Home > Great Western Bank > Income and Expense
Great Western Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,814,000 | 932 |
| Total interest expense | $15,875,000 | 1,052 |
| Net interest income | $25,939,000 | 855 |
| Provision for loan and lease losses | $935,000 | 1,106 |
| Total noninterest income | $8,675,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,255,000 | 279 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,420,000 | 1,168 |
| Total noninterest expense | $20,695,000 | 850 |
| Salaries and employee benefits | $10,804,000 | 891 |
| Premises and equipment expense | $2,592,000 | 965 |
| Additional noninterest expense | $7,299,000 | 742 |
| Pre-tax net operating income | $12,984,000 | 772 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,632,000 | 677 |
| Income before extraordinary items | $8,352,000 | 904 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,352,000 | 904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,004 |
| Cash dividends | $4,323,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,352,000 | 890 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,687,000 | 954 |
| Total interest expense | $11,243,000 | 1,090 |
| Net interest income | $19,444,000 | 871 |
| Provision for loan and lease losses | $677,000 | 1,076 |
| Total noninterest income | $6,420,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,572,000 | 295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,848,000 | 1,168 |
| Total noninterest expense | $15,103,000 | 891 |
| Salaries and employee benefits | $8,249,000 | 889 |
| Premises and equipment expense | $1,948,000 | 972 |
| Additional noninterest expense | $4,906,000 | 830 |
| Pre-tax net operating income | $10,084,000 | 782 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,537,000 | 696 |
| Income before extraordinary items | $6,547,000 | 896 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,547,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,330 |
| Cash dividends | $3,243,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,547,000 | 882 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,760,000 | 966 |
| Total interest expense | $6,802,000 | 1,138 |
| Net interest income | $12,958,000 | 872 |
| Provision for loan and lease losses | $455,000 | 1,052 |
| Total noninterest income | $4,183,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,952,000 | 298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,231,000 | 1,169 |
| Total noninterest expense | $10,037,000 | 890 |
| Salaries and employee benefits | $5,589,000 | 884 |
| Premises and equipment expense | $1,322,000 | 954 |
| Additional noninterest expense | $3,126,000 | 858 |
| Pre-tax net operating income | $6,649,000 | 788 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,324,000 | 713 |
| Income before extraordinary items | $4,325,000 | 900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,325,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,324 |
| Cash dividends | $2,162,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,325,000 | 881 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,482,000 | 977 |
| Total interest expense | $3,008,000 | 1,240 |
| Net interest income | $6,474,000 | 875 |
| Provision for loan and lease losses | $258,000 | 898 |
| Total noninterest income | $2,054,000 | 719 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,388,000 | 312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $666,000 | 1,081 |
| Total noninterest expense | $5,086,000 | 882 |
| Salaries and employee benefits | $2,903,000 | 845 |
| Premises and equipment expense | $696,000 | 911 |
| Additional noninterest expense | $1,487,000 | 891 |
| Pre-tax net operating income | $3,184,000 | 810 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,120,000 | 724 |
| Income before extraordinary items | $2,064,000 | 918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,064,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,661 |
| Cash dividends | $1,081,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,064,000 | 898 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $35,775,000 | 924 |
| Total interest expense | $9,521,000 | 1,183 |
| Net interest income | $26,254,000 | 810 |
| Provision for loan and lease losses | $1,200,000 | 871 |
| Total noninterest income | $7,256,000 | 802 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,206,000 | 328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,050,000 | 1,341 |
| Total noninterest expense | $18,840,000 | 905 |
| Salaries and employee benefits | $10,343,000 | 879 |
| Premises and equipment expense | $2,570,000 | 933 |
| Additional noninterest expense | $5,927,000 | 866 |
| Pre-tax net operating income | $13,470,000 | 735 |
| Securities gains (losses) | $-210,000 | 8,590 |
| Applicable income taxes | $4,772,000 | 670 |
| Income before extraordinary items | $8,488,000 | 852 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,488,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 659 |
| Cash dividends | $4,323,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,622,400 | 825 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,343,000 | 914 |
| Total interest expense | $6,782,000 | 1,167 |
| Net interest income | $19,561,000 | 810 |
| Provision for loan and lease losses | $900,000 | 826 |
| Total noninterest income | $5,340,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,760,000 | 334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,580,000 | 1,310 |
| Total noninterest expense | $13,840,000 | 911 |
| Salaries and employee benefits | $7,610,000 | 889 |
| Premises and equipment expense | $1,942,000 | 910 |
| Additional noninterest expense | $4,288,000 | 885 |
| Pre-tax net operating income | $10,161,000 | 728 |
| Securities gains (losses) | $-210,000 | 8,726 |
| Applicable income taxes | $3,546,000 | 676 |
| Income before extraordinary items | $6,405,000 | 840 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,405,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 484 |
| Cash dividends | $3,242,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,539,400 | 804 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,432,000 | 894 |
| Total interest expense | $4,283,000 | 1,161 |
| Net interest income | $13,149,000 | 791 |
| Provision for loan and lease losses | $600,000 | 816 |
