Home > Green Lake State Bank > Income and Expense
Green Lake State Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,198 |
| Total interest expense | $741,000 | 4,729 |
| Net interest income | $746,000 | 5,497 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $150,000 | 3,046 |
| Total noninterest expense | $466,000 | 6,480 |
| Salaries and employee benefits | $273,000 | 6,318 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $136,000 | 6,426 |
| Pre-tax net operating income | $406,000 | 3,515 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $266,000 | 4,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $266,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $266,000 | 3,979 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,497,000 | 4,955 |
| Total interest expense | $2,889,000 | 4,898 |
| Net interest income | $3,608,000 | 4,944 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $634,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $109,000 | 5,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $525,000 | 3,218 |
| Total noninterest expense | $1,651,000 | 6,694 |
| Salaries and employee benefits | $961,000 | 6,528 |
| Premises and equipment expense | $176,000 | 6,974 |
| Additional noninterest expense | $514,000 | 6,503 |
| Pre-tax net operating income | $2,191,000 | 3,133 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $779,000 | 2,175 |
| Income before extraordinary items | $1,412,000 | 3,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,412,000 | 3,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 1,531 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,412,000 | 3,555 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 4,966 |
| Total interest expense | $2,169,000 | 4,911 |
| Net interest income | $2,716,000 | 4,949 |
| Provision for loan and lease losses | $211,000 | 2,911 |
| Total noninterest income | $426,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,844 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $339,000 | 3,520 |
| Total noninterest expense | $1,257,000 | 6,646 |
| Salaries and employee benefits | $738,000 | 6,476 |
| Premises and equipment expense | $127,000 | 7,026 |
| Additional noninterest expense | $392,000 | 6,454 |
| Pre-tax net operating income | $1,674,000 | 3,239 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $597,000 | 2,296 |
| Income before extraordinary items | $1,077,000 | 3,712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,077,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 976 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,077,000 | 3,698 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 5,077 |
| Total interest expense | $1,440,000 | 4,915 |
| Net interest income | $1,719,000 | 5,136 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $308,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $60,000 | 5,817 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $248,000 | 3,364 |
| Total noninterest expense | $830,000 | 6,724 |
| Salaries and employee benefits | $489,000 | 6,537 |
| Premises and equipment expense | $83,000 | 7,083 |
| Additional noninterest expense | $258,000 | 6,512 |
| Pre-tax net operating income | $1,097,000 | 3,325 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $393,000 | 2,402 |
| Income before extraordinary items | $704,000 | 3,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $704,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $704,000 | 3,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 5,091 |
| Total interest expense | $736,000 | 4,839 |
| Net interest income | $834,000 | 5,243 |
| Provision for loan and lease losses | $37,000 | 3,537 |
| Total noninterest income | $137,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $411,000 | 6,767 |
| Salaries and employee benefits | $240,000 | 6,632 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $131,000 | 6,472 |
| Pre-tax net operating income | $523,000 | 3,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $188,000 | 2,483 |
| Income before extraordinary items | $335,000 | 3,927 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $335,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $335,000 | 3,904 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 5,291 |
| Total interest expense | $2,275,000 | 5,066 |
| Net interest income | $3,202,000 | 5,333 |
| Provision for loan and lease losses | $118,000 | 4,530 |
| Total noninterest income | $503,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $90,000 | 6,285 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $413,000 | 3,677 |
| Total noninterest expense | $1,573,000 | 6,772 |
| Salaries and employee benefits | $867,000 | 6,757 |
| Premises and equipment expense | $155,000 | 7,198 |
| Additional noninterest expense | $551,000 | 6,296 |
| Pre-tax net operating income | $2,014,000 | 3,629 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $731,000 | 2,608 |
| Income before extraordinary items | $1,283,000 | 4,142 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,283,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,845 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,283,000 | 4,108 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 5,373 |
| Total interest expense | $1,607,000 | 5,163 |
| Net interest income | $2,388,000 | 5,388 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $317,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,109 |
| Total noninterest expense | $1,164,000 | 6,802 |
| Salaries and employee benefits | $645,000 | 6,766 |
| Premises and equipment expense | $107,000 | 7,358 |
| Additional noninterest expense | $412,000 | 6,310 |
| Pre-tax net operating income | $1,502,000 | 3,782 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $547,000 | 2,737 |
| Income before extraordinary items | $955,000 | 4,281 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $955,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $955,000 | 4,263 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 5,427 |
| Total interest expense | $1,023,000 | 5,174 |
| Net interest income | $1,558,000 | 5,480 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $193,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 4,244 |
