Home > Great Western Bank > Income and Expense
Great Western Bank, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 1,802 |
| Total interest expense | $1,274,000 | 1,935 |
| Net interest income | $2,795,000 | 1,740 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $1,049,000 | 1,293 |
| Gross Fiduciary activities income | $34,000 | 917 |
| Service charges on deposit accounts | $379,000 | 1,090 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $636,000 | 1,236 |
| Total noninterest expense | $2,091,000 | 1,873 |
| Salaries and employee benefits | $1,280,000 | 1,667 |
| Premises and equipment expense | $220,000 | 2,543 |
| Additional noninterest expense | $591,000 | 1,989 |
| Pre-tax net operating income | $1,528,000 | 1,405 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $555,000 | 1,249 |
| Income before extraordinary items | $977,000 | 1,648 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $977,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $477,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $974,440 | 1,549 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,005,000 | 1,820 |
| Total interest expense | $6,248,000 | 1,831 |
| Net interest income | $10,757,000 | 1,801 |
| Provision for loan and lease losses | $1,640,000 | 876 |
| Total noninterest income | $3,380,000 | 1,423 |
| Gross Fiduciary activities income | $199,000 | 827 |
| Service charges on deposit accounts | $1,442,000 | 1,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,739,000 | 1,466 |
| Total noninterest expense | $7,313,000 | 2,056 |
| Salaries and employee benefits | $4,012,000 | 1,991 |
| Premises and equipment expense | $1,258,000 | 1,755 |
| Additional noninterest expense | $2,043,000 | 2,266 |
| Pre-tax net operating income | $5,184,000 | 1,581 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $1,902,000 | 1,338 |
| Income before extraordinary items | $3,288,000 | 1,826 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,288,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,119,000 | 546 |
| Cash dividends | $1,908,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,284,160 | 1,761 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,622,000 | 1,840 |
| Total interest expense | $9,821,000 | 1,648 |
| Net interest income | $8,801,000 | 2,022 |
| Provision for loan and lease losses | $2,193,000 | 655 |
| Total noninterest income | $2,681,000 | 1,608 |
| Gross Fiduciary activities income | $128,000 | 936 |
| Service charges on deposit accounts | $938,000 | 1,595 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,615,000 | 1,440 |
| Total noninterest expense | $5,955,000 | 2,392 |
| Salaries and employee benefits | $3,725,000 | 2,018 |
| Premises and equipment expense | $1,059,000 | 2,013 |
| Additional noninterest expense | $1,171,000 | 3,583 |
| Pre-tax net operating income | $3,334,000 | 2,063 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $1,222,000 | 1,784 |
| Income before extraordinary items | $2,142,000 | 2,389 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,142,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,141,000 | 850 |
| Cash dividends | $1,548,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,122,800 | 2,317 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,141,000 | 1,933 |
| Total interest expense | $9,356,000 | 1,845 |
| Net interest income | $8,785,000 | 2,020 |
| Provision for loan and lease losses | $371,000 | 2,417 |
| Total noninterest income | $2,014,000 | 1,867 |
| Gross Fiduciary activities income | $85,000 | 972 |
| Service charges on deposit accounts | $915,000 | 1,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,014,000 | 1,835 |
| Total noninterest expense | $5,479,000 | 2,493 |
| Salaries and employee benefits | $3,128,000 | 2,275 |
| Premises and equipment expense | $779,000 | 2,640 |
| Additional noninterest expense | $1,572,000 | 2,694 |
| Pre-tax net operating income | $4,949,000 | 1,495 |
| Securities gains (losses) | $-30,000 | 8,946 |
| Applicable income taxes | $1,734,000 | 1,326 |
| Income before extraordinary items | $3,185,000 | 1,647 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,185,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,821 |
| Cash dividends | $252,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,204,500 | 1,631 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 2,214 |
| Total interest expense | $6,963,000 | 2,130 |
| Net interest income | $7,793,000 | 2,259 |
| Provision for loan and lease losses | $372,000 | 2,226 |
| Total noninterest income | $1,942,000 | 1,902 |
| Gross Fiduciary activities income | $37,000 | 1,139 |
| Service charges on deposit accounts | $688,000 | 1,938 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,217,000 | 1,624 |
| Total noninterest expense | $4,799,000 | 2,816 |
| Salaries and employee benefits | $2,854,000 | 2,459 |
| Premises and equipment expense | $589,000 | 3,314 |
| Additional noninterest expense | $1,356,000 | 3,116 |
| Pre-tax net operating income | $4,564,000 | 1,649 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,649,000 | 1,463 |
| Income before extraordinary items | $2,915,000 | 1,830 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,915,000 | 1,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,915,000 | 1,795 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,109,000 | 2,479 |
| Total interest expense | $6,375,000 | 2,358 |
| Net interest income | $6,734,000 | 2,519 |
| Provision for loan and lease losses | $346,000 | 2,332 |
| Total noninterest income | $1,670,000 | 2,091 |
| Gross Fiduciary activities income | $17,000 | 1,237 |
