Home > Great Southern Bank > Net charge- offs to loans

Great Southern Bank, Net charge- offs to loans

2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0144%3,745
Percentage Net Loans Charged-off: Total real estate loans-0.0160%3,922
Percentage Net Loans Charged-off:Construction & development-0.0395%4,145
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0433%4,217
Percentage Net Loans Charged-off: Home equity loans-0.2195%3,472
All other 1-4 family - Percent of loans charged-off, net-0.0157%3,929
Percentage Net Loans Charged-off: Commercial and industrial-0.1728%4,178
Percentage Net Loans Charged-off: Loans to individuals-0.1145%4,124
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1145%4,100
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0042%3,285
Percentage Net Loans Charged-off: Total real estate loans-0.0129%3,968
Percentage Net Loans Charged-off:Construction & development-0.0019%4,013
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0569%4,365
Percentage Net Loans Charged-off: Home equity loans-0.3617%3,517
All other 1-4 family - Percent of loans charged-off, net-0.0067%3,802
Percentage Net Loans Charged-off: Commercial and industrial-0.0314%3,714
Percentage Net Loans Charged-off: Loans to individuals-0.1950%4,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1950%4,193
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0027%3,419
Percentage Net Loans Charged-off: Total real estate loans-0.0046%3,539
Percentage Net Loans Charged-off:Construction & development0.0197%181
Percentage Net Loans Charged-off: Commercial real estate0.0063%671
Percentage Net Loans Charged-off: Multi-family residential-0.0101%3,922
Percentage Net Loans Charged-off: 1-4 family residential-0.0373%4,146
Percentage Net Loans Charged-off: Home equity loans-0.0170%3,240
All other 1-4 family - Percent of loans charged-off, net-0.0408%4,200
Percentage Net Loans Charged-off: Commercial and industrial-0.0939%4,152
Percentage Net Loans Charged-off: Loans to individuals-0.1871%4,360
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1871%4,316
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0003%2,453
Percentage Net Loans Charged-off: Total real estate loans-0.0043%3,556
Percentage Net Loans Charged-off:Construction & development0.0284%150
Percentage Net Loans Charged-off: Commercial real estate-0.0032%4,082
Percentage Net Loans Charged-off: Multi-family residential-0.0128%3,964
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%3,991
Percentage Net Loans Charged-off: Home equity loans0.0137%190
All other 1-4 family - Percent of loans charged-off, net-0.0257%4,131
Percentage Net Loans Charged-off: Commercial and industrial-0.0447%3,933
Percentage Net Loans Charged-off: Loans to individuals-0.1667%4,310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1667%4,262
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0017%2,159
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,650
Percentage Net Loans Charged-off:Construction & development0.0492%104
Percentage Net Loans Charged-off: Commercial real estate-0.0040%4,214
Percentage Net Loans Charged-off: Multi-family residential-0.0181%3,980
Percentage Net Loans Charged-off: 1-4 family residential-0.0239%4,142
Percentage Net Loans Charged-off: Home equity loans0.0602%122
All other 1-4 family - Percent of loans charged-off, net-0.0384%4,312
Percentage Net Loans Charged-off: Commercial and industrial-0.0291%3,864
Percentage Net Loans Charged-off: Loans to individuals-0.0509%3,839
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0509%3,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0058%3,453
Percentage Net Loans Charged-off: Total real estate loans-0.0119%4,092
Percentage Net Loans Charged-off:Construction & development-0.0093%4,199
Percentage Net Loans Charged-off: Commercial real estate-0.0065%4,362
Percentage Net Loans Charged-off: Multi-family residential-0.0361%3,985
Percentage Net Loans Charged-off: 1-4 family residential0.0066%509
Percentage Net Loans Charged-off: Home equity loans0.1402%67
All other 1-4 family - Percent of loans charged-off, net-0.0168%4,158
Percentage Net Loans Charged-off: Commercial and industrial-0.0609%4,220
Percentage Net Loans Charged-off: Loans to individuals-0.0266%3,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0266%3,728
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0097%2,974
Percentage Net Loans Charged-off: Total real estate loans-0.0154%4,304
Percentage Net Loans Charged-off:Construction & development-0.0522%4,336
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,241
Percentage Net Loans Charged-off: Multi-family residential-0.0068%3,984
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%4,312
Percentage Net Loans Charged-off: Home equity loans-0.0606%3,540
All other 1-4 family - Percent of loans charged-off, net-0.0158%4,208
Percentage Net Loans Charged-off: Commercial and industrial-0.0412%4,228
Percentage Net Loans Charged-off: Loans to individuals0.3972%1,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3972%1,339
