Home > Green River Bank > Income and Expense

Green River Bank, Income and Expense

2004-12-31 (YTD Data)		Rank
Total interest income	$3,161,000	6,279
Total interest expense	$1,270,000	4,952
Net interest income	$1,891,000	6,773
Provision for loan and lease losses	$168,000	4,049
Total noninterest income	$493,000	5,308
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$358,000	3,886
Trading account gains and fees	$0	138
Additional Noninterest Income	$135,000	5,890
Total noninterest expense	$1,548,000	6,803
Salaries and employee benefits	$587,000	7,711
Premises and equipment expense	$143,000	7,408
Additional noninterest expense	$818,000	5,013
Pre-tax net operating income	$668,000	6,196
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$668,000	5,702
Extraordinary gains, net	$0	34
Net income	$668,000	5,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,520
Cash dividends	$625,000	3,147
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$668,000	5,642
2004-09-30 (YTD Data)		Rank
Total interest income	$2,372,000	6,282
Total interest expense	$971,000	4,861
Net interest income	$1,401,000	6,823
Provision for loan and lease losses	$144,000	3,617
Total noninterest income	$366,000	5,351
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$269,000	3,921
Trading account gains and fees	$0	134
Additional Noninterest Income	$97,000	5,971
Total noninterest expense	$1,174,000	6,734
Salaries and employee benefits	$444,000	7,646
Premises and equipment expense	$108,000	7,369
Additional noninterest expense	$622,000	4,936
Pre-tax net operating income	$449,000	6,547
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$449,000	6,063
Extraordinary gains, net	$0	26
Net income	$449,000	6,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,863
Cash dividends	$400,000	3,011
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$449,000	5,985
2004-06-30 (YTD Data)		Rank
Total interest income	$1,590,000	6,277
Total interest expense	$661,000	4,832
Net interest income	$929,000	6,861
Provision for loan and lease losses	$48,000	4,777
Total noninterest income	$237,000	5,418
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$173,000	4,010
Trading account gains and fees	$0	130
Additional Noninterest Income	$64,000	6,013
Total noninterest expense	$769,000	6,826
Salaries and employee benefits	$292,000	7,730
Premises and equipment expense	$72,000	7,418
Additional noninterest expense	$405,000	5,020
Pre-tax net operating income	$349,000	6,190
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$349,000	5,684
Extraordinary gains, net	$0	21
Net income	$349,000	5,684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,928
Cash dividends	$250,000	3,124
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$349,000	5,597
2004-03-31 (YTD Data)		Rank
Total interest income	$773,000	6,388
Total interest expense	$336,000	4,826
Net interest income	$437,000	7,058
Provision for loan and lease losses	$24,000	4,604
Total noninterest income	$121,000	5,315
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$80,000	4,116
Trading account gains and fees	$0	121
Additional Noninterest Income	$41,000	5,508
Total noninterest expense	$392,000	6,815
Salaries and employee benefits	$145,000	7,771
Premises and equipment expense	$35,000	7,507
Additional noninterest expense	$212,000	4,869
Pre-tax net operating income	$142,000	6,549
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$142,000	6,134
Extraordinary gains, net	$0	16
Net income	$142,000	6,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$125,000	2,644
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$142,000	6,021
2003-12-31 (YTD Data)		Rank
Total interest income	$3,099,000	6,415
Total interest expense	$1,403,000	5,079
Net interest income	$1,696,000	7,069
Provision for loan and lease losses	$78,000	5,679
Total noninterest income	$574,000	5,085
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$362,000	3,861
Trading account gains and fees	$0	160
Additional Noninterest Income	$212,000	5,175
Total noninterest expense	$1,615,000	6,674
Salaries and employee benefits	$583,000	7,769
Premises and equipment expense	$146,000	7,453
Additional noninterest expense	$886,000	4,688
Pre-tax net operating income	$577,000	6,418
Securities gains (losses)	$0	4,500
Applicable income taxes	$-9,000	8,758
