Home > Great Western Bank > Income and Expense

Great Western Bank, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$407,534,000	131
Total interest expense	$16,820,000	176
Net interest income	$390,714,000	130
Provision for loan and lease losses	$-45,564,000	4,782
Total noninterest income	$71,761,000	225
Gross Fiduciary activities income	$10,137,000	156
Service charges on deposit accounts	$18,806,000	108
Trading account gains and fees	$0	132
Additional Noninterest Income	$42,818,000	242
Total noninterest expense	$237,467,000	161
Salaries and employee benefits	$153,405,000	129
Premises and equipment expense	$22,251,000	159
Additional noninterest expense	$61,811,000	189
Pre-tax net operating income	$270,572,000	125
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$60,583,000	123
Income before extraordinary items	$209,990,000	128
Extraordinary gains, net	$0	10
Net income	$209,990,000	128
Minority interest net income	$0	74
Net income of bank and minority interests.	$209,990,000	128
Net charge-offs	$26,910,000	60
Cash dividends	$5,512,000	737
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$209,989,210	126
2021-09-30 (YTD Data)		Rank
Total interest income	$309,500,000	129
Total interest expense	$13,363,000	178
Net interest income	$296,137,000	128
Provision for loan and lease losses	$-45,564,000	4,865
Total noninterest income	$53,165,000	226
Gross Fiduciary activities income	$7,458,000	157
Service charges on deposit accounts	$13,321,000	109
Trading account gains and fees	$0	132
Additional Noninterest Income	$32,386,000	246
Total noninterest expense	$177,586,000	159
Salaries and employee benefits	$113,951,000	129
Premises and equipment expense	$16,974,000	160
Additional noninterest expense	$46,661,000	184
Pre-tax net operating income	$217,280,000	120
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$49,149,000	121
Income before extraordinary items	$168,132,000	120
Extraordinary gains, net	$0	8
Net income	$168,132,000	120
Minority interest net income	$0	69
Net income of bank and minority interests.	$168,132,000	120
Net charge-offs	$17,192,000	71
Cash dividends	$2,757,000	924
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$168,131,210	120
2021-06-30 (YTD Data)		Rank
Total interest income	$211,588,000	128
Total interest expense	$9,707,000	172
Net interest income	$201,881,000	126
Provision for loan and lease losses	$-25,444,000	4,887
Total noninterest income	$36,479,000	219
Gross Fiduciary activities income	$4,860,000	157
Service charges on deposit accounts	$8,552,000	111
Trading account gains and fees	$0	133
Additional Noninterest Income	$23,067,000	236
Total noninterest expense	$115,710,000	160
Salaries and employee benefits	$77,552,000	127
Premises and equipment expense	$11,304,000	160
Additional noninterest expense	$26,854,000	196
Pre-tax net operating income	$148,094,000	118
Securities gains (losses)	$-1,000	4,500
Applicable income taxes	$33,959,000	118
Income before extraordinary items	$114,134,000	115
Extraordinary gains, net	$0	6
Net income	$114,134,000	115
Minority interest net income	$0	67
Net income of bank and minority interests.	$114,134,000	115
Net charge-offs	$13,052,000	71
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$114,134,790	115
2021-03-31 (YTD Data)		Rank
Total interest income	$108,981,000	126
Total interest expense	$5,336,000	169
Net interest income	$103,645,000	122
Provision for loan and lease losses	$-5,000,000	4,877
Total noninterest income	$16,674,000	240
Gross Fiduciary activities income	$2,320,000	160
Service charges on deposit accounts	$4,160,000	110
Trading account gains and fees	$0	127
Additional Noninterest Income	$10,194,000	272
Total noninterest expense	$56,675,000	160
Salaries and employee benefits	$38,099,000	131
Premises and equipment expense	$5,900,000	156
Additional noninterest expense	$12,676,000	203
Pre-tax net operating income	$68,644,000	124
Securities gains (losses)	$-1,000	4,533
Applicable income taxes	$15,157,000	130
Income before extraordinary items	$53,486,000	125
Extraordinary gains, net	$0	3
Net income	$53,486,000	125
Minority interest net income	$0	55
Net income of bank and minority interests.	$53,486,000	125
Net charge-offs	$7,841,000	73
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$53,486,790	125
2020-12-31 (YTD Data)		Rank
Total interest income	$478,429,000	119
Total interest expense	$51,450,000	142
Net interest income	$426,979,000	118
Provision for loan and lease losses	$122,265,000	77
Total noninterest income	$-21,783,000	4,999
Gross Fiduciary activities income	$8,631,000	159
Service charges on deposit accounts	$18,441,000	96
Trading account gains and fees	$0	133
Additional Noninterest Income	$-48,855,000	5,009
Total noninterest expense	$987,383,000	54
Salaries and employee benefits	$145,844,000	126
Premises and equipment expense	$23,420,000	152
Additional noninterest expense	$818,119,000	40
Pre-tax net operating income	$-704,452,000	5,005
Securities gains (losses)	$7,890,000	86
Applicable income taxes	$-25,824,000	4,994
Income before extraordinary items	$-670,738,000	4,996
Extraordinary gains, net	$0	4
Net income	$-670,738,000	4,996
Minority interest net income	$0	72
Net income of bank and minority interests.	$-670,738,000	4,996
Net charge-offs	$63,541,000	59
Cash dividends	$37,194,000	191
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-678,312,400	4,996
2020-09-30 (YTD Data)		Rank
Total interest income	$362,848,000	122
Total interest expense	$44,577,000	135
Net interest income	$318,271,000	120
Provision for loan and lease losses	$110,290,000	79
Total noninterest income	$-35,786,000	5,031
Gross Fiduciary activities income	$6,413,000	157
Service charges on deposit accounts	$13,857,000	96
Trading account gains and fees	$0	125
Additional Noninterest Income	$-56,056,000	5,041
Total noninterest expense	$932,348,000	45
Salaries and employee benefits	$109,763,000	125
Premises and equipment expense	$17,762,000	152
Additional noninterest expense	$804,823,000	33
Pre-tax net operating income	$-760,153,000	5,036
Securities gains (losses)	$7,890,000	72
Applicable income taxes	$-37,760,000	5,026
Income before extraordinary items	$-714,503,000	5,028
Extraordinary gains, net	$0	4
Net income	$-714,503,000	5,028
Minority interest net income	$0	65
Net income of bank and minority interests.	$-714,503,000	5,028
Net charge-offs	$33,184,000	71
Cash dividends	$37,194,000	145
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-721,998,500	5,028
2020-06-30 (YTD Data)		Rank
Total interest income	$245,829,000	124
Total interest expense	$34,571,000	131
Net interest income	$211,258,000	123
Provision for loan and lease losses	$93,436,000	78
Total noninterest income	$-19,645,000	5,064
Gross Fiduciary activities income	$4,262,000	156
Service charges on deposit accounts	$9,233,000	98
Trading account gains and fees	$0	123
Additional Noninterest Income	$-33,140,000	5,073
Total noninterest expense	$863,777,000	38
Salaries and employee benefits	$73,622,000	124
Premises and equipment expense	$11,972,000	151
Additional noninterest expense	$778,183,000	25
Pre-tax net operating income	$-765,600,000	5,067
Securities gains (losses)	$0	2,249
Applicable income taxes	$-36,611,000	5,054
Income before extraordinary items	$-728,989,000	5,058
Extraordinary gains, net	$0	4
Net income	$-728,989,000	5,058
Minority interest net income	$0	65
Net income of bank and minority interests.	$-728,989,000	5,058
Net charge-offs	$18,059,000	83
Cash dividends	$37,194,000	121
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-728,989,000	5,058
2020-03-31 (YTD Data)		Rank
Total interest income	$125,608,000	122
Total interest expense	$22,022,000	120
Net interest income	$103,586,000	126
Provision for loan and lease losses	$71,795,000	64
Total noninterest income	$-5,476,000	5,105
Gross Fiduciary activities income	$2,240,000	154
Service charges on deposit accounts	$5,413,000	98
Trading account gains and fees	$0	106
Additional Noninterest Income	$-13,129,000	5,119
Total noninterest expense	$801,085,000	29
Salaries and employee benefits	$35,829,000	126
Premises and equipment expense	$6,145,000	152
Additional noninterest expense	$759,111,000	16
Pre-tax net operating income	$-774,770,000	5,120
Securities gains (losses)	$0	1,705
Applicable income taxes	$-37,210,000	5,110
Income before extraordinary items	$-737,560,000	5,111
Extraordinary gains, net	$0	4
Net income	$-737,560,000	5,111
Minority interest net income	$0	56
Net income of bank and minority interests.	$-737,560,000	5,111
Net charge-offs	$8,626,000	78
Cash dividends	$18,915,000	132
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-737,560,000	5,111
2019-12-31 (YTD Data)		Rank
Total interest income	$543,405,000	116
Total interest expense	$115,924,000	109
Net interest income	$427,481,000	121
Provision for loan and lease losses	$43,835,000	62
Total noninterest income	$57,592,000	210
Gross Fiduciary activities income	$6,386,000	188
Service charges on deposit accounts	$24,208,000	86
Trading account gains and fees	$0	135
Additional Noninterest Income	$26,998,000	265
Total noninterest expense	$214,009,000	157
Salaries and employee benefits	$130,926,000	134
Premises and equipment expense	$23,190,000	151
Additional noninterest expense	$59,893,000	181
Pre-tax net operating income	$227,229,000	123
Securities gains (losses)	$336,000	476
Applicable income taxes	$50,317,000	123
Income before extraordinary items	$177,248,000	123
Extraordinary gains, net	$0	11
Net income	$177,248,000	123
Minority interest net income	$0	76
Net income of bank and minority interests.	$177,248,000	123
Net charge-offs	$37,247,000	65
Cash dividends	$111,283,000	118
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$176,982,560	123
2019-09-30 (YTD Data)		Rank
Total interest income	$411,646,000	117
Total interest expense	$90,871,000	109
Net interest income	$320,775,000	122
Provision for loan and lease losses	$35,732,000	61
Total noninterest income	$41,936,000	209
Gross Fiduciary activities income	$4,244,000	205
Service charges on deposit accounts	$17,953,000	86
Trading account gains and fees	$0	129
Additional Noninterest Income	$19,739,000	266
Total noninterest expense	$159,621,000	155
Salaries and employee benefits	$96,852,000	134
Premises and equipment expense	$17,541,000	147
Additional noninterest expense	$45,228,000	179
Pre-tax net operating income	$167,358,000	125
Securities gains (losses)	$336,000	386
Applicable income taxes	$36,952,000	125
Income before extraordinary items	$130,742,000	125
Extraordinary gains, net	$0	11
Net income	$130,742,000	126
Minority interest net income	$0	72
Net income of bank and minority interests.	$130,742,000	126
Net charge-offs	$31,151,000	60
Cash dividends	$73,398,000	124
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$130,476,560	124
2019-06-30 (YTD Data)		Rank
Total interest income	$272,948,000	118
Total interest expense	$60,174,000	111
Net interest income	$212,774,000	123
Provision for loan and lease losses	$33,750,000	50
Total noninterest income	$27,239,000	209
Gross Fiduciary activities income	$2,786,000	208
Service charges on deposit accounts	$11,722,000	86
Trading account gains and fees	$0	131
Additional Noninterest Income	$12,731,000	263
Total noninterest expense	$107,096,000	156
