Home > Greensburg State Bank > Income and Expense
Greensburg State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 5,504 |
| Total interest expense | $103,000 | 5,492 |
| Net interest income | $1,367,000 | 5,486 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $113,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $80,000 | 4,772 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $33,000 | 5,475 |
| Total noninterest expense | $1,179,000 | 5,464 |
| Salaries and employee benefits | $720,000 | 5,374 |
| Premises and equipment expense | $107,000 | 5,450 |
| Additional noninterest expense | $352,000 | 5,504 |
| Pre-tax net operating income | $301,000 | 5,159 |
| Securities gains (losses) | $73,000 | 1,574 |
| Applicable income taxes | $-131,000 | 5,783 |
| Income before extraordinary items | $505,000 | 4,716 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $505,000 | 4,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $505,000 | 4,715 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $100,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $432,000 | 4,815 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,545 |
| Total interest expense | $77,000 | 5,548 |
| Net interest income | $1,056,000 | 5,518 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $87,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $61,000 | 4,796 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $26,000 | 5,518 |
| Total noninterest expense | $841,000 | 5,542 |
| Salaries and employee benefits | $505,000 | 5,467 |
| Premises and equipment expense | $88,000 | 5,430 |
| Additional noninterest expense | $248,000 | 5,591 |
| Pre-tax net operating income | $302,000 | 5,061 |
| Securities gains (losses) | $73,000 | 1,480 |
| Applicable income taxes | $-111,000 | 5,892 |
| Income before extraordinary items | $486,000 | 4,532 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $486,000 | 4,531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $486,000 | 4,532 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $100,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $413,000 | 4,663 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 5,583 |
| Total interest expense | $51,000 | 5,611 |
| Net interest income | $723,000 | 5,555 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $61,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,513 |
| Total noninterest expense | $556,000 | 5,613 |
| Salaries and employee benefits | $338,000 | 5,529 |
| Premises and equipment expense | $60,000 | 5,468 |
| Additional noninterest expense | $158,000 | 5,684 |
| Pre-tax net operating income | $228,000 | 5,003 |
| Securities gains (losses) | $73,000 | 1,167 |
| Applicable income taxes | $-91,000 | 5,982 |
| Income before extraordinary items | $392,000 | 4,295 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $392,000 | 4,292 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $392,000 | 4,293 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $319,000 | 4,496 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 5,629 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $366,000 | 5,595 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $36,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,000 | 5,417 |
| Total noninterest expense | $285,000 | 5,657 |
| Salaries and employee benefits | $170,000 | 5,573 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $84,000 | 5,701 |
| Pre-tax net operating income | $117,000 | 4,951 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-82,000 | 6,056 |
| Income before extraordinary items | $199,000 | 4,242 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $199,000 | 4,239 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $199,000 | 4,241 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $199,000 | 4,184 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 5,637 |
| Total interest expense | $100,000 | 5,724 |
| Net interest income | $1,523,000 | 5,588 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $101,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $68,000 | 5,134 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $33,000 | 5,663 |
| Total noninterest expense | $1,096,000 | 5,742 |
| Salaries and employee benefits | $696,000 | 5,603 |
| Premises and equipment expense | $114,000 | 5,660 |
| Additional noninterest expense | $286,000 | 5,867 |
| Pre-tax net operating income | $508,000 | 4,907 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $66,000 | 3,527 |
| Income before extraordinary items | $458,000 | 4,901 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $458,000 | 4,904 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $458,000 | 4,904 |
| Net charge-offs | $44,000 | 3,344 |
| Cash dividends | $150,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $444,080 | 4,890 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,716 |
| Total interest expense | $76,000 | 5,795 |
| Net interest income | $1,141,000 | 5,664 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $74,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 5,724 |
| Total noninterest expense | $780,000 | 5,847 |
| Salaries and employee benefits | $483,000 | 5,722 |
| Premises and equipment expense | $84,000 | 5,737 |
| Additional noninterest expense | $213,000 | 5,940 |
| Pre-tax net operating income | $415,000 | 4,950 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $78,000 | 3,405 |
| Income before extraordinary items | $340,000 | 5,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 5,016 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $340,000 | 5,018 |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $150,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $337,570 | 4,968 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 5,767 |
| Total interest expense | $50,000 | 5,867 |
| Net interest income | $758,000 | 5,716 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $50,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,739 |
| Total noninterest expense | $514,000 | 5,907 |
| Salaries and employee benefits | $321,000 | 5,781 |
| Premises and equipment expense | $55,000 | 5,793 |
| Additional noninterest expense | $138,000 | 6,017 |
| Pre-tax net operating income | $274,000 | 4,961 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-3,000 | 6,110 |
| Income before extraordinary items | $277,000 | 4,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $277,000 | 4,793 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $277,000 | 4,794 |
| Net charge-offs | $46,000 | 2,379 |
| Cash dividends | $150,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $277,000 | 4,725 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 5,824 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $375,000 | 5,776 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $29,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $258,000 | 5,968 |
| Salaries and employee benefits | $161,000 | 5,833 |
| Premises and equipment expense | $28,000 | 5,820 |
| Additional noninterest expense | $69,000 | 6,072 |
| Pre-tax net operating income | $126,000 | 5,031 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $123,000 | 4,906 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $123,000 | 4,908 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $123,000 | 4,910 |
| Net charge-offs | $46,000 | 1,619 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $123,000 | 4,848 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 5,913 |
| Total interest expense | $104,000 | 6,033 |
| Net interest income | $1,498,000 | 5,863 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $102,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $73,000 | 5,348 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $1,073,000 | 6,034 |
| Salaries and employee benefits | $666,000 | 5,893 |
| Premises and equipment expense | $104,000 | 6,020 |
| Additional noninterest expense | $303,000 | 6,115 |
| Pre-tax net operating income | $527,000 | 4,983 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $-24,000 | 6,173 |
| Income before extraordinary items | $554,000 | 4,792 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $554,000 | 4,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $554,000 | 4,792 |
| Net charge-offs | $16,000 | 4,402 |
| Cash dividends | $100,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $551,000 | 4,750 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 5,982 |
| Total interest expense | $79,000 | 6,107 |
| Net interest income | $1,126,000 | 5,926 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $75,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $53,000 | 5,460 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $22,000 | 6,019 |
| Total noninterest expense | $766,000 | 6,135 |
| Salaries and employee benefits | $468,000 | 6,002 |
| Premises and equipment expense | $75,000 | 6,086 |
| Additional noninterest expense | $223,000 | 6,193 |
| Pre-tax net operating income | $435,000 | 4,973 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $75,000 | 3,454 |
| Income before extraordinary items | $363,000 | 5,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 5,030 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $363,000 | 5,033 |
| Net charge-offs | $16,000 | 3,939 |
| Cash dividends | $100,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $360,510 | 4,996 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,032 |
| Total interest expense | $53,000 | 6,158 |
| Net interest income | $749,000 | 5,973 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $49,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $32,000 | 5,569 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $17,000 | 6,021 |
| Total noninterest expense | $516,000 | 6,176 |
| Salaries and employee benefits | $312,000 | 6,058 |
| Premises and equipment expense | $48,000 | 6,176 |
| Additional noninterest expense | $156,000 | 6,210 |
| Pre-tax net operating income | $282,000 | 4,976 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $50,000 | 3,441 |
| Income before extraordinary items | $235,000 | 5,053 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $235,000 | 5,055 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $235,000 | 5,056 |
| Net charge-offs | $16,000 | 3,514 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $232,540 | 5,017 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 6,114 |
| Total interest expense | $27,000 | 6,223 |
| Net interest income | $368,000 | 6,051 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $26,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $262,000 | 6,222 |
| Salaries and employee benefits | $155,000 | 6,135 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $82,000 | 6,240 |
| Pre-tax net operating income | $132,000 | 5,007 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $25,000 | 3,376 |
| Income before extraordinary items | $110,000 | 5,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 5,054 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $110,000 | 5,053 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $107,570 | 5,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 6,023 |
| Total interest expense | $122,000 | 6,313 |
| Net interest income | $1,668,000 | 5,914 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $113,000 | 6,118 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $88,000 | 5,412 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 6,163 |
| Total noninterest expense | $1,068,000 | 6,287 |
| Salaries and employee benefits | $683,000 | 6,103 |
| Premises and equipment expense | $97,000 | 6,311 |
| Additional noninterest expense | $288,000 | 6,398 |
| Pre-tax net operating income | $713,000 | 4,580 |
| Securities gains (losses) | $275,000 | 730 |
| Applicable income taxes | $273,000 | 2,713 |
| Income before extraordinary items | $715,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 4,429 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $715,000 | 4,429 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $517,000 | 4,804 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,028 |
| Total interest expense | $95,000 | 6,377 |
| Net interest income | $1,302,000 | 5,928 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $88,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $67,000 | 5,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,226 |
| Total noninterest expense | $759,000 | 6,377 |
| Salaries and employee benefits | $478,000 | 6,210 |
| Premises and equipment expense | $73,000 | 6,348 |
| Additional noninterest expense | $208,000 | 6,465 |
| Pre-tax net operating income | $631,000 | 4,422 |
| Securities gains (losses) | $166,000 | 913 |
| Applicable income taxes | $138,000 | 3,081 |
| Income before extraordinary items | $659,000 | 4,158 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $659,000 | 4,160 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $659,000 | 4,162 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $521,220 | 4,454 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,013 |
| Total interest expense | $65,000 | 6,426 |
| Net interest income | $905,000 | 5,901 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $62,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $504,000 | 6,420 |
| Salaries and employee benefits | $318,000 | 6,259 |
| Premises and equipment expense | $48,000 | 6,402 |
| Additional noninterest expense | $138,000 | 6,505 |