| Total noninterest expense | $768,000 | 6,875 |
| Salaries and employee benefits | $425,000 | 6,831 |
| Premises and equipment expense | $73,000 | 7,349 |
| Additional noninterest expense | $270,000 | 6,375 |
| Pre-tax net operating income | $953,000 | 3,908 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $348,000 | 2,840 |
| Income before extraordinary items | $605,000 | 4,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $605,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,929 |
| Cash dividends | $650,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $605,000 | 4,419 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,444 |
| Total interest expense | $485,000 | 5,208 |
| Net interest income | $775,000 | 5,487 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $376,000 | 6,932 |
| Salaries and employee benefits | $205,000 | 6,926 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $458,000 | 3,957 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $290,000 | 4,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $290,000 | 4,485 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 5,408 |
| Total interest expense | $1,580,000 | 5,106 |
| Net interest income | $3,038,000 | 5,469 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $443,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $75,000 | 6,673 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $368,000 | 3,919 |
| Total noninterest expense | $1,390,000 | 7,070 |
| Salaries and employee benefits | $761,000 | 7,055 |
| Premises and equipment expense | $86,000 | 8,015 |
| Additional noninterest expense | $543,000 | 6,334 |
| Pre-tax net operating income | $1,691,000 | 4,105 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $632,000 | 2,988 |
| Income before extraordinary items | $1,059,000 | 4,675 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,059,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,676 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,059,000 | 4,639 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 5,434 |
| Total interest expense | $1,119,000 | 5,131 |
| Net interest income | $2,277,000 | 5,483 |
| Provision for loan and lease losses | $257,000 | 2,491 |
| Total noninterest income | $390,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $332,000 | 3,621 |
| Total noninterest expense | $1,021,000 | 7,120 |
| Salaries and employee benefits | $569,000 | 7,050 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $391,000 | 6,427 |
| Pre-tax net operating income | $1,389,000 | 3,958 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $523,000 | 2,856 |
| Income before extraordinary items | $866,000 | 4,551 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $866,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,938 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $866,000 | 4,511 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 5,471 |
| Total interest expense | $700,000 | 5,158 |
| Net interest income | $1,492,000 | 5,522 |
| Provision for loan and lease losses | $163,000 | 2,500 |
| Total noninterest income | $215,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $39,000 | 6,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $176,000 | 3,988 |
| Total noninterest expense | $656,000 | 7,207 |
| Salaries and employee benefits | $376,000 | 7,080 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $240,000 | 6,658 |
| Pre-tax net operating income | $888,000 | 4,026 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $334,000 | 2,911 |
| Income before extraordinary items | $554,000 | 4,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $554,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,466 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $554,000 | 4,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,444 |
| Total interest expense | $331,000 | 5,214 |
| Net interest income | $769,000 | 5,454 |
| Provision for loan and lease losses | $154,000 | 1,359 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $322,000 | 7,305 |
| Salaries and employee benefits | $189,000 | 7,122 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $413,000 | 4,181 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $156,000 | 3,045 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 857 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $257,000 | 4,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 5,845 |
| Total interest expense | $1,191,000 | 5,141 |
| Net interest income | $2,460,000 | 6,059 |
| Provision for loan and lease losses | $186,000 | 3,822 |
| Total noninterest income | $438,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,897 |
| Total noninterest expense | $1,216,000 | 7,412 |
| Salaries and employee benefits | $694,000 | 7,309 |
| Premises and equipment expense | $87,000 | 8,124 |
| Additional noninterest expense | $435,000 | 6,925 |
| Pre-tax net operating income | $1,496,000 | 4,255 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $523,000 | 3,277 |
| Income before extraordinary items | $973,000 | 4,776 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $973,000 | 4,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $973,000 | 4,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 5,859 |
| Total interest expense | $879,000 | 5,153 |
| Net interest income | $1,839,000 | 6,081 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $243,000 | 6,275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $59,000 | 6,831 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $184,000 | 4,674 |
| Total noninterest expense | $853,000 | 7,521 |
| Salaries and employee benefits | $484,000 | 7,429 |
| Premises and equipment expense | $58,000 | 8,243 |
| Additional noninterest expense | $311,000 | 7,004 |
| Pre-tax net operating income | $1,164,000 | 4,231 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $407,000 | 3,269 |
| Income before extraordinary items | $757,000 | 4,761 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $757,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $757,000 | 4,673 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,947 |
