Home > Grove Bank & Trust > Income and Expense

Grove Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$38,643,0001,151
Total interest expense$17,296,000873
Net interest income$21,347,0001,360
Provision for loan and lease losses$1,516,000638
Total noninterest income$9,042,000789
Gross Fiduciary activities income$6,583,000230
Service charges on deposit accounts$718,0001,297
Trading account gains and fees$0123
Additional Noninterest Income$1,741,0001,735
Total noninterest expense$29,032,000922
Salaries and employee benefits$17,745,000845
Premises and equipment expense$2,787,000933
Additional noninterest expense$1,741,0001,735
Pre-tax net operating income$-159,0004,430
Securities gains (losses)$-2,287,0004,419
Applicable income taxes$-947,0004,545
Income before extraordinary items$-1,499,0004,495
Extraordinary gains, net$054
Net income$-1,499,0004,494
Minority interest net income$088
Net income of bank and minority interests.$-1,499,0004,495
Net charge-offs$89,0001,565
Cash dividends$625,0002,589
Sale, conversion, retirement of capital stock, net$275,000331
Net operating income$307,7304,074
2023-09-30 (YTD Data)Rank
Total interest income$28,922,0001,128
Total interest expense$12,281,000855
Net interest income$16,641,0001,331
Provision for loan and lease losses$03,085
Total noninterest income$6,807,000797
Gross Fiduciary activities income$4,897,000233
Service charges on deposit accounts$566,0001,245
Trading account gains and fees$0125
Additional Noninterest Income$1,344,0001,712
Total noninterest expense$21,434,000933
Salaries and employee benefits$13,470,000845
Premises and equipment expense$2,094,000936
Additional noninterest expense$1,344,0001,712
Pre-tax net operating income$2,014,0002,689
Securities gains (losses)$-2,402,0004,521
Applicable income taxes$-419,0004,559
Income before extraordinary items$31,0004,336
Extraordinary gains, net$052
Net income$31,0004,375
Minority interest net income$081
Net income of bank and minority interests.$31,0004,335
Net charge-offs$75,0001,310
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$279,000294
Net operating income$1,928,5802,578
2023-06-30 (YTD Data)Rank
Total interest income$19,245,0001,110
Total interest expense$7,521,000830
Net interest income$11,724,0001,282
Provision for loan and lease losses$02,940
Total noninterest income$4,485,000786
Gross Fiduciary activities income$3,148,000232
Service charges on deposit accounts$424,0001,115
Trading account gains and fees$0112
Additional Noninterest Income$913,0001,620
Total noninterest expense$14,205,000923
Salaries and employee benefits$9,035,000830
Premises and equipment expense$1,381,000934
Additional noninterest expense$913,0001,618
Pre-tax net operating income$2,004,0002,247
Securities gains (losses)$-2,307,0004,572
Applicable income taxes$-321,0004,594
Income before extraordinary items$18,0004,395
Extraordinary gains, net$051
Net income$18,0004,431
Minority interest net income$081
Net income of bank and minority interests.$18,0004,387
Net charge-offs$10,0001,813
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$287,000228
Net operating income$1,840,5302,170
2023-03-31 (YTD Data)Rank
Total interest income$9,430,0001,114
Total interest expense$3,218,000844
Net interest income$6,212,0001,229
Provision for loan and lease losses$02,612
Total noninterest income$2,342,000746
Gross Fiduciary activities income$1,599,000235
Service charges on deposit accounts$218,0001,106
Trading account gains and fees$097
Additional Noninterest Income$525,0001,481
Total noninterest expense$7,255,000913
Salaries and employee benefits$4,704,000819
Premises and equipment expense$685,000960
Additional noninterest expense$525,0001,481
Pre-tax net operating income$1,299,0001,966
Securities gains (losses)$13,000528
Applicable income taxes$210,0001,632
Income before extraordinary items$1,102,0001,976
Extraordinary gains, net$04
Net income$1,102,0001,976
Minority interest net income$048
Net income of bank and minority interests.$1,102,0001,976
Net charge-offs$11,0001,336
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$154,000200
Net operating income$1,091,0802,005
2022-12-31 (YTD Data)Rank
Total interest income$29,602,0001,164
Total interest expense$3,697,000990
Net interest income$25,905,0001,163
Provision for loan and lease losses$600,0001,102
Total noninterest income$9,517,000783
Gross Fiduciary activities income$6,362,000241
Service charges on deposit accounts$807,0001,198
Trading account gains and fees$0116
Additional Noninterest Income$2,348,0001,480
Total noninterest expense$27,408,000935
Salaries and employee benefits$17,082,000866
Premises and equipment expense$2,864,000903
Additional noninterest expense$2,348,0001,480
Pre-tax net operating income$7,414,0001,569
Securities gains (losses)$-482,0004,312
Applicable income taxes$1,136,0001,455
Income before extraordinary items$5,796,0001,659
Extraordinary gains, net$05
Net income$5,796,0001,656
Minority interest net income$063
Net income of bank and minority interests.$5,796,0001,658
Net charge-offs$-71,0004,192
Cash dividends$700,0002,447
Sale, conversion, retirement of capital stock, net$648,000291
Net operating income$6,200,8801,621
2022-09-30 (YTD Data)Rank
Total interest income$20,078,0001,202
Total interest expense$1,697,0001,176
Net interest income$18,381,0001,190
Provision for loan and lease losses$02,835
Total noninterest income$7,411,000782
Gross Fiduciary activities income$4,865,000239
Service charges on deposit accounts$610,0001,198
Trading account gains and fees$0111
Additional Noninterest Income$1,936,0001,407
Total noninterest expense$20,128,000941
Salaries and employee benefits$12,719,000860
Premises and equipment expense$2,129,000905
Additional noninterest expense$1,936,0001,407
Pre-tax net operating income$5,664,0001,547
Securities gains (losses)$-467,0004,476
Applicable income taxes$824,0001,478
Income before extraordinary items$4,373,0001,628
Extraordinary gains, net$04
Net income$4,373,0001,627
Minority interest net income$057
Net income of bank and minority interests.$4,373,0001,627
Net charge-offs$-68,0004,192
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$441,000270
Net operating income$4,765,2801,578
2022-06-30 (YTD Data)Rank
Total interest income$11,744,0001,292
Total interest expense$850,0001,304
Net interest income$10,894,0001,286
Provision for loan and lease losses$02,599
Total noninterest income$5,251,000740
Gross Fiduciary activities income$3,328,000208
Service charges on deposit accounts$418,0001,157
Trading account gains and fees$0108
Additional Noninterest Income$1,505,0001,310
Total noninterest expense$13,236,000934
Salaries and employee benefits$8,337,000864
Premises and equipment expense$1,471,000872
Additional noninterest expense$3,428,0001,062
Pre-tax net operating income$2,909,0001,773
Securities gains (losses)$-336,0004,533
Applicable income taxes$292,0001,871
Income before extraordinary items$2,281,0001,830
Extraordinary gains, net$04
Net income$2,281,0001,831
Minority interest net income$060
Net income of bank and minority interests.$2,281,0001,830
Net charge-offs$-67,0004,284
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$282,000259
Net operating income$2,580,0401,724
2022-03-31 (YTD Data)Rank
Total interest income$5,279,0001,367
Total interest expense$401,0001,311
Net interest income$4,878,0001,375
Provision for loan and lease losses$02,285
Total noninterest income$2,358,000796
Gross Fiduciary activities income$1,681,000210
Service charges on deposit accounts$223,0001,102
Trading account gains and fees$0103
Additional Noninterest Income$454,0001,771
Total noninterest expense$6,610,000938
Salaries and employee benefits$4,209,000859
Premises and equipment expense$758,000844
Additional noninterest expense$1,643,0001,073
Pre-tax net operating income$626,0002,671
Securities gains (losses)$-173,0004,587
Applicable income taxes$17,0002,970
Income before extraordinary items$436,0002,885
Extraordinary gains, net$04
Net income$436,0002,883
Minority interest net income$050
Net income of bank and minority interests.$436,0002,885
Net charge-offs$-64,0004,452
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$161,000219
Net operating income$602,0802,552
2021-12-31 (YTD Data)Rank
Total interest income$19,585,0001,507
Total interest expense$1,430,0001,727
Net interest income$18,155,0001,484
Provision for loan and lease losses$-345,0004,381
Total noninterest income$8,596,000932
Gross Fiduciary activities income$6,261,000213
Service charges on deposit accounts$729,0001,211
Trading account gains and fees$0132
Additional Noninterest Income$1,606,0002,146
Total noninterest expense$24,394,0001,003
Salaries and employee benefits$15,748,000900
Premises and equipment expense$2,848,000902
Additional noninterest expense$5,798,0001,166
Pre-tax net operating income$2,702,0002,810
Securities gains (losses)$-163,0004,702
Applicable income taxes$239,0002,614
Income before extraordinary items$2,300,0002,851
Extraordinary gains, net$010
Net income$2,300,0002,852
Minority interest net income$074
Net income of bank and minority interests.$2,300,0002,852
Net charge-offs$30,0001,908
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$380,000343
Net operating income$2,448,3302,757
2021-09-30 (YTD Data)Rank
Total interest income$14,516,0001,550
Total interest expense$1,048,0001,835
Net interest income$13,468,0001,515
Provision for loan and lease losses$-345,0004,501
Total noninterest income$6,166,000985
Gross Fiduciary activities income$4,634,000213
Service charges on deposit accounts$527,0001,241
Trading account gains and fees$0132
Additional Noninterest Income$1,005,0002,378
Total noninterest expense$18,235,0001,004
Salaries and employee benefits$11,773,000913
Premises and equipment expense$2,170,000901
Additional noninterest expense$4,292,0001,181
Pre-tax net operating income$1,744,0003,087
Securities gains (losses)$-121,0004,811
Applicable income taxes$98,0002,947
Income before extraordinary items$1,525,0003,108
Extraordinary gains, net$08
Net income$1,525,0003,108
Minority interest net income$069
Net income of bank and minority interests.$1,525,0003,108
Net charge-offs$-9,0003,624
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$153,000371
Net operating income$1,638,7403,008
2021-06-30 (YTD Data)Rank
Total interest income$9,477,0001,572
Total interest expense$695,0001,902
Net interest income$8,782,0001,523
Provision for loan and lease losses$-345,0004,577
Total noninterest income$3,945,0001,008
Gross Fiduciary activities income$3,016,000212
Service charges on deposit accounts$357,0001,198
Trading account gains and fees$0133
Additional Noninterest Income$572,0002,498
Total noninterest expense$12,134,000999
Salaries and employee benefits$7,876,000901
Premises and equipment expense$1,433,000908
Additional noninterest expense$2,825,0001,176
Pre-tax net operating income$938,0003,340
Securities gains (losses)$-97,0004,857
Applicable income taxes$5,0003,542
Income before extraordinary items$836,0003,341
Extraordinary gains, net$06
Net income$836,0003,340
Minority interest net income$067
Net income of bank and minority interests.$836,0003,341
Net charge-offs$-5,0003,551
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-7,0004,883
Net operating income$932,0303,187
2021-03-31 (YTD Data)Rank
Total interest income$4,730,0001,577
Total interest expense$344,0001,990
Net interest income$4,386,0001,518
Provision for loan and lease losses$02,741
Total noninterest income$2,064,000983
Gross Fiduciary activities income$1,465,000214
Service charges on deposit accounts$192,0001,131
Trading account gains and fees$0127
Additional Noninterest Income$407,0002,140
Total noninterest expense$6,233,000976
Salaries and employee benefits$4,144,000870