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0131%2,638
Percentage Net Loans Charged-off: Total real estate loans-0.0137%4,285
Percentage Net Loans Charged-off:Construction & development-0.0319%4,318
Percentage Net Loans Charged-off: Commercial real estate-0.0037%4,308
Percentage Net Loans Charged-off: Multi-family residential-0.0090%4,005
Percentage Net Loans Charged-off: 1-4 family residential-0.0242%4,367
Percentage Net Loans Charged-off: Home equity loans-0.0768%3,590
All other 1-4 family - Percent of loans charged-off, net-0.0139%4,190
Percentage Net Loans Charged-off: Commercial and industrial-0.0587%4,324
Percentage Net Loans Charged-off: Loans to individuals0.4523%1,257
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4523%1,145
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%2,390
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,307
Percentage Net Loans Charged-off:Construction & development-0.0441%4,384
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,385
Percentage Net Loans Charged-off: Multi-family residential-0.0129%4,030
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%3,837
Percentage Net Loans Charged-off: Home equity loans-0.0124%3,442
All other 1-4 family - Percent of loans charged-off, net-0.0013%3,794
Percentage Net Loans Charged-off: Commercial and industrial-0.0677%4,337
Percentage Net Loans Charged-off: Loans to individuals0.4947%1,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4947%1,150
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%1,917
Percentage Net Loans Charged-off: Total real estate loans-0.0188%4,448
Percentage Net Loans Charged-off:Construction & development-0.0798%4,489
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,525
Percentage Net Loans Charged-off: Multi-family residential-0.0032%4,052
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%3,956
Percentage Net Loans Charged-off: Home equity loans-0.0092%3,446
All other 1-4 family - Percent of loans charged-off, net-0.0039%3,962
Percentage Net Loans Charged-off: Commercial and industrial-0.0909%4,371
Percentage Net Loans Charged-off: Loans to individuals0.6251%1,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6251%1,030
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1030%1,698
Percentage Net Loans Charged-off: Total real estate loans0.0206%1,595
Percentage Net Loans Charged-off:Construction & development0.0054%374
Percentage Net Loans Charged-off: Commercial real estate0.0084%1,003
Percentage Net Loans Charged-off: Multi-family residential0.0201%88
Percentage Net Loans Charged-off: 1-4 family residential0.0632%895
Percentage Net Loans Charged-off: Home equity loans0.0023%490
All other 1-4 family - Percent of loans charged-off, net0.0784%765
Percentage Net Loans Charged-off: Commercial and industrial-0.0390%4,249
Percentage Net Loans Charged-off: Loans to individuals1.1378%700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1378%631
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1133%1,345
Percentage Net Loans Charged-off: Total real estate loans0.0226%1,313
Percentage Net Loans Charged-off:Construction & development0.0051%286
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,318
Percentage Net Loans Charged-off: Multi-family residential0.0277%64
Percentage Net Loans Charged-off: 1-4 family residential0.0865%636
Percentage Net Loans Charged-off: Home equity loans-0.0069%3,469
All other 1-4 family - Percent of loans charged-off, net0.1105%518
Percentage Net Loans Charged-off: Commercial and industrial-0.0486%4,287
Percentage Net Loans Charged-off: Loans to individuals1.2317%611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2317%542
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1321%1,144
Percentage Net Loans Charged-off: Total real estate loans0.0372%932
Percentage Net Loans Charged-off:Construction & development0.0033%224
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,369
Percentage Net Loans Charged-off: Multi-family residential0.0433%44
Percentage Net Loans Charged-off: 1-4 family residential0.1473%400
Percentage Net Loans Charged-off: Home equity loans-0.0088%3,509
All other 1-4 family - Percent of loans charged-off, net0.1888%310
Percentage Net Loans Charged-off: Commercial and industrial-0.1613%4,677
Percentage Net Loans Charged-off: Loans to individuals1.3682%515
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3682%460
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%808
Percentage Net Loans Charged-off: Total real estate loans0.0478%649
Percentage Net Loans Charged-off:Construction & development0.0119%134
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,559
Percentage Net Loans Charged-off: Multi-family residential-0.0039%4,228
Percentage Net Loans Charged-off: 1-4 family residential0.2603%236
Percentage Net Loans Charged-off: Home equity loans-0.0875%3,820
All other 1-4 family - Percent of loans charged-off, net0.3565%176
Percentage Net Loans Charged-off: Commercial and industrial-0.1097%4,613
