Home > Greenville National Bank > Income and Expense

Greenville National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,839,0001,619
Total interest expense$3,005,0002,617
Net interest income$21,834,0001,337
Provision for loan and lease losses$265,0001,769
Total noninterest income$2,576,0001,775
Gross Fiduciary activities income$0981
Service charges on deposit accounts$449,0001,768
Trading account gains and fees$0123
Additional Noninterest Income$2,127,0001,565
Total noninterest expense$12,169,0001,796
Salaries and employee benefits$6,755,0001,809
Premises and equipment expense$1,259,0001,746
Additional noninterest expense$2,127,0001,565
Pre-tax net operating income$11,976,0001,009
Securities gains (losses)$0988
Applicable income taxes$2,337,000884
Income before extraordinary items$9,639,0001,041
Extraordinary gains, net$054
Net income$9,639,0001,054
Minority interest net income$088
Net income of bank and minority interests.$9,639,0001,044
Net charge-offs$-40,0004,151
Cash dividends$3,500,0001,047
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,639,0001,062
2023-09-30 (YTD Data)Rank
Total interest income$18,341,0001,606
Total interest expense$1,889,0002,711
Net interest income$16,452,0001,342
Provision for loan and lease losses$128,0001,990
Total noninterest income$1,715,0001,871
Gross Fiduciary activities income$0950
Service charges on deposit accounts$346,0001,735
Trading account gains and fees$0125
Additional Noninterest Income$1,369,0001,692
Total noninterest expense$9,211,0001,785
Salaries and employee benefits$5,194,0001,782
Premises and equipment expense$945,0001,751
Additional noninterest expense$1,369,0001,692
Pre-tax net operating income$8,828,0001,063
Securities gains (losses)$0849
Applicable income taxes$1,768,000901
Income before extraordinary items$7,060,0001,111
Extraordinary gains, net$052
Net income$7,060,0001,116
Minority interest net income$081
Net income of bank and minority interests.$7,060,0001,111
Net charge-offs$-59,0004,248
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,060,0001,131
2023-06-30 (YTD Data)Rank
Total interest income$12,050,0001,595
Total interest expense$1,064,0002,745
Net interest income$10,986,0001,349
Provision for loan and lease losses$16,0002,659
Total noninterest income$1,072,0001,871
Gross Fiduciary activities income$0931
Service charges on deposit accounts$226,0001,755
Trading account gains and fees$0112
Additional Noninterest Income$846,0001,700
Total noninterest expense$6,093,0001,781
Salaries and employee benefits$3,461,0001,779
Premises and equipment expense$633,0001,730
Additional noninterest expense$846,0001,698
Pre-tax net operating income$5,949,0001,054
Securities gains (losses)$0938
Applicable income taxes$1,193,000906
Income before extraordinary items$4,756,0001,097
Extraordinary gains, net$051
Net income$4,756,0001,110
Minority interest net income$081
Net income of bank and minority interests.$4,756,0001,097
Net charge-offs$-15,0004,032
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,756,0001,106
2023-03-31 (YTD Data)Rank
Total interest income$5,982,0001,578
Total interest expense$449,0002,743
Net interest income$5,533,0001,344
Provision for loan and lease losses$12,0002,299
Total noninterest income$540,0001,865
Gross Fiduciary activities income$0913
Service charges on deposit accounts$107,0001,826
Trading account gains and fees$097
Additional Noninterest Income$433,0001,646
Total noninterest expense$3,052,0001,809
Salaries and employee benefits$1,738,0001,801
Premises and equipment expense$321,0001,757
Additional noninterest expense$433,0001,646
Pre-tax net operating income$3,009,0001,076
Securities gains (losses)$0950
Applicable income taxes$603,000920
Income before extraordinary items$2,406,0001,109
Extraordinary gains, net$04
Net income$2,406,0001,108
Minority interest net income$048
Net income of bank and minority interests.$2,406,0001,108
Net charge-offs$-16,0004,184
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,406,0001,123
2022-12-31 (YTD Data)Rank
Total interest income$18,049,0001,695
Total interest expense$1,410,0001,990
Net interest income$16,639,0001,660
Provision for loan and lease losses$9,0002,932
Total noninterest income$3,533,0001,476
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$449,0001,808
Trading account gains and fees$0116
Additional Noninterest Income$3,084,0001,235
Total noninterest expense$11,832,0001,791
Salaries and employee benefits$6,614,0001,818
Premises and equipment expense$1,174,0001,839
Additional noninterest expense$3,084,0001,235
Pre-tax net operating income$8,331,0001,446
Securities gains (losses)$0691
Applicable income taxes$1,474,0001,276
Income before extraordinary items$6,857,0001,488
Extraordinary gains, net$05
Net income$6,857,0001,487
Minority interest net income$063
Net income of bank and minority interests.$6,857,0001,487
Net charge-offs$288,000791
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,857,0001,506
2022-09-30 (YTD Data)Rank
Total interest income$12,412,0001,759
Total interest expense$1,053,0001,697
Net interest income$11,359,0001,753
Provision for loan and lease losses$36,0002,401
Total noninterest income$2,970,0001,396
Gross Fiduciary activities income$0968
Service charges on deposit accounts$329,0001,854
Trading account gains and fees$0111
Additional Noninterest Income$2,641,0001,158
Total noninterest expense$8,861,0001,790
Salaries and employee benefits$4,987,0001,809
Premises and equipment expense$878,0001,858
Additional noninterest expense$2,641,0001,158
Pre-tax net operating income$5,432,0001,597
Securities gains (losses)$0740
Applicable income taxes$892,0001,418
Income before extraordinary items$4,540,0001,597
Extraordinary gains, net$04
Net income$4,540,0001,597
Minority interest net income$057
Net income of bank and minority interests.$4,540,0001,597
Net charge-offs$204,000688
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,540,0001,629
2022-06-30 (YTD Data)Rank
Total interest income$7,671,0001,816
Total interest expense$710,0001,497
Net interest income$6,961,0001,823
Provision for loan and lease losses$24,0002,222
Total noninterest income$1,553,0001,606
Gross Fiduciary activities income$0925
Service charges on deposit accounts$211,0001,889
Trading account gains and fees$0108
Additional Noninterest Income$1,342,0001,409
Total noninterest expense$5,911,0001,773
Salaries and employee benefits$3,382,0001,788
Premises and equipment expense$581,0001,859
Additional noninterest expense$1,948,0001,634
Pre-tax net operating income$2,579,0001,900
Securities gains (losses)$0687
Applicable income taxes$414,0001,620
Income before extraordinary items$2,165,0001,905
Extraordinary gains, net$04
Net income$2,165,0001,905
Minority interest net income$060
Net income of bank and minority interests.$2,165,0001,905
Net charge-offs$209,000524
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,165,0001,943
2022-03-31 (YTD Data)Rank
Total interest income$3,657,0001,840
Total interest expense$359,0001,429
Net interest income$3,298,0001,862
Provision for loan and lease losses$12,0001,968
Total noninterest income$845,0001,531
Gross Fiduciary activities income$0892
Service charges on deposit accounts$101,0001,929
Trading account gains and fees$0103
Additional Noninterest Income$744,0001,318
Total noninterest expense$2,757,0001,858
Salaries and employee benefits$1,539,0001,907
Premises and equipment expense$291,0001,877
Additional noninterest expense$927,0001,675
Pre-tax net operating income$1,374,0001,749
Securities gains (losses)$0623
Applicable income taxes$219,0001,545
Income before extraordinary items$1,155,0001,738
Extraordinary gains, net$04
Net income$1,155,0001,739
Minority interest net income$050
Net income of bank and minority interests.$1,155,0001,738
Net charge-offs$-13,0004,007
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,155,0001,759
2021-12-31 (YTD Data)Rank
Total interest income$17,443,0001,656
Total interest expense$1,723,0001,495
Net interest income$15,720,0001,666
Provision for loan and lease losses$100,0002,175
Total noninterest income$3,146,0001,750
Gross Fiduciary activities income$0994
Service charges on deposit accounts$373,0001,941
Trading account gains and fees$0132
Additional Noninterest Income$2,773,0001,559
Total noninterest expense$10,792,0001,877
Salaries and employee benefits$6,045,0001,922
Premises and equipment expense$1,039,0001,983
Additional noninterest expense$3,708,0001,672
Pre-tax net operating income$7,974,0001,492
Securities gains (losses)$02,062
Applicable income taxes$1,555,0001,288
Income before extraordinary items$6,419,0001,591
Extraordinary gains, net$010
Net income$6,419,0001,591
Minority interest net income$074
Net income of bank and minority interests.$6,419,0001,591
Net charge-offs$-70,0004,242
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,419,0001,572
2021-09-30 (YTD Data)Rank
Total interest income$13,716,0001,626
Total interest expense$1,334,0001,535
Net interest income$12,382,0001,626
Provision for loan and lease losses$126,0001,812
Total noninterest income$2,465,0001,745
Gross Fiduciary activities income$0957
Service charges on deposit accounts$270,0001,989
Trading account gains and fees$0132
Additional Noninterest Income$2,195,0001,579
Total noninterest expense$8,447,0001,824
Salaries and employee benefits$4,655,0001,891
Premises and equipment expense$777,0002,017
Additional noninterest expense$3,015,0001,587
Pre-tax net operating income$6,274,0001,499
Securities gains (losses)$02,015
Applicable income taxes$1,228,0001,304
Income before extraordinary items$5,046,0001,599
Extraordinary gains, net$08
Net income$5,046,0001,599
Minority interest net income$069
Net income of bank and minority interests.$5,046,0001,599
Net charge-offs$-77,0004,366
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,046,0001,571
2021-06-30 (YTD Data)Rank
Total interest income$8,874,0001,660
Total interest expense$917,0001,563
Net interest income$7,957,0001,658
Provision for loan and lease losses$114,0001,613
Total noninterest income$1,568,0001,758
Gross Fiduciary activities income$0951
Service charges on deposit accounts$170,0002,001
Trading account gains and fees$0133
Additional Noninterest Income$1,398,0001,575
Total noninterest expense$5,627,0001,818
Salaries and employee benefits$3,088,0001,883
Premises and equipment expense$522,0002,004
Additional noninterest expense$2,017,0001,566
Pre-tax net operating income$3,784,0001,588
Securities gains (losses)$01,818
Applicable income taxes$736,0001,386
Income before extraordinary items$3,048,0001,700
Extraordinary gains, net$06
Net income$3,048,0001,700
Minority interest net income$067
Net income of bank and minority interests.$3,048,0001,700
Net charge-offs$-84,0004,543
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,048,0001,667
2021-03-31 (YTD Data)Rank
Total interest income$4,734,0001,575
Total interest expense$481,0001,565
Net interest income$4,253,0001,565
Provision for loan and lease losses$57,0001,684
Total noninterest income$846,0001,682
Gross Fiduciary activities income$0922
Service charges on deposit accounts$90,0001,926
