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Greenfield Banking Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$42,686,0001,068
Total interest expense$7,642,0001,551
Net interest income$35,044,000912
Provision for loan and lease losses$3,452,000415
Total noninterest income$5,631,0001,101
Gross Fiduciary activities income$2,412,000369
Service charges on deposit accounts$845,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$2,374,0001,462
Total noninterest expense$18,343,0001,298
Salaries and employee benefits$9,964,0001,344
Premises and equipment expense$2,369,0001,044
Additional noninterest expense$2,374,0001,462
Pre-tax net operating income$18,880,000714
Securities gains (losses)$-18,0003,464
Applicable income taxes$4,318,000596
Income before extraordinary items$14,544,000758
Extraordinary gains, net$054
Net income$14,544,000769
Minority interest net income$088
Net income of bank and minority interests.$14,544,000761
Net charge-offs$1,331,000461
Cash dividends$2,350,0001,394
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,558,220763
2023-09-30 (YTD Data)Rank
Total interest income$30,807,0001,082
Total interest expense$5,005,0001,583
Net interest income$25,802,000935
Provision for loan and lease losses$2,102,000434
Total noninterest income$4,228,0001,111
Gross Fiduciary activities income$1,787,000371
Service charges on deposit accounts$639,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$1,802,0001,444
Total noninterest expense$13,715,0001,292
Salaries and employee benefits$7,354,0001,357
Premises and equipment expense$1,839,0001,018
Additional noninterest expense$1,802,0001,444
Pre-tax net operating income$14,213,000736
Securities gains (losses)$-18,0003,612
Applicable income taxes$3,248,000614
Income before extraordinary items$10,947,000769
Extraordinary gains, net$052
Net income$10,947,000773
Minority interest net income$081
Net income of bank and minority interests.$10,947,000769
Net charge-offs$301,000722
Cash dividends$1,500,0001,357
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,961,220784
2023-06-30 (YTD Data)Rank
Total interest income$19,778,0001,091
Total interest expense$2,481,0001,763
Net interest income$17,297,000936
Provision for loan and lease losses$732,000619
Total noninterest income$2,548,0001,123
Gross Fiduciary activities income$1,136,000374
Service charges on deposit accounts$429,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$983,0001,556
Total noninterest expense$9,013,0001,301
Salaries and employee benefits$4,838,0001,367
Premises and equipment expense$1,229,0001,011
Additional noninterest expense$983,0001,554
Pre-tax net operating income$10,100,000690
Securities gains (losses)$-18,0003,889
Applicable income taxes$2,317,000590
Income before extraordinary items$7,765,000729
Extraordinary gains, net$051
Net income$7,765,000741
Minority interest net income$081
Net income of bank and minority interests.$7,765,000729
Net charge-offs$177,000716
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,779,220734
2023-03-31 (YTD Data)Rank
Total interest income$9,723,0001,087
Total interest expense$1,040,0001,787
Net interest income$8,683,000935
Provision for loan and lease losses$249,000783
Total noninterest income$1,234,0001,148
Gross Fiduciary activities income$553,000392
Service charges on deposit accounts$216,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$465,0001,581
Total noninterest expense$4,315,0001,357
Salaries and employee benefits$2,372,0001,416
Premises and equipment expense$607,0001,047
Additional noninterest expense$465,0001,581
Pre-tax net operating income$5,353,000685
Securities gains (losses)$0950
Applicable income taxes$1,246,000583
Income before extraordinary items$4,107,000722
Extraordinary gains, net$04
Net income$4,107,000721
Minority interest net income$048
Net income of bank and minority interests.$4,107,000721
Net charge-offs$42,000866
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,107,000735
2022-12-31 (YTD Data)Rank
Total interest income$27,945,0001,212
Total interest expense$1,046,0002,369
Net interest income$26,899,0001,131
Provision for loan and lease losses$1,318,000682
Total noninterest income$5,351,0001,160
Gross Fiduciary activities income$2,314,000389
Service charges on deposit accounts$896,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$2,141,0001,560
Total noninterest expense$15,625,0001,433
Salaries and employee benefits$8,412,0001,502
Premises and equipment expense$2,500,0001,005
Additional noninterest expense$2,141,0001,560
Pre-tax net operating income$15,307,000926
Securities gains (losses)$0691
Applicable income taxes$3,645,000733
Income before extraordinary items$11,662,000986
Extraordinary gains, net$05
Net income$11,662,000986
Minority interest net income$063
Net income of bank and minority interests.$11,662,000986
Net charge-offs$15,0002,017
Cash dividends$2,350,0001,350
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,662,0001,006
2022-09-30 (YTD Data)Rank
Total interest income$18,592,0001,281
Total interest expense$364,0003,056
Net interest income$18,228,0001,205
Provision for loan and lease losses$864,000692
Total noninterest income$3,928,0001,180
Gross Fiduciary activities income$1,732,000389
Service charges on deposit accounts$664,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$1,532,0001,632
Total noninterest expense$11,792,0001,416
Salaries and employee benefits$6,248,0001,523
Premises and equipment expense$1,925,000977
Additional noninterest expense$1,532,0001,632
Pre-tax net operating income$9,500,0001,073
Securities gains (losses)$0740
Applicable income taxes$2,279,000833
Income before extraordinary items$7,221,0001,123
Extraordinary gains, net$04
Net income$7,221,0001,122
Minority interest net income$057
Net income of bank and minority interests.$7,221,0001,123
Net charge-offs$-17,0003,768
Cash dividends$1,825,0001,183
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,221,0001,148
2022-06-30 (YTD Data)Rank
Total interest income$10,665,0001,395
Total interest expense$150,0003,530
Net interest income$10,515,0001,328
Provision for loan and lease losses$259,0001,011
Total noninterest income$2,631,0001,162
Gross Fiduciary activities income$1,182,000347
Service charges on deposit accounts$436,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$1,013,0001,668
Total noninterest expense$7,824,0001,409
Salaries and employee benefits$4,211,0001,509
Premises and equipment expense$1,263,000987
Additional noninterest expense$2,350,0001,432
Pre-tax net operating income$5,063,0001,202
Securities gains (losses)$0687
Applicable income taxes$1,211,000894
Income before extraordinary items$3,852,0001,264
Extraordinary gains, net$04
Net income$3,852,0001,264
Minority interest net income$060
Net income of bank and minority interests.$3,852,0001,264
Net charge-offs$-18,0003,849
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,852,0001,287
2022-03-31 (YTD Data)Rank
Total interest income$4,806,0001,485
Total interest expense$74,0003,533
Net interest income$4,732,0001,422
Provision for loan and lease losses$105,000941
Total noninterest income$1,319,0001,162
Gross Fiduciary activities income$606,000342
Service charges on deposit accounts$217,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$496,0001,677
Total noninterest expense$3,890,0001,416
Salaries and employee benefits$2,106,0001,511
Premises and equipment expense$627,0001,004
Additional noninterest expense$1,157,0001,411
Pre-tax net operating income$2,056,0001,327
Securities gains (losses)$0623
Applicable income taxes$490,000983
Income before extraordinary items$1,566,0001,412
Extraordinary gains, net$04
Net income$1,566,0001,412
Minority interest net income$050
Net income of bank and minority interests.$1,566,0001,412
Net charge-offs$-24,0004,213
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,566,0001,426
2021-12-31 (YTD Data)Rank
Total interest income$19,934,0001,488
Total interest expense$312,0003,717
Net interest income$19,622,0001,389
Provision for loan and lease losses$68,0002,399
Total noninterest income$6,210,0001,145
Gross Fiduciary activities income$2,491,000331
Service charges on deposit accounts$808,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$2,911,0001,519
Total noninterest expense$15,646,0001,396
Salaries and employee benefits$8,881,0001,430
Premises and equipment expense$2,318,0001,055
Additional noninterest expense$4,447,0001,464
Pre-tax net operating income$10,118,0001,267
Securities gains (losses)$25,0001,416
Applicable income taxes$2,414,000981
Income before extraordinary items$7,729,0001,377
Extraordinary gains, net$010
Net income$7,729,0001,377
Minority interest net income$074
Net income of bank and minority interests.$7,729,0001,377
Net charge-offs$-56,0004,169
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,709,2501,361
2021-09-30 (YTD Data)Rank
Total interest income$14,934,0001,518
Total interest expense$237,0003,806
Net interest income$14,697,0001,409
Provision for loan and lease losses$264,0001,265
Total noninterest income$4,526,0001,174
Gross Fiduciary activities income$1,837,000335
Service charges on deposit accounts$587,0001,154
Trading account gains and feesNANA
Additional Noninterest Income$2,102,0001,617
Total noninterest expense$12,012,0001,389
Salaries and employee benefits$6,860,0001,397
Premises and equipment expense$1,779,0001,044
Additional noninterest expense$3,373,0001,445
Pre-tax net operating income$6,947,0001,394
Securities gains (losses)$02,015
Applicable income taxes$1,633,0001,090
Income before extraordinary items$5,314,0001,547
Extraordinary gains, net$08
Net income$5,314,0001,547
Minority interest net income$069
Net income of bank and minority interests.$5,314,0001,547
Net charge-offs$-55,0004,241
Cash dividends$1,475,0001,424
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,314,0001,514
2021-06-30 (YTD Data)Rank
Total interest income$9,861,0001,517
Total interest expense$157,0003,864
Net interest income$9,704,0001,413
Provision for loan and lease losses$259,0001,001
Total noninterest income$2,975,0001,188
Gross Fiduciary activities income$1,185,000339
Service charges on deposit accounts$363,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$1,427,0001,560
Total noninterest expense$7,946,0001,390
Salaries and employee benefits$4,574,0001,392
Premises and equipment expense$1,176,0001,047
Additional noninterest expense$2,196,0001,452
Pre-tax net operating income$4,474,0001,413
Securities gains (losses)$01,818
Applicable income taxes$1,047,0001,113
Income before extraordinary items$3,427,0001,562
Extraordinary gains, net$06
Net income$3,427,0001,562
Minority interest net income$067
Net income of bank and minority interests.$3,427,0001,562
Net charge-offs$-23,0004,111
Cash dividends$950,0001,438
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,427,0001,529
2021-03-31 (YTD Data)Rank
Total interest income$4,943,0001,528
Total interest expense$78,0003,947
Net interest income$4,865,0001,399
Provision for loan and lease losses$155,000926
Total noninterest income$1,492,0001,185
Gross Fiduciary activities income$560,000343
Service charges on deposit accounts$179,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$753,0001,523
Total noninterest expense$4,005,0001,367
Salaries and employee benefits$2,312,0001,376
Premises and equipment expense$578,0001,076
Additional noninterest expense$1,115,0001,402
Pre-tax net operating income$2,197,0001,430
Securities gains (losses)$01,392
Applicable income taxes$516,0001,116
Income before extraordinary items$1,681,0001,590
Extraordinary gains, net$03
Net income$1,681,0001,590
Minority interest net income$055
Net income of bank and minority interests.$1,681,0001,590
