Home > Great Valley Savings Bank > Income and Expense
Great Valley Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,553,000 | 1,380 |
| Total interest expense | $12,006,000 | 1,260 |
| Net interest income | $11,547,000 | 1,518 |
| Provision for loan and lease losses | $720,000 | 1,277 |
| Total noninterest income | $2,231,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $411,000 | 3,154 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,820,000 | 1,232 |
| Total noninterest expense | $7,870,000 | 1,748 |
| Salaries and employee benefits | $3,380,000 | 2,078 |
| Premises and equipment expense | $1,024,000 | 1,995 |
| Additional noninterest expense | $3,466,000 | 1,332 |
| Pre-tax net operating income | $5,188,000 | 1,462 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,078,000 | 2,096 |
| Income before extraordinary items | $4,110,000 | 1,320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,110,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,268 |
| Cash dividends | $2,776,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,110,000 | 1,301 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,399,000 | 1,381 |
| Total interest expense | $11,915,000 | 1,304 |
| Net interest income | $11,484,000 | 1,467 |
| Provision for loan and lease losses | $660,000 | 1,379 |
| Total noninterest income | $2,023,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $397,000 | 3,158 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,626,000 | 1,328 |
| Total noninterest expense | $7,602,000 | 1,728 |
| Salaries and employee benefits | $3,353,000 | 2,003 |
| Premises and equipment expense | $948,000 | 2,053 |
| Additional noninterest expense | $3,301,000 | 1,332 |
| Pre-tax net operating income | $5,245,000 | 1,415 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,270,000 | 1,890 |
| Income before extraordinary items | $3,975,000 | 1,331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,975,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,452 |
| Cash dividends | $2,219,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,975,000 | 1,276 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,454,000 | 1,534 |
| Total interest expense | $11,321,000 | 1,392 |
| Net interest income | $10,133,000 | 1,721 |
| Provision for loan and lease losses | $923,000 | 1,052 |
| Total noninterest income | $1,389,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $453,000 | 2,877 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $936,000 | 1,822 |
| Total noninterest expense | $6,757,000 | 1,912 |
| Salaries and employee benefits | $3,017,000 | 2,198 |
| Premises and equipment expense | $928,000 | 2,122 |
| Additional noninterest expense | $2,812,000 | 1,523 |
| Pre-tax net operating income | $3,842,000 | 1,950 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $974,000 | 2,493 |
| Income before extraordinary items | $2,875,000 | 1,843 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,875,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,140 |
| Cash dividends | $2,002,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,869,750 | 1,799 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,205,000 | 1,654 |
| Total interest expense | $10,644,000 | 1,510 |
| Net interest income | $9,561,000 | 1,860 |
| Provision for loan and lease losses | $495,000 | 1,751 |
| Total noninterest income | $1,274,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $359,000 | 3,672 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $915,000 | 1,924 |
| Total noninterest expense | $7,715,000 | 1,837 |
| Salaries and employee benefits | $2,874,000 | 2,311 |
| Premises and equipment expense | $840,000 | 2,341 |
| Additional noninterest expense | $4,001,000 | 1,353 |
| Pre-tax net operating income | $2,625,000 | 2,660 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $718,000 | 3,121 |
| Income before extraordinary items | $1,926,000 | 2,534 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,926,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $1,523,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,912,130 | 2,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,022,000 | 1,883 |
| Total interest expense | $9,867,000 | 1,610 |
| Net interest income | $8,155,000 | 2,205 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,713,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,441,000 | 1,403 |
| Total noninterest expense | $6,357,000 | 2,158 |
| Salaries and employee benefits | $2,936,000 | 2,248 |
| Premises and equipment expense | $712,000 | 2,766 |
| Additional noninterest expense | $2,709,000 | 1,843 |
| Pre-tax net operating income | $3,511,000 | 2,094 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $953,000 | 2,492 |
| Income before extraordinary items | $2,558,000 | 1,964 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,558,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $1,554,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,558,000 | 1,947 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,121,000 | 1,910 |
| Total interest expense | $8,013,000 | 1,585 |
| Net interest income | $8,108,000 | 2,228 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,415,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $229,000 | 5,365 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,186,000 | 1,637 |
| Total noninterest expense | $5,808,000 | 2,417 |
| Salaries and employee benefits | $2,897,000 | 2,314 |
| Premises and equipment expense | $680,000 | 2,889 |
| Additional noninterest expense | $2,231,000 | 2,353 |
| Pre-tax net operating income | $3,715,000 | 1,917 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $1,309,000 | 1,752 |
| Income before extraordinary items | $2,419,000 | 2,017 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,419,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $1,125,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,410,550 | 2,039 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,828,000 | 1,008 |
| Total interest expense | $19,027,000 | 743 |
| Net interest income | $12,801,000 | 1,417 |
| Provision for loan and lease losses | $1,912,000 | 839 |
| Total noninterest income | $2,755,000 | 1,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,755,000 | 1,022 |
| Total noninterest expense | $12,370,000 | 1,248 |
| Salaries and employee benefits | $4,882,000 | 1,374 |
| Premises and equipment expense | $3,462,000 | 680 |
| Additional noninterest expense | $4,026,000 | 1,512 |
| Pre-tax net operating income | $1,274,000 | 4,945 |
| Securities gains (losses) | $961,000 | 554 |
| Applicable income taxes | $458,000 | 4,532 |
| Income before extraordinary items | $1,777,000 | 2,792 |
| Extraordinary gains, net | $550,000 | 410 |
| Net income | $2,327,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,268,000 | 676 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $1,008,200 | 4,438 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,233,000 | 962 |
| Total interest expense | $27,334,000 | 698 |
| Net interest income | $11,899,000 | 1,549 |
| Provision for loan and lease losses | $2,929,000 | 852 |
| Total noninterest income | $1,675,000 | 2,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,675,000 | 1,413 |
| Total noninterest expense | $11,907,000 | 1,332 |
| Salaries and employee benefits | $4,171,000 | 1,589 |
| Premises and equipment expense | $3,202,000 | 752 |
| Additional noninterest expense | $4,534,000 | 1,457 |
| Pre-tax net operating income | $-1,262,000 | 13,530 |
| Securities gains (losses) | $2,653,000 | 331 |
| Applicable income taxes | $419,000 | 4,617 |
| Income before extraordinary items | $972,000 | 4,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $972,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 1,191 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-885,100 | 13,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.