$698,0001,863
Trading account gains and fees$0126
Additional Noninterest Income$654,0002,428
Total noninterest expense$4,920,0002,669
Salaries and employee benefits$2,557,0002,787
Premises and equipment expense$1,133,0001,693
Additional noninterest expense$1,230,0003,059
Pre-tax net operating income$3,894,0001,890
Securities gains (losses)$01,388
Applicable income taxes$47,0005,474
Income before extraordinary items$3,847,0001,460
Extraordinary gains, net$045
Net income$3,847,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,707
Cash dividends$2,437,000985
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,847,0001,444
2006-06-30 (YTD Data)Rank
Total interest income$6,120,0002,972
Total interest expense$1,186,0004,752
Net interest income$4,934,0002,348
Provision for loan and lease losses$30,0004,987
Total noninterest income$917,0002,368
Gross Fiduciary activities income$27,0001,028
Service charges on deposit accounts$454,0001,886
Trading account gains and fees$0126
Additional Noninterest Income$436,0002,413
Total noninterest expense$3,242,0002,719
Salaries and employee benefits$1,679,0002,824
Premises and equipment expense$747,0001,714
Additional noninterest expense$816,0003,085
Pre-tax net operating income$2,579,0001,901
Securities gains (losses)$01,185
Applicable income taxes$35,0005,474
Income before extraordinary items$2,544,0001,468
Extraordinary gains, net$039
Net income$2,544,0001,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,977
Cash dividends$1,785,000910
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,544,0001,448
2006-03-31 (YTD Data)Rank
Total interest income$2,917,0003,045
Total interest expense$573,0004,708
Net interest income$2,344,0002,442
Provision for loan and lease losses$06,013
Total noninterest income$418,0002,487
Gross Fiduciary activities income$11,0001,057
Service charges on deposit accounts$209,0001,969
Trading account gains and fees$0115
Additional Noninterest Income$198,0002,508
Total noninterest expense$1,607,0002,719
Salaries and employee benefits$829,0002,874
Premises and equipment expense$365,0001,749
Additional noninterest expense$413,0003,028
Pre-tax net operating income$1,155,0002,048
Securities gains (losses)$0955
Applicable income taxes$11,0005,709
Income before extraordinary items$1,144,0001,582
Extraordinary gains, net$021
Net income$1,144,0001,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$411,0001,578
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,144,0001,563
2005-12-31 (YTD Data)Rank
Total interest income$10,317,0003,074
Total interest expense$1,618,0005,041
Net interest income$8,699,0002,502
Provision for loan and lease losses$310,0002,744
Total noninterest income$1,682,0002,497
Gross Fiduciary activities income$45,0001,059
Service charges on deposit accounts$932,0001,835
Trading account gains and fees$0138
Additional Noninterest Income$705,0002,760
Total noninterest expense$6,165,0002,680
Salaries and employee benefits$3,134,0002,864
Premises and equipment expense$1,484,0001,649
Additional noninterest expense$1,547,0003,146
Pre-tax net operating income$3,906,0002,263
Securities gains (losses)$02,296
Applicable income taxes$36,0006,053
Income before extraordinary items$3,870,0001,786
Extraordinary gains, net$046
Net income$3,870,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,178
Cash dividends$2,061,0001,416
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,870,0001,760
2005-09-30 (YTD Data)Rank
Total interest income$7,431,0003,133
Total interest expense$1,082,0005,228
Net interest income$6,349,0002,551
Provision for loan and lease losses$240,0002,610
Total noninterest income$1,236,0002,524
Gross Fiduciary activities income$32,0001,054
Service charges on deposit accounts$694,0001,848
Trading account gains and fees$0126
Additional Noninterest Income$510,0002,847
Total noninterest expense$4,563,0002,684
Salaries and employee benefits$2,336,0002,836
Premises and equipment expense$1,104,0001,648
Additional noninterest expense$1,123,0003,199
Pre-tax net operating income$2,782,0002,362
Securities gains (losses)$02,317
Applicable income taxes$27,0006,133
Income before extraordinary items$2,755,0001,904
Extraordinary gains, net$035
Net income$2,755,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,701
Cash dividends$2,061,0001,029
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,755,0001,864
2005-06-30 (YTD Data)Rank
Total interest income$4,675,0003,209
Total interest expense$648,0005,366
Net interest income$4,027,0002,636
Provision for loan and lease losses$160,0002,526
Total noninterest income$807,0002,523
Gross Fiduciary activities income$25,0001,039
Service charges on deposit accounts$442,0001,900
Trading account gains and fees$0116
Additional Noninterest Income$340,0002,830
