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Grinnell State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,405,000	1,863
Total interest expense	$8,379,000	1,453
Net interest income	$12,026,000	2,110
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,846,000	2,104
Gross Fiduciary activities income	$111,000	713
Service charges on deposit accounts	$280,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,455,000	1,910
Total noninterest expense	$9,671,000	2,088
Salaries and employee benefits	$6,868,000	1,791
Premises and equipment expense	$844,000	2,230
Additional noninterest expense	$1,455,000	1,910
Pre-tax net operating income	$4,201,000	2,119
Securities gains (losses)	$7,000	812
Applicable income taxes	$919,000	1,488
Income before extraordinary items	$3,289,000	2,217
Extraordinary gains, net	$0	54
Net income	$3,289,000	2,241
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,289,000	2,220
Net charge-offs	$0	2,884
Cash dividends	$1,200,000	1,981
Sale, conversion, retirement of capital stock, net	$1,392,000	164
Net operating income	$3,283,470	2,250
2023-09-30 (YTD Data)		Rank
Total interest income	$15,002,000	1,857
Total interest expense	$5,892,000	1,425
Net interest income	$9,110,000	2,111
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,380,000	2,101
Gross Fiduciary activities income	$81,000	714
Service charges on deposit accounts	$201,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,098,000	1,898
Total noninterest expense	$7,467,000	2,046
Salaries and employee benefits	$5,286,000	1,758
Premises and equipment expense	$750,000	2,032
Additional noninterest expense	$1,098,000	1,898
Pre-tax net operating income	$3,023,000	2,218
Securities gains (losses)	$0	849
Applicable income taxes	$837,000	1,407
Income before extraordinary items	$2,186,000	2,414
Extraordinary gains, net	$0	52
Net income	$2,186,000	2,437
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,186,000	2,416
Net charge-offs	$0	2,641
Cash dividends	$900,000	1,768
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,186,000	2,431
2023-06-30 (YTD Data)		Rank
Total interest income	$9,588,000	1,894
Total interest expense	$3,655,000	1,365
Net interest income	$5,933,000	2,155
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,041,000	1,908
Gross Fiduciary activities income	$60,000	707
Service charges on deposit accounts	$130,000	2,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$851,000	1,689
Total noninterest expense	$4,673,000	2,109
Salaries and employee benefits	$3,497,000	1,765
Premises and equipment expense	$218,000	3,161
Additional noninterest expense	$851,000	1,687
Pre-tax net operating income	$2,301,000	2,071
Securities gains (losses)	$0	938
Applicable income taxes	$583,000	1,384
Income before extraordinary items	$1,718,000	2,231
Extraordinary gains, net	$0	51
Net income	$1,718,000	2,258
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,718,000	2,231
Net charge-offs	$0	2,431
Cash dividends	$600,000	1,788
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,718,000	2,251
2023-03-31 (YTD Data)		Rank
Total interest income	$4,582,000	1,932
Total interest expense	$1,644,000	1,346
Net interest income	$2,938,000	2,187
Provision for loan and lease losses	$0	2,612
Total noninterest income	$392,000	2,201
Gross Fiduciary activities income	$25,000	739
Service charges on deposit accounts	$58,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	1,973
Total noninterest expense	$2,461,000	2,085
Salaries and employee benefits	$1,747,000	1,795
Premises and equipment expense	$200,000	2,347
Additional noninterest expense	$309,000	1,973
Pre-tax net operating income	$869,000	2,474
Securities gains (losses)	$0	950
Applicable income taxes	$282,000	1,444
Income before extraordinary items	$587,000	2,718
Extraordinary gains, net	$0	4
Net income	$587,000	2,718
Minority interest net income	$0	48
Net income of bank and minority interests.	$587,000	2,718
Net charge-offs	$0	2,062
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$587,000	2,746
2022-12-31 (YTD Data)		Rank
Total interest income	$16,784,000	1,792
Total interest expense	$2,546,000	1,340
Net interest income	$14,238,000	1,853
Provision for loan and lease losses	$250,000	1,629
Total noninterest income	$1,567,000	2,292
Gross Fiduciary activities income	$120,000	742
Service charges on deposit accounts	$256,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,191,000	2,156
Total noninterest expense	$9,397,000	2,089
Salaries and employee benefits	$6,346,000	1,885
Premises and equipment expense	$839,000	2,237
Additional noninterest expense	$1,191,000	2,156
Pre-tax net operating income	$6,158,000	1,797
Securities gains (losses)	$-167,000	4,057
Applicable income taxes	$1,496,000	1,268
Income before extraordinary items	$4,495,000	1,952
Extraordinary gains, net	$0	5
Net income	$4,495,000	1,952
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,495,000	1,951
Net charge-offs	$0	2,620
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,626,930	1,956
2022-09-30 (YTD Data)		Rank
Total interest income	$12,299,000	1,769
Total interest expense	$1,438,000	1,368
Net interest income	$10,861,000	1,817
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,202,000	2,301
Gross Fiduciary activities income	$82,000	744
Service charges on deposit accounts	$192,000	2,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$928,000	2,132
Total noninterest expense	$6,929,000	2,101
Salaries and employee benefits	$4,922,000	1,826
Premises and equipment expense	$616,000	2,287
Additional noninterest expense	$928,000	2,132
Pre-tax net operating income	$5,134,000	1,666
Securities gains (losses)	$0	740
Applicable income taxes	$1,305,000	1,172
Income before extraordinary items	$3,829,000	1,785
Extraordinary gains, net	$0	4
Net income	$3,829,000	1,785
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,829,000	1,784
Net charge-offs	$0	2,349
Cash dividends	$900,000	1,751
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,829,000	1,820
2022-06-30 (YTD Data)		Rank
Total interest income	$7,535,000	1,836
Total interest expense	$882,000	1,262
Net interest income	$6,653,000	1,889
Provision for loan and lease losses	$0	2,599
Total noninterest income	$816,000	2,286
Gross Fiduciary activities income	$60,000	703
Service charges on deposit accounts	$125,000	2,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	2,144
Total noninterest expense	$4,637,000	2,093
Salaries and employee benefits	$3,316,000	1,806
Premises and equipment expense	$408,000	2,304
Additional noninterest expense	$913,000	2,768
Pre-tax net operating income	$2,832,000	1,796
Securities gains (losses)	$0	687
Applicable income taxes	$715,000	1,223
Income before extraordinary items	$2,117,000	1,933
Extraordinary gains, net	$0	4
Net income	$2,117,000	1,933
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,117,000	1,933
Net charge-offs	$0	2,156
Cash dividends	$600,000	1,734
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,117,000	1,974
2022-03-31 (YTD Data)		Rank
Total interest income	$3,644,000	1,843
Total interest expense	$443,000	1,225
Net interest income	$3,201,000	1,899
Provision for loan and lease losses	$0	2,285
Total noninterest income	$399,000	2,287
Gross Fiduciary activities income	$36,000	696
Service charges on deposit accounts	$57,000	2,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	2,165
Total noninterest expense	$2,329,000	2,075
Salaries and employee benefits	$1,663,000	1,791
Premises and equipment expense	$235,000	2,116
Additional noninterest expense	$431,000	2,848
Pre-tax net operating income	$1,271,000	1,852
Securities gains (losses)	$0	623
Applicable income taxes	$333,000	1,230
Income before extraordinary items	$938,000	1,996
Extraordinary gains, net	$0	4
Net income	$938,000	1,995
Minority interest net income	$0	50
Net income of bank and minority interests.	$938,000	1,996
Net charge-offs	$0	1,838
Cash dividends	$100,000	1,984
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$938,000	2,014
2021-12-31 (YTD Data)		Rank
Total interest income	$15,445,000	1,829
Total interest expense	$2,065,000	1,296
Net interest income	$13,380,000	1,887
Provision for loan and lease losses	$850,000	694
Total noninterest income	$1,766,000	2,374
Gross Fiduciary activities income	$206,000	662
Service charges on deposit accounts	$254,000	2,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,306,000	2,369
Total noninterest expense	$8,838,000	2,147
Salaries and employee benefits	$6,130,000	1,901
Premises and equipment expense	$785,000	2,337
Additional noninterest expense	$1,923,000	2,662
Pre-tax net operating income	$5,458,000	1,941
Securities gains (losses)	$-248,000	4,738
Applicable income taxes	$1,396,000	1,368
Income before extraordinary items	$3,814,000	2,235
Extraordinary gains, net	$0	10
Net income	$3,814,000	2,236
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,814,000	2,236
Net charge-offs	$26,000	1,956
Cash dividends	$1,200,000	2,024
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,009,920	2,129
2021-09-30 (YTD Data)		Rank
Total interest income	$11,769,000	1,824
Total interest expense	$1,543,000	1,368
Net interest income	$10,226,000	1,886
Provision for loan and lease losses	$550,000	752
Total noninterest income	$1,181,000	2,529
Gross Fiduciary activities income	$81,000	715
Service charges on deposit accounts	$196,000	2,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$904,000	2,491
Total noninterest expense	$6,558,000	2,164
Salaries and employee benefits	$4,730,000	1,866
Premises and equipment expense	$523,000	2,541
Additional noninterest expense	$1,305,000	2,835
Pre-tax net operating income	$4,299,000	1,967
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,096,000	1,393
Income before extraordinary items	$3,203,000	2,167
Extraordinary gains, net	$0	8
Net income	$3,203,000	2,166
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,203,000	2,167
Net charge-offs	$27,000	1,611
Cash dividends	$900,000	1,825
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,203,000	2,136
2021-06-30 (YTD Data)		Rank
Total interest income	$8,033,000	1,799
Total interest expense	$1,046,000	1,409
Net interest income	$6,987,000	1,833
Provision for loan and lease losses	$350,000	796
Total noninterest income	$654,000	2,690
Gross Fiduciary activities income	$34,000	742
Service charges on deposit accounts	$138,000	2,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$482,000	2,676
Total noninterest expense	$4,279,000	2,189
Salaries and employee benefits	$3,204,000	1,835
Premises and equipment expense	$315,000	2,672
Additional noninterest expense	$760,000	3,082
Pre-tax net operating income	$3,012,000	1,886
Securities gains (losses)	$0	1,818
Applicable income taxes	$779,000	1,335
Income before extraordinary items	$2,233,000	2,096
Extraordinary gains, net	$0	6
Net income	$2,233,000	2,096
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,233,000	2,096
Net charge-offs	$27,000	1,377
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,233,000	2,063
2021-03-31 (YTD Data)		Rank
Total interest income	$4,168,000	1,746
Total interest expense	$544,000	1,428
Net interest income	$3,624,000	1,774
Provision for loan and lease losses	$150,000	937
Total noninterest income	$327,000	2,699
Gross Fiduciary activities income	$17,000	750
Service charges on deposit accounts	$62,000	2,361
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,634
Total noninterest expense	$2,179,000	2,154
Salaries and employee benefits	$1,612,000	1,807
Premises and equipment expense	$219,000	2,235
Additional noninterest expense	$348,000	3,177
Pre-tax net operating income	$1,622,000	1,780
Securities gains (losses)	$0	1,392
Applicable income taxes	$435,000	1,241
Income before extraordinary items	$1,187,000	2,004
Extraordinary gains, net	$0	3