| Service charges on deposit accounts | $570,000 | 2,256 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,083,000 | 1,751 |
| Total noninterest expense | $4,401,000 | 2,948 |
| Salaries and employee benefits | $2,651,000 | 2,548 |
| Premises and equipment expense | $527,000 | 3,546 |
| Additional noninterest expense | $1,223,000 | 3,313 |
| Pre-tax net operating income | $3,657,000 | 1,984 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,322,000 | 1,826 |
| Income before extraordinary items | $2,335,000 | 2,229 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,335,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $252,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,335,000 | 2,161 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,927,000 | 2,752 |
| Total interest expense | $5,532,000 | 2,704 |
| Net interest income | $6,395,000 | 2,720 |
| Provision for loan and lease losses | $383,000 | 2,175 |
| Total noninterest income | $888,000 | 3,337 |
| Gross Fiduciary activities income | $5,000 | 1,381 |
| Service charges on deposit accounts | $493,000 | 2,666 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $390,000 | 3,337 |
| Total noninterest expense | $3,704,000 | 3,409 |
| Salaries and employee benefits | $2,209,000 | 2,997 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $1,071,000 | 3,674 |
| Pre-tax net operating income | $3,196,000 | 2,348 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,134,000 | 2,197 |
| Income before extraordinary items | $2,062,000 | 2,514 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,062,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,062,000 | 2,460 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 3,309 |
| Total interest expense | $4,380,000 | 3,400 |
| Net interest income | $5,517,000 | 3,207 |
| Provision for loan and lease losses | $385,000 | 2,159 |
| Total noninterest income | $707,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $458,000 | 2,946 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $249,000 | 4,546 |
| Total noninterest expense | $3,246,000 | 4,052 |
| Salaries and employee benefits | $1,862,000 | 3,564 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $1,063,000 | 4,190 |
| Pre-tax net operating income | $2,593,000 | 2,693 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $927,000 | 2,509 |
| Income before extraordinary items | $1,666,000 | 2,895 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,666,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,947 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,666,000 | 2,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 3,749 |
| Total interest expense | $4,007,000 | 3,674 |
| Net interest income | $4,651,000 | 3,775 |
| Provision for loan and lease losses | $318,000 | 2,200 |
| Total noninterest income | $554,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $2,829,000 | 4,495 |
| Salaries and employee benefits | $1,577,000 | 4,101 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $916,000 | 4,692 |
| Pre-tax net operating income | $2,058,000 | 3,397 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $756,000 | 3,020 |
| Income before extraordinary items | $1,304,000 | 3,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,304,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,481 |
| Cash dividends | $54,000 | 7,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,302,720 | 3,653 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 4,450 |
| Total interest expense | $2,633,000 | 4,431 |
| Net interest income | $3,987,000 | 4,396 |
| Provision for loan and lease losses | $350,000 | 2,026 |
| Total noninterest income | $512,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,602,000 | 4,979 |
| Salaries and employee benefits | $1,361,000 | 4,688 |
| Premises and equipment expense | $284,000 | 5,952 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $1,547,000 | 4,299 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $515,000 | 3,969 |
| Income before extraordinary items | $1,037,000 | 4,396 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,037,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,033,650 | 4,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 5,138 |
| Total interest expense | $2,235,000 | 5,301 |
| Net interest income | $3,534,000 | 4,917 |
| Provision for loan and lease losses | $159,000 | 4,514 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $2,185,000 | 5,900 |
| Salaries and employee benefits | $1,133,000 | 5,496 |
| Premises and equipment expense | $282,000 | 6,153 |
| Additional noninterest expense | $770,000 | 6,110 |
| Pre-tax net operating income | $1,693,000 | 3,891 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $621,000 | 3,491 |
| Income before extraordinary items | $1,072,000 | 4,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,072,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,072,000 | 4,194 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 6,349 |
| Total interest expense | $2,219,000 | 6,580 |
| Net interest income | $2,817,000 | 6,025 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $475,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,969,000 | 6,462 |
| Salaries and employee benefits | $972,000 | 6,184 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $721,000 | 6,614 |
| Pre-tax net operating income | $1,166,000 | 5,034 |
| Securities gains (losses) | $-13,000 | 13,370 |
| Applicable income taxes | $387,000 | 4,916 |
| Income before extraordinary items | $766,000 | 5,544 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $766,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $774,580 | 5,175 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.