Home > Greatbank Chicago > Income and Expense
Greatbank Chicago, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,963,000 | 1,837 |
| Total interest expense | $10,663,000 | 1,585 |
| Net interest income | $11,300,000 | 2,058 |
| Provision for loan and lease losses | $385,000 | 2,344 |
| Total noninterest income | $862,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $467,000 | 3,208 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $395,000 | 3,757 |
| Total noninterest expense | $8,446,000 | 2,084 |
| Salaries and employee benefits | $2,956,000 | 3,172 |
| Premises and equipment expense | $1,105,000 | 2,247 |
| Additional noninterest expense | $4,385,000 | 1,217 |
| Pre-tax net operating income | $3,331,000 | 2,582 |
| Securities gains (losses) | $-11,000 | 7,326 |
| Applicable income taxes | $43,000 | 5,544 |
| Income before extraordinary items | $3,277,000 | 2,118 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,277,000 | 2,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,812 |
| Cash dividends | $2,750,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,287,890 | 2,099 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,360,000 | 1,844 |
| Total interest expense | $7,695,000 | 1,598 |
| Net interest income | $8,665,000 | 2,022 |
| Provision for loan and lease losses | $359,000 | 1,875 |
| Total noninterest income | $624,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $284,000 | 3,833 |
| Total noninterest expense | $6,476,000 | 2,036 |
| Salaries and employee benefits | $2,339,000 | 3,017 |
| Premises and equipment expense | $747,000 | 2,487 |
| Additional noninterest expense | $3,390,000 | 1,195 |
| Pre-tax net operating income | $2,454,000 | 2,696 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $32,000 | 5,718 |
| Income before extraordinary items | $2,420,000 | 2,203 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,420,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,539 |
| Cash dividends | $1,750,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,421,980 | 2,192 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,734,000 | 1,837 |
| Total interest expense | $4,789,000 | 1,627 |
| Net interest income | $5,945,000 | 1,971 |
| Provision for loan and lease losses | $452,000 | 1,055 |
| Total noninterest income | $417,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $210,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 3,678 |
| Total noninterest expense | $4,287,000 | 2,054 |
| Salaries and employee benefits | $1,602,000 | 2,947 |
| Premises and equipment expense | $452,000 | 2,709 |
| Additional noninterest expense | $2,233,000 | 1,212 |
| Pre-tax net operating income | $1,623,000 | 2,715 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $22,000 | 5,757 |
| Income before extraordinary items | $1,592,000 | 2,234 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,592,000 | 2,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,697 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,600,910 | 2,217 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 1,891 |
| Total interest expense | $2,241,000 | 1,644 |
| Net interest income | $2,826,000 | 2,055 |
| Provision for loan and lease losses | $176,000 | 1,255 |
| Total noninterest income | $179,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $2,152,000 | 2,051 |
| Salaries and employee benefits | $804,000 | 2,959 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $1,123,000 | 1,187 |
| Pre-tax net operating income | $677,000 | 3,037 |
| Securities gains (losses) | $-9,000 | 8,219 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $660,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,156 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $668,910 | 2,514 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,533,000 | 1,812 |
| Total interest expense | $7,048,000 | 1,621 |
| Net interest income | $11,485,000 | 1,929 |
| Provision for loan and lease losses | $352,000 | 2,505 |
| Total noninterest income | $767,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $411,000 | 3,492 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,981 |
| Total noninterest expense | $7,805,000 | 2,141 |
| Salaries and employee benefits | $2,700,000 | 3,261 |
| Premises and equipment expense | $855,000 | 2,716 |
| Additional noninterest expense | $4,250,000 | 1,222 |
| Pre-tax net operating income | $4,095,000 | 2,188 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $57,000 | 5,782 |
| Income before extraordinary items | $4,038,000 | 1,731 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,038,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,802 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,038,000 | 1,703 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,424,000 | 1,834 |
| Total interest expense | $4,951,000 | 1,629 |
| Net interest income | $8,473,000 | 1,948 |
| Provision for loan and lease losses | $341,000 | 1,987 |
