| 2006-12-31 | Rank |
| # of Employees: | 61 | 2,843 |
| Assets and Liabilities |
| Total Assets: | $355,175,000 | 1,848 |
| Cash and due from depository institutions | $4,342,000 | 2,843 |
| Interest-bearing balances | $44,000 | 5,529 |
| Securities | $24,237,000 | 4,007 |
| Federal funds sold & reverse repurchase agreements | $19,209,000 | 850 |
| Net loans & leases | $293,915,000 | 1,566 |
| Loan loss allowance | $2,969,000 | 1,749 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,418,000 | 1,271 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,054,000 | 3,475 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $355,176,000 | 1,848 |
| Total liabilities | $330,744,000 | 1,795 |
| Total deposits | $311,077,000 | 1,700 |
| Interest-bearing deposits | $302,237,000 | 1,510 |
| Deposits held in domestic offices | $311,077,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $8,000,000 | 154 |
| All other liabilities | $3,667,000 | 1,477 |
| Total equity capital | $24,432,000 | 2,686 |
| Total bank equity capital | $24,432,000 | 2,686 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $656,000 | 3,655 |
| Surplus | $11,929,000 | 2,154 |
| Undivided profits | $11,847,000 | 2,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,503,000 | 1,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,667,000 | 2,511 |
| Earning assets | $337,405,000 | 1,798 |
| Long-term assets (5+ years) | $30,487,000 | 2,630 |
| Average Assets, year-to-date | $350,258,600 | 1,797 |
| Average Assets, quarterly | $358,286,000 | 1,817 |
| Volatile liabilities | $94,930,000 | 1,578 |
| Insider loans | $4,920,000 | 1,458 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $53,544,000 | 1,742 |
| Tier 1 (core) risk-based capital | $24,491,000 | 2,558 |
| Tier 2 risk-based capital | $10,969,000 | 514 |
| Total risk weighted assets | $318,582,000 | 1,520 |
| Total unused commitments | $53,544,000 | 1,743 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities |
| Total Assets: | $361,397,000 | 1,815 |
| Cash and due from depository institutions | $5,887,000 | 2,905 |
| Interest-bearing balances | $71,000 | 5,209 |
| Securities | $23,629,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,439 |
| Net loans & leases | $308,607,000 | 1,490 |
| Loan loss allowance | $3,166,000 | 1,653 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,512,000 | 1,233 |
| Other real estate owned | $0 | 2,905 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,862,000 | 3,599 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $361,397,000 | 1,815 |
| Total liabilities | $337,944,000 | 1,744 |
| Total deposits | $317,830,000 | 1,654 |
| Interest-bearing deposits | $298,141,000 | 1,497 |
| Deposits held in domestic offices | $317,830,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,964 |
| Subordinated debt | $9,300,000 | 156 |
| All other liabilities | $2,814,000 | 1,815 |
| Total equity capital | $23,453,000 | 2,758 |
| Total bank equity capital | $23,453,000 | 2,758 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $656,000 | 3,678 |
| Surplus | $10,629,000 | 2,293 |
| Undivided profits | $12,168,000 | 2,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,907,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,629,000 | 2,586 |
| Earning assets | $342,207,000 | 1,758 |
| Long-term assets (5+ years) | $30,625,000 | 2,592 |
| Average Assets, year-to-date | $349,029,500 | 1,819 |
| Average Assets, quarterly | $357,479,500 | 1,807 |
| Volatile liabilities | $92,178,000 | 1,600 |
| Insider loans | $6,425,000 | 1,087 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $58,616,000 | 1,642 |
| Tier 1 (core) risk-based capital | $23,559,000 | 2,625 |
| Tier 2 risk-based capital | $12,466,000 | 476 |
| Total risk weighted assets | $335,110,000 | 1,441 |
| Total unused commitments | $58,616,000 | 1,643 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 63 | 2,804 |
| Assets and Liabilities |
| Total Assets: | $353,562,000 | 1,825 |
| Cash and due from depository institutions | $3,728,000 | 2,804 |
| Interest-bearing balances | $94,000 | 5,027 |
| Securities | $24,859,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,508 |
| Net loans & leases | $307,398,000 | 1,469 |
| Loan loss allowance | $2,954,000 | 1,744 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,633,000 | 1,194 |
| Other real estate owned | $0 | 2,804 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,744,000 | 3,623 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $353,563,000 | 1,825 |
| Total liabilities | $330,301,000 | 1,767 |
| Total deposits | $310,801,000 | 1,669 |
| Interest-bearing deposits | $287,899,000 | 1,544 |
| Deposits held in domestic offices | $310,801,000 | 1,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $9,300,000 | 151 |
| All other liabilities | $2,200,000 | 2,014 |
| Total equity capital | $23,262,000 | 2,676 |
| Total bank equity capital | $23,262,000 | 2,676 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $657,000 | 3,676 |
| Surplus | $10,629,000 | 2,256 |
| Undivided profits | $11,976,000 | 2,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,057,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,476,000 | 2,528 |
| Earning assets | $336,551,000 | 1,771 |
| Long-term assets (5+ years) | $27,797,000 | 2,733 |
| Average Assets, year-to-date | $344,907,000 | 1,842 |
| Average Assets, quarterly | $341,497,500 | 1,867 |
| Volatile liabilities | $86,825,000 | 1,674 |
| Insider loans | $10,200,000 | 665 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $424,000 | 1,250 |
| Unused loan commitments | $64,688,000 | 1,517 |
| Tier 1 (core) risk-based capital | $23,533,000 | 2,581 |
| Tier 2 risk-based capital | $12,254,000 | 476 |
| Total risk weighted assets | $335,982,000 | 1,415 |
