Home > Greater Atlantic Bank > Income and Expense
Greater Atlantic Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,946 |
| Total interest expense | $4,688,000 | 1,939 |
| Net interest income | $1,154,000 | 6,899 |
| Provision for loan and lease losses | $805,000 | 3,096 |
| Total noninterest income | $350,000 | 4,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $89,000 | 151 |
| Additional Noninterest Income | $261,000 | 3,828 |
| Total noninterest expense | $6,783,000 | 2,196 |
| Salaries and employee benefits | $2,519,000 | 2,927 |
| Premises and equipment expense | $1,741,000 | 1,186 |
| Additional noninterest expense | $2,523,000 | 2,093 |
| Pre-tax net operating income | $-6,084,000 | 7,569 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-6,083,000 | 7,655 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,083,000 | 7,655 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,083,000 | 7,655 |
| Net charge-offs | $882,000 | 2,342 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,084,000 | 7,663 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 3,930 |
| Total interest expense | $3,338,000 | 1,907 |
| Net interest income | $622,000 | 7,285 |
| Provision for loan and lease losses | $580,000 | 2,767 |
| Total noninterest income | $240,000 | 4,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $56,000 | 146 |
| Additional Noninterest Income | $184,000 | 3,774 |
| Total noninterest expense | $4,382,000 | 2,293 |
| Salaries and employee benefits | $1,698,000 | 2,928 |
| Premises and equipment expense | $1,185,000 | 1,195 |
| Additional noninterest expense | $1,499,000 | 2,337 |
| Pre-tax net operating income | $-4,100,000 | 7,678 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-4,099,000 | 7,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,099,000 | 7,739 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,099,000 | 7,739 |
| Net charge-offs | $419,000 | 2,548 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,100,000 | 7,751 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 3,828 |
| Total interest expense | $1,778,000 | 1,866 |
| Net interest income | $301,000 | 7,361 |
| Provision for loan and lease losses | $294,000 | 2,391 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $20,000 | 128 |
| Additional Noninterest Income | $84,000 | 3,931 |
| Total noninterest expense | $2,120,000 | 2,299 |
| Salaries and employee benefits | $835,000 | 2,988 |
| Premises and equipment expense | $612,000 | 1,178 |
| Additional noninterest expense | $673,000 | 2,304 |
| Pre-tax net operating income | $-2,009,000 | 7,830 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,008,000 | 7,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,008,000 | 7,905 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,008,000 | 7,905 |
| Net charge-offs | $-54,000 | 8,143 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,009,000 | 7,905 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,514,000 | 3,144 |
| Total interest expense | $7,835,000 | 2,005 |
| Net interest income | $3,679,000 | 4,837 |
| Provision for loan and lease losses | $3,668,000 | 1,223 |
| Total noninterest income | $476,000 | 4,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $75,000 | 113 |
| Additional Noninterest Income | $401,000 | 3,584 |
| Total noninterest expense | $9,850,000 | 1,959 |
| Salaries and employee benefits | $3,419,000 | 2,891 |
| Premises and equipment expense | $2,359,000 | 1,171 |
| Additional noninterest expense | $4,072,000 | 1,518 |
| Pre-tax net operating income | $-9,363,000 | 7,976 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,709,000 | 770 |
| Income before extraordinary items | $-11,072,000 | 8,014 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,072,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,741,000 | 725 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-11,072,000 | 8,046 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 3,091 |
| Total interest expense | $6,028,000 | 2,044 |
| Net interest income | $3,015,000 | 4,599 |
| Provision for loan and lease losses | $3,295,000 | 846 |
| Total noninterest income | $395,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $73,000 | 109 |
| Additional Noninterest Income | $322,000 | 3,566 |
| Total noninterest expense | $7,882,000 | 1,834 |
| Salaries and employee benefits | $2,583,000 | 2,887 |
| Premises and equipment expense | $1,782,000 | 1,164 |
| Additional noninterest expense | $3,517,000 | 1,298 |
| Pre-tax net operating income | $-7,767,000 | 8,199 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,709,000 | 747 |
| Income before extraordinary items | $-9,476,000 | 8,214 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-9,476,000 | 8,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,747,000 | 461 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,476,000 | 8,235 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 3,027 |
| Total interest expense | $4,266,000 | 2,024 |