Salaries and employee benefits	$65,279,000	134
Premises and equipment expense	$11,783,000	149
Additional noninterest expense	$30,034,000	180
Pre-tax net operating income	$99,167,000	134
Securities gains (losses)	$322,000	284
Applicable income taxes	$22,004,000	134
Income before extraordinary items	$77,485,000	135
Extraordinary gains, net	$0	11
Net income	$77,485,000	137
Minority interest net income	$0	69
Net income of bank and minority interests.	$77,485,000	137
Net charge-offs	$23,397,000	54
Cash dividends	$53,316,000	111
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$77,230,620	135
2019-03-31 (YTD Data)		Rank
Total interest income	$134,283,000	116
Total interest expense	$29,020,000	110
Net interest income	$105,263,000	123
Provision for loan and lease losses	$7,673,000	82
Total noninterest income	$17,398,000	173
Gross Fiduciary activities income	$1,395,000	205
Service charges on deposit accounts	$5,695,000	87
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,308,000	179
Total noninterest expense	$53,668,000	157
Salaries and employee benefits	$32,974,000	132
Premises and equipment expense	$6,193,000	146
Additional noninterest expense	$14,501,000	183
Pre-tax net operating income	$61,320,000	118
Securities gains (losses)	$0	1,087
Applicable income taxes	$13,655,000	120
Income before extraordinary items	$47,665,000	118
Extraordinary gains, net	$0	5
Net income	$47,665,000	118
Minority interest net income	$0	52
Net income of bank and minority interests.	$47,665,000	118
Net charge-offs	$5,863,000	80
Cash dividends	$28,235,000	102
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$47,665,000	117
2018-12-31 (YTD Data)		Rank
Total interest income	$501,134,000	116
Total interest expense	$81,596,000	119
Net interest income	$419,538,000	118
Provision for loan and lease losses	$18,644,000	111
Total noninterest income	$67,665,000	184
Gross Fiduciary activities income	$5,272,000	213
Service charges on deposit accounts	$26,419,000	83
Trading account gains and fees	$0	126
Additional Noninterest Income	$35,974,000	210
Total noninterest expense	$219,887,000	153
Salaries and employee benefits	$130,820,000	129
Premises and equipment expense	$23,618,000	149
Additional noninterest expense	$65,449,000	177
Pre-tax net operating income	$248,672,000	109
Securities gains (losses)	$-522,000	5,258
Applicable income taxes	$62,182,000	95
Income before extraordinary items	$185,968,000	116
Extraordinary gains, net	$0	6
Net income	$185,968,000	116
Minority interest net income	$0	72
Net income of bank and minority interests.	$185,968,000	116
Net charge-offs	$16,474,000	110
Cash dividends	$132,956,000	91
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$186,380,380	116
2018-09-30 (YTD Data)		Rank
Total interest income	$368,605,000	116
Total interest expense	$55,798,000	117
Net interest income	$312,807,000	117
Provision for loan and lease losses	$13,429,000	111
Total noninterest income	$53,456,000	177
Gross Fiduciary activities income	$3,922,000	212
Service charges on deposit accounts	$19,762,000	82
Trading account gains and fees	$0	138
Additional Noninterest Income	$29,772,000	199
Total noninterest expense	$167,954,000	146
Salaries and employee benefits	$97,994,000	130
Premises and equipment expense	$17,782,000	150
Additional noninterest expense	$52,178,000	167
Pre-tax net operating income	$184,880,000	113
Securities gains (losses)	$-8,000	4,722
Applicable income taxes	$47,939,000	99
Income before extraordinary items	$136,933,000	118
Extraordinary gains, net	$0	5
Net income	$136,933,000	118
Minority interest net income	$0	66
Net income of bank and minority interests.	$136,933,000	118
Net charge-offs	$12,912,000	99
Cash dividends	$58,227,000	107
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$136,939,320	118
2018-06-30 (YTD Data)		Rank
Total interest income	$242,800,000	113
Total interest expense	$33,896,000	117
Net interest income	$208,904,000	115
Provision for loan and lease losses	$8,415,000	116
Total noninterest income	$35,424,000	180
Gross Fiduciary activities income	$2,587,000	212
Service charges on deposit accounts	$12,945,000	80
Trading account gains and fees	$0	130
Additional Noninterest Income	$19,892,000	196
Total noninterest expense	$111,203,000	143
Salaries and employee benefits	$65,711,000	123
Premises and equipment expense	$11,793,000	151
Additional noninterest expense	$33,699,000	165
Pre-tax net operating income	$124,710,000	111
Securities gains (losses)	$-8,000	4,955
Applicable income taxes	$32,738,000	100
Income before extraordinary items	$91,964,000	113
Extraordinary gains, net	$0	6
Net income	$91,964,000	113
Minority interest net income	$0	65
Net income of bank and minority interests.	$91,964,000	113
Net charge-offs	$7,750,000	104
Cash dividends	$30,503,000	117
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$91,970,320	113
2018-03-31 (YTD Data)		Rank
Total interest income	$117,956,000	115
Total interest expense	$15,472,000	119
Net interest income	$102,484,000	116
Provision for loan and lease losses	$4,900,000	104
Total noninterest income	$17,279,000	176
Gross Fiduciary activities income	$1,340,000	212
Service charges on deposit accounts	$6,358,000	79
Trading account gains and fees	$0	123
Additional Noninterest Income	$9,581,000	202
Total noninterest expense	$56,148,000	143
Salaries and employee benefits	$32,045,000	125
Premises and equipment expense	$6,057,000	144
Additional noninterest expense	$18,046,000	158
Pre-tax net operating income	$58,715,000	110
Securities gains (losses)	$-8,000	5,192
Applicable income taxes	$15,488,000	103
Income before extraordinary items	$43,219,000	114
Extraordinary gains, net	$0	7
Net income	$43,219,000	114
Minority interest net income	$0	52
Net income of bank and minority interests.	$43,219,000	114
Net charge-offs	$3,784,000	101
Cash dividends	$13,780,000	111
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$43,225,320	115
2017-12-31 (YTD Data)		Rank
Total interest income	$446,664,000	109
Total interest expense	$45,342,000	118
Net interest income	$401,322,000	109
Provision for loan and lease losses	$19,047,000	106
Total noninterest income	$58,302,000	198
Gross Fiduciary activities income	$4,828,000	214
Service charges on deposit accounts	$25,998,000	79
Trading account gains and fees	$0	151
Additional Noninterest Income	$27,476,000	245
Total noninterest expense	$207,345,000	151
Salaries and employee benefits	$122,293,000	127
Premises and equipment expense	$22,719,000	145
Additional noninterest expense	$62,333,000	172
Pre-tax net operating income	$233,232,000	105
Securities gains (losses)	$42,000	968
Applicable income taxes	$88,218,000	105
Income before extraordinary items	$145,056,000	103
Extraordinary gains, net	$0	9
Net income	$145,056,000	103
Minority interest net income	$0	76
Net income of bank and minority interests.	$145,056,000	103
Net charge-offs	$21,792,000	90
Cash dividends	$95,424,000	89
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$145,029,120	103
2017-09-30 (YTD Data)		Rank
Total interest income	$331,221,000	107
Total interest expense	$32,180,000	119
Net interest income	$299,041,000	107
Provision for loan and lease losses	$14,490,000	105
Total noninterest income	$42,433,000	203
Gross Fiduciary activities income	$3,587,000	216
Service charges on deposit accounts	$19,327,000	78
Trading account gains and fees	$0	145
Additional Noninterest Income	$19,519,000	258
Total noninterest expense	$155,145,000	149
Salaries and employee benefits	$91,097,000	126
Premises and equipment expense	$17,117,000	146
Additional noninterest expense	$46,931,000	166
Pre-tax net operating income	$171,839,000	108
Securities gains (losses)	$43,000	945
Applicable income taxes	$58,963,000	105
Income before extraordinary items	$112,919,000	109
Extraordinary gains, net	$0	9
Net income	$112,919,000	109
Minority interest net income	$0	71
Net income of bank and minority interests.	$112,919,000	109
Net charge-offs	$17,755,000	80
Cash dividends	$42,492,000	112
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$112,890,620	109
2017-06-30 (YTD Data)		Rank
Total interest income	$217,368,000	108
Total interest expense	$19,954,000	121
Net interest income	$197,414,000	108
Provision for loan and lease losses	$9,805,000	112
Total noninterest income	$29,740,000	191
Gross Fiduciary activities income	$2,449,000	211
Service charges on deposit accounts	$12,576,000	80
Trading account gains and fees	$0	139
Additional Noninterest Income	$14,715,000	241
Total noninterest expense	$103,431,000	147
Salaries and employee benefits	$61,607,000	120
Premises and equipment expense	$11,418,000	147
Additional noninterest expense	$30,406,000	167
Pre-tax net operating income	$113,918,000	110
Securities gains (losses)	$43,000	698
Applicable income taxes	$39,111,000	103
Income before extraordinary items	$74,850,000	114
Extraordinary gains, net	$0	11
Net income	$74,850,000	114
Minority interest net income	$0	71
Net income of bank and minority interests.	$74,850,000	114
Net charge-offs	$12,359,000	85
Cash dividends	$25,741,000	110
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$74,821,620	113
2017-03-31 (YTD Data)		Rank
Total interest income	$107,489,000	111
Total interest expense	$9,396,000	126
Net interest income	$98,093,000	108
Provision for loan and lease losses	$4,009,000	120
Total noninterest income	$14,215,000	197
Gross Fiduciary activities income	$1,164,000	219
Service charges on deposit accounts	$6,206,000	79
Trading account gains and fees	$0	142
Additional Noninterest Income	$6,845,000	254
Total noninterest expense	$51,370,000	148
Salaries and employee benefits	$30,572,000	122
Premises and equipment expense	$5,829,000	141
Additional noninterest expense	$14,969,000	168
Pre-tax net operating income	$56,929,000	108
Securities gains (losses)	$43,000	368
Applicable income taxes	$19,293,000	101
Income before extraordinary items	$37,679,000	111
Extraordinary gains, net	$0	8
Net income	$37,679,000	111
Minority interest net income	$0	55
Net income of bank and minority interests.	$37,679,000	111
Net charge-offs	$8,092,000	68
Cash dividends	$11,988,000	106
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$37,650,620	112
2016-12-31 (YTD Data)		Rank
Total interest income	$407,242,000	109
Total interest expense	$31,743,000	130
Net interest income	$375,499,000	105
Provision for loan and lease losses	$20,114,000	106
Total noninterest income	$48,065,000	226
Gross Fiduciary activities income	$3,839,000	231
Service charges on deposit accounts	$25,221,000	78
Trading account gains and fees	$0	170
Additional Noninterest Income	$19,005,000	328
Total noninterest expense	$205,456,000	144
Salaries and employee benefits	$110,687,000	127
Premises and equipment expense	$22,336,000	142
Additional noninterest expense	$72,433,000	155
Pre-tax net operating income	$197,994,000	109
Securities gains (losses)	$526,000	408
Applicable income taxes	$63,573,000	108
Income before extraordinary items	$134,947,000	108
Extraordinary gains, net	$0	5
Net income	$134,947,000	108
Minority interest net income	$0	82
Net income of bank and minority interests.	$134,947,000	108
Net charge-offs	$14,474,000	114
Cash dividends	$80,430,000	93
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$134,589,320	106