| Total unused commitments | $64,688,000 | 1,517 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 80 | 2,183 |
| Assets and Liabilities |
| Total Assets: | $329,433,000 | 1,929 |
| Cash and due from depository institutions | $4,974,000 | 2,183 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $25,795,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,594 |
| Net loans & leases | $275,525,000 | 1,591 |
| Loan loss allowance | $2,851,000 | 1,773 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,735,000 | 1,145 |
| Other real estate owned | $0 | 2,183 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,004,000 | 3,395 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $329,433,000 | 1,929 |
| Total liabilities | $308,474,000 | 1,855 |
| Total deposits | $293,674,000 | 1,744 |
| Interest-bearing deposits | $270,258,000 | 1,611 |
| Deposits held in domestic offices | $293,674,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,871 |
| Subordinated debt | $8,000,000 | 152 |
| All other liabilities | $2,800,000 | 1,681 |
| Total equity capital | $20,959,000 | 2,902 |
| Total bank equity capital | $20,959,000 | 2,902 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $656,000 | 3,666 |
| Surplus | $9,129,000 | 2,461 |
| Undivided profits | $11,174,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,442,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,279,000 | 2,785 |
| Earning assets | $310,720,000 | 1,868 |
| Long-term assets (5+ years) | $24,673,000 | 2,911 |
| Average Assets, year-to-date | $340,579,500 | 1,844 |
| Average Assets, quarterly | $340,579,500 | 1,844 |
| Volatile liabilities | $66,678,000 | 1,991 |
| Insider loans | $9,651,000 | 673 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $881,000 | 893 |
| Unused loan commitments | $60,831,000 | 1,574 |
| Tier 1 (core) risk-based capital | $21,281,000 | 2,772 |
| Tier 2 risk-based capital | $10,851,000 | 496 |
| Total risk weighted assets | $305,701,000 | 1,527 |
| Total unused commitments | $60,831,000 | 1,574 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 78 | 2,240 |
| Assets and Liabilities |
| Total Assets: | $351,726,000 | 1,804 |
| Cash and due from depository institutions | $5,056,000 | 2,240 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $27,852,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $36,473,000 | 353 |
| Net loans & leases | $268,588,000 | 1,607 |
| Loan loss allowance | $2,713,000 | 1,836 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,841,000 | 1,114 |
| Other real estate owned | $269,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,647,000 | 3,596 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $351,726,000 | 1,804 |
| Total liabilities | $330,561,000 | 1,736 |
| Total deposits | $320,185,000 | 1,562 |
| Interest-bearing deposits | $270,911,000 | 1,578 |
| Deposits held in domestic offices | $320,185,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $8,000,000 | 151 |
| All other liabilities | $2,376,000 | 1,875 |
| Total equity capital | $21,165,000 | 2,842 |
| Total bank equity capital | $21,165,000 | 2,842 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $656,000 | 3,682 |
| Surplus | $9,130,000 | 2,430 |
| Undivided profits | $11,379,000 | 2,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $965,000 | 2,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,363,000 | 2,625 |
| Earning assets | $332,913,000 | 1,748 |
| Long-term assets (5+ years) | $29,374,000 | 2,590 |
| Average Assets, year-to-date | $317,668,200 | 1,865 |
| Average Assets, quarterly | $338,780,500 | 1,836 |
| Volatile liabilities | $62,434,000 | 2,041 |
| Insider loans | $9,699,000 | 647 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $64,082,000 | 1,463 |
| Tier 1 (core) risk-based capital | $21,527,000 | 2,716 |
| Tier 2 risk-based capital | $10,713,000 | 492 |
| Total risk weighted assets | $299,927,000 | 1,523 |
| Total unused commitments | $64,082,000 | 1,463 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 80 | 2,157 |
| Assets and Liabilities |
| Total Assets: | $325,835,000 | 1,879 |
| Cash and due from depository institutions | $7,884,000 | 2,157 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $19,755,000 | 4,642 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,111 |
| Net loans & leases | $272,752,000 | 1,551 |
| Loan loss allowance | $2,762,000 | 1,763 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,171,000 | 1,040 |
| Other real estate owned | $269,000 | 2,157 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,204,000 | 3,883 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $325,835,000 | 1,879 |
| Total liabilities | $305,305,000 | 1,822 |
| Total deposits | $295,309,000 | 1,664 |
| Interest-bearing deposits | $274,974,000 | 1,511 |
| Deposits held in domestic offices | $295,309,000 | 1,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $8,000,000 | 146 |
| All other liabilities | $1,996,000 | 2,078 |
| Total equity capital | $20,530,000 | 2,890 |
| Total bank equity capital | $20,530,000 | 2,890 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $656,000 | 3,671 |
| Surplus | $9,129,000 | 2,370 |
| Undivided profits | $10,745,000 | 2,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,739,000 | 1,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,154,000 | 3,016 |
| Earning assets | $304,307,000 | 1,842 |
| Long-term assets (5+ years) | $31,031,000 | 2,526 |
| Average Assets, year-to-date | $309,153,750 | 1,909 |
| Average Assets, quarterly | $321,731,500 | 1,876 |
| Volatile liabilities | $62,550,000 | 1,985 |
| Insider loans | $9,642,000 | 630 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $57,725,000 | 1,565 |
| Tier 1 (core) risk-based capital | $20,764,000 | 2,769 |
| Tier 2 risk-based capital | $10,762,000 | 483 |
