Home > Greenbrier Valley National Bank > Income and Expense
Greenbrier Valley National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,799,000 | 2,208 |
| Total interest expense | $5,892,000 | 2,569 |
| Net interest income | $8,907,000 | 1,927 |
| Provision for loan and lease losses | $450,000 | 1,869 |
| Total noninterest income | $1,218,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $932,000 | 1,344 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $286,000 | 4,134 |
| Total noninterest expense | $5,339,000 | 2,431 |
| Salaries and employee benefits | $2,496,000 | 2,722 |
| Premises and equipment expense | $785,000 | 2,497 |
| Additional noninterest expense | $2,058,000 | 2,070 |
| Pre-tax net operating income | $4,336,000 | 1,700 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,580,000 | 1,551 |
| Income before extraordinary items | $2,756,000 | 1,900 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,756,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 976 |
| Cash dividends | $2,160,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,756,000 | 1,826 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,474,000 | 2,255 |
| Total interest expense | $5,506,000 | 2,719 |
| Net interest income | $8,968,000 | 1,937 |
| Provision for loan and lease losses | $540,000 | 1,667 |
| Total noninterest income | $953,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $700,000 | 1,862 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $4,891,000 | 2,625 |
| Salaries and employee benefits | $2,174,000 | 3,048 |
| Premises and equipment expense | $668,000 | 2,861 |
| Additional noninterest expense | $2,049,000 | 2,043 |
| Pre-tax net operating income | $4,490,000 | 1,707 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,662,000 | 1,554 |
| Income before extraordinary items | $2,828,000 | 1,863 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,828,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,475 |
| Cash dividends | $2,334,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,828,000 | 1,814 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,013,000 | 2,379 |
| Total interest expense | $5,188,000 | 2,898 |
| Net interest income | $8,825,000 | 2,031 |
| Provision for loan and lease losses | $540,000 | 1,644 |
| Total noninterest income | $891,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $650,000 | 2,078 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $241,000 | 4,634 |
| Total noninterest expense | $4,795,000 | 2,851 |
| Salaries and employee benefits | $2,589,000 | 2,582 |
| Premises and equipment expense | $556,000 | 3,451 |
| Additional noninterest expense | $1,650,000 | 2,885 |
| Pre-tax net operating income | $4,381,000 | 1,651 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $1,615,000 | 1,489 |
| Income before extraordinary items | $2,752,000 | 1,796 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,752,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,396 |
| Cash dividends | $1,696,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,760,960 | 1,762 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,318,000 | 2,511 |
| Total interest expense | $4,888,000 | 3,080 |
| Net interest income | $8,430,000 | 2,127 |
| Provision for loan and lease losses | $462,000 | 1,677 |
| Total noninterest income | $940,000 | 3,257 |
| Gross Fiduciary activities income | $40,000 | 1,325 |
| Service charges on deposit accounts | $701,000 | 1,937 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $199,000 | 5,150 |
| Total noninterest expense | $4,899,000 | 2,773 |
| Salaries and employee benefits | $2,515,000 | 2,660 |
| Premises and equipment expense | $614,000 | 3,155 |
| Additional noninterest expense | $1,770,000 | 2,663 |
| Pre-tax net operating income | $4,009,000 | 1,845 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,483,000 | 1,658 |
| Income before extraordinary items | $2,526,000 | 1,994 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,526,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,732 |
| Cash dividends | $1,578,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,526,000 | 1,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,577,000 | 2,614 |
| Total interest expense | $3,885,000 | 3,135 |
| Net interest income | $7,692,000 | 2,342 |
| Provision for loan and lease losses | $535,000 | 1,459 |
| Total noninterest income | $846,000 | 3,539 |
| Gross Fiduciary activities income | $47,000 | 1,314 |
| Service charges on deposit accounts | $560,000 | 2,431 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $4,795,000 | 2,874 |
| Salaries and employee benefits | $2,568,000 | 2,593 |
| Premises and equipment expense | $580,000 | 3,372 |
| Additional noninterest expense | $1,647,000 | 3,052 |
| Pre-tax net operating income | $3,208,000 | 2,215 |
| Securities gains (losses) | $-77,000 | 11,356 |
| Applicable income taxes | $1,090,000 | 2,065 |
| Income before extraordinary items | $2,041,000 | 2,375 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,041,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $1,499,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,091,050 | 2,346 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,258,000 | 2,754 |
| Total interest expense | $4,115,000 | 3,088 |
| Net interest income | $7,143,000 | 2,509 |
| Provision for loan and lease losses | $550,000 | 1,962 |
| Total noninterest income | $778,000 | 4,075 |
| Gross Fiduciary activities income | $64,000 | 1,292 |
| Service charges on deposit accounts | $491,000 | 2,845 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $4,754,000 | 2,978 |
| Salaries and employee benefits | $2,669,000 | 2,484 |
| Premises and equipment expense | $484,000 | 3,981 |
| Additional noninterest expense | $1,601,000 | 3,309 |
| Pre-tax net operating income | $2,617,000 | 2,605 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $956,000 | 2,366 |
| Income before extraordinary items | $1,693,000 | 2,905 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,693,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 2,118 |
| Cash dividends | $1,345,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,672,520 | 2,776 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,057,000 | 2,907 |
| Total interest expense | $5,446,000 | 3,051 |
| Net interest income | $6,611,000 | 2,773 |
| Provision for loan and lease losses | $425,000 | 3,322 |
| Total noninterest income | $721,000 | 4,309 |
| Gross Fiduciary activities income | $59,000 | 1,345 |
| Service charges on deposit accounts | $431,000 | 3,244 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $4,709,000 | 3,030 |
| Salaries and employee benefits | $2,581,000 | 2,501 |
| Premises and equipment expense | $490,000 | 4,041 |
| Additional noninterest expense | $1,638,000 | 3,335 |
| Pre-tax net operating income | $2,198,000 | 2,843 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $837,000 | 2,490 |
| Income before extraordinary items | $1,391,000 | 3,300 |
| Extraordinary gains, net | $123,000 | 642 |
| Net income | $1,514,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 3,359 |
| Cash dividends | $1,321,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,371,800 | 3,104 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.