| Net interest income | $2,001,000 | 4,623 |
| Provision for loan and lease losses | $3,010,000 | 598 |
| Total noninterest income | $291,000 | 4,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $61,000 | 103 |
| Additional Noninterest Income | $230,000 | 3,496 |
| Total noninterest expense | $4,647,000 | 2,061 |
| Salaries and employee benefits | $1,739,000 | 2,897 |
| Premises and equipment expense | $1,200,000 | 1,157 |
| Additional noninterest expense | $1,708,000 | 1,712 |
| Pre-tax net operating income | $-5,365,000 | 8,301 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $880,000 | 1,038 |
| Income before extraordinary items | $-6,245,000 | 8,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,245,000 | 8,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,442,000 | 330 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-6,245,000 | 8,332 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 2,845 |
| Total interest expense | $2,264,000 | 2,038 |
| Net interest income | $1,167,000 | 4,179 |
| Provision for loan and lease losses | $2,688,000 | 325 |
| Total noninterest income | $130,000 | 4,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 137 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $2,527,000 | 1,888 |
| Salaries and employee benefits | $890,000 | 2,864 |
| Premises and equipment expense | $604,000 | 1,153 |
| Additional noninterest expense | $1,033,000 | 1,390 |
| Pre-tax net operating income | $-3,918,000 | 8,420 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $885,000 | 637 |
| Income before extraordinary items | $-4,803,000 | 8,428 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,803,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,813,000 | 240 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-4,803,000 | 8,428 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,535,000 | 2,354 |
| Total interest expense | $11,047,000 | 1,808 |
| Net interest income | $6,488,000 | 3,303 |
| Provision for loan and lease losses | $639,000 | 1,975 |
| Total noninterest income | $4,862,000 | 1,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $69,000 | 131 |
| Additional Noninterest Income | $4,793,000 | 704 |
| Total noninterest expense | $8,872,000 | 2,075 |
| Salaries and employee benefits | $4,160,000 | 2,412 |
| Premises and equipment expense | $2,556,000 | 1,038 |
| Additional noninterest expense | $2,156,000 | 2,496 |
| Pre-tax net operating income | $1,839,000 | 3,506 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $36,000 | 5,115 |
| Income before extraordinary items | $1,803,000 | 3,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,803,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-613,000 | 8,510 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,803,000 | 3,040 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,647,000 | 2,275 |
| Total interest expense | $8,586,000 | 1,746 |
| Net interest income | $5,061,000 | 3,201 |
| Provision for loan and lease losses | $537,000 | 1,474 |
| Total noninterest income | $4,722,000 | 906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $59,000 | 131 |
| Additional Noninterest Income | $4,663,000 | 575 |
| Total noninterest expense | $6,758,000 | 2,019 |
| Salaries and employee benefits | $3,209,000 | 2,348 |
| Premises and equipment expense | $1,949,000 | 1,000 |
| Additional noninterest expense | $1,600,000 | 2,468 |
| Pre-tax net operating income | $2,488,000 | 2,444 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $36,000 | 5,160 |
| Income before extraordinary items | $2,452,000 | 2,038 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,452,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-610,000 | 8,539 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,452,000 | 2,025 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,301,000 | 2,240 |
| Total interest expense | $5,708,000 | 1,753 |
| Net interest income | $3,593,000 | 3,056 |
| Provision for loan and lease losses | $141,000 | 2,742 |
| Total noninterest income | $324,000 | 4,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $46,000 | 126 |
| Additional Noninterest Income | $278,000 | 3,149 |
| Total noninterest expense | $4,702,000 | 1,966 |
| Salaries and employee benefits | $2,279,000 | 2,245 |
| Premises and equipment expense | $1,307,000 | 996 |
| Additional noninterest expense | $1,116,000 | 2,373 |
| Pre-tax net operating income | $-926,000 | 8,441 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-926,000 | 8,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-926,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-623,000 | 8,592 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-926,000 | 8,461 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 2,256 |
| Total interest expense | $2,772,000 | 1,787 |
| Net interest income | $1,836,000 | 2,988 |
| Provision for loan and lease losses | $145,000 | 1,545 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $2,468,000 | 1,873 |