| Pre-tax net operating income | $463,000 | 4,272 |
| Securities gains (losses) | $166,000 | 826 |
| Applicable income taxes | $93,000 | 3,053 |
| Income before extraordinary items | $536,000 | 3,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 3,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $536,000 | 3,807 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $394,900 | 4,228 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 5,986 |
| Total interest expense | $34,000 | 6,476 |
| Net interest income | $477,000 | 5,854 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $258,000 | 6,473 |
| Salaries and employee benefits | $159,000 | 6,309 |
| Premises and equipment expense | $25,000 | 6,421 |
| Additional noninterest expense | $74,000 | 6,531 |
| Pre-tax net operating income | $253,000 | 4,099 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $45,000 | 3,059 |
| Income before extraordinary items | $208,000 | 4,206 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $208,000 | 4,208 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $208,000 | 4,208 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $208,000 | 4,100 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 6,060 |
| Total interest expense | $171,000 | 6,530 |
| Net interest income | $1,954,000 | 5,896 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $104,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $76,000 | 5,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $1,038,000 | 6,552 |
| Salaries and employee benefits | $651,000 | 6,360 |
| Premises and equipment expense | $98,000 | 6,536 |
| Additional noninterest expense | $289,000 | 6,653 |
| Pre-tax net operating income | $985,000 | 4,040 |
| Securities gains (losses) | $74,000 | 2,486 |
| Applicable income taxes | $300,000 | 2,656 |
| Income before extraordinary items | $759,000 | 4,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $759,000 | 4,338 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $759,000 | 4,340 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $800,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $705,720 | 4,294 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 6,135 |
| Total interest expense | $138,000 | 6,598 |
| Net interest income | $1,476,000 | 5,976 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $80,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $57,000 | 5,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,251 |
| Total noninterest expense | $741,000 | 6,662 |
| Salaries and employee benefits | $454,000 | 6,509 |
| Premises and equipment expense | $74,000 | 6,615 |
| Additional noninterest expense | $213,000 | 6,751 |
| Pre-tax net operating income | $815,000 | 3,995 |
| Securities gains (losses) | $74,000 | 2,195 |
| Applicable income taxes | $94,000 | 3,415 |
| Income before extraordinary items | $795,000 | 3,866 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $795,000 | 3,867 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $795,000 | 3,868 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $800,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $729,140 | 3,857 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 6,176 |
| Total interest expense | $99,000 | 6,625 |
| Net interest income | $982,000 | 6,024 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $58,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,184 |
| Total noninterest expense | $495,000 | 6,714 |
| Salaries and employee benefits | $302,000 | 6,563 |
| Premises and equipment expense | $50,000 | 6,643 |
| Additional noninterest expense | $143,000 | 6,807 |
| Pre-tax net operating income | $545,000 | 3,983 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $54,000 | 3,501 |
| Income before extraordinary items | $491,000 | 4,025 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $491,000 | 4,029 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $491,000 | 4,029 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $800,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $491,000 | 3,829 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 6,246 |
| Total interest expense | $51,000 | 6,676 |
| Net interest income | $485,000 | 6,092 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $257,000 | 6,732 |
| Salaries and employee benefits | $151,000 | 6,616 |
| Premises and equipment expense | $24,000 | 6,706 |
| Additional noninterest expense | $82,000 | 6,720 |
| Pre-tax net operating income | $261,000 | 4,089 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $27,000 | 3,490 |
| Income before extraordinary items | $234,000 | 4,104 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $234,000 | 4,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $234,000 | 4,108 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $800,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $234,000 | 3,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 6,381 |
| Total interest expense | $258,000 | 6,692 |
| Net interest income | $1,826,000 | 6,241 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $123,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $93,000 | 5,624 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $999,000 | 6,834 |
| Salaries and employee benefits | $619,000 | 6,656 |
| Premises and equipment expense | $92,000 | 6,885 |
| Additional noninterest expense | $288,000 | 6,893 |
| Pre-tax net operating income | $905,000 | 3,904 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $101,000 | 3,372 |
| Income before extraordinary items | $804,000 | 3,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $804,000 | 3,937 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $804,000 | 3,936 |
| Net charge-offs | $53,000 | 5,444 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $804,000 | 3,807 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 6,453 |
| Total interest expense | $206,000 | 6,743 |
| Net interest income | $1,351,000 | 6,308 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $91,000 | 6,345 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $720,000 | 6,916 |
| Salaries and employee benefits | $433,000 | 6,774 |
| Premises and equipment expense | $67,000 | 6,937 |
| Additional noninterest expense | $220,000 | 6,929 |
| Pre-tax net operating income | $707,000 | 3,960 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $159,000 | 2,857 |
| Income before extraordinary items | $548,000 | 4,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 4,166 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $548,000 | 4,166 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $548,000 | 4,048 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 6,514 |
