| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.8883% | 212 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3210% | 169 |
| Percentage Net Loans Charged-off:Construction & development | 13.2866% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2628% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 5,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8150% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4648% | 1,018 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0382% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8376% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9930% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6837% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.9188% | 6,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.6449% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1354% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 14.9880% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3492% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 5,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8867% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2605% | 863 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2769% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6952% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3261% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | -11.6806% | 6,575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8492% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0783% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 8.0066% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6902% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5276% | 840 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9706% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7425% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0962% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7524% | 2,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6521% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0947% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3450% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 8.9033% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3341% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5086% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9292% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5680% | 1,045 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1229% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7702% | 2,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9124% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8795% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7818% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | 1.4750% | 1,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2329% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1986% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6379% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7368% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5860% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0799% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9459% | 672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7689% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5747% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.8633% | 1,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 1,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7636% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7437% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7737% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7604% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3115% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2632% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2176% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 4.1053% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1108% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4843% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9172% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9516% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9018% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6929% | 2,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4273% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5310% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.5858% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6456% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 5.0097% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3607% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0389% | 6,136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8425% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0078% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7702% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1910% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9746% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3334% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.1653% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1331% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 4.1189% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7389% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0596% | 6,141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7710% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2328% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5744% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4816% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6296% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.8627% | 163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1328% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 2,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.1173% | 7,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1097% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4926% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9403% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 7,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8324% | 7,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2365% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6433% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5883% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 3.0712% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 7,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0290% | 520 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5583% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9418% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4109% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4238% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8194% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1257% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0606% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 2.0536% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1606% | 8,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 6,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3982% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6197% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3145% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8696% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5947% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9082% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8427% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 1.6552% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 7,857 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 6,171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3488% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9706% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5390% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1826% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 7,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0415% | 8,008 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 6,110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5550% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8675% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7429% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5747% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4803% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.7021% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3324% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 6,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3415% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8126% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4935% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0163% | 6,893 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0886% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0106% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0846% | 8,082 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 6,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0459% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1111% | 2,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8615% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0223% | 6,914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0680% | 3,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 7,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4910% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0874% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 7,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1789% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4728% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2026% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1053% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1085% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4448% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3329% | 2,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4374% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4562% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1949% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1011% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0306% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0056% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1672% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4536% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3108% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3459% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5935% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1721% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0484% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0090% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2259% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4896% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2641% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1434% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9875% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2066% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0335% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3622% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8903% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1777% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3121% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9649% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3219% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0368% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 8,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0431% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1598% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8136% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7435% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0914% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2896% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0526% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0460% | 8,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0629% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0890% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5137% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8250% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0465% | 7,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2749% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0880% | 8,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1828% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1334% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5521% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4647% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0667% | 7,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2879% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1019% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3819% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2804% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0625% | 7,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5079% | 1,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0988% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2769% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2073% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3019% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1749% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9486% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1029% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3916% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4714% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1471% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0686% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1917% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1737% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1834% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1703% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8471% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2629% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3867% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2068% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4797% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.1013% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2825% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9014% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4226% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7295% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 7,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4802% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.1144% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0604% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3286% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3574% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3189% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6913% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2254% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9907% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6303% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2420% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2375% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2250% | 6,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3555% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4612% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5130% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1319% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0494% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3697% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7321% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0614% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3458% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3389% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4418% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6984% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2545% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6602% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4895% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7881% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4006% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.0846% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4645% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5192% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4429% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5419% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9189% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7642% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9109% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1346% | 7,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5866% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2565% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.1748% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3691% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2210% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8394% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7652% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5298% | 2,646 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2701% | 7,728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7936% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2735% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.7666% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 8,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0088% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2764% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2857% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0699% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0250% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9992% | 2,946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1777% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9416% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3021% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6956% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6430% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3177% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6790% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0557% | 1,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0839% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2541% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5653% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6104% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1393% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0711% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1951% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5981% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2050% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2180% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4520% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4645% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8866% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5162% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4618% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2294% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7641% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8947% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8661% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8559% | 103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2018% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1343% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6550% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0813% | 864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1053% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0697% | 6,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8880% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2736% | 3,218 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2331% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4136% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