| Total noninterest income | $667,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $391,000 | 2,974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,945 |
| Total noninterest expense | $5,687,000 | 2,179 |
| Salaries and employee benefits | $1,966,000 | 3,322 |
| Premises and equipment expense | $716,000 | 2,457 |
| Additional noninterest expense | $3,005,000 | 1,278 |
| Pre-tax net operating income | $3,112,000 | 2,171 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $43,000 | 5,893 |
| Income before extraordinary items | $3,069,000 | 1,720 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,069,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,475 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,069,000 | 1,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,600,000 | 1,856 |
| Total interest expense | $3,049,000 | 1,664 |
| Net interest income | $5,551,000 | 1,948 |
| Provision for loan and lease losses | $178,000 | 2,385 |
| Total noninterest income | $426,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $251,000 | 3,006 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $3,837,000 | 2,129 |
| Salaries and employee benefits | $1,341,000 | 3,235 |
| Premises and equipment expense | $483,000 | 2,410 |
| Additional noninterest expense | $2,013,000 | 1,247 |
| Pre-tax net operating income | $1,962,000 | 2,221 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $1,935,000 | 1,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,935,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,646 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,935,000 | 1,738 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 1,873 |
| Total interest expense | $1,441,000 | 1,662 |
| Net interest income | $2,716,000 | 1,978 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $185,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $109,000 | 3,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $1,868,000 | 2,210 |
| Salaries and employee benefits | $666,000 | 3,256 |
| Premises and equipment expense | $249,000 | 2,366 |
| Additional noninterest expense | $953,000 | 1,298 |
| Pre-tax net operating income | $1,007,000 | 2,160 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $993,000 | 1,685 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $993,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,376 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $993,000 | 1,656 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,027,000 | 1,789 |
| Total interest expense | $5,454,000 | 1,509 |
| Net interest income | $10,573,000 | 1,919 |
| Provision for loan and lease losses | $301,000 | 2,893 |
| Total noninterest income | $1,137,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $594,000 | 2,725 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $543,000 | 3,158 |
| Total noninterest expense | $7,024,000 | 2,278 |
| Salaries and employee benefits | $2,531,000 | 3,315 |
| Premises and equipment expense | $984,000 | 2,326 |
| Additional noninterest expense | $3,509,000 | 1,411 |
| Pre-tax net operating income | $4,385,000 | 1,892 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $62,000 | 5,902 |
| Income before extraordinary items | $4,322,000 | 1,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,322,000 | 1,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,355 |
| Cash dividends | $3,425,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,322,990 | 1,437 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,959,000 | 1,772 |
| Total interest expense | $4,030,000 | 1,502 |
| Net interest income | $7,929,000 | 1,902 |
| Provision for loan and lease losses | $103,000 | 4,224 |
| Total noninterest income | $897,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $446,000 | 2,744 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $451,000 | 2,981 |
| Total noninterest expense | $5,341,000 | 2,217 |
| Salaries and employee benefits | $1,979,000 | 3,159 |
| Premises and equipment expense | $751,000 | 2,286 |
| Additional noninterest expense | $2,611,000 | 1,414 |
| Pre-tax net operating income | $3,382,000 | 1,859 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $48,000 | 5,989 |
| Income before extraordinary items | $3,343,000 | 1,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,343,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,195 |
| Cash dividends | $2,425,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,334,090 | 1,433 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 1,766 |
| Total interest expense | $2,714,000 | 1,465 |
| Net interest income | $5,233,000 | 1,905 |
| Provision for loan and lease losses | $23,000 | 5,766 |
| Total noninterest income | $578,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 3,021 |
| Total noninterest expense | $3,578,000 | 2,206 |
| Salaries and employee benefits | $1,265,000 | 3,299 |
| Premises and equipment expense | $499,000 | 2,294 |
| Additional noninterest expense | $1,814,000 | 1,339 |