Premises and equipment expense$700,000930
Additional noninterest expense$1,389,0001,179
Pre-tax net operating income$217,0004,041
Securities gains (losses)$-71,0004,866
Applicable income taxes$-68,0004,948
Income before extraordinary items$214,0003,977
Extraordinary gains, net$03
Net income$214,0003,976
Minority interest net income$055
Net income of bank and minority interests.$214,0003,977
Net charge-offs$-5,0003,772
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-160,0004,949
Net operating income$285,0003,699
2020-12-31 (YTD Data)Rank
Total interest income$20,137,0001,487
Total interest expense$2,577,0001,671
Net interest income$17,560,0001,443
Provision for loan and lease losses$1,300,0001,351
Total noninterest income$8,172,000926
Gross Fiduciary activities income$5,285,000216
Service charges on deposit accounts$718,0001,231
Trading account gains and fees$0133
Additional Noninterest Income$2,169,0001,720
Total noninterest expense$23,066,0001,009
Salaries and employee benefits$14,666,000924
Premises and equipment expense$2,989,000864
Additional noninterest expense$5,411,0001,194
Pre-tax net operating income$1,366,0003,378
Securities gains (losses)$502,000598
Applicable income taxes$52,0003,167
Income before extraordinary items$1,816,0002,943
Extraordinary gains, net$04
Net income$1,816,0002,942
Minority interest net income$072
Net income of bank and minority interests.$1,816,0002,943
Net charge-offs$-56,0004,630
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$627,000246
Net operating income$1,329,0603,263
2020-09-30 (YTD Data)Rank
Total interest income$15,417,0001,467
Total interest expense$2,132,0001,633
Net interest income$13,285,0001,420
Provision for loan and lease losses$625,0001,776
Total noninterest income$5,574,000950
Gross Fiduciary activities income$3,956,000213
Service charges on deposit accounts$542,0001,222
Trading account gains and fees$0125
Additional Noninterest Income$1,076,0002,079
Total noninterest expense$16,945,0001,009
Salaries and employee benefits$10,689,000927
Premises and equipment expense$2,262,000847
Additional noninterest expense$3,994,0001,187
Pre-tax net operating income$1,289,0003,152
Securities gains (losses)$511,000484
Applicable income taxes$121,0002,679
Income before extraordinary items$1,679,0002,677
Extraordinary gains, net$04
Net income$1,679,0002,676
Minority interest net income$065
Net income of bank and minority interests.$1,679,0002,677
Net charge-offs$-52,0004,668
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$447,000227
Net operating income$1,203,7703,076
2020-06-30 (YTD Data)Rank
Total interest income$10,706,0001,433
Total interest expense$1,555,0001,602
Net interest income$9,151,0001,378
Provision for loan and lease losses$400,0001,792
Total noninterest income$3,769,000898
Gross Fiduciary activities income$2,652,000211
Service charges on deposit accounts$388,0001,166
Trading account gains and fees$0123
Additional Noninterest Income$729,0001,995
Total noninterest expense$11,190,0001,004
Salaries and employee benefits$7,006,000940
Premises and equipment expense$1,517,000837
Additional noninterest expense$2,667,0001,174
Pre-tax net operating income$1,330,0002,562
Securities gains (losses)$371,000459
Applicable income taxes$195,0002,082
Income before extraordinary items$1,506,0002,232
Extraordinary gains, net$04
Net income$1,506,0002,231
Minority interest net income$065
Net income of bank and minority interests.$1,506,0002,232
Net charge-offs$-49,0004,743
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$292,000217
Net operating income$1,175,8102,543
2020-03-31 (YTD Data)Rank
Total interest income$5,520,0001,386
Total interest expense$881,0001,571
Net interest income$4,639,0001,334
Provision for loan and lease losses$03,711
Total noninterest income$1,971,000819
Gross Fiduciary activities income$1,336,000212
Service charges on deposit accounts$238,0001,157
Trading account gains and fees$0106
Additional Noninterest Income$397,0001,740
Total noninterest expense$6,021,000958
Salaries and employee benefits$3,907,000856
Premises and equipment expense$759,000844
Additional noninterest expense$1,355,0001,179
Pre-tax net operating income$589,0002,572
Securities gains (losses)$165,000438
Applicable income taxes$145,0001,659
Income before extraordinary items$609,0002,382
Extraordinary gains, net$04
Net income$609,0002,381
Minority interest net income$056
Net income of bank and minority interests.$609,0002,382
Net charge-offs$-45,0004,842
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$138,000212
Net operating income$475,3502,687
2019-12-31 (YTD Data)Rank
Total interest income$20,673,0001,477
Total interest expense$3,365,0001,677
Net interest income$17,308,0001,413
Provision for loan and lease losses$03,973
Total noninterest income$7,104,000894
Gross Fiduciary activities income$4,726,000222
Service charges on deposit accounts$860,0001,262
Trading account gains and fees$0135
Additional Noninterest Income$1,518,0001,778
Total noninterest expense$22,132,0001,004
Salaries and employee benefits$14,612,000885
Premises and equipment expense$2,757,000912
Additional noninterest expense$4,763,0001,307
Pre-tax net operating income$2,280,0002,867
Securities gains (losses)$137,000772
Applicable income taxes$414,0002,141
Income before extraordinary items$2,003,0002,907
Extraordinary gains, net$011
Net income$2,003,0002,907
Minority interest net income$076
Net income of bank and minority interests.$2,003,0002,908
Net charge-offs$43,0002,739
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$506,000286
Net operating income$1,889,2902,937
2019-09-30 (YTD Data)Rank
Total interest income$15,196,0001,520
Total interest expense$2,461,0001,714
Net interest income$12,735,0001,443
Provision for loan and lease losses$03,836
Total noninterest income$5,360,000886
Gross Fiduciary activities income$3,422,000226
Service charges on deposit accounts$635,0001,279
Trading account gains and fees$0129
Additional Noninterest Income$1,303,0001,653
Total noninterest expense$16,698,000994
Salaries and employee benefits$10,825,000882
Premises and equipment expense$2,101,000905
Additional noninterest expense$3,772,0001,236
Pre-tax net operating income$1,397,0003,191
Securities gains (losses)$156,000608
Applicable income taxes$223,0002,440
Income before extraordinary items$1,330,0003,122
Extraordinary gains, net$011
Net income$1,330,0003,121
Minority interest net income$072
Net income of bank and minority interests.$1,330,0003,122
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$355,000266
Net operating income$1,195,8403,223
2019-06-30 (YTD Data)Rank
Total interest income$9,847,0001,556
Total interest expense$1,524,0001,772
Net interest income$8,323,0001,465
Provision for loan and lease losses$03,685
Total noninterest income$3,509,000888
Gross Fiduciary activities income$2,233,000226
Service charges on deposit accounts$424,0001,262
Trading account gains and fees$0131
Additional Noninterest Income$852,0001,649
Total noninterest expense$10,994,000998
Salaries and employee benefits$7,140,000888
Premises and equipment expense$1,376,000913
Additional noninterest expense$2,478,0001,277
Pre-tax net operating income$838,0003,332
Securities gains (losses)$103,000530
Applicable income taxes$164,0002,341
Income before extraordinary items$777,0003,294
Extraordinary gains, net$011
Net income$777,0003,291
Minority interest net income$069
Net income of bank and minority interests.$777,0003,292
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$204,000271
Net operating income$691,5103,432
2019-03-31 (YTD Data)Rank
Total interest income$4,916,0001,548
Total interest expense$753,0001,742
Net interest income$4,163,0001,467
Provision for loan and lease losses$03,406
Total noninterest income$1,690,000873
Gross Fiduciary activities income$1,071,000229
Service charges on deposit accounts$214,0001,247
Trading account gains and fees$0126
Additional Noninterest Income$405,0001,653
Total noninterest expense$5,546,000994
Salaries and employee benefits$3,641,000877
Premises and equipment expense$690,000916
Additional noninterest expense$1,215,0001,280
Pre-tax net operating income$307,0003,736
Securities gains (losses)$47,000404
Applicable income taxes$53,0002,596
Income before extraordinary items$301,0003,624
Extraordinary gains, net$05
Net income$301,0003,623
Minority interest net income$052
Net income of bank and minority interests.$301,0003,623
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$94,000242
Net operating income$261,0503,788
2018-12-31 (YTD Data)Rank
Total interest income$17,690,0001,609
Total interest expense$2,271,0001,776
Net interest income$15,419,0001,563
Provision for loan and lease losses$04,082
Total noninterest income$15,923,000488
Gross Fiduciary activities income$4,279,000231
Service charges on deposit accounts$737,0001,469
Trading account gains and fees$0126
Additional Noninterest Income$10,907,000477
Total noninterest expense$23,445,000935
Salaries and employee benefits$14,561,000857
Premises and equipment expense$2,604,000946
Additional noninterest expense$6,280,0001,054
Pre-tax net operating income$7,897,0001,230
Securities gains (losses)$-360,0005,225
Applicable income taxes$1,509,0001,045
Income before extraordinary items$6,028,0001,353
Extraordinary gains, net$06
Net income$6,028,0001,351
Minority interest net income$072
Net income of bank and minority interests.$6,028,0001,352
Net charge-offs$-106,0005,052
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,563,000187
Net operating income$6,316,0001,294
2018-09-30 (YTD Data)Rank
Total interest income$12,894,0001,640
Total interest expense$1,596,0001,780
Net interest income$11,298,0001,588
Provision for loan and lease losses$03,948
Total noninterest income$13,933,000443
Gross Fiduciary activities income$3,215,000232
Service charges on deposit accounts$529,0001,532
Trading account gains and fees$0138
Additional Noninterest Income$10,189,000413
Total noninterest expense$17,515,000936
Salaries and employee benefits$10,877,000862
Premises and equipment expense$2,350,000797
Additional noninterest expense$4,288,0001,113
Pre-tax net operating income$7,716,0001,022
Securities gains (losses)$8,000750
Applicable income taxes$1,802,000782
Income before extraordinary items$5,922,0001,103
Extraordinary gains, net$05
Net income$5,922,0001,102
Minority interest net income$066
Net income of bank and minority interests.$5,922,0001,102
Net charge-offs$-106,0005,123
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,484,000156
Net operating income$5,915,6801,095
2018-06-30 (YTD Data)Rank
Total interest income$8,364,0001,662
Total interest expense$1,016,0001,755
Net interest income$7,348,0001,621
Provision for loan and lease losses$03,782
Total noninterest income$5,806,000619
Gross Fiduciary activities income$2,139,000235
Service charges on deposit accounts$347,0001,537
Trading account gains and fees$0130
Additional Noninterest Income$3,320,000686
Total noninterest expense$10,201,0001,049
Salaries and employee benefits$6,563,000942
Premises and equipment expense$1,289,000947
Additional noninterest expense$2,349,0001,322
Pre-tax net operating income$2,953,0001,534
Securities gains (losses)$8,000635
Applicable income taxes$663,0001,154
Income before extraordinary items$2,298,0001,689
Extraordinary gains, net$06
Net income$2,298,0001,688
Minority interest net income$065
Net income of bank and minority interests.$2,298,0001,688
Net charge-offs$-104,0005,206
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$825,000148
Net operating income$2,291,6801,684
2018-03-31 (YTD Data)Rank
Total interest income$4,091,0001,676
Total interest expense$520,0001,657
Net interest income$3,571,0001,670