Total noninterest expense$3,011,0002,685
Salaries and employee benefits$1,516,0002,902
Premises and equipment expense$742,0001,623
Additional noninterest expense$753,0003,173
Pre-tax net operating income$1,663,0002,531
Securities gains (losses)$02,146
Applicable income taxes$17,0006,174
Income before extraordinary items$1,646,0002,050
Extraordinary gains, net$030
Net income$1,646,0002,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,311
Cash dividends$1,394,0001,005
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,646,0002,017
2005-03-31 (YTD Data)Rank
Total interest income$2,198,0003,341
Total interest expense$292,0005,551
Net interest income$1,906,0002,771
Provision for loan and lease losses$100,0002,031
Total noninterest income$389,0002,534
Gross Fiduciary activities income$16,0001,011
Service charges on deposit accounts$206,0001,957
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,787
Total noninterest expense$1,455,0002,799
Salaries and employee benefits$716,0003,066
Premises and equipment expense$380,0001,602
Additional noninterest expense$359,0003,299
Pre-tax net operating income$740,0002,734
Securities gains (losses)$01,685
Applicable income taxes$5,0006,381
Income before extraordinary items$735,0002,239
Extraordinary gains, net$024
Net income$735,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,325
Cash dividends$496,0001,275
Sale, conversion, retirement of capital stock, net$0491
Net operating income$735,0002,199
2004-12-31 (YTD Data)Rank
Total interest income$7,872,0003,453
Total interest expense$1,138,0005,275
Net interest income$6,734,0002,998
Provision for loan and lease losses$175,0003,992
Total noninterest income$1,710,0002,453
Gross Fiduciary activities income$31,0001,135
Service charges on deposit accounts$898,0001,938
Trading account gains and fees$0138
Additional Noninterest Income$781,0002,532
Total noninterest expense$5,674,0002,792
Salaries and employee benefits$2,683,0003,160
Premises and equipment expense$1,404,0001,662
Additional noninterest expense$1,587,0002,990
Pre-tax net operating income$2,595,0002,908
Securities gains (losses)$03,819
Applicable income taxes$52,0006,020
Income before extraordinary items$2,543,0002,398
Extraordinary gains, net$034
Net income$2,543,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,265
Cash dividends$1,453,0001,775
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,543,0002,337
2004-09-30 (YTD Data)Rank
Total interest income$5,749,0003,505
Total interest expense$849,0005,264
Net interest income$4,900,0003,059
Provision for loan and lease losses$40,0005,698
Total noninterest income$1,283,0002,461
Gross Fiduciary activities income$19,0001,146
Service charges on deposit accounts$655,0001,996
Trading account gains and fees$0134
Additional Noninterest Income$609,0002,474
Total noninterest expense$4,276,0002,751
Salaries and employee benefits$2,047,0003,071
Premises and equipment expense$1,044,0001,673
Additional noninterest expense$1,185,0002,972
Pre-tax net operating income$1,867,0003,052
Securities gains (losses)$03,710
Applicable income taxes$42,0006,075
Income before extraordinary items$1,825,0002,536
Extraordinary gains, net$026
Net income$1,825,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,941
Cash dividends$1,453,0001,308
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,825,0002,463
2004-06-30 (YTD Data)Rank
Total interest income$3,752,0003,560
Total interest expense$562,0005,307
Net interest income$3,190,0003,108
Provision for loan and lease losses$40,0005,015
Total noninterest income$876,0002,425
Gross Fiduciary activities income$12,0001,161
Service charges on deposit accounts$416,0002,075
Trading account gains and fees$0130
Additional Noninterest Income$448,0002,354
Total noninterest expense$2,875,0002,729
Salaries and employee benefits$1,373,0003,073
Premises and equipment expense$695,0001,662
Additional noninterest expense$807,0002,916
Pre-tax net operating income$1,151,0003,208
Securities gains (losses)$03,413
Applicable income taxes$28,0006,089
Income before extraordinary items$1,123,0002,666
Extraordinary gains, net$021
Net income$1,123,0002,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,218
Cash dividends$1,047,0001,207
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,123,0002,594
2004-03-31 (YTD Data)Rank
Total interest income$1,834,0003,642
Total interest expense$280,0005,386
Net interest income$1,554,0003,177
Provision for loan and lease losses$06,501
Total noninterest income$415,0002,477
Gross Fiduciary activities income$8,0001,128
Service charges on deposit accounts$197,0002,109
Trading account gains and fees$0121
Additional Noninterest Income$210,0002,397
Total noninterest expense$1,446,0002,728
Salaries and employee benefits$688,0003,077
