Home > Greater Boston Bank A Co-operative Bank > Income and Expense
Greater Boston Bank A Co-operative Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,368,000 | 2,694 |
| Total interest expense | $5,571,000 | 2,720 |
| Net interest income | $6,797,000 | 2,590 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $1,281,000 | 2,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,281,000 | 1,529 |
| Total noninterest expense | $7,717,000 | 1,835 |
| Salaries and employee benefits | $3,999,000 | 1,663 |
| Premises and equipment expense | $1,040,000 | 1,927 |
| Additional noninterest expense | $2,678,000 | 1,903 |
| Pre-tax net operating income | $311,000 | 9,055 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-1,104,000 | 11,395 |
| Income before extraordinary items | $1,415,000 | 3,372 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,415,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $960,000 | 927 |
| Cash dividends | $43,000 | 7,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,415,000 | 3,337 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 3,033 |
| Total interest expense | $4,603,000 | 3,254 |
| Net interest income | $6,322,000 | 2,831 |
| Provision for loan and lease losses | $410,000 | 1,831 |
| Total noninterest income | $689,000 | 4,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $689,000 | 2,314 |
| Total noninterest expense | $5,280,000 | 2,570 |
| Salaries and employee benefits | $2,907,000 | 2,276 |
| Premises and equipment expense | $919,000 | 2,183 |
| Additional noninterest expense | $1,454,000 | 3,175 |
| Pre-tax net operating income | $1,321,000 | 4,901 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $-79,000 | 11,688 |
| Income before extraordinary items | $1,403,000 | 3,453 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,403,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,702 |
| Cash dividends | $54,000 | 7,684 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,400,000 | 3,438 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,550 |
| Total interest expense | $3,002,000 | 3,962 |
| Net interest income | $5,444,000 | 3,293 |
| Provision for loan and lease losses | $685,000 | 1,223 |
| Total noninterest income | $468,000 | 5,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $468,000 | 3,078 |
| Total noninterest expense | $4,617,000 | 2,985 |
| Salaries and employee benefits | $2,426,000 | 2,741 |
| Premises and equipment expense | $900,000 | 2,243 |
| Additional noninterest expense | $1,291,000 | 3,797 |
| Pre-tax net operating income | $610,000 | 7,945 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-475,000 | 12,481 |
| Income before extraordinary items | $1,085,000 | 4,225 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,085,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,842 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,085,000 | 4,268 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,492,000 | 3,619 |
| Total interest expense | $3,216,000 | 3,881 |
| Net interest income | $5,276,000 | 3,396 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $382,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $382,000 | 3,867 |
| Total noninterest expense | $5,366,000 | 2,663 |
| Salaries and employee benefits | $2,067,000 | 3,180 |
| Premises and equipment expense | $818,000 | 2,500 |
| Additional noninterest expense | $2,481,000 | 2,249 |
| Pre-tax net operating income | $292,000 | 10,304 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $267,000 | 6,535 |
| Income before extraordinary items | $25,000 | 12,400 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $25,000 | 12,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,368 |
| Cash dividends | $18,000 | 8,731 |
| Sale, conversion, retirement of capital stock, net | $6,402,000 | 167 |
| Net operating income | $25,000 | 12,266 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,919,000 | 3,511 |
| Total interest expense | $5,124,000 | 3,245 |
| Net interest income | $4,795,000 | 3,790 |
| Provision for loan and lease losses | $858,000 | 2,059 |
| Total noninterest income | $-562,000 | 13,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-562,000 | 13,958 |
| Total noninterest expense | $4,302,000 | 3,283 |
| Salaries and employee benefits | $1,938,000 | 3,295 |
| Premises and equipment expense | $732,000 | 2,816 |
| Additional noninterest expense | $1,632,000 | 3,354 |
| Pre-tax net operating income | $-927,000 | 13,462 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $-61,000 | 13,527 |
| Income before extraordinary items | $-843,000 | 13,513 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-843,000 | 13,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,559,000 | 491 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-864,390 | 13,434 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.