Home > Great Valley Bank > Income and Expense
Great Valley Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,789 |
| Total interest expense | $2,323,000 | 5,849 |
| Net interest income | $2,923,000 | 5,614 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $555,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $3,445,000 | 3,799 |
| Salaries and employee benefits | $1,680,000 | 3,862 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $1,293,000 | 3,515 |
| Pre-tax net operating income | $3,000 | 11,453 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $-5,000 | 11,501 |
| Income before extraordinary items | $-8,000 | 11,515 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-8,000 | 11,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,812 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,240 | 11,459 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,469 |
| Total interest expense | $1,730,000 | 6,262 |
| Net interest income | $3,488,000 | 4,955 |
| Provision for loan and lease losses | $645,000 | 1,272 |
| Total noninterest income | $504,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 3,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $3,642,000 | 3,717 |
| Salaries and employee benefits | $1,667,000 | 3,895 |
| Premises and equipment expense | $449,000 | 4,161 |
| Additional noninterest expense | $1,526,000 | 3,240 |
| Pre-tax net operating income | $-295,000 | 12,307 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $-185,000 | 12,377 |
| Income before extraordinary items | $-166,000 | 12,199 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-166,000 | 12,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,376 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-130,160 | 12,200 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 5,161 |
| Total interest expense | $1,870,000 | 6,155 |
| Net interest income | $3,859,000 | 4,546 |
| Provision for loan and lease losses | $575,000 | 1,915 |
| Total noninterest income | $530,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $3,715,000 | 3,728 |
| Salaries and employee benefits | $1,718,000 | 3,781 |
| Premises and equipment expense | $454,000 | 4,228 |
| Additional noninterest expense | $1,543,000 | 3,424 |
| Pre-tax net operating income | $99,000 | 11,873 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $114,000 | 11,662 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $188,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,022,000 | 1,126 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $81,200 | 11,816 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 4,859 |
| Total interest expense | $2,733,000 | 5,583 |
| Net interest income | $4,204,000 | 4,260 |
| Provision for loan and lease losses | $1,760,000 | 1,265 |
| Total noninterest income | $916,000 | 3,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,503 |
| Total noninterest expense | $3,287,000 | 4,168 |
| Salaries and employee benefits | $1,614,000 | 3,965 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $1,221,000 | 4,278 |
| Pre-tax net operating income | $73,000 | 12,254 |
| Securities gains (losses) | $211,000 | 1,946 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $270,000 | 9,680 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $270,000 | 9,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,024,000 | 1,535 |
| Cash dividends | $138,000 | 5,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $69,550 | 12,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.