Premises and equipment expense$354,0001,656
Additional noninterest expense$404,0002,883
Pre-tax net operating income$523,0003,398
Securities gains (losses)$02,934
Applicable income taxes$14,0006,056
Income before extraordinary items$509,0002,901
Extraordinary gains, net$016
Net income$509,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,678
Cash dividends$232,0002,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$509,0002,803
2003-12-31 (YTD Data)Rank
Total interest income$8,930,0003,133
Total interest expense$1,362,0005,179
Net interest income$7,568,0002,546
Provision for loan and lease losses$1,380,000876
Total noninterest income$1,633,0002,655
Gross Fiduciary activities income$43,0001,101
Service charges on deposit accounts$923,0001,875
Trading account gains and fees$0160
Additional Noninterest Income$667,0003,058
Total noninterest expense$5,597,0002,771
Salaries and employee benefits$2,630,0003,130
Premises and equipment expense$1,198,0001,909
Additional noninterest expense$1,769,0002,675
Pre-tax net operating income$2,224,0003,138
Securities gains (losses)$04,500
Applicable income taxes$57,0006,188
Income before extraordinary items$2,167,0002,694
Extraordinary gains, net$054
Net income$2,167,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,253,000770
Cash dividends$1,844,0001,480
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,167,0002,564
2003-09-30 (YTD Data)Rank
Total interest income$6,985,0003,064
Total interest expense$1,061,0005,209
Net interest income$5,924,0002,472
Provision for loan and lease losses$585,0001,445
Total noninterest income$1,280,0002,648
Gross Fiduciary activities income$31,0001,101
Service charges on deposit accounts$703,0001,844
Trading account gains and fees$0153
Additional Noninterest Income$546,0002,974
Total noninterest expense$4,295,0002,715
Salaries and employee benefits$2,046,0003,028
Premises and equipment expense$885,0001,934
Additional noninterest expense$1,364,0002,597
Pre-tax net operating income$2,324,0002,533
Securities gains (losses)$04,204
Applicable income taxes$56,0006,125
Income before extraordinary items$2,268,0002,082
Extraordinary gains, net$040
Net income$2,268,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,696
Cash dividends$1,844,0001,084
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,268,0001,974
2003-06-30 (YTD Data)Rank
Total interest income$4,583,0003,125
Total interest expense$737,0005,180
Net interest income$3,846,0002,530
Provision for loan and lease losses$140,0003,226
Total noninterest income$846,0002,643
Gross Fiduciary activities income$22,0001,098
Service charges on deposit accounts$454,0001,862
Trading account gains and fees$0150
Additional Noninterest Income$370,0002,916
Total noninterest expense$2,826,0002,741
Salaries and employee benefits$1,341,0003,073
Premises and equipment expense$587,0001,941
Additional noninterest expense$898,0002,623
Pre-tax net operating income$1,726,0002,328
Securities gains (losses)$03,782
Applicable income taxes$37,0006,172
Income before extraordinary items$1,689,0001,897
Extraordinary gains, net$030
Net income$1,689,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,310
Cash dividends$1,372,0001,011
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,689,0001,790
2003-03-31 (YTD Data)Rank
Total interest income$2,246,0003,194
Total interest expense$369,0005,280
Net interest income$1,877,0002,582
Provision for loan and lease losses$75,0002,805
Total noninterest income$417,0002,588
Gross Fiduciary activities income$10,0001,125
Service charges on deposit accounts$218,0001,877
Trading account gains and fees$0134
Additional Noninterest Income$189,0002,816
Total noninterest expense$1,370,0002,803
Salaries and employee benefits$649,0003,143
Premises and equipment expense$287,0001,984
Additional noninterest expense$434,0002,659
Pre-tax net operating income$849,0002,348
Securities gains (losses)$02,891
Applicable income taxes$19,0006,113
Income before extraordinary items$830,0001,905
Extraordinary gains, net$021
Net income$830,0001,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,147
Cash dividends$415,0001,424
Sale, conversion, retirement of capital stock, net$0419
Net operating income$830,0001,797
2002-12-31 (YTD Data)Rank
Total interest income$8,975,0003,305
Total interest expense$1,915,0004,947
Net interest income$7,060,0002,707
Provision for loan and lease losses$320,0003,297
Total noninterest income$1,638,0002,472
Gross Fiduciary activities income$52,0001,105
Service charges on deposit accounts$873,0001,848
Trading account gains and fees$0153
Additional Noninterest Income$713,0002,674
Total noninterest expense$5,484,0002,694
Salaries and employee benefits$2,687,0002,929
Premises and equipment expense$1,168,0001,896
