Home > Greater Hudson Bank > Income and Expense
Greater Hudson Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,687,000 | 1,291 |
| Total interest expense | $5,132,000 | 899 |
| Net interest income | $17,555,000 | 1,383 |
| Provision for loan and lease losses | $6,105,000 | 231 |
| Total noninterest income | $971,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $141,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $830,000 | 2,452 |
| Total noninterest expense | $14,551,000 | 1,392 |
| Salaries and employee benefits | $7,438,000 | 1,510 |
| Premises and equipment expense | $1,913,000 | 1,225 |
| Additional noninterest expense | $5,200,000 | 1,207 |
| Pre-tax net operating income | $-2,130,000 | 5,381 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-564,000 | 5,360 |
| Income before extraordinary items | $-1,566,000 | 5,364 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-1,566,000 | 5,363 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-1,566,000 | 5,363 |
| Net charge-offs | $2,722,000 | 300 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 532 |
| Net operating income | $-1,566,000 | 5,363 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,520,000 | 1,313 |
| Total interest expense | $3,482,000 | 920 |
| Net interest income | $13,038,000 | 1,394 |
| Provision for loan and lease losses | $6,385,000 | 169 |
| Total noninterest income | $684,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $103,000 | 3,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,562 |
| Total noninterest expense | $10,902,000 | 1,392 |
| Salaries and employee benefits | $5,698,000 | 1,472 |
| Premises and equipment expense | $1,394,000 | 1,253 |
| Additional noninterest expense | $3,810,000 | 1,223 |
| Pre-tax net operating income | $-3,565,000 | 5,470 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-835,000 | 5,459 |
| Income before extraordinary items | $-2,730,000 | 5,457 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,730,000 | 5,456 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-2,730,000 | 5,456 |
| Net charge-offs | $2,744,000 | 229 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 502 |
| Net operating income | $-2,730,000 | 5,456 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 1,341 |
| Total interest expense | $2,131,000 | 939 |
| Net interest income | $8,536,000 | 1,417 |
| Provision for loan and lease losses | $6,315,000 | 136 |
| Total noninterest income | $564,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $67,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,268 |
| Total noninterest expense | $7,389,000 | 1,376 |
| Salaries and employee benefits | $3,902,000 | 1,455 |
| Premises and equipment expense | $921,000 | 1,269 |
| Additional noninterest expense | $2,566,000 | 1,215 |
| Pre-tax net operating income | $-4,604,000 | 5,543 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-1,064,000 | 5,523 |
| Income before extraordinary items | $-3,540,000 | 5,532 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-3,540,000 | 5,531 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-3,540,000 | 5,531 |
| Net charge-offs | $2,747,000 | 180 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 491 |
| Net operating income | $-3,540,000 | 5,531 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 1,357 |
| Total interest expense | $990,000 | 963 |
| Net interest income | $4,165,000 | 1,448 |
| Provision for loan and lease losses | $593,000 | 411 |
| Total noninterest income | $319,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,069 |
| Total noninterest expense | $3,652,000 | 1,396 |
| Salaries and employee benefits | $2,069,000 | 1,390 |
| Premises and equipment expense | $440,000 | 1,337 |
| Additional noninterest expense | $1,143,000 | 1,339 |
| Pre-tax net operating income | $239,000 | 4,145 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $34,000 | 2,948 |
| Income before extraordinary items | $205,000 | 4,156 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $205,000 | 4,156 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $205,000 | 4,156 |
| Net charge-offs | $338,000 | 391 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 474 |
| Net operating income | $205,000 | 4,157 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,779,000 | 1,354 |
| Total interest expense | $3,441,000 | 949 |
| Net interest income | $16,338,000 | 1,429 |
| Provision for loan and lease losses | $393,000 | 1,675 |
| Total noninterest income | $1,165,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $123,000 | 4,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,042,000 | 2,241 |
| Total noninterest expense | $12,079,000 | 1,618 |
| Salaries and employee benefits | $6,841,000 | 1,622 |
| Premises and equipment expense | $1,655,000 | 1,386 |
| Additional noninterest expense | $3,583,000 | 1,678 |
| Pre-tax net operating income | $5,031,000 | 1,701 |
| Securities gains (losses) | $155,000 | 472 |
| Applicable income taxes | $2,691,000 | 1,043 |
| Income before extraordinary items | $2,495,000 | 2,334 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,495,000 | 2,334 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,495,000 | 2,334 |
| Net charge-offs | $1,266,000 | 576 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 528 |
| Net operating income | $2,395,800 | 2,374 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,944,000 | 1,354 |
| Total interest expense | $2,509,000 | 960 |
| Net interest income | $12,435,000 | 1,411 |
| Provision for loan and lease losses | $173,000 | 2,186 |
| Total noninterest income | $938,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $92,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,168 |
| Total noninterest expense | $8,963,000 | 1,637 |
| Salaries and employee benefits | $5,162,000 | 1,625 |
| Premises and equipment expense | $1,220,000 | 1,409 |
| Additional noninterest expense | $2,581,000 | 1,727 |
| Pre-tax net operating income | $4,237,000 | 1,556 |
| Securities gains (losses) | $155,000 | 433 |
| Applicable income taxes | $1,421,000 | 1,164 |
| Income before extraordinary items | $2,971,000 | 1,746 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,971,000 | 1,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,971,000 | 1,746 |
| Net charge-offs | $1,109,000 | 465 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 497 |
| Net operating income | $2,865,600 | 1,762 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,972,000 | 1,343 |
| Total interest expense | $1,630,000 | 962 |
| Net interest income | $8,342,000 | 1,408 |
| Provision for loan and lease losses | $233,000 | 1,450 |
| Total noninterest income | $638,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $64,000 | 4,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,159 |
| Total noninterest expense | $6,074,000 | 1,620 |
| Salaries and employee benefits | $3,448,000 | 1,622 |
| Premises and equipment expense | $827,000 | 1,395 |
| Additional noninterest expense | $1,799,000 | 1,653 |
| Pre-tax net operating income | $2,673,000 | 1,613 |
| Securities gains (losses) | $95,000 | 445 |
| Applicable income taxes | $889,000 | 1,191 |
| Income before extraordinary items | $1,879,000 | 1,792 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,879,000 | 1,792 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,879,000 | 1,792 |
