Home > Greenville National Bank > Income and Expense
Greenville National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,606,000 | 2,783 |
| Total interest expense | $5,262,000 | 2,856 |
| Net interest income | $6,344,000 | 2,710 |
| Provision for loan and lease losses | $322,000 | 2,456 |
| Total noninterest income | $561,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $241,000 | 4,503 |
| Total noninterest expense | $2,774,000 | 4,415 |
| Salaries and employee benefits | $1,872,000 | 3,542 |
| Premises and equipment expense | $307,000 | 5,321 |
| Additional noninterest expense | $595,000 | 5,783 |
| Pre-tax net operating income | $3,809,000 | 1,917 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,405,000 | 1,731 |
| Income before extraordinary items | $2,404,000 | 2,175 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,404,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,404,000 | 2,106 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,111,000 | 2,933 |
| Total interest expense | $5,210,000 | 2,871 |
| Net interest income | $5,901,000 | 2,953 |
| Provision for loan and lease losses | $359,000 | 2,290 |
| Total noninterest income | $626,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $391,000 | 3,277 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $235,000 | 4,541 |
| Total noninterest expense | $2,886,000 | 4,233 |
| Salaries and employee benefits | $1,880,000 | 3,487 |
| Premises and equipment expense | $299,000 | 5,455 |
| Additional noninterest expense | $707,000 | 5,179 |
| Pre-tax net operating income | $3,282,000 | 2,295 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,149,000 | 2,172 |
| Income before extraordinary items | $2,133,000 | 2,435 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,133,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $1,360,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,133,000 | 2,377 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,096,000 | 3,250 |
| Total interest expense | $4,950,000 | 3,034 |
| Net interest income | $5,146,000 | 3,453 |
| Provision for loan and lease losses | $373,000 | 2,197 |
| Total noninterest income | $551,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $335,000 | 3,900 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $2,591,000 | 4,862 |
| Salaries and employee benefits | $1,634,000 | 3,994 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $700,000 | 5,753 |
| Pre-tax net operating income | $2,733,000 | 2,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $960,000 | 2,448 |
| Income before extraordinary items | $1,771,000 | 2,739 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,771,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,277 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,771,000 | 2,697 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,282,000 | 3,887 |
| Total interest expense | $3,952,000 | 3,716 |
| Net interest income | $4,330,000 | 4,044 |
| Provision for loan and lease losses | $243,000 | 2,627 |
| Total noninterest income | $451,000 | 5,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,308 |
| Total noninterest expense | $2,427,000 | 5,129 |
| Salaries and employee benefits | $1,480,000 | 4,339 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $736,000 | 5,620 |
| Pre-tax net operating income | $2,110,000 | 3,326 |
| Securities gains (losses) | $-83,000 | 11,405 |
| Applicable income taxes | $689,000 | 3,276 |
| Income before extraordinary items | $1,338,000 | 3,578 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,338,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $264,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,392,780 | 3,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 4,945 |
| Total interest expense | $2,500,000 | 4,657 |
| Net interest income | $3,393,000 | 5,073 |
| Provision for loan and lease losses | $241,000 | 2,660 |
| Total noninterest income | $400,000 | 6,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $2,168,000 | 5,826 |
| Salaries and employee benefits | $1,260,000 | 5,028 |
| Premises and equipment expense | $201,000 | 7,402 |
| Additional noninterest expense | $707,000 | 6,267 |
| Pre-tax net operating income | $1,384,000 | 4,711 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $487,000 | 4,137 |
| Income before extraordinary items | $883,000 | 4,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $883,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,202 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $891,960 | 5,011 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 6,154 |
| Total interest expense | $1,866,000 | 6,163 |
| Net interest income | $2,779,000 | 6,012 |
| Provision for loan and lease losses | $306,000 | 2,940 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $1,921,000 | 6,554 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $605,000 | 7,281 |
| Pre-tax net operating income | $1,021,000 | 5,811 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $377,000 | 5,218 |
| Income before extraordinary items | $641,000 | 6,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $641,000 | 6,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $642,920 | 6,234 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 6,417 |
| Total interest expense | $2,254,000 | 6,497 |
| Net interest income | $2,719,000 | 6,179 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $318,000 | 7,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,752,000 | 7,099 |
| Salaries and employee benefits | $1,027,000 | 5,885 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $545,000 | 8,031 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $558,000 | 6,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $558,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 3,036 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $558,000 | 6,504 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.