Home > Great Western Bank > Income and Expense
Great Western Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $71,206,000 | 570 |
| Total interest expense | $31,151,000 | 557 |
| Net interest income | $40,055,000 | 579 |
| Provision for loan and lease losses | $10,525,000 | 136 |
| Total noninterest income | $13,141,000 | 505 |
| Gross Fiduciary activities income | $1,819,000 | 282 |
| Service charges on deposit accounts | $6,692,000 | 259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,630,000 | 715 |
| Total noninterest expense | $31,577,000 | 578 |
| Salaries and employee benefits | $16,620,000 | 571 |
| Premises and equipment expense | $4,605,000 | 547 |
| Additional noninterest expense | $10,352,000 | 546 |
| Pre-tax net operating income | $11,094,000 | 899 |
| Securities gains (losses) | $-83,000 | 8,134 |
| Applicable income taxes | $3,767,000 | 797 |
| Income before extraordinary items | $7,244,000 | 1,031 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,244,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,383,000 | 151 |
| Cash dividends | $5,039,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,298,780 | 1,009 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $52,639,000 | 583 |
| Total interest expense | $22,570,000 | 566 |
| Net interest income | $30,069,000 | 590 |
| Provision for loan and lease losses | $7,750,000 | 135 |
| Total noninterest income | $9,777,000 | 521 |
| Gross Fiduciary activities income | $1,361,000 | 289 |
| Service charges on deposit accounts | $4,981,000 | 262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,435,000 | 727 |
| Total noninterest expense | $23,284,000 | 599 |
| Salaries and employee benefits | $12,633,000 | 576 |
| Premises and equipment expense | $3,438,000 | 562 |
| Additional noninterest expense | $7,213,000 | 588 |
| Pre-tax net operating income | $8,812,000 | 884 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,013,000 | 788 |
| Income before extraordinary items | $5,799,000 | 995 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,799,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,606,000 | 130 |
| Cash dividends | $3,780,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,799,000 | 982 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,622,000 | 583 |
| Total interest expense | $14,527,000 | 558 |
| Net interest income | $20,095,000 | 584 |
| Provision for loan and lease losses | $6,575,000 | 113 |
| Total noninterest income | $6,174,000 | 544 |
| Gross Fiduciary activities income | $871,000 | 304 |
| Service charges on deposit accounts | $3,187,000 | 273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,116,000 | 779 |
| Total noninterest expense | $15,402,000 | 610 |
| Salaries and employee benefits | $8,457,000 | 580 |
| Premises and equipment expense | $2,244,000 | 581 |
| Additional noninterest expense | $4,701,000 | 605 |
| Pre-tax net operating income | $4,292,000 | 1,181 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,445,000 | 1,034 |
| Income before extraordinary items | $2,847,000 | 1,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,847,000 | 1,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,626,000 | 106 |
| Cash dividends | $2,520,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,847,000 | 1,301 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,905,000 | 578 |
| Total interest expense | $6,855,000 | 556 |
| Net interest income | $10,050,000 | 583 |
| Provision for loan and lease losses | $1,225,000 | 223 |
| Total noninterest income | $2,875,000 | 558 |
| Gross Fiduciary activities income | $425,000 | 305 |
| Service charges on deposit accounts | $1,486,000 | 281 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $964,000 | 828 |
| Total noninterest expense | $7,688,000 | 601 |
| Salaries and employee benefits | $4,279,000 | 574 |
| Premises and equipment expense | $1,112,000 | 580 |
| Additional noninterest expense | $2,297,000 | 614 |
| Pre-tax net operating income | $4,012,000 | 663 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,354,000 | 634 |
| Income before extraordinary items | $2,658,000 | 724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,658,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,798,000 | 144 |
| Cash dividends | $1,260,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,658,000 | 709 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $60,918,000 | 566 |
| Total interest expense | $20,193,000 | 577 |
| Net interest income | $40,725,000 | 547 |
| Provision for loan and lease losses | $2,650,000 | 403 |
| Total noninterest income | $10,469,000 | 604 |
| Gross Fiduciary activities income | $1,473,000 | 328 |
| Service charges on deposit accounts | $4,962,000 | 339 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,034,000 | 796 |