Additional noninterest expense$1,629,0002,762
Pre-tax net operating income$2,894,0002,577
Securities gains (losses)$04,537
Applicable income taxes$47,0006,576
Income before extraordinary items$2,847,0002,101
Extraordinary gains, net$070
Net income$2,847,0002,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,694
Cash dividends$1,648,0001,535
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,847,0002,031
2001-12-31 (YTD Data)Rank
Total interest income$9,664,0003,414
Total interest expense$3,174,0004,524
Net interest income$6,490,0002,744
Provision for loan and lease losses$110,0005,436
Total noninterest income$1,787,0002,203
Gross Fiduciary activities income$41,0001,170
Service charges on deposit accounts$748,0002,026
Trading account gains and fees$0177
Additional Noninterest Income$998,0002,050
Total noninterest expense$5,474,0002,586
Salaries and employee benefits$2,509,0002,943
Premises and equipment expense$1,050,0002,028
Additional noninterest expense$1,915,0002,331
Pre-tax net operating income$2,693,0002,515
Securities gains (losses)$04,612
Applicable income taxes$50,0006,706
Income before extraordinary items$2,643,0001,981
Extraordinary gains, net$0105
Net income$2,643,0001,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,674
Cash dividends$1,047,0002,161
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,643,0001,906
2000-12-31 (YTD Data)Rank
Total interest income$8,281,0004,012
Total interest expense$2,811,0005,169
Net interest income$5,470,0003,222
Provision for loan and lease losses$455,0002,034
Total noninterest income$1,181,0002,789
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$452,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$729,0002,292
Total noninterest expense$4,313,0003,125
Salaries and employee benefits$2,017,0003,436
Premises and equipment expense$924,0002,227
Additional noninterest expense$1,372,0003,039
Pre-tax net operating income$1,883,0003,473
Securities gains (losses)$01,956
Applicable income taxes$49,0007,256
Income before extraordinary items$1,834,0002,765
Extraordinary gains, net$038
Net income$1,834,0002,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,582
Cash dividends$1,852,0001,434
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,834,0002,766
1999-12-31 (YTD Data)Rank
Total interest income$7,148,0004,326
Total interest expense$2,421,0005,303
Net interest income$4,727,0003,630
Provision for loan and lease losses$165,0004,039
Total noninterest income$930,0003,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,051
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,536
Total noninterest expense$3,941,0003,350
Salaries and employee benefits$1,915,0003,578
Premises and equipment expense$890,0002,283
Additional noninterest expense$1,136,0003,615
Pre-tax net operating income$1,551,0003,996
Securities gains (losses)$03,155
Applicable income taxes$108,0006,819
Income before extraordinary items$1,443,0003,342
Extraordinary gains, net$035
Net income$1,443,0003,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,514
Cash dividends$965,0002,355
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,443,0003,300
1998-12-31 (YTD Data)Rank
Total interest income$7,346,0004,225
Total interest expense$2,591,0005,233
Net interest income$4,755,0003,565
Provision for loan and lease losses$45,0006,783
Total noninterest income$775,0003,708
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0004,749
Trading account gains and feesNANA
Additional Noninterest Income$545,0002,829
Total noninterest expense$3,645,0003,489
Salaries and employee benefits$1,838,0003,609
Premises and equipment expense$721,0002,697
Additional noninterest expense$1,086,0003,666
Pre-tax net operating income$1,840,0003,570
Securities gains (losses)$1,0004,151
Applicable income taxes$687,0003,074
Income before extraordinary items$1,154,0004,058
Extraordinary gains, net$032
Net income$1,154,0004,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,759
Cash dividends$1,252,0001,887
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,153,3603,962
1997-12-31 (YTD Data)Rank
Total interest income$6,952,0004,524
Total interest expense$2,610,0005,247
Net interest income$4,342,0003,934
Provision for loan and lease losses$65,0006,037
Total noninterest income$530,0004,808
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0005,643
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,590
Total noninterest expense$3,146,0003,944
Salaries and employee benefits$1,620,0003,979
Premises and equipment expense$592,0003,194
Additional noninterest expense$934,0004,165
Pre-tax net operating income$1,661,0004,116
Securities gains (losses)$2,0003,292
Applicable income taxes$602,0003,656
Income before extraordinary items$1,061,0004,482
Extraordinary gains, net$044
