GreatBank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,039,000 | 1,753 |
| Total interest expense | $12,429,000 | 1,351 |
| Net interest income | $10,610,000 | 2,179 |
| Provision for loan and lease losses | $722,000 | 1,374 |
| Total noninterest income | $4,315,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $695,000 | 2,384 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,620,000 | 869 |
| Total noninterest expense | $10,405,000 | 1,713 |
| Salaries and employee benefits | $4,144,000 | 2,370 |
| Premises and equipment expense | $959,000 | 2,568 |
| Additional noninterest expense | $5,302,000 | 1,004 |
| Pre-tax net operating income | $3,798,000 | 2,342 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $50,000 | 5,451 |
| Income before extraordinary items | $3,752,000 | 1,893 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,752,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,239 |
| Cash dividends | $3,600,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,748,040 | 1,879 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,755,000 | 1,800 |
| Total interest expense | $8,848,000 | 1,375 |
| Net interest income | $7,907,000 | 2,207 |
| Provision for loan and lease losses | $733,000 | 1,009 |
| Total noninterest income | $3,295,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $519,000 | 2,404 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,776,000 | 870 |
| Total noninterest expense | $8,022,000 | 1,668 |
| Salaries and employee benefits | $3,280,000 | 2,236 |
| Premises and equipment expense | $708,000 | 2,611 |
| Additional noninterest expense | $4,034,000 | 999 |
| Pre-tax net operating income | $2,447,000 | 2,701 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $2,420,000 | 2,203 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,420,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,215 |
| Cash dividends | $1,900,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,416,040 | 2,197 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,677,000 | 1,849 |
| Total interest expense | $5,448,000 | 1,413 |
| Net interest income | $5,229,000 | 2,236 |
| Provision for loan and lease losses | $468,000 | 1,037 |
| Total noninterest income | $2,229,000 | 1,213 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $321,000 | 2,531 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,908,000 | 852 |
| Total noninterest expense | $5,564,000 | 1,613 |
| Salaries and employee benefits | $2,336,000 | 2,097 |
| Premises and equipment expense | $457,000 | 2,686 |
| Additional noninterest expense | $2,771,000 | 970 |
| Pre-tax net operating income | $1,426,000 | 2,978 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $1,408,000 | 2,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,408,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,008 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,408,000 | 2,445 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 1,896 |
| Total interest expense | $2,482,000 | 1,481 |
| Net interest income | $2,571,000 | 2,263 |
| Provision for loan and lease losses | $237,000 | 984 |
| Total noninterest income | $1,114,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 2,456 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $954,000 | 835 |
| Total noninterest expense | $2,782,000 | 1,619 |
| Salaries and employee benefits | $1,177,000 | 2,092 |
| Premises and equipment expense | $220,000 | 2,781 |
| Additional noninterest expense | $1,385,000 | 963 |
| Pre-tax net operating income | $666,000 | 3,079 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $658,000 | 2,560 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $658,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 958 |
| Cash dividends | $900,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $658,000 | 2,540 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,664,000 | 1,713 |
| Total interest expense | $8,334,000 | 1,363 |
| Net interest income | $11,330,000 | 1,964 |
| Provision for loan and lease losses | $923,000 | 1,127 |
| Total noninterest income | $4,397,000 | 1,191 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $594,000 | 2,676 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,803,000 | 840 |
| Total noninterest expense | $10,110,000 | 1,684 |
| Salaries and employee benefits | $4,266,000 | 2,155 |
| Premises and equipment expense | $874,000 | 2,664 |
| Additional noninterest expense | $4,970,000 | 1,043 |
| Pre-tax net operating income | $4,694,000 | 1,961 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $67,000 | 5,665 |
| Income before extraordinary items | $4,627,000 | 1,523 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,627,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 909 |
| Cash dividends | $1,700,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,627,000 | 1,499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,180,000 | 1,727 |
| Total interest expense | $5,915,000 | 1,360 |
| Net interest income | $8,265,000 | 2,000 |
| Provision for loan and lease losses | $695,000 | 1,072 |
| Total noninterest income | $3,345,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $536,000 | 2,306 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,809,000 | 859 |
| Total noninterest expense | $7,507,000 | 1,682 |
| Salaries and employee benefits | $3,235,000 | 2,117 |
| Premises and equipment expense | $759,000 | 2,323 |
| Additional noninterest expense | $3,513,000 | 1,078 |
| Pre-tax net operating income | $3,408,000 | 2,028 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $48,000 | 5,824 |