Provision for loan and lease losses$03,508
Total noninterest income$1,554,000942
Gross Fiduciary activities income$1,018,000238
Service charges on deposit accounts$180,0001,512
Trading account gains and fees$0123
Additional Noninterest Income$356,0001,829
Total noninterest expense$4,935,0001,080
Salaries and employee benefits$3,155,000978
Premises and equipment expense$646,000954
Additional noninterest expense$1,134,0001,345
Pre-tax net operating income$190,0004,377
Securities gains (losses)$8,000468
Applicable income taxes$7,0003,598
Income before extraordinary items$191,0004,237
Extraordinary gains, net$07
Net income$191,0004,237
Minority interest net income$052
Net income of bank and minority interests.$191,0004,237
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$720,00097
Net operating income$183,3204,283
2017-12-31 (YTD Data)Rank
Total interest income$15,685,0001,684
Total interest expense$1,786,0001,675
Net interest income$13,899,0001,679
Provision for loan and lease losses$04,227
Total noninterest income$9,502,000714
Gross Fiduciary activities income$3,262,000264
Service charges on deposit accounts$646,0001,660
Trading account gains and fees$0151
Additional Noninterest Income$5,594,000758
Total noninterest expense$18,509,0001,125
Salaries and employee benefits$11,512,0001,036
Premises and equipment expense$1,776,0001,308
Additional noninterest expense$5,221,0001,210
Pre-tax net operating income$4,892,0001,752
Securities gains (losses)$14,0001,468
Applicable income taxes$2,799,0001,011
Income before extraordinary items$2,107,0002,608
Extraordinary gains, net$09
Net income$2,107,0002,607
Minority interest net income$076
Net income of bank and minority interests.$2,107,0002,608
Net charge-offs$-65,0005,205
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,098,0402,592
2017-09-30 (YTD Data)Rank
Total interest income$11,616,0001,702
Total interest expense$1,288,0001,714
Net interest income$10,328,0001,696
Provision for loan and lease losses$04,088
Total noninterest income$8,003,000666
Gross Fiduciary activities income$2,296,000273
Service charges on deposit accounts$485,0001,664
Trading account gains and fees$0145
Additional Noninterest Income$5,222,000673
Total noninterest expense$13,737,0001,136
Salaries and employee benefits$8,587,0001,047
Premises and equipment expense$1,068,0001,588
Additional noninterest expense$4,082,0001,157
Pre-tax net operating income$4,594,0001,455
Securities gains (losses)$14,0001,480
Applicable income taxes$1,542,0001,091
Income before extraordinary items$3,066,0001,710
Extraordinary gains, net$09
Net income$3,066,0001,711
Minority interest net income$071
Net income of bank and minority interests.$3,066,0001,711
Net charge-offs$-61,0005,213
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,056,6201,694
2017-06-30 (YTD Data)Rank
Total interest income$7,688,0001,699
Total interest expense$836,0001,715
Net interest income$6,852,0001,691
Provision for loan and lease losses$03,871
Total noninterest income$6,488,000578
Gross Fiduciary activities income$1,407,000282
Service charges on deposit accounts$331,0001,630
Trading account gains and fees$0139
Additional Noninterest Income$4,750,000545
Total noninterest expense$9,024,0001,159
Salaries and employee benefits$5,776,0001,038
Premises and equipment expense$471,0002,220
Additional noninterest expense$2,777,0001,146
Pre-tax net operating income$4,316,0001,122
Securities gains (losses)$14,0001,120
Applicable income taxes$1,507,000823
Income before extraordinary items$2,823,0001,306
Extraordinary gains, net$011
Net income$2,823,0001,306
Minority interest net income$071
Net income of bank and minority interests.$2,823,0001,306
Net charge-offs$-56,0005,316
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,813,9001,291
2017-03-31 (YTD Data)Rank
Total interest income$3,793,0001,711
Total interest expense$403,0001,747
Net interest income$3,390,0001,702
Provision for loan and lease losses$03,537
Total noninterest income$5,239,000409
Gross Fiduciary activities income$697,000288
Service charges on deposit accounts$169,0001,601
Trading account gains and fees$0142
Additional Noninterest Income$4,373,000341
Total noninterest expense$4,236,0001,224
Salaries and employee benefits$2,821,0001,074
Premises and equipment expense$-82,0005,854
Additional noninterest expense$1,497,0001,067
Pre-tax net operating income$4,393,000588
Securities gains (losses)$01,153
Applicable income taxes$1,584,000493
Income before extraordinary items$2,809,000700
Extraordinary gains, net$08
Net income$2,809,000700
Minority interest net income$055
Net income of bank and minority interests.$2,809,000700
Net charge-offs$11,0002,170
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,809,000688
2016-12-31 (YTD Data)Rank
Total interest income$14,847,0001,702
Total interest expense$1,585,0001,731
Net interest income$13,262,0001,698
Provision for loan and lease losses$04,332
Total noninterest income$10,955,000649
Gross Fiduciary activities income$2,455,000298
Service charges on deposit accounts$734,0001,556
Trading account gains and fees$0170
Additional Noninterest Income$7,766,000617
Total noninterest expense$16,959,0001,200
Salaries and employee benefits$10,496,0001,104
Premises and equipment expense$1,915,0001,227
Additional noninterest expense$4,548,0001,373
Pre-tax net operating income$7,258,0001,202
Securities gains (losses)$-15,0005,674
Applicable income taxes$2,436,000914
Income before extraordinary items$4,807,0001,439
Extraordinary gains, net$05
Net income$4,807,0001,438
Minority interest net income$082
Net income of bank and minority interests.$4,807,0001,438
Net charge-offs$-206,0005,664
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,816,9001,401
2016-09-30 (YTD Data)Rank
Total interest income$11,155,0001,708
Total interest expense$1,182,0001,740
Net interest income$9,973,0001,693
Provision for loan and lease losses$04,186
Total noninterest income$8,563,000631
Gross Fiduciary activities income$1,778,000304
Service charges on deposit accounts$557,0001,535
Trading account gains and fees$0169
Additional Noninterest Income$6,228,000589
Total noninterest expense$12,192,0001,239
Salaries and employee benefits$7,729,0001,118
Premises and equipment expense$1,045,0001,626
Additional noninterest expense$3,418,0001,365
Pre-tax net operating income$6,344,0001,060
Securities gains (losses)$-10,0005,808
Applicable income taxes$2,166,000831
Income before extraordinary items$4,168,0001,289
Extraordinary gains, net$05
Net income$4,168,0001,290
Minority interest net income$071
Net income of bank and minority interests.$4,168,0001,289
Net charge-offs$-180,0005,712
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,174,6001,252
2016-06-30 (YTD Data)Rank
Total interest income$7,381,0001,727
Total interest expense$783,0001,739
Net interest income$6,598,0001,713
Provision for loan and lease losses$04,017
Total noninterest income$5,483,000642
Gross Fiduciary activities income$1,158,000305
Service charges on deposit accounts$392,0001,453
Trading account gains and fees$0157
Additional Noninterest Income$3,933,000601
Total noninterest expense$7,990,0001,258
Salaries and employee benefits$5,109,0001,133
Premises and equipment expense$599,0001,879
Additional noninterest expense$2,282,0001,363
Pre-tax net operating income$4,091,0001,090
Securities gains (losses)$-10,0005,904
Applicable income taxes$1,388,000844
Income before extraordinary items$2,693,0001,324
Extraordinary gains, net$016
Net income$2,693,0001,324
Minority interest net income$071
Net income of bank and minority interests.$2,693,0001,324
Net charge-offs$-133,0005,767
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,699,6001,274
2016-03-31 (YTD Data)Rank
Total interest income$3,730,0001,706
Total interest expense$386,0001,752
Net interest income$3,344,0001,682
Provision for loan and lease losses$03,656
Total noninterest income$2,612,000652
Gross Fiduciary activities income$566,000305
Service charges on deposit accounts$193,0001,471
Trading account gains and fees$0142
Additional Noninterest Income$1,853,000611
Total noninterest expense$4,032,0001,259
Salaries and employee benefits$2,671,0001,101
Premises and equipment expense$204,0002,511
Additional noninterest expense$1,157,0001,341
Pre-tax net operating income$1,924,0001,121
Securities gains (losses)$-10,0005,987
Applicable income taxes$643,000870
Income before extraordinary items$1,271,0001,352
Extraordinary gains, net$012
Net income$1,271,0001,352
Minority interest net income$062
Net income of bank and minority interests.$1,271,0001,353
Net charge-offs$-12,0005,253
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,277,6001,304
2015-12-31 (YTD Data)Rank
Total interest income$14,879,0001,668
Total interest expense$1,460,0001,817
Net interest income$13,419,0001,634
Provision for loan and lease losses$04,380
Total noninterest income$8,935,000739
Gross Fiduciary activities income$2,358,000303
Service charges on deposit accounts$903,0001,327
Trading account gains and fees$0159
Additional Noninterest Income$5,674,000744
Total noninterest expense$19,864,0001,036
Salaries and employee benefits$10,255,0001,091
Premises and equipment expense$3,632,000676
Additional noninterest expense$5,977,0001,087
Pre-tax net operating income$2,490,0002,640
Securities gains (losses)$-9,0005,852
Applicable income taxes$707,0001,909
Income before extraordinary items$1,774,0002,934
Extraordinary gains, net$023
Net income$1,774,0002,936
Minority interest net income$081
Net income of bank and minority interests.$1,774,0002,936
Net charge-offs$-110,0005,741
Cash dividends$189,0003,732
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,780,4802,889
2015-09-30 (YTD Data)Rank
Total interest income$10,882,0001,718
Total interest expense$1,110,0001,814
Net interest income$9,772,0001,692
Provision for loan and lease losses$04,232
Total noninterest income$8,236,000639
Gross Fiduciary activities income$1,750,000310
Service charges on deposit accounts$684,0001,332
Trading account gains and fees$0153
Additional Noninterest Income$5,802,000611
Total noninterest expense$15,759,000993
Salaries and employee benefits$7,474,0001,142
Premises and equipment expense$3,096,000613
Additional noninterest expense$5,189,000944
Pre-tax net operating income$2,249,0002,362
Securities gains (losses)$1,0002,915
Applicable income taxes$712,0001,681
Income before extraordinary items$1,538,0002,721
Extraordinary gains, net$021
Net income$1,538,0002,721
Minority interest net income$078
Net income of bank and minority interests.$1,538,0002,722
Net charge-offs$-86,0005,767
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,537,3202,670
2015-06-30 (YTD Data)Rank
Total interest income$7,226,0001,725
Total interest expense$746,0001,804
Net interest income$6,480,0001,704
Provision for loan and lease losses$04,069
Total noninterest income$2,167,0001,260
Gross Fiduciary activities income$1,190,000309
Service charges on deposit accounts$450,0001,323
Trading account gains and fees$0157
Additional Noninterest Income$527,0002,355
Total noninterest expense$8,431,0001,197
Salaries and employee benefits$4,897,0001,157
Premises and equipment expense$1,152,0001,058
Additional noninterest expense$2,382,0001,322
Pre-tax net operating income$216,0005,173
Securities gains (losses)$1,0002,511
Applicable income taxes$-35,0006,206
Income before extraordinary items$252,0004,900
Extraordinary gains, net$022
Net income$252,0004,902
Minority interest net income$075
Net income of bank and minority interests.$252,0004,903
Net charge-offs$-67,0005,827
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$251,0004,842
2015-03-31 (YTD Data)Rank
Total interest income$3,581,0001,740
Total interest expense$390,0001,763