Percentage Net Loans Charged-off: Loans to individuals1.6669%425
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6669%380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1342%1,413
Percentage Net Loans Charged-off: Total real estate loans-0.0153%4,501
Percentage Net Loans Charged-off:Construction & development-0.0723%4,575
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,509
Percentage Net Loans Charged-off: Multi-family residential0.0143%103
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%4,648
Percentage Net Loans Charged-off: Home equity loans0.0315%480
All other 1-4 family - Percent of loans charged-off, net-0.0390%4,824
Percentage Net Loans Charged-off: Commercial and industrial0.1522%1,458
Percentage Net Loans Charged-off: Loans to individuals1.2692%597
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2692%535
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1447%1,134
Percentage Net Loans Charged-off: Total real estate loans-0.0166%4,513
Percentage Net Loans Charged-off:Construction & development-0.0692%4,609
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,471
Percentage Net Loans Charged-off: Multi-family residential0.0206%80
Percentage Net Loans Charged-off: 1-4 family residential-0.0487%4,917
Percentage Net Loans Charged-off: Home equity loans-0.0431%3,774
All other 1-4 family - Percent of loans charged-off, net-0.0504%4,922
Percentage Net Loans Charged-off: Commercial and industrial0.4079%781
Percentage Net Loans Charged-off: Loans to individuals1.1481%660
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1481%586
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1482%1,035
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,676
Percentage Net Loans Charged-off:Construction & development-0.0708%4,670
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,568
Percentage Net Loans Charged-off: Multi-family residential-0.0100%4,325
Percentage Net Loans Charged-off: 1-4 family residential-0.0440%4,901
Percentage Net Loans Charged-off: Home equity loans-0.0308%3,757
All other 1-4 family - Percent of loans charged-off, net-0.0481%4,953
Percentage Net Loans Charged-off: Commercial and industrial0.4644%640
Percentage Net Loans Charged-off: Loans to individuals1.1619%599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1619%533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%669
Percentage Net Loans Charged-off: Total real estate loans0.0240%924
Percentage Net Loans Charged-off:Construction & development-0.0579%4,741
Percentage Net Loans Charged-off: Commercial real estate0.0290%368
Percentage Net Loans Charged-off: Multi-family residential0.1274%22
Percentage Net Loans Charged-off: 1-4 family residential-0.0453%4,982
Percentage Net Loans Charged-off: Home equity loans-0.0233%3,791
All other 1-4 family - Percent of loans charged-off, net-0.0522%5,059
Percentage Net Loans Charged-off: Commercial and industrial0.5558%440
Percentage Net Loans Charged-off: Loans to individuals1.3850%568
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3850%497
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2630%988
Percentage Net Loans Charged-off: Total real estate loans0.0583%1,380
Percentage Net Loans Charged-off:Construction & development-0.0315%4,597
Percentage Net Loans Charged-off: Commercial real estate0.1263%642
Percentage Net Loans Charged-off: Multi-family residential0.0413%136
Percentage Net Loans Charged-off: 1-4 family residential0.0093%2,211
Percentage Net Loans Charged-off: Home equity loans-0.0088%3,755
All other 1-4 family - Percent of loans charged-off, net0.0146%2,008
Percentage Net Loans Charged-off: Commercial and industrial0.3301%1,228
Percentage Net Loans Charged-off: Loans to individuals1.3435%597
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3435%536
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2904%735
Percentage Net Loans Charged-off: Total real estate loans0.0762%993
Percentage Net Loans Charged-off:Construction & development0.0654%305
Percentage Net Loans Charged-off: Commercial real estate0.1709%419
Percentage Net Loans Charged-off: Multi-family residential-0.0276%4,477
Percentage Net Loans Charged-off: 1-4 family residential0.0195%1,782
Percentage Net Loans Charged-off: Home equity loans0.0177%548
All other 1-4 family - Percent of loans charged-off, net0.0201%1,699
Percentage Net Loans Charged-off: Commercial and industrial0.4298%847
Percentage Net Loans Charged-off: Loans to individuals1.3493%562
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3493%494
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2666%763
Percentage Net Loans Charged-off: Total real estate loans0.1099%712
Percentage Net Loans Charged-off:Construction & development0.1642%189
Percentage Net Loans Charged-off: Commercial real estate0.2104%323
Percentage Net Loans Charged-off: Multi-family residential-0.0196%4,508
Percentage Net Loans Charged-off: 1-4 family residential0.0264%1,494
Percentage Net Loans Charged-off: Home equity loans0.0543%386