Trading account gains and fees$0127
Additional Noninterest Income$756,0001,520
Total noninterest expense$2,866,0001,781
Salaries and employee benefits$1,563,0001,852
Premises and equipment expense$277,0001,942
Additional noninterest expense$1,026,0001,520
Pre-tax net operating income$2,176,0001,439
Securities gains (losses)$01,392
Applicable income taxes$429,0001,256
Income before extraordinary items$1,747,0001,538
Extraordinary gains, net$03
Net income$1,747,0001,538
Minority interest net income$055
Net income of bank and minority interests.$1,747,0001,538
Net charge-offs$6,0001,479
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,747,0001,503
2020-12-31 (YTD Data)Rank
Total interest income$18,361,0001,604
Total interest expense$2,917,0001,516
Net interest income$15,444,0001,612
Provision for loan and lease losses$210,0002,986
Total noninterest income$2,998,0001,728
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$396,0001,904
Trading account gains and fees$0133
Additional Noninterest Income$2,602,0001,556
Total noninterest expense$10,996,0001,821
Salaries and employee benefits$6,118,0001,882
Premises and equipment expense$1,074,0001,944
Additional noninterest expense$3,804,0001,595
Pre-tax net operating income$7,236,0001,347
Securities gains (losses)$02,675
Applicable income taxes$1,377,0001,199
Income before extraordinary items$5,859,0001,447
Extraordinary gains, net$04
Net income$5,859,0001,447
Minority interest net income$072
Net income of bank and minority interests.$5,859,0001,448
Net charge-offs$50,0002,393
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,859,0001,406
2020-09-30 (YTD Data)Rank
Total interest income$14,094,0001,577
Total interest expense$2,335,0001,519
Net interest income$11,759,0001,576
Provision for loan and lease losses$-19,0004,970
Total noninterest income$2,159,0001,729
Gross Fiduciary activities income$0981
Service charges on deposit accounts$281,0001,974
Trading account gains and fees$0125
Additional Noninterest Income$1,878,0001,550
Total noninterest expense$8,377,0001,776
Salaries and employee benefits$4,672,0001,817
Premises and equipment expense$816,0001,911
Additional noninterest expense$2,889,0001,556
Pre-tax net operating income$5,560,0001,290
Securities gains (losses)$02,494
Applicable income taxes$1,058,0001,144
Income before extraordinary items$4,502,0001,371
Extraordinary gains, net$04
Net income$4,502,0001,372
Minority interest net income$065
Net income of bank and minority interests.$4,502,0001,372
Net charge-offs$55,0002,008
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,502,0001,329
2020-06-30 (YTD Data)Rank
Total interest income$9,789,0001,541
Total interest expense$1,640,0001,541
Net interest income$8,149,0001,521
Provision for loan and lease losses$-76,0005,027
Total noninterest income$1,453,0001,655
Gross Fiduciary activities income$0970
Service charges on deposit accounts$190,0001,980
Trading account gains and fees$0123
Additional Noninterest Income$1,263,0001,464
Total noninterest expense$5,715,0001,742
Salaries and employee benefits$3,129,0001,815
Premises and equipment expense$548,0001,896
Additional noninterest expense$2,038,0001,477
Pre-tax net operating income$3,963,0001,173
Securities gains (losses)$02,249
Applicable income taxes$758,0001,023
Income before extraordinary items$3,205,0001,240
Extraordinary gains, net$04
Net income$3,205,0001,240
Minority interest net income$065
Net income of bank and minority interests.$3,205,0001,240
Net charge-offs$24,0002,109
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,205,0001,210
2020-03-31 (YTD Data)Rank
Total interest income$4,826,0001,554
Total interest expense$855,0001,614
Net interest income$3,971,0001,513
Provision for loan and lease losses$-88,0005,086
Total noninterest income$621,0001,716
Gross Fiduciary activities income$0941
Service charges on deposit accounts$121,0001,910
Trading account gains and fees$0106
Additional Noninterest Income$500,0001,520
Total noninterest expense$2,825,0001,770
Salaries and employee benefits$1,578,0001,820
Premises and equipment expense$283,0001,878
Additional noninterest expense$964,0001,568
Pre-tax net operating income$1,855,0001,123
Securities gains (losses)$01,705
Applicable income taxes$354,000956
Income before extraordinary items$1,501,0001,186
Extraordinary gains, net$04
Net income$1,501,0001,185
Minority interest net income$056
Net income of bank and minority interests.$1,501,0001,186
Net charge-offs$13,0001,768
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,501,0001,168
2019-12-31 (YTD Data)Rank
Total interest income$19,877,0001,529
Total interest expense$3,480,0001,637
Net interest income$16,397,0001,475
Provision for loan and lease losses$203,0002,335
Total noninterest income$2,263,0001,854
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$514,0001,893
Trading account gains and fees$0135
Additional Noninterest Income$1,749,0001,663
Total noninterest expense$10,643,0001,825
Salaries and employee benefits$6,013,0001,841
Premises and equipment expense$1,098,0001,912
Additional noninterest expense$3,532,0001,659
Pre-tax net operating income$7,814,0001,248
Securities gains (losses)$02,379
Applicable income taxes$1,462,0001,132
Income before extraordinary items$6,352,0001,332
Extraordinary gains, net$011
Net income$6,352,0001,334
Minority interest net income$076
Net income of bank and minority interests.$6,352,0001,335
Net charge-offs$474,0001,073
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,352,0001,308
2019-09-30 (YTD Data)Rank
Total interest income$14,813,0001,553
Total interest expense$2,561,0001,672
Net interest income$12,252,0001,495
Provision for loan and lease losses$221,0001,884
Total noninterest income$1,625,0001,893
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$380,0001,907
Trading account gains and fees$0129
Additional Noninterest Income$1,245,0001,702
Total noninterest expense$8,013,0001,817
Salaries and employee benefits$4,478,0001,857
Premises and equipment expense$815,0001,933
Additional noninterest expense$2,720,0001,626
Pre-tax net operating income$5,643,0001,321
Securities gains (losses)$02,167
Applicable income taxes$1,048,0001,197
Income before extraordinary items$4,595,0001,385
Extraordinary gains, net$011
Net income$4,595,0001,385
Minority interest net income$072
Net income of bank and minority interests.$4,595,0001,387
Net charge-offs$450,000811
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,595,0001,355
2019-06-30 (YTD Data)Rank
Total interest income$9,808,0001,560
Total interest expense$1,633,0001,691
Net interest income$8,175,0001,490
Provision for loan and lease losses$119,0002,088
Total noninterest income$998,0001,963
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$242,0001,950
Trading account gains and fees$0131
Additional Noninterest Income$756,0001,762
Total noninterest expense$5,408,0001,805
Salaries and employee benefits$2,975,0001,864
Premises and equipment expense$546,0001,943
Additional noninterest expense$1,887,0001,594
Pre-tax net operating income$3,646,0001,326
Securities gains (losses)$01,702
Applicable income taxes$670,0001,201
Income before extraordinary items$2,976,0001,394
Extraordinary gains, net$011
Net income$2,976,0001,393
Minority interest net income$069
Net income of bank and minority interests.$2,976,0001,394
Net charge-offs$334,000734
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,976,0001,371
2019-03-31 (YTD Data)Rank
Total interest income$4,814,0001,578
Total interest expense$782,0001,705
Net interest income$4,032,0001,507
Provision for loan and lease losses$65,0001,834
Total noninterest income$493,0001,938
Gross Fiduciary activities income$0972
Service charges on deposit accounts$120,0001,957
Trading account gains and fees$0126
Additional Noninterest Income$373,0001,734
Total noninterest expense$2,690,0001,811
Salaries and employee benefits$1,506,0001,862
Premises and equipment expense$282,0001,916
Additional noninterest expense$902,0001,655
Pre-tax net operating income$1,770,0001,334
Securities gains (losses)$01,087
Applicable income taxes$321,0001,216
Income before extraordinary items$1,449,0001,395
Extraordinary gains, net$05
Net income$1,449,0001,393
Minority interest net income$052
Net income of bank and minority interests.$1,449,0001,394
Net charge-offs$306,000465
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,449,0001,372
2018-12-31 (YTD Data)Rank
Total interest income$17,727,0001,605
Total interest expense$2,249,0001,785
Net interest income$15,478,0001,558
Provision for loan and lease losses$794,0001,060
Total noninterest income$1,995,0001,987
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$501,0001,976
Trading account gains and fees$0126
Additional Noninterest Income$1,494,0001,804
Total noninterest expense$10,135,0001,888
Salaries and employee benefits$5,597,0001,916
Premises and equipment expense$1,019,0002,026
Additional noninterest expense$3,519,0001,672
Pre-tax net operating income$6,544,0001,424
Securities gains (losses)$01,125
Applicable income taxes$1,180,0001,241
Income before extraordinary items$5,364,0001,489
Extraordinary gains, net$06
Net income$5,364,0001,488
Minority interest net income$072
Net income of bank and minority interests.$5,364,0001,488
Net charge-offs$95,0002,183
Cash dividends$2,500,0001,251
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,364,0001,484
2018-09-30 (YTD Data)Rank
Total interest income$13,044,0001,619
Total interest expense$1,548,0001,831
Net interest income$11,496,0001,566
Provision for loan and lease losses$621,000964
Total noninterest income$1,504,0001,995
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$370,0002,010
Trading account gains and fees$0138
Additional Noninterest Income$1,134,0001,800
Total noninterest expense$7,535,0001,896
Salaries and employee benefits$4,182,0001,915
Premises and equipment expense$754,0002,046
Additional noninterest expense$2,599,0001,687
Pre-tax net operating income$4,844,0001,458
Securities gains (losses)$01,118
Applicable income taxes$871,0001,285
Income before extraordinary items$3,973,0001,528
Extraordinary gains, net$05
Net income$3,973,0001,527
Minority interest net income$066
Net income of bank and minority interests.$3,973,0001,527
Net charge-offs$107,0001,688
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,973,0001,512
2018-06-30 (YTD Data)Rank
Total interest income$8,497,0001,635
Total interest expense$931,0001,884
Net interest income$7,566,0001,579
Provision for loan and lease losses$414,000955
Total noninterest income$977,0002,038
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$242,0002,022
Trading account gains and fees$0130
Additional Noninterest Income$735,0001,827
Total noninterest expense$5,051,0001,899
Salaries and employee benefits$2,786,0001,923
Premises and equipment expense$508,0002,049
Additional noninterest expense$1,757,0001,686
Pre-tax net operating income$3,078,0001,493
Securities gains (losses)$0961
Applicable income taxes$549,0001,333
Income before extraordinary items$2,529,0001,563
Extraordinary gains, net$06
Net income$2,529,0001,561
Minority interest net income$065