Net interest income$3,191,0001,723
Provision for loan and lease losses$03,703
Total noninterest income$1,101,0001,200
Gross Fiduciary activities income$595,000308
Service charges on deposit accounts$235,0001,251
Trading account gains and fees$0152
Additional Noninterest Income$271,0002,255
Total noninterest expense$4,183,0001,216
Salaries and employee benefits$2,469,0001,149
Premises and equipment expense$564,0001,076
Additional noninterest expense$1,150,0001,341
Pre-tax net operating income$109,0005,144
Securities gains (losses)$1,0001,909
Applicable income taxes$-16,0006,274
Income before extraordinary items$126,0004,884
Extraordinary gains, net$013
Net income$126,0004,886
Minority interest net income$064
Net income of bank and minority interests.$126,0004,888
Net charge-offs$-76,0006,053
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$125,0004,836
2014-12-31 (YTD Data)Rank
Total interest income$14,265,0001,760
Total interest expense$1,693,0001,708
Net interest income$12,572,0001,746
Provision for loan and lease losses$04,603
Total noninterest income$4,333,0001,214
Gross Fiduciary activities income$2,313,000310
Service charges on deposit accounts$945,0001,366
Trading account gains and fees$0180
Additional Noninterest Income$1,075,0002,236
Total noninterest expense$16,398,0001,210
Salaries and employee benefits$9,082,0001,187
Premises and equipment expense$2,374,0001,012
Additional noninterest expense$4,942,0001,309
Pre-tax net operating income$507,0005,028
Securities gains (losses)$35,0001,980
Applicable income taxes$-49,0006,221
Income before extraordinary items$591,0004,720
Extraordinary gains, net$017
Net income$591,0004,720
Minority interest net income$084
Net income of bank and minority interests.$591,0004,720
Net charge-offs$-123,0006,165
Cash dividends$1,245,0001,764
Sale, conversion, retirement of capital stock, net$589,000276
Net operating income$556,0004,742
2014-09-30 (YTD Data)Rank
Total interest income$10,748,0001,762
Total interest expense$1,289,0001,702
Net interest income$9,459,0001,751
Provision for loan and lease losses$04,401
Total noninterest income$3,184,0001,234
Gross Fiduciary activities income$1,686,000315
Service charges on deposit accounts$706,0001,381
Trading account gains and fees$0174
Additional Noninterest Income$792,0002,272
Total noninterest expense$12,125,0001,236
Salaries and employee benefits$6,817,0001,188
Premises and equipment expense$1,787,0001,022
Additional noninterest expense$3,521,0001,375
Pre-tax net operating income$518,0004,745
Securities gains (losses)$-71,0006,405
Applicable income taxes$-23,0006,326
Income before extraordinary items$470,0004,705
Extraordinary gains, net$015
Net income$470,0004,705
Minority interest net income$081
Net income of bank and minority interests.$470,0004,706
Net charge-offs$-103,0006,219
Cash dividends$1,119,0001,432
Sale, conversion, retirement of capital stock, net$446,000243
Net operating income$541,0004,454
2014-06-30 (YTD Data)Rank
Total interest income$7,173,0001,750
Total interest expense$874,0001,699
Net interest income$6,299,0001,746
Provision for loan and lease losses$04,196
Total noninterest income$2,177,0001,207
Gross Fiduciary activities income$1,164,000312
Service charges on deposit accounts$472,0001,357
Trading account gains and fees$0172
Additional Noninterest Income$541,0002,206
Total noninterest expense$8,166,0001,229
Salaries and employee benefits$4,554,0001,188
Premises and equipment expense$1,243,000987
Additional noninterest expense$2,369,0001,359
Pre-tax net operating income$310,0004,868
Securities gains (losses)$-71,0006,518
Applicable income taxes$-38,0006,453
Income before extraordinary items$277,0004,851
Extraordinary gains, net$020
Net income$277,0004,852
Minority interest net income$080
Net income of bank and minority interests.$277,0004,853
Net charge-offs$165,0001,760
Cash dividends$305,0002,308
Sale, conversion, retirement of capital stock, net$287,000235
Net operating income$348,0004,463
2014-03-31 (YTD Data)Rank
Total interest income$3,555,0001,758
Total interest expense$445,0001,692
Net interest income$3,110,0001,755
Provision for loan and lease losses$03,817
Total noninterest income$1,061,0001,190
Gross Fiduciary activities income$564,000319
Service charges on deposit accounts$248,0001,283
Trading account gains and fees$0147
Additional Noninterest Income$249,0002,263
Total noninterest expense$4,076,0001,242
Salaries and employee benefits$2,294,0001,198
Premises and equipment expense$604,0001,035
Additional noninterest expense$1,178,0001,354
Pre-tax net operating income$95,0005,310
Securities gains (losses)$-54,0006,599
Applicable income taxes$-44,0006,567
Income before extraordinary items$85,0005,320
Extraordinary gains, net$016
Net income$85,0005,321
Minority interest net income$066
Net income of bank and minority interests.$85,0005,321
Net charge-offs$84,0001,483
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$264,000151
Net operating income$139,0004,731
2013-12-31 (YTD Data)Rank
Total interest income$15,722,0001,586
Total interest expense$2,727,0001,241
Net interest income$12,995,0001,660
Provision for loan and lease losses$05,091
Total noninterest income$59,521,000182
Gross Fiduciary activities income$2,514,000285
Service charges on deposit accounts$1,073,0001,271
Trading account gains and fees$0184
Additional Noninterest Income$55,934,000139
Total noninterest expense$21,348,000959
Salaries and employee benefits$9,828,0001,107
Premises and equipment expense$2,117,0001,129
Additional noninterest expense$9,403,000741
Pre-tax net operating income$51,168,000217
Securities gains (losses)$-10,050,0006,807
Applicable income taxes$15,178,000214
Income before extraordinary items$25,940,000297
Extraordinary gains, net$029
Net income$25,940,000297
Minority interest net income$090
Net income of bank and minority interests.$25,940,000297
Net charge-offs$1,566,000917
Cash dividends$3,371,000794
Sale, conversion, retirement of capital stock, net$300,000357
Net operating income$32,372,000252
2013-09-30 (YTD Data)Rank
Total interest income$12,223,0001,545
Total interest expense$2,234,0001,174
Net interest income$9,989,0001,626
Provision for loan and lease losses$04,941
Total noninterest income$58,185,000142
Gross Fiduciary activities income$1,900,000282
Service charges on deposit accounts$799,0001,284
Trading account gains and fees$0180
Additional Noninterest Income$55,486,000114
Total noninterest expense$17,563,000875
Salaries and employee benefits$7,917,0001,019
Premises and equipment expense$1,500,0001,199
Additional noninterest expense$8,146,000636
Pre-tax net operating income$50,611,000186
Securities gains (losses)$-10,050,0006,888
Applicable income taxes$15,040,000188
Income before extraordinary items$25,521,000244
Extraordinary gains, net$025
Net income$25,521,000244
Minority interest net income$084
Net income of bank and minority interests.$25,521,000244
Net charge-offs$1,592,000708
Cash dividends$3,271,000596
Sale, conversion, retirement of capital stock, net$0868
Net operating income$31,953,000210
2013-06-30 (YTD Data)Rank
Total interest income$8,381,0001,502
Total interest expense$1,596,0001,122
Net interest income$6,785,0001,591
Provision for loan and lease losses$04,788
Total noninterest income$2,327,0001,224
Gross Fiduciary activities income$1,252,000285
Service charges on deposit accounts$525,0001,271
Trading account gains and fees$0157
Additional Noninterest Income$550,0002,349
Total noninterest expense$7,826,0001,280
Salaries and employee benefits$4,280,0001,253
Premises and equipment expense$797,0001,510
Additional noninterest expense$2,749,0001,213
Pre-tax net operating income$1,286,0002,465
Securities gains (losses)$124,000975
Applicable income taxes$382,0001,786
Income before extraordinary items$1,028,0002,593
Extraordinary gains, net$022
Net income$1,028,0002,598
Minority interest net income$082
Net income of bank and minority interests.$1,028,0002,598
Net charge-offs$1,329,000630
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$937,4802,672
2013-03-31 (YTD Data)Rank
Total interest income$4,225,0001,505
Total interest expense$800,0001,158
Net interest income$3,425,0001,581
Provision for loan and lease losses$04,409
Total noninterest income$1,120,0001,247
Gross Fiduciary activities income$587,000292
Service charges on deposit accounts$259,0001,290
Trading account gains and fees$0148
Additional Noninterest Income$274,0002,342
Total noninterest expense$3,888,0001,296
Salaries and employee benefits$2,186,0001,237
Premises and equipment expense$410,0001,484
Additional noninterest expense$1,292,0001,281
Pre-tax net operating income$657,0002,395
Securities gains (losses)$54,000884
Applicable income taxes$198,0001,724
Income before extraordinary items$513,0002,534
Extraordinary gains, net$010
Net income$513,0002,537
Minority interest net income$076
Net income of bank and minority interests.$513,0002,536
Net charge-offs$459,000811
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$474,1202,615
2012-12-31 (YTD Data)Rank
Total interest income$18,921,0001,403
Total interest expense$4,380,0001,038
Net interest income$14,541,0001,509
Provision for loan and lease losses$222,0003,811
Total noninterest income$4,390,0001,249
Gross Fiduciary activities income$2,282,000288
Service charges on deposit accounts$1,135,0001,253
Trading account gains and fees$0166
Additional Noninterest Income$973,0002,407
Total noninterest expense$17,190,0001,176
Salaries and employee benefits$8,816,0001,199
Premises and equipment expense$2,138,0001,109
Additional noninterest expense$6,236,0001,114
Pre-tax net operating income$1,519,0003,314
Securities gains (losses)$162,0001,875
Applicable income taxes$253,0002,808
Income before extraordinary items$1,428,0003,217
Extraordinary gains, net$029
Net income$1,428,0003,217
Minority interest net income$093
Net income of bank and minority interests.$1,428,0003,217
Net charge-offs$3,478,000767
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$347,000361
Net operating income$1,290,3003,260
2012-09-30 (YTD Data)Rank
Total interest income$14,492,0001,409
Total interest expense$3,561,000998
Net interest income$10,931,0001,518
Provision for loan and lease losses$219,0003,422
Total noninterest income$3,286,0001,260
Gross Fiduciary activities income$1,741,000284
Service charges on deposit accounts$854,0001,253
Trading account gains and fees$0157
Additional Noninterest Income$691,0002,486
Total noninterest expense$13,002,0001,157
Salaries and employee benefits$6,643,0001,186
Premises and equipment expense$1,679,0001,071
Additional noninterest expense$4,680,0001,097
Pre-tax net operating income$996,0003,642
Securities gains (losses)$162,0001,601
Applicable income taxes$140,0003,130
Income before extraordinary items$1,018,0003,398
Extraordinary gains, net$020
Net income$1,018,0003,399
Minority interest net income$086
Net income of bank and minority interests.$1,018,0003,400
Net charge-offs$2,830,000706
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$347,000280
Net operating income$875,4403,538
2012-06-30 (YTD Data)Rank
Total interest income$9,822,0001,393
Total interest expense$2,654,000922
Net interest income$7,168,0001,550
Provision for loan and lease losses$227,0002,821
Total noninterest income$2,200,0001,243
Gross Fiduciary activities income$1,208,000276
Service charges on deposit accounts$565,0001,255
Trading account gains and fees$0153
Additional Noninterest Income$427,0002,559
Total noninterest expense$8,709,0001,149
Salaries and employee benefits$4,370,0001,199
Premises and equipment expense$1,109,0001,076
Additional noninterest expense$3,230,0001,065
Pre-tax net operating income$432,0004,338
Securities gains (losses)$126,0001,433