| Pre-tax net operating income | $2,210,000 | 1,883 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $2,172,000 | 1,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,172,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $1,225,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,177,940 | 1,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 1,747 |
| Total interest expense | $1,367,000 | 1,462 |
| Net interest income | $2,662,000 | 1,877 |
| Provision for loan and lease losses | $191,000 | 1,197 |
| Total noninterest income | $348,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 2,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $205,000 | 2,439 |
| Total noninterest expense | $1,735,000 | 2,291 |
| Salaries and employee benefits | $668,000 | 3,163 |
| Premises and equipment expense | $258,000 | 2,228 |
| Additional noninterest expense | $809,000 | 1,483 |
| Pre-tax net operating income | $1,084,000 | 1,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $1,068,000 | 1,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,068,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $1,225,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,068,000 | 1,416 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,675,000 | 1,710 |
| Total interest expense | $5,487,000 | 1,651 |
| Net interest income | $11,188,000 | 1,732 |
| Provision for loan and lease losses | $969,000 | 1,222 |
| Total noninterest income | $918,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $427,000 | 3,505 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $491,000 | 3,613 |
| Total noninterest expense | $6,943,000 | 2,266 |
| Salaries and employee benefits | $2,696,000 | 3,055 |
| Premises and equipment expense | $986,000 | 2,283 |
| Additional noninterest expense | $3,261,000 | 1,515 |
| Pre-tax net operating income | $4,194,000 | 1,905 |
| Securities gains (losses) | $157,000 | 1,525 |
| Applicable income taxes | $653,000 | 2,911 |
| Income before extraordinary items | $3,698,000 | 1,679 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,698,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,571 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,564,550 | 1,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 1,768 |
| Total interest expense | $4,126,000 | 1,710 |
| Net interest income | $8,157,000 | 1,797 |
| Provision for loan and lease losses | $929,000 | 955 |
| Total noninterest income | $611,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $391,000 | 3,000 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $220,000 | 4,611 |
| Total noninterest expense | $4,909,000 | 2,403 |
| Salaries and employee benefits | $1,945,000 | 3,174 |
| Premises and equipment expense | $719,000 | 2,346 |
| Additional noninterest expense | $2,245,000 | 1,624 |
| Pre-tax net operating income | $2,930,000 | 2,081 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $635,000 | 2,564 |
| Income before extraordinary items | $2,419,000 | 1,988 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,419,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,007 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,321,040 | 1,943 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 1,803 |
| Total interest expense | $2,782,000 | 1,742 |
| Net interest income | $5,289,000 | 1,854 |
| Provision for loan and lease losses | $566,000 | 1,042 |
| Total noninterest income | $309,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $227,000 | 3,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $82,000 | 5,679 |
| Total noninterest expense | $3,201,000 | 2,454 |
| Salaries and employee benefits | $1,262,000 | 3,249 |
| Premises and equipment expense | $495,000 | 2,275 |
| Additional noninterest expense | $1,444,000 | 1,668 |
| Pre-tax net operating income | $1,831,000 | 2,201 |
| Securities gains (losses) | $80,000 | 1,681 |
| Applicable income taxes | $619,000 | 2,004 |
| Income before extraordinary items | $1,292,000 | 2,405 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,292,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,237,600 | 2,358 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 1,865 |
| Total interest expense | $1,390,000 | 1,786 |
| Net interest income | $2,553,000 | 1,907 |
| Provision for loan and lease losses | $253,000 | 1,105 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $1,559,000 | 2,483 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $260,000 | 2,175 |
| Additional noninterest expense | $684,000 | 1,726 |
| Pre-tax net operating income | $891,000 | 2,261 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $605,000 | 1,179 |
| Income before extraordinary items | $300,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $291,040 | 4,138 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,062,000 | 2,188 |
| Total interest expense | $6,027,000 | 1,892 |
| Net interest income | $8,035,000 | 2,389 |
| Provision for loan and lease losses | $804,000 | 1,621 |
| Total noninterest income | $812,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $379,000 | 3,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 3,544 |
| Total noninterest expense | $5,704,000 | 2,590 |
| Salaries and employee benefits | $2,112,000 | 3,577 |
| Premises and equipment expense | $943,000 | 2,307 |
| Additional noninterest expense | $2,649,000 | 1,765 |
| Pre-tax net operating income | $2,339,000 | 3,045 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $817,000 | 2,558 |
| Income before extraordinary items | $1,601,000 | 3,328 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,601,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,589 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,548,860 | 3,306 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,372,000 | 2,741 |
| Total interest expense | $6,269,000 | 2,552 |
| Net interest income | $6,103,000 | 2,905 |
| Provision for loan and lease losses | $474,000 | 2,318 |
| Total noninterest income | $1,240,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $380,000 | 3,548 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $860,000 | 2,276 |
| Total noninterest expense | $5,090,000 | 2,785 |
| Salaries and employee benefits | $1,679,000 | 4,139 |
| Premises and equipment expense | $885,000 | 2,408 |
| Additional noninterest expense | $2,526,000 | 1,814 |
| Pre-tax net operating income | $1,779,000 | 3,466 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $627,000 | 2,888 |
| Income before extraordinary items | $1,228,000 | 3,742 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,228,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,177,840 | 3,735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,757,000 | 3,195 |
| Total interest expense | $4,973,000 | 3,336 |
| Net interest income | $5,784,000 | 3,057 |
| Provision for loan and lease losses | $831,000 | 1,235 |
| Total noninterest income | $741,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $393,000 | 3,291 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $348,000 | 3,629 |
| Total noninterest expense | $4,319,000 | 3,121 |
| Salaries and employee benefits | $1,425,000 | 4,544 |
| Premises and equipment expense | $947,000 | 2,186 |
| Additional noninterest expense | $1,947,000 | 2,226 |
| Pre-tax net operating income | $1,375,000 | 4,330 |
| Securities gains (losses) | $-32,000 | 8,979 |
| Applicable income taxes | $447,000 | 3,753 |
| Income before extraordinary items | $896,000 | 4,693 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $896,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,318 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $917,440 | 4,631 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 3,398 |
| Total interest expense | $4,367,000 | 3,335 |
| Net interest income | $5,075,000 | 3,417 |
| Provision for loan and lease losses | $233,000 | 3,243 |
| Total noninterest income | $1,120,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $472,000 | 2,764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $648,000 | 2,500 |
| Total noninterest expense | $4,171,000 | 3,190 |
| Salaries and employee benefits | $1,396,000 | 4,598 |
| Premises and equipment expense | $982,000 | 2,084 |
| Additional noninterest expense | $1,793,000 | 2,428 |
| Pre-tax net operating income | $1,791,000 | 3,633 |
| Securities gains (losses) | $-30,000 | 9,665 |
| Applicable income taxes | $636,000 | 3,094 |
| Income before extraordinary items | $1,125,000 | 4,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,125,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $1,250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,144,200 | 3,978 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 3,683 |
| Total interest expense | $4,520,000 | 3,289 |
| Net interest income | $4,055,000 | 4,073 |
| Provision for loan and lease losses | $178,000 | 3,829 |
| Total noninterest income | $1,223,000 | 2,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,568 |
| Total noninterest expense | $3,812,000 | 3,366 |
| Salaries and employee benefits | $1,505,000 | 4,225 |
| Premises and equipment expense | $770,000 | 2,537 |
| Additional noninterest expense | $1,537,000 | 2,708 |
| Pre-tax net operating income | $1,288,000 | 4,656 |
| Securities gains (losses) | $233,000 | 846 |
| Applicable income taxes | $508,000 | 3,793 |
| Income before extraordinary items | $1,013,000 | 4,471 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,013,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $856,890 | 4,894 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,985,000 | 4,504 |
| Total interest expense | $3,331,000 | 4,301 |
| Net interest income | $3,654,000 | 4,571 |
| Provision for loan and lease losses | $-18,000 | 10,634 |
| Total noninterest income | $2,252,000 | 1,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,722,000 | 1,211 |
| Total noninterest expense | $3,122,000 | 3,969 |
| Salaries and employee benefits | $1,200,000 | 5,099 |