| Net charge-offs | $1,036,000 | 347 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 487 |
| Net operating income | $1,814,400 | 1,819 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 1,324 |
| Total interest expense | $824,000 | 927 |
| Net interest income | $4,206,000 | 1,393 |
| Provision for loan and lease losses | $461,000 | 480 |
| Total noninterest income | $283,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 2,328 |
| Total noninterest expense | $3,069,000 | 1,621 |
| Salaries and employee benefits | $1,721,000 | 1,639 |
| Premises and equipment expense | $409,000 | 1,418 |
| Additional noninterest expense | $939,000 | 1,595 |
| Pre-tax net operating income | $959,000 | 2,020 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $295,000 | 1,507 |
| Income before extraordinary items | $664,000 | 2,281 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $664,000 | 2,280 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $664,000 | 2,281 |
| Net charge-offs | $187,000 | 634 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 458 |
| Net operating income | $664,000 | 2,254 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,978,000 | 1,417 |
| Total interest expense | $3,059,000 | 956 |
| Net interest income | $14,919,000 | 1,501 |
| Provision for loan and lease losses | $1,196,000 | 794 |
| Total noninterest income | $531,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $201,000 | 3,569 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $330,000 | 3,827 |
| Total noninterest expense | $10,408,000 | 1,835 |
| Salaries and employee benefits | $5,747,000 | 1,862 |
| Premises and equipment expense | $1,493,000 | 1,529 |
| Additional noninterest expense | $3,168,000 | 1,887 |
| Pre-tax net operating income | $3,846,000 | 1,985 |
| Securities gains (losses) | $518,000 | 414 |
| Applicable income taxes | $1,363,000 | 1,351 |
| Income before extraordinary items | $3,001,000 | 2,117 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,001,000 | 2,115 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,001,000 | 2,116 |
| Net charge-offs | $5,000 | 4,023 |
| Cash dividends | $616,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $9,214,000 | 58 |
| Net operating income | $2,643,580 | 2,265 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,323,000 | 1,432 |
| Total interest expense | $2,246,000 | 968 |
| Net interest income | $11,077,000 | 1,513 |
| Provision for loan and lease losses | $213,000 | 1,993 |
| Total noninterest income | $361,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $145,000 | 3,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $216,000 | 4,008 |
| Total noninterest expense | $7,653,000 | 1,875 |
| Salaries and employee benefits | $4,193,000 | 1,902 |
| Premises and equipment expense | $1,079,000 | 1,586 |
| Additional noninterest expense | $2,381,000 | 1,877 |
| Pre-tax net operating income | $3,572,000 | 1,705 |
| Securities gains (losses) | $518,000 | 377 |
| Applicable income taxes | $1,305,000 | 1,197 |
| Income before extraordinary items | $2,785,000 | 1,787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,785,000 | 1,787 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,785,000 | 1,787 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $9,209,000 | 42 |
| Net operating income | $2,432,760 | 1,932 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 1,445 |
| Total interest expense | $1,487,000 | 972 |
| Net interest income | $7,292,000 | 1,535 |
| Provision for loan and lease losses | $92,000 | 2,381 |
| Total noninterest income | $213,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $99,000 | 3,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,299 |
| Total noninterest expense | $4,932,000 | 1,941 |
| Salaries and employee benefits | $2,698,000 | 1,965 |
| Premises and equipment expense | $675,000 | 1,679 |
| Additional noninterest expense | $1,559,000 | 1,912 |
| Pre-tax net operating income | $2,481,000 | 1,647 |
| Securities gains (losses) | $285,000 | 444 |
| Applicable income taxes | $880,000 | 1,184 |
| Income before extraordinary items | $1,886,000 | 1,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,886,000 | 1,753 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,886,000 | 1,754 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $9,204,000 | 28 |
| Net operating income | $1,692,200 | 1,854 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 1,451 |
| Total interest expense | $741,000 | 976 |
| Net interest income | $3,638,000 | 1,542 |
| Provision for loan and lease losses | $98,000 | 1,552 |
| Total noninterest income | $95,000 | 4,458 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $49,000 | 3,626 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $2,367,000 | 2,017 |
| Salaries and employee benefits | $1,297,000 | 2,038 |
| Premises and equipment expense | $340,000 | 1,678 |
| Additional noninterest expense | $730,000 | 2,000 |
| Pre-tax net operating income | $1,268,000 | 1,596 |
| Securities gains (losses) | $91,000 | 572 |
| Applicable income taxes | $429,000 | 1,181 |
| Income before extraordinary items | $930,000 | 1,735 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $930,000 | 1,736 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $930,000 | 1,736 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 584 |
| Net operating income | $868,120 | 1,803 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,646,000 | 1,482 |
| Total interest expense | $2,945,000 | 961 |
| Net interest income | $13,701,000 | 1,595 |
| Provision for loan and lease losses | $238,000 | 2,169 |
| Total noninterest income | $451,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $193,000 | 3,767 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $258,000 | 4,154 |
| Total noninterest expense | $9,653,000 | 1,961 |
| Salaries and employee benefits | $5,086,000 | 2,021 |
| Premises and equipment expense | $1,552,000 | 1,485 |
| Additional noninterest expense | $3,015,000 | 2,000 |
| Pre-tax net operating income | $4,261,000 | 1,781 |
| Securities gains (losses) | $405,000 | 427 |
| Applicable income taxes | $1,489,000 | 1,245 |
| Income before extraordinary items | $3,177,000 | 1,953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,177,000 | 1,954 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,177,000 | 1,955 |
| Net charge-offs | $-11,000 | 5,205 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 652 |
| Net operating income | $2,901,600 | 2,063 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,306,000 | 1,514 |
| Total interest expense | $2,176,000 | 979 |
| Net interest income | $10,130,000 | 1,638 |
| Provision for loan and lease losses | $111,000 | 2,565 |
| Total noninterest income | $338,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $142,000 | 3,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 4,166 |
| Total noninterest expense | $7,259,000 | 1,955 |
| Salaries and employee benefits | $3,877,000 | 2,006 |
| Premises and equipment expense | $1,116,000 | 1,555 |
| Additional noninterest expense | $2,266,000 | 1,982 |
| Pre-tax net operating income | $3,098,000 | 1,854 |
| Securities gains (losses) | $343,000 | 432 |
| Applicable income taxes | $1,100,000 | 1,286 |