Applicable income taxes$-1,0006,760
Income before extraordinary items$559,0003,778
Extraordinary gains, net$019
Net income$559,0003,780
Minority interest net income$084
Net income of bank and minority interests.$559,0003,781
Net charge-offs$938,0001,195
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$313,000219
Net operating income$433,0004,054
2012-03-31 (YTD Data)Rank
Total interest income$5,047,0001,362
Total interest expense$1,364,000931
Net interest income$3,683,0001,519
Provision for loan and lease losses$225,0001,839
Total noninterest income$1,209,0001,153
Gross Fiduciary activities income$608,000280
Service charges on deposit accounts$277,0001,271
Trading account gains and fees$0148
Additional Noninterest Income$324,0002,010
Total noninterest expense$4,393,0001,135
Salaries and employee benefits$2,158,0001,206
Premises and equipment expense$594,0001,010
Additional noninterest expense$1,641,0001,044
Pre-tax net operating income$274,0003,989
Securities gains (losses)$-48,0007,164
Applicable income taxes$-38,0007,090
Income before extraordinary items$264,0003,871
Extraordinary gains, net$019
Net income$264,0003,876
Minority interest net income$078
Net income of bank and minority interests.$264,0003,875
Net charge-offs$534,0001,047
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$312,0003,404
2011-12-31 (YTD Data)Rank
Total interest income$22,768,0001,259
Total interest expense$6,071,0001,004
Net interest income$16,697,0001,322
Provision for loan and lease losses$6,900,000604
Total noninterest income$4,123,0001,214
Gross Fiduciary activities income$2,306,000243
Service charges on deposit accounts$1,417,0001,044
Trading account gains and fees$0146
Additional Noninterest Income$400,0003,437
Total noninterest expense$16,861,0001,168
Salaries and employee benefits$8,682,0001,141
Premises and equipment expense$2,290,0001,090
Additional noninterest expense$5,889,0001,186
Pre-tax net operating income$-2,941,0006,909
Securities gains (losses)$-837,0007,271
Applicable income taxes$-2,392,0007,259
Income before extraordinary items$-1,386,0006,736
Extraordinary gains, net$029
Net income$-1,386,0006,736
Minority interest net income$096
Net income of bank and minority interests.$-1,386,0006,736
Net charge-offs$10,460,000437
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-850,3206,577
2011-09-30 (YTD Data)Rank
Total interest income$17,340,0001,252
Total interest expense$4,596,0001,035
Net interest income$12,744,0001,315
Provision for loan and lease losses$6,050,000531
Total noninterest income$3,607,0001,076
Gross Fiduciary activities income$1,726,000242
Service charges on deposit accounts$1,066,0001,043
Trading account gains and fees$0145
Additional Noninterest Income$815,0002,009
Total noninterest expense$14,028,0001,062
Salaries and employee benefits$6,576,0001,125
Premises and equipment expense$1,714,0001,108
Additional noninterest expense$5,738,000918
Pre-tax net operating income$-3,727,0007,159
Securities gains (losses)$135,0001,512
Applicable income taxes$-1,964,0007,359
Income before extraordinary items$-1,628,0007,006
Extraordinary gains, net$021
Net income$-1,628,0007,007
Minority interest net income$087
Net income of bank and minority interests.$-1,628,0007,007
Net charge-offs$9,105,000377
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,714,4006,999
2011-06-30 (YTD Data)Rank
Total interest income$11,557,0001,261
Total interest expense$3,097,0001,058
Net interest income$8,460,0001,316
Provision for loan and lease losses$5,100,000426
Total noninterest income$1,914,0001,270
Gross Fiduciary activities income$1,114,000247
Service charges on deposit accounts$694,0001,060
Trading account gains and fees$0153
Additional Noninterest Income$106,0004,466
Total noninterest expense$9,273,0001,077
Salaries and employee benefits$4,470,0001,122
Premises and equipment expense$999,0001,286
Additional noninterest expense$3,804,000955
Pre-tax net operating income$-3,999,0007,325
Securities gains (losses)$134,000940
Applicable income taxes$-1,935,0007,460
Income before extraordinary items$-1,930,0007,203
Extraordinary gains, net$015
Net income$-1,930,0007,204
Minority interest net income$089
Net income of bank and minority interests.$-1,930,0007,204
Net charge-offs$8,231,000311
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,015,7607,200
2011-03-31 (YTD Data)Rank
Total interest income$5,806,0001,256
Total interest expense$1,566,0001,085
Net interest income$4,240,0001,322
Provision for loan and lease losses$4,200,000283
Total noninterest income$742,0001,494
Gross Fiduciary activities income$510,000270
Service charges on deposit accounts$345,0001,048
Trading account gains and fees$0158
Additional Noninterest Income$-113,0007,377
Total noninterest expense$4,483,0001,123
Salaries and employee benefits$2,266,0001,118
Premises and equipment expense$329,0001,957
Additional noninterest expense$1,888,000946
Pre-tax net operating income$-3,701,0007,482
Securities gains (losses)$-6,0007,119
Applicable income taxes$-1,539,0007,537
Income before extraordinary items$-2,168,0007,407
Extraordinary gains, net$09
Net income$-2,168,0007,407
Minority interest net income$086
Net income of bank and minority interests.$-2,168,0007,407
Net charge-offs$5,672,000250
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,164,1607,409
2010-12-31 (YTD Data)Rank
Total interest income$26,421,0001,173
Total interest expense$7,986,0001,040
Net interest income$18,435,0001,216
Provision for loan and lease losses$14,090,000503
Total noninterest income$4,211,0001,225
Gross Fiduciary activities income$2,396,000230
Service charges on deposit accounts$1,439,0001,053
Trading account gains and fees$0175
Additional Noninterest Income$376,0003,619
Total noninterest expense$19,266,0001,031
Salaries and employee benefits$8,612,0001,137
Premises and equipment expense$2,924,000881
Additional noninterest expense$7,730,000957
Pre-tax net operating income$-10,710,0007,375
Securities gains (losses)$1,699,000308
Applicable income taxes$-4,368,0007,574
Income before extraordinary items$-4,643,0007,150
Extraordinary gains, net$029
Net income$-4,643,0007,150
Minority interest net income$0111
Net income of bank and minority interests.$-4,643,0007,150
Net charge-offs$17,498,000374
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,730,3607,198
2010-09-30 (YTD Data)Rank
Total interest income$20,390,0001,158
Total interest expense$6,249,0001,038
Net interest income$14,141,0001,199
Provision for loan and lease losses$12,990,000407
Total noninterest income$3,415,0001,152
Gross Fiduciary activities income$1,839,000222
Service charges on deposit accounts$1,067,0001,097
Trading account gains and fees$0165
Additional Noninterest Income$509,0002,728
Total noninterest expense$14,767,000999
Salaries and employee benefits$6,576,0001,121
Premises and equipment expense$2,052,000938
Additional noninterest expense$6,139,000876
Pre-tax net operating income$-10,201,0007,558
Securities gains (losses)$1,610,000275
Applicable income taxes$-3,846,0007,675
Income before extraordinary items$-4,745,0007,404
Extraordinary gains, net$023
Net income$-4,745,0007,404
Minority interest net income$0110
Net income of bank and minority interests.$-4,745,0007,404
Net charge-offs$13,596,000364
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,775,4007,435
2010-06-30 (YTD Data)Rank
Total interest income$13,856,0001,141
Total interest expense$4,311,0001,037
Net interest income$9,545,0001,191
Provision for loan and lease losses$11,290,000326
Total noninterest income$2,393,0001,078
Gross Fiduciary activities income$1,225,000222
Service charges on deposit accounts$701,0001,116
Trading account gains and fees$0152
Additional Noninterest Income$467,0002,184
Total noninterest expense$9,704,0001,017
Salaries and employee benefits$4,245,0001,159
Premises and equipment expense$1,358,000968
Additional noninterest expense$4,101,000877
Pre-tax net operating income$-9,056,0007,671
Securities gains (losses)$1,574,000171
Applicable income taxes$-3,257,0007,741
Income before extraordinary items$-4,225,0007,539
Extraordinary gains, net$019
Net income$-4,225,0007,539
Minority interest net income$0105
Net income of bank and minority interests.$-4,225,0007,539
Net charge-offs$10,345,000323
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,232,3607,587
2010-03-31 (YTD Data)Rank
Total interest income$7,124,0001,132
Total interest expense$2,296,0001,023
Net interest income$4,828,0001,176
Provision for loan and lease losses$2,050,000740
Total noninterest income$1,168,0001,074
Gross Fiduciary activities income$548,000240
Service charges on deposit accounts$303,0001,295
Trading account gains and fees$0175
Additional Noninterest Income$317,0001,776
Total noninterest expense$4,575,0001,093
Salaries and employee benefits$2,043,0001,212
Premises and equipment expense$624,0001,099
Additional noninterest expense$1,908,000936
Pre-tax net operating income$-629,0007,255
Securities gains (losses)$356,000333
Applicable income taxes$-334,0007,650
Income before extraordinary items$61,0005,527
Extraordinary gains, net$016
Net income$61,0005,529
Minority interest net income$091
Net income of bank and minority interests.$61,0005,528
Net charge-offs$4,217,000386
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-166,8406,841
2009-12-31 (YTD Data)Rank
Total interest income$33,772,0001,008
Total interest expense$12,243,000968
Net interest income$21,529,0001,013
Provision for loan and lease losses$21,013,000475
Total noninterest income$5,177,0001,061
Gross Fiduciary activities income$2,083,000241
Service charges on deposit accounts$1,230,0001,402
Trading account gains and fees$0211
Additional Noninterest Income$1,864,0001,440
Total noninterest expense$18,877,0001,103
Salaries and employee benefits$10,174,000960
Premises and equipment expense$2,749,000987
Additional noninterest expense$5,954,0001,273
Pre-tax net operating income$-13,184,0007,590
Securities gains (losses)$284,0001,286
Applicable income taxes$-6,336,0007,815
Income before extraordinary items$-6,564,0007,402
Extraordinary gains, net$034
Net income$-6,564,0007,400
Minority interest net income$0115
Net income of bank and minority interests.$-6,564,0007,400
Net charge-offs$9,327,000724
Cash dividends$316,0003,146
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-6,745,7607,425
2009-09-30 (YTD Data)Rank
Total interest income$26,145,000990
Total interest expense$9,605,000973
Net interest income$16,540,000989
Provision for loan and lease losses$7,950,000747
Total noninterest income$3,400,0001,200
Gross Fiduciary activities income$1,530,000240
Service charges on deposit accounts$882,0001,462
Trading account gains and fees$0212
Additional Noninterest Income$988,0001,848
Total noninterest expense$14,905,0001,030
Salaries and employee benefits$8,114,000917
Premises and equipment expense$2,088,000979
Additional noninterest expense$4,703,0001,197
Pre-tax net operating income$-2,915,0007,264
Securities gains (losses)$31,0002,538
Applicable income taxes$-2,225,0007,745
Income before extraordinary items$-659,0006,543
Extraordinary gains, net$027
Net income$-659,0006,545
Minority interest net income$0118
Net income of bank and minority interests.$-659,0006,544
Net charge-offs$5,808,000729
Cash dividends$316,0002,572
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-678,8406,557
2009-06-30 (YTD Data)Rank
Total interest income$17,787,000988
Total interest expense$6,701,000986
Net interest income$11,086,000969
Provision for loan and lease losses$6,550,000614
Total noninterest income$2,214,0001,237
Gross Fiduciary activities income$976,000254
Service charges on deposit accounts$660,0001,288
Trading account gains and fees$0193