| Total noninterest income | $3,268,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,336,000 | 356 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $932,000 | 1,419 |
| Total noninterest expense | $9,192,000 | 905 |
| Salaries and employee benefits | $5,031,000 | 885 |
| Premises and equipment expense | $1,301,000 | 896 |
| Additional noninterest expense | $2,860,000 | 881 |
| Pre-tax net operating income | $6,625,000 | 736 |
| Securities gains (losses) | $-230,000 | 8,776 |
| Applicable income taxes | $2,259,000 | 694 |
| Income before extraordinary items | $4,136,000 | 844 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,136,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 951 |
| Cash dividends | $2,162,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,285,500 | 808 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,440,000 | 904 |
| Total interest expense | $2,004,000 | 1,180 |
| Net interest income | $6,436,000 | 806 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $1,501,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,054,000 | 382 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $447,000 | 1,436 |
| Total noninterest expense | $4,660,000 | 891 |
| Salaries and employee benefits | $2,504,000 | 889 |
| Premises and equipment expense | $650,000 | 907 |
| Additional noninterest expense | $1,506,000 | 830 |
| Pre-tax net operating income | $2,977,000 | 797 |
| Securities gains (losses) | $-37,000 | 8,746 |
| Applicable income taxes | $940,000 | 802 |
| Income before extraordinary items | $2,000,000 | 870 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000,000 | 871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 698 |
| Cash dividends | $1,081,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,025,160 | 837 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,968,000 | 980 |
| Total interest expense | $6,175,000 | 1,334 |
| Net interest income | $22,793,000 | 863 |
| Provision for loan and lease losses | $1,779,000 | 607 |
| Total noninterest income | $5,556,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,762,000 | 475 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,794,000 | 1,430 |
| Total noninterest expense | $15,643,000 | 1,030 |
| Salaries and employee benefits | $8,604,000 | 999 |
| Premises and equipment expense | $2,008,000 | 1,142 |
| Additional noninterest expense | $5,031,000 | 1,000 |
| Pre-tax net operating income | $10,927,000 | 806 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $3,768,000 | 751 |
| Income before extraordinary items | $7,144,000 | 919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,144,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 758 |
| Cash dividends | $2,162,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,153,750 | 879 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,717,000 | 1,009 |
| Total interest expense | $4,388,000 | 1,374 |
| Net interest income | $16,329,000 | 901 |
| Provision for loan and lease losses | $1,443,000 | 548 |
| Total noninterest income | $4,004,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,692,000 | 505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,312,000 | 1,469 |
| Total noninterest expense | $11,401,000 | 1,059 |
| Salaries and employee benefits | $6,267,000 | 1,025 |
| Premises and equipment expense | $1,451,000 | 1,187 |
| Additional noninterest expense | $3,683,000 | 1,002 |
| Pre-tax net operating income | $7,489,000 | 889 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,543,000 | 841 |
| Income before extraordinary items | $4,946,000 | 1,014 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,946,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 666 |
| Cash dividends | $2,162,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,946,000 | 968 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,394,000 | 1,025 |
| Total interest expense | $2,884,000 | 1,380 |
| Net interest income | $10,510,000 | 927 |
| Provision for loan and lease losses | $1,187,000 | 463 |
| Total noninterest income | $2,627,000 | 1,044 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,687,000 | 525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $940,000 | 1,390 |
| Total noninterest expense | $7,478,000 | 1,077 |
| Salaries and employee benefits | $4,136,000 | 1,031 |
| Premises and equipment expense | $945,000 | 1,222 |
| Additional noninterest expense | $2,397,000 | 1,031 |
| Pre-tax net operating income | $4,472,000 | 975 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,566,000 | 894 |
| Income before extraordinary items | $2,906,000 | 1,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,906,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 646 |
| Cash dividends | $1,081,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,906,000 | 1,084 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,532,000 | 1,059 |
| Total interest expense | $1,435,000 | 1,390 |
| Net interest income | $5,097,000 | 966 |
| Provision for loan and lease losses | $569,000 | 472 |
| Total noninterest income | $1,138,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $723,000 | 595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $415,000 | 1,495 |
| Total noninterest expense | $3,551,000 | 1,143 |
| Salaries and employee benefits | $1,985,000 | 1,090 |
| Premises and equipment expense | $438,000 | 1,327 |
| Additional noninterest expense | $1,128,000 | 1,081 |
| Pre-tax net operating income | $2,115,000 | 1,021 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $728,000 | 958 |
| Income before extraordinary items | $1,387,000 | 1,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,387,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 921 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,387,000 | 1,117 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $24,221,000 | 1,172 |
| Total interest expense | $6,220,000 | 1,429 |
| Net interest income | $18,001,000 | 1,064 |
| Provision for loan and lease losses | $812,000 | 1,433 |
| Total noninterest income | $4,381,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,667,000 | 642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,714,000 | 1,636 |
| Total noninterest expense | $12,255,000 | 1,320 |
| Salaries and employee benefits | $7,306,000 | 1,168 |
| Premises and equipment expense | $1,590,000 | 1,427 |
| Additional noninterest expense | $3,359,000 | 1,471 |