| Total interest expense | $584,000 | 5,182 |
| Net interest income | $1,178,000 | 6,202 |
| Provision for loan and lease losses | $59,000 | 4,536 |
| Total noninterest income | $171,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 4,546 |
| Total noninterest expense | $546,000 | 7,650 |
| Salaries and employee benefits | $310,000 | 7,584 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $196,000 | 7,174 |
| Pre-tax net operating income | $744,000 | 4,300 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $258,000 | 3,336 |
| Income before extraordinary items | $486,000 | 4,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 4,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $486,000 | 4,709 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,047 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $571,000 | 6,309 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $272,000 | 7,704 |
| Salaries and employee benefits | $151,000 | 7,686 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $101,000 | 7,133 |
| Pre-tax net operating income | $316,000 | 4,697 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $106,000 | 3,688 |
| Income before extraordinary items | $210,000 | 5,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $210,000 | 5,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $210,000 | 5,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 6,132 |
| Total interest expense | $1,217,000 | 5,516 |
| Net interest income | $2,174,000 | 6,342 |
| Provision for loan and lease losses | $293,000 | 3,250 |
| Total noninterest income | $170,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $101,000 | 6,522 |
| Total noninterest expense | $1,120,000 | 7,636 |
| Salaries and employee benefits | $520,000 | 8,012 |
| Premises and equipment expense | $109,000 | 7,959 |
| Additional noninterest expense | $491,000 | 6,597 |
| Pre-tax net operating income | $931,000 | 5,350 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $280,000 | 4,384 |
| Income before extraordinary items | $651,000 | 5,760 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $651,000 | 5,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,613 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $651,000 | 5,595 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 6,218 |
| Total interest expense | $922,000 | 5,630 |
| Net interest income | $1,611,000 | 6,411 |
| Provision for loan and lease losses | $251,000 | 2,839 |
| Total noninterest income | $138,000 | 7,529 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,352 |
| Total noninterest expense | $789,000 | 7,767 |
| Salaries and employee benefits | $381,000 | 8,038 |
| Premises and equipment expense | $71,000 | 8,156 |
| Additional noninterest expense | $337,000 | 6,830 |
| Pre-tax net operating income | $709,000 | 5,465 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $212,000 | 4,566 |
| Income before extraordinary items | $497,000 | 5,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $497,000 | 5,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,280 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $497,000 | 5,697 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 6,266 |
| Total interest expense | $619,000 | 5,736 |
| Net interest income | $1,064,000 | 6,451 |
| Provision for loan and lease losses | $214,000 | 2,388 |
| Total noninterest income | $97,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $511,000 | 7,845 |
| Salaries and employee benefits | $254,000 | 8,052 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $436,000 | 5,657 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $309,000 | 6,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $309,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,522 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $309,000 | 5,838 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,280 |
| Total interest expense | $311,000 | 5,833 |
| Net interest income | $537,000 | 6,433 |
| Provision for loan and lease losses | $42,000 | 4,061 |
| Total noninterest income | $46,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $249,000 | 7,938 |
| Salaries and employee benefits | $125,000 | 8,104 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $101,000 | 7,129 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $199,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $199,000 | 5,157 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 6,529 |
| Total interest expense | $1,170,000 | 6,503 |
| Net interest income | $2,137,000 | 6,414 |
| Provision for loan and lease losses | $274,000 | 3,659 |
| Total noninterest income | $170,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $69,000 | 7,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 6,421 |
| Total noninterest expense | $933,000 | 8,078 |
| Salaries and employee benefits | $457,000 | 8,295 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $390,000 | 7,225 |
| Pre-tax net operating income | $1,100,000 | 4,952 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $777,000 | 5,278 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $777,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,084 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $777,000 | 5,143 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 6,802 |
| Total interest expense | $1,537,000 | 6,907 |
| Net interest income | $1,921,000 | 6,555 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $119,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $1,040,000 | 7,853 |
| Salaries and employee benefits | $520,000 | 8,074 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $432,000 | 6,912 |
| Pre-tax net operating income | $976,000 | 4,962 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $275,000 | 4,439 |
| Income before extraordinary items | $701,000 | 5,223 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $701,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $701,000 | 5,112 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 7,129 |
| Total interest expense | $1,376,000 | 7,406 |
| Net interest income | $1,911,000 | 6,712 |
