Home > Greystone Bank > Income and Expense
Greystone Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 3,734 |
| Total interest expense | $4,297,000 | 1,096 |
| Net interest income | $920,000 | 6,815 |
| Provision for loan and lease losses | $-886,000 | 7,406 |
| Total noninterest income | $-26,479,000 | 7,435 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-26,479,000 | 7,441 |
| Total noninterest expense | $5,728,000 | 2,476 |
| Salaries and employee benefits | $2,194,000 | 3,187 |
| Premises and equipment expense | $239,000 | 5,137 |
| Additional noninterest expense | $3,295,000 | 1,549 |
| Pre-tax net operating income | $-30,401,000 | 7,422 |
| Securities gains (losses) | $291,000 | 946 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-30,110,000 | 7,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,110,000 | 7,419 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-30,110,000 | 7,419 |
| Net charge-offs | $904,000 | 2,011 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 206 |
| Net operating income | $-30,401,000 | 7,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,229 |
| Total interest expense | $3,273,000 | 1,012 |
| Net interest income | $970,000 | 6,220 |
| Provision for loan and lease losses | $-372,000 | 7,468 |
| Total noninterest income | $-19,953,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-19,953,000 | 7,517 |
| Total noninterest expense | $4,001,000 | 2,404 |
| Salaries and employee benefits | $1,463,000 | 3,204 |
| Premises and equipment expense | $161,000 | 5,160 |
| Additional noninterest expense | $2,377,000 | 1,472 |
| Pre-tax net operating income | $-22,612,000 | 7,491 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-22,611,000 | 7,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-22,611,000 | 7,483 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-22,611,000 | 7,483 |
| Net charge-offs | $928,000 | 1,534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-22,612,000 | 7,483 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 2,802 |
| Total interest expense | $1,964,000 | 858 |
| Net interest income | $556,000 | 5,987 |
| Provision for loan and lease losses | $-369,000 | 7,539 |
| Total noninterest income | $-15,623,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-15,623,000 | 7,581 |
| Total noninterest expense | $1,804,000 | 2,631 |
| Salaries and employee benefits | $605,000 | 3,699 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $1,118,000 | 1,552 |
| Pre-tax net operating income | $-16,502,000 | 7,562 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-16,502,000 | 7,552 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-16,502,000 | 7,551 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-16,502,000 | 7,552 |
| Net charge-offs | $601,000 | 1,187 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-16,502,000 | 7,553 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,161,000 | 1,274 |
| Total interest expense | $12,708,000 | 623 |
| Net interest income | $11,453,000 | 1,910 |
| Provision for loan and lease losses | $-4,292,000 | 7,654 |
| Total noninterest income | $-18,180,000 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-18,180,000 | 7,661 |
| Total noninterest expense | $17,354,000 | 1,164 |
| Salaries and employee benefits | $8,047,000 | 1,222 |
| Premises and equipment expense | $256,000 | 5,759 |
| Additional noninterest expense | $9,051,000 | 818 |
| Pre-tax net operating income | $-19,789,000 | 7,517 |
| Securities gains (losses) | $2,691,000 | 198 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-17,098,000 | 7,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,098,000 | 7,497 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-17,098,000 | 7,497 |
| Net charge-offs | $1,172,000 | 2,472 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-19,789,000 | 7,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,429,000 | 1,213 |
| Total interest expense | $10,094,000 | 609 |
| Net interest income | $9,335,000 | 1,799 |
| Provision for loan and lease losses | $-3,924,000 | 7,758 |
| Total noninterest income | $-17,063,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-17,063,000 | 7,765 |
| Total noninterest expense | $14,062,000 | 1,046 |
| Salaries and employee benefits | $7,048,000 | 1,033 |
| Premises and equipment expense | $197,000 | 5,764 |
| Additional noninterest expense | $6,817,000 | 799 |
| Pre-tax net operating income | $-17,866,000 | 7,643 |
| Securities gains (losses) | $2,536,000 | 173 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-15,330,000 | 7,632 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-15,330,000 | 7,632 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-15,330,000 | 7,632 |
| Net charge-offs | $1,200,000 | 1,985 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-17,866,000 | 7,642 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,109,000 | 1,117 |
| Total interest expense | $7,050,000 | 605 |
| Net interest income | $7,059,000 | 1,604 |
| Provision for loan and lease losses | $-3,512,000 | 7,827 |
| Total noninterest income | $-11,419,000 | 7,828 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-11,419,000 | 7,834 |
| Total noninterest expense | $10,707,000 | 929 |
| Salaries and employee benefits | $5,934,000 | 820 |
| Premises and equipment expense | $133,000 | 5,759 |
| Additional noninterest expense | $4,640,000 | 773 |
| Pre-tax net operating income | $-11,555,000 | 7,702 |
| Securities gains (losses) | $2,464,000 | 113 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-9,091,000 | 7,683 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-9,091,000 | 7,683 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-9,091,000 | 7,683 |
| Net charge-offs | $1,472,000 | 1,376 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-11,555,000 | 7,704 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,959,000 | 879 |
| Total interest expense | $3,695,000 | 613 |
| Net interest income | $5,264,000 | 1,063 |
| Provision for loan and lease losses | $-4,266,000 | 7,930 |
| Total noninterest income | $-6,168,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-6,168,000 | 7,937 |
| Total noninterest expense | $5,290,000 | 940 |
| Salaries and employee benefits | $2,822,000 | 878 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $2,399,000 | 759 |
| Pre-tax net operating income | $-1,928,000 | 7,586 |
| Securities gains (losses) | $90,000 | 832 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,838,000 | 7,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,838,000 | 7,629 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,838,000 | 7,629 |
| Net charge-offs | $598,000 | 1,453 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,928,000 | 7,627 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $38,588,000 | 871 |
| Total interest expense | $10,919,000 | 1,082 |
| Net interest income | $27,669,000 | 776 |
| Provision for loan and lease losses | $4,625,000 | 1,504 |
| Total noninterest income | $-7,351,000 | 8,002 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-7,351,000 | 8,002 |
| Total noninterest expense | $14,920,000 | 1,372 |
| Salaries and employee benefits | $5,286,000 | 1,872 |
| Premises and equipment expense | $232,000 | 6,218 |
| Additional noninterest expense | $9,402,000 | 853 |
| Pre-tax net operating income | $773,000 | 3,400 |
| Securities gains (losses) | $509,000 | 870 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,282,000 | 2,370 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,282,000 | 2,368 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,282,000 | 2,369 |
| Net charge-offs | $2,968,000 | 1,617 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $6,016,000 | 156 |
| Net operating income | $773,000 | 3,139 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,017,000 | 857 |
| Total interest expense | $8,121,000 | 1,151 |
| Net interest income | $21,896,000 | 732 |
| Provision for loan and lease losses | $2,405,000 | 1,703 |
| Total noninterest income | $-11,561,000 | 8,093 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-11,561,000 | 8,102 |
| Total noninterest expense | $10,534,000 | 1,458 |
| Salaries and employee benefits | $2,928,000 | 2,526 |
| Premises and equipment expense | $164,000 | 6,381 |
| Additional noninterest expense | $7,442,000 | 769 |
| Pre-tax net operating income | $-2,604,000 | 7,194 |
| Securities gains (losses) | $509,000 | 692 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,095,000 | 7,198 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,095,000 | 7,198 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,095,000 | 7,197 |
| Net charge-offs | $2,545,000 | 1,307 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,016,000 | 127 |
| Net operating income | $-2,604,000 | 7,299 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,887,000 | 1,044 |
| Total interest expense | $5,764,000 | 1,144 |
| Net interest income | $11,123,000 | 967 |
| Provision for loan and lease losses | $1,242,000 | 1,826 |
| Total noninterest income | $136,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $136,000 | 4,284 |
| Total noninterest expense | $4,896,000 | 2,070 |
| Salaries and employee benefits | $1,398,000 | 3,443 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $3,403,000 | 1,128 |
| Pre-tax net operating income | $5,121,000 | 424 |
| Securities gains (losses) | $159,000 | 1,171 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $5,280,000 | 334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,280,000 | 331 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,280,000 | 333 |
| Net charge-offs | $2,069,000 | 1,100 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $6,016,000 | 85 |
| Net operating income | $5,121,000 | 329 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 1,099 |
| Total interest expense | $3,208,000 | 1,079 |
| Net interest income | $4,934,000 | 1,108 |
| Provision for loan and lease losses | $1,352,000 | 988 |
| Total noninterest income | $2,594,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,594,000 | 416 |
| Total noninterest expense | $1,600,000 | 2,964 |
| Salaries and employee benefits | $355,000 | 5,500 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $1,205,000 | 1,353 |
| Pre-tax net operating income | $4,576,000 | 269 |
| Securities gains (losses) | $52,000 | 1,287 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $4,628,000 | 226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,628,000 | 225 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $4,628,000 | 227 |
| Net charge-offs | $439,000 | 1,454 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $4,576,000 | 215 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,667,000 | 1,571 |
| Total interest expense | $13,068,000 | 1,243 |
| Net interest income | $11,599,000 | 1,922 |
| Provision for loan and lease losses | $4,930,000 | 1,011 |
| Total noninterest income | $-3,815,000 | 8,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-3,815,000 | 8,293 |
| Total noninterest expense | $8,803,000 | 2,176 |
| Salaries and employee benefits | $1,247,000 | 5,856 |
| Premises and equipment expense | $195,000 | 6,722 |
| Additional noninterest expense | $7,361,000 | 883 |
| Pre-tax net operating income | $-5,949,000 | 7,855 |
| Securities gains (losses) | $632,000 | 306 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,317,000 | 7,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,317,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $35,960,000 | 45 |
| Net operating income | $-5,949,000 | 7,912 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,957,000 | 1,840 |
| Total interest expense | $9,105,000 | 1,398 |
| Net interest income | $6,852,000 | 2,410 |
| Provision for loan and lease losses | $3,085,000 | 887 |
| Total noninterest income | $1,945,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,945,000 | 1,132 |
| Total noninterest expense | $6,297,000 | 2,272 |
| Salaries and employee benefits | $899,000 | 5,990 |
| Premises and equipment expense | $147,000 | 6,744 |
| Additional noninterest expense | $5,251,000 | 869 |
| Pre-tax net operating income | $-585,000 | 7,313 |
| Securities gains (losses) | $642,000 | 262 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $57,000 | 6,378 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $57,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $26,300,000 | 34 |
| Net operating income | $-585,000 | 7,383 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,589,000 | 2,068 |
| Total interest expense | $5,903,000 | 1,494 |
| Net interest income | $3,686,000 | 2,929 |
| Provision for loan and lease losses | $2,037,000 | 780 |
| Total noninterest income | $2,770,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,770,000 | 653 |
| Total noninterest expense | $4,071,000 | 2,342 |
| Salaries and employee benefits | $537,000 | 6,320 |
| Premises and equipment expense | $96,000 | 6,823 |
| Additional noninterest expense | $3,438,000 | 858 |
| Pre-tax net operating income | $348,000 | 5,045 |
| Securities gains (losses) | $643,000 | 258 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $991,000 | 2,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $26,300,000 | 23 |
| Net operating income | $348,000 | 4,685 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 2,599 |
| Total interest expense | $2,319,000 | 1,998 |
| Net interest income | $1,457,000 | 3,558 |
| Provision for loan and lease losses | $1,111,000 | 583 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $1,968,000 | 2,407 |
| Salaries and employee benefits | $241,000 | 6,608 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $1,678,000 | 854 |
| Pre-tax net operating income | $-1,579,000 | 8,338 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,579,000 | 8,364 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,579,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $16,300,000 | 28 |
| Net operating income | $-1,579,000 | 8,359 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,646 |
| Total interest expense | $2,524,000 | 5,239 |
| Net interest income | $2,619,000 | 5,852 |
| Provision for loan and lease losses | $1,377,000 | 1,132 |
| Total noninterest income | $-1,899,000 | 8,523 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-1,899,000 | 8,536 |
| Total noninterest expense | $1,833,000 | 6,430 |
| Salaries and employee benefits | $831,000 | 6,883 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $822,000 | 5,258 |
| Pre-tax net operating income | $-2,490,000 | 8,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-2,490,000 | 8,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,490,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,490,000 | 8,361 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 6,591 |
| Total interest expense | $1,091,000 | 6,521 |
| Net interest income | $1,500,000 | 6,530 |
| Provision for loan and lease losses | $808,000 | 1,083 |
| Total noninterest income | $-157,000 | 8,543 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-157,000 | 8,548 |