Net income	$1,187,000	2,004
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,187,000	2,004
Net charge-offs	$27,000	1,045
Cash dividends	$300,000	1,548
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,187,000	1,974
2020-12-31 (YTD Data)		Rank
Total interest income	$15,423,000	1,843
Total interest expense	$2,609,000	1,660
Net interest income	$12,814,000	1,862
Provision for loan and lease losses	$700,000	1,931
Total noninterest income	$1,304,000	2,592
Gross Fiduciary activities income	$6,000	923
Service charges on deposit accounts	$273,000	2,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,025,000	2,456
Total noninterest expense	$8,062,000	2,260
Salaries and employee benefits	$5,856,000	1,933
Premises and equipment expense	$555,000	2,876
Additional noninterest expense	$1,651,000	2,867
Pre-tax net operating income	$5,356,000	1,701
Securities gains (losses)	$19,000	2,125
Applicable income taxes	$1,302,000	1,248
Income before extraordinary items	$4,073,000	1,897
Extraordinary gains, net	$0	4
Net income	$4,073,000	1,896
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,073,000	1,897
Net charge-offs	$646,000	842
Cash dividends	$1,200,000	1,987
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,057,990	1,854
2020-09-30 (YTD Data)		Rank
Total interest income	$11,733,000	1,842
Total interest expense	$1,985,000	1,709
Net interest income	$9,748,000	1,838
Provision for loan and lease losses	$300,000	2,421
Total noninterest income	$997,000	2,525
Gross Fiduciary activities income	$3,000	914
Service charges on deposit accounts	$210,000	2,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	2,396
Total noninterest expense	$5,819,000	2,297
Salaries and employee benefits	$4,410,000	1,901
Premises and equipment expense	$319,000	3,314
Additional noninterest expense	$1,090,000	3,084
Pre-tax net operating income	$4,626,000	1,489
Securities gains (losses)	$19,000	1,938
Applicable income taxes	$1,186,000	1,052
Income before extraordinary items	$3,459,000	1,722
Extraordinary gains, net	$0	4
Net income	$3,459,000	1,722
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,459,000	1,722
Net charge-offs	$646,000	644
Cash dividends	$900,000	1,790
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,443,990	1,676
2020-06-30 (YTD Data)		Rank
Total interest income	$8,001,000	1,828
Total interest expense	$1,395,000	1,742
Net interest income	$6,606,000	1,824
Provision for loan and lease losses	$100,000	2,943
Total noninterest income	$697,000	2,429
Gross Fiduciary activities income	$3,000	899
Service charges on deposit accounts	$150,000	2,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$544,000	2,301
Total noninterest expense	$3,903,000	2,281
Salaries and employee benefits	$2,978,000	1,880
Premises and equipment expense	$189,000	3,498
Additional noninterest expense	$736,000	3,060
Pre-tax net operating income	$3,300,000	1,333
Securities gains (losses)	$19,000	1,690
Applicable income taxes	$845,000	950
Income before extraordinary items	$2,474,000	1,543
Extraordinary gains, net	$0	4
Net income	$2,474,000	1,543
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,474,000	1,544
Net charge-offs	$655,000	509
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,458,990	1,505
2020-03-31 (YTD Data)		Rank
Total interest income	$3,587,000	1,974
Total interest expense	$709,000	1,827
Net interest income	$2,878,000	1,983
Provision for loan and lease losses	$0	3,711
Total noninterest income	$385,000	2,225
Gross Fiduciary activities income	$5,000	829
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	2,024
Total noninterest expense	$2,050,000	2,241
Salaries and employee benefits	$1,535,000	1,852
Premises and equipment expense	$146,000	2,817
Additional noninterest expense	$369,000	3,084
Pre-tax net operating income	$1,213,000	1,570
Securities gains (losses)	$19,000	1,138
Applicable income taxes	$320,000	1,027
Income before extraordinary items	$912,000	1,791
Extraordinary gains, net	$0	4
Net income	$912,000	1,791
Minority interest net income	$0	56
Net income of bank and minority interests.	$912,000	1,791
Net charge-offs	$0	2,581
Cash dividends	$300,000	1,635
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$896,990	1,790
2019-12-31 (YTD Data)		Rank
Total interest income	$14,029,000	2,031
Total interest expense	$2,861,000	1,870
Net interest income	$11,168,000	2,040
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$1,356,000	2,421
Gross Fiduciary activities income	$26,000	850
Service charges on deposit accounts	$326,000	2,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,004,000	2,242
Total noninterest expense	$7,707,000	2,304
Salaries and employee benefits	$5,416,000	1,991
Premises and equipment expense	$655,000	2,640
Additional noninterest expense	$1,636,000	2,913
Pre-tax net operating income	$4,717,000	1,839
Securities gains (losses)	$146,000	754
Applicable income taxes	$1,112,000	1,334
Income before extraordinary items	$3,751,000	1,978
Extraordinary gains, net	$0	11
Net income	$3,751,000	1,980
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,751,000	1,980
Net charge-offs	$-17,000	4,562
Cash dividends	$1,080,000	2,247
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,635,660	1,983
2019-09-30 (YTD Data)		Rank
Total interest income	$10,489,000	2,059
Total interest expense	$2,090,000	1,913
Net interest income	$8,399,000	2,063
Provision for loan and lease losses	$0	3,836
Total noninterest income	$999,000	2,455
Gross Fiduciary activities income	$22,000	829
Service charges on deposit accounts	$241,000	2,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$736,000	2,263
Total noninterest expense	$5,746,000	2,321
Salaries and employee benefits	$4,177,000	1,960
Premises and equipment expense	$385,000	3,081
Additional noninterest expense	$1,184,000	3,001
Pre-tax net operating income	$3,652,000	1,836
Securities gains (losses)	$110,000	746
Applicable income taxes	$935,000	1,285
Income before extraordinary items	$2,827,000	2,021
Extraordinary gains, net	$0	11
Net income	$2,827,000	2,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,827,000	2,022
Net charge-offs	$-32,000	4,727
Cash dividends	$810,000	2,031
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,740,100	2,034
2019-06-30 (YTD Data)		Rank
Total interest income	$6,923,000	2,077
Total interest expense	$1,286,000	2,010
Net interest income	$5,637,000	2,050
Provision for loan and lease losses	$0	3,685
Total noninterest income	$653,000	2,437
Gross Fiduciary activities income	$10,000	856
Service charges on deposit accounts	$154,000	2,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,232
Total noninterest expense	$3,859,000	2,322
Salaries and employee benefits	$2,818,000	1,945
Premises and equipment expense	$233,000	3,258
Additional noninterest expense	$808,000	2,980
Pre-tax net operating income	$2,431,000	1,831
Securities gains (losses)	$-1,000	4,660
Applicable income taxes	$601,000	1,293
Income before extraordinary items	$1,829,000	2,050
Extraordinary gains, net	$0	11
Net income	$1,829,000	2,048
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,829,000	2,050
Net charge-offs	$-1,000	3,898
Cash dividends	$540,000	2,029
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,829,790	2,029
2019-03-31 (YTD Data)		Rank
Total interest income	$3,407,000	2,096
Total interest expense	$633,000	1,990
Net interest income	$2,774,000	2,094
Provision for loan and lease losses	$0	3,406
Total noninterest income	$308,000	2,494
Gross Fiduciary activities income	$3,000	886
Service charges on deposit accounts	$69,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	2,208
Total noninterest expense	$1,964,000	2,300
Salaries and employee benefits	$1,416,000	1,954
Premises and equipment expense	$163,000	2,704
Additional noninterest expense	$385,000	3,088
Pre-tax net operating income	$1,118,000	1,908
Securities gains (losses)	$0	1,087
Applicable income taxes	$269,000	1,340
Income before extraordinary items	$849,000	2,113
Extraordinary gains, net	$0	5
Net income	$849,000	2,112
Minority interest net income	$0	52
Net income of bank and minority interests.	$849,000	2,112
Net charge-offs	$-1,000	3,818
Cash dividends	$270,000	1,819
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$849,000	2,101
2018-12-31 (YTD Data)		Rank
Total interest income	$12,604,000	2,128
Total interest expense	$2,103,000	1,875
Net interest income	$10,501,000	2,154
Provision for loan and lease losses	$1,200,000	768
Total noninterest income	$1,978,000	1,995
Gross Fiduciary activities income	$47,000	832
Service charges on deposit accounts	$334,000	2,573
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,597,000	1,728
Total noninterest expense	$7,731,000	2,303
Salaries and employee benefits	$5,547,000	1,931
Premises and equipment expense	$638,000	2,723
Additional noninterest expense	$1,546,000	3,117
Pre-tax net operating income	$3,548,000	2,261
Securities gains (losses)	$-84,000	4,964
Applicable income taxes	$676,000	1,719
Income before extraordinary items	$2,788,000	2,430
Extraordinary gains, net	$0	6
Net income	$2,788,000	2,428
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,788,000	2,429
Net charge-offs	$1,027,000	572
Cash dividends	$1,080,000	2,129
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,855,200	2,385
2018-09-30 (YTD Data)		Rank
Total interest income	$9,246,000	2,158
Total interest expense	$1,458,000	1,904
Net interest income	$7,788,000	2,169
Provision for loan and lease losses	$1,200,000	565
Total noninterest income	$1,664,000	1,892
Gross Fiduciary activities income	$37,000	810
Service charges on deposit accounts	$247,000	2,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,380,000	1,596
Total noninterest expense	$5,807,000	2,304
Salaries and employee benefits	$4,297,000	1,883
Premises and equipment expense	$369,000	3,217
Additional noninterest expense	$1,141,000	3,146
Pre-tax net operating income	$2,445,000	2,423
Securities gains (losses)	$-84,000	5,210
Applicable income taxes	$358,000	2,089
Income before extraordinary items	$2,003,000	2,515
Extraordinary gains, net	$0	5
Net income	$2,003,000	2,514
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,003,000	2,514
Net charge-offs	$1,036,000	430
Cash dividends	$810,000	1,887
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,074,400	2,450
2018-06-30 (YTD Data)		Rank
Total interest income	$6,130,000	2,146
Total interest expense	$933,000	1,878
Net interest income	$5,197,000	2,168
Provision for loan and lease losses	$900,000	507
Total noninterest income	$694,000	2,449
Gross Fiduciary activities income	$37,000	791
Service charges on deposit accounts	$165,000	2,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$492,000	2,281
Total noninterest expense	$3,904,000	2,290
Salaries and employee benefits	$2,898,000	1,879
Premises and equipment expense	$243,000	3,270
Additional noninterest expense	$763,000	3,151
Pre-tax net operating income	$1,087,000	3,039
Securities gains (losses)	$0	961
Applicable income taxes	$226,000	2,104
Income before extraordinary items	$861,000	3,187
Extraordinary gains, net	$0	6
Net income	$861,000	3,185
Minority interest net income	$0	65
Net income of bank and minority interests.	$861,000	3,186
Net charge-offs	$1,038,000	320
Cash dividends	$630,000	1,729
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$861,000	3,178
2018-03-31 (YTD Data)		Rank
Total interest income	$2,968,000	2,192
Total interest expense	$438,000	1,899
Net interest income	$2,530,000	2,218
Provision for loan and lease losses	$500,000	462
Total noninterest income	$324,000	2,515
Gross Fiduciary activities income	$28,000	760
Service charges on deposit accounts	$82,000	2,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	2,393
Total noninterest expense	$1,951,000	2,317
Salaries and employee benefits	$1,475,000	1,870
Premises and equipment expense	$136,000	3,077
Additional noninterest expense	$340,000	3,398
Pre-tax net operating income	$403,000	3,425
Securities gains (losses)	$0	735
Applicable income taxes	$82,000	2,327
Income before extraordinary items	$321,000	3,577
Extraordinary gains, net	$0	7
Net income	$321,000	3,576
Minority interest net income	$0	52
Net income of bank and minority interests.	$321,000	3,577
Net charge-offs	$1,042,000	217
Cash dividends	$360,000	1,454
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$321,000	3,581
2017-12-31 (YTD Data)		Rank
Total interest income	$11,964,000	2,140
Total interest expense	$1,438,000	1,995
Net interest income	$10,526,000	2,134
Provision for loan and lease losses	$580,000	1,325
Total noninterest income	$1,802,000	2,163
Gross Fiduciary activities income	$12,000	961
Service charges on deposit accounts	$327,000	2,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,463,000	1,844
Total noninterest expense	$7,857,000	2,305
Salaries and employee benefits	$5,790,000	1,864
Premises and equipment expense	$604,000	2,903
Additional noninterest expense	$1,463,000	3,288
Pre-tax net operating income	$3,891,000	2,083
Securities gains (losses)	$296,000	306
Applicable income taxes	$978,000	1,900
Income before extraordinary items	$3,209,000	1,929
Extraordinary gains, net	$0	9
Net income	$3,209,000	1,929
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,209,000	1,930
Net charge-offs	$1,141,000	628
Cash dividends	$1,080,000	2,109
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,981,080	2,038
2017-09-30 (YTD Data)		Rank
Total interest income	$8,874,000	2,161
Total interest expense	$1,065,000	1,989
Net interest income	$7,809,000	2,160
Provision for loan and lease losses	$580,000	1,042
Total noninterest income	$943,000	2,657
Gross Fiduciary activities income	$3,000	1,012
Service charges on deposit accounts	$234,000	2,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$706,000	2,388
Total noninterest expense	$6,062,000	2,263
Salaries and employee benefits	$4,603,000	1,794
Premises and equipment expense	$434,000	3,020
Additional noninterest expense	$1,025,000	3,412
Pre-tax net operating income	$2,110,000	2,646
Securities gains (losses)	$296,000	290
Applicable income taxes	$795,000	1,676
Income before extraordinary items	$1,611,000	2,737
Extraordinary gains, net	$0	9
Net income	$1,611,000	2,736
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,611,000	2,737
Net charge-offs	$1,145,000	453
Cash dividends	$900,000	1,809
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,412,680	2,930
2017-06-30 (YTD Data)		Rank
Total interest income	$5,901,000	2,151
Total interest expense	$711,000	1,946
Net interest income	$5,190,000	2,158
Provision for loan and lease losses	$580,000	771
Total noninterest income	$630,000	2,651
Gross Fiduciary activities income	$3,000	1,001
Service charges on deposit accounts	$148,000	2,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,388
Total noninterest expense	$4,154,000	2,225
Salaries and employee benefits	$3,146,000	1,752
Premises and equipment expense	$279,000	3,088
Additional noninterest expense	$729,000	3,302
Pre-tax net operating income	$1,086,000	2,992
Securities gains (losses)	$274,000	228
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,360,000	2,329
Extraordinary gains, net	$0	11
Net income	$1,360,000	2,330
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,360,000	2,330
Net charge-offs	$1,153,000	325
Cash dividends	$630,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,086,000	2,666
2017-03-31 (YTD Data)		Rank
Total interest income	$2,991,000	2,121
Total interest expense	$386,000	1,799
Net interest income	$2,605,000	2,153
Provision for loan and lease losses	$1,006,000	268
Total noninterest income	$342,000	2,549
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$80,000	2,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$261,000	2,268
Total noninterest expense	$2,026,000	2,283
Salaries and employee benefits	$1,617,000	1,733
Premises and equipment expense	$155,000	2,934
Additional noninterest expense	$254,000	4,037
Pre-tax net operating income	$-85,000	5,720
Securities gains (losses)	$93,000	247
Applicable income taxes	$0	4,086
Income before extraordinary items	$8,000	5,573
Extraordinary gains, net	$0	8
Net income	$8,000	5,573
Minority interest net income	$0	55
Net income of bank and minority interests.	$8,000	5,573
Net charge-offs	$1,949,000	149
Cash dividends	$360,000	1,483
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-85,000	5,722
2016-12-31 (YTD Data)		Rank
Total interest income	$12,021,000	2,075
Total interest expense	$1,251,000	2,063
Net interest income	$10,770,000	2,046
Provision for loan and lease losses	$300,000	1,988
Total noninterest income	$1,743,000	2,284
Gross Fiduciary activities income	$15,000	982
Service charges on deposit accounts	$365,000	2,611
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,363,000	2,014
Total noninterest expense	$7,875,000	2,317
Salaries and employee benefits	$5,540,000	1,928
Premises and equipment expense	$645,000	2,888
Additional noninterest expense	$1,690,000	3,095
Pre-tax net operating income	$4,338,000	1,814
Securities gains (losses)	$7,000	2,783
Applicable income taxes	$1,245,000	1,440
Income before extraordinary items	$3,100,000	2,052
Extraordinary gains, net	$0	5
Net income	$3,100,000	2,050
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,100,000	2,051
Net charge-offs	$410,000	1,231
Cash dividends	$960,000	2,268
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,095,030	1,998
2016-09-30 (YTD Data)		Rank
Total interest income	$8,967,000	2,082
Total interest expense	$920,000	2,098
Net interest income	$8,047,000	2,054
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$1,461,000	2,157
Gross Fiduciary activities income	$10,000	975
Service charges on deposit accounts	$285,000	2,553
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,166,000	1,856
Total noninterest expense	$6,030,000	2,282
Salaries and employee benefits	$4,244,000	1,876
Premises and equipment expense	$560,000	2,617
Additional noninterest expense	$1,226,000	3,174
Pre-tax net operating income	$3,178,000	1,873
Securities gains (losses)	$7,000	2,695
Applicable income taxes	$1,085,000	1,336
Income before extraordinary items	$2,100,000	2,264
Extraordinary gains, net	$0	5
Net income	$2,100,000	2,263
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,100,000	2,264
Net charge-offs	$421,000	900
Cash dividends	$800,000	1,879
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,095,380	2,201
2016-06-30 (YTD Data)		Rank
Total interest income	$5,932,000	2,100
Total interest expense	$609,000	2,111
Net interest income	$5,323,000	2,079
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$1,117,000	1,966
Gross Fiduciary activities income	$7,000	984
Service charges on deposit accounts	$187,000	2,549
Trading account gains and fees	$0	157
Additional Noninterest Income	$923,000	1,649
Total noninterest expense	$4,160,000	2,231
Salaries and employee benefits	$2,873,000	1,856
Premises and equipment expense	$401,000	2,504
Additional noninterest expense	$886,000	3,003
Pre-tax net operating income	$2,080,000	1,873
Securities gains (losses)	$7,000	2,354
Applicable income taxes	$574,000	1,534
Income before extraordinary items	$1,513,000	2,109
Extraordinary gains, net	$0	16
Net income	$1,513,000	2,109
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,513,000	2,109
Net charge-offs	$508,000	587
Cash dividends	$480,000	2,053
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,507,960	2,044
2016-03-31 (YTD Data)		Rank
Total interest income	$2,954,000	2,106
Total interest expense	$311,000	2,080
Net interest income	$2,643,000	2,085
Provision for loan and lease losses	$0	3,656
Total noninterest income	$420,000	2,300
Gross Fiduciary activities income	$2,000	992
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$329,000	1,982
Total noninterest expense	$2,312,000	2,061
Salaries and employee benefits	$1,464,000	1,830
Premises and equipment expense	$323,000	1,760
Additional noninterest expense	$525,000	2,676
Pre-tax net operating income	$751,000	2,362
Securities gains (losses)	$7,000	1,613
Applicable income taxes	$252,000	1,650
Income before extraordinary items	$506,000	2,733
Extraordinary gains, net	$0	12
Net income	$506,000	2,732
Minority interest net income	$0	62
Net income of bank and minority interests.	$506,000	2,733
Net charge-offs	$562,000	307
Cash dividends	$240,000	1,812
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$501,310	2,696
2015-12-31 (YTD Data)		Rank
Total interest income	$11,753,000	2,061
Total interest expense	$1,170,000	2,162
Net interest income	$10,583,000	2,036
Provision for loan and lease losses	$686,000	1,075
Total noninterest income	$2,405,000	1,866
Gross Fiduciary activities income	$42,000	914
Service charges on deposit accounts	$362,000	2,710
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,001,000	1,518
Total noninterest expense	$7,886,000	2,317
Salaries and employee benefits	$5,500,000	1,896
Premises and equipment expense	$597,000	3,109
Additional noninterest expense	$1,789,000	3,022
Pre-tax net operating income	$4,416,000	1,741
Securities gains (losses)	$-159,000	6,103
Applicable income taxes	$1,294,000	1,351
Income before extraordinary items	$2,963,000	2,080
Extraordinary gains, net	$0	23
Net income	$2,963,000	2,081
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,963,000	2,082
Net charge-offs	$499,000	1,165
Cash dividends	$840,000	2,337
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,074,300	1,971
2015-09-30 (YTD Data)		Rank
Total interest income	$8,647,000	2,114
Total interest expense	$859,000	2,217
Net interest income	$7,788,000	2,074
Provision for loan and lease losses	$399,000	1,255
Total noninterest income	$1,740,000	1,936
Gross Fiduciary activities income	$13,000	983
Service charges on deposit accounts	$268,000	2,736
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,459,000	1,562
Total noninterest expense	$6,030,000	2,284
Salaries and employee benefits	$4,162,000	1,885
Premises and equipment expense	$602,000	2,582
Additional noninterest expense	$1,266,000	3,159
Pre-tax net operating income	$3,099,000	1,852
Securities gains (losses)	$-103,000	6,189
Applicable income taxes	$842,000	1,534
Income before extraordinary items	$2,154,000	2,142
Extraordinary gains, net	$0	21
Net income	$2,154,000	2,143
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,154,000	2,143
Net charge-offs	$234,000	1,402
Cash dividends	$630,000	2,090
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,228,160	2,037
2015-06-30 (YTD Data)		Rank
Total interest income	$5,588,000	2,169
Total interest expense	$558,000	2,271
Net interest income	$5,030,000	2,127
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$814,000	2,401
Gross Fiduciary activities income	$11,000	974
Service charges on deposit accounts	$190,000	2,582
Trading account gains and fees	$0	157
Additional Noninterest Income	$613,000	2,148
Total noninterest expense	$3,998,000	2,302
Salaries and employee benefits	$2,798,000	1,881
Premises and equipment expense	$326,000	2,991
Additional noninterest expense	$874,000	3,118
Pre-tax net operating income	$1,746,000	2,100
Securities gains (losses)	$-103,000	6,284
Applicable income taxes	$568,000	1,508
Income before extraordinary items	$1,075,000	2,628
Extraordinary gains, net	$0	22
Net income	$1,075,000	2,630
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,075,000	2,630
Net charge-offs	$-64,000	5,814
Cash dividends	$420,000	2,100
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,141,950	2,463
2015-03-31 (YTD Data)		Rank
Total interest income	$2,743,000	2,195
Total interest expense	$263,000	2,394
Net interest income	$2,480,000	2,145
Provision for loan and lease losses	$0	3,703
Total noninterest income	$425,000	2,320
Gross Fiduciary activities income	$2,000	1,036
Service charges on deposit accounts	$97,000	2,535
Trading account gains and fees	$0	152
Additional Noninterest Income	$326,000	2,011
Total noninterest expense	$2,125,000	2,211
Salaries and employee benefits	$1,430,000	1,848
Premises and equipment expense	$235,000	2,352
Additional noninterest expense	$460,000	2,977
Pre-tax net operating income	$780,000	2,247
Securities gains (losses)	$13,000	1,390
Applicable income taxes	$217,000	1,745
Income before extraordinary items	$576,000	2,461
Extraordinary gains, net	$0	13
Net income	$576,000	2,464
Minority interest net income	$0	64
Net income of bank and minority interests.	$576,000	2,463
Net charge-offs	$-57,000	5,985
Cash dividends	$210,000	1,809
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$566,510	2,421
2014-12-31 (YTD Data)		Rank
Total interest income	$11,098,000	2,174
Total interest expense	$1,089,000	2,445
Net interest income	$10,009,000	2,121
Provision for loan and lease losses	$100,000	3,178
Total noninterest income	$1,699,000	2,349
Gross Fiduciary activities income	$34,000	965
Service charges on deposit accounts	$429,000	2,553
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,236,000	2,030
Total noninterest expense	$7,815,000	2,354
Salaries and employee benefits	$5,375,000	1,909
Premises and equipment expense	$712,000	2,893
Additional noninterest expense	$1,728,000	3,210
Pre-tax net operating income	$3,793,000	1,914
Securities gains (losses)	$52,000	1,709
Applicable income taxes	$964,000	1,584
Income before extraordinary items	$2,881,000	2,079
Extraordinary gains, net	$0	17
Net income	$2,881,000	2,079
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,881,000	2,078
Net charge-offs	$-39,000	5,937
Cash dividends	$720,000	2,436
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,842,000	2,059
2014-09-30 (YTD Data)		Rank
Total interest income	$8,353,000	2,186
Total interest expense	$820,000	2,473
Net interest income	$7,533,000	2,132
Provision for loan and lease losses	$100,000	2,760
Total noninterest income	$1,098,000	2,569
Gross Fiduciary activities income	$5,000	1,081
Service charges on deposit accounts	$324,000	2,563
Trading account gains and fees	$0	174
Additional Noninterest Income	$769,000	2,316
Total noninterest expense	$5,941,000	2,344
Salaries and employee benefits	$4,014,000	1,924
Premises and equipment expense	$645,000	2,561
Additional noninterest expense	$1,282,000	3,244
Pre-tax net operating income	$2,590,000	2,089
Securities gains (losses)	$55,000	1,394
Applicable income taxes	$795,000	1,521
Income before extraordinary items	$1,850,000	2,355
Extraordinary gains, net	$0	15
Net income	$1,850,000	2,356
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,850,000	2,355
Net charge-offs	$-32,000	5,911
Cash dividends	$540,000	2,131
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,811,500	2,343
2014-06-30 (YTD Data)		Rank
Total interest income	$5,577,000	2,176
Total interest expense	$543,000	2,503
Net interest income	$5,034,000	2,108
Provision for loan and lease losses	$0	4,196
Total noninterest income	$678,000	2,656
Gross Fiduciary activities income	$3,000	1,080
Service charges on deposit accounts	$214,000	2,556
Trading account gains and fees	$0	172
Additional Noninterest Income	$461,000	2,416
Total noninterest expense	$4,053,000	2,309
Salaries and employee benefits	$2,711,000	1,898
Premises and equipment expense	$399,000	2,715
Additional noninterest expense	$943,000	3,030
Pre-tax net operating income	$1,659,000	2,105
Securities gains (losses)	$56,000	1,110
Applicable income taxes	$574,000	1,406
Income before extraordinary items	$1,141,000	2,418
Extraordinary gains, net	$0	20
Net income	$1,141,000	2,422
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,141,000	2,422
Net charge-offs	$-11,000	5,696
Cash dividends	$360,000	2,135
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,103,480	2,434
2014-03-31 (YTD Data)		Rank
Total interest income	$2,739,000	2,209
Total interest expense	$262,000	2,580
Net interest income	$2,477,000	2,134
Provision for loan and lease losses	$0	3,817
Total noninterest income	$398,000	2,377
Gross Fiduciary activities income	$2,000	1,051
Service charges on deposit accounts	$94,000	2,795
Trading account gains and fees	$0	147
Additional Noninterest Income	$302,000	1,994
Total noninterest expense	$2,165,000	2,183
Salaries and employee benefits	$1,368,000	1,898
Premises and equipment expense	$286,000	2,073
Additional noninterest expense	$511,000	2,835
Pre-tax net operating income	$710,000	2,294
Securities gains (losses)	$50,000	647
Applicable income taxes	$232,000	1,574
Income before extraordinary items	$528,000	2,471
Extraordinary gains, net	$0	16
Net income	$528,000	2,474
Minority interest net income	$0	66
Net income of bank and minority interests.	$528,000	2,474
Net charge-offs	$-65,000	6,385
Cash dividends	$180,000	1,852
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$493,500	2,549
2013-12-31 (YTD Data)		Rank
Total interest income	$10,798,000	2,250
Total interest expense	$1,050,000	2,843
Net interest income	$9,748,000	2,139
Provision for loan and lease losses	$600,000	1,620
Total noninterest income	$3,981,000	1,326
Gross Fiduciary activities income	$21,000	1,041
Service charges on deposit accounts	$471,000	2,505
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,489,000	1,047
Total noninterest expense	$8,062,000	2,314
Salaries and employee benefits	$5,304,000	1,922
Premises and equipment expense	$1,025,000	2,207
Additional noninterest expense	$1,733,000	3,295
Pre-tax net operating income	$5,067,000	1,412
Securities gains (losses)	$17,000	2,417
Applicable income taxes	$1,678,000	1,031
Income before extraordinary items	$3,406,000	1,709
Extraordinary gains, net	$0	29
Net income	$3,406,000	1,713
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,406,000	1,713
Net charge-offs	$-373,000	6,713
Cash dividends	$720,000	2,324
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,394,610	1,679
2013-09-30 (YTD Data)		Rank
Total interest income	$8,059,000	2,271
Total interest expense	$805,000	2,877
Net interest income	$7,254,000	2,158
Provision for loan and lease losses	$600,000	1,326
Total noninterest income	$3,158,000	1,304
Gross Fiduciary activities income	$13,000	1,043
Service charges on deposit accounts	$375,000	2,395
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,770,000	1,027
Total noninterest expense	$6,002,000	2,347
Salaries and employee benefits	$3,906,000	1,964
Premises and equipment expense	$861,000	2,007
Additional noninterest expense	$1,235,000	3,416
Pre-tax net operating income	$3,810,000	1,440
Securities gains (losses)	$132,000	1,046
Applicable income taxes	$1,387,000	989
Income before extraordinary items	$2,555,000	1,740
Extraordinary gains, net	$0	25
Net income	$2,555,000	1,742
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,555,000	1,744
Net charge-offs	$-21,000	6,277
Cash dividends	$540,000	2,027
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,469,200	1,750
2013-06-30 (YTD Data)		Rank
Total interest income	$5,399,000	2,267
Total interest expense	$554,000	2,869
Net interest income	$4,845,000	2,157
Provision for loan and lease losses	$600,000	990
Total noninterest income	$2,633,000	1,117
Gross Fiduciary activities income	$11,000	1,019
Service charges on deposit accounts	$265,000	2,263
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,357,000	871
Total noninterest expense	$4,124,000	2,298
Salaries and employee benefits	$2,618,000	1,966
Premises and equipment expense	$613,000	1,890
Additional noninterest expense	$893,000	3,222
Pre-tax net operating income	$2,754,000	1,327
Securities gains (losses)	$131,000	952
Applicable income taxes	$1,140,000	841
Income before extraordinary items	$1,745,000	1,706
Extraordinary gains, net	$0	22
Net income	$1,745,000	1,710
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,745,000	1,711
Net charge-offs	$25,000	3,858
Cash dividends	$360,000	2,026
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,661,160	1,701
2013-03-31 (YTD Data)		Rank
Total interest income	$2,784,000	2,235
Total interest expense	$297,000	2,800
Net interest income	$2,487,000	2,109
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,251,000	1,147
Gross Fiduciary activities income	$7,000	997
Service charges on deposit accounts	$120,000	2,433
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,124,000	915
Total noninterest expense	$2,212,000	2,151
Salaries and employee benefits	$1,308,000	1,980
Premises and equipment expense	$422,000	1,448
Additional noninterest expense	$482,000	3,078
Pre-tax net operating income	$1,526,000	1,190
Securities gains (losses)	$216,000	432
Applicable income taxes	$272,000	1,430
Income before extraordinary items	$1,470,000	1,039
Extraordinary gains, net	$0	10
Net income	$1,470,000	1,038
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,470,000	1,041
Net charge-offs	$-21,000	6,462
Cash dividends	$180,000	1,695
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,288,560	1,107
2012-12-31 (YTD Data)		Rank
Total interest income	$11,587,000	2,250
Total interest expense	$1,491,000	2,727
Net interest income	$10,096,000	2,129
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,473,000	2,647
Gross Fiduciary activities income	$23,000	1,051
Service charges on deposit accounts	$601,000	2,154
Trading account gains and fees	$0	166
Additional Noninterest Income	$849,000	2,597
Total noninterest expense	$8,528,000	2,217
Salaries and employee benefits	$5,032,000	1,999
Premises and equipment expense	$1,032,000	2,224
Additional noninterest expense	$2,464,000	2,606
Pre-tax net operating income	$3,041,000	2,067
Securities gains (losses)	$4,000	3,557
Applicable income taxes	$966,000	1,505
Income before extraordinary items	$2,079,000	2,514
Extraordinary gains, net	$0	29
Net income	$2,079,000	2,516
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,079,000	2,515
Net charge-offs	$88,000	4,526
Cash dividends	$720,000	2,350
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,076,280	2,392
2012-09-30 (YTD Data)		Rank
Total interest income	$8,720,000	2,292
Total interest expense	$1,164,000	2,746
Net interest income	$7,556,000	2,172
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,188,000	2,529
Gross Fiduciary activities income	$18,000	1,033
Service charges on deposit accounts	$464,000	2,122
Trading account gains and fees	$0	157
Additional Noninterest Income	$706,000	2,451
Total noninterest expense	$6,483,000	2,209
Salaries and employee benefits	$3,608,000	2,074
Premises and equipment expense	$668,000	2,530
Additional noninterest expense	$2,207,000	2,192
Pre-tax net operating income	$2,261,000	2,149
Securities gains (losses)	$4,000	3,304
Applicable income taxes	$764,000	1,488
Income before extraordinary items	$1,501,000	2,645
Extraordinary gains, net	$0	20
Net income	$1,501,000	2,646
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,501,000	2,646
Net charge-offs	$-84,000	7,005
Cash dividends	$540,000	1,950
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,498,360	2,526
2012-06-30 (YTD Data)		Rank
Total interest income	$5,836,000	2,301
Total interest expense	$813,000	2,736
Net interest income	$5,023,000	2,178
Provision for loan and lease losses	$0	5,619
Total noninterest income	$796,000	2,496
Gross Fiduciary activities income	$13,000	1,029
Service charges on deposit accounts	$306,000	2,124
Trading account gains and fees	$0	153
Additional Noninterest Income	$477,000	2,397
Total noninterest expense	$4,541,000	2,116
Salaries and employee benefits	$2,450,000	2,045
Premises and equipment expense	$469,000	2,428
Additional noninterest expense	$1,622,000	2,009
Pre-tax net operating income	$1,278,000	2,403
