Home > Greer State Bank > Net charge- offs to loans

Greer State Bank, Net charge- offs to loans

2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0328%5,279
Percentage Net Loans Charged-off: Total real estate loans-0.0306%5,163
Percentage Net Loans Charged-off:Construction & development-0.0349%4,693
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0573%5,378
Percentage Net Loans Charged-off: Home equity loans0.1701%440
All other 1-4 family - Percent of loans charged-off, net-0.1301%5,563
Percentage Net Loans Charged-off: Commercial and industrial-0.1248%5,090
Percentage Net Loans Charged-off: Loans to individuals0.3045%2,394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3045%2,247
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0127%3,508
Percentage Net Loans Charged-off: Total real estate loans0.0304%1,879
Percentage Net Loans Charged-off:Construction & development-0.0307%4,718
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0873%1,305
Percentage Net Loans Charged-off: Home equity loans0.2263%328
All other 1-4 family - Percent of loans charged-off, net0.0424%1,694
Percentage Net Loans Charged-off: Commercial and industrial-0.1351%5,123
Percentage Net Loans Charged-off: Loans to individuals0.0292%3,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0292%3,160
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%2,911
Percentage Net Loans Charged-off: Total real estate loans0.0476%1,500
Percentage Net Loans Charged-off:Construction & development-0.0346%4,834
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1315%981
Percentage Net Loans Charged-off: Home equity loans0.3373%237
All other 1-4 family - Percent of loans charged-off, net0.0641%1,369
Percentage Net Loans Charged-off: Commercial and industrial-0.1571%5,221
Percentage Net Loans Charged-off: Loans to individuals0.1304%2,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1304%2,413
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%2,745
Percentage Net Loans Charged-off: Total real estate loans0.0332%1,329
Percentage Net Loans Charged-off:Construction & development-0.0349%4,940
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0974%949
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1299%770
Percentage Net Loans Charged-off: Commercial and industrial-0.2250%5,416
Percentage Net Loans Charged-off: Loans to individuals0.1661%2,094
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1661%1,944
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0653%5,644
Percentage Net Loans Charged-off: Total real estate loans-0.0588%5,557
Percentage Net Loans Charged-off:Construction & development-0.0368%4,855
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.1347%5,837
Percentage Net Loans Charged-off: Home equity loans0.1050%669
All other 1-4 family - Percent of loans charged-off, net-0.2224%5,916
Percentage Net Loans Charged-off: Commercial and industrial-0.1571%5,304
Percentage Net Loans Charged-off: Loans to individuals0.0246%3,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0246%3,496
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0804%5,711
Percentage Net Loans Charged-off: Total real estate loans-0.0766%5,693
Percentage Net Loans Charged-off:Construction & development-0.0373%4,932
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1827%5,957
Percentage Net Loans Charged-off: Home equity loans0.1409%555
All other 1-4 family - Percent of loans charged-off, net-0.3027%6,018
Percentage Net Loans Charged-off: Commercial and industrial-0.1522%5,295
Percentage Net Loans Charged-off: Loans to individuals0.0338%3,290
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0338%3,156
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0171%5,115
Percentage Net Loans Charged-off: Total real estate loans-0.0069%4,925
Percentage Net Loans Charged-off:Construction & development-0.0374%4,997
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,507
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0000%2,362
Percentage Net Loans Charged-off: Commercial and industrial-0.1288%5,250
Percentage Net Loans Charged-off: Loans to individuals0.0533%2,889
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0533%2,763
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0182%4,998
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,078
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial-0.0846%5,115
Percentage Net Loans Charged-off: Loans to individuals-0.6347%5,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6347%5,902
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2465%6,298
Percentage Net Loans Charged-off: Total real estate loans-0.2804%6,295
Percentage Net Loans Charged-off:Construction & development-1.3353%5,770
Percentage Net Loans Charged-off: Commercial real estate-0.1122%6,022
