Home > Great Western Bank > Net charge- offs to loans
Great Western Bank, Net charge- offs to loans
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8421% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2946% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.3588% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1534% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3002% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1169% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1121% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 17.7121% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 1,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2455% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.4839% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3376% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0082% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4482% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8127% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3310% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1942% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0232% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5145% | 143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3659% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.7145% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0764% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4916% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0125% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6496% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3020% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2295% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2191% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8195% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8765% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0254% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1550% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0898% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7712% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6821% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0633% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1568% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1880% | 6,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4812% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5609% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0038% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 7,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3540% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0858% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4940% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1575% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1675% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1757% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2916% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4727% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 4,666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7682% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5385% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5184% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.1323% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7390% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3703% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2754% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1769% | 5,988 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4441% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8021% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2983% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6023% | 1,071 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 6,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5719% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4550% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2671% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1642% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4330% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4103% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9762% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2278% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 7,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0820% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2415% | 2,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4760% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 7,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1105% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0856% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2006% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2922% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0789% | 7,999 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4381% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3124% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4654% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3903% | 8,437 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8300% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4334% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6409% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2696% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9331% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4149% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 4,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1629% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 2,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0699% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 4,794 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8836% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1761% | 1,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1498% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 3,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3957% | 4,332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2840% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5357% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2260% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0802% | 3,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3955% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4860% | 1,196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8058% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 8,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 8,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2484% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8610% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0821% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6583% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1841% | 3,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 8,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1506% | 9,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3524% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2849% | 9,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4530% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9035% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4779% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 7,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5504% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 9,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 4,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 6,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6808% | 1,874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 1,644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 6,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0684% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1538% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1141% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 7,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1427% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2587% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0978% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 9,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0425% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2698% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6017% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 7,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 1,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1611% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0302% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2458% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0683% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0747% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7546% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1034% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2634% | 1,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9187% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 10,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0833% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4764% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0045% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1053% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0736% | 11,938 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |