Home > Greensboro National Bank > Income and Expense
Greensboro National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 11,093 |
| Total interest expense | $462,000 | 11,266 |
| Net interest income | $860,000 | 10,847 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $341,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $1,551,000 | 7,438 |
| Salaries and employee benefits | $583,000 | 8,738 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $894,000 | 5,195 |
| Pre-tax net operating income | $-385,000 | 12,342 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-81,000 | 12,271 |
| Income before extraordinary items | $-304,000 | 12,281 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-304,000 | 12,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-304,000 | 12,297 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 11,703 |
| Total interest expense | $451,000 | 11,937 |
| Net interest income | $839,000 | 11,380 |
| Provision for loan and lease losses | $-12,000 | 12,531 |
| Total noninterest income | $368,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $1,232,000 | 8,765 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $708,000 | 6,505 |
| Pre-tax net operating income | $-13,000 | 12,474 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $9,000 | 12,487 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,000 | 12,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-8,920 | 12,424 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 12,031 |
| Total interest expense | $514,000 | 12,703 |
| Net interest income | $958,000 | 11,266 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $355,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $1,160,000 | 9,238 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $74,000 | 11,720 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $90,000 | 12,121 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $71,000 | 12,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.