| Salaries and employee benefits | $1,188,000 | 2,159 |
| Premises and equipment expense | $665,000 | 988 |
| Additional noninterest expense | $615,000 | 2,136 |
| Pre-tax net operating income | $-625,000 | 8,545 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-625,000 | 8,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-625,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-619,000 | 8,628 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-625,000 | 8,552 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,141,000 | 2,063 |
| Total interest expense | $11,079,000 | 1,523 |
| Net interest income | $8,062,000 | 2,736 |
| Provision for loan and lease losses | $202,000 | 3,509 |
| Total noninterest income | $1,208,000 | 3,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,208,000 | 1,957 |
| Total noninterest expense | $12,701,000 | 1,404 |
| Salaries and employee benefits | $5,774,000 | 1,687 |
| Premises and equipment expense | $3,084,000 | 809 |
| Additional noninterest expense | $3,843,000 | 1,375 |
| Pre-tax net operating income | $-3,633,000 | 8,648 |
| Securities gains (losses) | $714,000 | 216 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-2,919,000 | 8,638 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,919,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,722 |
| Cash dividends | $555,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,633,000 | 8,647 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,336,000 | 2,055 |
| Total interest expense | $8,209,000 | 1,489 |
| Net interest income | $6,127,000 | 2,731 |
| Provision for loan and lease losses | $55,000 | 4,965 |
| Total noninterest income | $1,043,000 | 2,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,043,000 | 1,764 |
| Total noninterest expense | $10,049,000 | 1,343 |
| Salaries and employee benefits | $4,498,000 | 1,647 |
| Premises and equipment expense | $2,391,000 | 805 |
| Additional noninterest expense | $3,160,000 | 1,269 |
| Pre-tax net operating income | $-2,934,000 | 8,721 |
| Securities gains (losses) | $714,000 | 179 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-2,220,000 | 8,710 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-2,220,000 | 8,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,170 |
| Cash dividends | $555,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-2,934,000 | 8,714 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,485,000 | 2,032 |
| Total interest expense | $5,418,000 | 1,426 |
| Net interest income | $4,067,000 | 2,748 |
| Provision for loan and lease losses | $16,000 | 5,712 |
| Total noninterest income | $877,000 | 2,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $877,000 | 1,497 |
| Total noninterest expense | $7,070,000 | 1,292 |
| Salaries and employee benefits | $3,273,000 | 1,522 |
| Premises and equipment expense | $1,706,000 | 759 |
| Additional noninterest expense | $2,091,000 | 1,288 |
| Pre-tax net operating income | $-2,142,000 | 8,758 |
| Securities gains (losses) | $702,000 | 138 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-1,440,000 | 8,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,440,000 | 8,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $375,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-2,142,000 | 8,747 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 2,010 |
| Total interest expense | $2,719,000 | 1,360 |
| Net interest income | $2,002,000 | 2,783 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $678,000 | 1,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $678,000 | 1,068 |
| Total noninterest expense | $4,322,000 | 1,049 |
| Salaries and employee benefits | $2,026,000 | 1,226 |
| Premises and equipment expense | $952,000 | 690 |
| Additional noninterest expense | $1,344,000 | 993 |
| Pre-tax net operating income | $-1,645,000 | 8,770 |
| Securities gains (losses) | $657,000 | 90 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-988,000 | 8,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-988,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,645,000 | 8,762 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,770,000 | 1,891 |
| Total interest expense | $10,285,000 | 1,098 |
| Net interest income | $7,485,000 | 2,867 |
| Provision for loan and lease losses | $286,000 | 2,940 |
| Total noninterest income | $2,797,000 | 1,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,797,000 | 1,070 |
| Total noninterest expense | $17,819,000 | 954 |
| Salaries and employee benefits | $6,946,000 | 1,340 |
| Premises and equipment expense | $3,766,000 | 657 |
| Additional noninterest expense | $7,107,000 | 741 |
| Pre-tax net operating income | $-7,823,000 | 8,824 |
| Securities gains (losses) | $4,450,000 | 86 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-3,373,000 | 8,808 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,373,000 | 8,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 968 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 8,738 |