2016-09-30 (YTD Data)		Rank
Total interest income	$299,742,000	107
Total interest expense	$23,067,000	130
Net interest income	$276,675,000	104
Provision for loan and lease losses	$13,065,000	117
Total noninterest income	$34,002,000	236
Gross Fiduciary activities income	$2,765,000	236
Service charges on deposit accounts	$19,340,000	77
Trading account gains and fees	$0	169
Additional Noninterest Income	$11,897,000	366
Total noninterest expense	$155,923,000	142
Salaries and employee benefits	$80,810,000	130
Premises and equipment expense	$16,829,000	142
Additional noninterest expense	$58,284,000	147
Pre-tax net operating income	$141,689,000	109
Securities gains (losses)	$525,000	368
Applicable income taxes	$44,948,000	113
Income before extraordinary items	$97,266,000	110
Extraordinary gains, net	$0	5
Net income	$97,266,000	110
Minority interest net income	$0	71
Net income of bank and minority interests.	$97,266,000	110
Net charge-offs	$9,551,000	113
Cash dividends	$60,451,000	85
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$96,909,000	110
2016-06-30 (YTD Data)		Rank
Total interest income	$192,811,000	110
Total interest expense	$14,651,000	132
Net interest income	$178,160,000	109
Provision for loan and lease losses	$8,002,000	120
Total noninterest income	$18,708,000	268
Gross Fiduciary activities income	$1,746,000	246
Service charges on deposit accounts	$12,695,000	78
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,267,000	569
Total noninterest expense	$101,302,000	143
Salaries and employee benefits	$51,160,000	133
Premises and equipment expense	$10,877,000	145
Additional noninterest expense	$39,265,000	146
Pre-tax net operating income	$87,564,000	112
Securities gains (losses)	$169,000	669
Applicable income taxes	$26,636,000	119
Income before extraordinary items	$61,097,000	112
Extraordinary gains, net	$0	16
Net income	$61,097,000	111
Minority interest net income	$0	71
Net income of bank and minority interests.	$61,097,000	111
Net charge-offs	$4,887,000	133
Cash dividends	$52,234,000	72
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$60,978,700	111
2016-03-31 (YTD Data)		Rank
Total interest income	$93,637,000	112
Total interest expense	$7,090,000	133
Net interest income	$86,547,000	112
Provision for loan and lease losses	$2,631,000	154
Total noninterest income	$9,444,000	255
Gross Fiduciary activities income	$863,000	242
Service charges on deposit accounts	$6,094,000	78
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,487,000	483
Total noninterest expense	$42,660,000	169
Salaries and employee benefits	$23,915,000	137
Premises and equipment expense	$5,342,000	148
Additional noninterest expense	$13,403,000	180
Pre-tax net operating income	$50,700,000	101
Securities gains (losses)	$35,000	980
Applicable income taxes	$17,413,000	101
Income before extraordinary items	$33,322,000	103
Extraordinary gains, net	$0	12
Net income	$33,322,000	103
Minority interest net income	$0	62
Net income of bank and minority interests.	$33,322,000	103
Net charge-offs	$1,842,000	147
Cash dividends	$42,500,000	51
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$33,298,900	101
2015-12-31 (YTD Data)		Rank
Total interest income	$366,799,000	113
Total interest expense	$27,170,000	127
Net interest income	$339,629,000	111
Provision for loan and lease losses	$19,611,000	92
Total noninterest income	$33,425,000	281
Gross Fiduciary activities income	$3,407,000	251
Service charges on deposit accounts	$26,502,000	77
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,516,000	1,044
Total noninterest expense	$178,575,000	157
Salaries and employee benefits	$99,571,000	132
Premises and equipment expense	$20,975,000	148
Additional noninterest expense	$58,029,000	170
Pre-tax net operating income	$174,868,000	102
Securities gains (losses)	$-44,000	6,014
Applicable income taxes	$58,245,000	100
Income before extraordinary items	$116,579,000	109
Extraordinary gains, net	$0	23
Net income	$116,579,000	109
Minority interest net income	$0	81
Net income of bank and minority interests.	$116,579,000	109
Net charge-offs	$10,303,000	114
Cash dividends	$98,777,000	84
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$116,608,480	108
2015-09-30 (YTD Data)		Rank
Total interest income	$273,698,000	115
Total interest expense	$20,450,000	125
Net interest income	$253,248,000	114
Provision for loan and lease losses	$15,722,000	83
Total noninterest income	$24,085,000	292
Gross Fiduciary activities income	$2,623,000	244
Service charges on deposit accounts	$19,825,000	79
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,637,000	1,440
Total noninterest expense	$136,035,000	157
Salaries and employee benefits	$75,438,000	131
Premises and equipment expense	$15,949,000	147
Additional noninterest expense	$44,648,000	174
Pre-tax net operating income	$125,576,000	107
Securities gains (losses)	$256,000	539
Applicable income taxes	$40,915,000	109
Income before extraordinary items	$84,917,000	113
Extraordinary gains, net	$0	21
Net income	$84,917,000	113
Minority interest net income	$0	78
Net income of bank and minority interests.	$84,917,000	113
Net charge-offs	$10,341,000	94
Cash dividends	$88,646,000	68
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$84,745,480	111
2015-06-30 (YTD Data)		Rank
Total interest income	$181,066,000	116
Total interest expense	$13,804,000	120
Net interest income	$167,262,000	114
Provision for loan and lease losses	$14,089,000	68
Total noninterest income	$14,954,000	317
Gross Fiduciary activities income	$1,834,000	243
Service charges on deposit accounts	$12,799,000	79
Trading account gains and fees	$0	157
Additional Noninterest Income	$321,000	2,980
Total noninterest expense	$92,143,000	154
Salaries and employee benefits	$50,549,000	131
Premises and equipment expense	$10,706,000	145
Additional noninterest expense	$30,888,000	173
Pre-tax net operating income	$75,984,000	120
Securities gains (losses)	$0	2,636
Applicable income taxes	$26,019,000	114
Income before extraordinary items	$49,965,000	126
Extraordinary gains, net	$0	22
Net income	$49,965,000	125
Minority interest net income	$0	75
Net income of bank and minority interests.	$49,965,000	126
Net charge-offs	$9,977,000	73
Cash dividends	$39,746,000	88
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$49,965,000	124
2015-03-31 (YTD Data)		Rank
Total interest income	$88,917,000	117
Total interest expense	$7,028,000	121
Net interest income	$81,889,000	115
Provision for loan and lease losses	$9,679,000	59
Total noninterest income	$3,846,000	491
Gross Fiduciary activities income	$938,000	241
Service charges on deposit accounts	$6,171,000	78
Trading account gains and fees	$0	152
Additional Noninterest Income	$-3,263,000	6,423
Total noninterest expense	$45,307,000	154
Salaries and employee benefits	$24,306,000	130
Premises and equipment expense	$5,696,000	142
Additional noninterest expense	$15,305,000	168
Pre-tax net operating income	$30,749,000	131
Securities gains (losses)	$0	2,027
Applicable income taxes	$10,279,000	129
Income before extraordinary items	$20,470,000	136
Extraordinary gains, net	$0	13
Net income	$20,470,000	136
Minority interest net income	$0	64
Net income of bank and minority interests.	$20,470,000	136
Net charge-offs	$9,073,000	55
Cash dividends	$19,846,000	87
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$20,470,000	134
2014-12-31 (YTD Data)		Rank
Total interest income	$362,318,000	117
Total interest expense	$28,861,000	121
Net interest income	$333,457,000	115
Provision for loan and lease losses	$4,878,000	217
Total noninterest income	$15,773,000	463
Gross Fiduciary activities income	$3,901,000	229
Service charges on deposit accounts	$27,922,000	75
Trading account gains and fees	$0	180
Additional Noninterest Income	$-16,050,000	6,515
Total noninterest expense	$182,585,000	146
Salaries and employee benefits	$93,909,000	128
Premises and equipment expense	$24,876,000	125
Additional noninterest expense	$63,800,000	162
Pre-tax net operating income	$161,767,000	112
Securities gains (losses)	$137,000	1,033
Applicable income taxes	$55,281,000	106
Income before extraordinary items	$106,623,000	119
Extraordinary gains, net	$0	17
Net income	$106,623,000	119
Minority interest net income	$0	84
Net income of bank and minority interests.	$106,623,000	119
Net charge-offs	$9,127,000	141
Cash dividends	$71,000,000	97
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$106,532,580	118
2014-09-30 (YTD Data)		Rank
Total interest income	$270,437,000	116
Total interest expense	$21,753,000	122
Net interest income	$248,684,000	114
Provision for loan and lease losses	$1,559,000	434
Total noninterest income	$11,155,000	476
Gross Fiduciary activities income	$2,832,000	233
Service charges on deposit accounts	$20,912,000	76
Trading account gains and fees	$0	174
Additional Noninterest Income	$-12,589,000	6,594
Total noninterest expense	$138,650,000	146
Salaries and employee benefits	$70,564,000	130
Premises and equipment expense	$19,115,000	123
Additional noninterest expense	$48,971,000	157
Pre-tax net operating income	$119,630,000	116
Securities gains (losses)	$90,000	1,067
Applicable income taxes	$40,859,000	107
Income before extraordinary items	$78,861,000	120
Extraordinary gains, net	$0	15
Net income	$78,861,000	120
Minority interest net income	$0	81
Net income of bank and minority interests.	$78,861,000	120
Net charge-offs	$10,110,000	113
Cash dividends	$71,000,000	73
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$78,801,600	119
2014-06-30 (YTD Data)		Rank
Total interest income	$180,339,000	113
Total interest expense	$14,599,000	118
Net interest income	$165,740,000	113
Provision for loan and lease losses	$-1,190,000	6,573
Total noninterest income	$4,372,000	702
Gross Fiduciary activities income	$1,941,000	234
Service charges on deposit accounts	$13,554,000	76
Trading account gains and fees	$0	172
Additional Noninterest Income	$-11,123,000	6,663
Total noninterest expense	$94,154,000	146
Salaries and employee benefits	$46,816,000	132
Premises and equipment expense	$13,147,000	120
Additional noninterest expense	$34,191,000	156
Pre-tax net operating income	$77,148,000	115
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$27,411,000	108
Income before extraordinary items	$49,743,000	118
Extraordinary gains, net	$0	20
Net income	$49,743,000	118
Minority interest net income	$0	80
Net income of bank and minority interests.	$49,743,000	118
Net charge-offs	$7,841,000	104
Cash dividends	$34,000,000	86
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$49,739,160	120
2014-03-31 (YTD Data)		Rank
Total interest income	$89,715,000	114
Total interest expense	$7,376,000	119
Net interest income	$82,339,000	114
Provision for loan and lease losses	$-2,690,000	6,710
Total noninterest income	$4,079,000	429
Gross Fiduciary activities income	$1,000,000	230
Service charges on deposit accounts	$6,695,000	75
Trading account gains and fees	$0	147
Additional Noninterest Income	$-3,616,000	6,734
Total noninterest expense	$47,453,000	145
Salaries and employee benefits	$22,859,000	137
Premises and equipment expense	$6,352,000	127
Additional noninterest expense	$18,242,000	146
Pre-tax net operating income	$41,655,000	108