| Total risk weighted assets | $297,668,000 | 1,493 |
| Total unused commitments | $57,725,000 | 1,565 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities |
| Total Assets: | $317,628,000 | 1,883 |
| Cash and due from depository institutions | $7,993,000 | 2,161 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $20,852,000 | 4,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $274,783,000 | 1,496 |
| Loan loss allowance | $2,594,000 | 1,858 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,235,000 | 1,009 |
| Other real estate owned | $269,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,496,000 | 3,536 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $317,628,000 | 1,883 |
| Total liabilities | $296,957,000 | 1,817 |
| Total deposits | $286,958,000 | 1,677 |
| Interest-bearing deposits | $264,261,000 | 1,544 |
| Deposits held in domestic offices | $286,958,000 | 1,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $8,000,000 | 141 |
| All other liabilities | $1,999,000 | 1,961 |
| Total equity capital | $20,671,000 | 2,834 |
| Total bank equity capital | $20,671,000 | 2,834 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $656,000 | 3,659 |
| Surplus | $9,129,000 | 2,319 |
| Undivided profits | $10,886,000 | 2,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,770,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,117,000 | 2,844 |
| Earning assets | $295,635,000 | 1,850 |
| Long-term assets (5+ years) | $31,227,000 | 2,510 |
| Average Assets, year-to-date | $303,593,330 | 1,924 |
| Average Assets, quarterly | $307,016,000 | 1,931 |
| Volatile liabilities | $58,948,000 | 1,995 |
| Insider loans | $9,618,000 | 615 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $298,000 | 1,411 |
| Unused loan commitments | $56,848,000 | 1,534 |
| Tier 1 (core) risk-based capital | $20,815,000 | 2,696 |
| Tier 2 risk-based capital | $10,594,000 | 486 |
| Total risk weighted assets | $298,651,000 | 1,442 |
| Total unused commitments | $56,848,000 | 1,534 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 83 | 2,061 |
| Assets and Liabilities |
| Total Assets: | $296,404,000 | 1,996 |
| Cash and due from depository institutions | $7,237,000 | 2,061 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,730,000 | 4,887 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,145 |
| Net loans & leases | $251,280,000 | 1,597 |
| Loan loss allowance | $2,600,000 | 1,822 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,364,000 | 972 |
| Other real estate owned | $269,000 | 2,061 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,024,000 | 3,835 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $296,404,000 | 1,996 |
| Total liabilities | $278,376,000 | 1,910 |
| Total deposits | $268,756,000 | 1,773 |
| Interest-bearing deposits | $250,614,000 | 1,601 |
| Deposits held in domestic offices | $268,756,000 | 1,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $8,000,000 | 145 |
| All other liabilities | $1,620,000 | 2,268 |
| Total equity capital | $18,028,000 | 3,130 |
| Total bank equity capital | $18,028,000 | 3,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $657,000 | 3,668 |
| Surplus | $7,779,000 | 2,582 |
| Undivided profits | $9,592,000 | 3,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,322,000 | 1,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $937,000 | 3,237 |
| Earning assets | $275,510,000 | 1,957 |
| Long-term assets (5+ years) | $25,268,000 | 2,969 |
| Average Assets, year-to-date | $296,576,000 | 1,968 |
| Average Assets, quarterly | $296,576,000 | 1,968 |
| Volatile liabilities | $54,008,000 | 2,035 |
| Insider loans | $8,128,000 | 728 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $151,000 | 1,534 |
| Unused loan commitments | $59,060,000 | 1,433 |
| Tier 1 (core) risk-based capital | $18,265,000 | 2,999 |
| Tier 2 risk-based capital | $10,600,000 | 484 |
| Total risk weighted assets | $271,240,000 | 1,557 |
| Total unused commitments | $59,060,000 | 1,433 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities |
| Total Assets: | $296,748,000 | 1,975 |
| Cash and due from depository institutions | $18,813,000 | 2,212 |
| Interest-bearing balances | $98,000 | 5,283 |
| Securities | $18,901,000 | 4,892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $244,802,000 | 1,609 |
| Loan loss allowance | $2,473,000 | 1,909 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,442,000 | 953 |
| Other real estate owned | $269,000 | 2,212 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,521,000 | 3,424 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $296,748,000 | 1,975 |
| Total liabilities | $279,558,000 | 1,880 |
| Total deposits | $269,981,000 | 1,743 |
| Interest-bearing deposits | $251,044,000 | 1,576 |
| Deposits held in domestic offices | $269,981,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $8,000,000 | 150 |
| All other liabilities | $1,577,000 | 2,304 |
| Total equity capital | $17,190,000 | 3,260 |
| Total bank equity capital | $17,190,000 | 3,260 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $657,000 | 3,672 |
| Surplus | $7,779,000 | 2,535 |
| Undivided profits | $8,754,000 | 3,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,062,000 | 2,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,185,000 | 2,559 |
| Earning assets | $263,801,000 | 2,034 |
| Long-term assets (5+ years) | $17,873,000 | 3,696 |
| Average Assets, year-to-date | $279,164,400 | 1,997 |
| Average Assets, quarterly | $287,661,500 | 2,009 |
| Volatile liabilities | $53,332,000 | 2,019 |
| Insider loans | $9,520,000 | 607 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $34,634,000 | 2,106 |
| Tier 1 (core) risk-based capital | $17,279,000 | 3,108 |
| Tier 2 risk-based capital | $10,473,000 | 501 |