All other 1-4 family - Percent of loans charged-off, net0.0184%1,490
Percentage Net Loans Charged-off: Commercial and industrial-0.0911%4,779
Percentage Net Loans Charged-off: Loans to individuals1.2258%621
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2258%545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2802%646
Percentage Net Loans Charged-off: Total real estate loans0.0380%1,039
Percentage Net Loans Charged-off:Construction & development0.3005%112
Percentage Net Loans Charged-off: Commercial real estate-0.0083%5,004
Percentage Net Loans Charged-off: Multi-family residential-0.0324%4,564
Percentage Net Loans Charged-off: 1-4 family residential0.0435%1,020
Percentage Net Loans Charged-off: Home equity loans0.1545%220
All other 1-4 family - Percent of loans charged-off, net0.0123%1,148
Percentage Net Loans Charged-off: Commercial and industrial0.3275%611
Percentage Net Loans Charged-off: Loans to individuals1.4317%558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4317%487
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2751%1,002
Percentage Net Loans Charged-off: Total real estate loans0.1681%812
Percentage Net Loans Charged-off:Construction & development-0.0254%4,638
Percentage Net Loans Charged-off: Commercial real estate0.3950%372
Percentage Net Loans Charged-off: Multi-family residential-0.0066%4,553
Percentage Net Loans Charged-off: 1-4 family residential0.0466%1,955
Percentage Net Loans Charged-off: Home equity loans0.1021%554
All other 1-4 family - Percent of loans charged-off, net0.0326%2,076
Percentage Net Loans Charged-off: Commercial and industrial0.0897%1,931
Percentage Net Loans Charged-off: Loans to individuals0.7352%1,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7352%1,209
Percentage Net Loans Charged-off: All other loans and lease1.8475%323
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2978%770
Percentage Net Loans Charged-off: Total real estate loans0.2209%526
Percentage Net Loans Charged-off:Construction & development-0.0314%4,722
Percentage Net Loans Charged-off: Commercial real estate0.5250%243
Percentage Net Loans Charged-off: Multi-family residential-0.0101%4,599
Percentage Net Loans Charged-off: 1-4 family residential0.0472%1,697
Percentage Net Loans Charged-off: Home equity loans0.1528%407
All other 1-4 family - Percent of loans charged-off, net0.0209%2,007
Percentage Net Loans Charged-off: Commercial and industrial0.0734%1,662
Percentage Net Loans Charged-off: Loans to individuals0.6704%1,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6704%1,160
Percentage Net Loans Charged-off: All other loans and lease1.4109%352
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2482%953
Percentage Net Loans Charged-off: Total real estate loans0.2039%600
Percentage Net Loans Charged-off:Construction & development-0.0045%4,623
Percentage Net Loans Charged-off: Commercial real estate0.4708%250
Percentage Net Loans Charged-off: Multi-family residential-0.0106%4,632
Percentage Net Loans Charged-off: 1-4 family residential0.0525%1,520
Percentage Net Loans Charged-off: Home equity loans0.1629%361
All other 1-4 family - Percent of loans charged-off, net0.0253%1,734
Percentage Net Loans Charged-off: Commercial and industrial0.0027%1,686
Percentage Net Loans Charged-off: Loans to individuals0.4872%1,535
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4872%1,406
Percentage Net Loans Charged-off: All other loans and lease1.1940%349
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3701%598
Percentage Net Loans Charged-off: Total real estate loans0.3797%303
Percentage Net Loans Charged-off:Construction & development0.0196%232
Percentage Net Loans Charged-off: Commercial real estate0.8660%131
Percentage Net Loans Charged-off: Multi-family residential-0.0117%4,669
Percentage Net Loans Charged-off: 1-4 family residential0.0957%955
Percentage Net Loans Charged-off: Home equity loans0.2676%231
All other 1-4 family - Percent of loans charged-off, net0.0534%1,127
Percentage Net Loans Charged-off: Commercial and industrial-0.0367%4,637
Percentage Net Loans Charged-off: Loans to individuals0.4225%1,495
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4225%1,366
Percentage Net Loans Charged-off: All other loans and lease1.3859%255
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1787%1,605
Percentage Net Loans Charged-off: Total real estate loans0.0881%1,746
Percentage Net Loans Charged-off:Construction & development-0.0329%4,836
Percentage Net Loans Charged-off: Commercial real estate0.2213%725
Percentage Net Loans Charged-off: Multi-family residential-0.0128%4,722
Percentage Net Loans Charged-off: 1-4 family residential0.0019%3,046
Percentage Net Loans Charged-off: Home equity loans-0.0072%4,104
All other 1-4 family - Percent of loans charged-off, net0.0041%2,882
Percentage Net Loans Charged-off: Commercial and industrial0.3030%1,299
Percentage Net Loans Charged-off: Loans to individuals0.4898%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4898%1,532
