Home > Great Western Thrift and Loan > Income and Expense
Great Western Thrift and Loan, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,546 |
| Total interest expense | $3,318,000 | 4,310 |
| Net interest income | $3,593,000 | 4,637 |
| Provision for loan and lease losses | $232,000 | 3,133 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,821 |
| Total noninterest expense | $1,831,000 | 6,009 |
| Salaries and employee benefits | $1,006,000 | 5,833 |
| Premises and equipment expense | $290,000 | 5,546 |
| Additional noninterest expense | $535,000 | 6,231 |
| Pre-tax net operating income | $1,674,000 | 4,084 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $641,000 | 3,490 |
| Income before extraordinary items | $1,033,000 | 4,592 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,033,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,491 |
| Cash dividends | $509,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,033,000 | 4,528 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,012,000 | 5,179 |
| Total interest expense | $2,911,000 | 4,922 |
| Net interest income | $3,101,000 | 5,312 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $297,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,103 |
| Total noninterest expense | $1,611,000 | 6,816 |
| Salaries and employee benefits | $872,000 | 6,606 |
| Premises and equipment expense | $242,000 | 6,359 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $1,661,000 | 4,011 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $635,000 | 3,416 |
| Income before extraordinary items | $1,026,000 | 4,395 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,026,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,026,000 | 4,339 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,318 |
| Total interest expense | $2,741,000 | 5,156 |
| Net interest income | $3,098,000 | 5,367 |
| Provision for loan and lease losses | $123,000 | 4,053 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $1,551,000 | 7,115 |
| Salaries and employee benefits | $734,000 | 7,501 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $598,000 | 6,552 |
| Pre-tax net operating income | $1,456,000 | 4,563 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $557,000 | 3,859 |
| Income before extraordinary items | $899,000 | 5,003 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $899,000 | 5,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $899,000 | 4,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 6,139 |
| Total interest expense | $1,995,000 | 5,625 |
| Net interest income | $2,516,000 | 6,447 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $7,000 | 12,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $1,382,000 | 7,969 |
| Salaries and employee benefits | $590,000 | 8,679 |
| Premises and equipment expense | $204,000 | 7,342 |
| Additional noninterest expense | $588,000 | 7,127 |
| Pre-tax net operating income | $1,057,000 | 5,731 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $423,000 | 4,568 |
| Income before extraordinary items | $634,000 | 6,312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $634,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $634,000 | 6,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,705 |
| Total interest expense | $1,919,000 | 6,043 |
| Net interest income | $2,224,000 | 7,117 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $21,000 | 13,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $1,214,000 | 8,838 |
| Salaries and employee benefits | $529,000 | 9,389 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $511,000 | 8,101 |
| Pre-tax net operating income | $968,000 | 6,037 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $362,000 | 5,368 |
| Income before extraordinary items | $606,000 | 6,726 |
| Extraordinary gains, net | $-56,000 | 12,757 |
| Net income | $550,000 | 7,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $606,000 | 6,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 7,009 |
| Total interest expense | $2,314,000 | 6,374 |
| Net interest income | $2,091,000 | 7,516 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $24,000 | 13,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 11,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $1,097,000 | 9,523 |
| Salaries and employee benefits | $428,000 | 10,543 |
| Premises and equipment expense | $155,000 | 8,970 |
| Additional noninterest expense | $514,000 | 8,322 |
| Pre-tax net operating income | $895,000 | 6,121 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $509,000 | 7,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $509,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $509,000 | 6,881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.