Income before extraordinary items	$586,000	5,994
Extraordinary gains, net	$0	54
Net income	$586,000	5,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,574
Cash dividends	$450,000	3,702
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$586,000	5,827
2003-09-30 (YTD Data)		Rank
Total interest income	$2,320,000	6,495
Total interest expense	$1,067,000	5,190
Net interest income	$1,253,000	7,153
Provision for loan and lease losses	$63,000	5,456
Total noninterest income	$442,000	5,063
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$270,000	3,897
Trading account gains and fees	$0	153
Additional Noninterest Income	$172,000	5,069
Total noninterest expense	$1,173,000	6,767
Salaries and employee benefits	$423,000	7,808
Premises and equipment expense	$108,000	7,495
Additional noninterest expense	$642,000	4,774
Pre-tax net operating income	$459,000	6,458
Securities gains (losses)	$0	4,204
Applicable income taxes	$-9,000	8,913
Income before extraordinary items	$468,000	6,007
Extraordinary gains, net	$0	40
Net income	$468,000	6,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,060
Cash dividends	$300,000	3,447
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$468,000	5,840
2003-06-30 (YTD Data)		Rank
Total interest income	$1,537,000	6,563
Total interest expense	$725,000	5,228
Net interest income	$812,000	7,242
Provision for loan and lease losses	$42,000	5,388
Total noninterest income	$299,000	4,991
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$172,000	3,976
Trading account gains and fees	$0	150
Additional Noninterest Income	$127,000	4,888
Total noninterest expense	$791,000	6,748
Salaries and employee benefits	$279,000	7,861
Premises and equipment expense	$71,000	7,525
Additional noninterest expense	$441,000	4,662
Pre-tax net operating income	$278,000	6,639
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$278,000	6,274
Extraordinary gains, net	$0	30
Net income	$278,000	6,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	3,723
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$278,000	6,068
2003-03-31 (YTD Data)		Rank
Total interest income	$746,000	6,713
Total interest expense	$369,000	5,280
Net interest income	$377,000	7,432
Provision for loan and lease losses	$21,000	5,171
Total noninterest income	$129,000	5,276
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$75,000	4,221
Trading account gains and fees	$0	134
Additional Noninterest Income	$54,000	5,123
Total noninterest expense	$390,000	6,792
Salaries and employee benefits	$134,000	7,974
Premises and equipment expense	$37,000	7,479
Additional noninterest expense	$219,000	4,642
Pre-tax net operating income	$95,000	7,269
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$95,000	6,996
Extraordinary gains, net	$0	21
Net income	$95,000	6,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,593
Cash dividends	$50,000	3,404
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$95,000	6,838
2002-12-31 (YTD Data)		Rank
Total interest income	$3,261,000	6,576
Total interest expense	$1,559,000	5,604
Net interest income	$1,702,000	7,112
Provision for loan and lease losses	$108,000	5,596
Total noninterest income	$473,000	5,362
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$325,000	4,052
Trading account gains and fees	$0	153
Additional Noninterest Income	$148,000	5,632
Total noninterest expense	$1,438,000	6,977
Salaries and employee benefits	$499,000	8,148
Premises and equipment expense	$145,000	7,513
Additional noninterest expense	$794,000	4,945
Pre-tax net operating income	$629,000	6,332
Securities gains (losses)	$0	4,537
Applicable income taxes	$-18,000	8,902
Income before extraordinary items	$647,000	5,770
Extraordinary gains, net	$0	70
Net income	$647,000	5,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,491
Cash dividends	$550,000	3,292
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$647,000	5,634
2001-12-31 (YTD Data)		Rank
Total interest income	$3,890,000	6,444
Total interest expense	$2,130,000	5,912
Net interest income	$1,760,000	6,868
Provision for loan and lease losses	$374,000	2,763
Total noninterest income	$402,000	5,665
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$282,000	4,322
Trading account gains and fees	$0	177
Additional Noninterest Income	$120,000	6,007
Total noninterest expense	$1,442,000	6,917
Salaries and employee benefits	$539,000	7,982
Premises and equipment expense	$155,000	7,436
Additional noninterest expense	$748,000	5,019
Pre-tax net operating income	$346,000	7,202
Securities gains (losses)	$52,000	2,305
Applicable income taxes	$0	7,903
Income before extraordinary items	$398,000	6,586
Extraordinary gains, net	$0	105
Net income	$398,000	6,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	2,076
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$346,000	6,739
2000-12-31 (YTD Data)		Rank
Total interest income	$4,205,000	6,325
Total interest expense	$2,239,000	5,919
Net interest income	$1,966,000	6,609
Provision for loan and lease losses	$243,000	3,303
Total noninterest income	$343,000	5,939
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$260,000	4,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	6,842
Total noninterest expense	$1,396,000	7,008
Salaries and employee benefits	$578,000	7,814
Premises and equipment expense	$165,000	7,329
Additional noninterest expense	$653,000	5,452
Pre-tax net operating income	$670,000	6,342
Securities gains (losses)	$49,000	722
Applicable income taxes	$0	8,362
Income before extraordinary items	$719,000	5,346
Extraordinary gains, net	$0	38
Net income	$719,000	5,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$256,000	2,026
Cash dividends	$600,000	3,185
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$670,000	5,539
1999-12-31 (YTD Data)		Rank
Total interest income	$4,403,000	6,017
Total interest expense	$2,343,000	5,426
Net interest income	$2,060,000	6,533
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$345,000	6,049
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	4,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	6,094
Total noninterest expense	$1,329,000	7,218
Salaries and employee benefits	$658,000	7,444
Premises and equipment expense	$169,000	7,339
Additional noninterest expense	$502,000	6,511
Pre-tax net operating income	$1,016,000	5,265
Securities gains (losses)	$0	3,155
Applicable income taxes	$3,000	8,654
Income before extraordinary items	$1,013,000	4,394
Extraordinary gains, net	$0	35
Net income	$1,013,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,770
Cash dividends	$500,000	3,483
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,013,000	4,363
1998-12-31 (YTD Data)		Rank
Total interest income	$3,595,000	6,847
Total interest expense	$2,014,000	6,172
Net interest income	$1,581,000	7,506
Provision for loan and lease losses	$237,000	3,158
Total noninterest income	$311,000	6,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	5,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	5,793
Total noninterest expense	$1,139,000	7,712
Salaries and employee benefits	$586,000	7,838
Premises and equipment expense	$108,000	8,537
Additional noninterest expense	$445,000	6,845
Pre-tax net operating income	$516,000	7,283
Securities gains (losses)	$0	4,449
Applicable income taxes	$247,000	5,684
Income before extraordinary items	$269,000	8,113
Extraordinary gains, net	$0	32
Net income	$269,000	8,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,450
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$269,000	8,040
1997-12-31 (YTD Data)		Rank
Total interest income	$3,022,000	7,727
Total interest expense	$1,706,000	6,874
Net interest income	$1,316,000	8,435
Provision for loan and lease losses	$42,000	6,950
Total noninterest income	$229,000	7,475
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$146,000	6,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,280
Total noninterest expense	$934,000	8,575
Salaries and employee benefits	$436,000	9,037
Premises and equipment expense	$118,000	8,544
Additional noninterest expense	$380,000	7,527
Pre-tax net operating income	$569,000	7,564
Securities gains (losses)	$28,000	1,673
Applicable income taxes	$200,000	6,869
Income before extraordinary items	$397,000	7,664
Extraordinary gains, net	$0	44
Net income	$397,000	7,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,964
Cash dividends	$300,000	4,516
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$378,520	7,736
1996-12-31 (YTD Data)		Rank
Total interest income	$2,564,000	8,615
Total interest expense	$1,438,000	7,733
Net interest income	$1,126,000	9,219
Provision for loan and lease losses	$55,000	6,421
Total noninterest income	$169,000	8,704
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$133,000	6,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	9,538
Total noninterest expense	$781,000	9,502
Salaries and employee benefits	$352,000	9,937
Premises and equipment expense	$95,000	9,426
Additional noninterest expense	$334,000	8,528
Pre-tax net operating income	$459,000	8,170
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$129,000	8,234
Income before extraordinary items	$328,000	8,185
Extraordinary gains, net	$0	53
Net income	$328,000	8,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,930
Cash dividends	$260,000	4,854
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$329,440	8,116
1995-12-31 (YTD Data)		Rank
Total interest income	$2,434,000	9,068
Total interest expense	$1,365,000	8,072
Net interest income	$1,069,000	9,720
Provision for loan and lease losses	$18,000	7,795
Total noninterest income	$146,000	9,381
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	10,206
Total noninterest expense	$775,000	9,884
Salaries and employee benefits	$348,000	10,348
Premises and equipment expense	$92,000	9,856
Additional noninterest expense	$335,000	8,857
Pre-tax net operating income	$422,000	8,926
Securities gains (losses)	$0	3,831
Applicable income taxes	$140,000	8,451
Income before extraordinary items	$282,000	9,111
Extraordinary gains, net	$0	65
Net income	$282,000	9,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,475
Cash dividends	$210,000	5,348
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$282,000	9,088
1994-12-31 (YTD Data)		Rank
Total interest income	$1,976,000	9,844
Total interest expense	$989,000	8,739
Net interest income	$987,000	10,435
Provision for loan and lease losses	$18,000	7,907
Total noninterest income	$138,000	9,955
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$105,000	7,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	10,596
Total noninterest expense	$707,000	10,669
Salaries and employee benefits	$322,000	10,998
Premises and equipment expense	$101,000	9,993
Additional noninterest expense	$284,000	10,141
Pre-tax net operating income	$400,000	9,374
Securities gains (losses)	$-24,000	10,481
Applicable income taxes	$120,000	8,923
Income before extraordinary items	$256,000	9,627
Extraordinary gains, net	$0	249
Net income	$256,000	9,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,524
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$10,000	1,085
Net operating income	$272,320	9,513
1993-12-31 (YTD Data)		Rank
Total interest income	$1,679,000	10,846
Total interest expense	$818,000	9,945
Net interest income	$861,000	11,311
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$132,000	10,584
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	8,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	11,040
Total noninterest expense	$643,000	11,416
Salaries and employee benefits	$286,000	11,805
Premises and equipment expense	$71,000	11,459
Additional noninterest expense	$286,000	10,615
Pre-tax net operating income	$330,000	9,981
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$112,000	9,471
Income before extraordinary items	$235,000	10,222
Extraordinary gains, net	$0	3,149
Net income	$235,000	10,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	8,555
Cash dividends	$175,000	5,761
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$223,440	10,128
1992-12-31 (YTD Data)		Rank
Total interest income	$1,480,000	12,017
Total interest expense	$754,000	11,556
Net interest income	$726,000	12,205
Provision for loan and lease losses	$10,000	11,168
Total noninterest income	$118,000	11,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	8,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	11,929
Total noninterest expense	$583,000	12,163
Salaries and employee benefits	$252,000	12,588
Premises and equipment expense	$75,000	11,682
Additional noninterest expense	$256,000	11,456
Pre-tax net operating income	$249,000	10,613
Securities gains (losses)	$26,000	5,197
Applicable income taxes	$99,000	9,950
Income before extraordinary items	$176,000	10,926
Extraordinary gains, net	$0	1,422
Net income	$176,000	11,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$122,000	6,169
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$159,360	10,800

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.