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0603%2,808
Percentage Net Loans Charged-off: Home equity loans-0.0411%4,477
All other 1-4 family - Percent of loans charged-off, net0.0993%2,298
Percentage Net Loans Charged-off: Commercial and industrial0.0173%2,644
Percentage Net Loans Charged-off: Loans to individuals-0.1438%5,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1438%5,719
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2684%6,369
Percentage Net Loans Charged-off: Total real estate loans-0.3115%6,379
Percentage Net Loans Charged-off:Construction & development-1.7803%5,856
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0810%2,348
Percentage Net Loans Charged-off: Home equity loans-0.0558%4,539
All other 1-4 family - Percent of loans charged-off, net0.1329%1,834
Percentage Net Loans Charged-off: Commercial and industrial0.0546%2,076
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4044%6,486
Percentage Net Loans Charged-off: Total real estate loans-0.4650%6,482
Percentage Net Loans Charged-off:Construction & development-2.5524%5,920
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1217%1,867
Percentage Net Loans Charged-off: Home equity loans-0.0851%4,620
All other 1-4 family - Percent of loans charged-off, net0.1983%1,409
Percentage Net Loans Charged-off: Commercial and industrial0.0465%1,812
Percentage Net Loans Charged-off: Loans to individuals-0.0752%5,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0752%5,375
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8224%6,609
Percentage Net Loans Charged-off: Total real estate loans-0.9636%6,593
Percentage Net Loans Charged-off:Construction & development-4.9545%6,002
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0849%1,651
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.1159%1,426
Percentage Net Loans Charged-off: Commercial and industrial0.2289%885
Percentage Net Loans Charged-off: Loans to individuals-0.1477%5,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1477%5,520
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2780%6,663
Percentage Net Loans Charged-off: Total real estate loans-0.2565%6,607
Percentage Net Loans Charged-off:Construction & development-0.5864%5,879
Percentage Net Loans Charged-off: Commercial real estate-0.4612%6,535
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.1601%2,527
Percentage Net Loans Charged-off: Home equity loans0.0742%1,274
All other 1-4 family - Percent of loans charged-off, net0.1951%2,204
Percentage Net Loans Charged-off: Commercial and industrial-0.5735%6,230
Percentage Net Loans Charged-off: Loans to individuals0.1102%3,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1102%3,497
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1160%6,526
Percentage Net Loans Charged-off: Total real estate loans-0.0566%6,356
Percentage Net Loans Charged-off:Construction & development-0.7709%5,990
Percentage Net Loans Charged-off: Commercial real estate-0.0285%6,159
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3250%1,516
Percentage Net Loans Charged-off: Home equity loans0.0975%1,113
All other 1-4 family - Percent of loans charged-off, net0.4201%1,220
Percentage Net Loans Charged-off: Commercial and industrial-0.7077%6,345
Percentage Net Loans Charged-off: Loans to individuals0.1968%2,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1968%2,762
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1948%6,656
Percentage Net Loans Charged-off: Total real estate loans-0.1314%6,579
Percentage Net Loans Charged-off:Construction & development-1.3175%6,110
Percentage Net Loans Charged-off: Commercial real estate-0.0312%6,252
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4516%1,185
Percentage Net Loans Charged-off: Home equity loans0.0112%1,069
All other 1-4 family - Percent of loans charged-off, net0.6395%844
Percentage Net Loans Charged-off: Commercial and industrial-0.8399%6,405
Percentage Net Loans Charged-off: Loans to individuals0.1456%2,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1456%2,737
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1421%6,583
Percentage Net Loans Charged-off: Total real estate loans-0.0873%6,516
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0112%6,163
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.2315%6,687
Percentage Net Loans Charged-off: Home equity loans-1.0922%5,043
All other 1-4 family - Percent of loans charged-off, net0.1317%1,819
Percentage Net Loans Charged-off: Commercial and industrial-0.6573%6,407
Percentage Net Loans Charged-off: Loans to individuals-0.1426%5,776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1426%5,728
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1070%952