| Provision for loan and lease losses | $114,000 | 5,045 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $947,000 | 8,173 |
| Salaries and employee benefits | $465,000 | 8,425 |
| Premises and equipment expense | $109,000 | 8,292 |
| Additional noninterest expense | $373,000 | 7,382 |
| Pre-tax net operating income | $977,000 | 5,313 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $302,000 | 4,583 |
| Income before extraordinary items | $675,000 | 5,508 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $675,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $675,000 | 5,516 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 7,680 |
| Total interest expense | $1,099,000 | 7,908 |
| Net interest income | $1,625,000 | 7,343 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $123,000 | 8,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $893,000 | 8,443 |
| Salaries and employee benefits | $443,000 | 8,659 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $318,000 | 7,979 |
| Pre-tax net operating income | $819,000 | 5,860 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $269,000 | 5,047 |
| Income before extraordinary items | $550,000 | 6,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $550,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $310,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $550,000 | 6,144 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 7,986 |
| Total interest expense | $1,009,000 | 8,400 |
| Net interest income | $1,590,000 | 7,486 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $124,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $829,000 | 8,677 |
| Salaries and employee benefits | $413,000 | 8,885 |
| Premises and equipment expense | $133,000 | 8,008 |
| Additional noninterest expense | $283,000 | 8,278 |
| Pre-tax net operating income | $837,000 | 5,942 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $286,000 | 5,304 |
| Income before extraordinary items | $551,000 | 6,317 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $551,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $551,000 | 6,204 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 8,465 |
| Total interest expense | $915,000 | 8,915 |
| Net interest income | $1,520,000 | 7,935 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,800 |
| Total noninterest expense | $856,000 | 8,830 |
| Salaries and employee benefits | $393,000 | 9,302 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $316,000 | 8,164 |
| Pre-tax net operating income | $721,000 | 6,894 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $236,000 | 6,417 |
| Income before extraordinary items | $485,000 | 7,068 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $485,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $485,000 | 7,014 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 9,091 |
| Total interest expense | $816,000 | 9,596 |
| Net interest income | $1,388,000 | 8,552 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $815,000 | 9,377 |
| Salaries and employee benefits | $406,000 | 9,566 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $280,000 | 9,080 |
| Pre-tax net operating income | $651,000 | 7,169 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $228,000 | 6,736 |
| Income before extraordinary items | $416,000 | 7,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $416,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $203,000 | 5,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $420,550 | 7,397 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 9,559 |
| Total interest expense | $731,000 | 10,190 |
| Net interest income | $1,376,000 | 8,856 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $788,000 | 9,820 |
| Salaries and employee benefits | $365,000 | 10,216 |
| Premises and equipment expense | $102,000 | 9,565 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $661,000 | 7,537 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $210,000 | 7,262 |
| Income before extraordinary items | $451,000 | 7,631 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $451,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $410,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $451,000 | 7,597 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 10,031 |
| Total interest expense | $547,000 | 10,865 |
| Net interest income | $1,328,000 | 9,371 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $83,000 | 11,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $698,000 | 10,711 |
| Salaries and employee benefits | $333,000 | 10,913 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $280,000 | 10,193 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $220,000 | 7,005 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $410,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $472,000 | 7,564 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 10,739 |
| Total interest expense | $597,000 | 11,170 |
| Net interest income | $1,136,000 | 10,272 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $709,000 | 11,112 |
| Salaries and employee benefits | $324,000 | 11,410 |
| Premises and equipment expense | $48,000 | 12,290 |
| Additional noninterest expense | $337,000 | 9,996 |
| Pre-tax net operating income | $486,000 | 8,747 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $360,000 | 8,833 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $360,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $360,000 | 8,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 10,954 |
| Total interest expense | $822,000 | 11,229 |
| Net interest income | $1,146,000 | 10,526 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $657,000 | 11,753 |
| Salaries and employee benefits | $308,000 | 11,919 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $272,000 | 11,241 |
| Pre-tax net operating income | $521,000 | 8,259 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $130,000 | 9,108 |
| Income before extraordinary items | $396,000 | 8,261 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $305,000 | 3,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $392,250 | 7,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.