| Net operating income | $-7,823,000 | 8,815 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,031,000 | 1,889 |
| Total interest expense | $7,586,000 | 1,040 |
| Net interest income | $5,445,000 | 2,939 |
| Provision for loan and lease losses | $215,000 | 2,841 |
| Total noninterest income | $2,161,000 | 1,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,161,000 | 1,059 |
| Total noninterest expense | $12,469,000 | 1,014 |
| Salaries and employee benefits | $4,867,000 | 1,420 |
| Premises and equipment expense | $2,837,000 | 645 |
| Additional noninterest expense | $4,765,000 | 806 |
| Pre-tax net operating income | $-5,078,000 | 8,847 |
| Securities gains (losses) | $3,642,000 | 84 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,436,000 | 8,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,436,000 | 8,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 728 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 8,785 |
| Net operating income | $-5,078,000 | 8,836 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 1,845 |
| Total interest expense | $5,007,000 | 980 |
| Net interest income | $3,647,000 | 2,893 |
| Provision for loan and lease losses | $144,000 | 2,762 |
| Total noninterest income | $1,442,000 | 1,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,442,000 | 1,033 |
| Total noninterest expense | $7,590,000 | 1,105 |
| Salaries and employee benefits | $2,590,000 | 1,772 |
| Premises and equipment expense | $1,953,000 | 608 |
| Additional noninterest expense | $3,047,000 | 835 |
| Pre-tax net operating income | $-2,645,000 | 8,852 |
| Securities gains (losses) | $2,454,000 | 96 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-191,000 | 8,577 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-191,000 | 8,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,103 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 547 |
| Net operating income | $-2,645,000 | 8,841 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 1,876 |
| Total interest expense | $2,511,000 | 933 |
| Net interest income | $1,631,000 | 3,167 |
| Provision for loan and lease losses | $-1,000 | 8,667 |
| Total noninterest income | $1,158,000 | 1,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,158,000 | 713 |
| Total noninterest expense | $3,779,000 | 1,103 |
| Salaries and employee benefits | $1,352,000 | 1,704 |
| Premises and equipment expense | $1,033,000 | 572 |
| Additional noninterest expense | $1,394,000 | 900 |
| Pre-tax net operating income | $-989,000 | 8,900 |
| Securities gains (losses) | $1,249,000 | 88 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $260,000 | 4,757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $260,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-989,000 | 8,893 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,828,000 | 1,535 |
| Total interest expense | $11,390,000 | 734 |
| Net interest income | $7,438,000 | 2,721 |
| Provision for loan and lease losses | $133,000 | 4,460 |
| Total noninterest income | $1,001,000 | 3,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-418,000 | 8,961 |
| Additional Noninterest Income | $1,419,000 | 1,709 |
| Total noninterest expense | $18,415,000 | 890 |
| Salaries and employee benefits | $7,820,000 | 1,107 |
| Premises and equipment expense | $4,753,000 | 494 |
| Additional noninterest expense | $5,842,000 | 857 |
| Pre-tax net operating income | $-10,109,000 | 8,972 |
| Securities gains (losses) | $8,916,000 | 69 |
| Applicable income taxes | $89,000 | 5,629 |
| Income before extraordinary items | $-1,282,000 | 8,863 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,282,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $525,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-10,198,000 | 8,962 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,424,000 | 1,490 |
| Total interest expense | $8,737,000 | 694 |
| Net interest income | $5,687,000 | 2,634 |
| Provision for loan and lease losses | $131,000 | 3,845 |
| Total noninterest income | $124,000 | 7,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-418,000 | 9,010 |
| Additional Noninterest Income | $542,000 | 2,671 |
| Total noninterest expense | $14,826,000 | 808 |
| Salaries and employee benefits | $6,558,000 | 969 |
| Premises and equipment expense | $3,665,000 | 484 |
| Additional noninterest expense | $4,603,000 | 817 |
| Pre-tax net operating income | $-9,146,000 | 9,018 |
| Securities gains (losses) | $7,299,000 | 76 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $-1,936,000 | 8,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,936,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-9,235,000 | 9,008 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,799,000 | 1,437 |
| Total interest expense | $5,853,000 | 671 |
| Net interest income | $3,946,000 | 2,521 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $845,000 | 2,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-324,000 | 9,060 |