| Total risk weighted assets | $259,746,000 | 1,607 |
| Total unused commitments | $34,634,000 | 2,106 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities |
| Total Assets: | $278,575,000 | 2,064 |
| Cash and due from depository institutions | $6,045,000 | 2,126 |
| Interest-bearing balances | $98,000 | 5,327 |
| Securities | $13,826,000 | 5,744 |
| Federal funds sold & reverse repurchase agreements | $13,740,000 | 823 |
| Net loans & leases | $232,731,000 | 1,659 |
| Loan loss allowance | $2,319,000 | 2,019 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,750,000 | 991 |
| Other real estate owned | $269,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,214,000 | 4,565 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $278,575,000 | 2,064 |
| Total liabilities | $262,348,000 | 1,983 |
| Total deposits | $253,220,000 | 1,837 |
| Interest-bearing deposits | $230,608,000 | 1,705 |
| Deposits held in domestic offices | $253,220,000 | 1,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $8,000,000 | 153 |
| All other liabilities | $1,128,000 | 2,935 |
| Total equity capital | $16,227,000 | 3,400 |
| Total bank equity capital | $16,227,000 | 3,400 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $657,000 | 3,690 |
| Surplus | $7,779,000 | 2,509 |
| Undivided profits | $7,791,000 | 3,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $827,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,023,000 | 3,049 |
| Earning assets | $260,395,000 | 2,036 |
| Long-term assets (5+ years) | $27,214,000 | 2,926 |
| Average Assets, year-to-date | $274,768,500 | 2,033 |
| Average Assets, quarterly | $274,656,500 | 2,072 |
| Volatile liabilities | $46,341,000 | 2,239 |
| Insider loans | $10,127,000 | 560 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,025,000 | 1,702 |
| Tier 1 (core) risk-based capital | $16,241,000 | 3,256 |
| Tier 2 risk-based capital | $10,319,000 | 498 |
| Total risk weighted assets | $247,222,000 | 1,638 |
| Total unused commitments | $45,025,000 | 1,703 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities |
| Total Assets: | $270,738,000 | 2,095 |
| Cash and due from depository institutions | $4,333,000 | 2,511 |
| Interest-bearing balances | $97,000 | 5,380 |
| Securities | $17,152,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $13,283,000 | 804 |
| Net loans & leases | $223,111,000 | 1,694 |
| Loan loss allowance | $2,339,000 | 1,985 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,867,000 | 1,091 |
| Other real estate owned | $269,000 | 2,511 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,723,000 | 3,237 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $270,738,000 | 2,095 |
| Total liabilities | $253,532,000 | 2,027 |
| Total deposits | $241,968,000 | 1,902 |
| Interest-bearing deposits | $219,528,000 | 1,767 |
| Deposits held in domestic offices | $241,968,000 | 1,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $8,000,000 | 162 |
| All other liabilities | $3,564,000 | 1,139 |
| Total equity capital | $17,206,000 | 3,136 |
| Total bank equity capital | $17,206,000 | 3,136 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $656,000 | 3,710 |
| Surplus | $7,779,000 | 2,472 |
| Undivided profits | $8,771,000 | 3,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $934,000 | 2,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,066,000 | 2,770 |
| Earning assets | $253,643,000 | 2,056 |
| Long-term assets (5+ years) | $26,793,000 | 3,045 |
| Average Assets, year-to-date | $273,499,670 | 2,035 |
| Average Assets, quarterly | $272,760,500 | 2,058 |
| Volatile liabilities | $37,286,000 | 2,564 |
| Insider loans | $9,946,000 | 550 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,501,000 | 1,941 |
| Tier 1 (core) risk-based capital | $17,272,000 | 3,038 |
| Tier 2 risk-based capital | $10,340,000 | 502 |
| Total risk weighted assets | $241,140,000 | 1,640 |
| Total unused commitments | $37,501,000 | 1,945 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 68 | 2,533 |
| Assets and Liabilities |
| Total Assets: | $274,783,000 | 2,047 |
| Cash and due from depository institutions | $3,979,000 | 2,533 |
| Interest-bearing balances | $98,000 | 5,472 |
| Securities | $14,573,000 | 5,649 |
| Federal funds sold & reverse repurchase agreements | $11,542,000 | 1,272 |
| Net loans & leases | $233,827,000 | 1,576 |
| Loan loss allowance | $2,514,000 | 1,827 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,794,000 | 1,237 |
| Other real estate owned | $269,000 | 2,533 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,799,000 | 3,785 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $274,783,000 | 2,047 |
| Total liabilities | $257,746,000 | 1,981 |
| Total deposits | $245,634,000 | 1,855 |
| Interest-bearing deposits | $229,821,000 | 1,691 |
| Deposits held in domestic offices | $245,634,000 | 1,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $8,000,000 | 162 |
| All other liabilities | $4,112,000 | 1,132 |
| Total equity capital | $17,037,000 | 3,215 |
| Total bank equity capital | $17,037,000 | 3,215 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $656,000 | 3,714 |
| Surplus | $7,779,000 | 2,442 |
| Undivided profits | $8,602,000 | 3,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $389,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $930,000 | 3,099 |
| Earning assets | $260,040,000 | 1,997 |
| Long-term assets (5+ years) | $31,839,000 | 2,652 |
| Average Assets, year-to-date | $274,880,500 | 2,028 |
| Average Assets, quarterly | $274,880,500 | 2,028 |
| Volatile liabilities | $38,651,000 | 2,425 |
| Insider loans | $8,715,000 | 604 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $321,000 | 1,464 |
| Unused loan commitments | $67,734,000 | 1,189 |
| Tier 1 (core) risk-based capital | $16,930,000 | 3,057 |