Percentage Net Loans Charged-off: All other loans and lease0.7203%486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1187%1,931
Percentage Net Loans Charged-off: Total real estate loans0.0370%2,256
Percentage Net Loans Charged-off:Construction & development0.0418%606
Percentage Net Loans Charged-off: Commercial real estate0.0781%943
Percentage Net Loans Charged-off: Multi-family residential-0.0088%4,754
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%4,982
Percentage Net Loans Charged-off: Home equity loans-0.0173%4,173
All other 1-4 family - Percent of loans charged-off, net0.0034%2,627
Percentage Net Loans Charged-off: Commercial and industrial0.3128%1,058
Percentage Net Loans Charged-off: Loans to individuals0.3413%1,916
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3413%1,782
Percentage Net Loans Charged-off: All other loans and lease0.6372%475
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0841%2,201
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,977
Percentage Net Loans Charged-off:Construction & development0.0652%475
Percentage Net Loans Charged-off: Commercial real estate-0.0330%5,581
Percentage Net Loans Charged-off: Multi-family residential-0.0080%4,796
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%5,067
Percentage Net Loans Charged-off: Home equity loans-0.0394%4,304
All other 1-4 family - Percent of loans charged-off, net0.0068%2,295
Percentage Net Loans Charged-off: Commercial and industrial0.3803%853
Percentage Net Loans Charged-off: Loans to individuals0.3145%1,857
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3145%1,731
Percentage Net Loans Charged-off: All other loans and lease0.5042%488
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0847%1,865
Percentage Net Loans Charged-off: Total real estate loans0.0043%2,028
Percentage Net Loans Charged-off:Construction & development0.1578%289
Percentage Net Loans Charged-off: Commercial real estate-0.0228%5,643
Percentage Net Loans Charged-off: Multi-family residential-0.0076%4,850
Percentage Net Loans Charged-off: 1-4 family residential-0.0216%5,459
Percentage Net Loans Charged-off: Home equity loans-0.1024%4,481
All other 1-4 family - Percent of loans charged-off, net-0.0034%5,136
Percentage Net Loans Charged-off: Commercial and industrial0.2679%724
Percentage Net Loans Charged-off: Loans to individuals0.3338%1,630
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3338%1,508
Percentage Net Loans Charged-off: All other loans and lease0.4872%396
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2087%1,999
Percentage Net Loans Charged-off: Total real estate loans0.0442%3,086
Percentage Net Loans Charged-off:Construction & development0.2907%720
Percentage Net Loans Charged-off: Commercial real estate-0.1083%6,018
Percentage Net Loans Charged-off: Multi-family residential-0.0094%4,934
Percentage Net Loans Charged-off: 1-4 family residential0.2165%1,518
Percentage Net Loans Charged-off: Home equity loans0.2869%577
All other 1-4 family - Percent of loans charged-off, net0.2020%1,561
Percentage Net Loans Charged-off: Commercial and industrial0.7778%917
Percentage Net Loans Charged-off: Loans to individuals0.4018%2,085
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4018%1,951
Percentage Net Loans Charged-off: All other loans and lease2.0088%281
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2761%36
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3008%1,316
Percentage Net Loans Charged-off: Total real estate loans0.1478%1,717
Percentage Net Loans Charged-off:Construction & development0.4508%551
Percentage Net Loans Charged-off: Commercial real estate0.1025%1,310
Percentage Net Loans Charged-off: Multi-family residential-0.0103%4,996
Percentage Net Loans Charged-off: 1-4 family residential0.2042%1,457
Percentage Net Loans Charged-off: Home equity loans0.3116%531
All other 1-4 family - Percent of loans charged-off, net0.1827%1,526
Percentage Net Loans Charged-off: Commercial and industrial1.0248%643
Percentage Net Loans Charged-off: Loans to individuals0.3981%1,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3981%1,775
Percentage Net Loans Charged-off: All other loans and lease1.6289%292
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3947%1,023
Percentage Net Loans Charged-off: Total real estate loans0.1793%1,467
Percentage Net Loans Charged-off:Construction & development1.0553%361
Percentage Net Loans Charged-off: Commercial real estate0.0758%1,205
Percentage Net Loans Charged-off: Multi-family residential-0.0071%5,016
Percentage Net Loans Charged-off: 1-4 family residential0.1274%1,836
Percentage Net Loans Charged-off: Home equity loans0.2307%578
All other 1-4 family - Percent of loans charged-off, net0.1063%1,881
Percentage Net Loans Charged-off: Commercial and industrial1.4338%487
Percentage Net Loans Charged-off: Loans to individuals0.4119%1,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4119%1,593
Percentage Net Loans Charged-off: All other loans and lease2.6401%209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5598%659