Percentage Net Loans Charged-off: Total real estate loans1.0099%991
Percentage Net Loans Charged-off:Construction & development0.5546%1,750
Percentage Net Loans Charged-off: Commercial real estate1.4585%605
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.7474%1,229
Percentage Net Loans Charged-off: Home equity loans0.5565%971
All other 1-4 family - Percent of loans charged-off, net0.8348%1,088
Percentage Net Loans Charged-off: Commercial and industrial2.0779%813
Percentage Net Loans Charged-off: Loans to individuals0.8539%1,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8539%1,466
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4013%645
Percentage Net Loans Charged-off: Total real estate loans1.2619%713
Percentage Net Loans Charged-off:Construction & development0.2961%1,839
Percentage Net Loans Charged-off: Commercial real estate1.9400%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0328%857
Percentage Net Loans Charged-off: Home equity loans0.4210%1,008
All other 1-4 family - Percent of loans charged-off, net1.3172%646
Percentage Net Loans Charged-off: Commercial and industrial2.7818%570
Percentage Net Loans Charged-off: Loans to individuals0.7989%1,536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7989%1,406
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3989%2,428
Percentage Net Loans Charged-off: Total real estate loans0.1787%3,028
Percentage Net Loans Charged-off:Construction & development0.1053%1,810
Percentage Net Loans Charged-off: Commercial real estate0.1007%2,053
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3167%2,173
Percentage Net Loans Charged-off: Home equity loans0.6094%769
All other 1-4 family - Percent of loans charged-off, net0.1755%2,588
Percentage Net Loans Charged-off: Commercial and industrial2.1037%748
Percentage Net Loans Charged-off: Loans to individuals0.8421%1,440
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8421%1,305
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5761%1,654
Percentage Net Loans Charged-off: Total real estate loans0.1022%2,970
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0150%6,571
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3053%1,878
Percentage Net Loans Charged-off: Home equity loans0.9557%517
All other 1-4 family - Percent of loans charged-off, net-0.0176%6,514
Percentage Net Loans Charged-off: Commercial and industrial4.3641%368
Percentage Net Loans Charged-off: Loans to individuals-0.2149%6,190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2149%6,118
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8139%810
Percentage Net Loans Charged-off: Total real estate loans1.6379%906
Percentage Net Loans Charged-off:Construction & development4.0174%1,168
Percentage Net Loans Charged-off: Commercial real estate0.4170%2,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.4680%829
Percentage Net Loans Charged-off: Home equity loans3.3540%256
All other 1-4 family - Percent of loans charged-off, net0.5155%2,103
Percentage Net Loans Charged-off: Commercial and industrial3.2452%739
Percentage Net Loans Charged-off: Loans to individuals1.0326%1,622
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.9492%1,509
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3450%489
Percentage Net Loans Charged-off: Total real estate loans2.1247%542
Percentage Net Loans Charged-off:Construction & development5.2221%839
Percentage Net Loans Charged-off: Commercial real estate0.6071%1,508
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.7598%600
Percentage Net Loans Charged-off: Home equity loans4.2961%188
All other 1-4 family - Percent of loans charged-off, net0.4804%1,990
Percentage Net Loans Charged-off: Commercial and industrial4.1313%509
Percentage Net Loans Charged-off: Loans to individuals1.1849%1,306
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual1.0671%1,206
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9854%681
Percentage Net Loans Charged-off: Total real estate loans2.3081%515
Percentage Net Loans Charged-off:Construction & development8.0419%538
Percentage Net Loans Charged-off: Commercial real estate-0.1230%7,128
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.1431%1,040
Percentage Net Loans Charged-off: Home equity loans2.3395%369
All other 1-4 family - Percent of loans charged-off, net0.5386%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.2813%2,543
Percentage Net Loans Charged-off: Loans to individuals1.3693%1,107
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual1.1934%1,005
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1661%3,483
Percentage Net Loans Charged-off: Total real estate loans0.0400%3,612
Percentage Net Loans Charged-off:Construction & development0.0148%1,686