Net income of bank and minority interests.$2,529,0001,562
Net charge-offs$91,0001,375
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,529,0001,544
2018-03-31 (YTD Data)Rank
Total interest income$4,172,0001,654
Total interest expense$446,0001,863
Net interest income$3,726,0001,598
Provision for loan and lease losses$207,000920
Total noninterest income$506,0001,983
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$122,0002,015
Trading account gains and fees$0123
Additional Noninterest Income$384,0001,753
Total noninterest expense$2,548,0001,904
Salaries and employee benefits$1,391,0001,956
Premises and equipment expense$259,0002,064
Additional noninterest expense$898,0001,649
Pre-tax net operating income$1,477,0001,510
Securities gains (losses)$0735
Applicable income taxes$260,0001,337
Income before extraordinary items$1,217,0001,570
Extraordinary gains, net$07
Net income$1,217,0001,569
Minority interest net income$052
Net income of bank and minority interests.$1,217,0001,570
Net charge-offs$15,0001,795
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,217,0001,558
2017-12-31 (YTD Data)Rank
Total interest income$16,230,0001,639
Total interest expense$1,489,0001,938
Net interest income$14,741,0001,586
Provision for loan and lease losses$730,0001,119
Total noninterest income$1,991,0002,030
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$501,0002,029
Trading account gains and fees$0151
Additional Noninterest Income$1,490,0001,824
Total noninterest expense$9,676,0001,963
Salaries and employee benefits$5,195,0002,028
Premises and equipment expense$961,0002,169
Additional noninterest expense$3,520,0001,704
Pre-tax net operating income$6,326,0001,411
Securities gains (losses)$02,243
Applicable income taxes$1,896,0001,313
Income before extraordinary items$4,430,0001,487
Extraordinary gains, net$09
Net income$4,430,0001,487
Minority interest net income$076
Net income of bank and minority interests.$4,430,0001,487
Net charge-offs$84,0002,590
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,430,0001,473
2017-09-30 (YTD Data)Rank
Total interest income$12,097,0001,647
Total interest expense$1,070,0001,982
Net interest income$11,027,0001,586
Provision for loan and lease losses$556,0001,071
Total noninterest income$1,508,0002,045
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$371,0002,052
Trading account gains and fees$0145
Additional Noninterest Income$1,137,0001,823
Total noninterest expense$7,233,0001,960
Salaries and employee benefits$3,851,0002,059
Premises and equipment expense$730,0002,154
Additional noninterest expense$2,652,0001,691
Pre-tax net operating income$4,746,0001,429
Securities gains (losses)$02,274
Applicable income taxes$1,332,0001,217
Income before extraordinary items$3,414,0001,546
Extraordinary gains, net$09
Net income$3,414,0001,546
Minority interest net income$071
Net income of bank and minority interests.$3,414,0001,546
Net charge-offs$60,0002,327
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,414,0001,529
2017-06-30 (YTD Data)Rank
Total interest income$7,986,0001,647
Total interest expense$680,0002,007
Net interest income$7,306,0001,581
Provision for loan and lease losses$349,0001,095
Total noninterest income$970,0002,094
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$241,0002,087
Trading account gains and fees$0139
Additional Noninterest Income$729,0001,878
Total noninterest expense$4,800,0001,966
Salaries and employee benefits$2,553,0002,073
Premises and equipment expense$499,0002,134
Additional noninterest expense$1,748,0001,697
Pre-tax net operating income$3,127,0001,417
Securities gains (losses)$01,906
Applicable income taxes$876,0001,203
Income before extraordinary items$2,251,0001,548
Extraordinary gains, net$011
Net income$2,251,0001,547
Minority interest net income$071
Net income of bank and minority interests.$2,251,0001,548
Net charge-offs$30,0002,343
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,251,0001,533
2017-03-31 (YTD Data)Rank
Total interest income$3,771,0001,722
Total interest expense$334,0002,013
Net interest income$3,437,0001,679
Provision for loan and lease losses$142,0001,218
Total noninterest income$488,0002,078
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$121,0002,083
Trading account gains and fees$0142
Additional Noninterest Income$367,0001,837
Total noninterest expense$2,389,0002,004
Salaries and employee benefits$1,284,0002,087
Premises and equipment expense$255,0002,115
Additional noninterest expense$850,0001,746
Pre-tax net operating income$1,394,0001,509
Securities gains (losses)$01,153
Applicable income taxes$382,0001,284
Income before extraordinary items$1,012,0001,662
Extraordinary gains, net$08
Net income$1,012,0001,662
Minority interest net income$055
Net income of bank and minority interests.$1,012,0001,662
Net charge-offs$16,0002,006
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,012,0001,645
2016-12-31 (YTD Data)Rank
Total interest income$14,780,0001,708
Total interest expense$1,349,0001,950
Net interest income$13,431,0001,674
Provision for loan and lease losses$448,0001,596
Total noninterest income$1,826,0002,228
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$505,0002,065
Trading account gains and fees$0170
Additional Noninterest Income$1,321,0002,056
Total noninterest expense$9,306,0002,034
Salaries and employee benefits$4,959,0002,099
Premises and equipment expense$959,0002,219
Additional noninterest expense$3,388,0001,769
Pre-tax net operating income$5,503,0001,496
Securities gains (losses)$-9,0005,636
Applicable income taxes$1,460,0001,293
Income before extraordinary items$4,034,0001,648
Extraordinary gains, net$05
Net income$4,034,0001,644
Minority interest net income$082
Net income of bank and minority interests.$4,034,0001,647
Net charge-offs$208,0001,881
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,040,5701,607
2016-09-30 (YTD Data)Rank
Total interest income$11,044,0001,726
Total interest expense$1,024,0001,942
Net interest income$10,020,0001,685
Provision for loan and lease losses$351,0001,474
Total noninterest income$1,347,0002,246
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$377,0002,087
Trading account gains and fees$0169
Additional Noninterest Income$970,0002,087
Total noninterest expense$6,953,0002,038
Salaries and employee benefits$3,701,0002,101
Premises and equipment expense$720,0002,213
Additional noninterest expense$2,532,0001,776
Pre-tax net operating income$4,063,0001,543
Securities gains (losses)$-9,0005,801
Applicable income taxes$1,071,0001,348
Income before extraordinary items$2,983,0001,703
Extraordinary gains, net$05
Net income$2,983,0001,703
Minority interest net income$071
Net income of bank and minority interests.$2,983,0001,703
Net charge-offs$147,0001,711
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,989,6601,650
2016-06-30 (YTD Data)Rank
Total interest income$7,296,0001,745
Total interest expense$692,0001,926
Net interest income$6,604,0001,711
Provision for loan and lease losses$234,0001,489
Total noninterest income$909,0002,218
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$239,0002,139
Trading account gains and fees$0157
Additional Noninterest Income$670,0002,007
Total noninterest expense$4,670,0002,035
Salaries and employee benefits$2,454,0002,117
Premises and equipment expense$490,0002,187
Additional noninterest expense$1,726,0001,758
Pre-tax net operating income$2,609,0001,572
Securities gains (losses)$-1,0005,765
Applicable income taxes$680,0001,386
Income before extraordinary items$1,928,0001,720
Extraordinary gains, net$016
Net income$1,928,0001,721
Minority interest net income$071
Net income of bank and minority interests.$1,928,0001,721
Net charge-offs$77,0001,848
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,928,7401,666
2016-03-31 (YTD Data)Rank
Total interest income$3,616,0001,762
Total interest expense$358,0001,880
Net interest income$3,258,0001,728
Provision for loan and lease losses$117,0001,405
Total noninterest income$471,0002,152
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$114,0002,215
Trading account gains and fees$0142
Additional Noninterest Income$357,0001,878
Total noninterest expense$2,299,0002,069
Salaries and employee benefits$1,236,0002,121
Premises and equipment expense$249,0002,155
Additional noninterest expense$814,0001,819
Pre-tax net operating income$1,313,0001,545
Securities gains (losses)$-1,0005,825
Applicable income taxes$343,0001,367
Income before extraordinary items$969,0001,667
Extraordinary gains, net$012
Net income$969,0001,668
Minority interest net income$062
Net income of bank and minority interests.$969,0001,668
Net charge-offs$36,0001,646
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$969,7401,630
2015-12-31 (YTD Data)Rank
Total interest income$14,130,0001,747
Total interest expense$1,700,0001,599
Net interest income$12,430,0001,766
Provision for loan and lease losses$429,0001,520
Total noninterest income$1,876,0002,194
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$493,0002,160
Trading account gains and fees$0159
Additional Noninterest Income$1,383,0001,954
Total noninterest expense$8,727,0002,139
Salaries and employee benefits$4,579,0002,208
Premises and equipment expense$895,0002,358
Additional noninterest expense$3,253,0001,852
Pre-tax net operating income$5,150,0001,538
Securities gains (losses)$03,216
Applicable income taxes$1,317,0001,333
Income before extraordinary items$3,833,0001,660
Extraordinary gains, net$023
Net income$3,833,0001,662
Minority interest net income$081
Net income of bank and minority interests.$3,833,0001,662
Net charge-offs$216,0001,915
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,833,0001,625
2015-09-30 (YTD Data)Rank
Total interest income$10,509,0001,782
Total interest expense$1,315,0001,570
Net interest income$9,194,0001,805
Provision for loan and lease losses$333,0001,421
Total noninterest income$1,437,0002,184
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$365,0002,194
Trading account gains and fees$0153
Additional Noninterest Income$1,072,0001,934
Total noninterest expense$6,467,0002,154
Salaries and employee benefits$3,396,0002,243
Premises and equipment expense$672,0002,386
Additional noninterest expense$2,399,0001,873
Pre-tax net operating income$3,831,0001,577
Securities gains (losses)$03,031
Applicable income taxes$976,0001,391
Income before extraordinary items$2,855,0001,697
Extraordinary gains, net$021
Net income$2,855,0001,700
Minority interest net income$078
Net income of bank and minority interests.$2,855,0001,700
Net charge-offs$99,0002,176
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,855,0001,656
2015-06-30 (YTD Data)Rank
Total interest income$6,917,0001,807
Total interest expense$890,0001,558
Net interest income$6,027,0001,831
Provision for loan and lease losses$222,0001,399
Total noninterest income$1,005,0002,133
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$231,0002,243
Trading account gains and fees$0157
Additional Noninterest Income$774,0001,842
Total noninterest expense$4,314,0002,176
Salaries and employee benefits$2,244,0002,274
Premises and equipment expense$454,0002,374