| Total noninterest expense | $30,092,000 | 590 |
| Salaries and employee benefits | $16,550,000 | 557 |
| Premises and equipment expense | $4,466,000 | 548 |
| Additional noninterest expense | $9,076,000 | 613 |
| Pre-tax net operating income | $18,452,000 | 567 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $6,224,000 | 547 |
| Income before extraordinary items | $12,228,000 | 607 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,228,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,482,000 | 327 |
| Cash dividends | $3,024,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,228,000 | 593 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $44,694,000 | 557 |
| Total interest expense | $14,158,000 | 578 |
| Net interest income | $30,536,000 | 537 |
| Provision for loan and lease losses | $1,870,000 | 405 |
| Total noninterest income | $7,657,000 | 622 |
| Gross Fiduciary activities income | $1,099,000 | 322 |
| Service charges on deposit accounts | $3,641,000 | 345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,917,000 | 832 |
| Total noninterest expense | $22,570,000 | 595 |
| Salaries and employee benefits | $12,583,000 | 547 |
| Premises and equipment expense | $3,346,000 | 544 |
| Additional noninterest expense | $6,641,000 | 619 |
| Pre-tax net operating income | $13,753,000 | 568 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,622,000 | 549 |
| Income before extraordinary items | $9,131,000 | 612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,131,000 | 612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,125,000 | 288 |
| Cash dividends | $1,764,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,131,000 | 595 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $28,899,000 | 559 |
| Total interest expense | $8,757,000 | 583 |
| Net interest income | $20,142,000 | 535 |
| Provision for loan and lease losses | $1,410,000 | 363 |
| Total noninterest income | $5,867,000 | 556 |
| Gross Fiduciary activities income | $745,000 | 322 |
| Service charges on deposit accounts | $2,383,000 | 345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,739,000 | 630 |
| Total noninterest expense | $15,432,000 | 571 |
| Salaries and employee benefits | $8,539,000 | 532 |
| Premises and equipment expense | $2,267,000 | 529 |
| Additional noninterest expense | $4,626,000 | 594 |
| Pre-tax net operating income | $9,167,000 | 562 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,080,000 | 541 |
| Income before extraordinary items | $6,087,000 | 600 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,087,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,172,000 | 212 |
| Cash dividends | $504,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,087,000 | 585 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 567 |
| Total interest expense | $4,059,000 | 593 |
| Net interest income | $9,703,000 | 547 |
| Provision for loan and lease losses | $380,000 | 617 |
| Total noninterest income | $2,871,000 | 549 |
| Gross Fiduciary activities income | $373,000 | 320 |
| Service charges on deposit accounts | $1,117,000 | 359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,381,000 | 625 |
| Total noninterest expense | $7,654,000 | 571 |
| Salaries and employee benefits | $4,314,000 | 526 |
| Premises and equipment expense | $1,084,000 | 551 |
| Additional noninterest expense | $2,256,000 | 597 |
| Pre-tax net operating income | $4,540,000 | 560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,518,000 | 554 |
| Income before extraordinary items | $3,022,000 | 603 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,022,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,131,000 | 212 |
| Cash dividends | $504,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,022,000 | 585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $50,508,000 | 572 |
| Total interest expense | $13,797,000 | 600 |
| Net interest income | $36,711,000 | 557 |
| Provision for loan and lease losses | $1,700,000 | 627 |
| Total noninterest income | $11,743,000 | 547 |
| Gross Fiduciary activities income | $1,438,000 | 309 |
| Service charges on deposit accounts | $4,231,000 | 411 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,074,000 | 573 |
| Total noninterest expense | $27,579,000 | 611 |
| Salaries and employee benefits | $15,304,000 | 562 |
| Premises and equipment expense | $3,872,000 | 593 |
| Additional noninterest expense | $8,403,000 | 635 |
| Pre-tax net operating income | $19,175,000 | 507 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $6,440,000 | 502 |
| Income before extraordinary items | $12,767,000 | 551 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,767,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,137 |