| Pre-tax net operating income | $9,315,000 | 913 |
| Securities gains (losses) | $507,000 | 739 |
| Applicable income taxes | $3,406,000 | 838 |
| Income before extraordinary items | $6,416,000 | 1,003 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,416,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,211 |
| Cash dividends | $4,193,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,086,450 | 992 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,260,000 | 1,204 |
| Total interest expense | $4,876,000 | 1,428 |
| Net interest income | $13,384,000 | 1,091 |
| Provision for loan and lease losses | $595,000 | 1,424 |
| Total noninterest income | $3,452,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,968,000 | 668 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,484,000 | 1,544 |
| Total noninterest expense | $9,155,000 | 1,336 |
| Salaries and employee benefits | $5,542,000 | 1,157 |
| Premises and equipment expense | $1,178,000 | 1,461 |
| Additional noninterest expense | $2,435,000 | 1,509 |
| Pre-tax net operating income | $7,086,000 | 932 |
| Securities gains (losses) | $507,000 | 678 |
| Applicable income taxes | $2,632,000 | 862 |
| Income before extraordinary items | $4,961,000 | 1,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,961,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 926 |
| Cash dividends | $4,193,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,631,450 | 1,012 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 1,204 |
| Total interest expense | $3,378,000 | 1,430 |
| Net interest income | $8,902,000 | 1,097 |
| Provision for loan and lease losses | $490,000 | 1,174 |
| Total noninterest income | $2,200,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,270,000 | 671 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $930,000 | 1,598 |
| Total noninterest expense | $6,109,000 | 1,338 |
| Salaries and employee benefits | $3,750,000 | 1,136 |
| Premises and equipment expense | $775,000 | 1,480 |
| Additional noninterest expense | $1,584,000 | 1,538 |
| Pre-tax net operating income | $4,503,000 | 970 |
| Securities gains (losses) | $82,000 | 1,661 |
| Applicable income taxes | $1,559,000 | 963 |
| Income before extraordinary items | $3,026,000 | 1,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,026,000 | 1,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $622,000 | 736 |
| Cash dividends | $3,112,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,971,880 | 1,048 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 1,213 |
| Total interest expense | $1,743,000 | 1,420 |
| Net interest income | $4,370,000 | 1,118 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $1,108,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $579,000 | 715 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $529,000 | 1,429 |
| Total noninterest expense | $3,237,000 | 1,246 |
| Salaries and employee benefits | $1,906,000 | 1,107 |
| Premises and equipment expense | $393,000 | 1,476 |
| Additional noninterest expense | $938,000 | 1,295 |
| Pre-tax net operating income | $2,136,000 | 1,024 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $747,000 | 1,004 |
| Income before extraordinary items | $1,389,000 | 1,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,389,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,683 |
| Cash dividends | $2,031,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,389,000 | 1,112 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 4,854 |
| Total interest expense | $2,038,000 | 4,732 |
| Net interest income | $3,440,000 | 4,812 |
| Provision for loan and lease losses | $438,000 | 2,639 |
| Total noninterest income | $922,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $429,000 | 3,361 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 3,308 |
| Total noninterest expense | $3,449,000 | 4,018 |
| Salaries and employee benefits | $1,936,000 | 3,841 |
| Premises and equipment expense | $355,000 | 5,049 |
| Additional noninterest expense | $1,158,000 | 3,719 |
| Pre-tax net operating income | $475,000 | 6,867 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $107,000 | 5,901 |
| Income before extraordinary items | $377,000 | 6,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $377,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,568 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $369,980 | 6,859 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 5,534 |
| Total interest expense | $2,509,000 | 5,385 |
| Net interest income | $2,610,000 | 5,573 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $850,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $341,000 | 3,835 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $509,000 | 3,103 |
| Total noninterest expense | $3,316,000 | 4,003 |
| Salaries and employee benefits | $1,676,000 | 4,147 |
| Premises and equipment expense | $351,000 | 5,023 |
| Additional noninterest expense | $1,289,000 | 3,281 |
| Pre-tax net operating income | $-146,000 | 8,913 |
| Securities gains (losses) | $115,000 | 1,639 |
| Applicable income taxes | $46,000 | 6,773 |
| Income before extraordinary items | $-77,000 | 8,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-77,000 | 8,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,560 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-192,000 | 8,987 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 5,828 |
| Total interest expense | $2,807,000 | 5,172 |
| Net interest income | $2,070,000 | 6,469 |
| Provision for loan and lease losses | $980,000 | 1,088 |
| Total noninterest income | $664,000 | 4,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,070 |
| Total noninterest expense | $2,064,000 | 5,560 |
| Salaries and employee benefits | $947,000 | 6,140 |
| Premises and equipment expense | $206,000 | 6,674 |
| Additional noninterest expense | $911,000 | 4,293 |
| Pre-tax net operating income | $-310,000 | 9,423 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-122,000 | 9,613 |
| Income before extraordinary items | $-188,000 | 9,365 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-188,000 | 9,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,634 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 63 |
| Net operating income | $-188,000 | 9,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.