Home > Greenville Community Bank > Income and Expense
Greenville Community Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,274,000 | 4,637 |
| Total interest expense | $3,708,000 | 4,203 |
| Net interest income | $3,566,000 | 4,969 |
| Provision for loan and lease losses | $254,000 | 3,480 |
| Total noninterest income | $545,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $392,000 | 3,561 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $153,000 | 5,541 |
| Total noninterest expense | $2,905,000 | 5,106 |
| Salaries and employee benefits | $1,478,000 | 5,349 |
| Premises and equipment expense | $315,000 | 5,670 |
| Additional noninterest expense | $1,112,000 | 4,300 |
| Pre-tax net operating income | $952,000 | 4,829 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $251,000 | 3,610 |
| Income before extraordinary items | $701,000 | 5,051 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,702 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $701,000 | 5,034 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,683 |
| Total interest expense | $2,735,000 | 4,249 |
| Net interest income | $2,670,000 | 5,007 |
| Provision for loan and lease losses | $119,000 | 3,886 |
| Total noninterest income | $482,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $288,000 | 3,594 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,539 |
| Total noninterest expense | $2,072,000 | 5,247 |
| Salaries and employee benefits | $1,008,000 | 5,616 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $830,000 | 4,267 |
| Pre-tax net operating income | $961,000 | 4,447 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $265,000 | 3,363 |
| Income before extraordinary items | $696,000 | 4,675 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $696,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $696,000 | 4,663 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,726 |
| Total interest expense | $1,784,000 | 4,309 |
| Net interest income | $1,761,000 | 5,064 |
| Provision for loan and lease losses | $51,000 | 4,329 |
| Total noninterest income | $307,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $194,000 | 3,572 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,346,000 | 5,366 |
| Salaries and employee benefits | $665,000 | 5,721 |
| Premises and equipment expense | $143,000 | 5,942 |
| Additional noninterest expense | $538,000 | 4,344 |
| Pre-tax net operating income | $671,000 | 4,416 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $190,000 | 3,338 |
| Income before extraordinary items | $481,000 | 4,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $481,000 | 4,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,724 |
| Total interest expense | $879,000 | 4,334 |
| Net interest income | $900,000 | 4,992 |
| Provision for loan and lease losses | $31,000 | 3,721 |
| Total noninterest income | $169,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $95,000 | 3,560 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $639,000 | 5,562 |
| Salaries and employee benefits | $312,000 | 5,925 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $254,000 | 4,485 |
| Pre-tax net operating income | $399,000 | 4,002 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $128,000 | 2,948 |
| Income before extraordinary items | $271,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $271,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $271,000 | 4,364 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,957,000 | 4,586 |
| Total interest expense | $3,117,000 | 4,224 |
| Net interest income | $3,840,000 | 4,775 |
| Provision for loan and lease losses | $220,000 | 3,350 |
| Total noninterest income | $396,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $307,000 | 4,087 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $2,513,000 | 5,467 |
| Salaries and employee benefits | $1,237,000 | 5,812 |
| Premises and equipment expense | $274,000 | 5,968 |
| Additional noninterest expense | $1,002,000 | 4,508 |
| Pre-tax net operating income | $1,503,000 | 4,278 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $512,000 | 3,125 |
| Income before extraordinary items | $991,000 | 4,742 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $991,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,566 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $991,000 | 4,735 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 4,607 |
| Total interest expense | $2,257,000 | 4,222 |
| Net interest income | $2,892,000 | 4,800 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $332,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 5,724 |
| Total noninterest expense | $1,899,000 | 5,428 |
| Salaries and employee benefits | $928,000 | 5,786 |
| Premises and equipment expense | $208,000 | 5,962 |
| Additional noninterest expense | $763,000 | 4,434 |
| Pre-tax net operating income | $1,105,000 | 4,508 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $371,000 | 3,276 |
| Income before extraordinary items | $734,000 | 4,911 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $734,000 | 4,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,151 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $734,000 | 4,896 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 4,631 |
| Total interest expense | $1,456,000 | 4,194 |
| Net interest income | $1,903,000 | 4,863 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $233,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,246,000 | 5,487 |
| Salaries and employee benefits | $610,000 | 5,862 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $496,000 | 4,515 |
| Pre-tax net operating income | $740,000 | 4,497 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $257,000 | 3,260 |
| Income before extraordinary items | $483,000 | 4,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $483,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,207 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $483,000 | 4,961 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,644 |
| Total interest expense | $710,000 | 4,144 |
| Net interest income | $930,000 | 4,919 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $592,000 | 5,670 |
| Salaries and employee benefits | $311,000 | 5,816 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $211,000 | 5,010 |
| Pre-tax net operating income | $364,000 | 4,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $252,000 | 4,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 662 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $252,000 | 4,823 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 4,652 |