Securities gains (losses)	$4,000	2,922
Applicable income taxes	$253,000	2,231
Income before extraordinary items	$1,029,000	2,575
Extraordinary gains, net	$0	19
Net income	$1,029,000	2,575
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,029,000	2,575
Net charge-offs	$-57,000	7,006
Cash dividends	$360,000	1,952
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,025,800	2,440
2012-03-31 (YTD Data)		Rank
Total interest income	$2,867,000	2,357
Total interest expense	$432,000	2,693
Net interest income	$2,435,000	2,247
Provision for loan and lease losses	$59,000	3,572
Total noninterest income	$407,000	2,448
Gross Fiduciary activities income	$8,000	1,001
Service charges on deposit accounts	$144,000	2,209
Trading account gains and fees	$0	148
Additional Noninterest Income	$255,000	2,321
Total noninterest expense	$2,267,000	2,111
Salaries and employee benefits	$1,028,000	2,413
Premises and equipment expense	$366,000	1,630
Additional noninterest expense	$873,000	1,893
Pre-tax net operating income	$516,000	2,819
Securities gains (losses)	$4,000	1,941
Applicable income taxes	$90,000	2,535
Income before extraordinary items	$430,000	2,924
Extraordinary gains, net	$0	19
Net income	$430,000	2,927
Minority interest net income	$0	78
Net income of bank and minority interests.	$430,000	2,928
Net charge-offs	$60,000	2,879
Cash dividends	$180,000	1,672
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$426,680	2,777
2011-12-31 (YTD Data)		Rank
Total interest income	$8,962,000	3,047
Total interest expense	$1,716,000	3,110
Net interest income	$7,246,000	2,977
Provision for loan and lease losses	$8,000	6,385
Total noninterest income	$6,352,000	858
Gross Fiduciary activities income	$35,000	959
Service charges on deposit accounts	$413,000	2,970
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,904,000	622
Total noninterest expense	$5,411,000	3,328
Salaries and employee benefits	$3,685,000	2,614
Premises and equipment expense	$464,000	4,234
Additional noninterest expense	$1,262,000	4,316
Pre-tax net operating income	$8,179,000	749
Securities gains (losses)	$-1,000	6,712
Applicable income taxes	$2,718,000	622
Income before extraordinary items	$5,460,000	923
Extraordinary gains, net	$0	29
Net income	$5,460,000	921
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,460,000	923
Net charge-offs	$-54,000	7,191
Cash dividends	$720,000	2,002
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,460,670	882
2011-09-30 (YTD Data)		Rank
Total interest income	$6,438,000	3,169
Total interest expense	$1,309,000	3,179
Net interest income	$5,129,000	3,151
Provision for loan and lease losses	$0	6,393
Total noninterest income	$688,000	3,279
Gross Fiduciary activities income	$25,000	947
Service charges on deposit accounts	$273,000	3,217
Trading account gains and fees	$0	145
Additional Noninterest Income	$390,000	3,082
Total noninterest expense	$3,644,000	3,623
Salaries and employee benefits	$2,416,000	2,939
Premises and equipment expense	$423,000	3,781
Additional noninterest expense	$805,000	4,766
Pre-tax net operating income	$2,173,000	1,959
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$731,000	1,376
Income before extraordinary items	$1,444,000	2,398
Extraordinary gains, net	$0	21
Net income	$1,444,000	2,399
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,444,000	2,399
Net charge-offs	$-10,000	7,005
Cash dividends	$540,000	1,726
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,442,680	2,292
2011-06-30 (YTD Data)		Rank
Total interest income	$4,319,000	3,192
Total interest expense	$893,000	3,233
Net interest income	$3,426,000	3,151
Provision for loan and lease losses	$0	6,217
Total noninterest income	$480,000	3,201
Gross Fiduciary activities income	$23,000	927
Service charges on deposit accounts	$177,000	3,255
Trading account gains and fees	$0	153
Additional Noninterest Income	$280,000	2,979
Total noninterest expense	$2,431,000	3,650
Salaries and employee benefits	$1,622,000	2,938
Premises and equipment expense	$280,000	3,826
Additional noninterest expense	$529,000	4,855
Pre-tax net operating income	$1,475,000	1,907
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$514,000	1,295
Income before extraordinary items	$963,000	2,346
Extraordinary gains, net	$0	15
Net income	$963,000	2,346
Minority interest net income	$0	89
Net income of bank and minority interests.	$963,000	2,346
Net charge-offs	$-5,000	6,855
Cash dividends	$360,000	1,733
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$961,700	2,261
2011-03-31 (YTD Data)		Rank
Total interest income	$2,146,000	3,226
Total interest expense	$457,000	3,267
Net interest income	$1,689,000	3,179
Provision for loan and lease losses	$0	5,840
Total noninterest income	$229,000	3,319
Gross Fiduciary activities income	$9,000	956
Service charges on deposit accounts	$78,000	3,476
Trading account gains and fees	$0	158
Additional Noninterest Income	$142,000	3,001
Total noninterest expense	$1,278,000	3,515
Salaries and employee benefits	$801,000	2,996
Premises and equipment expense	$209,000	2,881
Additional noninterest expense	$268,000	4,821
Pre-tax net operating income	$640,000	2,111
Securities gains (losses)	$18,000	1,128
Applicable income taxes	$236,000	1,337
Income before extraordinary items	$422,000	2,548
Extraordinary gains, net	$0	9
Net income	$422,000	2,547
Minority interest net income	$0	86
Net income of bank and minority interests.	$422,000	2,548
Net charge-offs	$-3,000	6,584
Cash dividends	$180,000	1,489
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$410,480	2,554
2010-12-31 (YTD Data)		Rank
Total interest income	$8,847,000	3,266
Total interest expense	$2,025,000	3,531
Net interest income	$6,822,000	3,132
Provision for loan and lease losses	$250,000	5,079
Total noninterest income	$875,000	3,471
Gross Fiduciary activities income	$65,000	933
Service charges on deposit accounts	$377,000	3,174
Trading account gains and fees	$0	175
Additional Noninterest Income	$433,000	3,392
Total noninterest expense	$4,781,000	3,743
Salaries and employee benefits	$3,135,000	2,994
Premises and equipment expense	$510,000	4,125
Additional noninterest expense	$1,136,000	4,748
Pre-tax net operating income	$2,666,000	1,804
Securities gains (losses)	$87,000	2,283
Applicable income taxes	$842,000	1,394
Income before extraordinary items	$1,911,000	2,110
Extraordinary gains, net	$0	29
Net income	$1,911,000	2,111
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,911,000	2,112
Net charge-offs	$265,000	4,465
Cash dividends	$720,000	1,897
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,850,970	2,075
2010-09-30 (YTD Data)		Rank
Total interest income	$6,644,000	3,329
Total interest expense	$1,542,000	3,638
Net interest income	$5,102,000	3,185
Provision for loan and lease losses	$100,000	5,670
Total noninterest income	$671,000	3,472
Gross Fiduciary activities income	$52,000	916
Service charges on deposit accounts	$289,000	3,215
Trading account gains and fees	$0	165
Additional Noninterest Income	$330,000	3,400
Total noninterest expense	$3,633,000	3,720
Salaries and employee benefits	$2,309,000	3,062
Premises and equipment expense	$511,000	3,429
Additional noninterest expense	$813,000	4,878
Pre-tax net operating income	$2,040,000	1,862
Securities gains (losses)	$87,000	2,041
Applicable income taxes	$718,000	1,310
Income before extraordinary items	$1,409,000	2,262
Extraordinary gains, net	$0	23
Net income	$1,409,000	2,262
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,409,000	2,264
Net charge-offs	$142,000	4,548
Cash dividends	$540,000	1,672
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,351,580	2,226
2010-06-30 (YTD Data)		Rank
Total interest income	$4,399,000	3,389
Total interest expense	$1,049,000	3,678
Net interest income	$3,350,000	3,214
Provision for loan and lease losses	$75,000	5,435
Total noninterest income	$474,000	3,323
Gross Fiduciary activities income	$49,000	875
Service charges on deposit accounts	$187,000	3,282
Trading account gains and fees	$0	152
Additional Noninterest Income	$238,000	3,201
Total noninterest expense	$2,308,000	3,834
Salaries and employee benefits	$1,547,000	3,067
Premises and equipment expense	$258,000	4,189
Additional noninterest expense	$503,000	5,073
Pre-tax net operating income	$1,441,000	1,776
Securities gains (losses)	$87,000	1,506
Applicable income taxes	$521,000	1,181
Income before extraordinary items	$1,007,000	2,104
Extraordinary gains, net	$0	19
Net income	$1,007,000	2,103
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,007,000	2,106
Net charge-offs	$8,000	5,913
Cash dividends	$360,000	1,707
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$949,580	2,132
2010-03-31 (YTD Data)		Rank
Total interest income	$2,177,000	3,485
Total interest expense	$534,000	3,751
Net interest income	$1,643,000	3,298
Provision for loan and lease losses	$25,000	5,585
Total noninterest income	$230,000	3,371
Gross Fiduciary activities income	$26,000	875
Service charges on deposit accounts	$84,000	3,502
Trading account gains and fees	$0	175
Additional Noninterest Income	$120,000	3,194
Total noninterest expense	$1,172,000	3,826
Salaries and employee benefits	$777,000	3,083
Premises and equipment expense	$142,000	4,028
Additional noninterest expense	$253,000	5,084
Pre-tax net operating income	$676,000	1,881
Securities gains (losses)	$87,000	843
Applicable income taxes	$279,000	1,112
Income before extraordinary items	$484,000	2,204
Extraordinary gains, net	$0	16
Net income	$484,000	2,203
Minority interest net income	$0	91
Net income of bank and minority interests.	$484,000	2,204
Net charge-offs	$0	5,610
Cash dividends	$180,000	1,472
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$428,320	2,344
2009-12-31 (YTD Data)		Rank
Total interest income	$8,517,000	3,657
Total interest expense	$2,219,000	4,179
Net interest income	$6,298,000	3,317
Provision for loan and lease losses	$207,000	5,747
Total noninterest income	$905,000	3,529
Gross Fiduciary activities income	$54,000	952
Service charges on deposit accounts	$415,000	3,256
Trading account gains and fees	$0	211
Additional Noninterest Income	$436,000	3,423
Total noninterest expense	$4,819,000	3,808
Salaries and employee benefits	$3,253,000	2,978
Premises and equipment expense	$398,000	5,004
Additional noninterest expense	$1,168,000	4,812
Pre-tax net operating income	$2,177,000	1,789
Securities gains (losses)	$-17,000	7,050
Applicable income taxes	$674,000	1,276
Income before extraordinary items	$1,486,000	2,133
Extraordinary gains, net	$0	34
Net income	$1,486,000	2,131
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,486,000	2,133
Net charge-offs	$60,000	6,092
Cash dividends	$720,000	2,084
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,497,730	2,091
2009-09-30 (YTD Data)		Rank
Total interest income	$6,310,000	3,731
Total interest expense	$1,676,000	4,296
Net interest income	$4,634,000	3,387
Provision for loan and lease losses	$107,000	5,905
Total noninterest income	$678,000	3,599
Gross Fiduciary activities income	$46,000	923
Service charges on deposit accounts	$314,000	3,260
Trading account gains and fees	$0	212
Additional Noninterest Income	$318,000	3,531
Total noninterest expense	$3,379,000	3,997
Salaries and employee benefits	$2,221,000	3,240
Premises and equipment expense	$315,000	4,908
Additional noninterest expense	$843,000	4,916
Pre-tax net operating income	$1,826,000	1,757
Securities gains (losses)	$-17,000	7,272
Applicable income taxes	$470,000	1,469
Income before extraordinary items	$1,339,000	1,989
Extraordinary gains, net	$0	27
Net income	$1,339,000	1,988
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,339,000	1,989
Net charge-offs	$9,000	6,555
Cash dividends	$540,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,351,580	1,924