| Cash dividends | $2,520,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,745,880 | 531 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $37,094,000 | 581 |
| Total interest expense | $10,075,000 | 601 |
| Net interest income | $27,019,000 | 563 |
| Provision for loan and lease losses | $1,100,000 | 715 |
| Total noninterest income | $8,979,000 | 542 |
| Gross Fiduciary activities income | $1,086,000 | 311 |
| Service charges on deposit accounts | $3,097,000 | 436 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,796,000 | 559 |
| Total noninterest expense | $20,240,000 | 621 |
| Salaries and employee benefits | $11,294,000 | 569 |
| Premises and equipment expense | $2,871,000 | 601 |
| Additional noninterest expense | $6,075,000 | 644 |
| Pre-tax net operating income | $14,658,000 | 499 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $4,927,000 | 489 |
| Income before extraordinary items | $9,763,000 | 539 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,763,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,077 |
| Cash dividends | $1,260,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,741,880 | 519 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $24,374,000 | 580 |
| Total interest expense | $6,524,000 | 609 |
| Net interest income | $17,850,000 | 560 |
| Provision for loan and lease losses | $700,000 | 728 |
| Total noninterest income | $6,261,000 | 530 |
| Gross Fiduciary activities income | $754,000 | 306 |
| Service charges on deposit accounts | $1,949,000 | 459 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,558,000 | 529 |
| Total noninterest expense | $13,331,000 | 623 |
| Salaries and employee benefits | $7,372,000 | 580 |
| Premises and equipment expense | $1,879,000 | 615 |
| Additional noninterest expense | $4,080,000 | 643 |
| Pre-tax net operating income | $10,080,000 | 482 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $3,400,000 | 481 |
| Income before extraordinary items | $6,712,000 | 527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,712,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 789 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,690,880 | 506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,956,000 | 598 |
| Total interest expense | $3,204,000 | 629 |
| Net interest income | $8,752,000 | 573 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $2,612,000 | 594 |
| Gross Fiduciary activities income | $419,000 | 291 |
| Service charges on deposit accounts | $928,000 | 467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,265,000 | 665 |
| Total noninterest expense | $6,376,000 | 649 |
| Salaries and employee benefits | $3,660,000 | 598 |
| Premises and equipment expense | $876,000 | 668 |
| Additional noninterest expense | $1,840,000 | 685 |
| Pre-tax net operating income | $4,738,000 | 505 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $1,597,000 | 508 |
| Income before extraordinary items | $3,173,000 | 560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,173,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 671 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,151,560 | 524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $46,781,000 | 593 |
| Total interest expense | $13,656,000 | 653 |
| Net interest income | $33,125,000 | 577 |
| Provision for loan and lease losses | $967,000 | 1,225 |
| Total noninterest income | $4,289,000 | 1,277 |
| Gross Fiduciary activities income | $1,201,000 | 347 |
| Service charges on deposit accounts | $3,558,000 | 486 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-470,000 | 9,179 |
| Total noninterest expense | $25,505,000 | 652 |
| Salaries and employee benefits | $14,380,000 | 605 |
| Premises and equipment expense | $3,293,000 | 699 |
| Additional noninterest expense | $7,832,000 | 680 |
| Pre-tax net operating income | $10,942,000 | 792 |
| Securities gains (losses) | $1,920,000 | 308 |
| Applicable income taxes | $4,209,000 | 712 |
| Income before extraordinary items | $8,653,000 | 758 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,653,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,211 |
| Cash dividends | $3,894,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,366,600 | 822 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,940,000 | 613 |
| Total interest expense | $10,461,000 | 670 |
| Net interest income | $24,479,000 | 593 |
| Provision for loan and lease losses | $402,000 | 2,013 |
| Total noninterest income | $2,036,000 | 1,869 |
| Gross Fiduciary activities income | $876,000 | 363 |
| Service charges on deposit accounts | $2,615,000 | 497 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,455,000 | 9,243 |
| Total noninterest expense | $19,183,000 | 663 |
| Salaries and employee benefits | $10,719,000 | 616 |
| Premises and equipment expense | $2,490,000 | 708 |