| Tier 2 risk-based capital | $10,514,000 | 485 |
| Total risk weighted assets | $250,366,000 | 1,564 |
| Total unused commitments | $67,734,000 | 1,193 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 61 | 2,817 |
| Assets and Liabilities |
| Total Assets: | $274,978,000 | 2,040 |
| Cash and due from depository institutions | $5,069,000 | 2,817 |
| Interest-bearing balances | $98,000 | 5,409 |
| Securities | $11,954,000 | 6,225 |
| Federal funds sold & reverse repurchase agreements | $17,654,000 | 642 |
| Net loans & leases | $233,268,000 | 1,549 |
| Loan loss allowance | $2,457,000 | 1,846 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,389,000 | 2,239 |
| Other real estate owned | $269,000 | 2,817 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,375,000 | 4,247 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,978,000 | 2,040 |
| Total liabilities | $257,777,000 | 1,961 |
| Total deposits | $246,004,000 | 1,840 |
| Interest-bearing deposits | $227,406,000 | 1,688 |
| Deposits held in domestic offices | $246,004,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $8,000,000 | 166 |
| All other liabilities | $3,773,000 | 1,147 |
| Total equity capital | $17,201,000 | 3,110 |
| Total bank equity capital | $17,201,000 | 3,110 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $657,000 | 3,741 |
| Surplus | $7,779,000 | 2,406 |
| Undivided profits | $8,765,000 | 3,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $279,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,157,000 | 2,606 |
| Earning assets | $262,974,000 | 1,960 |
| Long-term assets (5+ years) | $36,280,000 | 2,435 |
| Average Assets, year-to-date | $253,040,400 | 2,126 |
| Average Assets, quarterly | $273,550,500 | 2,030 |
| Volatile liabilities | $40,609,000 | 2,319 |
| Insider loans | $8,507,000 | 591 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $260,000 | 1,411 |
| Unused loan commitments | $75,328,000 | 1,068 |
| Tier 1 (core) risk-based capital | $17,090,000 | 2,976 |
| Tier 2 risk-based capital | $10,457,000 | 481 |
| Total risk weighted assets | $247,515,000 | 1,572 |
| Total unused commitments | $75,328,000 | 1,069 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities |
| Total Assets: | $272,123,000 | 2,055 |
| Cash and due from depository institutions | $4,709,000 | 2,872 |
| Interest-bearing balances | $98,000 | 5,498 |
| Securities | $12,451,000 | 6,022 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,625 |
| Net loans & leases | $219,722,000 | 1,631 |
| Loan loss allowance | $2,140,000 | 2,130 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,839,000 | 2,529 |
| Other real estate owned | $1,286,000 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $21,316,000 | 729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,123,000 | 2,055 |
| Total liabilities | $254,441,000 | 1,985 |
| Total deposits | $235,245,000 | 1,927 |
| Interest-bearing deposits | $217,202,000 | 1,785 |
| Deposits held in domestic offices | $235,245,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $13,000,000 | 152 |
| All other liabilities | $6,196,000 | 829 |
| Total equity capital | $17,682,000 | 3,019 |
| Total bank equity capital | $17,682,000 | 3,019 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $656,000 | 3,769 |
| Surplus | $7,779,000 | 2,372 |
| Undivided profits | $9,247,000 | 3,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $461,000 | 4,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $890,000 | 3,485 |
| Earning assets | $241,071,000 | 2,137 |
| Long-term assets (5+ years) | $32,690,000 | 2,618 |
| Average Assets, year-to-date | $247,556,000 | 2,193 |
| Average Assets, quarterly | $262,431,500 | 2,113 |
| Volatile liabilities | $37,387,000 | 2,437 |
| Insider loans | $9,295,000 | 535 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $611,000 | 1,352 |
| Unused loan commitments | $83,299,000 | 994 |
| Tier 1 (core) risk-based capital | $17,522,000 | 2,909 |
| Tier 2 risk-based capital | $10,901,000 | 472 |
| Total risk weighted assets | $249,653,000 | 1,543 |
| Total unused commitments | $83,299,000 | 995 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities |
| Total Assets: | $252,740,000 | 2,183 |
| Cash and due from depository institutions | $6,378,000 | 2,841 |
| Interest-bearing balances | $98,000 | 5,557 |
| Securities | $22,416,000 | 4,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $215,857,000 | 1,640 |
| Loan loss allowance | $2,076,000 | 2,160 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,654,000 | 2,609 |
| Other real estate owned | $1,286,000 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,149,000 | 3,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,740,000 | 2,183 |
| Total liabilities | $236,450,000 | 2,099 |
| Total deposits | $228,068,000 | 1,965 |
| Interest-bearing deposits | $209,031,000 | 1,829 |
| Deposits held in domestic offices | $228,068,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $5,000,000 | 162 |
| All other liabilities | $3,382,000 | 1,345 |
| Total equity capital | $16,290,000 | 3,252 |
| Total bank equity capital | $16,290,000 | 3,252 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $657,000 | 3,768 |
| Surplus | $7,779,000 | 2,335 |
| Undivided profits | $7,854,000 | 3,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $894,000 | 3,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,110,000 | 2,738 |
| Earning assets | $238,371,000 | 2,118 |
| Long-term assets (5+ years) | $27,857,000 | 2,784 |
| Average Assets, year-to-date | $239,367,000 | 2,261 |
| Average Assets, quarterly | $245,349,500 | 2,225 |
| Volatile liabilities | $32,786,000 | 2,669 |
| Insider loans | $7,925,000 | 642 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,616,000 | 1,230 |