Securities gains (losses)	$6,000	1,292
Applicable income taxes	$14,921,000	105
Income before extraordinary items	$26,740,000	117
Extraordinary gains, net	$0	16
Net income	$26,740,000	117
Minority interest net income	$0	66
Net income of bank and minority interests.	$26,740,000	117
Net charge-offs	$6,226,000	79
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$26,736,160	118
2013-12-31 (YTD Data)		Rank
Total interest income	$361,273,000	112
Total interest expense	$34,327,000	114
Net interest income	$326,946,000	112
Provision for loan and lease losses	$699,000	1,484
Total noninterest income	$37,951,000	256
Gross Fiduciary activities income	$3,687,000	228
Service charges on deposit accounts	$29,462,000	74
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,802,000	831
Total noninterest expense	$198,807,000	140
Salaries and employee benefits	$97,690,000	125
Premises and equipment expense	$25,914,000	120
Additional noninterest expense	$75,203,000	150
Pre-tax net operating income	$165,391,000	104
Securities gains (losses)	$-706,000	6,728
Applicable income taxes	$58,122,000	102
Income before extraordinary items	$106,563,000	117
Extraordinary gains, net	$0	29
Net income	$106,563,000	117
Minority interest net income	$0	90
Net income of bank and minority interests.	$106,563,000	117
Net charge-offs	$19,710,000	110
Cash dividends	$58,000,000	108
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$107,021,900	117
2013-09-30 (YTD Data)		Rank
Total interest income	$270,219,000	112
Total interest expense	$26,255,000	114
Net interest income	$243,964,000	111
Provision for loan and lease losses	$1,574,000	621
Total noninterest income	$29,816,000	255
Gross Fiduciary activities income	$2,782,000	227
Service charges on deposit accounts	$22,033,000	73
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,001,000	667
Total noninterest expense	$151,907,000	138
Salaries and employee benefits	$74,107,000	122
Premises and equipment expense	$19,769,000	115
Additional noninterest expense	$58,031,000	142
Pre-tax net operating income	$120,299,000	106
Securities gains (losses)	$-706,000	6,842
Applicable income taxes	$42,641,000	103
Income before extraordinary items	$76,952,000	120
Extraordinary gains, net	$0	25
Net income	$76,952,000	119
Minority interest net income	$0	84
Net income of bank and minority interests.	$76,952,000	120
Net charge-offs	$20,790,000	84
Cash dividends	$24,000,000	135
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$77,403,840	114
2013-06-30 (YTD Data)		Rank
Total interest income	$178,410,000	113
Total interest expense	$18,014,000	116
Net interest income	$160,396,000	111
Provision for loan and lease losses	$4,034,000	197
Total noninterest income	$22,950,000	226
Gross Fiduciary activities income	$1,838,000	224
Service charges on deposit accounts	$14,207,000	74
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,905,000	410
Total noninterest expense	$101,554,000	137
Salaries and employee benefits	$49,832,000	121
Premises and equipment expense	$13,174,000	115
Additional noninterest expense	$38,548,000	140
Pre-tax net operating income	$77,758,000	108
Securities gains (losses)	$0	2,791
Applicable income taxes	$27,993,000	106
Income before extraordinary items	$49,765,000	122
Extraordinary gains, net	$0	22
Net income	$49,765,000	122
Minority interest net income	$0	82
Net income of bank and minority interests.	$49,765,000	122
Net charge-offs	$18,809,000	76
Cash dividends	$24,000,000	100
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$49,765,000	117
2013-03-31 (YTD Data)		Rank
Total interest income	$88,365,000	116
Total interest expense	$9,365,000	115
Net interest income	$79,000,000	115
Provision for loan and lease losses	$534,000	660
Total noninterest income	$12,757,000	208
Gross Fiduciary activities income	$920,000	222
Service charges on deposit accounts	$6,772,000	77
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,065,000	299
Total noninterest expense	$52,721,000	130
Salaries and employee benefits	$25,727,000	117
Premises and equipment expense	$6,738,000	114
Additional noninterest expense	$20,256,000	137
Pre-tax net operating income	$38,502,000	107
Securities gains (losses)	$0	1,966
Applicable income taxes	$13,780,000	104
Income before extraordinary items	$24,722,000	120
Extraordinary gains, net	$0	10
Net income	$24,722,000	121
Minority interest net income	$0	76
Net income of bank and minority interests.	$24,722,000	121
Net charge-offs	$6,014,000	107
Cash dividends	$24,000,000	59
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$24,722,000	118
2012-12-31 (YTD Data)		Rank
Total interest income	$364,002,000	114
Total interest expense	$46,179,000	114
Net interest income	$317,823,000	110
Provision for loan and lease losses	$36,615,000	104
Total noninterest income	$42,594,000	244
Gross Fiduciary activities income	$3,155,000	232
Service charges on deposit accounts	$29,444,000	73
Trading account gains and fees	$0	166
Additional Noninterest Income	$9,995,000	492
Total noninterest expense	$201,805,000	131
Salaries and employee benefits	$97,976,000	118
Premises and equipment expense	$24,973,000	115
Additional noninterest expense	$78,856,000	144
Pre-tax net operating income	$121,997,000	121
Securities gains (losses)	$7,149,000	76
Applicable income taxes	$48,006,000	105
Income before extraordinary items	$81,140,000	139
Extraordinary gains, net	$0	29
Net income	$81,140,000	139
Minority interest net income	$0	93
Net income of bank and minority interests.	$81,140,000	139
Net charge-offs	$33,087,000	119
Cash dividends	$49,700,000	118
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$76,564,640	142
2012-09-30 (YTD Data)		Rank
Total interest income	$270,836,000	116
Total interest expense	$35,584,000	115
Net interest income	$235,252,000	112
Provision for loan and lease losses	$26,615,000	111
Total noninterest income	$30,503,000	251
Gross Fiduciary activities income	$2,392,000	229
Service charges on deposit accounts	$21,510,000	73
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,601,000	530
Total noninterest expense	$151,570,000	131
Salaries and employee benefits	$72,635,000	120
Premises and equipment expense	$18,751,000	116
Additional noninterest expense	$60,184,000	142
Pre-tax net operating income	$87,570,000	125
Securities gains (losses)	$5,453,000	75
Applicable income taxes	$34,793,000	109
Income before extraordinary items	$58,230,000	141
Extraordinary gains, net	$0	20
Net income	$58,230,000	141
Minority interest net income	$0	86
Net income of bank and minority interests.	$58,230,000	141
Net charge-offs	$26,289,000	117
Cash dividends	$23,800,000	123
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$54,740,080	145
2012-06-30 (YTD Data)		Rank
Total interest income	$176,231,000	118
Total interest expense	$23,736,000	115
Net interest income	$152,495,000	114
Provision for loan and lease losses	$20,329,000	98
Total noninterest income	$19,530,000	260
Gross Fiduciary activities income	$1,589,000	231
Service charges on deposit accounts	$13,819,000	76
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,122,000	547
Total noninterest expense	$96,304,000	133
Salaries and employee benefits	$46,612,000	122
Premises and equipment expense	$12,100,000	120
Additional noninterest expense	$37,592,000	144
Pre-tax net operating income	$55,392,000	131
Securities gains (losses)	$3,061,000	94
Applicable income taxes	$20,818,000	116
Income before extraordinary items	$37,635,000	145
Extraordinary gains, net	$0	19
Net income	$37,635,000	144
Minority interest net income	$0	84
Net income of bank and minority interests.	$37,635,000	145
Net charge-offs	$24,580,000	96
Cash dividends	$23,800,000	94
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$35,675,960	147
2012-03-31 (YTD Data)		Rank
Total interest income	$89,597,000	117
Total interest expense	$11,979,000	115
Net interest income	$77,618,000	114
Provision for loan and lease losses	$17,829,000	61
Total noninterest income	$13,918,000	188
Gross Fiduciary activities income	$843,000	227
Service charges on deposit accounts	$6,472,000	76
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,603,000	249
Total noninterest expense	$46,443,000	137
Salaries and employee benefits	$23,036,000	123
Premises and equipment expense	$6,096,000	120
Additional noninterest expense	$17,311,000	153
Pre-tax net operating income	$27,264,000	136
Securities gains (losses)	$975,000	148
Applicable income taxes	$9,881,000	121
Income before extraordinary items	$18,358,000	144
Extraordinary gains, net	$0	19
Net income	$18,358,000	145
Minority interest net income	$0	78
Net income of bank and minority interests.	$18,358,000	145
Net charge-offs	$14,348,000	85
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$17,724,250	147
2011-12-31 (YTD Data)		Rank
Total interest income	$380,370,000	115
Total interest expense	$58,221,000	116
Net interest income	$322,149,000	107
Provision for loan and lease losses	$57,707,000	103
Total noninterest income	$18,087,000	402
Gross Fiduciary activities income	$3,335,000	190
Service charges on deposit accounts	$26,729,000	80
Trading account gains and fees	$0	146
Additional Noninterest Income	$-11,977,000	7,352
Total noninterest expense	$201,187,000	123
Salaries and employee benefits	$88,889,000	119
Premises and equipment expense	$24,852,000	121
Additional noninterest expense	$87,446,000	130
Pre-tax net operating income	$81,342,000	144
Securities gains (losses)	$16,058,000	43
Applicable income taxes	$35,205,000	120
Income before extraordinary items	$62,195,000	138
Extraordinary gains, net	$0	29
Net income	$62,195,000	139
Minority interest net income	$0	96
Net income of bank and minority interests.	$62,195,000	139
Net charge-offs	$40,483,000	146
Cash dividends	$43,696,000	87
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$51,917,880	153
2011-09-30 (YTD Data)		Rank
Total interest income	$294,009,000	112
Total interest expense	$45,281,000	117
Net interest income	$248,728,000	102
Provision for loan and lease losses	$54,177,000	84
Total noninterest income	$11,072,000	461
Gross Fiduciary activities income	$2,486,000	190
Service charges on deposit accounts	$19,770,000	82
Trading account gains and fees	$0	145
Additional Noninterest Income	$-11,184,000	7,434
Total noninterest expense	$150,392,000	123
Salaries and employee benefits	$65,835,000	121
Premises and equipment expense	$18,650,000	122
Additional noninterest expense	$65,907,000	129
Pre-tax net operating income	$55,231,000	153
Securities gains (losses)	$13,843,000	44
Applicable income taxes	$25,244,000	124
Income before extraordinary items	$43,830,000	147
Extraordinary gains, net	$0	21
Net income	$43,830,000	148
Minority interest net income	$0	87
Net income of bank and minority interests.	$43,830,000	148
Net charge-offs	$36,962,000	123
Cash dividends	$21,696,000	90
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$34,970,480	164
2011-06-30 (YTD Data)		Rank
Total interest income	$202,434,000	112
Total interest expense	$31,378,000	118
Net interest income	$171,056,000	102
Provision for loan and lease losses	$38,030,000	84
Total noninterest income	$6,723,000	502
Gross Fiduciary activities income	$1,717,000	190
Service charges on deposit accounts	$12,665,000	83