| Additional noninterest expense | $5,974,000 | 676 |
| Pre-tax net operating income | $6,930,000 | 952 |
| Securities gains (losses) | $1,920,000 | 286 |
| Applicable income taxes | $2,879,000 | 805 |
| Income before extraordinary items | $5,971,000 | 845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,971,000 | 847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,291 |
| Cash dividends | $2,921,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,684,600 | 1,007 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,229,000 | 622 |
| Total interest expense | $7,162,000 | 671 |
| Net interest income | $16,067,000 | 602 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $-929,000 | 9,263 |
| Gross Fiduciary activities income | $551,000 | 376 |
| Service charges on deposit accounts | $1,696,000 | 509 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-3,176,000 | 9,278 |
| Total noninterest expense | $12,546,000 | 676 |
| Salaries and employee benefits | $7,006,000 | 630 |
| Premises and equipment expense | $1,613,000 | 720 |
| Additional noninterest expense | $3,927,000 | 682 |
| Pre-tax net operating income | $2,440,000 | 1,712 |
| Securities gains (losses) | $1,439,000 | 284 |
| Applicable income taxes | $1,214,000 | 1,164 |
| Income before extraordinary items | $2,665,000 | 1,242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,665,000 | 1,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,109 |
| Cash dividends | $1,947,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,672,090 | 1,800 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 637 |
| Total interest expense | $3,614,000 | 671 |
| Net interest income | $7,853,000 | 617 |
| Provision for loan and lease losses | $152,000 | 1,660 |
| Total noninterest income | $1,867,000 | 825 |
| Gross Fiduciary activities income | $270,000 | 385 |
| Service charges on deposit accounts | $815,000 | 513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $782,000 | 1,068 |
| Total noninterest expense | $6,092,000 | 688 |
| Salaries and employee benefits | $3,449,000 | 634 |
| Premises and equipment expense | $846,000 | 689 |
| Additional noninterest expense | $1,797,000 | 717 |
| Pre-tax net operating income | $3,476,000 | 645 |
| Securities gains (losses) | $268,000 | 547 |
| Applicable income taxes | $1,245,000 | 657 |
| Income before extraordinary items | $2,499,000 | 685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,499,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 718 |
| Cash dividends | $973,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,319,440 | 678 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $49,491,000 | 621 |
| Total interest expense | $17,069,000 | 670 |
| Net interest income | $32,422,000 | 589 |
| Provision for loan and lease losses | $958,000 | 1,403 |
| Total noninterest income | $1,175,000 | 3,118 |
| Gross Fiduciary activities income | $1,155,000 | 379 |
| Service charges on deposit accounts | $3,181,000 | 515 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,161,000 | 9,361 |
| Total noninterest expense | $21,667,000 | 739 |
| Salaries and employee benefits | $12,012,000 | 689 |
| Premises and equipment expense | $3,029,000 | 731 |
| Additional noninterest expense | $6,626,000 | 771 |
| Pre-tax net operating income | $10,972,000 | 789 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,809,000 | 758 |
| Income before extraordinary items | $7,163,000 | 873 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,163,000 | 871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,061,000 | 915 |
| Cash dividends | $3,436,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,163,000 | 844 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $53,032,000 | 666 |
| Total interest expense | $25,054,000 | 673 |
| Net interest income | $27,978,000 | 645 |
| Provision for loan and lease losses | $1,079,000 | 1,182 |
| Total noninterest income | $2,972,000 | 1,483 |
| Gross Fiduciary activities income | $1,155,000 | 390 |
| Service charges on deposit accounts | $2,562,000 | 591 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-745,000 | 9,627 |
| Total noninterest expense | $19,446,000 | 775 |
| Salaries and employee benefits | $10,890,000 | 693 |
| Premises and equipment expense | $2,805,000 | 757 |
| Additional noninterest expense | $5,751,000 | 856 |
| Pre-tax net operating income | $10,425,000 | 739 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,485,000 | 739 |
| Income before extraordinary items | $6,940,000 | 800 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,940,000 | 801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,969 |
| Cash dividends | $2,147,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,940,000 | 766 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $50,197,000 | 723 |