| Total interest expense | $137,000 | 6,831 |
| Net interest income | $900,000 | 6,356 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $64,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,286 |
| Total noninterest expense | $500,000 | 6,950 |
| Salaries and employee benefits | $290,000 | 6,838 |
| Premises and equipment expense | $41,000 | 7,066 |
| Additional noninterest expense | $169,000 | 6,854 |
| Pre-tax net operating income | $449,000 | 4,008 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $106,000 | 2,829 |
| Income before extraordinary items | $343,000 | 4,244 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 4,244 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $343,000 | 4,246 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $343,000 | 4,150 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 6,559 |
| Total interest expense | $68,000 | 6,925 |
| Net interest income | $451,000 | 6,372 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $35,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $243,000 | 7,019 |
| Salaries and employee benefits | $145,000 | 6,883 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $77,000 | 7,011 |
| Pre-tax net operating income | $243,000 | 3,885 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $53,000 | 2,772 |
| Income before extraordinary items | $190,000 | 4,073 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $190,000 | 4,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $190,000 | 4,073 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $190,000 | 4,015 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 6,573 |
| Total interest expense | $345,000 | 6,935 |
| Net interest income | $1,874,000 | 6,350 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $127,000 | 6,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 6,418 |
| Total noninterest expense | $982,000 | 7,102 |
| Salaries and employee benefits | $581,000 | 6,967 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $321,000 | 7,051 |
| Pre-tax net operating income | $989,000 | 3,402 |
| Securities gains (losses) | $29,000 | 2,945 |
| Applicable income taxes | $236,000 | 2,580 |
| Income before extraordinary items | $782,000 | 3,642 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $782,000 | 3,639 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $782,000 | 3,642 |
| Net charge-offs | $49,000 | 5,925 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $759,670 | 3,561 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 6,651 |
| Total interest expense | $272,000 | 7,020 |
| Net interest income | $1,423,000 | 6,426 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $101,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $75,000 | 5,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $26,000 | 6,511 |
| Total noninterest expense | $709,000 | 7,198 |
| Salaries and employee benefits | $406,000 | 7,121 |
| Premises and equipment expense | $60,000 | 7,308 |
| Additional noninterest expense | $243,000 | 7,098 |
| Pre-tax net operating income | $815,000 | 3,427 |
| Securities gains (losses) | $29,000 | 2,736 |
| Applicable income taxes | $189,000 | 2,609 |
| Income before extraordinary items | $655,000 | 3,623 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $655,000 | 3,621 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $655,000 | 3,623 |
| Net charge-offs | $48,000 | 5,524 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $632,380 | 3,550 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 6,653 |
| Total interest expense | $188,000 | 7,069 |
| Net interest income | $969,000 | 6,425 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $466,000 | 7,281 |
| Salaries and employee benefits | $267,000 | 7,190 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $159,000 | 7,175 |
| Pre-tax net operating income | $573,000 | 3,389 |
| Securities gains (losses) | $29,000 | 2,194 |
| Applicable income taxes | $139,000 | 2,476 |
| Income before extraordinary items | $463,000 | 3,537 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $463,000 | 3,534 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $463,000 | 3,536 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $440,670 | 3,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 6,692 |
| Total interest expense | $98,000 | 7,148 |
| Net interest income | $496,000 | 6,433 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $27,000 | 5,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $237,000 | 7,357 |
| Salaries and employee benefits | $130,000 | 7,300 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $89,000 | 7,135 |
| Pre-tax net operating income | $299,000 | 3,356 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $228,000 | 3,653 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 3,650 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $228,000 | 3,652 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $224,250 | 3,543 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 6,632 |
| Total interest expense | $500,000 | 7,134 |
| Net interest income | $2,075,000 | 6,285 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $254,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $109,000 | 5,636 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $145,000 | 5,150 |
| Total noninterest expense | $1,043,000 | 7,327 |
| Salaries and employee benefits | $539,000 | 7,345 |
| Premises and equipment expense | $111,000 | 7,276 |
| Additional noninterest expense | $393,000 | 7,113 |
| Pre-tax net operating income | $1,236,000 | 2,662 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $381,000 | 1,814 |
| Income before extraordinary items | $855,000 | 3,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $855,000 | 3,029 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $855,000 | 3,029 |
| Net charge-offs | $-18,000 | 7,894 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $855,000 | 2,973 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 6,682 |
| Total interest expense | $391,000 | 7,198 |
| Net interest income | $1,574,000 | 6,262 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $225,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $81,000 | 5,686 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $144,000 | 4,845 |
| Total noninterest expense | $731,000 | 7,459 |
| Salaries and employee benefits | $374,000 | 7,471 |
| Premises and equipment expense | $62,000 | 7,594 |
| Additional noninterest expense | $295,000 | 7,139 |
| Pre-tax net operating income | $1,068,000 | 2,625 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $297,000 | 1,929 |
| Income before extraordinary items | $771,000 | 2,928 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $771,000 | 2,926 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $771,000 | 2,929 |