Net income$1,061,0004,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,907
Cash dividends$1,250,0001,833
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,059,7204,433
1996-12-31 (YTD Data)Rank
Total interest income$7,012,0004,574
Total interest expense$2,683,0005,250
Net interest income$4,329,0004,011
Provision for loan and lease losses$100,0005,070
Total noninterest income$418,0005,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,138
Trading account gains and feesNANA
Additional Noninterest Income$249,0004,546
Total noninterest expense$2,912,0004,396
Salaries and employee benefits$1,495,0004,317
Premises and equipment expense$567,0003,384
Additional noninterest expense$850,0004,956
Pre-tax net operating income$1,735,0003,838
Securities gains (losses)$04,148
Applicable income taxes$633,0003,423
Income before extraordinary items$1,102,0004,143
Extraordinary gains, net$053
Net income$1,102,0004,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,000
Cash dividends$1,338,0001,731
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,102,0004,095
1995-12-31 (YTD Data)Rank
Total interest income$7,082,0004,510
Total interest expense$2,483,0005,600
Net interest income$4,599,0003,826
Provision for loan and lease losses$80,0005,097
Total noninterest income$315,0006,913
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,386
Trading account gains and feesNANA
Additional Noninterest Income$152,0005,944
Total noninterest expense$2,948,0004,352
Salaries and employee benefits$1,457,0004,398
Premises and equipment expense$540,0003,516
Additional noninterest expense$951,0004,547
Pre-tax net operating income$1,886,0003,684
Securities gains (losses)$-1,0009,017
Applicable income taxes$693,0003,263
Income before extraordinary items$1,192,0003,980
Extraordinary gains, net$065
Net income$1,192,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,361
Cash dividends$1,431,0001,564
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,192,6403,967
1994-12-31 (YTD Data)Rank
Total interest income$6,620,0004,450
Total interest expense$2,196,0005,167
Net interest income$4,424,0003,980
Provision for loan and lease losses$85,0004,903
Total noninterest income$360,0006,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,588
Trading account gains and feesNANA
Additional Noninterest Income$197,0005,329
Total noninterest expense$2,782,0004,712
Salaries and employee benefits$1,400,0004,563
Premises and equipment expense$468,0004,029
Additional noninterest expense$914,0005,106
Pre-tax net operating income$1,917,0003,551
Securities gains (losses)$-16,00010,174
Applicable income taxes$620,0003,415
Income before extraordinary items$1,281,0003,643
Extraordinary gains, net$0249
Net income$1,281,0003,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,348
Cash dividends$1,335,0001,536
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,291,7203,646
1993-12-31 (YTD Data)Rank
Total interest income$6,530,0004,594
Total interest expense$2,397,0005,005
Net interest income$4,133,0004,267
Provision for loan and lease losses$95,0005,900
Total noninterest income$824,0003,895
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,520
Trading account gains and feesNANA
Additional Noninterest Income$651,0002,729
Total noninterest expense$2,684,0004,955
Salaries and employee benefits$1,309,0004,848
Premises and equipment expense$503,0003,846
Additional noninterest expense$872,0005,510
Pre-tax net operating income$2,178,0003,045
Securities gains (losses)$30,0004,104
Applicable income taxes$776,0002,825
Income before extraordinary items$1,432,0003,386
Extraordinary gains, net$03,149
Net income$1,432,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0005,402
Cash dividends$1,008,0001,721
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,412,5003,244
1992-12-31 (YTD Data)Rank
Total interest income$6,938,0004,856
Total interest expense$2,833,0005,417
Net interest income$4,105,0004,345
Provision for loan and lease losses$129,0006,532
Total noninterest income$569,0005,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,633
Trading account gains and feesNANA
Additional Noninterest Income$400,0003,713
Total noninterest expense$2,643,0005,048
Salaries and employee benefits$1,304,0004,810
Premises and equipment expense$476,0004,147
Additional noninterest expense$863,0005,713
Pre-tax net operating income$1,902,0003,256
Securities gains (losses)$26,0005,197
Applicable income taxes$671,0003,111
Income before extraordinary items$1,257,0003,651
Extraordinary gains, net$01,422
Net income$1,257,0003,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0005,081
Cash dividends$793,0001,939
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,240,1003,420

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.