| Total interest expense | $25,232,000 | 717 |
| Net interest income | $24,965,000 | 713 |
| Provision for loan and lease losses | $2,089,000 | 598 |
| Total noninterest income | $14,523,000 | 458 |
| Gross Fiduciary activities income | $1,132,000 | 399 |
| Service charges on deposit accounts | $1,929,000 | 707 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,462,000 | 388 |
| Total noninterest expense | $20,034,000 | 749 |
| Salaries and employee benefits | $11,721,000 | 614 |
| Premises and equipment expense | $2,261,000 | 885 |
| Additional noninterest expense | $6,052,000 | 821 |
| Pre-tax net operating income | $17,365,000 | 500 |
| Securities gains (losses) | $-765,000 | 9,742 |
| Applicable income taxes | $5,871,000 | 492 |
| Income before extraordinary items | $10,729,000 | 540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $10,729,000 | 541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,400 |
| Cash dividends | $3,724,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,226,250 | 521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,938,000 | 805 |
| Total interest expense | $18,621,000 | 844 |
| Net interest income | $23,317,000 | 761 |
| Provision for loan and lease losses | $370,000 | 2,232 |
| Total noninterest income | $8,648,000 | 671 |
| Gross Fiduciary activities income | $980,000 | 469 |
| Service charges on deposit accounts | $1,800,000 | 737 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,868,000 | 597 |
| Total noninterest expense | $19,370,000 | 779 |
| Salaries and employee benefits | $9,875,000 | 709 |
| Premises and equipment expense | $1,852,000 | 1,087 |
| Additional noninterest expense | $7,643,000 | 730 |
| Pre-tax net operating income | $12,225,000 | 693 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,211,000 | 675 |
| Income before extraordinary items | $8,014,000 | 735 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,014,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $1,432,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,014,000 | 719 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $38,023,000 | 883 |
| Total interest expense | $16,861,000 | 936 |
| Net interest income | $21,162,000 | 807 |
| Provision for loan and lease losses | $873,000 | 1,100 |
| Total noninterest income | $7,658,000 | 708 |
| Gross Fiduciary activities income | $888,000 | 492 |
| Service charges on deposit accounts | $1,695,000 | 736 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,075,000 | 638 |
| Total noninterest expense | $17,882,000 | 811 |
| Salaries and employee benefits | $8,731,000 | 768 |
| Premises and equipment expense | $1,742,000 | 1,114 |
| Additional noninterest expense | $7,409,000 | 731 |
| Pre-tax net operating income | $10,065,000 | 771 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $3,431,000 | 776 |
| Income before extraordinary items | $6,643,000 | 826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,643,000 | 825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 10,227 |
| Cash dividends | $1,418,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $-383,000 | 10,387 |
| Net operating income | $6,637,060 | 795 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,991,000 | 1,160 |
| Total interest expense | $12,900,000 | 1,235 |
| Net interest income | $16,091,000 | 1,098 |
| Provision for loan and lease losses | $905,000 | 1,071 |
| Total noninterest income | $7,277,000 | 716 |
| Gross Fiduciary activities income | $856,000 | 516 |
| Service charges on deposit accounts | $992,000 | 1,294 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,429,000 | 584 |
| Total noninterest expense | $13,535,000 | 1,010 |
| Salaries and employee benefits | $7,003,000 | 948 |
| Premises and equipment expense | $1,742,000 | 1,149 |
| Additional noninterest expense | $4,790,000 | 998 |
| Pre-tax net operating income | $8,928,000 | 908 |
| Securities gains (losses) | $-34,000 | 10,551 |
| Applicable income taxes | $3,039,000 | 923 |
| Income before extraordinary items | $5,855,000 | 950 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,855,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $1,375,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,877,440 | 915 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $26,969,000 | 1,270 |
| Total interest expense | $12,085,000 | 1,339 |
| Net interest income | $14,884,000 | 1,203 |
| Provision for loan and lease losses | $850,000 | 1,153 |
| Total noninterest income | $6,685,000 | 771 |
| Gross Fiduciary activities income | $928,000 | 530 |
| Service charges on deposit accounts | $945,000 | 1,427 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,812,000 | 663 |
| Total noninterest expense | $13,067,000 | 1,130 |
| Salaries and employee benefits | $6,416,000 | 1,041 |