| Premises and equipment expense | $550,000 | 3,417 |
| Additional noninterest expense | $1,372,000 | 2,965 |
| Pre-tax net operating income | $2,802,000 | 2,639 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $1,001,000 | 2,436 |
| Income before extraordinary items | $1,796,000 | 2,835 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,796,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $850,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 599 |
| Net operating income | $1,799,200 | 2,785 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 5,516 |
| Total interest expense | $2,505,000 | 5,507 |
| Net interest income | $2,999,000 | 5,444 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $969,000 | 3,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 2,760 |
| Total noninterest expense | $2,861,000 | 4,460 |
| Salaries and employee benefits | $1,076,000 | 5,676 |
| Premises and equipment expense | $470,000 | 3,977 |
| Additional noninterest expense | $1,315,000 | 3,498 |
| Pre-tax net operating income | $1,107,000 | 5,387 |
| Securities gains (losses) | $31,000 | 1,673 |
| Applicable income taxes | $383,000 | 5,029 |
| Income before extraordinary items | $755,000 | 5,501 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $755,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $734,540 | 5,556 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 6,084 |
| Total interest expense | $1,855,000 | 6,768 |
| Net interest income | $3,039,000 | 5,445 |
| Provision for loan and lease losses | $-87,000 | 11,681 |
| Total noninterest income | $946,000 | 3,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,744 |
| Total noninterest expense | $2,551,000 | 4,913 |
| Salaries and employee benefits | $733,000 | 7,508 |
| Premises and equipment expense | $427,000 | 4,282 |
| Additional noninterest expense | $1,391,000 | 3,291 |
| Pre-tax net operating income | $1,521,000 | 4,408 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $513,000 | 4,116 |
| Income before extraordinary items | $1,019,000 | 4,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,019,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $538,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,011,630 | 4,548 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 6,171 |
| Total interest expense | $1,703,000 | 6,324 |
| Net interest income | $2,769,000 | 5,974 |
| Provision for loan and lease losses | $187,000 | 3,148 |
| Total noninterest income | $1,501,000 | 2,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,104,000 | 1,725 |
| Total noninterest expense | $2,596,000 | 4,991 |
| Salaries and employee benefits | $675,000 | 8,071 |
| Premises and equipment expense | $344,000 | 5,135 |
| Additional noninterest expense | $1,577,000 | 3,162 |
| Pre-tax net operating income | $1,487,000 | 4,440 |
| Securities gains (losses) | $-332,000 | 12,141 |
| Applicable income taxes | $357,000 | 5,191 |
| Income before extraordinary items | $798,000 | 5,382 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $798,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $1,329,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,027,080 | 4,480 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 6,056 |
| Total interest expense | $1,778,000 | 6,392 |
| Net interest income | $2,955,000 | 5,722 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $654,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 5,557 |
| Total noninterest expense | $2,372,000 | 5,517 |
| Salaries and employee benefits | $565,000 | 9,088 |
| Premises and equipment expense | $300,000 | 5,858 |
| Additional noninterest expense | $1,507,000 | 3,491 |
| Pre-tax net operating income | $1,237,000 | 5,067 |
| Securities gains (losses) | $196,000 | 1,719 |
| Applicable income taxes | $500,000 | 4,189 |
| Income before extraordinary items | $933,000 | 4,950 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $933,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 12,874 |
| Cash dividends | $771,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $805,600 | 5,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 7,090 |
| Total interest expense | $1,778,000 | 7,681 |
| Net interest income | $2,563,000 | 6,473 |
| Provision for loan and lease losses | $211,000 | 5,078 |
| Total noninterest income | $699,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $468,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,223 |
| Total noninterest expense | $2,277,000 | 5,745 |
| Salaries and employee benefits | $569,000 | 9,093 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $1,349,000 | 3,920 |
| Pre-tax net operating income | $774,000 | 6,691 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $305,000 | 5,864 |
| Income before extraordinary items | $540,000 | 7,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $540,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $494,560 | 7,000 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.