| Income before extraordinary items | $2,341,000 | 2,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,341,000 | 2,002 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,341,000 | 2,002 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 622 |
| Net operating income | $2,107,760 | 2,128 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 1,529 |
| Total interest expense | $1,448,000 | 986 |
| Net interest income | $6,706,000 | 1,651 |
| Provision for loan and lease losses | $46,000 | 2,969 |
| Total noninterest income | $247,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $4,781,000 | 1,996 |
| Salaries and employee benefits | $2,562,000 | 2,037 |
| Premises and equipment expense | $691,000 | 1,679 |
| Additional noninterest expense | $1,528,000 | 1,967 |
| Pre-tax net operating income | $2,126,000 | 1,810 |
| Securities gains (losses) | $203,000 | 528 |
| Applicable income taxes | $756,000 | 1,275 |
| Income before extraordinary items | $1,573,000 | 1,964 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,573,000 | 1,966 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,573,000 | 1,966 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 606 |
| Net operating income | $1,434,960 | 2,077 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 1,539 |
| Total interest expense | $736,000 | 982 |
| Net interest income | $3,295,000 | 1,681 |
| Provision for loan and lease losses | $135,000 | 1,198 |
| Total noninterest income | $141,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $48,000 | 3,764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 3,700 |
| Total noninterest expense | $2,281,000 | 2,074 |
| Salaries and employee benefits | $1,282,000 | 2,036 |
| Premises and equipment expense | $342,000 | 1,709 |
| Additional noninterest expense | $657,000 | 2,227 |
| Pre-tax net operating income | $1,020,000 | 1,822 |
| Securities gains (losses) | $203,000 | 360 |
| Applicable income taxes | $395,000 | 1,202 |
| Income before extraordinary items | $828,000 | 1,878 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $828,000 | 1,880 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $828,000 | 1,880 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 574 |
| Net operating income | $689,960 | 2,100 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,417,000 | 1,614 |
| Total interest expense | $2,651,000 | 1,120 |
| Net interest income | $12,766,000 | 1,718 |
| Provision for loan and lease losses | $-48,000 | 5,958 |
| Total noninterest income | $472,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $179,000 | 4,108 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $293,000 | 4,049 |
| Total noninterest expense | $8,950,000 | 2,111 |
| Salaries and employee benefits | $4,701,000 | 2,168 |
| Premises and equipment expense | $1,545,000 | 1,533 |
| Additional noninterest expense | $2,704,000 | 2,236 |
| Pre-tax net operating income | $4,336,000 | 1,723 |
| Securities gains (losses) | $716,000 | 286 |
| Applicable income taxes | $2,393,000 | 858 |
| Income before extraordinary items | $2,659,000 | 2,206 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,659,000 | 2,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,659,000 | 2,205 |
| Net charge-offs | $507,000 | 1,442 |
| Cash dividends | $501,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 712 |
| Net operating income | $2,200,760 | 2,486 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,300,000 | 1,666 |
| Total interest expense | $1,938,000 | 1,151 |
| Net interest income | $9,362,000 | 1,765 |
| Provision for loan and lease losses | $-195,000 | 6,267 |
| Total noninterest income | $351,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $122,000 | 4,304 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $229,000 | 4,028 |
| Total noninterest expense | $6,863,000 | 2,063 |
| Salaries and employee benefits | $3,519,000 | 2,177 |
| Premises and equipment expense | $1,205,000 | 1,485 |
| Additional noninterest expense | $2,139,000 | 2,117 |
| Pre-tax net operating income | $3,045,000 | 1,822 |
| Securities gains (losses) | $544,000 | 276 |
| Applicable income taxes | $1,362,000 | 1,065 |
| Income before extraordinary items | $2,227,000 | 2,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,227,000 | 2,040 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,227,000 | 2,039 |
| Net charge-offs | $508,000 | 1,144 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 672 |
| Net operating income | $1,878,840 | 2,273 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 1,693 |
| Total interest expense | $1,254,000 | 1,185 |
| Net interest income | $6,100,000 | 1,793 |
| Provision for loan and lease losses | $-462,000 | 6,493 |
| Total noninterest income | $233,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $75,000 | 4,439 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $158,000 | 3,982 |
| Total noninterest expense | $4,587,000 | 2,063 |
| Salaries and employee benefits | $2,354,000 | 2,177 |
| Premises and equipment expense | $851,000 | 1,406 |
| Additional noninterest expense | $1,382,000 | 2,169 |
| Pre-tax net operating income | $2,208,000 | 1,677 |
| Securities gains (losses) | $440,000 | 256 |
| Applicable income taxes | $1,007,000 | 963 |
| Income before extraordinary items | $1,641,000 | 1,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,641,000 | 1,835 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,641,000 | 1,834 |
| Net charge-offs | $217,000 | 1,516 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 635 |
| Net operating income | $1,359,400 | 2,094 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 1,722 |
| Total interest expense | $613,000 | 1,233 |
| Net interest income | $2,997,000 | 1,818 |
| Provision for loan and lease losses | $178,000 | 1,082 |
| Total noninterest income | $99,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $59,000 | 4,339 |
| Total noninterest expense | $2,301,000 | 2,061 |
| Salaries and employee benefits | $1,170,000 | 2,203 |
| Premises and equipment expense | $488,000 | 1,267 |
| Additional noninterest expense | $643,000 | 2,328 |
| Pre-tax net operating income | $617,000 | 2,527 |
| Securities gains (losses) | $422,000 | 150 |
| Applicable income taxes | $385,000 | 1,114 |
| Income before extraordinary items | $654,000 | 2,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $654,000 | 2,124 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $654,000 | 2,124 |
| Net charge-offs | $99,000 | 1,376 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $383,920 | 3,047 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,761,000 | 1,820 |
| Total interest expense | $2,211,000 | 1,542 |
| Net interest income | $11,550,000 | 1,857 |
| Provision for loan and lease losses | $1,302,000 | 885 |
| Total noninterest income | $560,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $404,000 | 3,662 |
| Total noninterest expense | $8,454,000 | 2,235 |
| Salaries and employee benefits | $4,328,000 | 2,324 |
| Premises and equipment expense | $1,326,000 | 1,765 |
| Additional noninterest expense | $2,800,000 | 2,234 |
| Pre-tax net operating income | $2,354,000 | 2,561 |
| Securities gains (losses) | $35,000 | 2,035 |
| Applicable income taxes | $849,000 | 1,630 |
| Income before extraordinary items | $1,540,000 | 3,112 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,540,000 | 3,114 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,540,000 | 3,115 |