| Unused loan commitments | $92,786,000 | 900 |
| Tier 1 (core) risk-based capital | $16,093,000 | 3,094 |
| Tier 2 risk-based capital | $7,076,000 | 646 |
| Total risk weighted assets | $229,121,000 | 1,635 |
| Total unused commitments | $92,786,000 | 906 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities |
| Total Assets: | $237,959,000 | 2,294 |
| Cash and due from depository institutions | $5,251,000 | 2,953 |
| Interest-bearing balances | $99,000 | 5,398 |
| Securities | $14,961,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 2,523 |
| Net loans & leases | $203,465,000 | 1,695 |
| Loan loss allowance | $1,995,000 | 2,201 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,171,000 | 2,899 |
| Other real estate owned | $885,000 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,576,000 | 3,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,959,000 | 2,294 |
| Total liabilities | $222,609,000 | 2,207 |
| Total deposits | $212,562,000 | 2,086 |
| Interest-bearing deposits | $199,781,000 | 1,903 |
| Deposits held in domestic offices | $212,562,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $5,000,000 | 157 |
| All other liabilities | $5,047,000 | 1,018 |
| Total equity capital | $15,350,000 | 3,381 |
| Total bank equity capital | $15,350,000 | 3,381 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $656,000 | 3,784 |
| Surplus | $7,779,000 | 2,305 |
| Undivided profits | $6,915,000 | 3,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,866,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $884,000 | 3,412 |
| Earning assets | $225,175,000 | 2,217 |
| Long-term assets (5+ years) | $18,373,000 | 3,561 |
| Average Assets, year-to-date | $232,680,500 | 2,319 |
| Average Assets, quarterly | $232,680,500 | 2,319 |
| Volatile liabilities | $31,157,000 | 2,724 |
| Insider loans | $6,614,000 | 769 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $459,000 | 1,599 |
| Unused loan commitments | $56,402,000 | 1,263 |
| Tier 1 (core) risk-based capital | $15,210,000 | 3,220 |
| Tier 2 risk-based capital | $6,995,000 | 641 |
| Total risk weighted assets | $215,023,000 | 1,697 |
| Total unused commitments | $56,402,000 | 1,273 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 58 | 2,914 |
| Assets and Liabilities |
| Total Assets: | $227,402,000 | 2,365 |
| Cash and due from depository institutions | $3,510,000 | 2,914 |
| Interest-bearing balances | $96,000 | 5,386 |
| Securities | $19,010,000 | 4,794 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,851 |
| Net loans & leases | $193,285,000 | 1,768 |
| Loan loss allowance | $1,955,000 | 2,180 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,169,000 | 2,885 |
| Other real estate owned | $885,000 | 2,914 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,643,000 | 3,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,402,000 | 2,365 |
| Total liabilities | $212,564,000 | 2,273 |
| Total deposits | $202,764,000 | 2,144 |
| Interest-bearing deposits | $187,568,000 | 1,997 |
| Deposits held in domestic offices | $202,764,000 | 2,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000 | 5,750 |
| Subordinated debt | $5,000,000 | 154 |
| All other liabilities | $4,798,000 | 1,020 |
| Total equity capital | $14,838,000 | 3,453 |
| Total bank equity capital | $14,838,000 | 3,453 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $657,000 | 3,783 |
| Surplus | $7,779,000 | 2,264 |
| Undivided profits | $6,402,000 | 4,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,832,000 | 1,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $800,000 | 3,869 |
| Earning assets | $217,291,000 | 2,251 |
| Long-term assets (5+ years) | $19,022,000 | 3,442 |
| Average Assets, year-to-date | $214,700,600 | 2,386 |
| Average Assets, quarterly | $227,960,500 | 2,334 |
| Volatile liabilities | $30,067,000 | 2,796 |
| Insider loans | $5,805,000 | 864 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $2,362,000 | 980 |
| Unused loan commitments | $32,028,000 | 1,869 |
| Tier 1 (core) risk-based capital | $14,700,000 | 3,277 |
| Tier 2 risk-based capital | $6,955,000 | 631 |
| Total risk weighted assets | $200,253,000 | 1,785 |
| Total unused commitments | $32,028,000 | 1,875 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities |
| Total Assets: | $194,390,000 | 2,612 |
| Cash and due from depository institutions | $6,127,000 | 3,020 |
| Interest-bearing balances | $96,000 | 5,301 |
| Securities | $17,891,000 | 4,862 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,845 |
| Net loans & leases | $156,039,000 | 2,089 |
| Loan loss allowance | $1,576,000 | 2,478 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,413,000 | 2,645 |
| Other real estate owned | $1,365,000 | 3,020 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,655,000 | 5,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,390,000 | 2,612 |
| Total liabilities | $182,610,000 | 2,525 |
| Total deposits | $172,118,000 | 2,395 |
| Interest-bearing deposits | $160,443,000 | 2,213 |
| Deposits held in domestic offices | $172,118,000 | 2,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000 | 5,653 |
| Subordinated debt | $5,069,000 | 160 |
| All other liabilities | $5,418,000 | 936 |
| Total equity capital | $11,780,000 | 3,950 |
| Total bank equity capital | $11,780,000 | 3,950 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $656,000 | 3,854 |
| Surplus | $7,779,000 | 2,155 |
| Undivided profits | $3,345,000 | 5,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $392,000 | 4,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $787,000 | 4,275 |
| Earning assets | $181,926,000 | 2,562 |
| Long-term assets (5+ years) | $15,816,000 | 3,813 |
| Average Assets, year-to-date | $176,130,600 | 2,702 |
| Average Assets, quarterly | $190,956,000 | 2,621 |