Percentage Net Loans Charged-off: Total real estate loans0.2576%1,012
Percentage Net Loans Charged-off:Construction & development1.8163%206
Percentage Net Loans Charged-off: Commercial real estate0.0757%827
Percentage Net Loans Charged-off: Multi-family residential-0.0068%5,052
Percentage Net Loans Charged-off: 1-4 family residential0.1329%1,429
Percentage Net Loans Charged-off: Home equity loans0.3897%369
All other 1-4 family - Percent of loans charged-off, net0.0787%1,591
Percentage Net Loans Charged-off: Commercial and industrial3.0000%216
Percentage Net Loans Charged-off: Loans to individuals0.6854%1,197
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6854%1,089
Percentage Net Loans Charged-off: All other loans and lease0.2636%541
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7439%865
Percentage Net Loans Charged-off: Total real estate loans0.6969%776
Percentage Net Loans Charged-off:Construction & development0.3390%1,203
Percentage Net Loans Charged-off: Commercial real estate0.8268%699
Percentage Net Loans Charged-off: Multi-family residential1.0068%280
Percentage Net Loans Charged-off: 1-4 family residential0.4503%1,241
Percentage Net Loans Charged-off: Home equity loans0.4090%762
All other 1-4 family - Percent of loans charged-off, net0.4587%1,178
Percentage Net Loans Charged-off: Commercial and industrial0.8416%1,145
Percentage Net Loans Charged-off: Loans to individuals0.2711%2,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2711%2,708
Percentage Net Loans Charged-off: All other loans and lease2.7327%277
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8798%660
Percentage Net Loans Charged-off: Total real estate loans0.7956%630
Percentage Net Loans Charged-off:Construction & development0.3814%1,049
Percentage Net Loans Charged-off: Commercial real estate0.9223%595
Percentage Net Loans Charged-off: Multi-family residential1.2329%214
Percentage Net Loans Charged-off: 1-4 family residential0.5044%1,068
Percentage Net Loans Charged-off: Home equity loans0.2904%850
All other 1-4 family - Percent of loans charged-off, net0.5476%955
Percentage Net Loans Charged-off: Commercial and industrial1.2116%800
Percentage Net Loans Charged-off: Loans to individuals0.2268%2,778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2268%2,624
Percentage Net Loans Charged-off: All other loans and lease3.4509%219
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0330%588
Percentage Net Loans Charged-off: Total real estate loans1.0834%471
Percentage Net Loans Charged-off:Construction & development0.2703%1,016
Percentage Net Loans Charged-off: Commercial real estate1.4742%375
Percentage Net Loans Charged-off: Multi-family residential1.6950%147
Percentage Net Loans Charged-off: 1-4 family residential0.4756%1,137
Percentage Net Loans Charged-off: Home equity loans0.3691%722
All other 1-4 family - Percent of loans charged-off, net0.4967%1,060
Percentage Net Loans Charged-off: Commercial and industrial1.2097%774
Percentage Net Loans Charged-off: Loans to individuals0.2523%2,468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2523%2,321
Percentage Net Loans Charged-off: All other loans and lease1.1579%381
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3904%395
Percentage Net Loans Charged-off: Total real estate loans1.4193%331
Percentage Net Loans Charged-off:Construction & development0.0969%854
Percentage Net Loans Charged-off: Commercial real estate1.8862%262
Percentage Net Loans Charged-off: Multi-family residential2.3489%109
Percentage Net Loans Charged-off: 1-4 family residential0.6272%828
Percentage Net Loans Charged-off: Home equity loans0.1210%696
All other 1-4 family - Percent of loans charged-off, net0.7276%711
Percentage Net Loans Charged-off: Commercial and industrial1.8773%451
Percentage Net Loans Charged-off: Loans to individuals0.3214%1,994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3214%1,856
Percentage Net Loans Charged-off: All other loans and lease1.7723%272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9246%390
Percentage Net Loans Charged-off: Total real estate loans2.1425%298
Percentage Net Loans Charged-off:Construction & development8.0831%327
Percentage Net Loans Charged-off: Commercial real estate2.1689%342
Percentage Net Loans Charged-off: Multi-family residential1.0236%449
Percentage Net Loans Charged-off: 1-4 family residential0.5608%1,630
Percentage Net Loans Charged-off: Home equity loans0.1129%1,575
All other 1-4 family - Percent of loans charged-off, net0.6444%1,388
Percentage Net Loans Charged-off: Commercial and industrial1.2982%1,207
Percentage Net Loans Charged-off: Loans to individuals0.2456%3,238
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2456%3,064
Percentage Net Loans Charged-off: All other loans and lease1.7600%419
Percentage Net Loans Charged-off:Coml. RE not secured by RE24.9033%28
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1545%313
Percentage Net Loans Charged-off: Total real estate loans2.4552%237
Percentage Net Loans Charged-off:Construction & development9.7168%272
Percentage Net Loans Charged-off: Commercial real estate2.1743%319
Percentage Net Loans Charged-off: Multi-family residential1.3653%354
Percentage Net Loans Charged-off: 1-4 family residential0.6794%1,314
Percentage Net Loans Charged-off: Home equity loans0.1719%1,308
All other 1-4 family - Percent of loans charged-off, net0.7726%1,133
Percentage Net Loans Charged-off: Commercial and industrial0.6571%1,636
Percentage Net Loans Charged-off: Loans to individuals0.2722%2,887
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2722%2,704
Percentage Net Loans Charged-off: All other loans and lease2.5173%312
Percentage Net Loans Charged-off:Coml. RE not secured by RE31.7090%22
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5049%282
Percentage Net Loans Charged-off: Total real estate loans2.9556%190
Percentage Net Loans Charged-off:Construction & development8.3513%336
Percentage Net Loans Charged-off: Commercial real estate3.1733%206
Percentage Net Loans Charged-off: Multi-family residential1.8933%263
Percentage Net Loans Charged-off: 1-4 family residential1.0125%884
Percentage Net Loans Charged-off: Home equity loans0.2631%1,049
All other 1-4 family - Percent of loans charged-off, net1.1415%771
Percentage Net Loans Charged-off: Commercial and industrial0.8978%1,318
Percentage Net Loans Charged-off: Loans to individuals0.2828%2,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2828%2,487
Percentage Net Loans Charged-off: All other loans and lease0.5722%595
Percentage Net Loans Charged-off:Coml. RE not secured by RE46.3521%20
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7880%531
Percentage Net Loans Charged-off: Total real estate loans2.0681%389
Percentage Net Loans Charged-off:Construction & development7.4004%326
Percentage Net Loans Charged-off: Commercial real estate2.2537%345
Percentage Net Loans Charged-off: Multi-family residential-0.0027%5,522
Percentage Net Loans Charged-off: 1-4 family residential0.2953%1,905
Percentage Net Loans Charged-off: Home equity loans0.0753%945
All other 1-4 family - Percent of loans charged-off, net0.3298%1,706
Percentage Net Loans Charged-off: Commercial and industrial0.9947%969
Percentage Net Loans Charged-off: Loans to individuals0.3429%2,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3429%1,971
Percentage Net Loans Charged-off: All other loans and lease0.3925%545
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7703%841
Percentage Net Loans Charged-off: Total real estate loans1.9886%659
Percentage Net Loans Charged-off:Construction & development3.5534%1,268
Percentage Net Loans Charged-off: Commercial real estate1.9242%604
Percentage Net Loans Charged-off: Multi-family residential2.4506%404
Percentage Net Loans Charged-off: 1-4 family residential0.7891%1,547
Percentage Net Loans Charged-off: Home equity loans0.7062%1,051
All other 1-4 family - Percent of loans charged-off, net0.8035%1,496
Percentage Net Loans Charged-off: Commercial and industrial0.7584%2,301
Percentage Net Loans Charged-off: Loans to individuals0.3577%3,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3329%3,133
Percentage Net Loans Charged-off: All other loans and lease1.7921%438
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7749%759
Percentage Net Loans Charged-off: Total real estate loans1.9701%613
Percentage Net Loans Charged-off:Construction & development4.0969%1,018
Percentage Net Loans Charged-off: Commercial real estate1.9399%508
Percentage Net Loans Charged-off: Multi-family residential1.4927%451
Percentage Net Loans Charged-off: 1-4 family residential0.9257%1,277
Percentage Net Loans Charged-off: Home equity loans0.8308%850
All other 1-4 family - Percent of loans charged-off, net0.9428%1,211
Percentage Net Loans Charged-off: Commercial and industrial0.6901%2,133
Percentage Net Loans Charged-off: Loans to individuals0.3840%2,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3513%2,761
Percentage Net Loans Charged-off: All other loans and lease2.1614%356
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8118%767
Percentage Net Loans Charged-off: Total real estate loans1.9773%636
Percentage Net Loans Charged-off:Construction & development4.5282%887
Percentage Net Loans Charged-off: Commercial real estate1.3806%753
Percentage Net Loans Charged-off: Multi-family residential2.2735%314
Percentage Net Loans Charged-off: 1-4 family residential1.0553%1,114
Percentage Net Loans Charged-off: Home equity loans0.8096%799
All other 1-4 family - Percent of loans charged-off, net1.0995%1,046
Percentage Net Loans Charged-off: Commercial and industrial0.5871%2,049
Percentage Net Loans Charged-off: Loans to individuals0.3889%2,734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3467%2,570
Percentage Net Loans Charged-off: All other loans and lease2.7688%281
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6198%831
Percentage Net Loans Charged-off: Total real estate loans1.8976%607
Percentage Net Loans Charged-off:Construction & development5.3298%593