| Net charge-offs | $13,000 | 5,011 |
| Cash dividends | $501,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 798 |
| Net operating income | $1,517,600 | 3,081 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 1,843 |
| Total interest expense | $1,657,000 | 1,590 |
| Net interest income | $8,535,000 | 1,882 |
| Provision for loan and lease losses | $1,144,000 | 797 |
| Total noninterest income | $388,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $114,000 | 4,602 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 3,880 |
| Total noninterest expense | $5,997,000 | 2,350 |
| Salaries and employee benefits | $3,053,000 | 2,452 |
| Premises and equipment expense | $969,000 | 1,814 |
| Additional noninterest expense | $1,975,000 | 2,332 |
| Pre-tax net operating income | $1,782,000 | 2,636 |
| Securities gains (losses) | $35,000 | 1,898 |
| Applicable income taxes | $646,000 | 1,650 |
| Income before extraordinary items | $1,171,000 | 3,117 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,171,000 | 3,121 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,171,000 | 3,121 |
| Net charge-offs | $61,000 | 3,704 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 720 |
| Net operating income | $1,148,600 | 3,080 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 1,891 |
| Total interest expense | $1,107,000 | 1,612 |
| Net interest income | $5,503,000 | 1,923 |
| Provision for loan and lease losses | $238,000 | 1,928 |
| Total noninterest income | $262,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $71,000 | 4,698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $191,000 | 3,859 |
| Total noninterest expense | $3,937,000 | 2,372 |
| Salaries and employee benefits | $1,998,000 | 2,498 |
| Premises and equipment expense | $649,000 | 1,805 |
| Additional noninterest expense | $1,290,000 | 2,368 |
| Pre-tax net operating income | $1,590,000 | 2,105 |
| Securities gains (losses) | $35,000 | 1,740 |
| Applicable income taxes | $593,000 | 1,366 |
| Income before extraordinary items | $1,032,000 | 2,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,032,000 | 2,588 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,032,000 | 2,588 |
| Net charge-offs | $65,000 | 3,136 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 694 |
| Net operating income | $1,009,600 | 2,523 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 1,934 |
| Total interest expense | $570,000 | 1,611 |
| Net interest income | $2,673,000 | 1,988 |
| Provision for loan and lease losses | $-35,000 | 6,786 |
| Total noninterest income | $127,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,815 |
| Total noninterest expense | $2,017,000 | 2,352 |
| Salaries and employee benefits | $1,041,000 | 2,438 |
| Premises and equipment expense | $329,000 | 1,804 |
| Additional noninterest expense | $647,000 | 2,379 |
| Pre-tax net operating income | $818,000 | 2,003 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $299,000 | 1,328 |
| Income before extraordinary items | $519,000 | 2,513 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $519,000 | 2,515 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $519,000 | 2,515 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 663 |
| Net operating income | $519,000 | 2,428 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,239,000 | 1,855 |
| Total interest expense | $2,843,000 | 1,564 |
| Net interest income | $11,396,000 | 1,924 |
| Provision for loan and lease losses | $518,000 | 2,681 |
| Total noninterest income | $169,000 | 5,868 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $88,000 | 5,618 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $81,000 | 5,503 |
| Total noninterest expense | $7,480,000 | 2,515 |
| Salaries and employee benefits | $3,923,000 | 2,499 |
| Premises and equipment expense | $1,255,000 | 1,876 |
| Additional noninterest expense | $2,302,000 | 2,755 |
| Pre-tax net operating income | $3,567,000 | 1,794 |
| Securities gains (losses) | $436,000 | 1,046 |
| Applicable income taxes | $1,496,000 | 1,100 |
| Income before extraordinary items | $2,507,000 | 2,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,507,000 | 2,169 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,507,000 | 2,171 |
| Net charge-offs | $94,000 | 4,477 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 853 |
| Net operating income | $2,227,960 | 2,269 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,837,000 | 1,859 |
| Total interest expense | $2,207,000 | 1,575 |
| Net interest income | $8,630,000 | 1,933 |
| Provision for loan and lease losses | $466,000 | 2,369 |
| Total noninterest income | $91,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $60,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 6,078 |
| Total noninterest expense | $5,507,000 | 2,565 |
| Salaries and employee benefits | $2,865,000 | 2,573 |
| Premises and equipment expense | $930,000 | 1,916 |
| Additional noninterest expense | $1,712,000 | 2,797 |
| Pre-tax net operating income | $2,748,000 | 1,808 |
| Securities gains (losses) | $255,000 | 1,250 |
| Applicable income taxes | $1,126,000 | 1,117 |
| Income before extraordinary items | $1,877,000 | 2,229 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,877,000 | 2,229 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,877,000 | 2,229 |
| Net charge-offs | $16,000 | 5,158 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $1,713,800 | 2,272 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 1,889 |
| Total interest expense | $1,503,000 | 1,597 |
| Net interest income | $5,590,000 | 1,979 |
| Provision for loan and lease losses | $435,000 | 1,978 |
| Total noninterest income | $45,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $3,688,000 | 2,554 |
| Salaries and employee benefits | $1,844,000 | 2,675 |
| Premises and equipment expense | $602,000 | 1,961 |
| Additional noninterest expense | $1,242,000 | 2,597 |
| Pre-tax net operating income | $1,512,000 | 2,129 |
| Securities gains (losses) | $247,000 | 975 |
| Applicable income taxes | $659,000 | 1,230 |
| Income before extraordinary items | $1,100,000 | 2,433 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,100,000 | 2,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,100,000 | 2,433 |
| Net charge-offs | $9,000 | 4,968 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 789 |
| Net operating income | $941,920 | 2,595 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 1,882 |
| Total interest expense | $763,000 | 1,647 |
| Net interest income | $2,847,000 | 1,948 |
| Provision for loan and lease losses | $222,000 | 1,913 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $1,699,000 | 2,745 |
| Salaries and employee benefits | $847,000 | 2,894 |
| Premises and equipment expense | $280,000 | 2,088 |
| Additional noninterest expense | $572,000 | 2,764 |
| Pre-tax net operating income | $950,000 | 1,759 |
| Securities gains (losses) | $196,000 | 618 |
| Applicable income taxes | $437,000 | 994 |
| Income before extraordinary items | $709,000 | 1,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $709,000 | 1,993 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $709,000 | 1,994 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $583,560 | 2,195 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,090,000 | 2,124 |