Net charge-offs$-12,0004,135
Cash dividends$525,0001,143
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,681,0001,545
2020-12-31 (YTD Data)Rank
Total interest income$20,237,0001,483
Total interest expense$581,0003,663
Net interest income$19,656,0001,306
Provision for loan and lease losses$1,423,0001,292
Total noninterest income$5,691,0001,166
Gross Fiduciary activities income$2,075,000342
Service charges on deposit accounts$817,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$2,799,0001,502
Total noninterest expense$15,750,0001,353
Salaries and employee benefits$9,015,0001,367
Premises and equipment expense$2,166,0001,099
Additional noninterest expense$4,569,0001,380
Pre-tax net operating income$8,174,0001,239
Securities gains (losses)$125,0001,275
Applicable income taxes$1,869,000973
Income before extraordinary items$6,430,0001,347
Extraordinary gains, net$04
Net income$6,430,0001,348
Minority interest net income$072
Net income of bank and minority interests.$6,430,0001,348
Net charge-offs$445,0001,053
Cash dividends$1,300,0001,924
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,331,2501,324
2020-09-30 (YTD Data)Rank
Total interest income$15,503,0001,458
Total interest expense$504,0003,591
Net interest income$14,999,0001,266
Provision for loan and lease losses$1,669,000993
Total noninterest income$3,883,0001,204
Gross Fiduciary activities income$1,471,000351
Service charges on deposit accounts$606,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$1,806,0001,583
Total noninterest expense$11,747,0001,346
Salaries and employee benefits$6,861,0001,338
Premises and equipment expense$1,633,0001,084
Additional noninterest expense$3,253,0001,418
Pre-tax net operating income$5,466,0001,307
Securities gains (losses)$111,0001,163
Applicable income taxes$1,226,0001,028
Income before extraordinary items$4,351,0001,412
Extraordinary gains, net$04
Net income$4,351,0001,413
Minority interest net income$065
Net income of bank and minority interests.$4,351,0001,413
Net charge-offs$412,000845
Cash dividends$800,0001,906
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,263,3101,395
2020-06-30 (YTD Data)Rank
Total interest income$10,916,0001,408
Total interest expense$425,0003,363
Net interest income$10,491,0001,220
Provision for loan and lease losses$1,584,000826
Total noninterest income$2,507,0001,170
Gross Fiduciary activities income$987,000350
Service charges on deposit accounts$401,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0001,559
Total noninterest expense$7,808,0001,336
Salaries and employee benefits$4,566,0001,334
Premises and equipment expense$1,072,0001,099
Additional noninterest expense$2,170,0001,403
Pre-tax net operating income$3,606,0001,259
Securities gains (losses)$111,000942
Applicable income taxes$814,000976
Income before extraordinary items$2,903,0001,341
Extraordinary gains, net$04
Net income$2,903,0001,341
Minority interest net income$065
Net income of bank and minority interests.$2,903,0001,341
Net charge-offs$411,000667
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,815,3101,341
2020-03-31 (YTD Data)Rank
Total interest income$5,190,0001,466
Total interest expense$340,0002,822
Net interest income$4,850,0001,292
Provision for loan and lease losses$480,000916
Total noninterest income$1,172,0001,158
Gross Fiduciary activities income$503,000346
Service charges on deposit accounts$240,0001,144
Trading account gains and feesNANA
Additional Noninterest Income$429,0001,659
Total noninterest expense$3,855,0001,366
Salaries and employee benefits$2,309,0001,334
Premises and equipment expense$544,0001,104
Additional noninterest expense$1,002,0001,515
Pre-tax net operating income$1,687,0001,206
Securities gains (losses)$111,000573
Applicable income taxes$393,000887
Income before extraordinary items$1,405,0001,251
Extraordinary gains, net$04
Net income$1,405,0001,251
Minority interest net income$056
Net income of bank and minority interests.$1,405,0001,251
Net charge-offs$4,0002,167
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,317,3101,296
2019-12-31 (YTD Data)Rank
Total interest income$21,330,0001,440
Total interest expense$1,369,0002,860
Net interest income$19,961,0001,260
Provision for loan and lease losses$513,0001,455
Total noninterest income$5,297,0001,091
Gross Fiduciary activities income$1,993,000350
Service charges on deposit accounts$2,179,000576
Trading account gains and feesNANA
Additional Noninterest Income$1,125,0002,122
Total noninterest expense$14,809,0001,381
Salaries and employee benefits$8,997,0001,315
Premises and equipment expense$1,984,0001,178
Additional noninterest expense$3,828,0001,571
Pre-tax net operating income$9,936,0001,063
Securities gains (losses)$136,000774
Applicable income taxes$2,344,000814
Income before extraordinary items$7,728,0001,149
Extraordinary gains, net$011
Net income$7,728,0001,151
Minority interest net income$076
Net income of bank and minority interests.$7,728,0001,151
Net charge-offs$243,0001,515
Cash dividends$3,240,0001,125
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,620,5601,136
2019-09-30 (YTD Data)Rank
Total interest income$16,002,0001,454
Total interest expense$1,034,0002,881
Net interest income$14,968,0001,274
Provision for loan and lease losses$734,000872
Total noninterest income$3,643,0001,143
Gross Fiduciary activities income$1,424,000359
Service charges on deposit accounts$1,624,000574
Trading account gains and feesNANA
Additional Noninterest Income$595,0002,515
Total noninterest expense$11,094,0001,381
Salaries and employee benefits$6,577,0001,348
Premises and equipment expense$1,524,0001,161
Additional noninterest expense$2,993,0001,508
Pre-tax net operating income$6,783,0001,161
Securities gains (losses)$95,000806
Applicable income taxes$1,559,000919
Income before extraordinary items$5,319,0001,244
Extraordinary gains, net$011
Net income$5,319,0001,246
Minority interest net income$072
Net income of bank and minority interests.$5,319,0001,246
Net charge-offs$224,0001,212
Cash dividends$2,580,000984
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,243,9501,239
2019-06-30 (YTD Data)Rank
Total interest income$10,528,0001,465
Total interest expense$672,0002,903
Net interest income$9,856,0001,283
Provision for loan and lease losses$489,000871
Total noninterest income$2,528,0001,086
Gross Fiduciary activities income$983,000353
Service charges on deposit accounts$1,060,000578
Trading account gains and feesNANA
Additional Noninterest Income$485,0002,240
Total noninterest expense$7,348,0001,392
Salaries and employee benefits$4,395,0001,336
Premises and equipment expense$1,053,0001,132
Additional noninterest expense$1,900,0001,580
Pre-tax net operating income$4,547,0001,126
Securities gains (losses)$46,000771
Applicable income taxes$1,033,000894
Income before extraordinary items$3,560,0001,221
Extraordinary gains, net$011
Net income$3,560,0001,221
Minority interest net income$069
Net income of bank and minority interests.$3,560,0001,221
Net charge-offs$119,0001,308
Cash dividends$1,600,0001,040
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,523,6601,205
2019-03-31 (YTD Data)Rank
Total interest income$5,194,0001,475
Total interest expense$350,0002,820
Net interest income$4,844,0001,302
Provision for loan and lease losses$185,000998
Total noninterest income$1,329,0001,019
Gross Fiduciary activities income$447,000366
Service charges on deposit accounts$513,000595
Trading account gains and feesNANA
Additional Noninterest Income$369,0001,744
Total noninterest expense$3,704,0001,389
Salaries and employee benefits$2,242,0001,326
Premises and equipment expense$536,0001,121
Additional noninterest expense$926,0001,613
Pre-tax net operating income$2,284,0001,105
Securities gains (losses)$46,000405
Applicable income taxes$523,000878
Income before extraordinary items$1,807,0001,185
Extraordinary gains, net$05
Net income$1,807,0001,184
Minority interest net income$052
Net income of bank and minority interests.$1,807,0001,184
Net charge-offs$89,000938
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,770,6601,177
2018-12-31 (YTD Data)Rank
Total interest income$19,021,0001,512
Total interest expense$937,0003,027
Net interest income$18,084,0001,348
Provision for loan and lease losses$577,0001,343
Total noninterest income$5,363,0001,046
Gross Fiduciary activities income$1,916,000356
Service charges on deposit accounts$2,265,000562
Trading account gains and fees$0126
Additional Noninterest Income$1,182,0002,047
Total noninterest expense$13,594,0001,461
Salaries and employee benefits$7,969,0001,426
Premises and equipment expense$1,833,0001,269
Additional noninterest expense$3,792,0001,579
Pre-tax net operating income$9,276,0001,100
Securities gains (losses)$199,000215
Applicable income taxes$2,009,000866
Income before extraordinary items$7,466,0001,153
Extraordinary gains, net$06
Net income$7,466,0001,152
Minority interest net income$072
Net income of bank and minority interests.$7,466,0001,152
Net charge-offs$244,0001,472
Cash dividends$1,872,0001,522
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,308,7901,171
2018-09-30 (YTD Data)Rank
Total interest income$13,988,0001,514
Total interest expense$625,0003,144
Net interest income$13,363,0001,361
Provision for loan and lease losses$616,000968
Total noninterest income$4,021,0001,058
Gross Fiduciary activities income$1,426,000359
Service charges on deposit accounts$1,697,000561
Trading account gains and fees$0138
Additional Noninterest Income$898,0002,055
Total noninterest expense$10,508,0001,437
Salaries and employee benefits$5,989,0001,423
Premises and equipment expense$1,600,0001,104
Additional noninterest expense$2,919,0001,551
Pre-tax net operating income$6,260,0001,196
Securities gains (losses)$199,000208
Applicable income taxes$1,305,000984
Income before extraordinary items$5,154,0001,240
Extraordinary gains, net$05
Net income$5,154,0001,238
Minority interest net income$066
Net income of bank and minority interests.$5,154,0001,239
Net charge-offs$244,0001,117
Cash dividends$1,372,0001,397
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,994,8001,272
2018-06-30 (YTD Data)Rank
Total interest income$9,034,0001,550
Total interest expense$313,0003,487
Net interest income$8,721,0001,384
Provision for loan and lease losses$291,0001,243
Total noninterest income$2,678,0001,055
Gross Fiduciary activities income$942,000362
Service charges on deposit accounts$1,127,000565
Trading account gains and fees$0130
Additional Noninterest Income$609,0002,044
Total noninterest expense$7,001,0001,444
Salaries and employee benefits$3,988,0001,429
Premises and equipment expense$1,079,0001,097
Additional noninterest expense$1,934,0001,554
Pre-tax net operating income$4,107,0001,197
Securities gains (losses)$20,000475
Applicable income taxes$821,0001,001
Income before extraordinary items$3,306,0001,251
Extraordinary gains, net$06
Net income$3,306,0001,250
Minority interest net income$065
Net income of bank and minority interests.$3,306,0001,250
Net charge-offs$221,000875
Cash dividends$912,0001,400
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,290,0001,249
2018-03-31 (YTD Data)Rank
Total interest income$4,451,0001,555
Total interest expense$135,0003,681
Net interest income$4,316,0001,399
Provision for loan and lease losses$138,0001,230
Total noninterest income$1,276,0001,081
Gross Fiduciary activities income$421,000379
Service charges on deposit accounts$549,000581
Trading account gains and fees$0123
Additional Noninterest Income$306,0001,998
Total noninterest expense$3,530,0001,442
Salaries and employee benefits$2,006,0001,429
Premises and equipment expense$556,0001,084
Additional noninterest expense$968,0001,554
Pre-tax net operating income$1,924,0001,224
Securities gains (losses)$20,000339
Applicable income taxes$381,0001,036
Income before extraordinary items$1,563,0001,293
Extraordinary gains, net$07
Net income$1,563,0001,293
Minority interest net income$052
Net income of bank and minority interests.$1,563,0001,293
Net charge-offs$140,000706
Cash dividends$453,0001,274
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,547,0001,294
2017-12-31 (YTD Data)Rank
Total interest income$16,449,0001,622
Total interest expense$498,0003,673
Net interest income$15,951,0001,473
Provision for loan and lease losses$472,0001,510
Total noninterest income$5,516,0001,046
Gross Fiduciary activities income$1,749,000362
Service charges on deposit accounts$2,179,000586
Trading account gains and fees$0151
Additional Noninterest Income$1,588,0001,755
Total noninterest expense$13,019,0001,524
Salaries and employee benefits$7,481,0001,487
Premises and equipment expense$1,712,0001,342
Additional noninterest expense$3,826,0001,580
Pre-tax net operating income$7,976,0001,187
Securities gains (losses)$23,0001,271
Applicable income taxes$2,729,0001,031
Income before extraordinary items$5,270,0001,293
Extraordinary gains, net$09
Net income$5,270,0001,293
Minority interest net income$076
Net income of bank and minority interests.$5,270,0001,293
Net charge-offs$233,0001,700
Cash dividends$1,930,0001,465
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,254,8201,287
2017-09-30 (YTD Data)Rank
Total interest income$12,129,0001,642
Total interest expense$382,0003,648
Net interest income$11,747,0001,495
Provision for loan and lease losses$647,000982
Total noninterest income$4,095,0001,068
Gross Fiduciary activities income$1,276,000369
Service charges on deposit accounts$1,628,000587
Trading account gains and fees$0145
Additional Noninterest Income$1,191,0001,769
Total noninterest expense$10,238,0001,472
Salaries and employee benefits$5,659,0001,485
Premises and equipment expense$1,590,0001,116
Additional noninterest expense$2,989,0001,513
Pre-tax net operating income$4,957,0001,382
Securities gains (losses)$23,0001,253
Applicable income taxes$1,337,0001,214
Income before extraordinary items$3,643,0001,479
Extraordinary gains, net$09
Net income$3,643,0001,477
Minority interest net income$071
Net income of bank and minority interests.$3,643,0001,479
Net charge-offs$141,0001,659
Cash dividends$1,495,0001,320
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,626,2101,466
2017-06-30 (YTD Data)Rank
Total interest income$7,891,0001,663
Total interest expense$263,0003,572
Net interest income$7,628,0001,518
Provision for loan and lease losses$469,000895
Total noninterest income$2,803,0001,055
Gross Fiduciary activities income$844,000370
Service charges on deposit accounts$1,076,000583
Trading account gains and fees$0139
Additional Noninterest Income$883,0001,665
Total noninterest expense$6,759,0001,487
Salaries and employee benefits$3,792,0001,479
Premises and equipment expense$1,043,0001,135
Additional noninterest expense$1,924,0001,560
Pre-tax net operating income$3,203,0001,391
Securities gains (losses)$23,000938
Applicable income taxes$847,0001,230
Income before extraordinary items$2,379,0001,485
Extraordinary gains, net$011
Net income$2,379,0001,485
Minority interest net income$071
Net income of bank and minority interests.$2,379,0001,485
Net charge-offs$127,0001,345
Cash dividends$995,0001,350
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,361,9801,475
2017-03-31 (YTD Data)Rank
Total interest income$3,959,0001,650
Total interest expense$137,0003,501
Net interest income$3,822,0001,509
Provision for loan and lease losses$318,000647
Total noninterest income$1,568,000955
Gross Fiduciary activities income$435,000364
Service charges on deposit accounts$526,000600
Trading account gains and fees$0142
Additional Noninterest Income$607,0001,353
Total noninterest expense$3,363,0001,493
Salaries and employee benefits$1,930,0001,479
Premises and equipment expense$496,0001,206
Additional noninterest expense$937,0001,597
Pre-tax net operating income$1,709,0001,321
Securities gains (losses)$3,000889
Applicable income taxes$469,0001,131
Income before extraordinary items$1,243,0001,427
Extraordinary gains, net$08
Net income$1,243,0001,427
Minority interest net income$055
Net income of bank and minority interests.$1,243,0001,427
Net charge-offs$17,0001,973
Cash dividends$535,0001,148
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,240,8101,413
2016-12-31 (YTD Data)Rank
Total interest income$14,450,0001,751
Total interest expense$460,0003,793
Net interest income$13,990,0001,608
Provision for loan and lease losses$476,0001,530
Total noninterest income$4,909,0001,161
Gross Fiduciary activities income$1,514,000386
Service charges on deposit accounts$2,249,000580
Trading account gains and fees$0170
Additional Noninterest Income$1,146,0002,233
Total noninterest expense$12,856,0001,521
Salaries and employee benefits$7,256,0001,494
Premises and equipment expense$1,654,0001,388
Additional noninterest expense$3,946,0001,553
Pre-tax net operating income$5,567,0001,489
Securities gains (losses)$313,000640
Applicable income taxes$1,370,0001,346
Income before extraordinary items$4,510,0001,504
Extraordinary gains, net$05
Net income$4,510,0001,503
Minority interest net income$082
Net income of bank and minority interests.$4,510,0001,503
Net charge-offs$193,0001,962
Cash dividends$1,750,0001,555
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,268,9901,541
2016-09-30 (YTD Data)Rank
Total interest income$10,818,0001,755
Total interest expense$336,0003,864
Net interest income$10,482,0001,601
Provision for loan and lease losses$396,0001,368
Total noninterest income$3,661,0001,164
Gross Fiduciary activities income$1,101,000389
Service charges on deposit accounts$1,685,000579
Trading account gains and fees$0169
Additional Noninterest Income$875,0002,205
Total noninterest expense$9,876,0001,492
Salaries and employee benefits$5,452,0001,493
Premises and equipment expense$1,538,0001,156
Additional noninterest expense$2,886,0001,594
Pre-tax net operating income$3,871,0001,597
Securities gains (losses)$176,000876
Applicable income taxes$871,0001,547
Income before extraordinary items$3,176,0001,605
Extraordinary gains, net$05
Net income$3,176,0001,605
Minority interest net income$071
Net income of bank and minority interests.$3,176,0001,605
Net charge-offs$141,0001,749
Cash dividends$1,380,0001,361
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,038,7201,620
2016-06-30 (YTD Data)Rank
Total interest income$7,150,0001,779
Total interest expense$210,0003,966
Net interest income$6,940,0001,616
Provision for loan and lease losses$202,0001,601
Total noninterest income$2,340,0001,183
Gross Fiduciary activities income$658,000417
Service charges on deposit accounts$1,109,000577
Trading account gains and fees$0157
Additional Noninterest Income$573,0002,203
Total noninterest expense$6,587,0001,497
Salaries and employee benefits$3,656,0001,490
Premises and equipment expense$1,008,0001,171
Additional noninterest expense$1,923,0001,589
Pre-tax net operating income$2,491,0001,639
Securities gains (losses)$87,0001,053
Applicable income taxes$514,0001,639
Income before extraordinary items$2,064,0001,620
Extraordinary gains, net$016
Net income$2,064,0001,621
Minority interest net income$071
Net income of bank and minority interests.$2,064,0001,621
Net charge-offs$49,0002,154
Cash dividends$1,015,0001,286
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,994,4001,620
2016-03-31 (YTD Data)Rank
Total interest income$3,590,0001,778
Total interest expense$102,0004,066
Net interest income$3,488,0001,614
Provision for loan and lease losses$109,0001,444
Total noninterest income$1,124,0001,198
Gross Fiduciary activities income$324,000420
Service charges on deposit accounts$543,000587
Trading account gains and fees$0142
Additional Noninterest Income$257,0002,302
Total noninterest expense$3,266,0001,502
Salaries and employee benefits$1,834,0001,485
Premises and equipment expense$489,0001,204
Additional noninterest expense$943,0001,607
Pre-tax net operating income$1,237,0001,626
Securities gains (losses)$21,0001,208
Applicable income taxes$249,0001,657
Income before extraordinary items$1,009,0001,599
Extraordinary gains, net$012
Net income$1,009,0001,600
Minority interest net income$062
Net income of bank and minority interests.$1,009,0001,600
Net charge-offs$23,0001,894
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$992,2001,597
2015-12-31 (YTD Data)Rank
Total interest income$13,145,0001,874
Total interest expense$435,0003,990
Net interest income$12,710,0001,721
Provision for loan and lease losses$489,0001,387
Total noninterest income$4,978,0001,127
Gross Fiduciary activities income$1,542,000381
Service charges on deposit accounts$2,278,000582
Trading account gains and fees$0159
Additional Noninterest Income$1,158,0002,191
Total noninterest expense$12,491,0001,553
Salaries and employee benefits$7,066,0001,501
Premises and equipment expense$1,817,0001,285
Additional noninterest expense$3,608,0001,680
Pre-tax net operating income$4,708,0001,652
Securities gains (losses)$19,0002,264
Applicable income taxes$827,0001,766
Income before extraordinary items$3,900,0001,631
Extraordinary gains, net$023
Net income$3,900,0001,633
Minority interest net income$081
Net income of bank and minority interests.$3,900,0001,633
Net charge-offs$61,0003,105
Cash dividends$2,268,0001,225
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,884,2301,606
2015-09-30 (YTD Data)Rank
Total interest income$9,694,0001,914
Total interest expense$332,0004,015
Net interest income$9,362,0001,771
Provision for loan and lease losses$366,0001,332
Total noninterest income$3,698,0001,150
Gross Fiduciary activities income$1,138,000389
Service charges on deposit accounts$1,702,000586
Trading account gains and fees$0153
Additional Noninterest Income$858,0002,219
Total noninterest expense$9,482,0001,540
Salaries and employee benefits$5,326,0001,503
Premises and equipment expense$1,537,0001,174
Additional noninterest expense$2,619,0001,730
Pre-tax net operating income$3,212,0001,810
Securities gains (losses)$6,0002,557
Applicable income taxes$483,0002,047
Income before extraordinary items$2,735,0001,768
Extraordinary gains, net$021
Net income$2,735,0001,770
Minority interest net income$078
Net income of bank and minority interests.$2,735,0001,771
Net charge-offs$55,0002,702
Cash dividends$1,165,0001,454
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,729,9001,730
2015-06-30 (YTD Data)Rank
Total interest income$6,395,0001,927
Total interest expense$226,0004,007
Net interest income$6,169,0001,798
Provision for loan and lease losses$245,0001,315
Total noninterest income$2,443,0001,160
Gross Fiduciary activities income$759,000394
Service charges on deposit accounts$1,121,000579
Trading account gains and fees$0157
Additional Noninterest Income$563,0002,285
Total noninterest expense$6,329,0001,545
Salaries and employee benefits$3,550,0001,509
Premises and equipment expense$1,021,0001,181
Additional noninterest expense$1,758,0001,730
Pre-tax net operating income$2,038,0001,870
Securities gains (losses)$6,0002,180
Applicable income taxes$279,0002,178
Income before extraordinary items$1,765,0001,794
Extraordinary gains, net$022
Net income$1,765,0001,799
Minority interest net income$075
Net income of bank and minority interests.$1,765,0001,799
Net charge-offs$23,0002,857
Cash dividends$790,0001,482
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,759,8401,761
2015-03-31 (YTD Data)Rank
Total interest income$3,175,0001,946
Total interest expense$116,0004,003
Net interest income$3,059,0001,808
Provision for loan and lease losses$123,0001,270
Total noninterest income$1,186,0001,147
Gross Fiduciary activities income$391,000388
Service charges on deposit accounts$536,000591
Trading account gains and fees$0152
Additional Noninterest Income$259,0002,304
Total noninterest expense$3,165,0001,534
Salaries and employee benefits$1,778,0001,512
Premises and equipment expense$500,0001,210
Additional noninterest expense$887,0001,701
Pre-tax net operating income$957,0001,931
Securities gains (losses)$-1,0006,051
Applicable income taxes$111,0002,354
Income before extraordinary items$845,0001,844
Extraordinary gains, net$013
Net income$845,0001,847
Minority interest net income$064
Net income of bank and minority interests.$845,0001,846
Net charge-offs$13,0002,364
Cash dividends$400,0001,291
Sale, conversion, retirement of capital stock, net$0697
Net operating income$845,8801,777
2014-12-31 (YTD Data)Rank
Total interest income$12,576,0001,962
Total interest expense$530,0003,890
Net interest income$12,046,0001,822
Provision for loan and lease losses$368,0001,773
Total noninterest income$5,134,0001,085
Gross Fiduciary activities income$1,468,000398
Service charges on deposit accounts$2,330,000588
Trading account gains and fees$0180
Additional Noninterest Income$1,336,0001,914
Total noninterest expense$12,349,0001,552
Salaries and employee benefits$6,439,0001,610
Premises and equipment expense$1,798,0001,323
Additional noninterest expense$4,112,0001,522
Pre-tax net operating income$4,463,0001,689
Securities gains (losses)$11,0002,605
Applicable income taxes$702,0001,895
Income before extraordinary items$3,772,0001,670
Extraordinary gains, net$017
Net income$3,772,0001,670
Minority interest net income$084
Net income of bank and minority interests.$3,772,0001,669
Net charge-offs$434,0001,627
Cash dividends$2,145,0001,206
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,762,7601,648
2014-09-30 (YTD Data)Rank
Total interest income$9,367,0001,989
Total interest expense$405,0003,914
Net interest income$8,962,0001,841
Provision for loan and lease losses$330,0001,538
Total noninterest income$3,818,0001,096
Gross Fiduciary activities income$1,101,000396
Service charges on deposit accounts$1,751,000586
Trading account gains and fees$0174
Additional Noninterest Income$966,0001,977
Total noninterest expense$9,438,0001,524
Salaries and employee benefits$5,000,0001,563
Premises and equipment expense$1,490,0001,209
Additional noninterest expense$2,948,0001,593
Pre-tax net operating income$3,012,0001,847
Securities gains (losses)$11,0002,296
Applicable income taxes$384,0002,231
Income before extraordinary items$2,639,0001,765
Extraordinary gains, net$015
Net income$2,639,0001,766
Minority interest net income$081
Net income of bank and minority interests.$2,639,0001,765
Net charge-offs$402,0001,348
Cash dividends$1,420,0001,205
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,629,4301,739
2014-06-30 (YTD Data)Rank
Total interest income$6,226,0001,983
Total interest expense$279,0003,885
Net interest income$5,947,0001,839
Provision for loan and lease losses$219,0001,566
Total noninterest income$2,485,0001,101
Gross Fiduciary activities income$722,000397
Service charges on deposit accounts$1,156,000577
Trading account gains and fees$0172
Additional Noninterest Income$607,0002,040
Total noninterest expense$6,313,0001,520
Salaries and employee benefits$3,352,0001,552
Premises and equipment expense$1,006,0001,209
Additional noninterest expense$1,955,0001,589
Pre-tax net operating income$1,900,0001,894
Securities gains (losses)$9,0001,986
Applicable income taxes$211,0002,362
Income before extraordinary items$1,698,0001,773
Extraordinary gains, net$020
Net income$1,698,0001,776
Minority interest net income$080
Net income of bank and minority interests.$1,698,0001,775
Net charge-offs$110,0002,097
Cash dividends$980,0001,191
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,689,9901,738
2014-03-31 (YTD Data)Rank
Total interest income$3,103,0001,986
Total interest expense$141,0003,923
Net interest income$2,962,0001,839
Provision for loan and lease losses$106,0001,531
Total noninterest income$1,196,0001,098
Gross Fiduciary activities income$356,000400
Service charges on deposit accounts$551,000601
Trading account gains and fees$0147
Additional Noninterest Income$289,0002,049
Total noninterest expense$3,136,0001,531
Salaries and employee benefits$1,698,0001,549
Premises and equipment expense$515,0001,203
Additional noninterest expense$923,0001,658
Pre-tax net operating income$916,0001,894
Securities gains (losses)$01,715
Applicable income taxes$89,0002,458
Income before extraordinary items$827,0001,764
Extraordinary gains, net$016
Net income$827,0001,768
Minority interest net income$066
Net income of bank and minority interests.$827,0001,767
Net charge-offs$53,0001,827
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$827,0001,736
2013-12-31 (YTD Data)Rank
Total interest income$12,896,0001,927
Total interest expense$738,0003,624
Net interest income$12,158,0001,775
Provision for loan and lease losses$711,0001,461
Total noninterest income$5,816,0001,018
Gross Fiduciary activities income$1,433,000384
Service charges on deposit accounts$2,403,000573
Trading account gains and fees$0184
Additional Noninterest Income$1,980,0001,519
Total noninterest expense$12,958,0001,503
Salaries and employee benefits$7,189,0001,449
Premises and equipment expense$1,787,0001,331
Additional noninterest expense$3,982,0001,624
Pre-tax net operating income$4,305,0001,618
Securities gains (losses)$17,0002,417
Applicable income taxes$568,0002,023
Income before extraordinary items$3,754,0001,584
Extraordinary gains, net$029
Net income$3,754,0001,588
Minority interest net income$090
Net income of bank and minority interests.$3,754,0001,588
Net charge-offs$1,036,0001,240
Cash dividends$1,520,0001,464
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,739,2101,550
2013-09-30 (YTD Data)Rank
Total interest income$9,673,0001,940
Total interest expense$568,0003,657
Net interest income$9,105,0001,770
Provision for loan and lease losses$525,0001,463
Total noninterest income$4,221,0001,068
Gross Fiduciary activities income$1,040,000395
Service charges on deposit accounts$1,808,000569
Trading account gains and fees$0180
Additional Noninterest Income$1,373,0001,654
Total noninterest expense$9,725,0001,503
Salaries and employee benefits$5,428,0001,452
Premises and equipment expense$1,485,0001,208
Additional noninterest expense$2,812,0001,693
Pre-tax net operating income$3,076,0001,702
Securities gains (losses)$17,0002,288
Applicable income taxes$388,0002,163
Income before extraordinary items$2,705,0001,668
Extraordinary gains, net$025
Net income$2,705,0001,671
Minority interest net income$084
Net income of bank and minority interests.$2,705,0001,672
Net charge-offs$777,0001,205
Cash dividends$1,140,0001,321
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,690,2101,626
2013-06-30 (YTD Data)Rank
Total interest income$6,530,0001,906
Total interest expense$383,0003,688
Net interest income$6,147,0001,740
Provision for loan and lease losses$403,0001,360
Total noninterest income$2,915,0001,036
Gross Fiduciary activities income$683,000394
Service charges on deposit accounts$1,187,000559
Trading account gains and fees$0157
Additional Noninterest Income$1,045,0001,534
Total noninterest expense$6,508,0001,500
Salaries and employee benefits$3,637,0001,449
Premises and equipment expense$1,040,0001,154
Additional noninterest expense$1,831,0001,734
Pre-tax net operating income$2,151,0001,619
Securities gains (losses)$17,0002,091
Applicable income taxes$296,0002,035
Income before extraordinary items$1,872,0001,619
Extraordinary gains, net$022
Net income$1,872,0001,621
Minority interest net income$082
Net income of bank and minority interests.$1,872,0001,624
Net charge-offs$435,0001,373
Cash dividends$760,0001,340
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,857,3801,561
2013-03-31 (YTD Data)Rank
Total interest income$3,299,0001,905
Total interest expense$195,0003,729
Net interest income$3,104,0001,734
Provision for loan and lease losses$102,0002,029
Total noninterest income$1,426,0001,055
Gross Fiduciary activities income$337,000393
Service charges on deposit accounts$578,000572
Trading account gains and fees$0148
Additional Noninterest Income$511,0001,552
Total noninterest expense$3,215,0001,526
Salaries and employee benefits$1,814,0001,462
Premises and equipment expense$521,0001,174
Additional noninterest expense$880,0001,800
Pre-tax net operating income$1,213,0001,460
Securities gains (losses)$17,0001,320
Applicable income taxes$208,0001,670
Income before extraordinary items$1,022,0001,446
Extraordinary gains, net$010
Net income$1,022,0001,448
Minority interest net income$076
Net income of bank and minority interests.$1,022,0001,448
Net charge-offs$187,0001,415
Cash dividends$380,0001,151
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,007,8901,416
2012-12-31 (YTD Data)Rank
Total interest income$13,795,0001,917
Total interest expense$1,084,0003,430
Net interest income$12,711,0001,733
Provision for loan and lease losses$467,0002,814
Total noninterest income$5,149,0001,134
Gross Fiduciary activities income$1,018,000452
Service charges on deposit accounts$2,480,000578
Trading account gains and fees$0166
Additional Noninterest Income$1,651,0001,748
Total noninterest expense$13,027,0001,500
Salaries and employee benefits$7,178,0001,421
Premises and equipment expense$2,023,0001,167
Additional noninterest expense$3,826,0001,732
Pre-tax net operating income$4,366,0001,550
Securities gains (losses)$536,000888
Applicable income taxes$751,0001,770
Income before extraordinary items$4,151,0001,411
Extraordinary gains, net$029
Net income$4,151,0001,412
Minority interest net income$093
Net income of bank and minority interests.$4,151,0001,412
Net charge-offs$423,0002,873
Cash dividends$4,045,000687
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,695,4001,460
2012-09-30 (YTD Data)Rank
Total interest income$10,353,0001,939
Total interest expense$849,0003,437
Net interest income$9,504,0001,753
Provision for loan and lease losses$405,0002,565
Total noninterest income$3,565,0001,179
Gross Fiduciary activities income$727,000457
Service charges on deposit accounts$1,843,000588
Trading account gains and fees$0157
Additional Noninterest Income$995,0002,005
Total noninterest expense$9,878,0001,490
Salaries and employee benefits$5,431,0001,402
Premises and equipment expense$1,651,0001,092
Additional noninterest expense$2,796,0001,773
Pre-tax net operating income$2,786,0001,790
Securities gains (losses)$514,000740
Applicable income taxes$396,0002,182
Income before extraordinary items$2,904,0001,525
Extraordinary gains, net$020
Net income$2,904,0001,526
Minority interest net income$086
Net income of bank and minority interests.$2,904,0001,526
Net charge-offs$299,0002,824
Cash dividends$1,140,0001,210
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,451,6801,683
2012-06-30 (YTD Data)Rank
Total interest income$6,898,0001,950
Total interest expense$585,0003,459
Net interest income$6,313,0001,771
Provision for loan and lease losses$345,0002,253
Total noninterest income$2,262,0001,213
Gross Fiduciary activities income$471,000464
Service charges on deposit accounts$1,217,000589
Trading account gains and fees$0153
Additional Noninterest Income$574,0002,156
Total noninterest expense$6,498,0001,509
Salaries and employee benefits$3,656,0001,406
Premises and equipment expense$1,093,0001,101
Additional noninterest expense$1,749,0001,897
Pre-tax net operating income$1,732,0001,883
Securities gains (losses)$514,000530
Applicable income taxes$268,0002,166
Income before extraordinary items$1,978,0001,501
Extraordinary gains, net$019
Net income$1,978,0001,500
Minority interest net income$084
Net income of bank and minority interests.$1,978,0001,501
Net charge-offs$251,0002,491
Cash dividends$760,0001,207
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,525,6801,767
2012-03-31 (YTD Data)Rank
Total interest income$3,450,0001,963
Total interest expense$293,0003,563
Net interest income$3,157,0001,772
Provision for loan and lease losses$265,0001,705
Total noninterest income$1,060,0001,272
Gross Fiduciary activities income$232,000469
Service charges on deposit accounts$593,000597
Trading account gains and fees$0148
Additional Noninterest Income$235,0002,419
Total noninterest expense$3,197,0001,533
Salaries and employee benefits$1,820,0001,420
Premises and equipment expense$539,0001,113
Additional noninterest expense$838,0001,959
Pre-tax net operating income$755,0002,111
Securities gains (losses)$412,000330
Applicable income taxes$136,0002,139
Income before extraordinary items$1,031,0001,416
Extraordinary gains, net$019
Net income$1,031,0001,417
Minority interest net income$078
Net income of bank and minority interests.$1,031,0001,417
Net charge-offs$191,0001,890
Cash dividends$380,0001,107
Sale, conversion, retirement of capital stock, net$0861
Net operating income$668,4401,976
2011-12-31 (YTD Data)Rank
Total interest income$13,754,0002,035
Total interest expense$1,295,0003,799
Net interest income$12,459,0001,793
Provision for loan and lease losses$820,0002,707
Total noninterest income$4,372,0001,164
Gross Fiduciary activities income$783,000454
Service charges on deposit accounts$2,615,000567
Trading account gains and fees$0146
Additional Noninterest Income$974,0002,175
Total noninterest expense$12,191,0001,610
Salaries and employee benefits$6,687,0001,475
Premises and equipment expense$2,154,0001,160
Additional noninterest expense$3,350,0002,001
Pre-tax net operating income$3,820,0001,487
Securities gains (losses)$256,0001,257
Applicable income taxes$339,0002,414
Income before extraordinary items$3,737,0001,323
Extraordinary gains, net$029
Net income$3,737,0001,323
Minority interest net income$096
Net income of bank and minority interests.$3,737,0001,323
Net charge-offs$845,0002,559
Cash dividends$1,520,0001,212
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,501,4801,331
2011-09-30 (YTD Data)Rank
Total interest income$10,308,0002,054
Total interest expense$977,0003,882
Net interest income$9,331,0001,797
Provision for loan and lease losses$618,0002,601
Total noninterest income$3,201,0001,185
Gross Fiduciary activities income$596,000445
Service charges on deposit accounts$1,952,000572
Trading account gains and fees$0145
Additional Noninterest Income$653,0002,311
Total noninterest expense$9,315,0001,569
Salaries and employee benefits$5,042,0001,472
Premises and equipment expense$1,713,0001,111
Additional noninterest expense$2,560,0001,976
Pre-tax net operating income$2,599,0001,676
Securities gains (losses)$15,0002,920
Applicable income taxes$83,0003,341
Income before extraordinary items$2,531,0001,501
Extraordinary gains, net$021
Net income$2,531,0001,501
Minority interest net income$087
Net income of bank and minority interests.$2,531,0001,501
Net charge-offs$486,0002,694
Cash dividends$1,140,0001,049
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,516,4501,430
2011-06-30 (YTD Data)Rank
Total interest income$6,812,0002,090
Total interest expense$656,0003,971
Net interest income$6,156,0001,813
Provision for loan and lease losses$385,0002,642
Total noninterest income$2,021,0001,220
Gross Fiduciary activities income$388,000459
Service charges on deposit accounts$1,264,000587
Trading account gains and fees$0153
Additional Noninterest Income$369,0002,553
Total noninterest expense$6,237,0001,580
Salaries and employee benefits$3,354,0001,495
Premises and equipment expense$1,153,0001,105
Additional noninterest expense$1,730,0001,974
Pre-tax net operating income$1,555,0001,821
Securities gains (losses)$8,0002,429
Applicable income taxes$-13,0006,889
Income before extraordinary items$1,576,0001,556
Extraordinary gains, net$015
Net income$1,576,0001,556
Minority interest net income$089
Net income of bank and minority interests.$1,576,0001,556
Net charge-offs$371,0002,442
Cash dividends$760,0001,049
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,568,0001,496
2011-03-31 (YTD Data)Rank
Total interest income$3,365,0002,124
Total interest expense$332,0004,049
Net interest income$3,033,0001,834
Provision for loan and lease losses$304,0001,886
Total noninterest income$958,0001,251
Gross Fiduciary activities income$199,000454
Service charges on deposit accounts$614,000587
Trading account gains and fees$0158
Additional Noninterest Income$145,0002,960
Total noninterest expense$3,193,0001,541
Salaries and employee benefits$1,680,0001,505
Premises and equipment expense$572,0001,150
Additional noninterest expense$941,0001,799
Pre-tax net operating income$494,0002,577
Securities gains (losses)$01,772
Applicable income taxes$-132,0007,324
Income before extraordinary items$626,0001,846
Extraordinary gains, net$09
Net income$626,0001,845
Minority interest net income$086
Net income of bank and minority interests.$626,0001,846
Net charge-offs$162,0002,293
Cash dividends$380,000961
Sale, conversion, retirement of capital stock, net$0925
Net operating income$626,0001,792
2010-12-31 (YTD Data)Rank
Total interest income$14,213,0002,116
Total interest expense$1,628,0004,070
Net interest income$12,585,0001,760
Provision for loan and lease losses$1,139,0002,859
Total noninterest income$3,945,0001,282
Gross Fiduciary activities income$682,000481
Service charges on deposit accounts$2,679,000560
Trading account gains and fees$0175
Additional Noninterest Income$584,0002,964
Total noninterest expense$12,362,0001,612
Salaries and employee benefits$6,711,0001,465
Premises and equipment expense$1,963,0001,314
Additional noninterest expense$3,688,0001,931
Pre-tax net operating income$3,029,0001,619
Securities gains (losses)$64,0002,500
Applicable income taxes$-27,0006,652
Income before extraordinary items$3,120,0001,358
Extraordinary gains, net$029
Net income$3,120,0001,360
Minority interest net income$0111
Net income of bank and minority interests.$3,120,0001,361
Net charge-offs$996,0002,690
Cash dividends$1,520,0001,052
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,056,0001,334
2010-09-30 (YTD Data)Rank
Total interest income$10,782,0002,136
Total interest expense$1,252,0004,156
Net interest income$9,530,0001,757
Provision for loan and lease losses$832,0002,792
Total noninterest income$3,349,0001,171
Gross Fiduciary activities income$484,000497
Service charges on deposit accounts$2,009,000569
Trading account gains and fees$0165
Additional Noninterest Income$856,0001,990
Total noninterest expense$9,650,0001,532
Salaries and employee benefits$5,073,0001,457
Premises and equipment expense$1,619,0001,207
Additional noninterest expense$2,958,0001,794
Pre-tax net operating income$2,397,0001,639
Securities gains (losses)$64,0002,278
Applicable income taxes$75,0003,308
Income before extraordinary items$2,386,0001,391
Extraordinary gains, net$023
Net income$2,386,0001,394
Minority interest net income$0110
Net income of bank and minority interests.$2,386,0001,395
Net charge-offs$704,0002,629
Cash dividends$1,140,000937
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,323,9201,376
2010-06-30 (YTD Data)Rank
Total interest income$7,227,0002,156
Total interest expense$871,0004,148
Net interest income$6,356,0001,760
Provision for loan and lease losses$522,0002,797
Total noninterest income$2,212,0001,147
Gross Fiduciary activities income$303,000515
Service charges on deposit accounts$1,337,000573
Trading account gains and fees$0152
Additional Noninterest Income$572,0001,924
Total noninterest expense$6,498,0001,521
Salaries and employee benefits$3,383,0001,464
Premises and equipment expense$1,077,0001,233
Additional noninterest expense$2,038,0001,730
Pre-tax net operating income$1,548,0001,682
Securities gains (losses)$64,0001,732
Applicable income taxes$35,0003,503
Income before extraordinary items$1,577,0001,398
Extraordinary gains, net$019
Net income$1,577,0001,398
Minority interest net income$0105
Net income of bank and minority interests.$1,577,0001,399
Net charge-offs$366,0002,819
Cash dividends$760,000921
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,514,2801,395
2010-03-31 (YTD Data)Rank
Total interest income$3,618,0002,215
Total interest expense$455,0004,158
Net interest income$3,163,0001,787
Provision for loan and lease losses$310,0002,339
Total noninterest income$1,053,0001,178
Gross Fiduciary activities income$138,000545
Service charges on deposit accounts$658,000584
Trading account gains and fees$0175
Additional Noninterest Income$257,0002,028
Total noninterest expense$3,079,0001,629
Salaries and employee benefits$1,689,0001,485
Premises and equipment expense$552,0001,233
Additional noninterest expense$838,0002,027
Pre-tax net operating income$827,0001,576
Securities gains (losses)$02,284
Applicable income taxes$25,0003,295
Income before extraordinary items$802,0001,366
Extraordinary gains, net$016
Net income$802,0001,369
Minority interest net income$091
Net income of bank and minority interests.$802,0001,368
Net charge-offs$122,0002,938
Cash dividends$380,000901
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$802,0001,324
2009-12-31 (YTD Data)Rank
Total interest income$14,509,0002,299
Total interest expense$2,739,0003,667
Net interest income$11,770,0001,886
Provision for loan and lease losses$1,404,0002,985
Total noninterest income$4,439,0001,204
Gross Fiduciary activities income$364,000617
Service charges on deposit accounts$2,950,000569
Trading account gains and fees$0211
Additional Noninterest Income$1,125,0002,000
Total noninterest expense$12,325,0001,658
Salaries and employee benefits$6,360,0001,559
Premises and equipment expense$2,052,0001,318
Additional noninterest expense$3,913,0001,881
Pre-tax net operating income$2,480,0001,586
Securities gains (losses)$60,0002,515
Applicable income taxes$-164,0006,699
Income before extraordinary items$2,704,0001,229
Extraordinary gains, net$034
Net income$2,704,0001,228
Minority interest net income$0115
Net income of bank and minority interests.$2,704,0001,228
Net charge-offs$1,698,0002,233
Cash dividends$1,540,0001,165
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,644,0001,253
2009-09-30 (YTD Data)Rank
Total interest income$10,699,0002,377
Total interest expense$2,212,0003,585
Net interest income$8,487,0001,945
Provision for loan and lease losses$796,0003,112
Total noninterest income$3,129,0001,276
Gross Fiduciary activities income$242,000650
Service charges on deposit accounts$2,132,000590
Trading account gains and fees$0212
Additional Noninterest Income$755,0002,194
Total noninterest expense$8,728,0001,736
Salaries and employee benefits$4,585,0001,635
Premises and equipment expense$1,475,0001,395
Additional noninterest expense$2,668,0001,983
Pre-tax net operating income$2,092,0001,555
Securities gains (losses)$44,0002,377
Applicable income taxes$79,0003,042
Income before extraordinary items$2,057,0001,301
Extraordinary gains, net$027
Net income$2,057,0001,300
Minority interest net income$0118
Net income of bank and minority interests.$2,057,0001,301
Net charge-offs$880,0002,344
Cash dividends$1,150,0001,117
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,014,7601,297
2009-06-30 (YTD Data)Rank
Total interest income$7,075,0002,432
Total interest expense$1,555,0003,588
Net interest income$5,520,0001,989
Provision for loan and lease losses$479,0003,029
Total noninterest income$2,032,0001,317
Gross Fiduciary activities income$155,000666
Service charges on deposit accounts$1,356,000614
Trading account gains and fees$0193
Additional Noninterest Income$521,0002,165
Total noninterest expense$5,751,0001,781
Salaries and employee benefits$3,054,0001,675
Premises and equipment expense$985,0001,420
Additional noninterest expense$1,712,0002,069
Pre-tax net operating income$1,322,0001,692
Securities gains (losses)$44,0001,988
Applicable income taxes$40,0003,306
Income before extraordinary items$1,326,0001,418
Extraordinary gains, net$021
Net income$1,326,0001,416
Minority interest net income$0112
Net income of bank and minority interests.$1,326,0001,417
Net charge-offs$649,0002,055
Cash dividends$770,0001,177
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,283,3201,428
2009-03-31 (YTD Data)Rank
Total interest income$3,486,0002,490
Total interest expense$814,0003,572
Net interest income$2,672,0002,046
Provision for loan and lease losses$237,0002,631
Total noninterest income$938,0001,358
Gross Fiduciary activities income$69,000703
Service charges on deposit accounts$643,000629
Trading account gains and fees$0171
Additional Noninterest Income$226,0002,346
Total noninterest expense$2,777,0001,782
Salaries and employee benefits$1,519,0001,702
Premises and equipment expense$504,0001,408
Additional noninterest expense$754,0002,092
Pre-tax net operating income$596,0002,064
Securities gains (losses)$02,434
Applicable income taxes$7,0004,167
Income before extraordinary items$589,0001,834
Extraordinary gains, net$015
Net income$589,0001,835
Minority interest net income$0102
Net income of bank and minority interests.$589,0001,836
Net charge-offs$268,0001,878
Cash dividends$390,0001,135
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$589,0001,725
2008-12-31 (YTD Data)Rank
Total interest income$15,130,0002,438
Total interest expense$4,487,0003,229
Net interest income$10,643,0002,080
Provision for loan and lease losses$1,649,0002,035
Total noninterest income$4,071,0001,260
Gross Fiduciary activities income$340,000648
Service charges on deposit accounts$2,857,000608
Trading account gains and fees$0154
Additional Noninterest Income$874,0002,336
Total noninterest expense$10,553,0001,838
Salaries and employee benefits$5,817,0001,753
Premises and equipment expense$1,726,0001,604
Additional noninterest expense$3,010,0002,004
Pre-tax net operating income$2,512,0002,077
Securities gains (losses)$15,0002,329
Applicable income taxes$101,0003,383
Income before extraordinary items$2,426,0001,655
Extraordinary gains, net$039
Net income$2,426,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0002,490
Cash dividends$4,301,000649
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,411,6001,776
2008-09-30 (YTD Data)Rank
Total interest income$11,474,0002,470
Total interest expense$3,541,0003,225
Net interest income$7,933,0002,110
Provision for loan and lease losses$619,0002,439
Total noninterest income$3,049,0001,295
Gross Fiduciary activities income$260,000649
Service charges on deposit accounts$2,119,000626
Trading account gains and fees$0148
Additional Noninterest Income$670,0002,382
Total noninterest expense$7,893,0001,830
Salaries and employee benefits$4,283,0001,811
Premises and equipment expense$1,412,0001,479
Additional noninterest expense$2,198,0001,978
Pre-tax net operating income$2,470,0001,949
Securities gains (losses)$15,0002,175
Applicable income taxes$340,0002,322
Income before extraordinary items$2,145,0001,665
Extraordinary gains, net$031
Net income$2,145,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0002,302
Cash dividends$3,911,000578
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,132,1001,778
2008-06-30 (YTD Data)Rank
Total interest income$7,662,0002,503
Total interest expense$2,459,0003,231
Net interest income$5,203,0002,129
Provision for loan and lease losses$255,0002,777
Total noninterest income$2,023,0001,317
Gross Fiduciary activities income$188,000644
Service charges on deposit accounts$1,350,000641
Trading account gains and fees$0149
Additional Noninterest Income$485,0002,293
Total noninterest expense$5,252,0001,833
Salaries and employee benefits$2,874,0001,813
Premises and equipment expense$937,0001,483
Additional noninterest expense$1,441,0001,997
Pre-tax net operating income$1,719,0001,938
Securities gains (losses)$14,0002,273
Applicable income taxes$287,0002,271
Income before extraordinary items$1,446,0001,861
Extraordinary gains, net$021
Net income$1,446,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,650
Cash dividends$3,521,000479
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,434,3801,845
2008-03-31 (YTD Data)Rank
Total interest income$3,926,0002,514
Total interest expense$1,268,0003,315
Net interest income$2,658,0002,091
Provision for loan and lease losses$60,0003,470
Total noninterest income$972,0001,360
Gross Fiduciary activities income$111,000626
Service charges on deposit accounts$657,000646
Trading account gains and fees$0158
Additional Noninterest Income$204,0002,547
Total noninterest expense$2,635,0001,820
Salaries and employee benefits$1,430,0001,841
Premises and equipment expense$477,0001,457
Additional noninterest expense$728,0001,933
Pre-tax net operating income$935,0001,900
Securities gains (losses)$14,0001,798
Applicable income taxes$176,0002,125
Income before extraordinary items$773,0001,868
Extraordinary gains, net$015
Net income$773,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,665
Cash dividends$3,031,000285
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$761,6601,829
2007-12-31 (YTD Data)Rank
Total interest income$15,778,0002,566
Total interest expense$4,919,0003,509
Net interest income$10,859,0002,079
Provision for loan and lease losses$422,0002,611
Total noninterest income$3,923,0001,320
Gross Fiduciary activities income$303,000704
Service charges on deposit accounts$2,683,000650
Trading account gains and fees$0178
Additional Noninterest Income$937,0002,307
Total noninterest expense$9,292,0001,985
Salaries and employee benefits$5,244,0001,918
Premises and equipment expense$1,458,0001,811
Additional noninterest expense$2,590,0002,119
Pre-tax net operating income$5,068,0001,618
Securities gains (losses)$02,146
Applicable income taxes$1,265,0001,593
Income before extraordinary items$3,803,0001,665
Extraordinary gains, net$039
Net income$3,803,0001,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,759
Cash dividends$1,560,0001,943
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,803,0001,652
2007-09-30 (YTD Data)Rank
Total interest income$11,704,0002,591
Total interest expense$3,588,0003,576
Net interest income$8,116,0002,104
Provision for loan and lease losses$217,0002,878
Total noninterest income$2,694,0001,425
Gross Fiduciary activities income$214,000714
Service charges on deposit accounts$1,975,000654
Trading account gains and fees$0184
Additional Noninterest Income$505,0002,820
Total noninterest expense$7,021,0001,958
Salaries and employee benefits$3,946,0001,904
Premises and equipment expense$1,213,0001,628
Additional noninterest expense$1,862,0002,142
Pre-tax net operating income$3,572,0001,826
Securities gains (losses)$01,655
Applicable income taxes$862,0001,801
Income before extraordinary items$2,710,0001,862
Extraordinary gains, net$033
Net income$2,710,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,207
Cash dividends$780,0002,341
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,710,0001,851
2007-06-30 (YTD Data)Rank
Total interest income$7,736,0002,629
Total interest expense$2,316,0003,661
Net interest income$5,420,0002,134
Provision for loan and lease losses$140,0002,749
Total noninterest income$1,762,0001,469
Gross Fiduciary activities income$140,000725
Service charges on deposit accounts$1,288,000677
Trading account gains and fees$0168
Additional Noninterest Income$334,0002,848
Total noninterest expense$4,587,0002,019
Salaries and employee benefits$2,563,0001,984
Premises and equipment expense$807,0001,650
Additional noninterest expense$1,217,0002,185
Pre-tax net operating income$2,455,0001,837
Securities gains (losses)$01,444
Applicable income taxes$619,0001,803
Income before extraordinary items$1,836,0001,883
Extraordinary gains, net$029
Net income$1,836,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,456
Cash dividends$780,0001,841
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,836,0001,864
2007-03-31 (YTD Data)Rank
Total interest income$3,820,0002,649
Total interest expense$1,146,0003,657
Net interest income$2,674,0002,165
Provision for loan and lease losses$75,0002,404
Total noninterest income$853,0001,476
Gross Fiduciary activities income$75,000722
Service charges on deposit accounts$616,000690
Trading account gains and fees$0195
Additional Noninterest Income$162,0002,882
Total noninterest expense$2,225,0002,075
Salaries and employee benefits$1,260,0002,045
Premises and equipment expense$395,0001,688
Additional noninterest expense$570,0002,289
Pre-tax net operating income$1,227,0001,830
Securities gains (losses)$01,187
Applicable income taxes$310,0001,815
Income before extraordinary items$917,0001,850
Extraordinary gains, net$022
Net income$917,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,088
Cash dividends$390,0001,707
Sale, conversion, retirement of capital stock, net$0885
Net operating income$917,0001,838
2006-12-31 (YTD Data)Rank
Total interest income$13,850,0002,718
Total interest expense$3,838,0003,691
Net interest income$10,012,0002,288
Provision for loan and lease losses$312,0002,695
Total noninterest income$3,819,0001,330
Gross Fiduciary activities income$209,000791
Service charges on deposit accounts$2,765,000620
Trading account gains and fees$0130
Additional Noninterest Income$845,0002,490
Total noninterest expense$8,855,0001,989
Salaries and employee benefits$4,998,0001,939
Premises and equipment expense$1,520,0001,677
Additional noninterest expense$2,337,0002,231
Pre-tax net operating income$4,664,0002,004
Securities gains (losses)$-76,0008,098
Applicable income taxes$1,136,0002,020
Income before extraordinary items$3,452,0002,041
Extraordinary gains, net$051
Net income$3,452,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,306
Cash dividends$1,660,0001,793
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,509,0002,006
2006-09-30 (YTD Data)Rank
Total interest income$10,093,0002,779
Total interest expense$2,732,0003,744
Net interest income$7,361,0002,345
Provision for loan and lease losses$213,0002,769
Total noninterest income$2,696,0001,418
Gross Fiduciary activities income$124,000831
Service charges on deposit accounts$2,070,000626
Trading account gains and fees$0126
Additional Noninterest Income$502,0002,842
Total noninterest expense$6,588,0002,006
Salaries and employee benefits$3,681,0001,973
Premises and equipment expense$1,196,0001,616
Additional noninterest expense$1,711,0002,271
Pre-tax net operating income$3,256,0002,187
Securities gains (losses)$-38,0008,080
Applicable income taxes$776,0002,251
Income before extraordinary items$2,442,0002,188
Extraordinary gains, net$045
Net income$2,442,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,972
Cash dividends$1,220,0001,685
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,470,8802,152
2006-06-30 (YTD Data)Rank
Total interest income$6,588,0002,788
Total interest expense$1,692,0003,812
Net interest income$4,896,0002,368
Provision for loan and lease losses$132,0002,859
Total noninterest income$1,761,0001,436
Gross Fiduciary activities income$65,000896
Service charges on deposit accounts$1,369,000617
Trading account gains and fees$0126
Additional Noninterest Income$327,0002,859
Total noninterest expense$4,334,0002,027
Salaries and employee benefits$2,416,0002,024
Premises and equipment expense$792,0001,628
Additional noninterest expense$1,126,0002,306
Pre-tax net operating income$2,191,0002,162
Securities gains (losses)$-19,0008,060
Applicable income taxes$528,0002,230
Income before extraordinary items$1,644,0002,174
Extraordinary gains, net$039
Net income$1,644,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,179
Cash dividends$810,0001,702
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,658,4402,147
2006-03-31 (YTD Data)Rank
Total interest income$3,199,0002,818
Total interest expense$755,0003,977
Net interest income$2,444,0002,371
Provision for loan and lease losses$66,0002,697
Total noninterest income$898,0001,385
Gross Fiduciary activities income$77,000712
Service charges on deposit accounts$664,000620
Trading account gains and fees$0115
Additional Noninterest Income$157,0002,899
Total noninterest expense$2,152,0002,051
Salaries and employee benefits$1,212,0002,027
Premises and equipment expense$397,0001,636
Additional noninterest expense$543,0002,365
Pre-tax net operating income$1,124,0002,087
Securities gains (losses)$-9,0008,219
Applicable income taxes$282,0002,092
Income before extraordinary items$833,0002,113
Extraordinary gains, net$021
Net income$833,0002,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0001,771
Cash dividends$420,0001,552
Sale, conversion, retirement of capital stock, net$0648
Net operating income$839,7502,088
2005-12-31 (YTD Data)Rank
Total interest income$12,027,0002,704
Total interest expense$2,544,0003,775
Net interest income$9,483,0002,330
Provision for loan and lease losses$265,0003,058
Total noninterest income$3,720,0001,355
Gross Fiduciary activities income$179,000828
Service charges on deposit accounts$2,901,000586
Trading account gains and fees$0138
Additional Noninterest Income$640,0002,940
Total noninterest expense$8,438,0001,978
Salaries and employee benefits$4,675,0001,968
Premises and equipment expense$1,435,0001,703
Additional noninterest expense$2,328,0002,145
Pre-tax net operating income$4,500,0002,025
Securities gains (losses)$24,0001,190
Applicable income taxes$1,011,0002,249
Income before extraordinary items$3,513,0001,954
Extraordinary gains, net$046
Net income$3,513,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,449
Cash dividends$1,602,0001,734
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,494,2801,939
2005-09-30 (YTD Data)Rank
Total interest income$8,860,0002,693
Total interest expense$1,817,0003,765
Net interest income$7,043,0002,329
Provision for loan and lease losses$211,0002,865
Total noninterest income$2,714,0001,394
Gross Fiduciary activities income$86,000909
Service charges on deposit accounts$2,171,000585
Trading account gains and fees$0126
Additional Noninterest Income$457,0003,039
Total noninterest expense$6,493,0001,926
Salaries and employee benefits$3,589,0001,913
Premises and equipment expense$1,141,0001,586
Additional noninterest expense$1,763,0002,108
Pre-tax net operating income$3,053,0002,200
Securities gains (losses)$24,0001,156
Applicable income taxes$682,0002,435
Income before extraordinary items$2,395,0002,146
Extraordinary gains, net$035
Net income$2,395,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,241
Cash dividends$1,212,0001,552
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,376,2802,128
2005-06-30 (YTD Data)Rank
Total interest income$5,831,0002,666
Total interest expense$1,124,0003,807
Net interest income$4,707,0002,306
Provision for loan and lease losses$135,0002,835
Total noninterest income$1,749,0001,416
Gross Fiduciary activities income$61,000907
Service charges on deposit accounts$1,394,000597
Trading account gains and fees$0116
Additional Noninterest Income$294,0003,092
Total noninterest expense$4,338,0001,910
Salaries and employee benefits$2,436,0001,872
Premises and equipment expense$758,0001,589
Additional noninterest expense$1,144,0002,153
Pre-tax net operating income$1,983,0002,206
Securities gains (losses)$23,0001,061
Applicable income taxes$451,0002,421
Income before extraordinary items$1,555,0002,165
Extraordinary gains, net$030
Net income$1,555,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,361
Cash dividends$822,0001,533
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,537,0602,154
2005-03-31 (YTD Data)Rank
Total interest income$2,805,0002,726
Total interest expense$508,0003,983
Net interest income$2,297,0002,337
Provision for loan and lease losses$53,0003,110
Total noninterest income$840,0001,434
Gross Fiduciary activities income$29,000928
Service charges on deposit accounts$672,000593
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,113
Total noninterest expense$2,189,0001,888
Salaries and employee benefits$1,238,0001,854
Premises and equipment expense$395,0001,539
Additional noninterest expense$556,0002,196
Pre-tax net operating income$895,0002,369
Securities gains (losses)$24,000734
Applicable income taxes$191,0002,676
Income before extraordinary items$728,0002,258
Extraordinary gains, net$024
Net income$728,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$390,0001,490
Sale, conversion, retirement of capital stock, net$0491
Net operating income$709,0402,263
2004-12-31 (YTD Data)Rank
Total interest income$10,632,0002,665
Total interest expense$1,813,0003,949
Net interest income$8,819,0002,314
Provision for loan and lease losses$245,0003,282
Total noninterest income$3,739,0001,353
Gross Fiduciary activities income$117,000909
Service charges on deposit accounts$2,775,000628
Trading account gains and fees$0138
Additional Noninterest Income$847,0002,400
Total noninterest expense$8,252,0001,945
Salaries and employee benefits$4,341,0002,007
Premises and equipment expense$1,430,0001,626
Additional noninterest expense$2,481,0001,963
Pre-tax net operating income$4,061,0002,041
Securities gains (losses)$102,0001,233
Applicable income taxes$960,0002,230
Income before extraordinary items$3,203,0001,958
Extraordinary gains, net$034
Net income$3,203,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,442
Cash dividends$1,590,0001,656
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,124,4601,957
2004-09-30 (YTD Data)Rank
Total interest income$7,801,0002,697
Total interest expense$1,320,0004,006
Net interest income$6,481,0002,330
Provision for loan and lease losses$195,0003,028
Total noninterest income$2,734,0001,393
Gross Fiduciary activities income$50,0001,013
Service charges on deposit accounts$2,034,000653
Trading account gains and fees$0134
Additional Noninterest Income$650,0002,380
Total noninterest expense$6,344,0001,885
Salaries and employee benefits$3,473,0001,879
Premises and equipment expense$1,133,0001,536
Additional noninterest expense$1,738,0002,080
Pre-tax net operating income$2,676,0002,259
Securities gains (losses)$86,0001,286
Applicable income taxes$634,0002,474
Income before extraordinary items$2,128,0002,197
Extraordinary gains, net$026
Net income$2,128,0002,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,538
Cash dividends$1,155,0001,542
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,061,7802,202
2004-06-30 (YTD Data)Rank
Total interest income$5,190,0002,693
Total interest expense$880,0003,995
Net interest income$4,310,0002,319
Provision for loan and lease losses$120,0003,090
Total noninterest income$1,822,0001,378
Gross Fiduciary activities income$31,0001,038
Service charges on deposit accounts$1,272,000685
Trading account gains and fees$0130
Additional Noninterest Income$519,0002,127
Total noninterest expense$4,199,0001,904
Salaries and employee benefits$2,282,0001,902
Premises and equipment expense$753,0001,543
Additional noninterest expense$1,164,0002,074
Pre-tax net operating income$1,813,0002,221
Securities gains (losses)$86,0001,124
Applicable income taxes$457,0002,344
Income before extraordinary items$1,442,0002,145
Extraordinary gains, net$021
Net income$1,442,0002,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,011
Cash dividends$770,0001,573
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,376,6402,173
2004-03-31 (YTD Data)Rank
Total interest income$2,578,0002,709
Total interest expense$456,0003,926
Net interest income$2,122,0002,351
Provision for loan and lease losses$45,0003,437
Total noninterest income$747,0001,574
Gross Fiduciary activities income$11,0001,081
Service charges on deposit accounts$611,000698
Trading account gains and fees$0121
Additional Noninterest Income$125,0003,263
Total noninterest expense$2,058,0001,951
Salaries and employee benefits$1,117,0001,964
Premises and equipment expense$384,0001,532
Additional noninterest expense$557,0002,128
Pre-tax net operating income$766,0002,512
Securities gains (losses)$8,0002,145
Applicable income taxes$172,0002,827
Income before extraordinary items$602,0002,482
Extraordinary gains, net$016
Net income$602,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,358
Cash dividends$385,0001,474
Sale, conversion, retirement of capital stock, net$0464
Net operating income$595,7602,432
2003-12-31 (YTD Data)Rank
Total interest income$10,909,0002,596
Total interest expense$2,369,0003,489
Net interest income$8,540,0002,270
Provision for loan and lease losses$117,0005,087
Total noninterest income$3,086,0001,650
Gross Fiduciary activities income$85,000992
Service charges on deposit accounts$2,506,000686
Trading account gains and fees$0160
Additional Noninterest Income$495,0003,600
Total noninterest expense$8,015,0001,978
Salaries and employee benefits$4,214,0002,022
Premises and equipment expense$1,463,0001,564
Additional noninterest expense$2,338,0002,060
Pre-tax net operating income$3,494,0002,216
Securities gains (losses)$80,0002,097
Applicable income taxes$892,0002,335
Income before extraordinary items$2,682,0002,245
Extraordinary gains, net$054
Net income$2,682,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,988
Cash dividends$2,388,0001,204
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,622,0002,181
2003-09-30 (YTD Data)Rank
Total interest income$8,264,0002,616
Total interest expense$1,880,0003,448
Net interest income$6,384,0002,289
Provision for loan and lease losses$25,0006,589
Total noninterest income$2,280,0001,712
Gross Fiduciary activities income$43,0001,050
Service charges on deposit accounts$1,856,000704
Trading account gains and fees$0153
Additional Noninterest Income$381,0003,620
Total noninterest expense$5,974,0001,993
Salaries and employee benefits$3,096,0002,062
Premises and equipment expense$1,134,0001,512
Additional noninterest expense$1,744,0002,051
Pre-tax net operating income$2,665,0002,255
Securities gains (losses)$80,0001,936
Applicable income taxes$705,0002,376
Income before extraordinary items$2,040,0002,286
Extraordinary gains, net$040
Net income$2,040,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,750
Cash dividends$2,028,000991
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,980,8002,247
2003-06-30 (YTD Data)Rank
Total interest income$5,614,0002,600
Total interest expense$1,342,0003,355
Net interest income$4,272,0002,282
Provision for loan and lease losses$07,324
Total noninterest income$1,473,0001,740
Gross Fiduciary activities income$34,0001,032
Service charges on deposit accounts$1,187,000719
Trading account gains and fees$0150
Additional Noninterest Income$252,0003,612
Total noninterest expense$3,965,0001,991
Salaries and employee benefits$2,072,0002,047
Premises and equipment expense$763,0001,503
Additional noninterest expense$1,130,0002,116
Pre-tax net operating income$1,780,0002,263
Securities gains (losses)$03,782
Applicable income taxes$458,0002,449
Income before extraordinary items$1,322,0002,350
Extraordinary gains, net$030
Net income$1,322,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,974
Cash dividends$903,0001,422
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,322,0002,223
2003-03-31 (YTD Data)Rank
Total interest income$2,848,0002,573
Total interest expense$708,0003,292
Net interest income$2,140,0002,272
Provision for loan and lease losses$06,934
Total noninterest income$653,0001,872
Gross Fiduciary activities income$12,0001,101
Service charges on deposit accounts$519,000798
Trading account gains and fees$0134
Additional Noninterest Income$122,0003,572
Total noninterest expense$1,954,0002,009
Salaries and employee benefits$1,031,0002,050
Premises and equipment expense$384,0001,506
Additional noninterest expense$539,0002,184
Pre-tax net operating income$839,0002,375
Securities gains (losses)$02,891
Applicable income taxes$213,0002,586
Income before extraordinary items$626,0002,436
Extraordinary gains, net$021
Net income$626,0002,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$503,0001,176
Sale, conversion, retirement of capital stock, net$0419
Net operating income$626,0002,300
2002-12-31 (YTD Data)Rank
Total interest income$12,172,0002,529
Total interest expense$3,586,0003,023
Net interest income$8,586,0002,253
Provision for loan and lease losses$35,0007,087
Total noninterest income$2,126,0002,031
Gross Fiduciary activities income$106,000983
Service charges on deposit accounts$1,529,0001,051
Trading account gains and fees$0153
Additional Noninterest Income$491,0003,316
Total noninterest expense$7,013,0002,143
Salaries and employee benefits$3,919,0002,040
Premises and equipment expense$1,360,0001,620
Additional noninterest expense$1,734,0002,624
Pre-tax net operating income$3,664,0002,134
Securities gains (losses)$373,000784
Applicable income taxes$1,105,0002,058
Income before extraordinary items$2,932,0002,045
Extraordinary gains, net$070
Net income$2,932,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0009,116
Cash dividends$2,617,0001,046
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,659,7102,167
2001-12-31 (YTD Data)Rank
Total interest income$13,475,0002,538
Total interest expense$4,780,0003,281
Net interest income$8,695,0002,056
Provision for loan and lease losses$08,228
Total noninterest income$1,815,0002,173
Gross Fiduciary activities income$65,0001,086
Service charges on deposit accounts$1,109,0001,355
Trading account gains and fees$0177
Additional Noninterest Income$641,0002,712
Total noninterest expense$6,646,0002,159
Salaries and employee benefits$3,731,0002,014
Premises and equipment expense$1,246,0001,736
Additional noninterest expense$1,669,0002,618
Pre-tax net operating income$3,864,0001,821
Securities gains (losses)$129,0001,533
Applicable income taxes$1,183,0001,833
Income before extraordinary items$2,810,0001,874
Extraordinary gains, net$0105
Net income$2,810,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,791
Cash dividends$1,834,0001,430
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,719,7001,852
2000-12-31 (YTD Data)Rank
Total interest income$13,224,0002,629
Total interest expense$4,951,0003,351
Net interest income$8,273,0002,138
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,436,0002,421
Gross Fiduciary activities income$71,000998
Service charges on deposit accounts$973,0001,400
Trading account gains and fees$0180
Additional Noninterest Income$392,0003,398
Total noninterest expense$6,405,0002,153
Salaries and employee benefits$3,445,0002,069
Premises and equipment expense$1,341,0001,549
Additional noninterest expense$1,619,0002,635
Pre-tax net operating income$3,064,0002,353
Securities gains (losses)$01,956
Applicable income taxes$834,0002,439
Income before extraordinary items$2,230,0002,308
Extraordinary gains, net$038
Net income$2,230,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,340
Cash dividends$986,0002,335
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,230,0002,318
1999-12-31 (YTD Data)Rank
Total interest income$12,645,0002,583
Total interest expense$4,766,0003,061
Net interest income$7,879,0002,231
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,379,0002,431
Gross Fiduciary activities income$41,0001,128
Service charges on deposit accounts$1,005,0001,305
Trading account gains and fees$0173
Additional Noninterest Income$333,0003,781
Total noninterest expense$6,034,0002,262
Salaries and employee benefits$3,393,0002,068
Premises and equipment expense$1,072,0001,911
Additional noninterest expense$1,569,0002,759
Pre-tax net operating income$2,984,0002,425
Securities gains (losses)$03,155
Applicable income taxes$969,0002,274
Income before extraordinary items$2,015,0002,579
Extraordinary gains, net$035
Net income$2,015,0002,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,050
Cash dividends$920,0002,421
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,015,0002,543
1998-12-31 (YTD Data)Rank
Total interest income$13,263,0002,452
Total interest expense$4,544,0003,265
Net interest income$8,719,0001,961
Provision for loan and lease losses$225,0003,261
Total noninterest income$1,236,0002,629
Gross Fiduciary activities income$51,0001,111
Service charges on deposit accounts$931,0001,348
Trading account gains and fees$0224
Additional Noninterest Income$254,0004,388
Total noninterest expense$5,314,0002,447
Salaries and employee benefits$3,182,0002,125
Premises and equipment expense$721,0002,697
Additional noninterest expense$1,411,0002,932
Pre-tax net operating income$4,416,0001,669
Securities gains (losses)$04,449
Applicable income taxes$1,592,0001,540
Income before extraordinary items$2,824,0001,859
Extraordinary gains, net$032
Net income$2,824,0001,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,368
Cash dividends$791,0002,630
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,824,0001,782
1997-12-31 (YTD Data)Rank
Total interest income$13,308,0002,464
Total interest expense$4,632,0003,204
Net interest income$8,676,0002,005
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,345,0002,407
Gross Fiduciary activities income$52,0001,169
Service charges on deposit accounts$1,007,0001,272
Trading account gains and fees$0239
Additional Noninterest Income$286,0004,041
Total noninterest expense$5,304,0002,431
Salaries and employee benefits$3,192,0002,065
Premises and equipment expense$735,0002,620
Additional noninterest expense$1,377,0002,959
Pre-tax net operating income$4,477,0001,715
Securities gains (losses)$03,944
Applicable income taxes$1,610,0001,604
Income before extraordinary items$2,867,0001,847
Extraordinary gains, net$044
Net income$2,867,0001,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,164
Cash dividends$792,0002,588
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,867,0001,803
1996-12-31 (YTD Data)Rank
Total interest income$13,063,0002,561
Total interest expense$4,775,0003,127
Net interest income$8,288,0002,173
Provision for loan and lease losses$120,0004,568
Total noninterest income$1,326,0002,504
Gross Fiduciary activities income$52,0001,230
Service charges on deposit accounts$1,019,0001,317
Trading account gains and fees$0262
Additional Noninterest Income$255,0004,481
Total noninterest expense$5,060,0002,702
Salaries and employee benefits$3,161,0002,115
Premises and equipment expense$592,0003,252
Additional noninterest expense$1,307,0003,518
Pre-tax net operating income$4,434,0001,635
Securities gains (losses)$04,148
Applicable income taxes$1,697,0001,426
Income before extraordinary items$2,737,0001,804
Extraordinary gains, net$053
Net income$2,737,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,684
Cash dividends$1,678,0001,460
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,737,0001,774
1995-12-31 (YTD Data)Rank
Total interest income$12,688,0002,641
Total interest expense$4,757,0003,160
Net interest income$7,931,0002,268
Provision for loan and lease losses$120,0004,090
Total noninterest income$1,201,0002,723
Gross Fiduciary activities income$58,0001,265
Service charges on deposit accounts$936,0001,460
Trading account gains and fees$0522
Additional Noninterest Income$207,0005,033
Total noninterest expense$4,966,0002,738
Salaries and employee benefits$2,928,0002,255
Premises and equipment expense$605,0003,189
Additional noninterest expense$1,433,0003,210
Pre-tax net operating income$4,046,0001,832
Securities gains (losses)$03,831
Applicable income taxes$1,546,0001,608
Income before extraordinary items$2,500,0002,025
Extraordinary gains, net$065
Net income$2,500,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,745
Cash dividends$620,0002,853
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,500,0001,998
1994-12-31 (YTD Data)Rank
Total interest income$11,095,0002,740
Total interest expense$4,474,0002,737
Net interest income$6,621,0002,734
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,305,0002,572
Gross Fiduciary activities income$65,0001,262
Service charges on deposit accounts$750,0001,804
Trading account gains and fees$0475
Additional Noninterest Income$490,0002,989
Total noninterest expense$5,169,0002,682
Salaries and employee benefits$2,917,0002,295
Premises and equipment expense$637,0003,093
Additional noninterest expense$1,615,0003,107
Pre-tax net operating income$2,637,0002,694
Securities gains (losses)$03,600
Applicable income taxes$934,0002,384
Income before extraordinary items$1,703,0002,841
Extraordinary gains, net$0249
Net income$1,703,0002,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,515
Cash dividends$590,0002,865
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,703,0002,855
1993-12-31 (YTD Data)Rank
Total interest income$10,513,0002,954
Total interest expense$4,254,0002,995
Net interest income$6,259,0002,909
Provision for loan and lease losses$240,0003,470
Total noninterest income$1,013,0003,303
Gross Fiduciary activities income$84,0001,245
Service charges on deposit accounts$713,0001,912
Trading account gains and fees$0532
Additional Noninterest Income$216,0005,429
Total noninterest expense$4,928,0002,892
Salaries and employee benefits$2,733,0002,431
Premises and equipment expense$589,0003,390
Additional noninterest expense$1,606,0003,304
Pre-tax net operating income$2,104,0003,160
Securities gains (losses)$07,477
Applicable income taxes$577,0003,716
Income before extraordinary items$1,527,0003,187
Extraordinary gains, net$03,149
Net income$1,527,0003,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0005,721
Cash dividends$580,0002,732
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,527,0003,018
1992-12-31 (YTD Data)Rank
Total interest income$11,792,0002,977
Total interest expense$5,107,0003,258
Net interest income$6,685,0002,735
Provision for loan and lease losses$360,0003,684
Total noninterest income$950,0003,453
Gross Fiduciary activities income$63,0001,331
Service charges on deposit accounts$687,0001,980
Trading account gains and fees$0504
Additional Noninterest Income$200,0005,673
Total noninterest expense$4,747,0003,011
Salaries and employee benefits$2,582,0002,500
Premises and equipment expense$583,0003,458
Additional noninterest expense$1,582,0003,430
Pre-tax net operating income$2,528,0002,455
Securities gains (losses)$5,0007,049
Applicable income taxes$771,0002,708
Income before extraordinary items$1,762,0002,611
Extraordinary gains, net$01,422
Net income$1,762,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0004,373
Cash dividends$537,0002,633
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,758,5002,422

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.