| Volatile liabilities | $23,820,000 | 3,227 |
| Insider loans | $2,428,000 | 2,016 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,821,000 | 951 |
| Unused loan commitments | $23,282,000 | 2,240 |
| Tier 1 (core) risk-based capital | $11,724,000 | 3,814 |
| Tier 2 risk-based capital | $6,645,000 | 623 |
| Total risk weighted assets | $164,446,000 | 2,031 |
| Total unused commitments | $23,282,000 | 2,246 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities |
| Total Assets: | $150,556,000 | 3,145 |
| Cash and due from depository institutions | $3,317,000 | 4,004 |
| Interest-bearing balances | $95,000 | 4,906 |
| Securities | $8,854,000 | 7,134 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 992 |
| Net loans & leases | $119,903,000 | 2,598 |
| Loan loss allowance | $1,211,000 | 2,942 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,264,000 | 2,057 |
| Other real estate owned | $860,000 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,258,000 | 5,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,556,000 | 3,145 |
| Total liabilities | $140,644,000 | 3,052 |
| Total deposits | $133,837,000 | 2,911 |
| Interest-bearing deposits | $123,719,000 | 2,722 |
| Deposits held in domestic offices | $133,837,000 | 2,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000 | 5,691 |
| Subordinated debt | $3,000,000 | 176 |
| All other liabilities | $3,799,000 | 1,209 |
| Total equity capital | $9,912,000 | 4,441 |
| Total bank equity capital | $9,912,000 | 4,441 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $656,000 | 3,971 |
| Surplus | $7,779,000 | 2,096 |
| Undivided profits | $1,477,000 | 7,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $223,000 | 5,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $763,000 | 3,566 |
| Earning assets | $140,952,000 | 3,104 |
| Long-term assets (5+ years) | $11,363,000 | 4,316 |
| Average Assets, year-to-date | $125,588,200 | 3,522 |
| Average Assets, quarterly | $144,069,500 | 3,229 |
| Volatile liabilities | $29,362,000 | 2,710 |
| Insider loans | $3,876,000 | 1,267 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $581,000 | 892 |
| Unused loan commitments | $16,989,000 | 2,631 |
| Tier 1 (core) risk-based capital | $9,893,000 | 4,327 |
| Tier 2 risk-based capital | $4,211,000 | 921 |
| Total risk weighted assets | $129,492,500 | 2,443 |
| Total unused commitments | $16,989,000 | 2,635 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities |
| Total Assets: | $112,240,000 | 3,986 |
| Cash and due from depository institutions | $3,229,000 | 4,286 |
| Interest-bearing balances | $103,000 | 4,601 |
| Securities | $9,518,000 | 7,219 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,485 |
| Net loans & leases | $87,999,000 | 3,286 |
| Loan loss allowance | $819,000 | 4,015 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,263,000 | 2,017 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $731,000 | 7,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,240,000 | 3,986 |
| Total liabilities | $103,704,000 | 3,904 |
| Total deposits | $102,055,000 | 3,660 |
| Interest-bearing deposits | $93,002,000 | 3,471 |
| Deposits held in domestic offices | $102,055,000 | 3,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000 | 5,705 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,638,000 | 2,214 |
| Total equity capital | $8,536,000 | 4,832 |
| Total bank equity capital | $8,536,000 | 4,832 |
| Perpetual preferred stock | $49,000 | 175 |
| Common stock | $607,000 | 4,185 |
| Surplus | $7,779,000 | 2,059 |
| Undivided profits | $101,000 | 9,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $141,000 | 6,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $477,000 | 4,742 |
| Earning assets | $104,120,000 | 3,947 |
| Long-term assets (5+ years) | $5,258,000 | 6,223 |
| Average Assets, year-to-date | $92,584,400 | 4,555 |
| Average Assets, quarterly | $102,824,000 | 4,259 |
| Volatile liabilities | $15,688,000 | 4,106 |
| Insider loans | $1,722,000 | 2,518 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $201,000 | 1,198 |
| Unused loan commitments | $17,201,000 | 2,634 |
| Tier 1 (core) risk-based capital | $8,542,000 | 4,842 |
| Tier 2 risk-based capital | $819,000 | 3,722 |
| Total risk weighted assets | $92,208,100 | 3,198 |
| Total unused commitments | $17,201,000 | 2,637 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities |
| Total Assets: | $81,981,000 | 5,123 |
| Cash and due from depository institutions | $3,749,000 | 5,705 |
| Interest-bearing balances | $95,000 | 5,163 |
| Securities | $3,494,000 | 9,310 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,125 |
| Net loans & leases | $69,226,000 | 3,806 |
| Loan loss allowance | $524,000 | 5,436 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,060,000 | 2,001 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $502,000 | 8,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,981,000 | 5,123 |
| Total liabilities | $74,297,000 | 5,069 |
| Total deposits | $73,052,000 | 4,895 |
| Interest-bearing deposits | $65,680,000 | 4,706 |
| Deposits held in domestic offices | $73,052,000 | 4,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,245,000 | 2,950 |
| Total equity capital | $7,684,000 | 5,385 |
| Total bank equity capital | $7,684,000 | 5,385 |
| Perpetual preferred stock | $49,000 | 182 |
| Common stock | $607,000 | 4,218 |
| Surplus | $7,779,000 | 1,983 |
| Undivided profits | $-751,000 | 10,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $62,000 | 7,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $335,000 | 6,159 |
| Earning assets | $73,765,000 | 5,198 |
| Long-term assets (5+ years) | $4,263,000 | 6,555 |
| Average Assets, year-to-date | $70,905,000 | 5,426 |
| Average Assets, quarterly | $78,690,500 | 5,196 |
| Volatile liabilities | $14,257,000 | 3,924 |
| Insider loans | $1,538,000 | 2,599 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,508,000 | 4,014 |
| Tier 1 (core) risk-based capital | $7,684,000 | 5,182 |
| Tier 2 risk-based capital | $524,000 | 5,039 |
| Total risk weighted assets | $71,508,200 | 3,792 |
| Total unused commitments | $8,508,000 | 4,019 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities |
| Total Assets: | $56,279,000 | 6,614 |
| Cash and due from depository institutions | $2,129,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,991,000 | 9,616 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,888 |
| Net loans & leases | $43,398,000 | 5,516 |
| Loan loss allowance | $329,000 | 7,265 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,445,000 | 2,302 |
| Other real estate owned | $0 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $266,000 | 9,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,279,000 | 6,614 |
| Total liabilities | $49,429,000 | 6,663 |
| Total deposits | $48,866,000 | 6,488 |
| Interest-bearing deposits | $43,521,000 | 6,319 |
| Deposits held in domestic offices | $48,866,000 | 6,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $563,000 | 5,455 |
| Total equity capital | $6,850,000 | 5,861 |
| Total bank equity capital | $6,850,000 | 5,861 |
| Perpetual preferred stock | $49,000 | 202 |
| Common stock | $607,000 | 4,366 |
| Surplus | $7,779,000 | 1,953 |
| Undivided profits | $-1,585,000 | 10,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $199,000 | 8,279 |
| Earning assets | $50,439,000 | 6,686 |
| Long-term assets (5+ years) | $4,778,000 | 6,076 |
| Average Assets, year-to-date | $48,923,000 | 6,943 |
| Average Assets, quarterly | $53,450,000 | 6,738 |
| Volatile liabilities | $5,766,000 | 6,718 |
| Insider loans | $273,000 | 6,840 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $325,000 | 1,173 |
| Unused loan commitments | $7,425,000 | 4,175 |
| Tier 1 (core) risk-based capital | $6,848,000 | 5,703 |
| Tier 2 risk-based capital | $329,000 | 6,725 |
| Total risk weighted assets | $44,211,800 | 5,555 |
| Total unused commitments | $7,425,000 | 4,177 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities |
| Total Assets: | $40,181,000 | 8,135 |
| Cash and due from depository institutions | $1,757,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,996,000 | 10,876 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $29,693,000 | 7,018 |
| Loan loss allowance | $222,000 | 8,848 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,585,000 | 2,211 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $150,000 | 11,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,181,000 | 8,135 |
| Total liabilities | $36,270,000 | 8,094 |
| Total deposits | $35,813,000 | 7,963 |
| Interest-bearing deposits | $31,135,000 | 7,891 |
| Deposits held in domestic offices | $35,813,000 | 7,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,772 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $357,000 | 7,230 |
| Total equity capital | $3,911,000 | 8,276 |
| Total bank equity capital | $3,911,000 | 8,276 |
| Perpetual preferred stock | $49,000 | 226 |
| Common stock | $420,000 | 5,717 |
| Surplus | $5,001,000 | 2,816 |
| Undivided profits | $-1,559,000 | 11,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $22,000 | 9,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $137,000 | 9,587 |
| Earning assets | $34,689,000 | 8,374 |
| Long-term assets (5+ years) | $200,000 | 9,683 |
| Average Assets, year-to-date | $27,116,000 | 9,383 |
| Average Assets, quarterly | $34,898,000 | 8,634 |
| Volatile liabilities | $3,822,000 | 7,889 |
| Insider loans | $265,000 | 7,126 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $180,000 | 1,273 |
| Unused loan commitments | $6,837,000 | 4,297 |
| Tier 1 (core) risk-based capital | $3,911,000 | 8,168 |
| Tier 2 risk-based capital | $222,000 | 8,305 |
| Total risk weighted assets | $31,325,200 | 6,937 |
| Total unused commitments | $6,837,000 | 4,311 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities |
| Total Assets: | $16,824,000 | 11,047 |
| Cash and due from depository institutions | $1,252,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $695,000 | 11,700 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $11,726,000 | 10,218 |
| Loan loss allowance | $137,000 | 10,441 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,385,000 | 3,155 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $66,000 | 11,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,824,000 | 11,047 |
| Total liabilities | $12,346,000 | 11,353 |
| Total deposits | $11,947,000 | 11,337 |
| Interest-bearing deposits | $10,123,000 | 11,298 |
| Deposits held in domestic offices | $11,947,000 | 11,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $399,000 | 7,156 |
| Total equity capital | $4,478,000 | 7,837 |
| Total bank equity capital | $4,478,000 | 7,837 |
| Perpetual preferred stock | $49,000 | 255 |
| Common stock | $420,000 | 6,028 |
| Surplus | $5,004,000 | 2,813 |
| Undivided profits | $-995,000 | 11,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $56,000 | 11,349 |
| Earning assets | $13,121,000 | 11,286 |
| Long-term assets (5+ years) | $592,000 | 9,546 |
| Average Assets, year-to-date | $11,014,670 | 11,594 |
| Average Assets, quarterly | $13,680,000 | 11,367 |
| Volatile liabilities | $2,504,000 | 9,066 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $602,000 | 960 |
| Unused loan commitments | $410,000 | 10,211 |
| Tier 1 (core) risk-based capital | $4,478,000 | 7,720 |
| Tier 2 risk-based capital | $137,000 | 10,006 |
| Total risk weighted assets | $14,096,400 | 9,989 |
| Total unused commitments | $410,000 | 10,222 |
| Derivatives | $0 | 628 |