| Income before extraordinary items | $3,360,000 | 1,569 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,360,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,004 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,360,000 | 1,541 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,010,000 | 1,771 |
| Total interest expense | $3,646,000 | 1,384 |
| Net interest income | $5,364,000 | 2,028 |
| Provision for loan and lease losses | $381,000 | 1,232 |
| Total noninterest income | $2,191,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $328,000 | 2,437 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,863,000 | 852 |
| Total noninterest expense | $4,940,000 | 1,691 |
| Salaries and employee benefits | $2,128,000 | 2,128 |
| Premises and equipment expense | $489,000 | 2,382 |
| Additional noninterest expense | $2,323,000 | 1,082 |
| Pre-tax net operating income | $2,234,000 | 2,000 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $2,202,000 | 1,564 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,202,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,002 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,202,000 | 1,541 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 1,826 |
| Total interest expense | $1,718,000 | 1,393 |
| Net interest income | $2,573,000 | 2,099 |
| Provision for loan and lease losses | $187,000 | 1,186 |
| Total noninterest income | $1,088,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $145,000 | 2,637 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $943,000 | 823 |
| Total noninterest expense | $2,455,000 | 1,714 |
| Salaries and employee benefits | $1,047,000 | 2,174 |
| Premises and equipment expense | $250,000 | 2,355 |
| Additional noninterest expense | $1,158,000 | 1,071 |
| Pre-tax net operating income | $1,019,000 | 2,137 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $1,005,000 | 1,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,005,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,554 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,005,000 | 1,641 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,167,000 | 1,774 |
| Total interest expense | $5,873,000 | 1,402 |
| Net interest income | $10,294,000 | 1,973 |
| Provision for loan and lease losses | $456,000 | 2,123 |
| Total noninterest income | $4,255,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $757,000 | 2,242 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,498,000 | 877 |
| Total noninterest expense | $8,926,000 | 1,810 |
| Salaries and employee benefits | $3,681,000 | 2,356 |
| Premises and equipment expense | $904,000 | 2,512 |
| Additional noninterest expense | $4,341,000 | 1,138 |
| Pre-tax net operating income | $5,167,000 | 1,648 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $85,000 | 5,673 |
| Income before extraordinary items | $5,085,000 | 1,282 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,085,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,478 |
| Cash dividends | $4,895,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,082,060 | 1,248 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,907,000 | 1,779 |
| Total interest expense | $4,193,000 | 1,440 |
| Net interest income | $7,714,000 | 1,956 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $3,187,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $581,000 | 2,217 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,606,000 | 888 |
| Total noninterest expense | $6,662,000 | 1,814 |
| Salaries and employee benefits | $2,801,000 | 2,317 |
| Premises and equipment expense | $645,000 | 2,612 |
| Additional noninterest expense | $3,216,000 | 1,146 |
| Pre-tax net operating income | $4,114,000 | 1,564 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $70,000 | 5,707 |
| Income before extraordinary items | $4,047,000 | 1,216 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,047,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,573 |
| Cash dividends | $4,896,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,044,060 | 1,180 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 1,767 |
| Total interest expense | $2,788,000 | 1,423 |
| Net interest income | $5,158,000 | 1,927 |
| Provision for loan and lease losses | $65,000 | 4,191 |
| Total noninterest income | $2,087,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $374,000 | 2,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,713,000 | 893 |
| Total noninterest expense | $4,351,000 | 1,834 |
| Salaries and employee benefits | $1,864,000 | 2,320 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $2,067,000 | 1,173 |
| Pre-tax net operating income | $2,829,000 | 1,503 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $51,000 | 5,621 |
| Income before extraordinary items | $2,778,000 | 1,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,778,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,463 |
| Cash dividends | $2,596,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,778,000 | 1,134 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 1,771 |
| Total interest expense | $1,447,000 | 1,381 |
| Net interest income | $2,540,000 | 1,971 |
| Provision for loan and lease losses | $155,000 | 1,385 |
| Total noninterest income | $924,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $737,000 | 984 |
| Total noninterest expense | $2,093,000 | 1,914 |
| Salaries and employee benefits | $866,000 | 2,504 |
| Premises and equipment expense | $211,000 | 2,672 |
| Additional noninterest expense | $1,016,000 | 1,182 |