Additional Noninterest Income$578,0002,032
Total noninterest expense$10,575,0001,003
Salaries and employee benefits$5,718,000890
Premises and equipment expense$1,363,0001,035
Additional noninterest expense$3,494,0001,102
Pre-tax net operating income$-3,825,0007,649
Securities gains (losses)$62,0001,773
Applicable income taxes$-2,067,0007,903
Income before extraordinary items$-1,696,0007,386
Extraordinary gains, net$021
Net income$-1,696,0007,385
Minority interest net income$0112
Net income of bank and minority interests.$-1,696,0007,384
Net charge-offs$4,828,000593
Cash dividends$316,0002,135
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,735,6807,401
2009-03-31 (YTD Data)Rank
Total interest income$8,900,000998
Total interest expense$3,362,0001,019
Net interest income$5,538,000970
Provision for loan and lease losses$1,050,0001,142
Total noninterest income$1,109,0001,176
Gross Fiduciary activities income$477,000257
Service charges on deposit accounts$350,0001,177
Trading account gains and fees$0171
Additional Noninterest Income$282,0002,036
Total noninterest expense$4,893,0001,031
Salaries and employee benefits$2,785,000916
Premises and equipment expense$643,0001,110
Additional noninterest expense$1,465,0001,142
Pre-tax net operating income$704,0001,794
Securities gains (losses)$88,0001,059
Applicable income taxes$147,0001,764
Income before extraordinary items$645,0001,675
Extraordinary gains, net$015
Net income$645,0001,676
Minority interest net income$0102
Net income of bank and minority interests.$645,0001,677
Net charge-offs$258,0001,921
Cash dividends$316,0001,308
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$573,7201,774
2008-12-31 (YTD Data)Rank
Total interest income$36,411,0001,040
Total interest expense$14,451,0001,125
Net interest income$21,960,000980
Provision for loan and lease losses$4,992,000997
Total noninterest income$3,971,0001,276
Gross Fiduciary activities income$1,903,000271
Service charges on deposit accounts$946,0001,849
Trading account gains and fees$0154
Additional Noninterest Income$1,122,0001,981
Total noninterest expense$21,005,000950
Salaries and employee benefits$10,735,000934
Premises and equipment expense$2,564,0001,094
Additional noninterest expense$7,706,000852
Pre-tax net operating income$-66,0006,421
Securities gains (losses)$167,000804
Applicable income taxes$-217,0007,234
Income before extraordinary items$318,0005,032
Extraordinary gains, net$039
Net income$318,0005,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,857,0001,355
Cash dividends$1,336,0001,895
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$151,0005,832
2008-09-30 (YTD Data)Rank
Total interest income$27,404,0001,063
Total interest expense$11,270,0001,121
Net interest income$16,134,0001,018
Provision for loan and lease losses$1,492,0001,433
Total noninterest income$2,932,0001,324
Gross Fiduciary activities income$1,397,000286
Service charges on deposit accounts$706,0001,862
Trading account gains and fees$0148
Additional Noninterest Income$829,0002,071
Total noninterest expense$13,642,0001,076
Salaries and employee benefits$7,809,000983
Premises and equipment expense$1,927,0001,089
Additional noninterest expense$3,906,0001,174
Pre-tax net operating income$3,932,0001,267
Securities gains (losses)$103,000947
Applicable income taxes$1,046,0001,110
Income before extraordinary items$2,989,0001,249
Extraordinary gains, net$031
Net income$2,989,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$658,0001,666
Cash dividends$1,336,0001,453
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,912,7801,345
2008-06-30 (YTD Data)Rank
Total interest income$18,275,0001,077
Total interest expense$7,827,0001,119
Net interest income$10,448,0001,048
Provision for loan and lease losses$817,0001,400
Total noninterest income$1,893,0001,386
Gross Fiduciary activities income$909,000298
Service charges on deposit accounts$465,0001,854
Trading account gains and fees$0149
Additional Noninterest Income$519,0002,189
Total noninterest expense$8,882,0001,099
Salaries and employee benefits$5,135,0001,013
Premises and equipment expense$1,286,0001,079
Additional noninterest expense$2,461,0001,211
Pre-tax net operating income$2,642,0001,311
Securities gains (losses)$103,000945
Applicable income taxes$701,0001,231
Income before extraordinary items$2,044,0001,352
Extraordinary gains, net$021
Net income$2,044,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$399,0001,509
Cash dividends$892,0001,570
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,967,7801,383
2008-03-31 (YTD Data)Rank
Total interest income$9,277,0001,093
Total interest expense$4,275,0001,097
Net interest income$5,002,0001,088
Provision for loan and lease losses$350,0001,251
Total noninterest income$986,0001,342
Gross Fiduciary activities income$473,000288
Service charges on deposit accounts$259,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$254,0002,199
Total noninterest expense$4,251,0001,141
Salaries and employee benefits$2,426,0001,068
Premises and equipment expense$649,0001,069
Additional noninterest expense$1,176,0001,217
Pre-tax net operating income$1,387,0001,359
Securities gains (losses)$98,000722
Applicable income taxes$411,0001,175
Income before extraordinary items$1,074,0001,400
Extraordinary gains, net$015
Net income$1,074,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,623
Cash dividends$446,0001,490
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,003,4401,434
2007-12-31 (YTD Data)Rank
Total interest income$39,016,0001,084
Total interest expense$20,234,000974
Net interest income$18,782,0001,184
Provision for loan and lease losses$810,0001,663
Total noninterest income$3,842,0001,339
Gross Fiduciary activities income$1,814,000296
Service charges on deposit accounts$1,110,0001,613
Trading account gains and fees$0178
Additional Noninterest Income$918,0002,347
Total noninterest expense$16,572,0001,126
Salaries and employee benefits$9,257,0001,079
Premises and equipment expense$2,491,0001,067
Additional noninterest expense$4,824,0001,177
Pre-tax net operating income$5,242,0001,579
Securities gains (losses)$97,000615
Applicable income taxes$1,176,0001,672
Income before extraordinary items$4,163,0001,526
Extraordinary gains, net$039
Net income$4,163,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,297
Cash dividends$1,973,0001,638
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,087,3401,543
2007-09-30 (YTD Data)Rank
Total interest income$29,116,0001,091
Total interest expense$15,335,000966
Net interest income$13,781,0001,218
Provision for loan and lease losses$535,0001,479
Total noninterest income$2,758,0001,396
Gross Fiduciary activities income$1,244,000306
Service charges on deposit accounts$825,0001,600
Trading account gains and fees$0184
Additional Noninterest Income$689,0002,351
Total noninterest expense$12,346,0001,134
Salaries and employee benefits$6,910,0001,085
Premises and equipment expense$1,903,0001,036
Additional noninterest expense$3,533,0001,169
Pre-tax net operating income$3,658,0001,791
Securities gains (losses)$11,000979
Applicable income taxes$741,0002,006
Income before extraordinary items$2,928,0001,724
Extraordinary gains, net$033
Net income$2,928,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,293
Cash dividends$1,336,0001,646
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,919,2001,717
2007-06-30 (YTD Data)Rank
Total interest income$19,339,0001,105
Total interest expense$10,119,000989
Net interest income$9,220,0001,239
Provision for loan and lease losses$260,0001,740
Total noninterest income$1,769,0001,462
Gross Fiduciary activities income$777,000323
Service charges on deposit accounts$535,0001,653
Trading account gains and fees$0168
Additional Noninterest Income$457,0002,384
Total noninterest expense$8,117,0001,166
Salaries and employee benefits$4,632,0001,099
Premises and equipment expense$1,210,0001,107
Additional noninterest expense$2,275,0001,218
Pre-tax net operating income$2,612,0001,757
Securities gains (losses)$11,000843
Applicable income taxes$561,0001,921
Income before extraordinary items$2,062,0001,677
Extraordinary gains, net$029
Net income$2,062,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$891,0001,700
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,053,3101,662
2007-03-31 (YTD Data)Rank
Total interest income$9,818,0001,085
Total interest expense$5,115,000962
Net interest income$4,703,0001,207
Provision for loan and lease losses$60,0002,747
Total noninterest income$842,0001,491
Gross Fiduciary activities income$356,000339
Service charges on deposit accounts$256,0001,684
Trading account gains and fees$0195
Additional Noninterest Income$230,0002,347
Total noninterest expense$4,035,0001,164
Salaries and employee benefits$2,306,0001,117
Premises and equipment expense$595,0001,130
Additional noninterest expense$1,134,0001,200
Pre-tax net operating income$1,450,0001,579
Securities gains (losses)$11,000674
Applicable income taxes$346,0001,685
Income before extraordinary items$1,115,0001,544
Extraordinary gains, net$022
Net income$1,115,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,505
Cash dividends$445,0001,560
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,106,6401,544
2006-12-31 (YTD Data)Rank
Total interest income$39,497,000995
Total interest expense$19,589,000850
Net interest income$19,908,0001,114
Provision for loan and lease losses$620,0001,566
Total noninterest income$3,356,0001,476
Gross Fiduciary activities income$1,532,000318
Service charges on deposit accounts$991,0001,762
Trading account gains and fees$0130
Additional Noninterest Income$833,0002,517
Total noninterest expense$17,422,0001,036
Salaries and employee benefits$10,209,000945
Premises and equipment expense$2,556,000980
Additional noninterest expense$4,657,0001,156
Pre-tax net operating income$5,222,0001,811
Securities gains (losses)$91,000555
Applicable income taxes$1,096,0002,074
Income before extraordinary items$4,217,0001,712
Extraordinary gains, net$051
Net income$4,217,0001,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$2,140,0001,444
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,145,1101,720
2006-09-30 (YTD Data)Rank
Total interest income$29,299,0001,004
Total interest expense$14,388,000859
Net interest income$14,911,0001,131
Provision for loan and lease losses$500,0001,385
Total noninterest income$2,485,0001,498
Gross Fiduciary activities income$1,147,000322
Service charges on deposit accounts$719,0001,818
Trading account gains and fees$0126
Additional Noninterest Income$619,0002,525
Total noninterest expense$13,278,0001,021
Salaries and employee benefits$7,955,000918
Premises and equipment expense$1,921,000987
Additional noninterest expense$3,402,0001,189
Pre-tax net operating income$3,618,0002,001
Securities gains (losses)$84,000468
Applicable income taxes$679,0002,416
Income before extraordinary items$3,023,0001,822
Extraordinary gains, net$045
Net income$3,023,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,946
Cash dividends$1,699,0001,315
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,954,1201,838
2006-06-30 (YTD Data)Rank
Total interest income$19,222,000995
Total interest expense$9,223,000845
Net interest income$9,999,0001,128
Provision for loan and lease losses$350,0001,308
Total noninterest income$1,579,0001,563
Gross Fiduciary activities income$689,000345
Service charges on deposit accounts$466,0001,843
Trading account gains and fees$0126
Additional Noninterest Income$424,0002,466
Total noninterest expense$8,724,0001,037
Salaries and employee benefits$5,095,000963
Premises and equipment expense$1,297,000973
Additional noninterest expense$2,332,0001,161
Pre-tax net operating income$2,504,0001,948