| Total interest expense | $3,157,000 | 1,873 |
| Net interest income | $9,933,000 | 2,194 |
| Provision for loan and lease losses | $404,000 | 3,729 |
| Total noninterest income | $216,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $120,000 | 5,119 |
| Total noninterest expense | $6,067,000 | 3,031 |
| Salaries and employee benefits | $2,986,000 | 3,126 |
| Premises and equipment expense | $1,070,000 | 2,266 |
| Additional noninterest expense | $2,011,000 | 3,130 |
| Pre-tax net operating income | $3,678,000 | 1,526 |
| Securities gains (losses) | $528,000 | 768 |
| Applicable income taxes | $1,624,000 | 936 |
| Income before extraordinary items | $2,582,000 | 1,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,582,000 | 1,834 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,582,000 | 1,834 |
| Net charge-offs | $-7,000 | 6,979 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 7,290 |
| Net operating income | $2,244,080 | 1,965 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 2,171 |
| Total interest expense | $2,395,000 | 1,928 |
| Net interest income | $7,360,000 | 2,242 |
| Provision for loan and lease losses | $264,000 | 3,803 |
| Total noninterest income | $173,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $70,000 | 5,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $4,530,000 | 3,040 |
| Salaries and employee benefits | $2,230,000 | 3,154 |
| Premises and equipment expense | $803,000 | 2,294 |
| Additional noninterest expense | $1,497,000 | 3,158 |
| Pre-tax net operating income | $2,739,000 | 1,606 |
| Securities gains (losses) | $440,000 | 709 |
| Applicable income taxes | $1,229,000 | 927 |
| Income before extraordinary items | $1,950,000 | 1,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,950,000 | 1,878 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,950,000 | 1,878 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 7,359 |
| Net operating income | $1,668,400 | 2,035 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 2,229 |
| Total interest expense | $1,580,000 | 2,009 |
| Net interest income | $4,803,000 | 2,284 |
| Provision for loan and lease losses | $232,000 | 3,352 |
| Total noninterest income | $109,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $2,986,000 | 3,112 |
| Salaries and employee benefits | $1,435,000 | 3,247 |
| Premises and equipment expense | $539,000 | 2,292 |
| Additional noninterest expense | $1,012,000 | 3,182 |
| Pre-tax net operating income | $1,694,000 | 1,680 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $662,000 | 1,067 |
| Income before extraordinary items | $1,032,000 | 2,216 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,032,000 | 2,215 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,032,000 | 2,216 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 877 |
| Net operating income | $1,032,000 | 2,144 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 2,336 |
| Total interest expense | $764,000 | 2,142 |
| Net interest income | $2,311,000 | 2,368 |
| Provision for loan and lease losses | $154,000 | 2,725 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $1,488,000 | 3,120 |
| Salaries and employee benefits | $711,000 | 3,289 |
| Premises and equipment expense | $281,000 | 2,257 |
| Additional noninterest expense | $496,000 | 3,203 |
| Pre-tax net operating income | $719,000 | 1,936 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $281,000 | 1,175 |
| Income before extraordinary items | $438,000 | 2,483 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $438,000 | 2,482 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $438,000 | 2,483 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 835 |
| Net operating income | $438,000 | 2,436 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 2,677 |
| Total interest expense | $2,997,000 | 2,608 |
| Net interest income | $8,195,000 | 2,660 |
| Provision for loan and lease losses | $1,007,000 | 3,038 |
| Total noninterest income | $171,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 5,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 5,610 |
| Total noninterest expense | $5,604,000 | 3,285 |
| Salaries and employee benefits | $2,542,000 | 3,539 |
| Premises and equipment expense | $1,039,000 | 2,400 |
| Additional noninterest expense | $2,023,000 | 3,229 |
| Pre-tax net operating income | $1,755,000 | 2,471 |
| Securities gains (losses) | $61,000 | 2,529 |
| Applicable income taxes | $-2,241,000 | 7,476 |
| Income before extraordinary items | $4,057,000 | 1,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,057,000 | 1,073 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,057,000 | 1,074 |
| Net charge-offs | $321,000 | 4,217 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,144 |
| Net operating income | $3,996,000 | 1,038 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 2,798 |
| Total interest expense | $2,236,000 | 2,720 |
| Net interest income | $5,940,000 | 2,774 |
| Provision for loan and lease losses | $857,000 | 2,749 |
| Total noninterest income | $92,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $3,938,000 | 3,470 |
| Salaries and employee benefits | $1,845,000 | 3,660 |
| Premises and equipment expense | $768,000 | 2,474 |
| Additional noninterest expense | $1,325,000 | 3,555 |
| Pre-tax net operating income | $1,237,000 | 2,725 |
| Securities gains (losses) | $45,000 | 2,483 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,282,000 | 2,432 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,282,000 | 2,428 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,282,000 | 2,432 |
| Net charge-offs | $282,000 | 3,814 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $1,237,000 | 2,368 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 2,987 |
| Total interest expense | $1,448,000 | 2,868 |
| Net interest income | $3,674,000 | 2,991 |
| Provision for loan and lease losses | $482,000 | 2,914 |
| Total noninterest income | $61,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $2,634,000 | 3,469 |
| Salaries and employee benefits | $1,222,000 | 3,717 |
| Premises and equipment expense | $509,000 | 2,506 |
| Additional noninterest expense | $903,000 | 3,475 |
| Pre-tax net operating income | $619,000 | 3,242 |
| Securities gains (losses) | $45,000 | 1,953 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $664,000 | 2,866 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $664,000 | 2,862 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $664,000 | 2,864 |
| Net charge-offs | $-16,000 | 7,556 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 946 |
| Net operating income | $619,000 | 2,891 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 3,279 |
| Total interest expense | $675,000 | 3,146 |
| Net interest income | $1,660,000 | 3,262 |
| Provision for loan and lease losses | $217,000 | 2,892 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $1,314,000 | 3,517 |
| Salaries and employee benefits | $608,000 | 3,782 |
| Premises and equipment expense | $225,000 | 2,825 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $159,000 | 4,178 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 4,169 |
| Total interest expense | $2,267,000 | 4,131 |