Percentage Net Loans Charged-off: Commercial real estate-0.0333%6,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1351%2,517
Percentage Net Loans Charged-off: Home equity loans0.1809%915
All other 1-4 family - Percent of loans charged-off, net0.1123%2,432
Percentage Net Loans Charged-off: Commercial and industrial0.4312%1,709
Percentage Net Loans Charged-off: Loans to individuals3.5290%407
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8794%381
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8736%1,100
Percentage Net Loans Charged-off: Total real estate loans1.9159%989
Percentage Net Loans Charged-off:Construction & development3.9478%1,486
Percentage Net Loans Charged-off: Commercial real estate0.2169%2,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.9463%664
Percentage Net Loans Charged-off: Home equity loans0.3040%1,473
All other 1-4 family - Percent of loans charged-off, net2.7448%447
Percentage Net Loans Charged-off: Commercial and industrial0.9910%2,553
Percentage Net Loans Charged-off: Loans to individuals7.3951%188
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6046%1,228
Percentage Net Loans Charged-off: Total real estate loans1.8497%941
Percentage Net Loans Charged-off:Construction & development3.6425%1,415
Percentage Net Loans Charged-off: Commercial real estate0.1013%2,767
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential2.0317%569
Percentage Net Loans Charged-off: Home equity loans0.3838%1,218
All other 1-4 family - Percent of loans charged-off, net2.8287%378
Percentage Net Loans Charged-off: Commercial and industrial0.3941%3,143
Percentage Net Loans Charged-off: Loans to individuals2.5565%788
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7383%1,076
Percentage Net Loans Charged-off: Total real estate loans2.0232%842
Percentage Net Loans Charged-off:Construction & development3.1161%1,351
Percentage Net Loans Charged-off: Commercial real estate0.1159%2,222
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.8575%369
Percentage Net Loans Charged-off: Home equity loans0.5653%910
All other 1-4 family - Percent of loans charged-off, net3.9681%245
Percentage Net Loans Charged-off: Commercial and industrial0.3727%2,867
Percentage Net Loans Charged-off: Loans to individuals2.9441%673
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0687%1,564
Percentage Net Loans Charged-off: Total real estate loans1.2510%1,155
Percentage Net Loans Charged-off:Construction & development2.3996%1,122
Percentage Net Loans Charged-off: Commercial real estate1.5269%571
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial0.0677%2,657
Percentage Net Loans Charged-off: Loans to individuals3.4243%588
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2902%1,926
Percentage Net Loans Charged-off: Total real estate loans1.2997%1,559
Percentage Net Loans Charged-off:Construction & development2.4240%1,914
Percentage Net Loans Charged-off: Commercial real estate1.5516%753
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial1.2141%2,612
Percentage Net Loans Charged-off: Loans to individuals1.8922%1,424
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6800%2,657
Percentage Net Loans Charged-off: Total real estate loans0.5535%2,316
Percentage Net Loans Charged-off:Construction & development1.2000%2,065
Percentage Net Loans Charged-off: Commercial real estate0.4522%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.9771%2,405
Percentage Net Loans Charged-off: Loans to individuals2.3385%1,063
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6375%2,446
Percentage Net Loans Charged-off: Total real estate loans0.7103%1,748
Percentage Net Loans Charged-off:Construction & development1.8909%1,465
Percentage Net Loans Charged-off: Commercial real estate0.1266%1,741
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.1993%3,289
Percentage Net Loans Charged-off: Loans to individuals1.5539%1,563
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3351%2,751
Percentage Net Loans Charged-off: Total real estate loans0.2855%2,118
Percentage Net Loans Charged-off:Construction & development0.5851%1,422
Percentage Net Loans Charged-off: Commercial real estate0.2563%883
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.4938%1,881
Percentage Net Loans Charged-off: Loans to individuals0.7427%2,462
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4641%2,508
Percentage Net Loans Charged-off: Total real estate loans0.2777%2,434
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.9493%546
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0342%3,667
Percentage Net Loans Charged-off: Home equity loans0.1156%1,172
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.8859%1,964
Percentage Net Loans Charged-off: Loans to individuals2.1991%876
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0971%4,486