Additional noninterest expense$1,616,0001,872
Pre-tax net operating income$2,496,0001,582
Securities gains (losses)$02,636
Applicable income taxes$632,0001,418
Income before extraordinary items$1,864,0001,706
Extraordinary gains, net$022
Net income$1,864,0001,710
Minority interest net income$075
Net income of bank and minority interests.$1,864,0001,710
Net charge-offs$90,0001,816
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,864,0001,659
2015-03-31 (YTD Data)Rank
Total interest income$3,392,0001,837
Total interest expense$448,0001,552
Net interest income$2,944,0001,870
Provision for loan and lease losses$111,0001,346
Total noninterest income$566,0001,954
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$111,0002,300
Trading account gains and fees$0152
Additional Noninterest Income$455,0001,619
Total noninterest expense$2,130,0002,206
Salaries and employee benefits$1,130,0002,274
Premises and equipment expense$227,0002,409
Additional noninterest expense$773,0001,933
Pre-tax net operating income$1,269,0001,536
Securities gains (losses)$02,027
Applicable income taxes$325,0001,363
Income before extraordinary items$944,0001,691
Extraordinary gains, net$013
Net income$944,0001,693
Minority interest net income$064
Net income of bank and minority interests.$944,0001,693
Net charge-offs$40,0001,719
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$944,0001,626
2014-12-31 (YTD Data)Rank
Total interest income$14,246,0001,765
Total interest expense$2,098,0001,396
Net interest income$12,148,0001,807
Provision for loan and lease losses$324,0001,911
Total noninterest income$1,812,0002,260
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$517,0002,232
Trading account gains and fees$0180
Additional Noninterest Income$1,295,0001,973
Total noninterest expense$8,961,0002,108
Salaries and employee benefits$4,850,0002,107
Premises and equipment expense$890,0002,460
Additional noninterest expense$3,221,0001,916
Pre-tax net operating income$4,675,0001,618
Securities gains (losses)$6,0002,820
Applicable income taxes$1,169,0001,387
Income before extraordinary items$3,512,0001,760
Extraordinary gains, net$017
Net income$3,512,0001,760
Minority interest net income$084
Net income of bank and minority interests.$3,512,0001,759
Net charge-offs$447,0001,586
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,507,5001,730
2014-09-30 (YTD Data)Rank
Total interest income$10,622,0001,788
Total interest expense$1,615,0001,366
Net interest income$9,007,0001,833
Provision for loan and lease losses$228,0001,918
Total noninterest income$1,447,0002,159
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$393,0002,220
Trading account gains and fees$0174
Additional Noninterest Income$1,054,0001,871
Total noninterest expense$6,677,0002,119
Salaries and employee benefits$3,587,0002,144
Premises and equipment expense$677,0002,458
Additional noninterest expense$2,413,0001,904
Pre-tax net operating income$3,549,0001,599
Securities gains (losses)$02,980
Applicable income taxes$892,0001,409
Income before extraordinary items$2,657,0001,753
Extraordinary gains, net$015
Net income$2,657,0001,754
Minority interest net income$081
Net income of bank and minority interests.$2,657,0001,753
Net charge-offs$269,0001,691
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,657,0001,722
2014-06-30 (YTD Data)Rank
Total interest income$7,041,0001,786
Total interest expense$1,103,0001,341
Net interest income$5,938,0001,843
Provision for loan and lease losses$117,0002,223
Total noninterest income$915,0002,202
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$255,0002,238
Trading account gains and fees$0172
Additional Noninterest Income$660,0001,924
Total noninterest expense$4,410,0002,144
Salaries and employee benefits$2,358,0002,172
Premises and equipment expense$454,0002,460
Additional noninterest expense$1,598,0001,915
Pre-tax net operating income$2,326,0001,599
Securities gains (losses)$02,580
Applicable income taxes$579,0001,396
Income before extraordinary items$1,747,0001,721
Extraordinary gains, net$020
Net income$1,747,0001,724
Minority interest net income$080
Net income of bank and minority interests.$1,747,0001,723
Net charge-offs$245,0001,425
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,747,0001,688
2014-03-31 (YTD Data)Rank
Total interest income$3,472,0001,796
Total interest expense$556,0001,359
Net interest income$2,916,0001,862
Provision for loan and lease losses$-19,0006,423
Total noninterest income$469,0002,125
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$126,0002,223
Trading account gains and fees$0147
Additional Noninterest Income$343,0001,842
Total noninterest expense$2,260,0002,101
Salaries and employee benefits$1,173,0002,197
Premises and equipment expense$243,0002,359
Additional noninterest expense$844,0001,805
Pre-tax net operating income$1,144,0001,579
Securities gains (losses)$01,715
Applicable income taxes$283,0001,400
Income before extraordinary items$861,0001,698
Extraordinary gains, net$016
Net income$861,0001,702
Minority interest net income$066
Net income of bank and minority interests.$861,0001,701
Net charge-offs$136,0001,179
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$861,0001,667
2013-12-31 (YTD Data)Rank
Total interest income$13,995,0001,783
Total interest expense$2,537,0001,337
Net interest income$11,458,0001,869
Provision for loan and lease losses$412,0002,078
Total noninterest income$2,288,0001,963
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$551,0002,218
Trading account gains and fees$0184
Additional Noninterest Income$1,737,0001,682
Total noninterest expense$8,977,0002,110
Salaries and employee benefits$4,924,0002,074
Premises and equipment expense$825,0002,634
Additional noninterest expense$3,228,0001,960
Pre-tax net operating income$4,357,0001,604
Securities gains (losses)$03,182
Applicable income taxes$1,083,0001,396
Income before extraordinary items$3,274,0001,765
Extraordinary gains, net$029
Net income$3,274,0001,768
Minority interest net income$090
Net income of bank and minority interests.$3,274,0001,768
Net charge-offs$428,0002,184
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,274,0001,735
2013-09-30 (YTD Data)Rank
Total interest income$10,474,0001,797
Total interest expense$1,950,0001,343
Net interest income$8,524,0001,885
Provision for loan and lease losses$418,0001,715
Total noninterest income$1,492,0002,221
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$411,0002,231
Trading account gains and fees$0180
Additional Noninterest Income$1,081,0001,937
Total noninterest expense$6,695,0002,116
Salaries and employee benefits$3,675,0002,081
Premises and equipment expense$615,0002,677
Additional noninterest expense$2,405,0001,951
Pre-tax net operating income$2,903,0001,789
Securities gains (losses)$03,040
Applicable income taxes$693,0001,584
Income before extraordinary items$2,210,0001,965
Extraordinary gains, net$025
Net income$2,210,0001,972
Minority interest net income$084
Net income of bank and minority interests.$2,210,0001,971
Net charge-offs$376,0001,888
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,210,0001,906
2013-06-30 (YTD Data)Rank
Total interest income$7,001,0001,787
Total interest expense$1,347,0001,329
Net interest income$5,654,0001,884
Provision for loan and lease losses$262,0001,821
Total noninterest income$1,061,0002,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$261,0002,292
Trading account gains and fees$0157
Additional Noninterest Income$800,0001,859
Total noninterest expense$4,432,0002,123
Salaries and employee benefits$2,452,0002,089
Premises and equipment expense$402,0002,733
Additional noninterest expense$1,578,0001,981
Pre-tax net operating income$2,021,0001,702
Securities gains (losses)$02,791
Applicable income taxes$489,0001,534
Income before extraordinary items$1,532,0001,896
Extraordinary gains, net$022
Net income$1,532,0001,902
Minority interest net income$082
Net income of bank and minority interests.$1,532,0001,902
Net charge-offs$206,0002,068
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,532,0001,827
2013-03-31 (YTD Data)Rank
Total interest income$3,526,0001,795
Total interest expense$692,0001,341
Net interest income$2,834,0001,880
Provision for loan and lease losses$106,0001,981
Total noninterest income$585,0001,992
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$126,0002,338
Trading account gains and fees$0148
Additional Noninterest Income$459,0001,672
Total noninterest expense$2,230,0002,131
Salaries and employee benefits$1,227,0002,098
Premises and equipment expense$203,0002,738
Additional noninterest expense$800,0001,958
Pre-tax net operating income$1,083,0001,597
Securities gains (losses)$01,966
Applicable income taxes$272,0001,430
Income before extraordinary items$811,0001,750
Extraordinary gains, net$010
Net income$811,0001,752
Minority interest net income$076
Net income of bank and minority interests.$811,0001,752
Net charge-offs$34,0002,713
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$811,0001,688
2012-12-31 (YTD Data)Rank
Total interest income$15,520,0001,711
Total interest expense$3,051,0001,456
Net interest income$12,469,0001,764
Provision for loan and lease losses$637,0002,388
Total noninterest income$1,822,0002,334
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$562,0002,266
Trading account gains and fees$0166
Additional Noninterest Income$1,260,0002,066
Total noninterest expense$8,492,0002,228
Salaries and employee benefits$4,749,0002,102
Premises and equipment expense$761,0002,846
Additional noninterest expense$2,982,0002,181
Pre-tax net operating income$5,162,0001,332
Securities gains (losses)$03,810
Applicable income taxes$1,243,0001,262
Income before extraordinary items$3,919,0001,478
Extraordinary gains, net$029
Net income$3,919,0001,479
Minority interest net income$093
Net income of bank and minority interests.$3,919,0001,479
Net charge-offs$522,0002,595
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,919,0001,388
2012-09-30 (YTD Data)Rank
Total interest income$11,797,0001,717
Total interest expense$2,323,0001,506
Net interest income$9,474,0001,764
Provision for loan and lease losses$458,0002,387
Total noninterest income$1,393,0002,290
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$414,0002,328
Trading account gains and fees$0157
Additional Noninterest Income$979,0002,020
Total noninterest expense$6,336,0002,258
Salaries and employee benefits$3,562,0002,102
Premises and equipment expense$573,0002,874
Additional noninterest expense$2,201,0002,196
Pre-tax net operating income$4,073,0001,302
Securities gains (losses)$03,575
Applicable income taxes$1,009,0001,218
Income before extraordinary items$3,064,0001,460
Extraordinary gains, net$020
Net income$3,064,0001,461
Minority interest net income$086
Net income of bank and minority interests.$3,064,0001,461
Net charge-offs$363,0002,581
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,064,0001,370
2012-06-30 (YTD Data)Rank
Total interest income$7,926,0001,707
Total interest expense$1,559,0001,545
Net interest income$6,367,0001,746
Provision for loan and lease losses$302,0002,381