| Net interest income | $4,758,000 | 4,068 |
| Provision for loan and lease losses | $786,000 | 3,862 |
| Total noninterest income | $148,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $115,000 | 5,554 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $4,149,000 | 4,237 |
| Salaries and employee benefits | $1,927,000 | 4,475 |
| Premises and equipment expense | $701,000 | 3,452 |
| Additional noninterest expense | $1,521,000 | 4,041 |
| Pre-tax net operating income | $-29,000 | 5,473 |
| Securities gains (losses) | $99,000 | 2,150 |
| Applicable income taxes | $-600,000 | 7,109 |
| Income before extraordinary items | $670,000 | 3,429 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $670,000 | 3,428 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $670,000 | 3,428 |
| Net charge-offs | $869,000 | 3,056 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,232 |
| Net operating income | $571,000 | 3,597 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 4,496 |
| Total interest expense | $1,627,000 | 4,366 |
| Net interest income | $3,158,000 | 4,437 |
| Provision for loan and lease losses | $545,000 | 3,673 |
| Total noninterest income | $116,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $3,036,000 | 4,317 |
| Salaries and employee benefits | $1,448,000 | 4,490 |
| Premises and equipment expense | $492,000 | 3,658 |
| Additional noninterest expense | $1,096,000 | 4,131 |
| Pre-tax net operating income | $-307,000 | 6,141 |
| Securities gains (losses) | $64,000 | 2,133 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $-252,000 | 6,182 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-252,000 | 6,183 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-252,000 | 6,182 |
| Net charge-offs | $385,000 | 3,394 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,147 |
| Net operating income | $-316,000 | 6,244 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 4,720 |
| Total interest expense | $1,018,000 | 4,684 |
| Net interest income | $1,963,000 | 4,642 |
| Provision for loan and lease losses | $520,000 | 2,920 |
| Total noninterest income | $79,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $2,029,000 | 4,345 |
| Salaries and employee benefits | $974,000 | 4,516 |
| Premises and equipment expense | $339,000 | 3,610 |
| Additional noninterest expense | $716,000 | 4,207 |
| Pre-tax net operating income | $-507,000 | 6,648 |
| Securities gains (losses) | $60,000 | 1,792 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $-454,000 | 6,711 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-454,000 | 6,713 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-454,000 | 6,713 |
| Net charge-offs | $358,000 | 2,730 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,093 |
| Net operating income | $-514,000 | 6,762 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 5,212 |
| Total interest expense | $490,000 | 4,885 |
| Net interest income | $787,000 | 5,261 |
| Provision for loan and lease losses | $395,000 | 2,010 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $1,016,000 | 4,271 |
| Salaries and employee benefits | $524,000 | 4,319 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $321,000 | 4,191 |
| Pre-tax net operating income | $-582,000 | 7,399 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-582,000 | 7,511 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-582,000 | 7,512 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-582,000 | 7,512 |
| Net charge-offs | $272,000 | 1,865 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-582,000 | 7,490 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 6,110 |
| Total interest expense | $1,790,000 | 5,583 |
| Net interest income | $2,027,000 | 6,389 |
| Provision for loan and lease losses | $1,080,000 | 2,587 |
| Total noninterest income | $144,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 5,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $2,934,000 | 5,192 |
| Salaries and employee benefits | $1,430,000 | 5,481 |
| Premises and equipment expense | $459,000 | 4,705 |
| Additional noninterest expense | $1,045,000 | 4,692 |
| Pre-tax net operating income | $-1,843,000 | 7,310 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $-1,850,000 | 7,334 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,850,000 | 7,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 2,538 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $23,443,000 | 62 |
| Net operating income | $-1,850,000 | 7,433 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 6,121 |
| Total interest expense | $1,318,000 | 5,736 |
| Net interest income | $1,625,000 | 6,294 |
| Provision for loan and lease losses | $615,000 | 2,447 |
| Total noninterest income | $111,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $81,000 | 5,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 7,117 |
| Total noninterest expense | $1,741,000 | 5,835 |
| Salaries and employee benefits | $846,000 | 6,146 |
| Premises and equipment expense | $311,000 | 5,004 |
| Additional noninterest expense | $584,000 | 5,499 |
| Pre-tax net operating income | $-620,000 | 7,332 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $-626,000 | 7,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-626,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-626,000 | 7,409 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 6,186 |
| Total interest expense | $899,000 | 5,836 |
| Net interest income | $1,061,000 | 6,352 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $73,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $1,117,000 | 5,982 |
| Salaries and employee benefits | $536,000 | 6,327 |
| Premises and equipment expense | $209,000 | 5,019 |
| Additional noninterest expense | $372,000 | 5,627 |
| Pre-tax net operating income | $-43,000 | 7,077 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $-49,000 | 7,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-49,000 | 7,118 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 6,165 |
| Total interest expense | $508,000 | 5,716 |
| Net interest income | $515,000 | 6,446 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $564,000 | 5,982 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $-43,000 | 7,369 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $-47,000 | 7,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-47,000 | 7,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 6,096 |
| Total interest expense | $2,147,000 | 5,673 |
| Net interest income | $2,114,000 | 6,376 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $177,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $136,000 | 5,579 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $41,000 | 7,281 |
| Total noninterest expense | $2,405,000 | 5,732 |
| Salaries and employee benefits | $1,222,000 | 5,931 |
| Premises and equipment expense | $447,000 | 4,690 |
| Additional noninterest expense | $736,000 | 5,596 |
| Pre-tax net operating income | $-294,000 | 7,706 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $-303,000 | 7,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-303,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-303,000 | 7,763 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 6,164 |
| Total interest expense | $1,562,000 | 5,766 |