Trading account gains and fees	$0	153
Additional Noninterest Income	$-7,659,000	7,511
Total noninterest expense	$102,331,000	125
Salaries and employee benefits	$42,978,000	123
Premises and equipment expense	$12,353,000	124
Additional noninterest expense	$47,000,000	120
Pre-tax net operating income	$37,418,000	153
Securities gains (losses)	$7,840,000	40
Applicable income taxes	$16,601,000	122
Income before extraordinary items	$28,657,000	148
Extraordinary gains, net	$0	15
Net income	$28,657,000	148
Minority interest net income	$0	89
Net income of bank and minority interests.	$28,657,000	148
Net charge-offs	$26,657,000	128
Cash dividends	$21,696,000	64
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$23,639,400	160
2011-03-31 (YTD Data)		Rank
Total interest income	$101,604,000	113
Total interest expense	$16,331,000	120
Net interest income	$85,273,000	103
Provision for loan and lease losses	$16,010,000	105
Total noninterest income	$-296,000	7,491
Gross Fiduciary activities income	$896,000	186
Service charges on deposit accounts	$5,803,000	87
Trading account gains and fees	$0	158
Additional Noninterest Income	$-6,995,000	7,578
Total noninterest expense	$57,344,000	118
Salaries and employee benefits	$20,895,000	128
Premises and equipment expense	$6,224,000	125
Additional noninterest expense	$30,225,000	103
Pre-tax net operating income	$11,623,000	197
Securities gains (losses)	$6,093,000	27
Applicable income taxes	$6,002,000	137
Income before extraordinary items	$11,714,000	165
Extraordinary gains, net	$0	9
Net income	$11,714,000	165
Minority interest net income	$0	86
Net income of bank and minority interests.	$11,714,000	165
Net charge-offs	$9,414,000	164
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$7,692,620	211
2010-12-31 (YTD Data)		Rank
Total interest income	$335,945,000	129
Total interest expense	$72,254,000	125
Net interest income	$263,691,000	122
Provision for loan and lease losses	$49,661,000	178
Total noninterest income	$43,776,000	225
Gross Fiduciary activities income	$2,883,000	203
Service charges on deposit accounts	$23,787,000	84
Trading account gains and fees	$0	175
Additional Noninterest Income	$17,106,000	312
Total noninterest expense	$168,097,000	143
Salaries and employee benefits	$72,122,000	139
Premises and equipment expense	$21,420,000	134
Additional noninterest expense	$74,555,000	151
Pre-tax net operating income	$89,709,000	112
Securities gains (losses)	$10,828,000	60
Applicable income taxes	$35,541,000	104
Income before extraordinary items	$64,996,000	119
Extraordinary gains, net	$0	29
Net income	$64,996,000	120
Minority interest net income	$0	111
Net income of bank and minority interests.	$64,996,000	120
Net charge-offs	$28,907,000	246
Cash dividends	$36,127,000	61
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$57,957,800	125
2010-09-30 (YTD Data)		Rank
Total interest income	$238,015,000	138
Total interest expense	$53,847,000	130
Net interest income	$184,168,000	130
Provision for loan and lease losses	$42,061,000	162
Total noninterest income	$32,078,000	224
Gross Fiduciary activities income	$2,110,000	204
Service charges on deposit accounts	$17,298,000	84
Trading account gains and fees	$0	165
Additional Noninterest Income	$12,670,000	303
Total noninterest expense	$118,694,000	148
Salaries and employee benefits	$51,406,000	143
Premises and equipment expense	$16,194,000	131
Additional noninterest expense	$51,094,000	158
Pre-tax net operating income	$55,491,000	132
Securities gains (losses)	$10,842,000	53
Applicable income taxes	$23,002,000	109
Income before extraordinary items	$43,331,000	130
Extraordinary gains, net	$0	23
Net income	$43,331,000	130
Minority interest net income	$0	110
Net income of bank and minority interests.	$43,331,000	130
Net charge-offs	$20,015,000	254
Cash dividends	$19,323,000	62
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$36,283,700	136
2010-06-30 (YTD Data)		Rank
Total interest income	$135,937,000	149
Total interest expense	$34,445,000	141
Net interest income	$101,492,000	148
Provision for loan and lease losses	$19,078,000	222
Total noninterest income	$23,138,000	201
Gross Fiduciary activities income	$1,408,000	207
Service charges on deposit accounts	$9,981,000	100
Trading account gains and fees	$0	152
Additional Noninterest Income	$11,749,000	242
Total noninterest expense	$64,185,000	183
Salaries and employee benefits	$29,283,000	158
Premises and equipment expense	$9,841,000	144
Additional noninterest expense	$25,061,000	198
Pre-tax net operating income	$41,367,000	120
Securities gains (losses)	$10,879,000	38
Applicable income taxes	$18,479,000	90
Income before extraordinary items	$33,767,000	113
Extraordinary gains, net	$0	19
Net income	$33,767,000	112
Minority interest net income	$0	105
Net income of bank and minority interests.	$33,767,000	113
Net charge-offs	$16,370,000	229
Cash dividends	$19,323,000	39
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$26,695,650	127
2010-03-31 (YTD Data)		Rank
Total interest income	$63,033,000	159
Total interest expense	$17,143,000	145
Net interest income	$45,890,000	155
Provision for loan and lease losses	$11,414,000	205
Total noninterest income	$8,319,000	262
Gross Fiduciary activities income	$764,000	204
Service charges on deposit accounts	$4,205,000	112
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,350,000	342
Total noninterest expense	$28,974,000	198
Salaries and employee benefits	$13,406,000	176
Premises and equipment expense	$4,656,000	155
Additional noninterest expense	$10,912,000	216
Pre-tax net operating income	$13,821,000	143
Securities gains (losses)	$6,323,000	36
Applicable income taxes	$8,166,000	92
Income before extraordinary items	$11,978,000	132
Extraordinary gains, net	$0	16
Net income	$11,978,000	132
Minority interest net income	$0	91
Net income of bank and minority interests.	$11,978,000	133
Net charge-offs	$9,576,000	218
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$7,931,280	159
2009-12-31 (YTD Data)		Rank
Total interest income	$233,270,000	165
Total interest expense	$69,534,000	177
Net interest income	$163,736,000	161
Provision for loan and lease losses	$18,300,000	529
Total noninterest income	$34,433,000	268
Gross Fiduciary activities income	$2,396,000	222
Service charges on deposit accounts	$17,050,000	118
Trading account gains and fees	$0	211
Additional Noninterest Income	$14,987,000	334
Total noninterest expense	$106,315,000	223
Salaries and employee benefits	$46,409,000	198
Premises and equipment expense	$15,159,000	181
Additional noninterest expense	$44,747,000	240
Pre-tax net operating income	$73,554,000	89
Securities gains (losses)	$3,908,000	155
Applicable income taxes	$27,651,000	82
Income before extraordinary items	$49,811,000	98
Extraordinary gains, net	$0	34
Net income	$49,811,000	94
Minority interest net income	$0	115
Net income of bank and minority interests.	$49,811,000	97
Net charge-offs	$18,834,000	430
Cash dividends	$34,797,000	75
Sale, conversion, retirement of capital stock, net	$72,035,000	22
Net operating income	$47,309,880	105
2009-09-30 (YTD Data)		Rank
Total interest income	$169,533,000	184
Total interest expense	$52,362,000	188
Net interest income	$117,171,000	174
Provision for loan and lease losses	$11,650,000	552
Total noninterest income	$25,634,000	269
Gross Fiduciary activities income	$1,774,000	220
Service charges on deposit accounts	$12,458,000	123
Trading account gains and fees	$0	212
Additional Noninterest Income	$11,402,000	331
Total noninterest expense	$75,699,000	242
Salaries and employee benefits	$32,530,000	219
Premises and equipment expense	$10,895,000	195
Additional noninterest expense	$32,274,000	245
Pre-tax net operating income	$55,456,000	99
Securities gains (losses)	$2,539,000	182
Applicable income taxes	$20,432,000	93
Income before extraordinary items	$37,563,000	105
Extraordinary gains, net	$0	27
Net income	$37,563,000	102
Minority interest net income	$0	118
Net income of bank and minority interests.	$37,563,000	104
Net charge-offs	$11,996,000	450
Cash dividends	$15,888,000	97
Sale, conversion, retirement of capital stock, net	$72,035,000	17
Net operating income	$35,912,650	107
2009-06-30 (YTD Data)		Rank
Total interest income	$106,108,000	196
Total interest expense	$32,786,000	207
Net interest income	$73,322,000	185
Provision for loan and lease losses	$6,150,000	644
Total noninterest income	$17,630,000	260
Gross Fiduciary activities income	$1,192,000	224
Service charges on deposit accounts	$8,059,000	129
Trading account gains and fees	$0	193
Additional Noninterest Income	$8,379,000	316
Total noninterest expense	$46,751,000	256
Salaries and employee benefits	$19,611,000	254
Premises and equipment expense	$6,292,000	223
Additional noninterest expense	$20,848,000	257
Pre-tax net operating income	$38,051,000	95
Securities gains (losses)	$2,473,000	148
Applicable income taxes	$14,278,000	85
Income before extraordinary items	$26,246,000	100
Extraordinary gains, net	$0	21
Net income	$26,246,000	97
Minority interest net income	$0	112
Net income of bank and minority interests.	$26,246,000	100
Net charge-offs	$5,846,000	526
Cash dividends	$15,888,000	69
Sale, conversion, retirement of capital stock, net	$72,035,000	11
Net operating income	$24,638,550	100
2009-03-31 (YTD Data)		Rank
Total interest income	$52,665,000	199
Total interest expense	$16,730,000	210
Net interest income	$35,935,000	186
Provision for loan and lease losses	$2,750,000	601
Total noninterest income	$7,627,000	269
Gross Fiduciary activities income	$620,000	224
Service charges on deposit accounts	$4,054,000	125
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,953,000	371
Total noninterest expense	$22,186,000	258
Salaries and employee benefits	$10,214,000	239
Premises and equipment expense	$3,090,000	230
Additional noninterest expense	$8,882,000	253
Pre-tax net operating income	$18,626,000	103
Securities gains (losses)	$1,229,000	162
Applicable income taxes	$6,713,000	90
Income before extraordinary items	$13,142,000	109
Extraordinary gains, net	$0	15
Net income	$13,142,000	108
Minority interest net income	$0	102
Net income of bank and minority interests.	$13,142,000	109
Net charge-offs	$2,218,000	566
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$12,330,860	107
2008-12-31 (YTD Data)		Rank
Total interest income	$127,806,000	321
Total interest expense	$47,380,000	337
Net interest income	$80,426,000	298
Provision for loan and lease losses	$2,820,000	1,456
Total noninterest income	$21,670,000	335
Gross Fiduciary activities income	$1,562,000	308
Service charges on deposit accounts	$12,259,000	157
Trading account gains and fees	$0	154
Additional Noninterest Income	$7,849,000	457
Total noninterest expense	$55,666,000	399
Salaries and employee benefits	$25,145,000	385
Premises and equipment expense	$6,490,000	423
Additional noninterest expense	$24,031,000	339
Pre-tax net operating income	$43,610,000	155
Securities gains (losses)	$590,000	326
Applicable income taxes	$16,100,000	136
Income before extraordinary items	$28,100,000	156
Extraordinary gains, net	$0	39
Net income	$28,100,000	156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,619,000	738
Cash dividends	$11,917,000	253
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$27,722,400	174
2008-09-30 (YTD Data)		Rank
Total interest income	$161,334,000	215
Total interest expense	$67,268,000	218
Net interest income	$94,066,000	216
Provision for loan and lease losses	$3,050,000	894
Total noninterest income	$27,956,000	239
Gross Fiduciary activities income	$2,201,000	219
Service charges on deposit accounts	$15,324,000	106
Trading account gains and fees	$0	148
Additional Noninterest Income	$10,431,000	329
Total noninterest expense	$61,144,000	277
Salaries and employee benefits	$30,079,000	250
Premises and equipment expense	$8,679,000	248
Additional noninterest expense	$22,386,000	278
Pre-tax net operating income	$57,828,000	129
Securities gains (losses)	$469,000	336
Applicable income taxes	$20,751,000	109
Income before extraordinary items	$37,546,000	128
Extraordinary gains, net	$0	31
Net income	$37,546,000	128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,322,000	754
Cash dividends	$6,000,000	376
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$37,245,840	139
2008-06-30 (YTD Data)		Rank
Total interest income	$107,208,000	221
Total interest expense	$46,057,000	222
Net interest income	$61,151,000	221
Provision for loan and lease losses	$2,600,000	664
Total noninterest income	$18,320,000	250
Gross Fiduciary activities income	$1,488,000	218
Service charges on deposit accounts	$9,853,000	110
Trading account gains and fees	$0	149
Additional Noninterest Income	$6,979,000	342
Total noninterest expense	$38,225,000	286
Salaries and employee benefits	$19,550,000	254
Premises and equipment expense	$5,803,000	247
Additional noninterest expense	$12,872,000	301
Pre-tax net operating income	$38,646,000	131
Securities gains (losses)	$280,000	483
Applicable income taxes	$13,883,000	121
Income before extraordinary items	$25,043,000	140
Extraordinary gains, net	$0	21
Net income	$25,043,000	140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,848,000	580
Cash dividends	$6,000,000	283
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$24,863,800	140
2008-03-31 (YTD Data)		Rank
Total interest income	$54,713,000	223
Total interest expense	$24,335,000	225
Net interest income	$30,378,000	223
Provision for loan and lease losses	$1,650,000	441
Total noninterest income	$8,811,000	258
Gross Fiduciary activities income	$773,000	218
Service charges on deposit accounts	$4,578,000	122
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,460,000	347
Total noninterest expense	$18,122,000	298
Salaries and employee benefits	$9,716,000	263
Premises and equipment expense	$2,996,000	235
Additional noninterest expense	$5,410,000	334
Pre-tax net operating income	$19,417,000	142
Securities gains (losses)	$47,000	1,120
Applicable income taxes	$6,800,000	137
Income before extraordinary items	$12,664,000	156
Extraordinary gains, net	$0	15
Net income	$12,664,000	156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,314
Cash dividends	$3,000,000	288
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$12,633,450	155
2007-12-31 (YTD Data)		Rank
Total interest income	$224,269,000	227
Total interest expense	$102,095,000	225
Net interest income	$122,174,000	211
Provision for loan and lease losses	$6,300,000	346
Total noninterest income	$37,640,000	238
Gross Fiduciary activities income	$3,034,000	216
Service charges on deposit accounts	$21,286,000	100
Trading account gains and fees	$0	178
Additional Noninterest Income	$13,320,000	343
Total noninterest expense	$83,353,000	254
Salaries and employee benefits	$41,872,000	239
Premises and equipment expense	$11,537,000	236
Additional noninterest expense	$29,944,000	256
Pre-tax net operating income	$70,161,000	175
Securities gains (losses)	$-101,000	8,148
Applicable income taxes	$24,831,000	165
Income before extraordinary items	$45,229,000	187
Extraordinary gains, net	$0	39
Net income	$45,229,000	184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,770,000	211
Cash dividends	$12,000,000	364
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$45,294,650	187
2007-09-30 (YTD Data)		Rank
Total interest income	$166,673,000	227
Total interest expense	$75,993,000	227
Net interest income	$90,680,000	214
Provision for loan and lease losses	$6,000,000	228
Total noninterest income	$28,229,000	238
Gross Fiduciary activities income	$1,849,000	244
Service charges on deposit accounts	$15,874,000	99
Trading account gains and fees	$0	184
Additional Noninterest Income	$10,506,000	332
Total noninterest expense	$62,551,000	245
Salaries and employee benefits	$31,742,000	239
Premises and equipment expense	$8,618,000	232
Additional noninterest expense	$22,191,000	244
Pre-tax net operating income	$50,358,000	193
Securities gains (losses)	$-145,000	8,347
Applicable income taxes	$17,976,000	186
Income before extraordinary items	$32,237,000	209
Extraordinary gains, net	$0	33
Net income	$32,237,000	207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,189,000	137
Cash dividends	$9,000,000	349
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$32,329,800	207
2007-06-30 (YTD Data)		Rank
Total interest income	$108,383,000	240
Total interest expense	$49,014,000	246
Net interest income	$59,369,000	229
Provision for loan and lease losses	$4,500,000	179
Total noninterest income	$18,735,000	257
Gross Fiduciary activities income	$1,271,000	247
Service charges on deposit accounts	$10,563,000	102
Trading account gains and fees	$0	168
Additional Noninterest Income	$6,901,000	352
Total noninterest expense	$42,785,000	250
Salaries and employee benefits	$21,403,000	240
Premises and equipment expense	$5,677,000	248
Additional noninterest expense	$15,705,000	247
Pre-tax net operating income	$30,819,000	225
Securities gains (losses)	$0	1,444
Applicable income taxes	$11,087,000	211
Income before extraordinary items	$19,732,000	240
Extraordinary gains, net	$0	29
Net income	$19,732,000	239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,663,000	104
Cash dividends	$6,000,000	349
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$19,732,000	239
2007-03-31 (YTD Data)		Rank
Total interest income	$52,663,000	243
Total interest expense	$23,567,000	253
Net interest income	$29,096,000	231
Provision for loan and lease losses	$2,250,000	163
Total noninterest income	$8,922,000	261
Gross Fiduciary activities income	$653,000	242
Service charges on deposit accounts	$5,129,000	100
Trading account gains and fees	$0	195
Additional Noninterest Income	$3,140,000	369
Total noninterest expense	$20,472,000	257
Salaries and employee benefits	$10,603,000	248
Premises and equipment expense	$2,740,000	256
Additional noninterest expense	$7,129,000	254
Pre-tax net operating income	$15,296,000	226
Securities gains (losses)	$0	1,187
Applicable income taxes	$5,537,000	213
Income before extraordinary items	$9,759,000	241
Extraordinary gains, net	$0	22
Net income	$9,759,000	239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,953,000	160
Cash dividends	$3,000,000	330
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$9,759,000	239
2006-12-31 (YTD Data)		Rank
Total interest income	$87,141,000	479
Total interest expense	$38,626,000	463
Net interest income	$48,515,000	475
Provision for loan and lease losses	$2,785,000	402
Total noninterest income	$13,556,000	496
Gross Fiduciary activities income	$888,000	440
Service charges on deposit accounts	$6,386,000	273
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,282,000	573
Total noninterest expense	$28,062,000	631
Salaries and employee benefits	$14,955,000	626
Premises and equipment expense	$3,141,000	794
Additional noninterest expense	$9,966,000	566
Pre-tax net operating income	$31,224,000	392
Securities gains (losses)	$-41,000	7,867
Applicable income taxes	$11,451,000	353
Income before extraordinary items	$19,732,000	434
Extraordinary gains, net	$0	51
Net income	$19,732,000	433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,172,000	602
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$13,404,000	162
Net operating income	$19,758,240	427
2006-09-30 (YTD Data)		Rank
Total interest income	$63,275,000	499
Total interest expense	$27,411,000	483
Net interest income	$35,864,000	498
Provision for loan and lease losses	$1,885,000	419
Total noninterest income	$10,579,000	503
Gross Fiduciary activities income	$641,000	448
Service charges on deposit accounts	$4,739,000	279
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,199,000	550
Total noninterest expense	$20,628,000	658
Salaries and employee benefits	$10,929,000	657
Premises and equipment expense	$2,275,000	837
Additional noninterest expense	$7,424,000	573
Pre-tax net operating income	$23,930,000	402
Securities gains (losses)	$0	1,388
Applicable income taxes	$8,785,000	368
Income before extraordinary items	$15,145,000	444
Extraordinary gains, net	$0	45
Net income	$15,145,000	443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$672,000	641
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$7,000,000	203
Net operating income	$15,145,000	431
2006-06-30 (YTD Data)		Rank
Total interest income	$40,434,000	506
Total interest expense	$16,951,000	493
Net interest income	$23,483,000	511
Provision for loan and lease losses	$1,149,000	450
Total noninterest income	$6,429,000	527
Gross Fiduciary activities income	$431,000	451
Service charges on deposit accounts	$3,117,000	278
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,881,000	611
Total noninterest expense	$13,842,000	661
Salaries and employee benefits	$7,136,000	676
Premises and equipment expense	$1,499,000	851
Additional noninterest expense	$5,207,000	538
Pre-tax net operating income	$14,921,000	431
Securities gains (losses)	$0	1,185
Applicable income taxes	$5,432,000	394
Income before extraordinary items	$9,489,000	462
Extraordinary gains, net	$0	39
Net income	$9,489,000	461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$573,000	513
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$7,000,000	137
Net operating income	$9,489,000	451
2006-03-31 (YTD Data)		Rank
Total interest income	$18,895,000	522
Total interest expense	$7,755,000	500
Net interest income	$11,140,000	525
Provision for loan and lease losses	$495,000	495
Total noninterest income	$3,150,000	537
Gross Fiduciary activities income	$229,000	440
Service charges on deposit accounts	$1,478,000	282
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,443,000	614
Total noninterest expense	$6,632,000	675
Salaries and employee benefits	$3,418,000	697
Premises and equipment expense	$789,000	814
Additional noninterest expense	$2,425,000	574
Pre-tax net operating income	$7,163,000	430
Securities gains (losses)	$0	955
Applicable income taxes	$2,609,000	402
Income before extraordinary items	$4,554,000	471
Extraordinary gains, net	$0	21
Net income	$4,554,000	470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	705
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$7,000,000	64
Net operating income	$4,554,000	462
2005-12-31 (YTD Data)		Rank
Total interest income	$62,667,000	552
Total interest expense	$21,597,000	547
Net interest income	$41,070,000	544
Provision for loan and lease losses	$1,980,000	552
Total noninterest income	$11,696,000	555
Gross Fiduciary activities income	$793,000	454
Service charges on deposit accounts	$5,896,000	286
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,007,000	684
Total noninterest expense	$23,025,000	746
Salaries and employee benefits	$12,458,000	720
Premises and equipment expense	$2,823,000	838
Additional noninterest expense	$7,744,000	687
Pre-tax net operating income	$27,761,000	427
Securities gains (losses)	$-144,000	8,521
Applicable income taxes	$10,078,000	394
Income before extraordinary items	$17,539,000	457
Extraordinary gains, net	$0	46
Net income	$17,539,000	457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,114,000	618
Cash dividends	$5,642,000	596
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$17,631,160	445
2005-09-30 (YTD Data)		Rank
Total interest income	$45,725,000	546
Total interest expense	$15,238,000	545
Net interest income	$30,487,000	539
Provision for loan and lease losses	$1,485,000	510
Total noninterest income	$8,874,000	555
Gross Fiduciary activities income	$597,000	439
Service charges on deposit accounts	$4,388,000	286
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,889,000	668
Total noninterest expense	$17,216,000	733
Salaries and employee benefits	$9,275,000	721
Premises and equipment expense	$2,137,000	825
Additional noninterest expense	$5,804,000	684
Pre-tax net operating income	$20,660,000	433
Securities gains (losses)	$-155,000	8,697
Applicable income taxes	$7,487,000	409
Income before extraordinary items	$13,018,000	463
Extraordinary gains, net	$0	35
Net income	$13,018,000	463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$967,000	504
Cash dividends	$5,642,000	432
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$13,117,200	449
2005-06-30 (YTD Data)		Rank
Total interest income	$29,621,000	550
Total interest expense	$9,630,000	543
Net interest income	$19,991,000	539
Provision for loan and lease losses	$990,000	519
Total noninterest income	$5,907,000	552
Gross Fiduciary activities income	$399,000	441
Service charges on deposit accounts	$2,844,000	287
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,664,000	649
Total noninterest expense	$11,289,000	740
Salaries and employee benefits	$6,030,000	738
Premises and equipment expense	$1,399,000	832
Additional noninterest expense	$3,860,000	686
Pre-tax net operating income	$13,619,000	425
Securities gains (losses)	$-155,000	8,749
Applicable income taxes	$4,905,000	410
Income before extraordinary items	$8,559,000	467
Extraordinary gains, net	$0	30
Net income	$8,559,000	467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$598,000	523
Cash dividends	$3,761,000	422
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$8,658,200	447
2005-03-31 (YTD Data)		Rank
Total interest income	$14,386,000	551
Total interest expense	$4,514,000	547
Net interest income	$9,872,000	541
Provision for loan and lease losses	$495,000	482
Total noninterest income	$3,094,000	517
Gross Fiduciary activities income	$190,000	464
Service charges on deposit accounts	$1,346,000	288
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,558,000	570
Total noninterest expense	$5,581,000	749
Salaries and employee benefits	$3,003,000	736
Premises and equipment expense	$691,000	853
Additional noninterest expense	$1,887,000	681
Pre-tax net operating income	$6,890,000	415
Securities gains (losses)	$0	1,685
Applicable income taxes	$2,497,000	399
Income before extraordinary items	$4,393,000	453
Extraordinary gains, net	$0	24
Net income	$4,393,000	453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	715
Cash dividends	$1,880,000	389
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$4,393,000	436
2004-12-31 (YTD Data)		Rank
Total interest income	$52,758,000	553
Total interest expense	$16,073,000	519
Net interest income	$36,685,000	558
Provision for loan and lease losses	$650,000	1,541
Total noninterest income	$10,714,000	575
Gross Fiduciary activities income	$727,000	446
Service charges on deposit accounts	$4,892,000	358
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,095,000	661
Total noninterest expense	$21,873,000	745
Salaries and employee benefits	$11,810,000	717
Premises and equipment expense	$2,424,000	931
Additional noninterest expense	$7,639,000	686
Pre-tax net operating income	$24,876,000	424
Securities gains (losses)	$184,000	868
Applicable income taxes	$9,170,000	391
Income before extraordinary items	$15,890,000	458
Extraordinary gains, net	$0	34
Net income	$15,890,000	459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,260,000	655
Cash dividends	$6,458,000	497
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$15,772,240	447
2004-09-30 (YTD Data)		Rank
Total interest income	$38,650,000	560
Total interest expense	$11,612,000	525
Net interest income	$27,038,000	562
Provision for loan and lease losses	$350,000	2,001
Total noninterest income	$8,159,000	578
Gross Fiduciary activities income	$563,000	441
Service charges on deposit accounts	$3,681,000	359
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,915,000	670
Total noninterest expense	$16,398,000	729
Salaries and employee benefits	$8,773,000	722
Premises and equipment expense	$1,808,000	936
Additional noninterest expense	$5,817,000	670
Pre-tax net operating income	$18,449,000	422
Securities gains (losses)	$176,000	831
Applicable income taxes	$6,823,000	389
Income before extraordinary items	$11,802,000	458
Extraordinary gains, net	$0	26
Net income	$11,802,000	458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$991,000	578
Cash dividends	$4,844,000	476
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$11,689,360	447
2004-06-30 (YTD Data)		Rank
Total interest income	$25,259,000	560
Total interest expense	$7,553,000	530
Net interest income	$17,706,000	564
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$5,459,000	577
Gross Fiduciary activities income	$399,000	429
Service charges on deposit accounts	$2,416,000	357
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,644,000	663
Total noninterest expense	$10,996,000	731
Salaries and employee benefits	$5,758,000	730
Premises and equipment expense	$1,208,000	933
Additional noninterest expense	$4,030,000	649
Pre-tax net operating income	$12,019,000	429
Securities gains (losses)	$156,000	767
Applicable income taxes	$4,449,000	404
Income before extraordinary items	$7,726,000	460
Extraordinary gains, net	$0	21
Net income	$7,726,000	460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$912,000	459
Cash dividends	$3,229,000	462
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$7,626,160	448
2004-03-31 (YTD Data)		Rank
Total interest income	$12,335,000	581
Total interest expense	$3,693,000	550
Net interest income	$8,642,000	581
Provision for loan and lease losses	$50,000	3,283
Total noninterest income	$2,602,000	597
Gross Fiduciary activities income	$174,000	470
Service charges on deposit accounts	$1,168,000	361
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,260,000	672
Total noninterest expense	$5,196,000	777
Salaries and employee benefits	$2,764,000	785
Premises and equipment expense	$610,000	947
Additional noninterest expense	$1,822,000	692
Pre-tax net operating income	$5,998,000	420
Securities gains (losses)	$197,000	506
Applicable income taxes	$2,262,000	407
Income before extraordinary items	$3,933,000	465
Extraordinary gains, net	$0	16
Net income	$3,933,000	464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	399
Cash dividends	$1,615,000	429
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$3,806,920	440
2003-12-31 (YTD Data)		Rank
Total interest income	$51,024,000	557
Total interest expense	$16,291,000	555
Net interest income	$34,733,000	554
Provision for loan and lease losses	$2,350,000	575
Total noninterest income	$10,986,000	609
Gross Fiduciary activities income	$549,000	536
Service charges on deposit accounts	$4,469,000	386
Trading account gains and fees	$0	160
Additional Noninterest Income	$5,968,000	661
Total noninterest expense	$21,988,000	737
Salaries and employee benefits	$12,081,000	703
Premises and equipment expense	$2,477,000	905
Additional noninterest expense	$7,430,000	713
Pre-tax net operating income	$21,381,000	467
Securities gains (losses)	$411,000	855
Applicable income taxes	$7,887,000	438
Income before extraordinary items	$13,905,000	511
Extraordinary gains, net	$0	54
Net income	$13,905,000	513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,605,000	651
Cash dividends	$4,166,000	761
Sale, conversion, retirement of capital stock, net	$1,010,000	410
Net operating income	$13,641,960	490
2003-09-30 (YTD Data)		Rank
Total interest income	$38,403,000	572
Total interest expense	$12,434,000	573
Net interest income	$25,969,000	566
Provision for loan and lease losses	$1,800,000	562
Total noninterest income	$8,366,000	631
Gross Fiduciary activities income	$386,000	557
Service charges on deposit accounts	$3,292,000	400
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,688,000	669
Total noninterest expense	$16,600,000	744
Salaries and employee benefits	$9,121,000	719
Premises and equipment expense	$1,894,000	905
Additional noninterest expense	$5,585,000	707
Pre-tax net operating income	$15,935,000	467
Securities gains (losses)	$411,000	780
Applicable income taxes	$5,900,000	448
Income before extraordinary items	$10,446,000	525
Extraordinary gains, net	$0	40
Net income	$10,446,000	525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,287,000	593
Cash dividends	$3,102,000	713
Sale, conversion, retirement of capital stock, net	$1,010,000	302
Net operating income	$10,182,960	505
2003-06-30 (YTD Data)		Rank
Total interest income	$25,671,000	575
Total interest expense	$8,372,000	583
Net interest income	$17,299,000	568
Provision for loan and lease losses	$1,200,000	559
Total noninterest income	$5,331,000	644
Gross Fiduciary activities income	$243,000	576
Service charges on deposit accounts	$2,245,000	383
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,843,000	703
Total noninterest expense	$11,112,000	743
Salaries and employee benefits	$6,084,000	718
Premises and equipment expense	$1,234,000	927
Additional noninterest expense	$3,794,000	704
Pre-tax net operating income	$10,318,000	480
Securities gains (losses)	$250,000	918
Applicable income taxes	$3,804,000	467
Income before extraordinary items	$6,764,000	539
Extraordinary gains, net	$0	30
Net income	$6,764,000	539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,012,000	522
Cash dividends	$2,039,000	727
Sale, conversion, retirement of capital stock, net	$1,010,000	200
Net operating income	$6,604,000	510
2003-03-31 (YTD Data)		Rank
Total interest income	$8,727,000	843
Total interest expense	$2,970,000	831
Net interest income	$5,757,000	846
Provision for loan and lease losses	$375,000	770
Total noninterest income	$1,388,000	1,034
Gross Fiduciary activities income	$78,000	712
Service charges on deposit accounts	$644,000	645
Trading account gains and fees	$0	134
Additional Noninterest Income	$666,000	1,204
Total noninterest expense	$3,307,000	1,217
Salaries and employee benefits	$1,837,000	1,155
Premises and equipment expense	$414,000	1,403
Additional noninterest expense	$1,056,000	1,155
Pre-tax net operating income	$3,463,000	651
Securities gains (losses)	$6,000	2,344
Applicable income taxes	$1,255,000	653
Income before extraordinary items	$2,214,000	765