Total noninterest income$905,0002,311
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$269,0002,351
Trading account gains and fees$0153
Additional Noninterest Income$636,0002,033
Total noninterest expense$4,230,0002,262
Salaries and employee benefits$2,379,0002,092
Premises and equipment expense$383,0002,857
Additional noninterest expense$1,468,0002,199
Pre-tax net operating income$2,740,0001,294
Securities gains (losses)$03,178
Applicable income taxes$733,0001,132
Income before extraordinary items$2,007,0001,479
Extraordinary gains, net$019
Net income$2,007,0001,479
Minority interest net income$084
Net income of bank and minority interests.$2,007,0001,479
Net charge-offs$217,0002,655
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,007,0001,390
2012-03-31 (YTD Data)Rank
Total interest income$4,022,0001,703
Total interest expense$787,0001,592
Net interest income$3,235,0001,728
Provision for loan and lease losses$156,0002,266
Total noninterest income$474,0002,230
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$128,0002,428
Trading account gains and fees$0148
Additional Noninterest Income$346,0001,937
Total noninterest expense$2,126,0002,243
Salaries and employee benefits$1,195,0002,095
Premises and equipment expense$191,0002,883
Additional noninterest expense$740,0002,180
Pre-tax net operating income$1,427,0001,232
Securities gains (losses)$02,210
Applicable income taxes$388,0001,097
Income before extraordinary items$1,039,0001,405
Extraordinary gains, net$019
Net income$1,039,0001,406
Minority interest net income$078
Net income of bank and minority interests.$1,039,0001,406
Net charge-offs$184,0001,925
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,039,0001,325
2011-12-31 (YTD Data)Rank
Total interest income$17,002,0001,669
Total interest expense$4,009,0001,515
Net interest income$12,993,0001,719
Provision for loan and lease losses$400,0003,737
Total noninterest income$1,829,0002,153
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$772,0001,834
Trading account gains and fees$0146
Additional Noninterest Income$1,057,0002,067
Total noninterest expense$8,433,0002,258
Salaries and employee benefits$4,717,0002,057
Premises and equipment expense$746,0003,060
Additional noninterest expense$2,970,0002,225
Pre-tax net operating income$5,989,0001,001
Securities gains (losses)$03,838
Applicable income taxes$1,640,000930
Income before extraordinary items$4,349,0001,156
Extraordinary gains, net$029
Net income$4,349,0001,155
Minority interest net income$096
Net income of bank and minority interests.$4,349,0001,156
Net charge-offs$555,0003,050
Cash dividends$1,250,0001,395
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,349,0001,096
2011-09-30 (YTD Data)Rank
Total interest income$12,732,0001,682
Total interest expense$3,119,0001,513
Net interest income$9,613,0001,750
Provision for loan and lease losses$258,0003,825
Total noninterest income$1,150,0002,408
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$598,0001,797
Trading account gains and fees$0145
Additional Noninterest Income$552,0002,547
Total noninterest expense$6,370,0002,249
Salaries and employee benefits$3,528,0002,052
Premises and equipment expense$565,0003,066
Additional noninterest expense$2,277,0002,195
Pre-tax net operating income$4,135,0001,118
Securities gains (losses)$03,555
Applicable income taxes$1,113,0001,005
Income before extraordinary items$3,022,0001,282
Extraordinary gains, net$021
Net income$3,022,0001,282
Minority interest net income$087
Net income of bank and minority interests.$3,022,0001,282
Net charge-offs$255,0003,420
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,022,0001,210
2011-06-30 (YTD Data)Rank
Total interest income$8,450,0001,709
Total interest expense$2,142,0001,527
Net interest income$6,308,0001,772
Provision for loan and lease losses$102,0004,352
Total noninterest income$769,0002,377
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$388,0001,809
Trading account gains and fees$0153
Additional Noninterest Income$381,0002,508
Total noninterest expense$4,352,0002,214
Salaries and employee benefits$2,331,0002,093
Premises and equipment expense$381,0003,055
Additional noninterest expense$1,640,0002,077
Pre-tax net operating income$2,623,0001,137
Securities gains (losses)$02,914
Applicable income taxes$701,0001,027
Income before extraordinary items$1,922,0001,310
Extraordinary gains, net$015
Net income$1,922,0001,310
Minority interest net income$089
Net income of bank and minority interests.$1,922,0001,310
Net charge-offs$142,0003,476
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,922,0001,242
2011-03-31 (YTD Data)Rank
Total interest income$4,204,0001,733
Total interest expense$1,095,0001,551
Net interest income$3,109,0001,796
Provision for loan and lease losses$126,0003,053
Total noninterest income$384,0002,418
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$188,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$196,0002,493
Total noninterest expense$2,112,0002,295
Salaries and employee benefits$1,162,0002,118
Premises and equipment expense$198,0003,026
Additional noninterest expense$752,0002,216
Pre-tax net operating income$1,255,0001,172
Securities gains (losses)$01,772
Applicable income taxes$334,0001,020
Income before extraordinary items$921,0001,324
Extraordinary gains, net$09
Net income$921,0001,324
Minority interest net income$086
Net income of bank and minority interests.$921,0001,324
Net charge-offs$82,0002,935
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$921,0001,289
2010-12-31 (YTD Data)Rank
Total interest income$17,533,0001,727
Total interest expense$5,147,0001,617
Net interest income$12,386,0001,785
Provision for loan and lease losses$495,0004,149
Total noninterest income$1,762,0002,264
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$842,0001,744
Trading account gains and fees$0175
Additional Noninterest Income$920,0002,288
Total noninterest expense$8,298,0002,330
Salaries and employee benefits$4,468,0002,168
Premises and equipment expense$807,0002,973
Additional noninterest expense$3,023,0002,278
Pre-tax net operating income$5,355,000970
Securities gains (losses)$3,0003,556
Applicable income taxes$1,438,000934
Income before extraordinary items$3,920,0001,109
Extraordinary gains, net$029
Net income$3,920,0001,110
Minority interest net income$0111
Net income of bank and minority interests.$3,920,0001,112
Net charge-offs$447,0003,799
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,917,8101,063
2010-09-30 (YTD Data)Rank
Total interest income$13,148,0001,766
Total interest expense$3,951,0001,645
Net interest income$9,197,0001,829
Provision for loan and lease losses$378,0003,987
Total noninterest income$1,312,0002,301
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$633,0001,788
Trading account gains and fees$0165
Additional Noninterest Income$679,0002,313
Total noninterest expense$6,250,0002,324
Salaries and employee benefits$3,373,0002,150
Premises and equipment expense$611,0002,990
Additional noninterest expense$2,266,0002,252
Pre-tax net operating income$3,881,0001,055
Securities gains (losses)$03,651
Applicable income taxes$1,037,000972
Income before extraordinary items$2,844,0001,186
Extraordinary gains, net$023
Net income$2,844,0001,190
Minority interest net income$0110
Net income of bank and minority interests.$2,844,0001,190
Net charge-offs$362,0003,482
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,844,0001,130
2010-06-30 (YTD Data)Rank
Total interest income$8,716,0001,795
Total interest expense$2,679,0001,683
Net interest income$6,037,0001,852
Provision for loan and lease losses$252,0003,871
Total noninterest income$841,0002,298
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$412,0001,839
Trading account gains and fees$0152
Additional Noninterest Income$429,0002,314
Total noninterest expense$4,166,0002,324
Salaries and employee benefits$2,247,0002,170
Premises and equipment expense$417,0002,961
Additional noninterest expense$1,502,0002,257
Pre-tax net operating income$2,460,0001,082
Securities gains (losses)$03,184
Applicable income taxes$647,0001,000
Income before extraordinary items$1,813,0001,228
Extraordinary gains, net$019
Net income$1,813,0001,229
Minority interest net income$0105
Net income of bank and minority interests.$1,813,0001,229
Net charge-offs$189,0003,608
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,813,0001,185
2010-03-31 (YTD Data)Rank
Total interest income$4,309,0001,860
Total interest expense$1,360,0001,739
Net interest income$2,949,0001,927
Provision for loan and lease losses$126,0003,652
Total noninterest income$408,0002,329
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$185,0002,008
Trading account gains and fees$0175
Additional Noninterest Income$223,0002,237
Total noninterest expense$2,074,0002,354
Salaries and employee benefits$1,135,0002,172
Premises and equipment expense$213,0002,978
Additional noninterest expense$726,0002,325
Pre-tax net operating income$1,157,0001,141
Securities gains (losses)$02,284
Applicable income taxes$302,0001,044
Income before extraordinary items$855,0001,279
Extraordinary gains, net$016
Net income$855,0001,282
Minority interest net income$091
Net income of bank and minority interests.$855,0001,281
Net charge-offs$56,0003,624
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$855,0001,245
2009-12-31 (YTD Data)Rank
Total interest income$17,669,0001,910
Total interest expense$5,635,0002,028
Net interest income$12,034,0001,840
Provision for loan and lease losses$323,0005,170
Total noninterest income$1,693,0002,372
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$840,0001,973
Trading account gains and fees$0211
Additional Noninterest Income$853,0002,359
Total noninterest expense$8,137,0002,427
Salaries and employee benefits$4,238,0002,320
Premises and equipment expense$827,0003,042
Additional noninterest expense$3,072,0002,300
Pre-tax net operating income$5,267,000800
Securities gains (losses)$34,0002,821
Applicable income taxes$1,461,000719
Income before extraordinary items$3,840,000902
Extraordinary gains, net$034
Net income$3,840,000901
Minority interest net income$0115
Net income of bank and minority interests.$3,840,000901
Net charge-offs$373,0004,190
Cash dividends$2,800,000636
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,815,520900
2009-09-30 (YTD Data)Rank
Total interest income$13,217,0001,953
Total interest expense$4,226,0002,114
Net interest income$8,991,0001,847
Provision for loan and lease losses$207,0005,112
Total noninterest income$1,258,0002,429
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$615,0002,013
Trading account gains and fees$0212
Additional Noninterest Income$643,0002,420
Total noninterest expense$6,110,0002,423
Salaries and employee benefits$3,170,0002,346
Premises and equipment expense$619,0003,077
Additional noninterest expense$2,321,0002,251
Pre-tax net operating income$3,932,000860
Securities gains (losses)$34,0002,497
Applicable income taxes$1,096,000788
Income before extraordinary items$2,870,000944
Extraordinary gains, net$027
Net income$2,870,000945
Minority interest net income$0118
Net income of bank and minority interests.$2,870,000945
Net charge-offs$279,0003,821
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,845,520940
2009-06-30 (YTD Data)Rank
Total interest income$8,829,0001,989
Total interest expense$2,818,0002,200
Net interest income$6,011,0001,843
Provision for loan and lease losses$138,0004,891
Total noninterest income$844,0002,441
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$397,0002,038
Trading account gains and fees$0193
Additional Noninterest Income$447,0002,387
Total noninterest expense$4,114,0002,428
Salaries and employee benefits$2,112,0002,396
Premises and equipment expense$429,0003,013
Additional noninterest expense$1,573,0002,238
Pre-tax net operating income$2,603,000883
Securities gains (losses)$-1,0007,343
Applicable income taxes$718,000817
Income before extraordinary items$1,884,0001,011
Extraordinary gains, net$021
Net income$1,884,0001,009
Minority interest net income$0112
Net income of bank and minority interests.$1,884,0001,011
Net charge-offs$154,0003,741
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,884,720980
2009-03-31 (YTD Data)Rank
Total interest income$4,430,0002,002
Total interest expense$1,406,0002,272
Net interest income$3,024,0001,834
Provision for loan and lease losses$69,0004,501
Total noninterest income$416,0002,438
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$193,0002,027
Trading account gains and fees$0171
Additional Noninterest Income$223,0002,361
Total noninterest expense$1,969,0002,458
Salaries and employee benefits$1,069,0002,389
Premises and equipment expense$231,0002,868
Additional noninterest expense$669,0002,324
Pre-tax net operating income$1,402,000911
Securities gains (losses)$1,0002,304
Applicable income taxes$396,000832
Income before extraordinary items$1,007,0001,079
Extraordinary gains, net$015
Net income$1,007,0001,079
Minority interest net income$0102
Net income of bank and minority interests.$1,007,0001,081
Net charge-offs$79,0003,118
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,006,2801,001
2008-12-31 (YTD Data)Rank
Total interest income$18,096,0002,106
Total interest expense$6,367,0002,391
Net interest income$11,729,0001,897
Provision for loan and lease losses$117,0005,884
Total noninterest income$2,111,0002,057
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$966,0001,811
Trading account gains and fees$0154
Additional Noninterest Income$1,145,0001,945
Total noninterest expense$7,663,0002,466
Salaries and employee benefits$4,132,0002,442
Premises and equipment expense$842,0003,051
Additional noninterest expense$2,689,0002,216
Pre-tax net operating income$6,060,000923
Securities gains (losses)$76,0001,322
Applicable income taxes$1,604,000817
Income before extraordinary items$4,532,000904
Extraordinary gains, net$039
Net income$4,532,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0003,333
Cash dividends$4,200,000662
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,475,760990
2008-09-30 (YTD Data)Rank
Total interest income$13,576,0002,150
Total interest expense$4,864,0002,438
Net interest income$8,712,0001,946
Provision for loan and lease losses$99,0005,184
Total noninterest income$1,719,0001,996
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$733,0001,808
Trading account gains and fees$0148
Additional Noninterest Income$986,0001,834
Total noninterest expense$5,676,0002,486
Salaries and employee benefits$3,080,0002,477
Premises and equipment expense$639,0003,031
Additional noninterest expense$1,957,0002,207
Pre-tax net operating income$4,656,0001,083
Securities gains (losses)$76,0001,136
Applicable income taxes$1,211,000998
Income before extraordinary items$3,521,0001,050
Extraordinary gains, net$031
Net income$3,521,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0003,058
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,464,7601,129
2008-06-30 (YTD Data)Rank
Total interest income$9,059,0002,178
Total interest expense$3,328,0002,467
Net interest income$5,731,0001,956
Provision for loan and lease losses$66,0004,812
Total noninterest income$843,0002,522
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$475,0001,825
Trading account gains and fees$0149
Additional Noninterest Income$368,0002,704
Total noninterest expense$3,781,0002,501
Salaries and employee benefits$2,036,0002,534
Premises and equipment expense$445,0002,934
Additional noninterest expense$1,300,0002,178
Pre-tax net operating income$2,727,0001,287
Securities gains (losses)$66,0001,246
Applicable income taxes$790,0001,124
Income before extraordinary items$2,003,0001,386
Extraordinary gains, net$021
Net income$2,003,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,844
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,955,4801,391
2008-03-31 (YTD Data)Rank
Total interest income$4,529,0002,224
Total interest expense$1,734,0002,519
Net interest income$2,795,0001,990
Provision for loan and lease losses$33,0004,291
Total noninterest income$430,0002,473
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$232,0001,830
Trading account gains and fees$0158
Additional Noninterest Income$198,0002,588
Total noninterest expense$1,900,0002,483
Salaries and employee benefits$1,027,0002,524
Premises and equipment expense$227,0002,895
Additional noninterest expense$646,0002,162
Pre-tax net operating income$1,292,0001,445
Securities gains (losses)$66,000931
Applicable income taxes$395,0001,207
Income before extraordinary items$963,0001,557
Extraordinary gains, net$015
Net income$963,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$916,1401,566
2007-12-31 (YTD Data)Rank
Total interest income$18,151,0002,266
Total interest expense$7,222,0002,546
Net interest income$10,929,0002,068
Provision for loan and lease losses$249,0003,525
Total noninterest income$1,684,0002,514
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$974,0001,808
Trading account gains and fees$0178
Additional Noninterest Income$710,0002,737
Total noninterest expense$7,315,0002,479
Salaries and employee benefits$4,072,0002,460
Premises and equipment expense$822,0003,013
Additional noninterest expense$2,421,0002,231
Pre-tax net operating income$5,049,0001,624
Securities gains (losses)$2,0001,832
Applicable income taxes$1,422,0001,463
Income before extraordinary items$3,629,0001,738
Extraordinary gains, net$039
Net income$3,629,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,137
Cash dividends$3,800,000964
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,627,5601,729
2007-09-30 (YTD Data)Rank
Total interest income$13,571,0002,288
Total interest expense$5,469,0002,521
Net interest income$8,102,0002,109
Provision for loan and lease losses$180,0003,151
Total noninterest income$1,251,0002,522
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$717,0001,818
Trading account gains and fees$0184
Additional Noninterest Income$534,0002,732
Total noninterest expense$5,494,0002,465
Salaries and employee benefits$3,120,0002,416
Premises and equipment expense$612,0003,021
Additional noninterest expense$1,762,0002,250
Pre-tax net operating income$3,679,0001,787
Securities gains (losses)$2,0001,394
Applicable income taxes$1,035,0001,607
Income before extraordinary items$2,646,0001,911
Extraordinary gains, net$033
Net income$2,646,0001,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,850
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,644,5601,900
2007-06-30 (YTD Data)Rank
Total interest income$8,985,0002,317
Total interest expense$3,604,0002,556
Net interest income$5,381,0002,144
Provision for loan and lease losses$120,0002,960
Total noninterest income$830,0002,539
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$463,0001,880
Trading account gains and fees$0168
Additional Noninterest Income$367,0002,696
Total noninterest expense$3,651,0002,503
Salaries and employee benefits$2,076,0002,454
Premises and equipment expense$407,0003,054
Additional noninterest expense$1,168,0002,276
Pre-tax net operating income$2,440,0001,847
Securities gains (losses)$1,0001,305
Applicable income taxes$683,0001,691
Income before extraordinary items$1,758,0001,956
Extraordinary gains, net$029
Net income$1,758,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,673
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,757,2801,936
2007-03-31 (YTD Data)Rank
Total interest income$4,420,0002,351
Total interest expense$1,752,0002,606
Net interest income$2,668,0002,170
Provision for loan and lease losses$60,0002,747
Total noninterest income$414,0002,501
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$213,0001,960
Trading account gains and fees$0195
Additional Noninterest Income$201,0002,538
Total noninterest expense$1,827,0002,508
Salaries and employee benefits$1,049,0002,452
Premises and equipment expense$209,0003,000
Additional noninterest expense$569,0002,299
Pre-tax net operating income$1,195,0001,871
Securities gains (losses)$1,0001,055
Applicable income taxes$335,0001,723
Income before extraordinary items$861,0001,941
Extraordinary gains, net$022
Net income$861,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,781
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$860,2801,935
2006-12-31 (YTD Data)Rank
Total interest income$16,990,0002,300
Total interest expense$6,178,0002,531
Net interest income$10,812,0002,148
Provision for loan and lease losses$306,0002,723
Total noninterest income$1,326,0002,934
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$672,0002,459
Trading account gains and fees$0130
Additional Noninterest Income$654,0002,854
Total noninterest expense$6,886,0002,553
Salaries and employee benefits$3,976,0002,453
Premises and equipment expense$785,0003,056
Additional noninterest expense$2,125,0002,426
Pre-tax net operating income$4,946,0001,901
Securities gains (losses)$3,0001,365
Applicable income taxes$1,370,0001,798
Income before extraordinary items$3,579,0001,977
Extraordinary gains, net$051
Net income$3,579,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,851
Cash dividends$3,600,000946
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,576,8401,962
2006-09-30 (YTD Data)Rank
Total interest income$12,535,0002,318
Total interest expense$4,476,0002,531
Net interest income$8,059,0002,166
Provision for loan and lease losses$225,0002,598
Total noninterest income$937,0003,068
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$445,0002,713
Trading account gains and fees$0126
Additional Noninterest Income$492,0002,869
Total noninterest expense$5,206,0002,529
Salaries and employee benefits$3,011,0002,438
Premises and equipment expense$589,0003,060
Additional noninterest expense$1,606,0002,405
Pre-tax net operating income$3,565,0002,027
Securities gains (losses)$01,388
Applicable income taxes$973,0001,920
Income before extraordinary items$2,592,0002,094
Extraordinary gains, net$045
Net income$2,592,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,707
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,592,0002,085
2006-06-30 (YTD Data)Rank
Total interest income$8,218,0002,311
Total interest expense$2,860,0002,540
Net interest income$5,358,0002,180
Provision for loan and lease losses$150,0002,563
Total noninterest income$627,0003,031
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$289,0002,738
Trading account gains and fees$0126
Additional Noninterest Income$338,0002,808
Total noninterest expense$3,495,0002,527
Salaries and employee benefits$2,030,0002,410
Premises and equipment expense$392,0003,049
Additional noninterest expense$1,073,0002,406
Pre-tax net operating income$2,340,0002,061
Securities gains (losses)$01,185
Applicable income taxes$637,0001,972
Income before extraordinary items$1,703,0002,113
Extraordinary gains, net$039
Net income$1,703,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,844
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,703,0002,097
2006-03-31 (YTD Data)Rank
Total interest income$4,045,0002,305
Total interest expense$1,402,0002,466
Net interest income$2,643,0002,211
Provision for loan and lease losses$75,0002,394
Total noninterest income$333,0002,877
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$141,0002,720
Trading account gains and fees$0115
Additional Noninterest Income$192,0002,558
Total noninterest expense$1,754,0002,529
Salaries and employee benefits$1,025,0002,400
Premises and equipment expense$199,0003,035
Additional noninterest expense$530,0002,418
Pre-tax net operating income$1,147,0002,057
Securities gains (losses)$0955
Applicable income taxes$310,0001,977
Income before extraordinary items$837,0002,109
Extraordinary gains, net$021
Net income$837,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$837,0002,096
2005-12-31 (YTD Data)Rank
Total interest income$15,952,0002,089
Total interest expense$4,783,0002,289
Net interest income$11,169,0001,990
Provision for loan and lease losses$240,0003,239
Total noninterest income$1,234,0003,078
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$572,0002,766
Trading account gains and fees$0138
Additional Noninterest Income$662,0002,865
Total noninterest expense$6,675,0002,498
Salaries and employee benefits$3,704,0002,465
Premises and equipment expense$800,0002,899
Additional noninterest expense$2,171,0002,306
Pre-tax net operating income$5,488,0001,703
Securities gains (losses)$17,0001,304
Applicable income taxes$1,529,0001,683
Income before extraordinary items$3,976,0001,756
Extraordinary gains, net$046
Net income$3,976,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,777
Cash dividends$3,700,000868
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,963,7601,728
2005-09-30 (YTD Data)Rank
Total interest income$11,873,0002,057
Total interest expense$3,504,0002,213
Net interest income$8,369,0001,975
Provision for loan and lease losses$180,0003,127
Total noninterest income$924,0003,080
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$430,0002,751
Trading account gains and fees$0126
Additional Noninterest Income$494,0002,914
Total noninterest expense$4,989,0002,479
Salaries and employee benefits$2,785,0002,419
Premises and equipment expense$609,0002,849
Additional noninterest expense$1,595,0002,316
Pre-tax net operating income$4,124,0001,720
Securities gains (losses)$17,0001,289
Applicable income taxes$1,146,0001,707
Income before extraordinary items$2,995,0001,757
Extraordinary gains, net$035
Net income$2,995,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,444
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,982,7601,734
2005-06-30 (YTD Data)Rank
Total interest income$7,839,0002,012
Total interest expense$2,290,0002,151
Net interest income$5,549,0001,949
Provision for loan and lease losses$120,0003,004
Total noninterest income$618,0003,026
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$276,0002,784
Trading account gains and fees$0116
Additional Noninterest Income$342,0002,817
Total noninterest expense$3,357,0002,438
Salaries and employee benefits$1,876,0002,379
Premises and equipment expense$413,0002,765
Additional noninterest expense$1,068,0002,282
Pre-tax net operating income$2,690,0001,727
Securities gains (losses)$17,0001,160
Applicable income taxes$746,0001,710
Income before extraordinary items$1,961,0001,745
Extraordinary gains, net$030
Net income$1,961,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,449
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,948,7601,723
2005-03-31 (YTD Data)Rank
Total interest income$3,888,0002,000
Total interest expense$1,114,0002,112
Net interest income$2,774,0001,940
Provision for loan and lease losses$60,0002,830
Total noninterest income$324,0002,877
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$135,0002,769
Trading account gains and fees$0115
Additional Noninterest Income$189,0002,570
Total noninterest expense$1,696,0002,419
Salaries and employee benefits$960,0002,371
Premises and equipment expense$211,0002,733
Additional noninterest expense$525,0002,320
Pre-tax net operating income$1,342,0001,707
Securities gains (losses)$15,000882
Applicable income taxes$373,0001,692
Income before extraordinary items$984,0001,707
Extraordinary gains, net$024
Net income$984,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,042
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$973,0501,692
2004-12-31 (YTD Data)Rank
Total interest income$15,645,0001,829
Total interest expense$4,372,0001,858
Net interest income$11,273,0001,792
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,294,0002,966
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$602,0002,696
Trading account gains and fees$0138
Additional Noninterest Income$692,0002,723
Total noninterest expense$6,595,0002,422
Salaries and employee benefits$3,622,0002,401
Premises and equipment expense$793,0002,803
Additional noninterest expense$2,180,0002,235
Pre-tax net operating income$5,672,0001,502
Securities gains (losses)$12,0002,733
Applicable income taxes$1,540,0001,571
Income before extraordinary items$4,144,0001,557
Extraordinary gains, net$034
Net income$4,144,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,095
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,135,2401,519
2004-09-30 (YTD Data)Rank
Total interest income$11,689,0001,815
Total interest expense$3,257,0001,833
Net interest income$8,432,0001,784
Provision for loan and lease losses$225,0002,754
Total noninterest income$991,0002,947
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$455,0002,690
Trading account gains and fees$0134
Additional Noninterest Income$536,0002,684
Total noninterest expense$4,928,0002,412
Salaries and employee benefits$2,752,0002,352
Premises and equipment expense$601,0002,777
Additional noninterest expense$1,575,0002,290
Pre-tax net operating income$4,270,0001,508
Securities gains (losses)$12,0002,612
Applicable income taxes$1,156,0001,586
Income before extraordinary items$3,126,0001,553
Extraordinary gains, net$026
Net income$3,126,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,117,2401,509
2004-06-30 (YTD Data)Rank
Total interest income$7,745,0001,812
Total interest expense$2,182,0001,818
Net interest income$5,563,0001,789
Provision for loan and lease losses$150,0002,691
Total noninterest income$659,0002,966
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$298,0002,727
Trading account gains and fees$0130
Additional Noninterest Income$361,0002,681
Total noninterest expense$3,251,0002,443
Salaries and employee benefits$1,841,0002,343
Premises and equipment expense$397,0002,807
Additional noninterest expense$1,013,0002,364
Pre-tax net operating income$2,821,0001,508
Securities gains (losses)$03,413
Applicable income taxes$758,0001,597
Income before extraordinary items$2,063,0001,558
Extraordinary gains, net$021
Net income$2,063,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,546
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,063,0001,501
2004-03-31 (YTD Data)Rank
Total interest income$3,862,0001,821
Total interest expense$1,133,0001,776
Net interest income$2,729,0001,819
Provision for loan and lease losses$75,0002,550
Total noninterest income$336,0002,867
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$144,0002,765
Trading account gains and fees$0121
Additional Noninterest Income$192,0002,539
Total noninterest expense$1,625,0002,456
Salaries and employee benefits$935,0002,328
Premises and equipment expense$196,0002,872
Additional noninterest expense$494,0002,391
Pre-tax net operating income$1,365,0001,517
Securities gains (losses)$02,934
Applicable income taxes$359,0001,693
Income before extraordinary items$1,006,0001,590
Extraordinary gains, net$016
Net income$1,006,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0002,188
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,006,0001,501
2003-12-31 (YTD Data)Rank
Total interest income$16,479,0001,729
Total interest expense$5,546,0001,623
Net interest income$10,933,0001,787
Provision for loan and lease losses$360,0002,773
Total noninterest income$941,0003,840
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$612,0002,653
Trading account gains and fees$0160
Additional Noninterest Income$329,0004,316
Total noninterest expense$6,342,0002,481
Salaries and employee benefits$3,474,0002,421
Premises and equipment expense$901,0002,482
Additional noninterest expense$1,967,0002,451
Pre-tax net operating income$5,172,0001,568
Securities gains (losses)$23,0003,134
Applicable income taxes$1,451,0001,666
Income before extraordinary items$3,744,0001,657
Extraordinary gains, net$054
Net income$3,744,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,833
Cash dividends$4,100,000767
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,727,4401,586
2003-09-30 (YTD Data)Rank
Total interest income$12,543,0001,736
Total interest expense$4,341,0001,620
Net interest income$8,202,0001,787
Provision for loan and lease losses$270,0002,692
Total noninterest income$720,0003,880
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$464,0002,643
Trading account gains and fees$0153
Additional Noninterest Income$256,0004,339
Total noninterest expense$4,748,0002,483
Salaries and employee benefits$2,603,0002,433
Premises and equipment expense$682,0002,477
Additional noninterest expense$1,463,0002,447
Pre-tax net operating income$3,904,0001,619
Securities gains (losses)$23,0002,888
Applicable income taxes$1,086,0001,734
Income before extraordinary items$2,841,0001,696
Extraordinary gains, net$040
Net income$2,841,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,871
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,824,4401,615
2003-06-30 (YTD Data)Rank
Total interest income$8,593,0001,714
Total interest expense$3,045,0001,578
Net interest income$5,548,0001,756
Provision for loan and lease losses$180,0002,675
Total noninterest income$500,0003,739
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$317,0002,545
Trading account gains and fees$0150
Additional Noninterest Income$183,0004,189
Total noninterest expense$3,175,0002,476
Salaries and employee benefits$1,735,0002,426
Premises and equipment expense$461,0002,420
Additional noninterest expense$979,0002,410
Pre-tax net operating income$2,693,0001,565
Securities gains (losses)$20,0002,610
Applicable income taxes$757,0001,706
Income before extraordinary items$1,956,0001,657
Extraordinary gains, net$030
Net income$1,956,0001,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,501
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,941,6001,558
2003-03-31 (YTD Data)Rank
Total interest income$4,368,0001,696
Total interest expense$1,574,0001,568
Net interest income$2,794,0001,741
Provision for loan and lease losses$90,0002,494
Total noninterest income$259,0003,558
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$158,0002,474
Trading account gains and fees$0134
Additional Noninterest Income$101,0003,918
Total noninterest expense$1,570,0002,474
Salaries and employee benefits$874,0002,410
Premises and equipment expense$228,0002,440
Additional noninterest expense$468,0002,484
Pre-tax net operating income$1,393,0001,512
Securities gains (losses)$3,0002,514
Applicable income taxes$391,0001,656
Income before extraordinary items$1,005,0001,603
Extraordinary gains, net$021
Net income$1,005,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,002,8401,505
2002-12-31 (YTD Data)Rank
Total interest income$18,654,0001,646
Total interest expense$7,631,0001,484
Net interest income$11,023,0001,752
Provision for loan and lease losses$402,0002,821
Total noninterest income$866,0003,797
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$611,0002,534
Trading account gains and fees$0153
Additional Noninterest Income$255,0004,582
Total noninterest expense$6,160,0002,404
Salaries and employee benefits$3,368,0002,376
Premises and equipment expense$841,0002,566
Additional noninterest expense$1,951,0002,359
Pre-tax net operating income$5,327,0001,538
Securities gains (losses)$363,000797
Applicable income taxes$1,620,0001,546
Income before extraordinary items$4,070,0001,507
Extraordinary gains, net$070
Net income$4,070,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,568
Cash dividends$3,500,000823
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,808,6401,536
2001-12-31 (YTD Data)Rank
Total interest income$19,649,0001,731
Total interest expense$9,092,0001,785
Net interest income$10,557,0001,692
Provision for loan and lease losses$312,0003,116
Total noninterest income$918,0003,536
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$513,0002,788
Trading account gains and fees$0177
Additional Noninterest Income$405,0003,503
Total noninterest expense$6,160,0002,317
Salaries and employee benefits$3,281,0002,288
Premises and equipment expense$834,0002,524
Additional noninterest expense$2,045,0002,199
Pre-tax net operating income$5,003,0001,439
Securities gains (losses)$36,0002,670
Applicable income taxes$1,405,0001,593
Income before extraordinary items$3,634,0001,481
Extraordinary gains, net$0105
Net income$3,634,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,371
Cash dividends$3,500,000807
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,608,0801,430
2000-12-31 (YTD Data)Rank
Total interest income$18,770,0001,864
Total interest expense$8,514,0002,025
Net interest income$10,256,0001,719
Provision for loan and lease losses$144,0004,490
Total noninterest income$898,0003,399
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$409,0003,186
Trading account gains and fees$0180
Additional Noninterest Income$489,0002,991
Total noninterest expense$5,725,0002,384
Salaries and employee benefits$3,108,0002,296
Premises and equipment expense$783,0002,629
Additional noninterest expense$1,834,0002,343
Pre-tax net operating income$5,285,0001,402
Securities gains (losses)$2,0001,609
Applicable income taxes$1,523,0001,490
Income before extraordinary items$3,764,0001,406
Extraordinary gains, net$038
Net income$3,764,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,405
Cash dividends$2,500,0001,116
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,762,5801,393
1999-12-31 (YTD Data)Rank
Total interest income$17,844,0001,820
Total interest expense$8,057,0001,855
Net interest income$9,787,0001,776
Provision for loan and lease losses$180,0003,760
Total noninterest income$847,0003,489
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$414,0003,132
Trading account gains and fees$0173
Additional Noninterest Income$433,0003,239
Total noninterest expense$5,584,0002,430
Salaries and employee benefits$2,976,0002,355
Premises and equipment expense$764,0002,662
Additional noninterest expense$1,844,0002,363
Pre-tax net operating income$4,870,0001,548
Securities gains (losses)$1,0002,805
Applicable income taxes$1,397,0001,690
Income before extraordinary items$3,474,0001,540
Extraordinary gains, net$035
Net income$3,474,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,603
Cash dividends$1,460,0001,725
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,473,2901,506
1998-12-31 (YTD Data)Rank
Total interest income$17,462,0001,855
Total interest expense$7,924,0001,931
Net interest income$9,538,0001,786
Provision for loan and lease losses$48,0006,686
Total noninterest income$819,0003,565
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$375,0003,310
Trading account gains and fees$0224
Additional Noninterest Income$444,0003,219
Total noninterest expense$5,427,0002,405
Salaries and employee benefits$2,953,0002,287
Premises and equipment expense$672,0002,869
Additional noninterest expense$1,802,0002,317
Pre-tax net operating income$4,882,0001,509
Securities gains (losses)$7,0003,223
Applicable income taxes$1,407,0001,729
Income before extraordinary items$3,482,0001,516
Extraordinary gains, net$032
Net income$3,482,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,568
Cash dividends$2,460,0001,141
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,477,0301,450
1997-12-31 (YTD Data)Rank
Total interest income$17,005,0001,940
Total interest expense$7,608,0002,020
Net interest income$9,397,0001,854
Provision for loan and lease losses$144,0004,243
Total noninterest income$739,0003,803
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$374,0003,416
Trading account gains and fees$0239
Additional Noninterest Income$365,0003,496
Total noninterest expense$5,147,0002,497
Salaries and employee benefits$2,836,0002,341
Premises and equipment expense$622,0003,043
Additional noninterest expense$1,689,0002,438
Pre-tax net operating income$4,845,0001,592
Securities gains (losses)$4,0002,936
Applicable income taxes$1,393,0001,822
Income before extraordinary items$3,456,0001,558
Extraordinary gains, net$044
Net income$3,456,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,092
Cash dividends$6,380,000522
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,453,1601,525
1996-12-31 (YTD Data)Rank
Total interest income$16,325,0002,071
Total interest expense$7,515,0002,092
Net interest income$8,810,0002,034
Provision for loan and lease losses$84,0005,516
Total noninterest income$748,0003,883
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$384,0003,455
Trading account gains and fees$0262
Additional Noninterest Income$364,0003,603
Total noninterest expense$5,051,0002,713
Salaries and employee benefits$2,853,0002,334
Premises and equipment expense$602,0003,201
Additional noninterest expense$1,596,0002,973
Pre-tax net operating income$4,423,0001,641
Securities gains (losses)$04,148
Applicable income taxes$1,226,0001,958
Income before extraordinary items$3,197,0001,552
Extraordinary gains, net$053
Net income$3,197,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,913
Cash dividends$1,272,0001,791
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,197,0001,522
1995-12-31 (YTD Data)Rank
Total interest income$15,344,0002,196
Total interest expense$7,055,0002,208
Net interest income$8,289,0002,174
Provision for loan and lease losses$08,958
Total noninterest income$726,0003,968
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$390,0003,439
Trading account gains and fees$0522
Additional Noninterest Income$336,0003,724
Total noninterest expense$5,055,0002,688
Salaries and employee benefits$2,757,0002,415
Premises and equipment expense$612,0003,161
Additional noninterest expense$1,686,0002,769
Pre-tax net operating income$3,960,0001,875
Securities gains (losses)$-7,0009,876
Applicable income taxes$1,050,0002,272
Income before extraordinary items$2,903,0001,735
Extraordinary gains, net$065
Net income$2,903,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,00011,598
Cash dividends$966,0002,129
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,908,1101,709
1994-12-31 (YTD Data)Rank
Total interest income$13,324,0002,294
Total interest expense$5,491,0002,266
Net interest income$7,833,0002,296
Provision for loan and lease losses$77,0005,110
Total noninterest income$725,0004,001
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$396,0003,405
Trading account gains and fees$0475
Additional Noninterest Income$329,0003,859
Total noninterest expense$5,168,0002,684
Salaries and employee benefits$2,610,0002,551
Premises and equipment expense$637,0003,093
Additional noninterest expense$1,921,0002,659
Pre-tax net operating income$3,313,0002,148
Securities gains (losses)$5,0002,624
Applicable income taxes$840,0002,653
Income before extraordinary items$2,478,0001,971
Extraordinary gains, net$9,000223
Net income$2,487,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$828,0002,218
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,474,2501,979
1993-12-31 (YTD Data)Rank
Total interest income$13,218,0002,340
Total interest expense$5,861,0002,216
Net interest income$7,357,0002,436
Provision for loan and lease losses$300,0002,975
Total noninterest income$696,0004,462
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$402,0003,426
Trading account gains and fees$0532
Additional Noninterest Income$294,0004,521
Total noninterest expense$5,110,0002,795
Salaries and employee benefits$2,572,0002,573
Premises and equipment expense$646,0003,102
Additional noninterest expense$1,892,0002,858
Pre-tax net operating income$2,643,0002,580
Securities gains (losses)$4,0006,316
Applicable income taxes$571,0003,747
Income before extraordinary items$2,076,0002,410
Extraordinary gains, net$03,149
Net income$2,076,0002,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,754
Cash dividends$690,0002,412
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,072,8802,266
1992-12-31 (YTD Data)Rank
Total interest income$14,728,0002,386
Total interest expense$7,327,0002,310
Net interest income$7,401,0002,449
Provision for loan and lease losses$645,0002,503
Total noninterest income$698,0004,422
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$393,0003,551
Trading account gains and fees$0504
Additional Noninterest Income$305,0004,373
Total noninterest expense$4,942,0002,893
Salaries and employee benefits$2,487,0002,615
Premises and equipment expense$652,0003,117
Additional noninterest expense$1,803,0003,056
Pre-tax net operating income$2,512,0002,476
Securities gains (losses)$8,0006,653
Applicable income taxes$556,0003,656
Income before extraordinary items$1,964,0002,327
Extraordinary gains, net$01,422
Net income$1,964,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0002,373
Cash dividends$850,0001,800
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,957,7602,166

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.