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Growth Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $9,671,000 | 3,383 |
Total interest expense | $3,829,000 | 3,821 |
Net interest income | $5,842,000 | 3,042 |
Provision for loan and lease losses | $625,000 | 1,298 |
Total noninterest income | $362,000 | 6,344 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $217,000 | 5,396 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $145,000 | 6,088 |
Total noninterest expense | $5,072,000 | 2,678 |
Salaries and employee benefits | $2,209,000 | 3,013 |
Premises and equipment expense | $845,000 | 2,364 |
Additional noninterest expense | $2,018,000 | 2,379 |
Pre-tax net operating income | $507,000 | 8,397 |
Securities gains (losses) | $-11,000 | 10,162 |
Applicable income taxes | $379,000 | 5,136 |
Income before extraordinary items | $117,000 | 10,777 |
Extraordinary gains, net | $0 | 65 |
Net income | $117,000 | 10,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $314,000 | 1,889 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $124,040 | 10,689 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,494,000 | 3,968 |
Total interest expense | $2,362,000 | 4,874 |
Net interest income | $5,132,000 | 3,474 |
Provision for loan and lease losses | $634,000 | 1,288 |
Total noninterest income | $361,000 | 6,536 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $185,000 | 6,166 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $176,000 | 5,699 |
Total noninterest expense | $3,832,000 | 3,555 |
Salaries and employee benefits | $1,887,000 | 3,460 |
Premises and equipment expense | $767,000 | 2,621 |
Additional noninterest expense | $1,178,000 | 4,113 |
Pre-tax net operating income | $1,027,000 | 5,841 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $1,027,000 | 4,437 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,027,000 | 4,438 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $184,000 | 2,627 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,027,000 | 4,481 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,723,000 | 5,164 |
Total interest expense | $2,144,000 | 5,505 |
Net interest income | $3,579,000 | 4,869 |
Provision for loan and lease losses | $653,000 | 1,741 |
Total noninterest income | $285,000 | 7,870 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $158,000 | 6,889 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $127,000 | 7,107 |
Total noninterest expense | $3,135,000 | 4,344 |
Salaries and employee benefits | $1,586,000 | 4,055 |
Premises and equipment expense | $675,000 | 2,985 |
Additional noninterest expense | $874,000 | 5,503 |
Pre-tax net operating income | $76,000 | 12,017 |
Securities gains (losses) | $19,000 | 4,737 |
Applicable income taxes | $-260,000 | 13,073 |
Income before extraordinary items | $355,000 | 8,884 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $355,000 | 9,053 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $654,000 | 1,499 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $336,000 | 8,820 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,907,000 | 6,481 |
Total interest expense | $2,187,000 | 6,646 |
Net interest income | $2,720,000 | 6,177 |
Provision for loan and lease losses | $180,000 | 5,503 |
Total noninterest income | $164,000 | 10,187 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $116,000 | 8,048 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 10,527 |
Total noninterest expense | $2,259,000 | 5,784 |
Salaries and employee benefits | $1,146,000 | 5,392 |
Premises and equipment expense | $506,000 | 3,922 |
Additional noninterest expense | $607,000 | 7,449 |
Pre-tax net operating income | $445,000 | 8,845 |
Securities gains (losses) | $6,000 | 6,913 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $451,000 | 7,726 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $451,000 | 7,844 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $235,000 | 3,850 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $445,000 | 7,427 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.