| Total interest expense | $2,436,000 | 3,896 |
| Net interest income | $3,449,000 | 5,065 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $588,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $311,000 | 4,095 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $2,284,000 | 5,662 |
| Salaries and employee benefits | $1,113,000 | 6,024 |
| Premises and equipment expense | $283,000 | 5,886 |
| Additional noninterest expense | $888,000 | 4,825 |
| Pre-tax net operating income | $1,453,000 | 4,468 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $439,000 | 3,564 |
| Income before extraordinary items | $1,014,000 | 4,806 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,014,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,442 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,014,000 | 4,779 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 4,703 |
| Total interest expense | $1,766,000 | 3,859 |
| Net interest income | $2,528,000 | 5,146 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $450,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $237,000 | 4,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 4,469 |
| Total noninterest expense | $1,670,000 | 5,708 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $214,000 | 5,869 |
| Additional noninterest expense | $621,000 | 5,000 |
| Pre-tax net operating income | $1,083,000 | 4,571 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $324,000 | 3,669 |
| Income before extraordinary items | $759,000 | 4,893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $759,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,191 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $759,000 | 4,853 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 4,715 |
| Total interest expense | $1,154,000 | 3,731 |
| Net interest income | $1,646,000 | 5,211 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $290,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $146,000 | 4,216 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $144,000 | 4,416 |
| Total noninterest expense | $1,114,000 | 5,705 |
| Salaries and employee benefits | $558,000 | 5,992 |
| Premises and equipment expense | $147,000 | 5,757 |
| Additional noninterest expense | $409,000 | 5,012 |
| Pre-tax net operating income | $672,000 | 4,722 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $199,000 | 3,798 |
| Income before extraordinary items | $473,000 | 5,020 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $473,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $473,000 | 4,968 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 4,760 |
| Total interest expense | $565,000 | 3,680 |
| Net interest income | $806,000 | 5,309 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $131,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $550,000 | 5,778 |
| Salaries and employee benefits | $282,000 | 5,993 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $312,000 | 4,893 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $97,000 | 3,813 |
| Income before extraordinary items | $215,000 | 5,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $215,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,740 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $215,000 | 5,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 4,626 |
| Total interest expense | $2,247,000 | 3,314 |
| Net interest income | $3,102,000 | 5,309 |
| Provision for loan and lease losses | $477,000 | 2,049 |
| Total noninterest income | $617,000 | 4,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $298,000 | 4,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $2,137,000 | 5,792 |
| Salaries and employee benefits | $977,000 | 6,350 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $878,000 | 4,776 |
| Pre-tax net operating income | $1,105,000 | 4,988 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $340,000 | 3,983 |
| Income before extraordinary items | $772,000 | 5,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $772,000 | 5,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,986 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $767,170 | 5,281 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 4,642 |
| Total interest expense | $1,682,000 | 3,272 |
| Net interest income | $2,280,000 | 5,358 |
| Provision for loan and lease losses | $327,000 | 2,105 |
| Total noninterest income | $470,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $220,000 | 4,403 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $250,000 | 4,065 |
| Total noninterest expense | $1,612,000 | 5,742 |
| Salaries and employee benefits | $724,000 | 6,368 |
| Premises and equipment expense | $208,000 | 5,868 |
| Additional noninterest expense | $680,000 | 4,631 |
| Pre-tax net operating income | $811,000 | 5,149 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $249,000 | 4,099 |
| Income before extraordinary items | $569,000 | 5,497 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $569,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $564,100 | 5,450 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 4,676 |
| Total interest expense | $1,125,000 | 3,247 |
| Net interest income | $1,497,000 | 5,415 |
| Provision for loan and lease losses | $239,000 | 1,946 |
| Total noninterest income | $325,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $146,000 | 4,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 3,982 |
| Total noninterest expense | $1,090,000 | 5,735 |
| Salaries and employee benefits | $481,000 | 6,425 |
| Premises and equipment expense | $144,000 | 5,789 |
| Additional noninterest expense | $465,000 | 4,569 |
| Pre-tax net operating income | $493,000 | 5,341 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $151,000 | 4,236 |
| Income before extraordinary items | $349,000 | 5,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $344,100 | 5,636 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 4,674 |
| Total interest expense | $566,000 | 3,269 |
| Net interest income | $752,000 | 5,410 |
| Provision for loan and lease losses | $166,000 | 1,328 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $566,000 | 5,638 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $73,000 | 5,767 |
| Additional noninterest expense | $238,000 | 4,481 |
| Pre-tax net operating income | $170,000 | 6,181 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 4,694 |
| Total interest expense | $2,275,000 | 3,606 |
| Net interest income | $3,038,000 | 5,272 |
| Provision for loan and lease losses | $319,000 | 3,028 |
| Total noninterest income | $866,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $246,000 | 4,789 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $620,000 | 3,189 |
| Total noninterest expense | $2,229,000 | 5,632 |
| Salaries and employee benefits | $1,102,000 | 5,924 |
| Premises and equipment expense | $284,000 | 5,820 |
| Additional noninterest expense | $843,000 | 4,884 |
| Pre-tax net operating income | $1,356,000 | 4,380 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $443,000 | 3,591 |
| Income before extraordinary items | $913,000 | 4,898 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $913,000 | 4,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,957 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $913,000 | 4,742 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 4,743 |
| Total interest expense | $1,714,000 | 3,699 |
| Net interest income | $2,273,000 | 5,287 |
| Provision for loan and lease losses | $223,000 | 3,151 |
| Total noninterest income | $713,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $541,000 | 2,994 |
| Total noninterest expense | $1,655,000 | 5,643 |
| Salaries and employee benefits | $847,000 | 5,811 |
| Premises and equipment expense | $220,000 | 5,714 |
| Additional noninterest expense | $588,000 | 5,086 |
| Pre-tax net operating income | $1,108,000 | 4,290 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $365,000 | 3,561 |
| Income before extraordinary items | $743,000 | 4,804 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $743,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,415 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $743,000 | 4,615 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 4,744 |
| Total interest expense | $1,176,000 | 3,728 |
| Net interest income | $1,503,000 | 5,320 |
| Provision for loan and lease losses | $127,000 | 3,371 |
| Total noninterest income | $480,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $373,000 | 2,898 |
| Total noninterest expense | $1,084,000 | 5,710 |
| Salaries and employee benefits | $546,000 | 5,943 |
| Premises and equipment expense | $146,000 | 5,746 |
| Additional noninterest expense | $392,000 | 5,079 |
| Pre-tax net operating income | $772,000 | 4,149 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $256,000 | 3,514 |
| Income before extraordinary items | $516,000 | 4,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $516,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $516,000 | 4,507 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 4,776 |
| Total interest expense | $610,000 | 3,696 |
| Net interest income | $730,000 | 5,411 |
| Provision for loan and lease losses | $51,000 | 3,633 |
| Total noninterest income | $240,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $533,000 | 5,781 |
| Salaries and employee benefits | $272,000 | 5,952 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $386,000 | 4,116 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $128,000 | 3,508 |
| Income before extraordinary items | $258,000 | 4,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $258,000 | 4,426 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 4,878 |
| Total interest expense | $2,618,000 | 3,954 |
| Net interest income | $2,831,000 | 5,480 |
| Provision for loan and lease losses | $403,000 | 2,818 |
| Total noninterest income | $651,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $231,000 | 4,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $420,000 | 3,616 |
| Total noninterest expense | $2,068,000 | 5,770 |
| Salaries and employee benefits | $982,000 | 6,212 |
| Premises and equipment expense | $267,000 | 5,926 |
| Additional noninterest expense | $819,000 | 4,849 |
| Pre-tax net operating income | $1,011,000 | 5,178 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $332,000 | 4,264 |
| Income before extraordinary items | $679,000 | 5,633 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $679,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,555 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $679,000 | 5,495 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,459 |
| Total interest expense | $2,895,000 | 4,861 |
| Net interest income | $2,346,000 | 5,932 |
| Provision for loan and lease losses | $274,000 | 3,419 |
| Total noninterest income | $421,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $145,000 | 5,867 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $276,000 | 4,296 |
| Total noninterest expense | $1,813,000 | 6,104 |
| Salaries and employee benefits | $824,000 | 6,679 |
| Premises and equipment expense | $296,000 | 5,556 |
| Additional noninterest expense | $693,000 | 5,329 |
| Pre-tax net operating income | $680,000 | 5,891 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $151,000 | 5,436 |
| Income before extraordinary items | $535,000 | 5,907 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $535,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $530,320 | 5,816 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,433 |
| Total interest expense | $2,184,000 | 5,993 |
| Net interest income | $1,884,000 | 6,754 |
| Provision for loan and lease losses | $339,000 | 2,634 |
| Total noninterest income | $322,000 | 6,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $1,654,000 | 6,357 |
| Salaries and employee benefits | $869,000 | 6,422 |
| Premises and equipment expense | $262,000 | 5,881 |
| Additional noninterest expense | $523,000 | 6,260 |
| Pre-tax net operating income | $213,000 | 8,316 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $213,000 | 7,994 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $213,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
| Net operating income | $213,000 | 7,996 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 9,363 |
| Total interest expense | $525,000 | 9,386 |
| Net interest income | $729,000 | 9,219 |
| Provision for loan and lease losses | $421,000 | 2,013 |
| Total noninterest income | $130,000 | 8,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $961,000 | 8,234 |
| Salaries and employee benefits | $554,000 | 8,010 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $260,000 | 8,465 |
| Pre-tax net operating income | $-523,000 | 9,864 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-523,000 | 9,911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-523,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 276 |
| Net operating income | $-523,000 | 9,891 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.