Percentage Net Loans Charged-off: Total real estate loans0.0774%3,167
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2207%910
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0463%2,876
Percentage Net Loans Charged-off: Home equity loans0.1571%869
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.1143%3,201
Percentage Net Loans Charged-off: Loans to individuals0.4132%3,532
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0973%3,871
Percentage Net Loans Charged-off: Total real estate loans0.1175%2,221
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.3386%568
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0711%2,152
Percentage Net Loans Charged-off: Home equity loans0.2392%614
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0154%6,881
Percentage Net Loans Charged-off: Loans to individuals0.2572%3,771
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%4,837
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0236%6,907
Percentage Net Loans Charged-off: Loans to individuals0.2658%3,120
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5482%979
Percentage Net Loans Charged-off: Total real estate loans0.0574%2,711
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1518%1,496
Percentage Net Loans Charged-off: Home equity loans0.0713%776
All other 1-4 family - Percent of loans charged-off, net0.1857%1,252
Percentage Net Loans Charged-off: Commercial and industrial2.3797%537
Percentage Net Loans Charged-off: Loans to individuals0.5759%2,776
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7097%512
Percentage Net Loans Charged-off: Total real estate loans0.0569%1,988
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1500%1,121
Percentage Net Loans Charged-off: Home equity loans0.0963%544
All other 1-4 family - Percent of loans charged-off, net0.1726%961
Percentage Net Loans Charged-off: Commercial and industrial3.1702%331
Percentage Net Loans Charged-off: Loans to individuals0.4345%2,941
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0821%297
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial5.2672%174
Percentage Net Loans Charged-off: Loans to individuals0.1310%4,036
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0813%2,439
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.3698%1,032
Percentage Net Loans Charged-off: Loans to individuals0.1506%3,270
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0881%3,509
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.3640%1,941
Percentage Net Loans Charged-off: Loans to individuals0.2769%4,011
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1097%2,548
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.4413%1,388
Percentage Net Loans Charged-off: Loans to individuals0.3817%3,050
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0471%3,506
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0665%2,215
Percentage Net Loans Charged-off: Loans to individuals0.6701%1,870
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%3,703
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.3395%2,607
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0893%3,855
Percentage Net Loans Charged-off: Total real estate loans0.0171%2,801
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0415%2,154
Percentage Net Loans Charged-off: Home equity loans0.1068%409
All other 1-4 family - Percent of loans charged-off, net0.0064%2,703
Percentage Net Loans Charged-off: Commercial and industrial0.0564%3,624
Percentage Net Loans Charged-off: Loans to individuals1.0823%1,679
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1087%3,004
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,229
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0585%1,627
Percentage Net Loans Charged-off: Home equity loans0.1479%278
All other 1-4 family - Percent of loans charged-off, net0.0091%2,261
Percentage Net Loans Charged-off: Commercial and industrial0.0359%3,181
Percentage Net Loans Charged-off: Loans to individuals1.3438%1,095
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0974%2,925
Percentage Net Loans Charged-off: Total real estate loans0.0398%1,647
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0966%1,123
Percentage Net Loans Charged-off: Home equity loans0.2331%195
All other 1-4 family - Percent of loans charged-off, net0.0214%1,714
Percentage Net Loans Charged-off: Commercial and industrial0.0761%2,495
Percentage Net Loans Charged-off: Loans to individuals0.8196%1,915
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0338%3,620
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1159%1,621
Percentage Net Loans Charged-off: Loans to individuals0.1255%3,878
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3314%1,728