Extraordinary gains, net	$0	21
Net income	$2,214,000	764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$307,000	682
Cash dividends	$542,000	1,126
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,210,160	704
2002-12-31 (YTD Data)		Rank
Total interest income	$36,549,000	822
Total interest expense	$14,857,000	753
Net interest income	$21,692,000	902
Provision for loan and lease losses	$1,500,000	941
Total noninterest income	$5,389,000	978
Gross Fiduciary activities income	$312,000	703
Service charges on deposit accounts	$2,273,000	709
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,804,000	1,040
Total noninterest expense	$13,208,000	1,166
Salaries and employee benefits	$6,869,000	1,174
Premises and equipment expense	$1,466,000	1,517
Additional noninterest expense	$4,873,000	1,013
Pre-tax net operating income	$12,373,000	710
Securities gains (losses)	$0	4,537
Applicable income taxes	$4,387,000	667
Income before extraordinary items	$7,986,000	792
Extraordinary gains, net	$0	70
Net income	$7,986,000	792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,121,000	859
Cash dividends	$1,926,000	1,347
Sale, conversion, retirement of capital stock, net	$354,000	513
Net operating income	$7,986,000	764
2001-12-31 (YTD Data)		Rank
Total interest income	$32,463,000	1,051
Total interest expense	$16,904,000	955
Net interest income	$15,559,000	1,142
Provision for loan and lease losses	$800,000	1,496
Total noninterest income	$4,089,000	1,158
Gross Fiduciary activities income	$260,000	761
Service charges on deposit accounts	$1,823,000	810
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,006,000	1,246
Total noninterest expense	$10,205,000	1,446
Salaries and employee benefits	$5,041,000	1,503
Premises and equipment expense	$1,163,000	1,852
Additional noninterest expense	$4,001,000	1,192
Pre-tax net operating income	$8,643,000	875
Securities gains (losses)	$23,000	3,041
Applicable income taxes	$3,083,000	827
Income before extraordinary items	$5,583,000	985
Extraordinary gains, net	$0	105
Net income	$5,583,000	986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$507,000	1,547
Cash dividends	$1,450,000	1,708
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,568,280	947
2000-12-31 (YTD Data)		Rank
Total interest income	$29,109,000	1,207
Total interest expense	$15,377,000	1,134
Net interest income	$13,732,000	1,275
Provision for loan and lease losses	$600,000	1,605
Total noninterest income	$2,492,000	1,592
Gross Fiduciary activities income	$247,000	759
Service charges on deposit accounts	$1,383,000	975
Trading account gains and fees	$0	180
Additional Noninterest Income	$862,000	2,055
Total noninterest expense	$8,124,000	1,708
Salaries and employee benefits	$4,100,000	1,751
Premises and equipment expense	$955,000	2,158
Additional noninterest expense	$3,069,000	1,468
Pre-tax net operating income	$7,500,000	1,012
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,633,000	926
Income before extraordinary items	$4,867,000	1,090
Extraordinary gains, net	$0	38
Net income	$4,867,000	1,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,447
Cash dividends	$1,013,000	2,234
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$4,867,000	1,090
1999-12-31 (YTD Data)		Rank
Total interest income	$23,433,000	1,392
Total interest expense	$11,327,000	1,326
Net interest income	$12,106,000	1,446
Provision for loan and lease losses	$850,000	1,124
Total noninterest income	$2,775,000	1,443
Gross Fiduciary activities income	$234,000	826
Service charges on deposit accounts	$1,210,000	1,104
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,331,000	1,516
Total noninterest expense	$7,509,000	1,847
Salaries and employee benefits	$3,886,000	1,788
Premises and equipment expense	$905,000	2,250
Additional noninterest expense	$2,718,000	1,642
Pre-tax net operating income	$6,522,000	1,181
Securities gains (losses)	$27,000	1,241
Applicable income taxes	$2,325,000	1,082
Income before extraordinary items	$4,224,000	1,282
Extraordinary gains, net	$0	35
Net income	$4,224,000	1,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	1,751
Cash dividends	$1,266,000	1,899
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,206,720	1,263
1998-12-31 (YTD Data)		Rank
Total interest income	$21,476,000	1,509
Total interest expense	$10,819,000	1,423
Net interest income	$10,657,000	1,589
Provision for loan and lease losses	$550,000	1,597
Total noninterest income	$2,439,000	1,571
Gross Fiduciary activities income	$181,000	887
Service charges on deposit accounts	$981,000	1,270
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,277,000	1,560
Total noninterest expense	$6,828,000	1,906
Salaries and employee benefits	$3,669,000	1,821
Premises and equipment expense	$810,000	2,422
Additional noninterest expense	$2,349,000	1,798
Pre-tax net operating income	$5,718,000	1,311
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,982,000	1,279
Income before extraordinary items	$3,736,000	1,413
Extraordinary gains, net	$0	32
Net income	$3,736,000	1,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$558,000	1,162
Cash dividends	$1,127,000	2,044
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,736,000	1,360
1997-12-31 (YTD Data)		Rank
Total interest income	$18,588,000	1,782
Total interest expense	$8,968,000	1,729
Net interest income	$9,620,000	1,810
Provision for loan and lease losses	$615,000	1,477
Total noninterest income	$1,647,000	2,056
Gross Fiduciary activities income	$167,000	939
Service charges on deposit accounts	$756,000	1,723
Trading account gains and fees	$0	239
Additional Noninterest Income	$724,000	2,178
Total noninterest expense	$5,853,000	2,199
Salaries and employee benefits	$3,188,000	2,069
Premises and equipment expense	$875,000	2,247
Additional noninterest expense	$1,790,000	2,317
Pre-tax net operating income	$4,799,000	1,610
Securities gains (losses)	$-16,000	10,264
Applicable income taxes	$1,622,000	1,589
Income before extraordinary items	$3,161,000	1,694
Extraordinary gains, net	$0	44
Net income	$3,161,000	1,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$379,000	1,663
Cash dividends	$367,000	4,146
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,171,560	1,644
1996-12-31 (YTD Data)		Rank
Total interest income	$14,058,000	2,372
Total interest expense	$6,360,000	2,423
Net interest income	$7,698,000	2,338
Provision for loan and lease losses	$770,000	1,236
Total noninterest income	$1,165,000	2,748
Gross Fiduciary activities income	$140,000	1,051
Service charges on deposit accounts	$541,000	2,510
Trading account gains and fees	$0	262
Additional Noninterest Income	$484,000	2,991
Total noninterest expense	$5,892,000	2,341
Salaries and employee benefits	$3,089,000	2,163
Premises and equipment expense	$860,000	2,299
Additional noninterest expense	$1,943,000	2,523
Pre-tax net operating income	$2,201,000	3,158
Securities gains (losses)	$102,000	952
Applicable income taxes	$422,000	4,719
Income before extraordinary items	$1,881,000	2,585
Extraordinary gains, net	$0	53
Net income	$1,881,000	2,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,212
Cash dividends	$509,000	3,347
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,797,360	2,661
1995-12-31 (YTD Data)		Rank
Total interest income	$10,249,000	3,218
Total interest expense	$4,418,000	3,362
Net interest income	$5,831,000	3,052
Provision for loan and lease losses	$77,000	5,197
Total noninterest income	$826,000	3,604
Gross Fiduciary activities income	$116,000	1,135
Service charges on deposit accounts	$459,000	2,954
Trading account gains and fees	$0	522
Additional Noninterest Income	$251,000	4,465
Total noninterest expense	$4,346,000	3,086
Salaries and employee benefits	$2,505,000	2,668
Premises and equipment expense	$671,000	2,918
Additional noninterest expense	$1,170,000	3,821
Pre-tax net operating income	$2,234,000	3,171
Securities gains (losses)	$64,000	1,156
Applicable income taxes	$771,000	2,977
Income before extraordinary items	$1,527,000	3,198
Extraordinary gains, net	$0	65
Net income	$1,527,000	3,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,966
Cash dividends	$1,018,000	1,990
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,484,760	3,251
1994-12-31 (YTD Data)		Rank
Total interest income	$8,702,000	3,445
Total interest expense	$3,235,000	3,696
Net interest income	$5,467,000	3,282
Provision for loan and lease losses	$105,000	4,433
Total noninterest income	$918,000	3,309
Gross Fiduciary activities income	$144,000	1,099
Service charges on deposit accounts	$412,000	3,295
Trading account gains and fees	$0	475
Additional Noninterest Income	$362,000	3,639
Total noninterest expense	$4,217,000	3,253
Salaries and employee benefits	$2,356,000	2,808
Premises and equipment expense	$671,000	2,935
Additional noninterest expense	$1,190,000	4,083
Pre-tax net operating income	$2,063,000	3,339
Securities gains (losses)	$0	3,600
Applicable income taxes	$664,000	3,217
Income before extraordinary items	$1,399,000	3,376
Extraordinary gains, net	$0	249
Net income	$1,399,000	3,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,873
Cash dividends	$1,018,000	1,863
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,399,000	3,396
1993-12-31 (YTD Data)		Rank
Total interest income	$8,613,000	3,565
Total interest expense	$3,269,000	3,822
Net interest income	$5,344,000	3,354
Provision for loan and lease losses	$87,000	6,144
Total noninterest income	$759,000	4,170
Gross Fiduciary activities income	$160,000	1,105
Service charges on deposit accounts	$400,000	3,446
Trading account gains and fees	$0	532
Additional Noninterest Income	$199,000	5,692
Total noninterest expense	$3,959,000	3,524
Salaries and employee benefits	$2,183,000	2,999
Premises and equipment expense	$621,000	3,218
Additional noninterest expense	$1,155,000	4,335
Pre-tax net operating income	$2,057,000	3,227
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$623,000	3,475
Income before extraordinary items	$1,435,000	3,377
Extraordinary gains, net	$0	3,149
Net income	$1,435,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	11,387
Cash dividends	$839,000	2,067
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,434,300	3,200
1992-12-31 (YTD Data)		Rank
Total interest income	$9,094,000	3,826
Total interest expense	$4,266,000	3,840
Net interest income	$4,828,000	3,770
Provision for loan and lease losses	$363,000	3,669
Total noninterest income	$737,000	4,237
Gross Fiduciary activities income	$112,000	1,225
Service charges on deposit accounts	$430,000	3,253
Trading account gains and fees	$0	504
Additional Noninterest Income	$195,000	5,753
Total noninterest expense	$3,746,000	3,703
Salaries and employee benefits	$2,125,000	3,039
Premises and equipment expense	$547,000	3,663
Additional noninterest expense	$1,074,000	4,772
Pre-tax net operating income	$1,456,000	4,153
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$396,000	4,834
Income before extraordinary items	$1,063,000	4,274
Extraordinary gains, net	$204,000	420
Net income	$1,267,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$634,000	2,101
Cash dividends	$1,613,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,060,810	3,959

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.