| Total noninterest expense | $1,214,000 | 6,719 |
| Salaries and employee benefits | $595,000 | 6,965 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $483,000 | 5,905 |
| Pre-tax net operating income | $-679,000 | 8,177 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-679,000 | 8,219 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-679,000 | 8,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-679,000 | 8,210 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,195 |
| Total interest expense | $511,000 | 7,195 |
| Net interest income | $800,000 | 7,087 |
| Provision for loan and lease losses | $282,000 | 1,642 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $741,000 | 6,975 |
| Salaries and employee benefits | $373,000 | 7,147 |
| Premises and equipment expense | $89,000 | 6,968 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $-177,000 | 8,063 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-177,000 | 8,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-177,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-177,000 | 8,083 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,449 |
| Total interest expense | $211,000 | 7,504 |
| Net interest income | $371,000 | 7,280 |
| Provision for loan and lease losses | $110,000 | 1,886 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $364,000 | 7,050 |
| Salaries and employee benefits | $170,000 | 7,390 |
| Premises and equipment expense | $44,000 | 7,021 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $-103,000 | 8,152 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-103,000 | 8,182 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-103,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-103,000 | 8,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 8,334 |
| Total interest expense | $95,000 | 8,537 |
| Net interest income | $822,000 | 8,067 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $1,189,000 | 7,403 |
| Salaries and employee benefits | $621,000 | 7,535 |
| Premises and equipment expense | $191,000 | 6,820 |
| Additional noninterest expense | $377,000 | 7,178 |
| Pre-tax net operating income | $-527,000 | 8,276 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-527,000 | 8,306 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-527,000 | 8,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 260 |
| Net operating income | $-527,000 | 8,302 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,505 |
| Total interest expense | $28,000 | 8,654 |
| Net interest income | $502,000 | 8,313 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $875,000 | 7,449 |
| Salaries and employee benefits | $477,000 | 7,474 |
| Premises and equipment expense | $83,000 | 7,709 |
| Additional noninterest expense | $315,000 | 6,990 |
| Pre-tax net operating income | $-452,000 | 8,422 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-452,000 | 8,450 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-452,000 | 8,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 197 |
| Net operating income | $-452,000 | 8,440 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,631 |
| Total interest expense | $12,000 | 8,704 |
| Net interest income | $270,000 | 8,514 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $0 | 8,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $577,000 | 7,510 |
| Salaries and employee benefits | $321,000 | 7,498 |
| Premises and equipment expense | $57,000 | 7,687 |
| Additional noninterest expense | $199,000 | 7,112 |
| Pre-tax net operating income | $-335,000 | 8,490 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-335,000 | 8,511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-335,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-335,000 | 8,508 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $123,000 | 8,685 |
| Total interest expense | $3,000 | 8,758 |
| Net interest income | $120,000 | 8,580 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $278,000 | 7,596 |
| Salaries and employee benefits | $150,000 | 7,630 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $96,000 | 7,176 |
| Pre-tax net operating income | $-168,000 | 8,517 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-168,000 | 8,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-168,000 | 8,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-168,000 | 8,525 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $77,000 | 8,808 |
| Total interest expense | $1,000 | 8,811 |
| Net interest income | $76,000 | 8,798 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $751,000 | 8,145 |
| Salaries and employee benefits | $379,000 | 8,276 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $290,000 | 7,704 |
| Pre-tax net operating income | $-675,000 | 8,557 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-675,000 | 8,598 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-675,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,550,000 | 180 |
| Net operating income | $-675,000 | 8,581 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.