Securities gains (losses)$84,000374
Applicable income taxes$476,0002,391
Income before extraordinary items$2,112,0001,719
Extraordinary gains, net$039
Net income$2,112,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$1,258,0001,204
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,043,1201,775
2006-03-31 (YTD Data)Rank
Total interest income$9,214,0001,016
Total interest expense$4,231,000872
Net interest income$4,983,0001,129
Provision for loan and lease losses$150,0001,421
Total noninterest income$791,0001,527
Gross Fiduciary activities income$341,000342
Service charges on deposit accounts$236,0001,779
Trading account gains and fees$0115
Additional Noninterest Income$214,0002,394
Total noninterest expense$4,345,0001,043
Salaries and employee benefits$2,490,000990
Premises and equipment expense$625,0001,011
Additional noninterest expense$1,230,0001,090
Pre-tax net operating income$1,279,0001,872
Securities gains (losses)$0955
Applicable income taxes$237,0002,353
Income before extraordinary items$1,042,0001,716
Extraordinary gains, net$021
Net income$1,042,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$628,0001,109
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,042,0001,703
2005-12-31 (YTD Data)Rank
Total interest income$28,444,0001,168
Total interest expense$10,503,0001,067
Net interest income$17,941,0001,200
Provision for loan and lease losses$280,0002,975
Total noninterest income$2,836,0001,696
Gross Fiduciary activities income$1,613,000312
Service charges on deposit accounts$931,0001,837
Trading account gains and fees$0138
Additional Noninterest Income$292,0004,393
Total noninterest expense$14,822,0001,171
Salaries and employee benefits$8,987,0001,032
Premises and equipment expense$2,062,0001,194
Additional noninterest expense$3,773,0001,354
Pre-tax net operating income$5,675,0001,650
Securities gains (losses)$488,000283
Applicable income taxes$1,284,0001,908
Income before extraordinary items$4,879,0001,448
Extraordinary gains, net$046
Net income$4,879,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$990,000681
Cash dividends$2,483,0001,232
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,493,4801,538
2005-09-30 (YTD Data)Rank
Total interest income$20,120,0001,203
Total interest expense$7,023,0001,133
Net interest income$13,097,0001,235
Provision for loan and lease losses$280,0002,309
Total noninterest income$2,157,0001,674
Gross Fiduciary activities income$1,247,000300
Service charges on deposit accounts$697,0001,838
Trading account gains and fees$0126
Additional Noninterest Income$213,0004,469
Total noninterest expense$11,100,0001,150
Salaries and employee benefits$6,714,0001,018
Premises and equipment expense$1,657,0001,088
Additional noninterest expense$2,729,0001,396
Pre-tax net operating income$3,874,0001,818
Securities gains (losses)$475,000269
Applicable income taxes$847,0002,118
Income before extraordinary items$3,502,0001,514
Extraordinary gains, net$035
Net income$3,502,0001,514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$805,000580
Cash dividends$1,858,0001,129
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,117,2501,661
2005-06-30 (YTD Data)Rank
Total interest income$12,457,0001,263
Total interest expense$4,045,0001,233
Net interest income$8,412,0001,270
Provision for loan and lease losses$160,0002,526
Total noninterest income$1,396,0001,693
Gross Fiduciary activities income$791,000311
Service charges on deposit accounts$464,0001,802
Trading account gains and fees$0116
Additional Noninterest Income$141,0004,459
Total noninterest expense$7,144,0001,181
Salaries and employee benefits$4,394,0001,028
Premises and equipment expense$1,064,0001,123
Additional noninterest expense$1,686,0001,484
Pre-tax net operating income$2,504,0001,840
Securities gains (losses)$-13,0008,228
Applicable income taxes$273,0003,263
Income before extraordinary items$2,218,0001,550
Extraordinary gains, net$030
Net income$2,218,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$739,000454
Cash dividends$1,236,0001,095
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,229,5701,518
2005-03-31 (YTD Data)Rank
Total interest income$5,824,0001,317
Total interest expense$1,831,0001,303
Net interest income$3,993,0001,341
Provision for loan and lease losses$40,0003,596
Total noninterest income$763,0001,546
Gross Fiduciary activities income$461,000278
Service charges on deposit accounts$240,0001,697
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,706
Total noninterest expense$3,621,0001,166
Salaries and employee benefits$2,206,0001,016
Premises and equipment expense$529,0001,141
Additional noninterest expense$886,0001,405
Pre-tax net operating income$1,095,0002,012
Securities gains (losses)$54,000528
Applicable income taxes$142,0003,192
Income before extraordinary items$1,007,0001,664
Extraordinary gains, net$024
Net income$1,007,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,087
Cash dividends$618,0001,010
Sale, conversion, retirement of capital stock, net$0491
Net operating income$959,4801,723
2004-12-31 (YTD Data)Rank
Total interest income$20,981,0001,356
Total interest expense$5,558,0001,482
Net interest income$15,423,0001,315
Provision for loan and lease losses$07,314
Total noninterest income$2,356,0001,956
Gross Fiduciary activities income$1,167,000348
Service charges on deposit accounts$921,0001,901
Trading account gains and fees$0138
Additional Noninterest Income$268,0004,497
Total noninterest expense$12,453,0001,322
Salaries and employee benefits$7,515,0001,150
Premises and equipment expense$1,855,0001,226
Additional noninterest expense$3,083,0001,584
Pre-tax net operating income$5,326,0001,600
Securities gains (losses)$201,000829
Applicable income taxes$998,0002,158
Income before extraordinary items$4,529,0001,421
Extraordinary gains, net$034
Net income$4,529,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$697,0001,015
Cash dividends$2,451,0001,156
Sale, conversion, retirement of capital stock, net$-210,0008,911
Net operating income$4,364,1801,427
2004-09-30 (YTD Data)Rank
Total interest income$15,337,0001,375
Total interest expense$3,928,0001,541
Net interest income$11,409,0001,312
Provision for loan and lease losses$07,100
Total noninterest income$1,780,0001,949
Gross Fiduciary activities income$899,000349
Service charges on deposit accounts$680,0001,938
Trading account gains and fees$0134
Additional Noninterest Income$201,0004,487
Total noninterest expense$9,183,0001,332
Salaries and employee benefits$5,597,0001,157
Premises and equipment expense$1,366,0001,259
Additional noninterest expense$2,220,0001,622
Pre-tax net operating income$4,006,0001,605
Securities gains (losses)$107,0001,125
Applicable income taxes$728,0002,249
Income before extraordinary items$3,385,0001,458
Extraordinary gains, net$026
Net income$3,385,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,000890
Cash dividends$1,839,0001,065
Sale, conversion, retirement of capital stock, net$-210,0008,983
Net operating income$3,297,2601,446
2004-06-30 (YTD Data)Rank
Total interest income$9,877,0001,419
Total interest expense$2,455,0001,620
Net interest income$7,422,0001,338
Provision for loan and lease losses$06,885
Total noninterest income$1,171,0001,962
Gross Fiduciary activities income$587,000353
Service charges on deposit accounts$450,0001,925
Trading account gains and fees$0130
Additional Noninterest Income$134,0004,528
Total noninterest expense$5,969,0001,366
Salaries and employee benefits$3,675,0001,185
Premises and equipment expense$877,0001,313
Additional noninterest expense$1,417,0001,688
Pre-tax net operating income$2,624,0001,597
Securities gains (losses)$161,000749
Applicable income taxes$471,0002,293
Income before extraordinary items$2,314,0001,402
Extraordinary gains, net$021
Net income$2,314,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,000806
Cash dividends$1,226,0001,068
Sale, conversion, retirement of capital stock, net$-210,0009,053
Net operating income$2,180,3701,420
2004-03-31 (YTD Data)Rank
Total interest income$4,827,0001,473
Total interest expense$1,168,0001,722
Net interest income$3,659,0001,357
Provision for loan and lease losses$06,501
Total noninterest income$525,0002,083
Gross Fiduciary activities income$236,000393
Service charges on deposit accounts$222,0001,899
Trading account gains and fees$0121
Additional Noninterest Income$67,0004,532
Total noninterest expense$2,925,0001,404
Salaries and employee benefits$1,816,0001,211
Premises and equipment expense$436,0001,334
Additional noninterest expense$673,0001,761
Pre-tax net operating income$1,259,0001,649
Securities gains (losses)$146,000629
Applicable income taxes$301,0001,927
Income before extraordinary items$1,104,0001,456
Extraordinary gains, net$016
Net income$1,104,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,000894
Cash dividends$615,0001,005
Sale, conversion, retirement of capital stock, net$-210,0009,101
Net operating income$988,6601,524
2003-12-31 (YTD Data)Rank
Total interest income$19,541,0001,467
Total interest expense$5,055,0001,769
Net interest income$14,486,0001,351
Provision for loan and lease losses$5,875,000295
Total noninterest income$2,468,0001,969
Gross Fiduciary activities income$1,283,000338
Service charges on deposit accounts$932,0001,857
Trading account gains and fees$0160
Additional Noninterest Income$253,0004,841
Total noninterest expense$11,211,0001,442
Salaries and employee benefits$6,673,0001,281
Premises and equipment expense$1,525,0001,499
Additional noninterest expense$3,013,0001,626
Pre-tax net operating income$-132,0008,657
Securities gains (losses)$186,0001,385
Applicable income taxes$-894,0009,129
Income before extraordinary items$948,0004,796
Extraordinary gains, net$054
Net income$948,0004,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,067,000326
Cash dividends$2,176,0001,296
Sale, conversion, retirement of capital stock, net$210,000592
Net operating income$762,0005,212
2003-09-30 (YTD Data)Rank
Total interest income$14,522,0001,510
Total interest expense$3,847,0001,812
Net interest income$10,675,0001,386
Provision for loan and lease losses$4,625,000292
Total noninterest income$1,836,0002,031
Gross Fiduciary activities income$949,000343
Service charges on deposit accounts$694,0001,865
Trading account gains and fees$0153
Additional Noninterest Income$193,0004,870
Total noninterest expense$8,462,0001,437
Salaries and employee benefits$5,023,0001,298
Premises and equipment expense$1,194,0001,440
Additional noninterest expense$2,245,0001,624
Pre-tax net operating income$-576,0008,988
Securities gains (losses)$169,0001,333
Applicable income taxes$-807,0009,194
Income before extraordinary items$400,0006,357
Extraordinary gains, net$040
Net income$400,0006,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,439,000297
Cash dividends$1,245,0001,484
Sale, conversion, retirement of capital stock, net$-258,0009,190
Net operating income$291,8406,825
2003-06-30 (YTD Data)Rank
Total interest income$9,712,0001,521
Total interest expense$2,629,0001,831
Net interest income$7,083,0001,383
Provision for loan and lease losses$4,150,000236
Total noninterest income$1,252,0001,985
Gross Fiduciary activities income$661,000341
Service charges on deposit accounts$463,0001,827
Trading account gains and fees$0150
Additional Noninterest Income$128,0004,871
Total noninterest expense$5,679,0001,414
Salaries and employee benefits$3,351,0001,291
Premises and equipment expense$801,0001,429
Additional noninterest expense$1,527,0001,591
Pre-tax net operating income$-1,494,0009,202
Securities gains (losses)$151,0001,224
Applicable income taxes$-890,0009,239
Income before extraordinary items$-453,0009,118
Extraordinary gains, net$030