2009-06-30 (YTD Data)		Rank
Total interest income	$4,173,000	3,786
Total interest expense	$1,133,000	4,385
Net interest income	$3,040,000	3,422
Provision for loan and lease losses	$57,000	5,978
Total noninterest income	$444,000	3,652
Gross Fiduciary activities income	$32,000	935
Service charges on deposit accounts	$206,000	3,264
Trading account gains and fees	$0	193
Additional Noninterest Income	$206,000	3,614
Total noninterest expense	$2,237,000	4,044
Salaries and employee benefits	$1,481,000	3,268
Premises and equipment expense	$217,000	4,864
Additional noninterest expense	$539,000	5,036
Pre-tax net operating income	$1,190,000	1,842
Securities gains (losses)	$-17,000	7,512
Applicable income taxes	$335,000	1,425
Income before extraordinary items	$838,000	2,165
Extraordinary gains, net	$0	21
Net income	$838,000	2,163
Minority interest net income	$0	112
Net income of bank and minority interests.	$838,000	2,164
Net charge-offs	$13,000	5,866
Cash dividends	$360,000	1,994
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$850,070	2,074
2009-03-31 (YTD Data)		Rank
Total interest income	$2,096,000	3,803
Total interest expense	$570,000	4,477
Net interest income	$1,526,000	3,403
Provision for loan and lease losses	$32,000	5,364
Total noninterest income	$234,000	3,510
Gross Fiduciary activities income	$18,000	925
Service charges on deposit accounts	$95,000	3,361
Trading account gains and fees	$0	171
Additional Noninterest Income	$121,000	3,340
Total noninterest expense	$1,135,000	3,934
Salaries and employee benefits	$758,000	3,244
Premises and equipment expense	$141,000	4,156
Additional noninterest expense	$236,000	5,111
Pre-tax net operating income	$593,000	2,073
Securities gains (losses)	$60,000	1,218
Applicable income taxes	$190,000	1,511
Income before extraordinary items	$463,000	2,276
Extraordinary gains, net	$0	15
Net income	$463,000	2,276
Minority interest net income	$0	102
Net income of bank and minority interests.	$463,000	2,278
Net charge-offs	$-2,000	7,404
Cash dividends	$180,000	1,808
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$420,400	2,322
2008-12-31 (YTD Data)		Rank
Total interest income	$8,694,000	3,894
Total interest expense	$2,968,000	4,281
Net interest income	$5,726,000	3,592
Provision for loan and lease losses	$0	7,334
Total noninterest income	$956,000	3,505
Gross Fiduciary activities income	$41,000	1,002
Service charges on deposit accounts	$426,000	3,336
Trading account gains and fees	$0	154
Additional Noninterest Income	$489,000	3,212
Total noninterest expense	$4,617,000	3,803
Salaries and employee benefits	$2,860,000	3,387
Premises and equipment expense	$595,000	3,966
Additional noninterest expense	$1,162,000	4,391
Pre-tax net operating income	$2,065,000	2,388
Securities gains (losses)	$4,000	2,823
Applicable income taxes	$616,000	1,640
Income before extraordinary items	$1,453,000	2,572
Extraordinary gains, net	$0	39
Net income	$1,453,000	2,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,155
Cash dividends	$600,000	3,082
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,450,200	2,721
2008-09-30 (YTD Data)		Rank
Total interest income	$6,557,000	3,942
Total interest expense	$2,322,000	4,288
Net interest income	$4,235,000	3,661
Provision for loan and lease losses	$0	6,991
Total noninterest income	$727,000	3,561
Gross Fiduciary activities income	$29,000	1,002
Service charges on deposit accounts	$318,000	3,372
Trading account gains and fees	$0	148
Additional Noninterest Income	$380,000	3,269
Total noninterest expense	$3,428,000	3,821
Salaries and employee benefits	$2,139,000	3,432
Premises and equipment expense	$478,000	3,756
Additional noninterest expense	$811,000	4,526
Pre-tax net operating income	$1,534,000	2,795
Securities gains (losses)	$-14,000	7,370
Applicable income taxes	$438,000	2,061
Income before extraordinary items	$1,082,000	2,948
Extraordinary gains, net	$0	31
Net income	$1,082,000	2,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,890
Cash dividends	$450,000	2,883
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,091,940	3,079
2008-06-30 (YTD Data)		Rank
Total interest income	$4,381,000	3,993
Total interest expense	$1,602,000	4,322
Net interest income	$2,779,000	3,693
Provision for loan and lease losses	$0	6,671
Total noninterest income	$491,000	3,549
Gross Fiduciary activities income	$25,000	990
Service charges on deposit accounts	$206,000	3,421
Trading account gains and fees	$0	149
Additional Noninterest Income	$260,000	3,282
Total noninterest expense	$2,270,000	3,859
Salaries and employee benefits	$1,445,000	3,436
Premises and equipment expense	$269,000	4,307
Additional noninterest expense	$556,000	4,412
Pre-tax net operating income	$1,000,000	2,947
Securities gains (losses)	$-14,000	8,144
Applicable income taxes	$308,000	2,188
Income before extraordinary items	$678,000	3,380
Extraordinary gains, net	$0	21
Net income	$678,000	3,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,124
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$687,660	3,301
2008-03-31 (YTD Data)		Rank
Total interest income	$2,244,000	4,011
Total interest expense	$875,000	4,262
Net interest income	$1,369,000	3,718
Provision for loan and lease losses	$0	6,080
Total noninterest income	$241,000	3,600
Gross Fiduciary activities income	$16,000	972
Service charges on deposit accounts	$99,000	3,483
Trading account gains and fees	$0	158
Additional Noninterest Income	$126,000	3,352
Total noninterest expense	$1,189,000	3,726
Salaries and employee benefits	$731,000	3,431
Premises and equipment expense	$145,000	4,090
Additional noninterest expense	$313,000	3,997
Pre-tax net operating income	$421,000	3,425
Securities gains (losses)	$-8,000	8,307
Applicable income taxes	$182,000	2,089
Income before extraordinary items	$231,000	4,366
Extraordinary gains, net	$0	15
Net income	$231,000	4,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$150,000	2,574
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$236,120	4,216
2007-12-31 (YTD Data)		Rank
Total interest income	$8,622,000	4,155
Total interest expense	$3,488,000	4,347
Net interest income	$5,134,000	3,909
Provision for loan and lease losses	$11,000	6,562
Total noninterest income	$780,000	4,058
Gross Fiduciary activities income	$20,000	1,151
Service charges on deposit accounts	$417,000	3,449
Trading account gains and fees	$0	178
Additional Noninterest Income	$343,000	4,009
Total noninterest expense	$4,197,000	3,968
Salaries and employee benefits	$2,723,000	3,484
Premises and equipment expense	$429,000	4,815
Additional noninterest expense	$1,045,000	4,513
Pre-tax net operating income	$1,706,000	3,655
Securities gains (losses)	$-8,000	7,514
Applicable income taxes	$487,000	2,774
Income before extraordinary items	$1,211,000	3,921
Extraordinary gains, net	$0	39
Net income	$1,211,000	3,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,878
Cash dividends	$480,000	3,782
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,216,680	3,906
2007-09-30 (YTD Data)		Rank
Total interest income	$6,401,000	4,212
Total interest expense	$2,568,000	4,402
Net interest income	$3,833,000	3,940
Provision for loan and lease losses	$20,000	5,830
Total noninterest income	$545,000	4,217
Gross Fiduciary activities income	$11,000	1,174
Service charges on deposit accounts	$304,000	3,492
Trading account gains and fees	$0	184
Additional Noninterest Income	$230,000	4,227
Total noninterest expense	$3,047,000	4,055
Salaries and employee benefits	$2,031,000	3,486
Premises and equipment expense	$298,000	5,042
Additional noninterest expense	$718,000	4,723
Pre-tax net operating income	$1,311,000	3,761
Securities gains (losses)	$0	1,655
Applicable income taxes	$353,000	2,968
Income before extraordinary items	$958,000	3,987
Extraordinary gains, net	$0	33
Net income	$958,000	3,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,079
Cash dividends	$360,000	3,382
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$958,000	3,967
2007-06-30 (YTD Data)		Rank
Total interest income	$4,234,000	4,246
Total interest expense	$1,675,000	4,460
Net interest income	$2,559,000	3,957
Provision for loan and lease losses	$20,000	5,312
Total noninterest income	$334,000	4,434
Gross Fiduciary activities income	$6,000	1,205
Service charges on deposit accounts	$185,000	3,669
Trading account gains and fees	$0	168
Additional Noninterest Income	$143,000	4,411
Total noninterest expense	$2,027,000	4,094
Salaries and employee benefits	$1,361,000	3,504
Premises and equipment expense	$176,000	5,407
Additional noninterest expense	$490,000	4,646
Pre-tax net operating income	$846,000	3,895
Securities gains (losses)	$0	1,444
Applicable income taxes	$93,000	4,203
Income before extraordinary items	$753,000	3,657
Extraordinary gains, net	$0	29
Net income	$753,000	3,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,302
Cash dividends	$240,000	3,413
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$753,000	3,634
2007-03-31 (YTD Data)		Rank
Total interest income	$2,108,000	4,244
Total interest expense	$826,000	4,483
Net interest income	$1,282,000	3,953
Provision for loan and lease losses	$0	5,779
Total noninterest income	$157,000	4,537
Gross Fiduciary activities income	$4,000	1,141
Service charges on deposit accounts	$76,000	4,018
Trading account gains and fees	$0	195
Additional Noninterest Income	$77,000	4,286
Total noninterest expense	$1,080,000	3,890
Salaries and employee benefits	$690,000	3,497
Premises and equipment expense	$123,000	4,440
Additional noninterest expense	$267,000	4,323
Pre-tax net operating income	$359,000	4,251
Securities gains (losses)	$0	1,187
Applicable income taxes	$92,000	3,380
Income before extraordinary items	$267,000	4,417
Extraordinary gains, net	$0	22
Net income	$267,000	4,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	2,972
Cash dividends	$120,000	2,940
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$267,000	4,405
2006-12-31 (YTD Data)		Rank
Total interest income	$7,586,000	4,340
Total interest expense	$2,724,000	4,568
Net interest income	$4,862,000	4,089
Provision for loan and lease losses	$0	6,850
Total noninterest income	$788,000	4,094
Gross Fiduciary activities income	$27,000	1,127
Service charges on deposit accounts	$362,000	3,746
Trading account gains and fees	$0	130
Additional Noninterest Income	$399,000	3,739
Total noninterest expense	$4,076,000	3,941
Salaries and employee benefits	$2,691,000	3,428
Premises and equipment expense	$442,000	4,622
Additional noninterest expense	$943,000	4,704
Pre-tax net operating income	$1,574,000	4,190
Securities gains (losses)	$30,000	801
Applicable income taxes	$435,000	3,325
Income before extraordinary items	$1,169,000	4,335
Extraordinary gains, net	$0	51
Net income	$1,169,000	4,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$480,000	3,796
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,147,100	4,363
2006-09-30 (YTD Data)		Rank
Total interest income	$5,590,000	4,377
Total interest expense	$1,977,000	4,581
Net interest income	$3,613,000	4,148
Provision for loan and lease losses	$0	6,685
Total noninterest income	$571,000	4,177
Gross Fiduciary activities income	$14,000	1,157
Service charges on deposit accounts	$272,000	3,771
Trading account gains and fees	$0	126
Additional Noninterest Income	$285,000	3,827
Total noninterest expense	$3,014,000	3,969
Salaries and employee benefits	$2,027,000	3,414
Premises and equipment expense	$310,000	4,819
Additional noninterest expense	$677,000	4,823
Pre-tax net operating income	$1,170,000	4,359
Securities gains (losses)	$30,000	666
Applicable income taxes	$285,000	3,657
Income before extraordinary items	$915,000	4,371
Extraordinary gains, net	$0	45
Net income	$915,000	4,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$360,000	3,406
