Home > Griswold State Bank > Income and Expense
Griswold State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 11,967 |
| Total interest expense | $295,000 | 12,056 |
| Net interest income | $567,000 | 11,809 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $450,000 | 11,836 |
| Salaries and employee benefits | $257,000 | 11,606 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $125,000 | 12,080 |
| Pre-tax net operating income | $178,000 | 11,070 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $152,000 | 10,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $152,000 | 10,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $152,000 | 10,848 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 12,429 |
| Total interest expense | $347,000 | 12,452 |
| Net interest income | $586,000 | 12,271 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $113,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $481,000 | 12,259 |
| Salaries and employee benefits | $254,000 | 12,146 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $151,000 | 12,412 |
| Pre-tax net operating income | $207,000 | 10,973 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $146,000 | 11,254 |
| Extraordinary gains, net | $-61,000 | 12,779 |
| Net income | $85,000 | 11,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $145,300 | 11,059 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 12,972 |
| Total interest expense | $496,000 | 12,781 |
| Net interest income | $532,000 | 12,960 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $76,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $418,000 | 13,080 |
| Salaries and employee benefits | $222,000 | 12,911 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $131,000 | 13,194 |
| Pre-tax net operating income | $190,000 | 11,165 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $144,000 | 11,361 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $144,000 | 11,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,300 | 11,072 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.