| Pre-tax net operating income | $1,216,000 | 1,694 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $1,187,000 | 1,352 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,187,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,325 |
| Cash dividends | $1,346,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,187,000 | 1,287 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,219,000 | 1,755 |
| Total interest expense | $6,009,000 | 1,476 |
| Net interest income | $10,210,000 | 1,910 |
| Provision for loan and lease losses | $1,035,000 | 1,142 |
| Total noninterest income | $3,257,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $591,000 | 2,723 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,666,000 | 1,179 |
| Total noninterest expense | $7,531,000 | 2,090 |
| Salaries and employee benefits | $3,201,000 | 2,626 |
| Premises and equipment expense | $552,000 | 3,764 |
| Additional noninterest expense | $3,778,000 | 1,312 |
| Pre-tax net operating income | $4,901,000 | 1,663 |
| Securities gains (losses) | $150,000 | 1,560 |
| Applicable income taxes | $1,260,000 | 1,868 |
| Income before extraordinary items | $3,791,000 | 1,637 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,791,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,532 |
| Cash dividends | $1,400,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,678,500 | 1,606 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,029,000 | 1,805 |
| Total interest expense | $4,479,000 | 1,556 |
| Net interest income | $7,550,000 | 1,944 |
| Provision for loan and lease losses | $595,000 | 1,424 |
| Total noninterest income | $2,555,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $465,000 | 2,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,090,000 | 1,192 |
| Total noninterest expense | $5,557,000 | 2,132 |
| Salaries and employee benefits | $2,436,000 | 2,588 |
| Premises and equipment expense | $385,000 | 3,972 |
| Additional noninterest expense | $2,736,000 | 1,352 |
| Pre-tax net operating income | $3,953,000 | 1,596 |
| Securities gains (losses) | $116,000 | 1,617 |
| Applicable income taxes | $1,246,000 | 1,569 |
| Income before extraordinary items | $2,823,000 | 1,707 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,823,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,370 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,742,960 | 1,658 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 1,852 |
| Total interest expense | $2,989,000 | 1,617 |
| Net interest income | $4,926,000 | 1,990 |
| Provision for loan and lease losses | $379,000 | 1,471 |
| Total noninterest income | $1,607,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $296,000 | 2,681 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,311,000 | 1,248 |
| Total noninterest expense | $3,604,000 | 2,177 |
| Salaries and employee benefits | $1,621,000 | 2,590 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $1,734,000 | 1,428 |
| Pre-tax net operating income | $2,550,000 | 1,642 |
| Securities gains (losses) | $69,000 | 1,788 |
| Applicable income taxes | $1,225,000 | 1,155 |
| Income before extraordinary items | $1,394,000 | 2,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,394,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,384 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,349,840 | 2,184 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 1,967 |
| Total interest expense | $1,474,000 | 1,698 |
| Net interest income | $2,245,000 | 2,173 |
| Provision for loan and lease losses | $189,000 | 1,440 |
| Total noninterest income | $767,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $665,000 | 1,205 |
| Total noninterest expense | $1,734,000 | 2,252 |
| Salaries and employee benefits | $814,000 | 2,578 |
| Premises and equipment expense | $123,000 | 4,076 |
| Additional noninterest expense | $797,000 | 1,486 |
| Pre-tax net operating income | $1,089,000 | 1,892 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $595,000 | 1,193 |
| Income before extraordinary items | $512,000 | 2,895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,134 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $500,480 | 2,801 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,871,000 | 2,073 |
| Total interest expense | $6,400,000 | 1,782 |
| Net interest income | $8,471,000 | 2,288 |
| Provision for loan and lease losses | $758,000 | 1,717 |
| Total noninterest income | $3,127,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $357,000 | 3,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,770,000 | 1,051 |
| Total noninterest expense | $6,423,000 | 2,327 |
| Salaries and employee benefits | $2,810,000 | 2,804 |
| Premises and equipment expense | $569,000 | 3,570 |
| Additional noninterest expense | $3,044,000 | 1,560 |
| Pre-tax net operating income | $4,417,000 | 1,827 |
| Securities gains (losses) | $108,000 | 1,668 |
| Applicable income taxes | $1,550,000 | 1,604 |
| Income before extraordinary items | $2,975,000 | 2,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,975,000 | 2,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 2,023 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,903,720 | 1,992 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,864,000 | 2,471 |
| Total interest expense | $8,001,000 | 2,019 |
| Net interest income | $5,863,000 | 2,999 |
| Provision for loan and lease losses | $649,000 | 1,783 |
| Total noninterest income | $2,871,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $292,000 | 4,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,579,000 | 1,046 |