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$892,200	4,435
2006-06-30 (YTD Data)		Rank
Total interest income	$3,625,000	4,402
Total interest expense	$1,287,000	4,505
Net interest income	$2,338,000	4,250
Provision for loan and lease losses	$0	6,419
Total noninterest income	$361,000	4,275
Gross Fiduciary activities income	$10,000	1,166
Service charges on deposit accounts	$170,000	3,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$181,000	3,931
Total noninterest expense	$2,031,000	3,967
Salaries and employee benefits	$1,358,000	3,405
Premises and equipment expense	$203,000	4,881
Additional noninterest expense	$470,000	4,666
Pre-tax net operating income	$668,000	4,737
Securities gains (losses)	$30,000	531
Applicable income taxes	$171,000	3,817
Income before extraordinary items	$527,000	4,757
Extraordinary gains, net	$0	39
Net income	$527,000	4,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$240,000	3,449
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$504,200	4,852
2006-03-31 (YTD Data)		Rank
Total interest income	$1,762,000	4,434
Total interest expense	$625,000	4,466
Net interest income	$1,137,000	4,323
Provision for loan and lease losses	$0	6,013
Total noninterest income	$193,000	4,069
Gross Fiduciary activities income	$6,000	1,135
Service charges on deposit accounts	$74,000	4,113
Trading account gains and fees	$0	115
Additional Noninterest Income	$113,000	3,483
Total noninterest expense	$1,031,000	3,939
Salaries and employee benefits	$674,000	3,438
Premises and equipment expense	$122,000	4,360
Additional noninterest expense	$235,000	4,650
Pre-tax net operating income	$299,000	4,987
Securities gains (losses)	$-7,000	8,168
Applicable income taxes	$68,000	4,090
Income before extraordinary items	$224,000	5,087
Extraordinary gains, net	$0	21
Net income	$224,000	5,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$120,000	2,929
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$229,390	5,020
2005-12-31 (YTD Data)		Rank
Total interest income	$6,675,000	4,290
Total interest expense	$2,065,000	4,337
Net interest income	$4,610,000	4,189
Provision for loan and lease losses	$0	7,120
Total noninterest income	$730,000	4,264
Gross Fiduciary activities income	$18,000	1,196
Service charges on deposit accounts	$356,000	3,809
Trading account gains and fees	$0	138
Additional Noninterest Income	$356,000	3,981
Total noninterest expense	$3,874,000	3,956
Salaries and employee benefits	$2,572,000	3,401
Premises and equipment expense	$365,000	5,152
Additional noninterest expense	$937,000	4,640
Pre-tax net operating income	$1,466,000	4,444
Securities gains (losses)	$44,000	973
Applicable income taxes	$376,000	3,803
Income before extraordinary items	$1,134,000	4,490
Extraordinary gains, net	$0	46
Net income	$1,134,000	4,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$360,000	4,131
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,101,000	4,520
2005-09-30 (YTD Data)		Rank
Total interest income	$4,926,000	4,288
Total interest expense	$1,459,000	4,373
Net interest income	$3,467,000	4,179
Provision for loan and lease losses	$0	6,899
Total noninterest income	$563,000	4,211
Gross Fiduciary activities income	$12,000	1,190
Service charges on deposit accounts	$266,000	3,831
Trading account gains and fees	$0	126
Additional Noninterest Income	$285,000	3,894
Total noninterest expense	$2,883,000	3,950
Salaries and employee benefits	$1,908,000	3,418
Premises and equipment expense	$297,000	4,876
Additional noninterest expense	$678,000	4,732
Pre-tax net operating income	$1,147,000	4,428
Securities gains (losses)	$0	2,317
Applicable income taxes	$306,000	3,774
Income before extraordinary items	$841,000	4,626
Extraordinary gains, net	$0	35
Net income	$841,000	4,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$270,000	3,681
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$841,000	4,587
2005-06-30 (YTD Data)		Rank
Total interest income	$3,232,000	4,267
Total interest expense	$905,000	4,435
Net interest income	$2,327,000	4,147
Provision for loan and lease losses	$0	6,626
Total noninterest income	$400,000	4,049
Gross Fiduciary activities income	$9,000	1,180
Service charges on deposit accounts	$163,000	3,959
Trading account gains and fees	$0	116
Additional Noninterest Income	$228,000	3,531
Total noninterest expense	$1,947,000	3,889
Salaries and employee benefits	$1,284,000	3,374
Premises and equipment expense	$184,000	5,099
Additional noninterest expense	$479,000	4,524
Pre-tax net operating income	$780,000	4,335
Securities gains (losses)	$0	2,146
Applicable income taxes	$203,000	3,760
Income before extraordinary items	$577,000	4,516
Extraordinary gains, net	$0	30
Net income	$577,000	4,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$180,000	3,644
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$577,000	4,460
2005-03-31 (YTD Data)		Rank
Total interest income	$1,598,000	4,286
Total interest expense	$433,000	4,437
Net interest income	$1,165,000	4,157
Provision for loan and lease losses	$0	6,226
Total noninterest income	$177,000	4,299
Gross Fiduciary activities income	$9,000	1,075
Service charges on deposit accounts	$76,000	4,047
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,905
Total noninterest expense	$999,000	3,849
Salaries and employee benefits	$644,000	3,349
Premises and equipment expense	$107,000	4,643
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$343,000	4,649
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$92,000	3,902
Income before extraordinary items	$250,000	4,868
Extraordinary gains, net	$0	24
Net income	$250,000	4,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$90,000	3,047
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$250,730	4,823
2004-12-31 (YTD Data)		Rank
Total interest income	$6,289,000	4,117
Total interest expense	$1,545,000	4,434
Net interest income	$4,744,000	3,960
Provision for loan and lease losses	$0	7,314
Total noninterest income	$707,000	4,362
Gross Fiduciary activities income	$32,000	1,128
Service charges on deposit accounts	$330,000	4,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$345,000	4,000
Total noninterest expense	$3,946,000	3,790
Salaries and employee benefits	$2,513,000	3,332
Premises and equipment expense	$450,000	4,405
Additional noninterest expense	$983,000	4,410
Pre-tax net operating income	$1,505,000	4,243
Securities gains (losses)	$303,000	639
Applicable income taxes	$479,000	3,416
Income before extraordinary items	$1,329,000	3,932
Extraordinary gains, net	$0	34
Net income	$1,329,000	3,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,654
Cash dividends	$360,000	4,067
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,104,780	4,355
2004-09-30 (YTD Data)		Rank
Total interest income	$4,677,000	4,128
Total interest expense	$1,142,000	4,437
Net interest income	$3,535,000	3,975
Provision for loan and lease losses	$0	7,100
Total noninterest income	$515,000	4,454
Gross Fiduciary activities income	$19,000	1,146
Service charges on deposit accounts	$240,000	4,194
Trading account gains and fees	$0	134
Additional Noninterest Income	$256,000	4,020
Total noninterest expense	$2,808,000	3,915
Salaries and employee benefits	$1,829,000	3,381
Premises and equipment expense	$329,000	4,482
Additional noninterest expense	$650,000	4,785
Pre-tax net operating income	$1,242,000	4,074
Securities gains (losses)	$303,000	591
Applicable income taxes	$403,000	3,292
Income before extraordinary items	$1,142,000	3,672
Extraordinary gains, net	$0	26
Net income	$1,142,000	3,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$270,000	3,597
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$917,780	4,146
2004-06-30 (YTD Data)		Rank
Total interest income	$3,124,000	4,119
Total interest expense	$759,000	4,434
Net interest income	$2,365,000	3,943
Provision for loan and lease losses	$0	6,885
Total noninterest income	$335,000	4,530
Gross Fiduciary activities income	$17,000	1,116
Service charges on deposit accounts	$144,000	4,417
Trading account gains and fees	$0	130
Additional Noninterest Income	$174,000	4,024
Total noninterest expense	$1,900,000	3,904
Salaries and employee benefits	$1,220,000	3,392
Premises and equipment expense	$212,000	4,591
Additional noninterest expense	$468,000	4,545
Pre-tax net operating income	$800,000	4,114
Securities gains (losses)	$303,000	481
Applicable income taxes	$295,000	3,110
Income before extraordinary items	$808,000	3,497
Extraordinary gains, net	$0	21
Net income	$808,000	3,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$180,000	3,587
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$586,810	4,230
2004-03-31 (YTD Data)		Rank
Total interest income	$1,577,000	4,117
Total interest expense	$391,000	4,404
Net interest income	$1,186,000	3,932
Provision for loan and lease losses	$0	6,501
Total noninterest income	$176,000	4,381
Gross Fiduciary activities income	$4,000	1,216
Service charges on deposit accounts	$65,000	4,595
Trading account gains and fees	$0	121
Additional Noninterest Income	$107,000	3,564
Total noninterest expense	$1,004,000	3,747
Salaries and employee benefits	$620,000	3,362
Premises and equipment expense	$125,000	4,106
Additional noninterest expense	$259,000	4,194
Pre-tax net operating income	$358,000	4,367
Securities gains (losses)	$300,000	378
Applicable income taxes	$170,000	2,851
Income before extraordinary items	$488,000	3,009
Extraordinary gains, net	$0	16
Net income	$488,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$90,000	2,995
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$266,000	4,461
2003-12-31 (YTD Data)		Rank
Total interest income	$6,524,000	4,043
Total interest expense	$1,847,000	4,270
Net interest income	$4,677,000	3,878
Provision for loan and lease losses	$0	7,651
Total noninterest income	$645,000	4,776
Gross Fiduciary activities income	$27,000	1,194
Service charges on deposit accounts	$284,000	4,431
Trading account gains and fees	$0	160
Additional Noninterest Income	$334,000	4,295
Total noninterest expense	$3,690,000	3,939
Salaries and employee benefits	$2,324,000	3,472
Premises and equipment expense	$452,000	4,356
Additional noninterest expense	$914,000	4,568
Pre-tax net operating income	$1,632,000	3,899
Securities gains (losses)	$4,000	3,987
Applicable income taxes	$409,000	3,734
Income before extraordinary items	$1,227,000	4,083
Extraordinary gains, net	$0	54
Net income	$1,227,000	4,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$240,000	4,710
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,224,000	3,908
2003-09-30 (YTD Data)		Rank
Total interest income	$4,955,000	4,053
Total interest expense	$1,469,000	4,209
Net interest income	$3,486,000	3,917
Provision for loan and lease losses	$0	7,481
Total noninterest income	$475,000	4,876
Gross Fiduciary activities income	$9,000	1,296
Service charges on deposit accounts	$206,000	4,540
Trading account gains and fees	$0	153
Additional Noninterest Income	$260,000	4,307
Total noninterest expense	$2,712,000	3,982
Salaries and employee benefits	$1,737,000	3,470
Premises and equipment expense	$353,000	4,239
Additional noninterest expense	$622,000	4,885
Pre-tax net operating income	$1,249,000	3,970
Securities gains (losses)	$4,000	3,690
Applicable income taxes	$319,000	3,803
Income before extraordinary items	$934,000	4,170
Extraordinary gains, net	$0	40
Net income	$934,000	4,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,999
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$931,000	4,008
2003-06-30 (YTD Data)		Rank
Total interest income	$3,362,000	4,041
Total interest expense	$1,046,000	4,104
Net interest income	$2,316,000	3,939
Provision for loan and lease losses	$0	7,324
Total noninterest income	$299,000	4,991
Gross Fiduciary activities income	$5,000	1,338
Service charges on deposit accounts	$126,000	4,731
Trading account gains and fees	$0	150
Additional Noninterest Income	$168,000	4,354
Total noninterest expense	$1,815,000	3,973
Salaries and employee benefits	$1,166,000	3,443
Premises and equipment expense	$232,000	4,282
Additional noninterest expense	$417,000	4,855
Pre-tax net operating income	$800,000	4,055
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$207,000	3,888
Income before extraordinary items	$597,000	4,318
Extraordinary gains, net	$0	30
Net income	$597,000	4,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$120,000	4,077
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$594,040	4,119
2003-03-31 (YTD Data)		Rank
Total interest income	$1,711,000	3,997
Total interest expense	$555,000	4,019
Net interest income	$1,156,000	3,937
Provision for loan and lease losses	$0	6,934
Total noninterest income	$166,000	4,626
Gross Fiduciary activities income	$3,000	1,293
Service charges on deposit accounts	$55,000	4,963
Trading account gains and fees	$0	134
Additional Noninterest Income	$108,000	3,797
Total noninterest expense	$930,000	3,891
Salaries and employee benefits	$582,000	3,450
Premises and equipment expense	$131,000	3,907
Additional noninterest expense	$217,000	4,673
Pre-tax net operating income	$392,000	4,082
Securities gains (losses)	$4,000	2,461
Applicable income taxes	$94,000	4,051
Income before extraordinary items	$302,000	4,223
Extraordinary gains, net	$0	21
Net income	$302,000	4,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$60,000	3,294
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$298,960	4,062
2002-12-31 (YTD Data)		Rank
Total interest income	$7,222,000	3,945
Total interest expense	$2,464,000	4,143
Net interest income	$4,758,000	3,813
Provision for loan and lease losses	$47,000	6,797
Total noninterest income	$610,000	4,680
Gross Fiduciary activities income	$12,000	1,373
Service charges on deposit accounts	$284,000	4,352
Trading account gains and fees	$0	153
Additional Noninterest Income	$314,000	4,159
Total noninterest expense	$3,673,000	3,797
Salaries and employee benefits	$2,212,000	3,445
Premises and equipment expense	$493,000	3,970
Additional noninterest expense	$968,000	4,284
Pre-tax net operating income	$1,648,000	3,866
Securities gains (losses)	$-7,000	8,862
Applicable income taxes	$401,000	3,877
Income before extraordinary items	$1,240,000	3,991
Extraordinary gains, net	$0	70
Net income	$1,240,000	3,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,273
Cash dividends	$240,000	4,663
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,245,320	3,879
2001-12-31 (YTD Data)		Rank
Total interest income	$7,989,000	4,027
Total interest expense	$3,598,000	4,119
Net interest income	$4,391,000	3,838
Provision for loan and lease losses	$20,000	7,552
Total noninterest income	$642,000	4,408
Gross Fiduciary activities income	$27,000	1,248
Service charges on deposit accounts	$292,000	4,221
Trading account gains and fees	$0	177
Additional Noninterest Income	$323,000	3,954
Total noninterest expense	$3,338,000	3,980
Salaries and employee benefits	$2,101,000	3,453
Premises and equipment expense	$384,000	4,725
Additional noninterest expense	$853,000	4,586
Pre-tax net operating income	$1,675,000	3,593
Securities gains (losses)	$-8,000	9,262
Applicable income taxes	$535,000	3,209
Income before extraordinary items	$1,132,000	3,957
Extraordinary gains, net	$0	105
Net income	$1,132,000	3,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$240,000	4,738
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,137,440	3,810
2000-12-31 (YTD Data)		Rank
Total interest income	$7,841,000	4,202
Total interest expense	$3,801,000	4,147
Net interest income	$4,040,000	4,149
Provision for loan and lease losses	$0	8,337
Total noninterest income	$552,000	4,627
Gross Fiduciary activities income	$10,000	1,218
Service charges on deposit accounts	$286,000	4,197
Trading account gains and fees	$0	180
Additional Noninterest Income	$256,000	4,248
Total noninterest expense	$3,179,000	4,035
Salaries and employee benefits	$1,955,000	3,537
Premises and equipment expense	$393,000	4,562
Additional noninterest expense	$831,000	4,612
Pre-tax net operating income	$1,413,000	4,240
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$432,000	3,829
Income before extraordinary items	$983,000	4,434
Extraordinary gains, net	$0	38
Net income	$983,000	4,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,922
Cash dividends	$240,000	4,834
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$981,620	4,435
1999-12-31 (YTD Data)		Rank
Total interest income	$7,333,000	4,231
Total interest expense	$3,411,000	4,134
Net interest income	$3,922,000	4,257
Provision for loan and lease losses	$76,000	5,754
Total noninterest income	$628,000	4,297
Gross Fiduciary activities income	$18,000	1,215
Service charges on deposit accounts	$290,000	4,083
Trading account gains and fees	$0	173
Additional Noninterest Income	$320,000	3,875
Total noninterest expense	$2,921,000	4,304
Salaries and employee benefits	$1,735,000	3,862
Premises and equipment expense	$367,000	4,808
Additional noninterest expense	$819,000	4,702
Pre-tax net operating income	$1,553,000	3,991
Securities gains (losses)	$23,000	1,318
Applicable income taxes	$467,000	3,769
Income before extraordinary items	$1,109,000	4,111
Extraordinary gains, net	$0	35
Net income	$1,109,000	4,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,892
Cash dividends	$240,000	4,933
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,092,900	4,122
1998-12-31 (YTD Data)		Rank
Total interest income	$7,159,000	4,321
Total interest expense	$3,694,000	3,946
Net interest income	$3,465,000	4,642
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$581,000	4,482
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	3,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	4,254
Total noninterest expense	$2,912,000	4,237
Salaries and employee benefits	$1,721,000	3,800
Premises and equipment expense	$364,000	4,752
Additional noninterest expense	$827,000	4,574
Pre-tax net operating income	$1,094,000	5,153
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$282,000	5,342
Income before extraordinary items	$809,000	5,163
Extraordinary gains, net	$0	32
Net income	$809,000	5,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$240,000	5,025
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$811,220	5,066
1997-12-31 (YTD Data)		Rank
Total interest income	$6,982,000	4,506
Total interest expense	$3,739,000	3,924
Net interest income	$3,243,000	5,007
Provision for loan and lease losses	$38,000	7,082
Total noninterest income	$548,000	4,708
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	7,739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$472,000	2,945
Total noninterest expense	$2,836,000	4,286
Salaries and employee benefits	$1,776,000	3,692
Premises and equipment expense	$511,000	3,635
Additional noninterest expense	$549,000	6,124
Pre-tax net operating income	$917,000	6,095
Securities gains (losses)	$27,000	1,697
Applicable income taxes	$246,000	6,296
Income before extraordinary items	$698,000	5,914
Extraordinary gains, net	$0	44
Net income	$698,000	5,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	10,459
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$678,020	5,949
1996-12-31 (YTD Data)		Rank
Total interest income	$5,558,000	5,475
Total interest expense	$2,949,000	4,850
Net interest income	$2,609,000	6,032
Provision for loan and lease losses	$0	9,041
Total noninterest income	$359,000	6,335
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$248,000	4,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	6,836
Total noninterest expense	$2,223,000	5,491
Salaries and employee benefits	$1,422,000	4,532
Premises and equipment expense	$350,000	5,017
Additional noninterest expense	$451,000	7,463
Pre-tax net operating income	$745,000	6,729
Securities gains (losses)	$30,000	1,690
Applicable income taxes	$251,000	6,439
Income before extraordinary items	$524,000	6,737
Extraordinary gains, net	$0	53
Net income	$524,000	6,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-94,000	11,205
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$503,600	6,821
1995-12-31 (YTD Data)		Rank
Total interest income	$4,356,000	6,613
Total interest expense	$2,058,000	6,344
Net interest income	$2,298,000	6,689
Provision for loan and lease losses	$90,000	4,814
Total noninterest income	$277,000	7,345
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$216,000	5,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	8,706
Total noninterest expense	$1,670,000	6,803
Salaries and employee benefits	$1,171,000	5,321
Premises and equipment expense	$111,000	9,279
Additional noninterest expense	$388,000	8,314
Pre-tax net operating income	$815,000	6,771
Securities gains (losses)	$185,000	706
Applicable income taxes	$315,000	5,834
Income before extraordinary items	$685,000	6,086
Extraordinary gains, net	$0	65
Net income	$685,000	6,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,181
Cash dividends	$250,000	4,947
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$559,200	6,831
1994-12-31 (YTD Data)		Rank
Total interest income	$3,985,000	6,714
Total interest expense	$1,469,000	6,979
Net interest income	$2,516,000	6,447
Provision for loan and lease losses	$85,000	4,903
Total noninterest income	$253,000	7,898
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	6,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	8,968
Total noninterest expense	$1,704,000	6,976
Salaries and employee benefits	$1,166,000	5,384
Premises and equipment expense	$131,000	9,070
Additional noninterest expense	$407,000	8,765
Pre-tax net operating income	$980,000	6,050
Securities gains (losses)	$-15,000	10,127
Applicable income taxes	$377,000	4,980
Income before extraordinary items	$588,000	6,632
Extraordinary gains, net	$0	249
Net income	$588,000	6,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$250,000	4,888
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$597,600	6,629
1993-12-31 (YTD Data)		Rank
Total interest income	$3,902,000	6,984
Total interest expense	$1,408,000	7,514
Net interest income	$2,494,000	6,559
Provision for loan and lease losses	$260,000	3,299
Total noninterest income	$253,000	8,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	10,323
Total noninterest expense	$1,572,000	7,587
Salaries and employee benefits	$1,073,000	5,776
Premises and equipment expense	$128,000	9,539
Additional noninterest expense	$371,000	9,592
Pre-tax net operating income	$915,000	6,281
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$279,000	6,349
Income before extraordinary items	$647,000	6,443
Extraordinary gains, net	$0	3,149
Net income	$647,000	6,606
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,962
Cash dividends	$60,000	7,697
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$639,300	6,252
1992-12-31 (YTD Data)		Rank
Total interest income	$4,070,000	7,417
Total interest expense	$1,663,000	8,002
Net interest income	$2,407,000	6,780
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$213,000	9,163
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	6,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$1,665,000	7,354
Salaries and employee benefits	$1,120,000	5,498
Premises and equipment expense	$130,000	9,690
Additional noninterest expense	$415,000	9,394
Pre-tax net operating income	$895,000	6,121
Securities gains (losses)	$-23,000	13,513
Applicable income taxes	$212,000	7,328
Income before extraordinary items	$660,000	6,169
Extraordinary gains, net	$0	1,422
Net income	$660,000	6,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$60,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$677,480	5,716

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.