| Additional Noninterest Income | $1,169,000 | 1,192 |
| Total noninterest expense | $10,454,000 | 767 |
| Salaries and employee benefits | $4,975,000 | 857 |
| Premises and equipment expense | $2,477,000 | 477 |
| Additional noninterest expense | $3,002,000 | 825 |
| Pre-tax net operating income | $-5,717,000 | 9,074 |
| Securities gains (losses) | $6,090,000 | 67 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $284,000 | 6,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-4,344,400 | 9,059 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 1,399 |
| Total interest expense | $2,934,000 | 689 |
| Net interest income | $2,054,000 | 2,431 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $-36,000 | 9,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-283,000 | 9,097 |
| Additional Noninterest Income | $247,000 | 2,149 |
| Total noninterest expense | $4,718,000 | 874 |
| Salaries and employee benefits | $2,251,000 | 957 |
| Premises and equipment expense | $1,122,000 | 530 |
| Additional noninterest expense | $1,345,000 | 918 |
| Pre-tax net operating income | $-2,702,000 | 9,110 |
| Securities gains (losses) | $1,625,000 | 132 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-1,077,000 | 9,092 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,077,000 | 9,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,702,000 | 9,097 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,516,000 | 1,469 |
| Total interest expense | $12,001,000 | 730 |
| Net interest income | $7,515,000 | 2,564 |
| Provision for loan and lease losses | $288,000 | 3,278 |
| Total noninterest income | $1,462,000 | 2,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-8,000 | 9,143 |
| Additional Noninterest Income | $1,470,000 | 1,851 |
| Total noninterest expense | $22,654,000 | 722 |
| Salaries and employee benefits | $12,761,000 | 665 |
| Premises and equipment expense | $4,413,000 | 528 |
| Additional noninterest expense | $5,480,000 | 926 |
| Pre-tax net operating income | $-13,965,000 | 9,171 |
| Securities gains (losses) | $15,574,000 | 85 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,609,000 | 3,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,609,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,569 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-13,965,000 | 9,162 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,032,000 | 1,456 |
| Total interest expense | $9,036,000 | 760 |
| Net interest income | $5,996,000 | 2,447 |
| Provision for loan and lease losses | $209,000 | 3,282 |
| Total noninterest income | $1,184,000 | 2,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,184,000 | 1,830 |
| Total noninterest expense | $18,168,000 | 698 |
| Salaries and employee benefits | $10,685,000 | 623 |
| Premises and equipment expense | $3,303,000 | 537 |
| Additional noninterest expense | $4,180,000 | 924 |
| Pre-tax net operating income | $-11,197,000 | 9,228 |
| Securities gains (losses) | $13,298,000 | 84 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,101,000 | 2,230 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,101,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,417 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-11,197,000 | 9,218 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,104,000 | 1,456 |
| Total interest expense | $6,052,000 | 796 |
| Net interest income | $4,052,000 | 2,397 |
| Provision for loan and lease losses | $132,000 | 3,313 |
| Total noninterest income | $795,000 | 2,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $795,000 | 1,788 |
| Total noninterest expense | $11,102,000 | 745 |
| Salaries and employee benefits | $6,294,000 | 697 |
| Premises and equipment expense | $2,205,000 | 541 |
| Additional noninterest expense | $2,603,000 | 970 |
| Pre-tax net operating income | $-6,387,000 | 9,254 |
| Securities gains (losses) | $7,252,000 | 109 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $865,000 | 3,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $865,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,301 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-6,387,000 | 9,248 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 1,449 |
| Total interest expense | $3,041,000 | 811 |
| Net interest income | $2,053,000 | 2,364 |
| Provision for loan and lease losses | $66,000 | 3,125 |
| Total noninterest income | $416,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $416,000 | 1,692 |
| Total noninterest expense | $5,150,000 | 791 |
| Salaries and employee benefits | $2,965,000 | 736 |
| Premises and equipment expense | $1,083,000 | 551 |
| Additional noninterest expense | $1,102,000 | 1,121 |
| Pre-tax net operating income | $-2,747,000 | 9,295 |