Percentage Net Loans Charged-off: Total real estate loans0.0365%2,602
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0800%1,799
Percentage Net Loans Charged-off: Home equity loans0.1062%397
All other 1-4 family - Percent of loans charged-off, net0.0665%1,894
Percentage Net Loans Charged-off: Commercial and industrial1.2144%1,149
Percentage Net Loans Charged-off: Loans to individuals0.4158%4,242
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4498%1,086
Percentage Net Loans Charged-off: Total real estate loans0.0521%1,909
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1116%1,271
Percentage Net Loans Charged-off: Home equity loans0.1558%280
All other 1-4 family - Percent of loans charged-off, net0.0892%1,410
Percentage Net Loans Charged-off: Commercial and industrial1.6603%745
Percentage Net Loans Charged-off: Loans to individuals0.4731%3,531
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6618%672
Percentage Net Loans Charged-off: Total real estate loans0.0383%1,931
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0798%1,372
Percentage Net Loans Charged-off: Home equity loans0.2432%192
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial2.4648%470
Percentage Net Loans Charged-off: Loans to individuals0.7198%2,521
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0171%4,542
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0142%2,112
Percentage Net Loans Charged-off: Loans to individuals0.1758%4,055
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1980%8,976
Percentage Net Loans Charged-off: Total real estate loans0.0276%3,035
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0511%2,346
Percentage Net Loans Charged-off: Home equity loans0.0455%512
All other 1-4 family - Percent of loans charged-off, net0.0533%2,222
Percentage Net Loans Charged-off: Commercial and industrial-1.0446%8,575
Percentage Net Loans Charged-off: Loans to individuals0.3535%4,993
Percentage Net Loans Charged-off: Credit card loans125.0000%8
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2624%9,022
Percentage Net Loans Charged-off: Total real estate loans0.0372%2,358
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0671%1,757
Percentage Net Loans Charged-off: Home equity loans0.0615%378
All other 1-4 family - Percent of loans charged-off, net0.0692%1,694
Percentage Net Loans Charged-off: Commercial and industrial-1.3911%8,645
Percentage Net Loans Charged-off: Loans to individuals0.4406%4,101
Percentage Net Loans Charged-off: Credit card loans242.5455%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2364%9,002
Percentage Net Loans Charged-off: Total real estate loans0.0448%1,937
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0792%1,419
Percentage Net Loans Charged-off: Home equity loans0.0938%286
All other 1-4 family - Percent of loans charged-off, net0.0740%1,423
Percentage Net Loans Charged-off: Commercial and industrial-1.2886%8,623
Percentage Net Loans Charged-off: Loans to individuals0.3620%4,150
Percentage Net Loans Charged-off: Credit card loans300.3003%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2683%1,928
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial1.0290%1,000
Percentage Net Loans Charged-off: Loans to individuals0.4263%3,411
Percentage Net Loans Charged-off: Credit card loans533.3333%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8629%861
Percentage Net Loans Charged-off: Total real estate loans0.0040%3,947
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0065%3,242
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0081%3,044
Percentage Net Loans Charged-off: Commercial and industrial3.7734%513
Percentage Net Loans Charged-off: Loans to individuals0.4093%4,755
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%6,146
Percentage Net Loans Charged-off: Total real estate loans0.0464%2,440
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0748%1,795
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0880%1,591
Percentage Net Loans Charged-off: Commercial and industrial0.0141%4,724
Percentage Net Loans Charged-off: Loans to individuals0.1683%6,190
Percentage Net Loans Charged-off: Credit card loans0.4377%1,982
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0337%6,271
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0323%6,611
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%9,369
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0637%6,341
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0487%7,019
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%7,002
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0231%7,930
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%6,870
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1367%8,225
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA