Home > GreenChoice Bank, fsb > Income and Expense
GreenChoice Bank, fsb, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 5,068 |
| Total interest expense | $257,000 | 4,070 |
| Net interest income | $1,294,000 | 5,142 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-77,000 | 6,610 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $22,000 | 5,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-99,000 | 6,587 |
| Total noninterest expense | $2,144,000 | 3,696 |
| Salaries and employee benefits | $893,000 | 4,276 |
| Premises and equipment expense | $261,000 | 3,615 |
| Additional noninterest expense | $990,000 | 2,909 |
| Pre-tax net operating income | $-927,000 | 6,572 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-927,000 | 6,569 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-927,000 | 6,569 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-927,000 | 6,569 |
| Net charge-offs | $87,000 | 2,314 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-927,000 | 6,568 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $819,000 | 5,015 |
| Total interest expense | $128,000 | 4,120 |
| Net interest income | $691,000 | 5,078 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-110,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-119,000 | 6,667 |
| Total noninterest expense | $1,093,000 | 3,683 |
| Salaries and employee benefits | $459,000 | 4,261 |
| Premises and equipment expense | $133,000 | 3,620 |
| Additional noninterest expense | $501,000 | 2,878 |
| Pre-tax net operating income | $-512,000 | 6,635 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-512,000 | 6,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-512,000 | 6,638 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-512,000 | 6,638 |
| Net charge-offs | $90,000 | 1,442 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-512,000 | 6,637 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,993 |
| Total interest expense | $529,000 | 4,343 |
| Net interest income | $2,889,000 | 5,016 |
| Provision for loan and lease losses | $515,000 | 1,797 |
| Total noninterest income | $114,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $34,000 | 6,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 5,558 |
| Total noninterest expense | $5,331,000 | 3,251 |
| Salaries and employee benefits | $2,713,000 | 3,333 |
| Premises and equipment expense | $527,000 | 3,622 |
| Additional noninterest expense | $2,091,000 | 2,875 |
| Pre-tax net operating income | $-2,843,000 | 6,712 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,843,000 | 6,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,843,000 | 6,713 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,843,000 | 6,713 |
| Net charge-offs | $935,000 | 1,342 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,843,000 | 6,709 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 5,027 |
| Total interest expense | $397,000 | 4,429 |
| Net interest income | $2,176,000 | 5,048 |
| Provision for loan and lease losses | $357,000 | 1,906 |
| Total noninterest income | $180,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 4,634 |
| Total noninterest expense | $4,097,000 | 3,196 |
| Salaries and employee benefits | $2,154,000 | 3,219 |
| Premises and equipment expense | $370,000 | 3,795 |
| Additional noninterest expense | $1,573,000 | 2,867 |
| Pre-tax net operating income | $-2,098,000 | 6,797 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,098,000 | 6,802 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,098,000 | 6,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,098,000 | 6,803 |
| Net charge-offs | $732,000 | 1,255 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,098,000 | 6,798 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 5,088 |
| Total interest expense | $263,000 | 4,507 |
| Net interest income | $1,422,000 | 5,107 |
| Provision for loan and lease losses | $357,000 | 1,481 |
| Total noninterest income | $486,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $472,000 | 2,559 |
| Total noninterest expense | $2,850,000 | 3,111 |
| Salaries and employee benefits | $1,522,000 | 3,119 |
| Premises and equipment expense | $241,000 | 3,875 |
| Additional noninterest expense | $1,087,000 | 2,770 |
| Pre-tax net operating income | $-1,299,000 | 6,832 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,299,000 | 6,847 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,299,000 | 6,848 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,299,000 | 6,848 |
| Net charge-offs | $343,000 | 1,559 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,299,000 | 6,840 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,071 |
| Total interest expense | $131,000 | 4,610 |
| Net interest income | $726,000 | 5,087 |
| Provision for loan and lease losses | $357,000 | 875 |
| Total noninterest income | $272,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $265,000 | 2,386 |
| Total noninterest expense | $1,355,000 | 3,247 |
| Salaries and employee benefits | $806,000 | 3,034 |
| Premises and equipment expense | $128,000 | 3,753 |
| Additional noninterest expense | $421,000 | 3,388 |
| Pre-tax net operating income | $-714,000 | 6,911 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-714,000 | 6,914 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-714,000 | 6,915 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-714,000 | 6,915 |
| Net charge-offs | $343,000 | 966 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-714,000 | 6,907 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 5,297 |
| Total interest expense | $515,000 | 5,060 |
| Net interest income | $2,776,000 | 5,274 |
| Provision for loan and lease losses | $1,365,000 | 1,421 |
| Total noninterest income | $1,133,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $33,000 | 6,489 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,100,000 | 2,256 |
| Total noninterest expense | $4,936,000 | 3,498 |
| Salaries and employee benefits | $2,799,000 | 3,279 |
| Premises and equipment expense | $653,000 | 3,184 |
| Additional noninterest expense | $1,484,000 | 3,818 |
| Pre-tax net operating income | $-2,392,000 | 6,840 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-2,392,000 | 6,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,392,000 | 6,859 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,392,000 | 6,860 |
| Net charge-offs | $417,000 | 2,892 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,392,000 | 6,844 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,451 |
| Total interest expense | $337,000 | 5,452 |
| Net interest income | $2,057,000 | 5,372 |
| Provision for loan and lease losses | $1,259,000 | 1,227 |
| Total noninterest income | $633,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $18,000 | 6,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $615,000 | 2,642 |
| Total noninterest expense | $3,752,000 | 3,491 |
| Salaries and employee benefits | $1,977,000 | 3,455 |
| Premises and equipment expense | $488,000 | 3,220 |
| Additional noninterest expense | $1,287,000 | 3,464 |
| Pre-tax net operating income | $-2,321,000 | 6,995 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,321,000 | 7,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,321,000 | 7,014 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,321,000 | 7,016 |
| Net charge-offs | $392,000 | 2,483 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,321,000 | 7,001 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 5,567 |
| Total interest expense | $222,000 | 5,568 |
| Net interest income | $1,309,000 | 5,494 |
| Provision for loan and lease losses | $167,000 | 3,222 |
| Total noninterest income | $280,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 3,216 |
| Total noninterest expense | $2,349,000 | 3,678 |
| Salaries and employee benefits | $1,325,000 | 3,459 |
| Premises and equipment expense | $303,000 | 3,419 |
| Additional noninterest expense | $721,000 | 3,913 |
| Pre-tax net operating income | $-927,000 | 6,952 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-927,000 | 6,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-927,000 | 6,981 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-927,000 | 6,982 |
| Net charge-offs | $41,000 | 4,196 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-927,000 | 6,963 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 5,729 |
| Total interest expense | $114,000 | 5,633 |
| Net interest income | $608,000 | 5,667 |
| Provision for loan and lease losses | $102,000 | 2,826 |
| Total noninterest income | $127,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,373 |
| Total noninterest expense | $1,143,000 | 3,763 |
| Salaries and employee benefits | $662,000 | 3,491 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $-510,000 | 7,042 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-510,000 | 7,073 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-510,000 | 7,072 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-510,000 | 7,073 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-510,000 | 7,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 6,233 |
| Total interest expense | $470,000 | 5,970 |
| Net interest income | $1,829,000 | 6,233 |
| Provision for loan and lease losses | $428,000 | 3,659 |
| Total noninterest income | $-456,000 | 7,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-475,000 | 7,083 |
| Total noninterest expense | $3,565,000 | 4,448 |
| Salaries and employee benefits | $2,054,000 | 4,113 |
| Premises and equipment expense | $557,000 | 3,765 |
| Additional noninterest expense | $954,000 | 5,010 |
| Pre-tax net operating income | $-2,620,000 | 6,878 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,620,000 | 6,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,620,000 | 6,911 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,620,000 | 6,911 |
| Net charge-offs | $246,000 | 4,041 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,620,000 | 6,890 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 6,342 |
| Total interest expense | $351,000 | 6,080 |
| Net interest income | $1,327,000 | 6,341 |
| Provision for loan and lease losses | $361,000 | 3,357 |
| Total noninterest income | $-406,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 6,802 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-420,000 | 7,215 |
| Total noninterest expense | $2,481,000 | 4,625 |
| Salaries and employee benefits | $1,452,000 | 4,257 |
| Premises and equipment expense | $355,000 | 4,224 |
| Additional noninterest expense | $674,000 | 5,190 |
| Pre-tax net operating income | $-1,921,000 | 6,997 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,921,000 | 7,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,921,000 | 7,055 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,921,000 | 7,055 |
| Net charge-offs | $232,000 | 3,549 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,921,000 | 7,038 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 6,506 |
| Total interest expense | $238,000 | 6,158 |
| Net interest income | $807,000 | 6,528 |
| Provision for loan and lease losses | $67,000 | 4,804 |
| Total noninterest income | $-228,000 | 7,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-237,000 | 7,292 |
| Total noninterest expense | $1,580,000 | 4,798 |
| Salaries and employee benefits | $931,000 | 4,389 |
| Premises and equipment expense | $236,000 | 4,260 |
| Additional noninterest expense | $413,000 | 5,453 |
| Pre-tax net operating income | $-1,068,000 | 7,000 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,068,000 | 7,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,068,000 | 7,056 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,068,000 | 7,057 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,068,000 | 7,036 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 6,584 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $387,000 | 6,617 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $-90,000 | 7,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-94,000 | 7,361 |
| Total noninterest expense | $762,000 | 4,931 |
| Salaries and employee benefits | $462,000 | 4,445 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $185,000 | 5,713 |
| Pre-tax net operating income | $-478,000 | 7,070 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-478,000 | 7,117 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-478,000 | 7,118 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-478,000 | 7,118 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-478,000 | 7,111 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 7,418 |
| Total interest expense | $275,000 | 7,138 |
| Net interest income | $591,000 | 7,462 |
| Provision for loan and lease losses | $188,000 | 5,420 |
| Total noninterest income | $-125,000 | 7,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-125,000 | 7,219 |
| Total noninterest expense | $1,555,000 | 6,461 |
| Salaries and employee benefits | $777,000 | 6,497 |
| Premises and equipment expense | $153,000 | 6,603 |
| Additional noninterest expense | $625,000 | 6,142 |
| Pre-tax net operating income | $-1,277,000 | 6,584 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-434,000 | 7,132 |
| Income before extraordinary items | $-843,000 | 6,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-843,000 | 6,522 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-843,000 | 6,522 |
| Net charge-offs | $121,000 | 5,255 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $8,880,000 | 90 |
| Net operating income | $-843,000 | 6,481 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $344,000 | 7,676 |
| Total interest expense | $142,000 | 7,472 |
| Net interest income | $202,000 | 7,699 |
| Provision for loan and lease losses | $86,000 | 5,860 |
| Total noninterest income | $-82,000 | 7,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-82,000 | 7,377 |
| Total noninterest expense | $524,000 | 7,461 |
| Salaries and employee benefits | $350,000 | 7,262 |
| Premises and equipment expense | $24,000 | 7,649 |
| Additional noninterest expense | $150,000 | 7,503 |
| Pre-tax net operating income | $-490,000 | 6,542 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-165,000 | 7,161 |
| Income before extraordinary items | $-325,000 | 6,547 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-325,000 | 6,547 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-325,000 | 6,547 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $8,880,000 | 75 |
| Net operating income | $-325,000 | 6,469 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 6,728 |
| Total interest expense | $435,000 | 5,791 |
| Net interest income | $675,000 | 6,985 |
| Provision for loan and lease losses | $2,017,000 | 1,273 |
| Total noninterest income | $-283,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-283,000 | 7,641 |
| Total noninterest expense | $1,358,000 | 5,335 |
| Salaries and employee benefits | $571,000 | 5,848 |
| Premises and equipment expense | $146,000 | 5,572 |
| Additional noninterest expense | $641,000 | 4,419 |
| Pre-tax net operating income | $-2,983,000 | 7,398 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,009,000 | 7,612 |
| Income before extraordinary items | $-1,974,000 | 7,327 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,974,000 | 7,327 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,974,000 | 7,327 |
| Net charge-offs | $1,837,000 | 1,200 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,974,000 | 7,318 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 6,701 |
| Total interest expense | $233,000 | 5,757 |
| Net interest income | $356,000 | 6,982 |
| Provision for loan and lease losses | $1,421,000 | 929 |
| Total noninterest income | $-230,000 | 7,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-230,000 | 7,817 |
| Total noninterest expense | $763,000 | 5,068 |
| Salaries and employee benefits | $296,000 | 5,854 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $370,000 | 3,999 |
| Pre-tax net operating income | $-2,058,000 | 7,605 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-695,000 | 7,748 |
| Income before extraordinary items | $-1,363,000 | 7,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,363,000 | 7,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,363,000 | 7,550 |
| Net charge-offs | $1,088,000 | 982 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,363,000 | 7,546 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 6,469 |
| Total interest expense | $1,456,000 | 5,225 |
| Net interest income | $1,340,000 | 7,085 |
| Provision for loan and lease losses | $2,783,000 | 2,076 |
| Total noninterest income | $-4,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,000 | 7,450 |
| Total noninterest expense | $2,075,000 | 6,145 |
| Salaries and employee benefits | $1,238,000 | 5,761 |
| Premises and equipment expense | $304,000 | 5,610 |
| Additional noninterest expense | $533,000 | 6,682 |
| Pre-tax net operating income | $-3,522,000 | 6,986 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,207,000 | 7,351 |
| Income before extraordinary items | $-2,315,000 | 6,839 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,315,000 | 6,836 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,315,000 | 6,837 |
| Net charge-offs | $2,231,000 | 1,910 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,315,000 | 6,838 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 6,478 |
| Total interest expense | $1,146,000 | 5,253 |
| Net interest income | $1,019,000 | 7,107 |
| Provision for loan and lease losses | $1,470,000 | 2,246 |
| Total noninterest income | $25,000 | 7,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $25,000 | 6,841 |
| Total noninterest expense | $1,503,000 | 6,243 |
| Salaries and employee benefits | $949,000 | 5,720 |
| Premises and equipment expense | $217,000 | 5,784 |
| Additional noninterest expense | $337,000 | 6,975 |
| Pre-tax net operating income | $-1,929,000 | 7,023 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-666,000 | 7,423 |
| Income before extraordinary items | $-1,263,000 | 6,889 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,263,000 | 6,891 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,263,000 | 6,891 |
| Net charge-offs | $1,764,000 | 1,624 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,263,000 | 6,868 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 6,489 |
| Total interest expense | $793,000 | 5,300 |
| Net interest income | $693,000 | 7,108 |
| Provision for loan and lease losses | $1,064,000 | 1,995 |
| Total noninterest income | $16,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $1,012,000 | 6,267 |
| Salaries and employee benefits | $636,000 | 5,775 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $243,000 | 6,898 |
| Pre-tax net operating income | $-1,367,000 | 7,187 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-474,000 | 7,563 |
| Income before extraordinary items | $-893,000 | 7,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-893,000 | 7,090 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-893,000 | 7,090 |
| Net charge-offs | $1,358,000 | 1,412 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-893,000 | 7,071 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,589 |
| Total interest expense | $393,000 | 5,422 |
| Net interest income | $329,000 | 7,217 |
| Provision for loan and lease losses | $487,000 | 1,799 |
| Total noninterest income | $1,000 | 8,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $522,000 | 6,163 |
| Salaries and employee benefits | $328,000 | 5,749 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $108,000 | 6,969 |
| Pre-tax net operating income | $-679,000 | 7,469 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-240,000 | 7,755 |
| Income before extraordinary items | $-439,000 | 7,387 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-439,000 | 7,388 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-439,000 | 7,388 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-439,000 | 7,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 6,042 |
| Total interest expense | $1,904,000 | 5,430 |
| Net interest income | $2,032,000 | 6,384 |
| Provision for loan and lease losses | $324,000 | 4,497 |
| Total noninterest income | $506,000 | 4,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $506,000 | 3,151 |
| Total noninterest expense | $1,981,000 | 6,253 |
| Salaries and employee benefits | $1,366,000 | 5,603 |
| Premises and equipment expense | $395,000 | 5,114 |
| Additional noninterest expense | $220,000 | 7,803 |
| Pre-tax net operating income | $233,000 | 5,658 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $91,000 | 3,449 |
| Income before extraordinary items | $142,000 | 5,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $142,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $142,000 | 5,862 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 6,061 |
| Total interest expense | $1,496,000 | 5,437 |
| Net interest income | $1,534,000 | 6,423 |
| Provision for loan and lease losses | $302,000 | 3,532 |
| Total noninterest income | $501,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $501,000 | 2,812 |
| Total noninterest expense | $1,526,000 | 6,186 |
| Salaries and employee benefits | $1,035,000 | 5,587 |
| Premises and equipment expense | $333,000 | 4,804 |
| Additional noninterest expense | $158,000 | 7,873 |
| Pre-tax net operating income | $207,000 | 6,011 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $82,000 | 3,758 |
| Income before extraordinary items | $125,000 | 6,051 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $125,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $125,000 | 6,211 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 6,145 |
| Total interest expense | $1,047,000 | 5,458 |
| Net interest income | $950,000 | 6,593 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $494,000 | 3,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $494,000 | 2,269 |
| Total noninterest expense | $1,004,000 | 6,255 |
| Salaries and employee benefits | $666,000 | 5,748 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $111,000 | 7,866 |
| Pre-tax net operating income | $140,000 | 6,178 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $59,000 | 3,925 |
| Income before extraordinary items | $81,000 | 6,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $81,000 | 6,417 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 6,243 |
| Total interest expense | $554,000 | 5,503 |
| Net interest income | $434,000 | 6,849 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $-145,000 | 8,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-145,000 | 8,461 |
| Total noninterest expense | $488,000 | 6,359 |
| Salaries and employee benefits | $311,000 | 5,986 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $59,000 | 7,828 |
| Pre-tax net operating income | $-304,000 | 7,915 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-92,000 | 8,122 |
| Income before extraordinary items | $-212,000 | 7,854 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-212,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-212,000 | 7,824 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,368,000 | 6,052 |
| Total interest expense | $2,503,000 | 5,262 |
| Net interest income | $1,865,000 | 6,671 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $-223,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-223,000 | 8,513 |
| Total noninterest expense | $2,013,000 | 6,197 |
| Salaries and employee benefits | $1,355,000 | 5,621 |
| Premises and equipment expense | $445,000 | 4,706 |
| Additional noninterest expense | $213,000 | 7,962 |
| Pre-tax net operating income | $-493,000 | 7,809 |
| Securities gains (losses) | $-209,000 | 8,257 |
| Applicable income taxes | $-238,000 | 8,154 |
| Income before extraordinary items | $-464,000 | 7,860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-464,000 | 7,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-326,060 | 7,778 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 6,054 |
| Total interest expense | $1,921,000 | 5,215 |
| Net interest income | $1,390,000 | 6,726 |
| Provision for loan and lease losses | $-20,000 | 8,331 |
| Total noninterest income | $-138,000 | 8,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-138,000 | 8,543 |
| Total noninterest expense | $1,531,000 | 6,160 |
| Salaries and employee benefits | $1,019,000 | 5,580 |
| Premises and equipment expense | $345,000 | 4,586 |
| Additional noninterest expense | $167,000 | 7,906 |
| Pre-tax net operating income | $-259,000 | 7,935 |
| Securities gains (losses) | $-139,000 | 8,342 |
| Applicable income taxes | $-134,000 | 8,273 |
| Income before extraordinary items | $-264,000 | 7,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-264,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-172,260 | 7,902 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 6,039 |
| Total interest expense | $1,304,000 | 5,179 |
| Net interest income | $943,000 | 6,711 |
| Provision for loan and lease losses | $-22,000 | 8,390 |
| Total noninterest income | $-161,000 | 8,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-161,000 | 8,610 |
| Total noninterest expense | $1,003,000 | 6,248 |
| Salaries and employee benefits | $648,000 | 5,781 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $125,000 | 7,792 |
| Pre-tax net operating income | $-199,000 | 8,082 |
| Securities gains (losses) | $-139,000 | 8,438 |
| Applicable income taxes | $-114,000 | 8,396 |
| Income before extraordinary items | $-224,000 | 8,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-224,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-132,260 | 8,047 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,039 |
| Total interest expense | $652,000 | 5,158 |
| Net interest income | $475,000 | 6,722 |
| Provision for loan and lease losses | $-22,000 | 8,471 |
| Total noninterest income | $-139,000 | 8,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-139,000 | 8,643 |
| Total noninterest expense | $504,000 | 6,266 |
| Salaries and employee benefits | $314,000 | 5,909 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $-146,000 | 8,224 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-49,000 | 8,414 |
| Income before extraordinary items | $-97,000 | 8,175 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-97,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-97,000 | 8,164 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,855 |
| Total interest expense | $2,406,000 | 4,920 |
| Net interest income | $2,058,000 | 6,494 |
| Provision for loan and lease losses | $22,000 | 6,257 |
| Total noninterest income | $-46,000 | 8,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-46,000 | 8,658 |
| Total noninterest expense | $2,011,000 | 6,147 |
| Salaries and employee benefits | $1,362,000 | 5,494 |
| Premises and equipment expense | $438,000 | 4,648 |
| Additional noninterest expense | $211,000 | 8,057 |
| Pre-tax net operating income | $-21,000 | 7,985 |
| Securities gains (losses) | $-126,000 | 8,269 |
| Applicable income taxes | $-61,000 | 8,311 |
| Income before extraordinary items | $-86,000 | 8,065 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-86,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-5,360 | 7,977 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 5,884 |
| Total interest expense | $1,761,000 | 4,910 |
| Net interest income | $1,574,000 | 6,512 |
| Provision for loan and lease losses | $22,000 | 5,933 |
| Total noninterest income | $9,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $1,505,000 | 6,141 |
| Salaries and employee benefits | $1,014,000 | 5,511 |
| Premises and equipment expense | $326,000 | 4,676 |
| Additional noninterest expense | $165,000 | 8,032 |
| Pre-tax net operating income | $56,000 | 7,952 |
| Securities gains (losses) | $-126,000 | 8,457 |
| Applicable income taxes | $-35,000 | 8,482 |
| Income before extraordinary items | $-35,000 | 8,179 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-35,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $45,640 | 7,974 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 5,851 |
| Total interest expense | $1,150,000 | 4,850 |
| Net interest income | $1,077,000 | 6,478 |
| Provision for loan and lease losses | $22,000 | 5,468 |
| Total noninterest income | $3,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $1,007,000 | 6,150 |
| Salaries and employee benefits | $684,000 | 5,500 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $102,000 | 8,130 |
| Pre-tax net operating income | $51,000 | 7,955 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $45,000 | 7,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $45,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $45,000 | 7,945 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 5,836 |
| Total interest expense | $545,000 | 4,871 |
| Net interest income | $558,000 | 6,411 |
| Provision for loan and lease losses | $22,000 | 4,442 |
| Total noninterest income | $-2,000 | 8,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-2,000 | 8,745 |
| Total noninterest expense | $481,000 | 6,290 |
| Salaries and employee benefits | $309,000 | 5,843 |
| Premises and equipment expense | $115,000 | 4,545 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $53,000 | 7,654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $46,000 | 7,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $46,000 | 7,599 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 5,958 |
| Total interest expense | $1,661,000 | 4,974 |
| Net interest income | $2,157,000 | 6,438 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $39,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $1,976,000 | 6,151 |
| Salaries and employee benefits | $1,261,000 | 5,626 |
| Premises and equipment expense | $462,000 | 4,414 |
| Additional noninterest expense | $253,000 | 7,906 |
| Pre-tax net operating income | $155,000 | 7,824 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $54,000 | 5,822 |
| Income before extraordinary items | $101,000 | 7,979 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $101,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $101,000 | 7,947 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 6,011 |
| Total interest expense | $1,175,000 | 4,992 |
| Net interest income | $1,608,000 | 6,486 |
| Provision for loan and lease losses | $65,000 | 4,879 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $1,475,000 | 6,134 |
| Salaries and employee benefits | $924,000 | 5,685 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $196,000 | 7,855 |
| Pre-tax net operating income | $100,000 | 8,015 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $33,000 | 6,025 |
| Income before extraordinary items | $67,000 | 8,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $67,000 | 8,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 6,022 |
| Total interest expense | $730,000 | 5,017 |
| Net interest income | $1,083,000 | 6,451 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $13,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $927,000 | 6,315 |
| Salaries and employee benefits | $595,000 | 5,779 |
| Premises and equipment expense | $216,000 | 4,551 |
| Additional noninterest expense | $116,000 | 8,028 |
| Pre-tax net operating income | $159,000 | 7,487 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 5,451 |
| Income before extraordinary items | $105,000 | 7,699 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $105,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $105,000 | 7,654 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 6,067 |
| Total interest expense | $353,000 | 5,035 |
| Net interest income | $540,000 | 6,501 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $437,000 | 6,515 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $58,000 | 8,095 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $65,000 | 7,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $65,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $65,000 | 7,484 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 5,610 |
| Total interest expense | $1,470,000 | 4,570 |
| Net interest income | $2,450,000 | 6,072 |
| Provision for loan and lease losses | $-138,000 | 8,813 |
| Total noninterest income | $38,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,732 |
| Total noninterest expense | $1,593,000 | 6,722 |
| Salaries and employee benefits | $1,051,000 | 6,117 |
| Premises and equipment expense | $339,000 | 5,321 |
| Additional noninterest expense | $203,000 | 8,288 |
| Pre-tax net operating income | $1,033,000 | 5,157 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $301,000 | 4,164 |
| Income before extraordinary items | $732,000 | 5,464 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $732,000 | 5,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $732,000 | 5,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 5,591 |
| Total interest expense | $1,108,000 | 4,520 |
| Net interest income | $1,853,000 | 6,055 |
| Provision for loan and lease losses | $-55,000 | 8,844 |
| Total noninterest income | $30,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $1,179,000 | 6,724 |
| Salaries and employee benefits | $782,000 | 6,092 |
| Premises and equipment expense | $234,000 | 5,543 |
| Additional noninterest expense | $163,000 | 8,208 |
| Pre-tax net operating income | $759,000 | 5,328 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $208,000 | 4,381 |
| Income before extraordinary items | $551,000 | 5,578 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $551,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $551,000 | 5,503 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 5,541 |
| Total interest expense | $752,000 | 4,469 |
| Net interest income | $1,257,000 | 6,006 |
| Provision for loan and lease losses | $-55,000 | 8,936 |
| Total noninterest income | $21,000 | 8,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $780,000 | 6,792 |
| Salaries and employee benefits | $502,000 | 6,285 |
| Premises and equipment expense | $159,000 | 5,500 |
| Additional noninterest expense | $119,000 | 8,102 |
| Pre-tax net operating income | $553,000 | 5,053 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $138,000 | 4,383 |
| Income before extraordinary items | $415,000 | 5,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $415,000 | 5,138 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 5,585 |
| Total interest expense | $385,000 | 4,430 |
| Net interest income | $611,000 | 6,101 |
| Provision for loan and lease losses | $-55,000 | 9,008 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $384,000 | 6,871 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $70,000 | 7,888 |
| Pre-tax net operating income | $294,000 | 4,857 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $244,000 | 4,823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $244,000 | 4,703 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 5,569 |
| Total interest expense | $1,970,000 | 4,073 |
| Net interest income | $2,115,000 | 6,409 |
| Provision for loan and lease losses | $147,000 | 4,633 |
| Total noninterest income | $113,000 | 8,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $113,000 | 6,329 |
| Total noninterest expense | $1,529,000 | 6,834 |
| Salaries and employee benefits | $1,045,000 | 6,108 |
| Premises and equipment expense | $312,000 | 5,559 |
| Additional noninterest expense | $172,000 | 8,618 |
| Pre-tax net operating income | $552,000 | 6,510 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $238,000 | 4,661 |
| Income before extraordinary items | $313,000 | 7,224 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $313,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $313,640 | 7,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 5,545 |
| Total interest expense | $1,534,000 | 4,067 |
| Net interest income | $1,600,000 | 6,429 |
| Provision for loan and lease losses | $147,000 | 3,963 |
| Total noninterest income | $83,000 | 8,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,408 |
| Total noninterest expense | $1,138,000 | 6,860 |
| Salaries and employee benefits | $791,000 | 6,041 |
| Premises and equipment expense | $222,000 | 5,685 |
| Additional noninterest expense | $125,000 | 8,683 |
| Pre-tax net operating income | $398,000 | 6,717 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $186,000 | 4,765 |
| Income before extraordinary items | $211,000 | 7,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $211,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $211,640 | 7,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 5,527 |
| Total interest expense | $1,031,000 | 4,152 |
| Net interest income | $1,100,000 | 6,359 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $763,000 | 6,858 |
| Salaries and employee benefits | $532,000 | 6,030 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $87,000 | 8,639 |
| Pre-tax net operating income | $390,000 | 5,930 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $133,000 | 4,688 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $256,660 | 6,259 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,539 |
| Total interest expense | $524,000 | 4,191 |
| Net interest income | $549,000 | 6,356 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $362,000 | 7,033 |
| Salaries and employee benefits | $246,000 | 6,309 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,660 | 6,071 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 5,404 |
| Total interest expense | $2,465,000 | 4,142 |
| Net interest income | $2,204,000 | 6,315 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $230,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 4,752 |
| Total noninterest expense | $1,455,000 | 6,938 |
| Salaries and employee benefits | $950,000 | 6,314 |
| Premises and equipment expense | $284,000 | 5,742 |
| Additional noninterest expense | $221,000 | 8,404 |
| Pre-tax net operating income | $971,000 | 5,282 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $328,000 | 4,288 |
| Income before extraordinary items | $643,000 | 5,779 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $643,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $643,000 | 5,649 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 5,579 |
| Total interest expense | $3,388,000 | 4,312 |
| Net interest income | $1,661,000 | 7,044 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $102,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $1,299,000 | 7,230 |
| Salaries and employee benefits | $824,000 | 6,679 |
| Premises and equipment expense | $300,000 | 5,518 |
| Additional noninterest expense | $175,000 | 8,858 |
| Pre-tax net operating income | $464,000 | 6,700 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $153,000 | 5,414 |
| Income before extraordinary items | $314,000 | 7,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $314,000 | 7,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $311,990 | 6,942 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 5,539 |
| Total interest expense | $3,539,000 | 4,349 |
| Net interest income | $1,746,000 | 7,021 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $1,204,000 | 7,488 |
| Salaries and employee benefits | $772,000 | 6,870 |
| Premises and equipment expense | $266,000 | 5,824 |
| Additional noninterest expense | $166,000 | 9,102 |
| Pre-tax net operating income | $621,000 | 6,501 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $193,000 | 5,458 |
| Income before extraordinary items | $428,000 | 6,689 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $428,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $428,000 | 6,704 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 5,634 |
| Total interest expense | $3,072,000 | 4,510 |
| Net interest income | $1,853,000 | 6,904 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $72,000 | 7,365 |
| Total noninterest expense | $1,163,000 | 7,663 |
| Salaries and employee benefits | $556,000 | 8,000 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $399,000 | 7,281 |
| Pre-tax net operating income | $752,000 | 6,122 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $500,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $500,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $504,690 | 6,386 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 6,063 |
| Total interest expense | $2,838,000 | 4,916 |
| Net interest income | $1,662,000 | 7,358 |
| Provision for loan and lease losses | $101,000 | 5,074 |
| Total noninterest income | $63,000 | 9,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $1,130,000 | 7,735 |
| Salaries and employee benefits | $706,000 | 7,152 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $494,000 | 7,400 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $176,000 | 6,476 |
| Income before extraordinary items | $319,000 | 7,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $319,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $318,360 | 7,648 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 6,561 |
| Total interest expense | $2,570,000 | 5,311 |
| Net interest income | $1,533,000 | 7,908 |
| Provision for loan and lease losses | $43,000 | 6,927 |
| Total noninterest income | $249,000 | 7,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $249,000 | 4,374 |
| Total noninterest expense | $1,067,000 | 8,106 |
| Salaries and employee benefits | $664,000 | 7,521 |
| Premises and equipment expense | $228,000 | 6,375 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $672,000 | 7,100 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $490,000 | 7,036 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $490,000 | 7,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $461,020 | 7,170 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 7,127 |
| Total interest expense | $2,342,000 | 5,771 |
| Net interest income | $1,381,000 | 8,565 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,374,000 | 7,456 |
| Salaries and employee benefits | $638,000 | 7,908 |
| Premises and equipment expense | $224,000 | 6,629 |
| Additional noninterest expense | $512,000 | 6,960 |
| Pre-tax net operating income | $62,000 | 10,541 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $27,000 | 10,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $27,000 | 10,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $24,440 | 10,662 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 7,654 |
| Total interest expense | $2,202,000 | 6,077 |
| Net interest income | $1,221,000 | 9,276 |
| Provision for loan and lease losses | $-1,000 | 11,338 |
| Total noninterest income | $149,000 | 9,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $1,045,000 | 8,776 |
| Salaries and employee benefits | $616,000 | 8,260 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $214,000 | 10,254 |
| Pre-tax net operating income | $326,000 | 9,569 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $86,000 | 9,471 |
| Income before extraordinary items | $244,000 | 9,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $244,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $241,040 | 9,478 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 8,502 |
| Total interest expense | $1,468,000 | 6,982 |
| Net interest income | $1,262,000 | 9,584 |
| Provision for loan and lease losses | $-61,000 | 12,046 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,033,000 | 9,234 |
| Salaries and employee benefits | $508,000 | 9,320 |
| Premises and equipment expense | $212,000 | 7,183 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $366,000 | 9,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,000 | 9,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 8,388 |
| Total interest expense | $1,699,000 | 6,618 |
| Net interest income | $1,270,000 | 9,836 |
| Provision for loan and lease losses | $-42,000 | 12,705 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $937,000 | 10,026 |
| Salaries and employee benefits | $470,000 | 9,956 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $268,000 | 10,852 |
| Pre-tax net operating income | $423,000 | 9,233 |
| Securities gains (losses) | $318,000 | 1,246 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $587,000 | 6,888 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $587,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $335,780 | 8,826 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 8,173 |
| Total interest expense | $2,253,000 | 6,503 |
| Net interest income | $1,254,000 | 10,119 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $939,000 | 10,265 |
| Salaries and employee benefits | $453,000 | 10,272 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $382,000 | 9,406 |
| Securities gains (losses) | $216,000 | 1,906 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $598,000 | 6,597 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $598,000 | 6,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $382,000 | 8,037 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.