| Net interest income | $1,596,000 | 6,398 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $135,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $105,000 | 5,564 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $1,866,000 | 5,582 |
| Salaries and employee benefits | $962,000 | 5,761 |
| Premises and equipment expense | $348,000 | 4,563 |
| Additional noninterest expense | $556,000 | 5,530 |
| Pre-tax net operating income | $-285,000 | 7,953 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $-291,000 | 7,998 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-291,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,206 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-291,000 | 7,982 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 6,255 |
| Total interest expense | $1,007,000 | 5,855 |
| Net interest income | $1,042,000 | 6,487 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $94,000 | 6,931 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $75,000 | 5,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $1,307,000 | 5,464 |
| Salaries and employee benefits | $705,000 | 5,525 |
| Premises and equipment expense | $234,000 | 4,566 |
| Additional noninterest expense | $368,000 | 5,543 |
| Pre-tax net operating income | $-281,000 | 8,138 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $-285,000 | 8,189 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-285,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,183 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-285,000 | 8,176 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,287 |
| Total interest expense | $496,000 | 5,881 |
| Net interest income | $520,000 | 6,521 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $48,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $697,000 | 5,267 |
| Salaries and employee benefits | $406,000 | 5,115 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $175,000 | 5,662 |
| Pre-tax net operating income | $-194,000 | 8,295 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $-198,000 | 8,326 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-198,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,282 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-198,000 | 8,314 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 6,417 |
| Total interest expense | $1,612,000 | 5,942 |
| Net interest income | $1,899,000 | 6,683 |
| Provision for loan and lease losses | $224,000 | 3,327 |
| Total noninterest income | $250,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $152,000 | 5,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 6,364 |
| Total noninterest expense | $2,694,000 | 5,239 |
| Salaries and employee benefits | $1,455,000 | 5,309 |
| Premises and equipment expense | $433,000 | 4,688 |
| Additional noninterest expense | $806,000 | 5,205 |
| Pre-tax net operating income | $-769,000 | 8,362 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,000 | 6,282 |
| Income before extraordinary items | $-775,000 | 8,400 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-775,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,058 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-775,000 | 8,387 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 6,547 |
| Total interest expense | $1,096,000 | 6,128 |
| Net interest income | $1,407,000 | 6,786 |
| Provision for loan and lease losses | $99,000 | 4,127 |
| Total noninterest income | $167,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $107,000 | 5,679 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,933,000 | 5,366 |
| Salaries and employee benefits | $1,042,000 | 5,417 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $576,000 | 5,345 |
| Pre-tax net operating income | $-458,000 | 8,430 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $-463,000 | 8,460 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-463,000 | 8,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-463,000 | 8,449 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 6,786 |
| Total interest expense | $598,000 | 6,470 |
| Net interest income | $920,000 | 6,862 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 5,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $1,230,000 | 5,527 |
| Salaries and employee benefits | $672,000 | 5,556 |
| Premises and equipment expense | $196,000 | 5,000 |
| Additional noninterest expense | $362,000 | 5,511 |
| Pre-tax net operating income | $-225,000 | 8,428 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $-228,000 | 8,449 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-228,000 | 8,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-228,000 | 8,447 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 7,019 |
| Total interest expense | $257,000 | 6,738 |
| Net interest income | $422,000 | 7,095 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $575,000 | 5,757 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $167,000 | 5,734 |
| Pre-tax net operating income | $-126,000 | 8,472 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $-129,000 | 8,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-129,000 | 8,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-129,000 | 8,480 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 7,465 |
| Total interest expense | $578,000 | 7,382 |
| Net interest income | $1,406,000 | 7,415 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $130,000 | 7,666 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,856 |
| Total noninterest expense | $2,194,000 | 5,791 |
| Salaries and employee benefits | $1,092,000 | 6,089 |
| Premises and equipment expense | $356,000 | 5,228 |
| Additional noninterest expense | $746,000 | 5,403 |
| Pre-tax net operating income | $-1,018,000 | 8,643 |
| Securities gains (losses) | $-48,000 | 8,164 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $-1,069,000 | 8,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,069,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,561 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,754,000 | 260 |
| Net operating income | $-1,021,000 | 8,654 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 7,695 |
| Total interest expense | $349,000 | 7,682 |
| Net interest income | $972,000 | 7,610 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $90,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 6,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,584,000 | 5,883 |
| Salaries and employee benefits | $785,000 | 6,191 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $534,000 | 5,514 |
| Pre-tax net operating income | $-677,000 | 8,655 |
| Securities gains (losses) | $-48,000 | 8,466 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $-727,000 | 8,704 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-727,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,241 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,754,000 | 185 |
| Net operating income | $-679,000 | 8,670 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 7,832 |
| Total interest expense | $192,000 | 7,873 |
| Net interest income | $598,000 | 7,752 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $45,000 | 6,448 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $1,028,000 | 5,977 |
| Salaries and employee benefits | $512,000 | 6,263 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $332,000 | 5,699 |
| Pre-tax net operating income | $-422,000 | 8,646 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $-424,000 | 8,694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-424,000 | 8,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,912 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,754,000 | 122 |
| Net operating income | $-424,000 | 8,667 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,148 |
| Total interest expense | $79,000 | 8,133 |
| Net interest income | $251,000 | 8,062 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $485,000 | 6,214 |
| Salaries and employee benefits | $242,000 | 6,470 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $149,000 | 6,036 |
| Pre-tax net operating income | $-230,000 | 8,745 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $-231,000 | 8,769 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-231,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $6,754,000 | 59 |
| Net operating income | $-231,000 | 8,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 8,467 |
| Total interest expense | $219,000 | 8,398 |
| Net interest income | $696,000 | 8,444 |
| Provision for loan and lease losses | $202,000 | 3,667 |
| Total noninterest income | $154,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $1,894,000 | 6,191 |
| Salaries and employee benefits | $980,000 | 6,334 |
| Premises and equipment expense | $200,000 | 6,775 |
| Additional noninterest expense | $714,000 | 5,458 |
| Pre-tax net operating income | $-1,246,000 | 8,832 |
| Securities gains (losses) | $-51,000 | 8,599 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $-1,301,000 | 8,867 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,301,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-1,250,000 | 8,836 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $652,000 | 8,559 |
| Total interest expense | $165,000 | 8,441 |
| Net interest income | $487,000 | 8,540 |
| Provision for loan and lease losses | $159,000 | 3,435 |
| Total noninterest income | $122,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $1,424,000 | 6,134 |
| Salaries and employee benefits | $749,000 | 6,243 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $525,000 | 5,487 |
| Pre-tax net operating income | $-974,000 | 8,895 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $-977,000 | 8,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-977,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-977,000 | 8,909 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 8,637 |
| Total interest expense | $113,000 | 8,475 |
| Net interest income | $308,000 | 8,625 |
| Provision for loan and lease losses | $135,000 | 2,929 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $972,000 | 6,088 |
| Salaries and employee benefits | $509,000 | 6,230 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $-710,000 | 8,962 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $-713,000 | 8,979 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-713,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-713,000 | 8,961 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,697 |
| Total interest expense | $56,000 | 8,538 |
| Net interest income | $149,000 | 8,695 |
| Provision for loan and lease losses | $68,000 | 2,801 |
| Total noninterest income | $43,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $475,000 | 6,217 |
| Salaries and employee benefits | $269,000 | 6,097 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $155,000 | 5,907 |
| Pre-tax net operating income | $-351,000 | 8,987 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $-353,000 | 9,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-353,000 | 9,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-353,000 | 8,994 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 8,952 |
| Total interest expense | $143,000 | 8,876 |
| Net interest income | $352,000 | 8,954 |
| Provision for loan and lease losses | $97,000 | 5,382 |
| Total noninterest income | $80,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $67,000 | 7,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $1,758,000 | 6,425 |
| Salaries and employee benefits | $924,000 | 6,520 |
| Premises and equipment expense | $276,000 | 5,914 |
| Additional noninterest expense | $558,000 | 6,207 |
| Pre-tax net operating income | $-1,423,000 | 9,036 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-1,424,000 | 9,084 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,424,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,424,000 | 9,045 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $320,000 | 9,070 |
| Total interest expense | $91,000 | 9,006 |
| Net interest income | $229,000 | 9,064 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $1,325,000 | 6,382 |
| Salaries and employee benefits | $686,000 | 6,529 |
| Premises and equipment expense | $210,000 | 5,866 |
| Additional noninterest expense | $429,000 | 6,135 |
| Pre-tax net operating income | $-1,100,000 | 9,092 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-1,101,000 | 9,134 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,101,000 | 9,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,101,000 | 9,093 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $179,000 | 9,146 |
| Total interest expense | $48,000 | 9,103 |
| Net interest income | $131,000 | 9,136 |
| Provision for loan and lease losses | $43,000 | 5,377 |
| Total noninterest income | $26,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $884,000 | 6,390 |
| Salaries and employee benefits | $451,000 | 6,598 |
| Premises and equipment expense | $135,000 | 5,967 |
| Additional noninterest expense | $298,000 | 5,997 |
| Pre-tax net operating income | $-770,000 | 9,131 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-771,000 | 9,184 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-771,000 | 9,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-771,000 | 9,132 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $72,000 | 9,216 |
| Total interest expense | $19,000 | 9,180 |
| Net interest income | $53,000 | 9,207 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $437,000 | 6,445 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $-401,000 | 9,182 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-402,000 | 9,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-402,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-402,000 | 9,172 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,000 | 9,337 |
| Total interest expense | $8,000 | 9,316 |
| Net interest income | $26,000 | 9,330 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $1,000 | 9,283 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,000 | 8,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $435,000 | 9,087 |
| Salaries and employee benefits | $220,000 | 9,121 |
| Premises and equipment expense | $55,000 | 8,821 |
| Additional noninterest expense | $160,000 | 8,814 |
| Pre-tax net operating income | $-428,000 | 8,948 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-428,000 | 9,019 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-428,000 | 9,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,752,000 | 133 |
| Net operating income | $-428,000 | 8,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.