Net income$-453,0009,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,624,000278
Cash dividends$623,0001,845
Sale, conversion, retirement of capital stock, net$-236,0009,228
Net operating income$-549,6409,089
2003-03-31 (YTD Data)Rank
Total interest income$4,910,0001,518
Total interest expense$1,383,0001,794
Net interest income$3,527,0001,391
Provision for loan and lease losses$525,000600
Total noninterest income$547,0002,143
Gross Fiduciary activities income$254,000396
Service charges on deposit accounts$229,0001,791
Trading account gains and fees$0134
Additional Noninterest Income$64,0004,791
Total noninterest expense$2,802,0001,428
Salaries and employee benefits$1,680,0001,298
Premises and equipment expense$388,0001,490
Additional noninterest expense$734,0001,606
Pre-tax net operating income$747,0002,608
Securities gains (losses)$135,000841
Applicable income taxes$103,0003,881
Income before extraordinary items$779,0002,018
Extraordinary gains, net$021
Net income$779,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,494,000261
Cash dividends$312,0001,716
Sale, conversion, retirement of capital stock, net$0419
Net operating income$660,2002,191
2002-12-31 (YTD Data)Rank
Total interest income$19,783,0001,558
Total interest expense$6,226,0001,838
Net interest income$13,557,0001,446
Provision for loan and lease losses$2,835,000572
Total noninterest income$2,555,0001,774
Gross Fiduciary activities income$1,265,000363
Service charges on deposit accounts$928,0001,728
Trading account gains and fees$0153
Additional Noninterest Income$362,0003,869
Total noninterest expense$10,643,0001,448
Salaries and employee benefits$6,380,0001,271
Premises and equipment expense$1,434,0001,546
Additional noninterest expense$2,829,0001,658
Pre-tax net operating income$2,634,0002,780
Securities gains (losses)$332,000834
Applicable income taxes$35,0006,751
Income before extraordinary items$2,931,0002,046
Extraordinary gains, net$070
Net income$2,931,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,353,000733
Cash dividends$2,187,0001,226
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,602,3202,208
2001-12-31 (YTD Data)Rank
Total interest income$19,131,0001,779
Total interest expense$7,789,0002,068
Net interest income$11,342,0001,572
Provision for loan and lease losses$08,228
Total noninterest income$2,204,0001,866
Gross Fiduciary activities income$1,168,000388
Service charges on deposit accounts$827,0001,847
Trading account gains and fees$0177
Additional Noninterest Income$209,0004,833
Total noninterest expense$8,887,0001,641
Salaries and employee benefits$5,393,0001,390
Premises and equipment expense$1,151,0001,864
Additional noninterest expense$2,343,0001,926
Pre-tax net operating income$4,659,0001,545
Securities gains (losses)$169,0001,330
Applicable income taxes$1,185,0001,829
Income before extraordinary items$3,643,0001,476
Extraordinary gains, net$0105
Net income$3,643,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,134
Cash dividends$1,874,0001,415
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,516,2501,461
2000-12-31 (YTD Data)Rank
Total interest income$17,939,0001,966
Total interest expense$7,551,0002,250
Net interest income$10,388,0001,692
Provision for loan and lease losses$08,337
Total noninterest income$2,909,0001,390
Gross Fiduciary activities income$1,025,000417
Service charges on deposit accounts$745,0001,864
Trading account gains and fees$0180
Additional Noninterest Income$1,139,0001,703
Total noninterest expense$7,164,0001,946
Salaries and employee benefits$4,774,0001,486
Premises and equipment expense$899,0002,297
Additional noninterest expense$1,491,0002,842
Pre-tax net operating income$6,133,0001,204
Securities gains (losses)$-821,0009,746
Applicable income taxes$1,445,0001,562
Income before extraordinary items$3,867,0001,372
Extraordinary gains, net$038
Net income$3,867,0001,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,537
Cash dividends$2,183,0001,264
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,466,3301,192
1999-12-31 (YTD Data)Rank
Total interest income$16,515,0001,968
Total interest expense$6,818,0002,167
Net interest income$9,697,0001,797
Provision for loan and lease losses$08,503
Total noninterest income$2,024,0001,840
Gross Fiduciary activities income$1,051,000459
Service charges on deposit accounts$690,0001,930
Trading account gains and fees$0173
Additional Noninterest Income$283,0004,150
Total noninterest expense$7,582,0001,826
Salaries and employee benefits$4,739,0001,452
Premises and equipment expense$824,0002,465
Additional noninterest expense$2,019,0002,171
Pre-tax net operating income$4,139,0001,791
Securities gains (losses)$-30,0009,665
Applicable income taxes$777,0002,701
Income before extraordinary items$3,332,0001,603
Extraordinary gains, net$035
Net income$3,332,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,980
Cash dividends$1,875,0001,438
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,356,3001,565
1998-12-31 (YTD Data)Rank
Total interest income$15,769,0002,079
Total interest expense$6,574,0002,298
Net interest income$9,195,0001,858
Provision for loan and lease losses$180,0003,728
Total noninterest income$5,496,000874
Gross Fiduciary activities income$732,000533
Service charges on deposit accounts$734,0001,731
Trading account gains and fees$0224
Additional Noninterest Income$4,030,000745
Total noninterest expense$8,281,0001,604
Salaries and employee benefits$4,993,0001,318
Premises and equipment expense$732,0002,666
Additional noninterest expense$2,556,0001,679
Pre-tax net operating income$6,230,0001,195
Securities gains (losses)$444,000595
Applicable income taxes$2,278,0001,105
Income before extraordinary items$4,396,0001,213
Extraordinary gains, net$032
Net income$4,396,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,952
Cash dividends$2,187,0001,246
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,102,9601,250
1997-12-31 (YTD Data)Rank
Total interest income$15,561,0002,099
Total interest expense$5,707,0002,619
Net interest income$9,854,0001,772
Provision for loan and lease losses$240,0003,015
Total noninterest income$2,012,0001,757
Gross Fiduciary activities income$837,000524
Service charges on deposit accounts$711,0001,828
Trading account gains and fees$0239
Additional Noninterest Income$464,0002,977
Total noninterest expense$7,335,0001,772
Salaries and employee benefits$4,337,0001,498
Premises and equipment expense$540,0003,455
Additional noninterest expense$2,458,0001,724
Pre-tax net operating income$4,291,0001,780
Securities gains (losses)$230,000650
Applicable income taxes$1,407,0001,793
Income before extraordinary items$3,114,0001,711
Extraordinary gains, net$044
Net income$3,114,0001,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,716
Cash dividends$1,875,0001,382
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,955,3001,750
1996-12-31 (YTD Data)Rank
Total interest income$14,467,0002,317
Total interest expense$4,923,0003,047
Net interest income$9,544,0001,863
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,941,0001,888
Gross Fiduciary activities income$925,000532
Service charges on deposit accounts$736,0001,842
Trading account gains and fees$0262
Additional Noninterest Income$280,0004,246
Total noninterest expense$6,504,0002,124
Salaries and employee benefits$4,221,0001,583
Premises and equipment expense$489,0003,845
Additional noninterest expense$1,794,0002,700
Pre-tax net operating income$4,681,0001,552
Securities gains (losses)$-148,00011,269
Applicable income taxes$1,425,0001,683
Income before extraordinary items$3,108,0001,603
Extraordinary gains, net$053
Net income$3,108,0001,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00010,676
Cash dividends$1,250,0001,804
Sale, conversion, retirement of capital stock, net$54,000713
Net operating income$3,210,1201,514
1995-12-31 (YTD Data)Rank
Total interest income$15,029,0002,245
Total interest expense$5,500,0002,782
Net interest income$9,529,0001,872
Provision for loan and lease losses$300,0002,267
Total noninterest income$1,939,0001,888
Gross Fiduciary activities income$805,000588
Service charges on deposit accounts$789,0001,719
Trading account gains and fees$0522
Additional Noninterest Income$345,0003,648
Total noninterest expense$8,115,0001,734
Salaries and employee benefits$4,271,0001,558
Premises and equipment expense$707,0002,778
Additional noninterest expense$3,137,0001,640
Pre-tax net operating income$3,053,0002,395
Securities gains (losses)$66,0001,139
Applicable income taxes$920,0002,554
Income before extraordinary items$2,199,0002,300
Extraordinary gains, net$065
Net income$2,199,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,782
Cash dividends$1,249,0001,724
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,152,1402,320
1994-12-31 (YTD Data)Rank
Total interest income$15,452,0001,996
Total interest expense$5,019,0002,452
Net interest income$10,433,0001,734
Provision for loan and lease losses$345,0002,053
Total noninterest income$1,826,0001,947
Gross Fiduciary activities income$720,000617
Service charges on deposit accounts$827,0001,639
Trading account gains and fees$0475
Additional Noninterest Income$279,0004,304
Total noninterest expense$9,018,0001,631
Salaries and employee benefits$4,285,0001,557
Premises and equipment expense$775,0002,599
Additional noninterest expense$3,958,0001,424
Pre-tax net operating income$2,896,0002,453
Securities gains (losses)$6,0002,522
Applicable income taxes$901,0002,478
Income before extraordinary items$2,001,0002,437
Extraordinary gains, net$0249
Net income$2,001,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,887
Cash dividends$1,497,0001,431
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,996,8602,448
1993-12-31 (YTD Data)Rank
Total interest income$16,727,0001,873
Total interest expense$5,296,0002,444
Net interest income$11,431,0001,577
Provision for loan and lease losses$220,0003,693
Total noninterest income$1,803,0002,107
Gross Fiduciary activities income$684,000652
Service charges on deposit accounts$777,0001,763
Trading account gains and fees$0532
Additional Noninterest Income$342,0004,163
Total noninterest expense$7,482,0001,969
Salaries and employee benefits$3,941,0001,713
Premises and equipment expense$722,0002,801
Additional noninterest expense$2,819,0002,008
Pre-tax net operating income$5,532,0001,256
Securities gains (losses)$140,0002,061
Applicable income taxes$1,470,0001,591
Income before extraordinary items$4,202,0001,217
Extraordinary gains, net$03,149
Net income$4,202,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0003,231
Cash dividends$1,248,0001,476
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,098,4001,160
1992-12-31 (YTD Data)Rank
Total interest income$16,912,0002,092
Total interest expense$6,431,0002,619
Net interest income$10,481,0001,756
Provision for loan and lease losses$560,0002,762
Total noninterest income$1,741,0002,135
Gross Fiduciary activities income$594,000707
Service charges on deposit accounts$819,0001,667
Trading account gains and fees$0504
Additional Noninterest Income$328,0004,184
Total noninterest expense$6,800,0002,162
Salaries and employee benefits$3,827,0001,737
Premises and equipment expense$576,0003,496
Additional noninterest expense$2,397,0002,405
Pre-tax net operating income$4,862,0001,306
Securities gains (losses)$-120,00013,801
Applicable income taxes$1,150,0001,835
Income before extraordinary items$3,592,0001,297
Extraordinary gains, net$01,422
Net income$3,592,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0002,698
Cash dividends$1,250,0001,272
Sale, conversion, retirement of capital stock, net$-54,00013,815
Net operating income$3,683,2001,171

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.