| Premises and equipment expense | $1,530,000 | 1,334 |
| Additional noninterest expense | $5,121,000 | 1,113 |
| Pre-tax net operating income | $7,652,000 | 994 |
| Securities gains (losses) | $84,000 | 1,039 |
| Applicable income taxes | $2,659,000 | 961 |
| Income before extraordinary items | $5,077,000 | 1,029 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,077,000 | 1,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 1,055 |
| Cash dividends | $975,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,021,560 | 1,024 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,402,000 | 1,467 |
| Total interest expense | $10,436,000 | 1,542 |
| Net interest income | $12,966,000 | 1,387 |
| Provision for loan and lease losses | $413,000 | 1,825 |
| Total noninterest income | $6,404,000 | 809 |
| Gross Fiduciary activities income | $792,000 | 595 |
| Service charges on deposit accounts | $847,000 | 1,595 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,765,000 | 681 |
| Total noninterest expense | $10,868,000 | 1,310 |
| Salaries and employee benefits | $5,792,000 | 1,157 |
| Premises and equipment expense | $1,327,000 | 1,536 |
| Additional noninterest expense | $3,749,000 | 1,409 |
| Pre-tax net operating income | $8,089,000 | 970 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $2,809,000 | 956 |
| Income before extraordinary items | $5,298,000 | 1,004 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,298,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 11,564 |
| Cash dividends | $1,112,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,286,300 | 995 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,471,000 | 1,592 |
| Total interest expense | $7,574,000 | 1,658 |
| Net interest income | $11,897,000 | 1,510 |
| Provision for loan and lease losses | $400,000 | 1,822 |
| Total noninterest income | $4,268,000 | 1,030 |
| Gross Fiduciary activities income | $622,000 | 668 |
| Service charges on deposit accounts | $894,000 | 1,511 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,752,000 | 926 |
| Total noninterest expense | $10,040,000 | 1,461 |
| Salaries and employee benefits | $5,313,000 | 1,260 |
| Premises and equipment expense | $1,272,000 | 1,625 |
| Additional noninterest expense | $3,455,000 | 1,609 |
| Pre-tax net operating income | $5,725,000 | 1,307 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,939,000 | 1,239 |
| Income before extraordinary items | $3,786,000 | 1,324 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,786,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,265 |
| Cash dividends | $999,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,786,000 | 1,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,786,000 | 1,760 |
| Total interest expense | $7,131,000 | 1,828 |
| Net interest income | $10,655,000 | 1,705 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $3,554,000 | 1,282 |
| Gross Fiduciary activities income | $575,000 | 716 |
| Service charges on deposit accounts | $940,000 | 1,440 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,039,000 | 1,241 |
| Total noninterest expense | $9,123,000 | 1,656 |
| Salaries and employee benefits | $5,071,000 | 1,321 |
| Premises and equipment expense | $1,248,000 | 1,676 |
| Additional noninterest expense | $2,804,000 | 2,017 |
| Pre-tax net operating income | $4,956,000 | 1,411 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,650,000 | 1,442 |
| Income before extraordinary items | $3,306,000 | 1,541 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,306,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 12,992 |
| Cash dividends | $819,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,306,000 | 1,450 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,260,000 | 2,176 |
| Total interest expense | $7,195,000 | 2,343 |
| Net interest income | $9,065,000 | 2,016 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $2,173,000 | 1,831 |
| Gross Fiduciary activities income | $583,000 | 712 |
| Service charges on deposit accounts | $940,000 | 1,426 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $650,000 | 2,682 |
| Total noninterest expense | $7,409,000 | 1,991 |
| Salaries and employee benefits | $4,224,000 | 1,578 |
| Premises and equipment expense | $910,000 | 2,285 |
| Additional noninterest expense | $2,275,000 | 2,520 |
| Pre-tax net operating income | $2,929,000 | 2,126 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $928,000 | 2,256 |
| Income before extraordinary items | $2,001,000 | 2,295 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,001,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $484,000 | 2,515 |
| Cash dividends | $819,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,001,000 | 2,123 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.