| Securities gains (losses) | $3,134,000 | 114 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $387,000 | 3,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,495 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-2,747,000 | 9,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,895,000 | 1,403 |
| Total interest expense | $13,332,000 | 853 |
| Net interest income | $8,563,000 | 2,260 |
| Provision for loan and lease losses | $1,465,000 | 964 |
| Total noninterest income | $1,610,000 | 2,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,610,000 | 1,562 |
| Total noninterest expense | $17,456,000 | 897 |
| Salaries and employee benefits | $9,522,000 | 844 |
| Premises and equipment expense | $3,989,000 | 564 |
| Additional noninterest expense | $3,945,000 | 1,222 |
| Pre-tax net operating income | $-8,748,000 | 9,328 |
| Securities gains (losses) | $10,680,000 | 101 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,932,000 | 2,879 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,932,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $690,000 | 1,302 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 82 |
| Net operating income | $-8,748,000 | 9,320 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,180,000 | 1,470 |
| Total interest expense | $16,453,000 | 973 |
| Net interest income | $6,727,000 | 2,660 |
| Provision for loan and lease losses | $205,000 | 4,072 |
| Total noninterest income | $1,434,000 | 2,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,434,000 | 1,584 |
| Total noninterest expense | $13,579,000 | 1,088 |
| Salaries and employee benefits | $6,869,000 | 1,083 |
| Premises and equipment expense | $3,472,000 | 633 |
| Additional noninterest expense | $3,238,000 | 1,442 |
| Pre-tax net operating income | $-5,623,000 | 9,572 |
| Securities gains (losses) | $5,969,000 | 125 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $346,000 | 6,849 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $346,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,857 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 571 |
| Net operating income | $-5,623,000 | 9,564 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,438,000 | 1,781 |
| Total interest expense | $14,850,000 | 1,165 |
| Net interest income | $4,588,000 | 3,733 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $997,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $997,000 | 1,862 |
| Total noninterest expense | $11,187,000 | 1,238 |
| Salaries and employee benefits | $5,169,000 | 1,374 |
| Premises and equipment expense | $2,286,000 | 871 |
| Additional noninterest expense | $3,732,000 | 1,223 |
| Pre-tax net operating income | $-5,610,000 | 9,876 |
| Securities gains (losses) | $1,615,000 | 116 |
| Applicable income taxes | $-366,000 | 9,764 |
| Income before extraordinary items | $-3,629,000 | 9,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,629,000 | 9,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,148,000 | 347 |
| Net operating income | $-5,098,650 | 9,863 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 3,035 |
| Total interest expense | $7,641,000 | 1,954 |
| Net interest income | $2,995,000 | 5,166 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $737,000 | 3,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $737,000 | 2,287 |
| Total noninterest expense | $8,385,000 | 1,640 |
| Salaries and employee benefits | $4,125,000 | 1,669 |
| Premises and equipment expense | $1,647,000 | 1,230 |
| Additional noninterest expense | $2,613,000 | 1,709 |
| Pre-tax net operating income | $-4,657,000 | 10,202 |
| Securities gains (losses) | $3,537,000 | 87 |
| Applicable income taxes | $-590,000 | 10,145 |
| Income before extraordinary items | $-530,000 | 9,917 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-530,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $16,710,000 | 40 |
| Net operating income | $-2,793,680 | 10,175 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,116,000 | 5,600 |
| Total interest expense | $3,541,000 | 4,086 |
| Net interest income | $1,575,000 | 7,523 |
| Provision for loan and lease losses | $146,000 | 4,231 |
| Total noninterest income | $594,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,000 | 4,414 |
| Additional Noninterest Income | $596,000 | 2,660 |
| Total noninterest expense | $7,834,000 | 1,679 |
| Salaries and employee benefits | $4,639,000 | 1,411 |
| Premises and equipment expense | $1,020,000 | 1,933 |
| Additional noninterest expense | $2,175,000 | 1,941 |
| Pre-tax net operating income | $-5,811,000 | 10,449 |
| Securities gains (losses) | $7,064,000 | 92 |
| Applicable income taxes | $480,000 | 3,945 |
| Income before extraordinary items | $773,000 | 5,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $773,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,747,960 | 10,427 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 8,575 |
| Total interest expense | $1,258,000 | 7,958 |
| Net interest income | $1,091,000 | 8,961 |
| Provision for loan and lease losses | $89,000 | 5,462 |
| Total noninterest income | $316,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $316,000 | 3,816 |
| Total noninterest expense | $4,975,000 | 2,577 |
| Salaries and employee benefits | $3,246,000 | 2,024 |
| Premises and equipment expense | $634,000 | 3,004 |
| Additional noninterest expense | $1,095,000 | 3,612 |
| Pre-tax net operating income | $-3,657,000 | 10,917 |
| Securities gains (losses) | $3,553,000 | 118 |
| Applicable income taxes | $29,000 | 9,573 |
| Income before extraordinary items | $-133,000 | 10,556 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-133,000 | 10,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,310 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $298,000 | 614 |
| Net operating income | $-3,686,000 | 10,897 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 8,564 |
| Total interest expense | $1,437,000 | 7,738 |
| Net interest income | $1,167,000 | 9,109 |
| Provision for loan and lease losses | $164,000 | 3,884 |
| Total noninterest income | $298,000 | 6,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $298,000 | 4,091 |
| Total noninterest expense | $3,829,000 | 3,473 |
| Salaries and employee benefits | $2,359,000 | 2,840 |
| Premises and equipment expense | $716,000 | 2,729 |
| Additional noninterest expense | $754,000 | 5,434 |
| Pre-tax net operating income | $-2,528,000 | 11,414 |
| Securities gains (losses) | $2,596,000 | 127 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $68,000 | 10,473 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $68,000 | 10,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,528,000 | 11,401 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,382 |
| Total interest expense | $1,754,000 | 7,007 |
| Net interest income | $1,134,000 | 9,528 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $255,000 | 7,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $255,000 | 4,421 |
| Total noninterest expense | $3,540,000 | 3,706 |
| Salaries and employee benefits | $1,893,000 | 3,485 |
| Premises and equipment expense | $734,000 | 2,684 |
| Additional noninterest expense | $913,000 | 4,710 |
| Pre-tax net operating income | $-2,151,000 | 11,929 |
| Securities gains (losses) | $1,707,000 | 150 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-444,000 | 11,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-444,000 | 11,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-2,151,000 | 11,909 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 8,809 |
| Total interest expense | $1,326,000 | 7,468 |
| Net interest income | $1,232,000 | 9,669 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $667,000 | 2,412 |
| Total noninterest expense | $3,980,000 | 3,444 |
| Salaries and employee benefits | $2,272,000 | 2,920 |
| Premises and equipment expense | $732,000 | 2,729 |
| Additional noninterest expense | $976,000 | 4,810 |
| Pre-tax net operating income | $-2,081,000 | 12,526 |
| Securities gains (losses) | $1,700,000 | 105 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-381,000 | 12,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-381,000 | 12,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,081,000 | 12,497 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,705 |
| Total interest expense | $2,112,000 | 5,577 |
| Net interest income | $1,270,000 | 9,836 |
| Provision for loan and lease losses | $287,000 | 3,108 |
| Total noninterest income | $1,611,000 | 2,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,611,000 | 1,463 |
| Total noninterest expense | $5,032,000 | 2,844 |
| Salaries and employee benefits | $2,418,000 | 2,742 |
| Premises and equipment expense | $600,000 | 3,330 |
| Additional noninterest expense | $2,014,000 | 2,718 |
| Pre-tax net operating income | $-2,438,000 | 13,109 |
| Securities gains (losses) | $1,815,000 | 344 |
| Applicable income taxes | $20,000 | 11,603 |
| Income before extraordinary items | $-643,000 | 12,930 |
| Extraordinary gains, net | $175,000 | 1,102 |
| Net income | $-468,000 | 12,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 411 |
| Net operating income | $-2,458,000 | 13,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 7,154 |
| Total interest expense | $2,758,000 | 5,536 |
| Net interest income | $1,522,000 | 9,208 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $439,000 | 6,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $439,000 | 3,495 |
| Total noninterest expense | $2,214,000 | 5,891 |
| Salaries and employee benefits | $1,103,000 | 5,576 |
| Premises and equipment expense | $544,000 | 3,687 |
| Additional noninterest expense | $567,000 | 7,798 |
| Pre-tax net operating income | $-319,000 | 13,186 |
| Securities gains (losses) | $176,000 | 2,193 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-143,000 | 13,114 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-143,000 | 13,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-319,000 | 13,160 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.