| Net charge-offs | $-14,000 | 7,908 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $771,000 | 2,865 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 6,731 |
| Total interest expense | $270,000 | 7,266 |
| Net interest income | $1,053,000 | 6,279 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $187,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $140,000 | 4,244 |
| Total noninterest expense | $483,000 | 7,529 |
| Salaries and employee benefits | $255,000 | 7,537 |
| Premises and equipment expense | $36,000 | 7,770 |
| Additional noninterest expense | $192,000 | 7,234 |
| Pre-tax net operating income | $757,000 | 2,614 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $223,000 | 1,846 |
| Income before extraordinary items | $534,000 | 2,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 2,975 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $534,000 | 2,976 |
| Net charge-offs | $-15,000 | 7,961 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $534,000 | 2,871 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 6,766 |
| Total interest expense | $140,000 | 7,310 |
| Net interest income | $524,000 | 6,312 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $243,000 | 7,554 |
| Salaries and employee benefits | $128,000 | 7,584 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $94,000 | 7,177 |
| Pre-tax net operating income | $321,000 | 3,230 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $235,000 | 3,567 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 3,567 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $235,000 | 3,568 |
| Net charge-offs | $-11,000 | 7,884 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $235,000 | 3,428 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 6,704 |
| Total interest expense | $854,000 | 7,037 |
| Net interest income | $2,030,000 | 6,385 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $230,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 5,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $134,000 | 5,499 |
| Total noninterest expense | $926,000 | 7,630 |
| Salaries and employee benefits | $554,000 | 7,531 |
| Premises and equipment expense | $58,000 | 7,987 |
| Additional noninterest expense | $314,000 | 7,396 |
| Pre-tax net operating income | $1,304,000 | 3,268 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $301,000 | 2,394 |
| Income before extraordinary items | $1,020,000 | 3,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,020,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,006,910 | 3,425 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 6,733 |
| Total interest expense | $685,000 | 7,038 |
| Net interest income | $1,511,000 | 6,450 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $200,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 5,209 |
| Total noninterest expense | $640,000 | 7,769 |
| Salaries and employee benefits | $383,000 | 7,667 |
| Premises and equipment expense | $45,000 | 8,041 |
| Additional noninterest expense | $212,000 | 7,548 |
| Pre-tax net operating income | $1,041,000 | 3,604 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $260,000 | 2,617 |
| Income before extraordinary items | $798,000 | 3,568 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $798,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $785,250 | 3,746 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 6,777 |
| Total interest expense | $480,000 | 7,078 |
| Net interest income | $999,000 | 6,481 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $172,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $49,000 | 5,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $123,000 | 4,665 |
| Total noninterest expense | $419,000 | 7,843 |
| Salaries and employee benefits | $269,000 | 7,657 |
| Premises and equipment expense | $28,000 | 8,115 |
| Additional noninterest expense | $122,000 | 7,770 |
| Pre-tax net operating income | $722,000 | 3,644 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $206,000 | 2,657 |
| Income before extraordinary items | $533,000 | 3,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,199 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $520,760 | 3,882 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,831 |
| Total interest expense | $258,000 | 7,087 |
| Net interest income | $497,000 | 6,520 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $318,000 | 7,282 |
| Salaries and employee benefits | $167,000 | 7,353 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $133,000 | 6,474 |
| Pre-tax net operating income | $321,000 | 3,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $87,000 | 2,957 |
| Income before extraordinary items | $234,000 | 4,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $234,000 | 4,231 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 7,004 |
| Total interest expense | $909,000 | 7,304 |
| Net interest income | $1,874,000 | 6,657 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,135,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $95,000 | 6,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,040,000 | 2,170 |
| Total noninterest expense | $806,000 | 7,925 |
| Salaries and employee benefits | $467,000 | 7,892 |
| Premises and equipment expense | $57,000 | 8,182 |
| Additional noninterest expense | $282,000 | 7,626 |
| Pre-tax net operating income | $2,203,000 | 3,118 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $407,000 | 3,005 |
| Income before extraordinary items | $1,796,000 | 3,052 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,796,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,796,000 | 3,047 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 7,101 |
| Total interest expense | $660,000 | 7,383 |
| Net interest income | $1,359,000 | 6,776 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,110,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 6,074 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,036,000 | 1,786 |
| Total noninterest expense | $571,000 | 7,978 |
| Salaries and employee benefits | $332,000 | 7,932 |
| Premises and equipment expense | $40,000 | 8,214 |
| Additional noninterest expense | $199,000 | 7,677 |
| Pre-tax net operating income | $1,898,000 | 2,953 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $300,000 | 3,203 |
| Income before extraordinary items | $1,598,000 | 2,834 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,598,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,598,000 | 2,819 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 7,432 |
| Total interest expense | $386,000 | 7,616 |
| Net interest income | $767,000 | 7,176 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $811,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $752,000 | 1,682 |
| Total noninterest expense | $383,000 | 8,018 |
| Salaries and employee benefits | $227,000 | 7,958 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $128,000 | 7,762 |
| Pre-tax net operating income | $1,195,000 | 3,128 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $141,000 | 3,725 |
| Income before extraordinary items | $1,054,000 | 2,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,054,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,054,000 | 2,905 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,677 |
| Total interest expense | $166,000 | 7,825 |
| Net interest income | $337,000 | 7,466 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $195,000 | 8,034 |
| Salaries and employee benefits | $117,000 | 7,956 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $62,000 | 7,840 |
| Pre-tax net operating income | $196,000 | 5,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $137,000 | 5,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $137,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $137,000 | 5,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 7,664 |
| Total interest expense | $613,000 | 7,680 |
| Net interest income | $1,234,000 | 7,540 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $187,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $152,000 | 5,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $813,000 | 7,985 |
| Salaries and employee benefits | $502,000 | 7,861 |
| Premises and equipment expense | $82,000 | 8,010 |
| Additional noninterest expense | $229,000 | 7,960 |
| Pre-tax net operating income | $608,000 | 6,164 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $178,000 | 4,420 |
| Income before extraordinary items | $430,000 | 6,400 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $430,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $430,000 | 6,404 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 7,732 |
| Total interest expense | $454,000 | 7,714 |
| Net interest income | $920,000 | 7,615 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $117,000 | 5,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $595,000 | 8,028 |
| Salaries and employee benefits | $360,000 | 7,923 |
| Premises and equipment expense | $69,000 | 7,933 |
| Additional noninterest expense | $166,000 | 8,027 |
| Pre-tax net operating income | $471,000 | 6,339 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $144,000 | 4,510 |
| Income before extraordinary items | $327,000 | 6,588 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $327,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $327,000 | 6,589 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $903,000 | 7,770 |
| Total interest expense | $292,000 | 7,737 |
| Net interest income | $611,000 | 7,659 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $99,000 | 7,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $384,000 | 8,099 |
| Salaries and employee benefits | $240,000 | 7,957 |
| Premises and equipment expense | $40,000 | 8,075 |
| Additional noninterest expense | $104,000 | 8,109 |
| Pre-tax net operating income | $326,000 | 6,296 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $99,000 | 4,524 |
| Income before extraordinary items | $227,000 | 6,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $227,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $227,000 | 6,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,765 |
| Total interest expense | $139,000 | 7,769 |
| Net interest income | $314,000 | 7,639 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $200,000 | 8,072 |
| Salaries and employee benefits | $121,000 | 7,971 |
| Premises and equipment expense | $19,000 | 8,122 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $167,000 | 6,203 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $51,000 | 4,470 |
| Income before extraordinary items | $116,000 | 6,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,000 | 6,472 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 7,679 |
| Total interest expense | $446,000 | 7,767 |
| Net interest income | $1,307,000 | 7,550 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $140,000 | 7,581 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $108,000 | 6,181 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $773,000 | 8,112 |
| Salaries and employee benefits | $485,000 | 7,946 |
| Premises and equipment expense | $81,000 | 8,087 |
| Additional noninterest expense | $207,000 | 8,193 |
| Pre-tax net operating income | $674,000 | 6,220 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $213,000 | 4,594 |
| Income before extraordinary items | $465,000 | 6,518 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $465,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $462,240 | 6,506 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 7,697 |
| Total interest expense | $325,000 | 7,785 |
| Net interest income | $994,000 | 7,571 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $107,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 6,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $554,000 | 8,167 |
| Salaries and employee benefits | $337,000 | 8,036 |
| Premises and equipment expense | $60,000 | 8,110 |
| Additional noninterest expense | $157,000 | 8,171 |
| Pre-tax net operating income | $547,000 | 6,214 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $182,000 | 4,550 |
| Income before extraordinary items | $369,000 | 6,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $369,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $366,320 | 6,517 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $891,000 | 7,673 |
| Total interest expense | $210,000 | 7,775 |
| Net interest income | $681,000 | 7,531 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $52,000 | 6,240 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $375,000 | 8,147 |
| Salaries and employee benefits | $224,000 | 8,063 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $109,000 | 8,107 |
| Pre-tax net operating income | $380,000 | 6,112 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $123,000 | 4,536 |
| Income before extraordinary items | $260,000 | 6,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $260,000 | 6,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $257,960 | 6,398 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $448,000 | 7,705 |
| Total interest expense | $100,000 | 7,842 |
| Net interest income | $348,000 | 7,543 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $187,000 | 8,214 |
| Salaries and employee benefits | $110,000 | 8,156 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $202,000 | 5,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $136,000 | 6,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $136,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $136,000 | 6,262 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 7,680 |
| Total interest expense | $332,000 | 7,947 |
| Net interest income | $1,379,000 | 7,483 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $148,000 | 7,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $114,000 | 6,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $745,000 | 8,260 |
| Salaries and employee benefits | $454,000 | 8,123 |
| Premises and equipment expense | $100,000 | 7,971 |
| Additional noninterest expense | $191,000 | 8,354 |
| Pre-tax net operating income | $782,000 | 5,846 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $265,000 | 4,376 |
| Income before extraordinary items | $517,000 | 6,294 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $517,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $517,000 | 6,226 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 7,720 |
| Total interest expense | $243,000 | 8,020 |
| Net interest income | $1,035,000 | 7,503 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $118,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $90,000 | 6,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $527,000 | 8,321 |
| Salaries and employee benefits | $322,000 | 8,188 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $626,000 | 5,781 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $215,000 | 4,337 |
| Income before extraordinary items | $411,000 | 6,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $411,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $411,000 | 6,187 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $848,000 | 7,779 |
| Total interest expense | $159,000 | 8,115 |
| Net interest income | $689,000 | 7,537 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $87,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $62,000 | 6,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $367,000 | 8,316 |
| Salaries and employee benefits | $223,000 | 8,189 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $102,000 | 8,325 |
| Pre-tax net operating income | $409,000 | 5,800 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $140,000 | 4,363 |
| Income before extraordinary items | $269,000 | 6,284 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $269,000 | 6,195 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,803 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $346,000 | 7,571 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $192,000 | 8,302 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $205,000 | 5,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $133,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $133,000 | 6,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 7,834 |
| Total interest expense | $369,000 | 8,213 |
| Net interest income | $1,371,000 | 7,542 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $140,000 | 7,914 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $111,000 | 6,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $769,000 | 8,324 |
| Salaries and employee benefits | $461,000 | 8,214 |
| Premises and equipment expense | $105,000 | 8,006 |
| Additional noninterest expense | $203,000 | 8,424 |
| Pre-tax net operating income | $742,000 | 5,870 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $266,000 | 4,464 |
| Income before extraordinary items | $476,000 | 6,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $476,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $476,000 | 6,287 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 7,913 |
| Total interest expense | $288,000 | 8,294 |
| Net interest income | $1,028,000 | 7,601 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $108,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $84,000 | 6,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $532,000 | 8,451 |
| Salaries and employee benefits | $320,000 | 8,327 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $150,000 | 8,464 |
| Pre-tax net operating income | $604,000 | 5,858 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $217,000 | 4,522 |
| Income before extraordinary items | $387,000 | 6,425 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $387,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $387,000 | 6,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 7,941 |
| Total interest expense | $200,000 | 8,335 |
| Net interest income | $687,000 | 7,635 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $355,000 | 8,468 |
| Salaries and employee benefits | $212,000 | 8,373 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $100,000 | 8,459 |
| Pre-tax net operating income | $407,000 | 5,816 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $146,000 | 4,539 |
| Income before extraordinary items | $261,000 | 6,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $261,000 | 6,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $261,000 | 6,223 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,974 |
| Total interest expense | $107,000 | 8,337 |
| Net interest income | $340,000 | 7,662 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $182,000 | 8,476 |
| Salaries and employee benefits | $108,000 | 8,391 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $201,000 | 5,830 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $131,000 | 6,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $131,000 | 6,170 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 8,022 |
| Total interest expense | $561,000 | 8,217 |
| Net interest income | $1,290,000 | 7,774 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $109,000 | 6,431 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 8,234 |
| Total noninterest expense | $691,000 | 8,559 |
| Salaries and employee benefits | $427,000 | 8,407 |
| Premises and equipment expense | $76,000 | 8,504 |
| Additional noninterest expense | $188,000 | 8,645 |
| Pre-tax net operating income | $727,000 | 5,990 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $261,000 | 4,685 |
| Income before extraordinary items | $466,000 | 6,545 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $466,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $150,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $466,000 | 6,416 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 8,229 |
| Total interest expense | $802,000 | 8,428 |
| Net interest income | $1,182,000 | 7,922 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $148,000 | 7,880 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $120,000 | 6,247 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $681,000 | 8,727 |
| Salaries and employee benefits | $417,000 | 8,551 |
| Premises and equipment expense | $68,000 | 8,826 |
| Additional noninterest expense | $196,000 | 8,692 |
| Pre-tax net operating income | $649,000 | 5,988 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $235,000 | 4,714 |
| Income before extraordinary items | $414,000 | 6,499 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $414,000 | 6,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $414,000 | 6,373 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 8,513 |
| Total interest expense | $816,000 | 8,599 |
| Net interest income | $1,078,000 | 8,324 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $146,000 | 7,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $641,000 | 8,997 |
| Salaries and employee benefits | $401,000 | 8,743 |
| Premises and equipment expense | $69,000 | 9,003 |
| Additional noninterest expense | $171,000 | 9,057 |
| Pre-tax net operating income | $563,000 | 6,732 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $357,000 | 7,120 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $357,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $357,000 | 7,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 8,749 |
| Total interest expense | $732,000 | 8,875 |
| Net interest income | $1,035,000 | 8,547 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $166,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $630,000 | 9,228 |
| Salaries and employee benefits | $385,000 | 8,968 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $181,000 | 9,221 |
| Pre-tax net operating income | $571,000 | 6,827 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $365,000 | 7,190 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $365,000 | 7,166 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 8,851 |
| Total interest expense | $841,000 | 8,833 |
| Net interest income | $1,019,000 | 8,745 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $150,000 | 8,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $591,000 | 9,469 |
| Salaries and employee benefits | $341,000 | 9,352 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $156,000 | 9,599 |
| Pre-tax net operating income | $553,000 | 7,134 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $202,000 | 6,160 |
| Income before extraordinary items | $351,000 | 7,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $351,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $351,000 | 7,445 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 9,310 |
| Total interest expense | $818,000 | 9,201 |
| Net interest income | $962,000 | 9,276 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $163,000 | 8,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $576,000 | 9,841 |
| Salaries and employee benefits | $350,000 | 9,599 |
| Premises and equipment expense | $90,000 | 9,218 |
| Additional noninterest expense | $136,000 | 10,163 |
| Pre-tax net operating income | $549,000 | 7,675 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $198,000 | 6,902 |
| Income before extraordinary items | $351,000 | 7,990 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $351,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,298 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $351,000 | 7,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 9,693 |
| Total interest expense | $845,000 | 9,497 |
| Net interest income | $933,000 | 9,747 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $618,000 | 10,107 |
| Salaries and employee benefits | $344,000 | 10,011 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $145,000 | 10,597 |
| Pre-tax net operating income | $449,000 | 8,214 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $181,000 | 7,425 |
| Income before extraordinary items | $268,000 | 8,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $268,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,238 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $268,000 | 8,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 10,211 |
| Total interest expense | $777,000 | 10,033 |
| Net interest income | $904,000 | 10,228 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $646,000 | 10,382 |
| Salaries and employee benefits | $359,000 | 10,259 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $167,000 | 10,846 |
| Pre-tax net operating income | $439,000 | 8,813 |
| Securities gains (losses) | $-9,000 | 10,045 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $267,000 | 9,256 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $267,000 | 9,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $272,760 | 9,173 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 10,519 |
| Total interest expense | $642,000 | 10,394 |
| Net interest income | $961,000 | 10,515 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $679,000 | 10,790 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $109,000 | 9,741 |
| Additional noninterest expense | $180,000 | 11,405 |
| Pre-tax net operating income | $455,000 | 8,962 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $165,000 | 8,021 |
| Income before extraordinary items | $290,000 | 9,255 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $290,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $290,000 | 9,323 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 10,941 |
| Total interest expense | $633,000 | 10,960 |
| Net interest income | $1,002,000 | 10,771 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $649,000 | 11,384 |
| Salaries and employee benefits | $342,000 | 11,224 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $536,000 | 8,403 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $179,000 | 8,034 |
| Income before extraordinary items | $357,000 | 8,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $357,000 | 9,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $357,000 | 8,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 11,165 |
| Total interest expense | $856,000 | 11,064 |
| Net interest income | $1,008,000 | 11,074 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $690,000 | 11,566 |
| Salaries and employee benefits | $366,000 | 11,271 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $189,000 | 12,390 |
| Pre-tax net operating income | $325,000 | 9,908 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $127,000 | 9,192 |
| Income before extraordinary items | $212,000 | 10,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $212,000 | 10,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $203,040 | 10,210 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.