| Total noninterest expense | $5,605,000 | 2,524 |
| Salaries and employee benefits | $2,426,000 | 3,028 |
| Premises and equipment expense | $585,000 | 3,435 |
| Additional noninterest expense | $2,594,000 | 1,765 |
| Pre-tax net operating income | $2,480,000 | 2,680 |
| Securities gains (losses) | $319,000 | 867 |
| Applicable income taxes | $969,000 | 2,120 |
| Income before extraordinary items | $1,830,000 | 2,745 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,830,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,323 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,622,650 | 2,943 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,351,000 | 3,307 |
| Total interest expense | $5,618,000 | 2,956 |
| Net interest income | $4,733,000 | 3,644 |
| Provision for loan and lease losses | $576,000 | 1,683 |
| Total noninterest income | $2,403,000 | 1,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,137,000 | 1,084 |
| Total noninterest expense | $4,471,000 | 3,013 |
| Salaries and employee benefits | $2,025,000 | 3,426 |
| Premises and equipment expense | $459,000 | 4,064 |
| Additional noninterest expense | $1,987,000 | 2,172 |
| Pre-tax net operating income | $2,089,000 | 3,217 |
| Securities gains (losses) | $-23,000 | 8,808 |
| Applicable income taxes | $714,000 | 2,740 |
| Income before extraordinary items | $1,352,000 | 3,523 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,352,000 | 3,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,531 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,366,950 | 3,485 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 4,185 |
| Total interest expense | $3,719,000 | 3,825 |
| Net interest income | $3,704,000 | 4,455 |
| Provision for loan and lease losses | $399,000 | 2,128 |
| Total noninterest income | $1,709,000 | 2,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,526,000 | 1,384 |
| Total noninterest expense | $3,737,000 | 3,521 |
| Salaries and employee benefits | $1,710,000 | 3,907 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $1,619,000 | 2,662 |
| Pre-tax net operating income | $1,277,000 | 4,583 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $412,000 | 4,087 |
| Income before extraordinary items | $858,000 | 4,875 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $858,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $862,760 | 4,818 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 5,071 |
| Total interest expense | $3,019,000 | 4,702 |
| Net interest income | $2,872,000 | 5,297 |
| Provision for loan and lease losses | $267,000 | 2,890 |
| Total noninterest income | $958,000 | 3,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,095 |
| Total noninterest expense | $2,729,000 | 4,469 |
| Salaries and employee benefits | $1,209,000 | 5,046 |
| Premises and equipment expense | $324,000 | 5,135 |
| Additional noninterest expense | $1,196,000 | 3,384 |
| Pre-tax net operating income | $834,000 | 5,958 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $835,000 | 5,052 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $835,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $834,000 | 4,973 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 7,098 |
| Total interest expense | $2,030,000 | 6,206 |
| Net interest income | $1,531,000 | 7,913 |
| Provision for loan and lease losses | $136,000 | 4,347 |
| Total noninterest income | $643,000 | 4,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 2,618 |
| Total noninterest expense | $2,069,000 | 5,523 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $293,000 | 5,514 |
| Additional noninterest expense | $885,000 | 4,375 |
| Pre-tax net operating income | $-31,000 | 10,427 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-28,000 | 10,438 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-28,000 | 10,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,965,000 | 319 |
| Net operating income | $-31,000 | 10,408 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 9,620 |
| Total interest expense | $975,000 | 9,105 |
| Net interest income | $849,000 | 9,962 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,471 |
| Total noninterest expense | $1,732,000 | 6,538 |
| Salaries and employee benefits | $703,000 | 7,518 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $754,000 | 5,434 |
| Pre-tax net operating income | $-571,000 | 11,268 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-6,000 | 10,924 |
| Income before extraordinary items | $-565,000 | 11,287 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-565,000 | 11,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 11,288 |
| Net operating income | $-565,000 | 11,261 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 11,832 |
| Total interest expense | $147,000 | 11,815 |
| Net interest income | $256,000 | 11,808 |
| Provision for loan and lease losses | $137,000 | 3,822 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $1,149,000 | 8,393 |
| Salaries and employee benefits | $466,000 | 9,401 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $598,000 | 6,552 |
| Pre-tax net operating income | $-914,000 | 11,865 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-158,000 | 11,769 |
| Income before extraordinary items | $-756,000 | 11,843 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-756,000 | 11,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $4,192,000 | 118 |
| Net operating income | $-756,000 | 11,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.