Percentage Net Loans Charged-off: Commercial real estate1.0517%759
Percentage Net Loans Charged-off: Multi-family residential1.5527%247
Percentage Net Loans Charged-off: 1-4 family residential1.0963%888
Percentage Net Loans Charged-off: Home equity loans0.3966%792
All other 1-4 family - Percent of loans charged-off, net1.2218%775
Percentage Net Loans Charged-off: Commercial and industrial-1.2884%7,111
Percentage Net Loans Charged-off: Loans to individuals0.3873%2,349
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3287%2,172
Percentage Net Loans Charged-off: All other loans and lease2.8589%244
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6953%1,278
Percentage Net Loans Charged-off: Total real estate loans1.9852%940
Percentage Net Loans Charged-off:Construction & development5.2010%1,201
Percentage Net Loans Charged-off: Commercial real estate1.6619%799
Percentage Net Loans Charged-off: Multi-family residential0.4775%862
Percentage Net Loans Charged-off: 1-4 family residential0.8502%1,591
Percentage Net Loans Charged-off: Home equity loans0.7675%1,031
All other 1-4 family - Percent of loans charged-off, net0.8646%1,556
Percentage Net Loans Charged-off: Commercial and industrial0.5468%3,239
Percentage Net Loans Charged-off: Loans to individuals0.4710%3,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5488%1,045
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8476%1,041
Percentage Net Loans Charged-off: Total real estate loans2.1577%781
Percentage Net Loans Charged-off:Construction & development4.8446%1,156
Percentage Net Loans Charged-off: Commercial real estate2.0947%562
Percentage Net Loans Charged-off: Multi-family residential0.5898%669
Percentage Net Loans Charged-off: 1-4 family residential0.9825%1,273
Percentage Net Loans Charged-off: Home equity loans0.5901%1,029
All other 1-4 family - Percent of loans charged-off, net1.0508%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.7274%2,579
Percentage Net Loans Charged-off: Loans to individuals0.4683%3,246
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5407%966
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6528%1,145
Percentage Net Loans Charged-off: Total real estate loans1.8551%919
Percentage Net Loans Charged-off:Construction & development5.1725%974
Percentage Net Loans Charged-off: Commercial real estate1.2199%857
Percentage Net Loans Charged-off: Multi-family residential0.6463%522
Percentage Net Loans Charged-off: 1-4 family residential0.7945%1,394
Percentage Net Loans Charged-off: Home equity loans0.8297%781
All other 1-4 family - Percent of loans charged-off, net0.7884%1,369
Percentage Net Loans Charged-off: Commercial and industrial1.1657%1,865
Percentage Net Loans Charged-off: Loans to individuals0.4096%3,191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9850%654
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9563%1,699
Percentage Net Loans Charged-off: Total real estate loans0.9047%1,478
Percentage Net Loans Charged-off:Construction & development1.5875%1,307
Percentage Net Loans Charged-off: Commercial real estate0.7447%916
Percentage Net Loans Charged-off: Multi-family residential0.1872%408
Percentage Net Loans Charged-off: 1-4 family residential0.9751%1,047
Percentage Net Loans Charged-off: Home equity loans1.2591%496
All other 1-4 family - Percent of loans charged-off, net0.9255%1,029
Percentage Net Loans Charged-off: Commercial and industrial2.3071%971
Percentage Net Loans Charged-off: Loans to individuals0.6073%2,426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6845%635
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2578%1,966
Percentage Net Loans Charged-off: Total real estate loans1.2005%1,665
Percentage Net Loans Charged-off:Construction & development1.1635%2,477
Percentage Net Loans Charged-off: Commercial real estate1.5892%739
Percentage Net Loans Charged-off: Multi-family residential1.2651%528
Percentage Net Loans Charged-off: 1-4 family residential0.6638%1,747
Percentage Net Loans Charged-off: Home equity loans0.5169%1,208
All other 1-4 family - Percent of loans charged-off, net0.6919%1,623
Percentage Net Loans Charged-off: Commercial and industrial2.7034%1,469
Percentage Net Loans Charged-off: Loans to individuals0.8836%2,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9024%1,029
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.7349%79
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3735%1,498
Percentage Net Loans Charged-off: Total real estate loans1.3214%1,261
Percentage Net Loans Charged-off:Construction & development1.1692%2,078
Percentage Net Loans Charged-off: Commercial real estate1.8208%467
Percentage Net Loans Charged-off: Multi-family residential1.8910%329
Percentage Net Loans Charged-off: 1-4 family residential0.6028%1,566
Percentage Net Loans Charged-off: Home equity loans0.5290%1,012
All other 1-4 family - Percent of loans charged-off, net0.6172%1,480
Percentage Net Loans Charged-off: Commercial and industrial3.0695%1,044
Percentage Net Loans Charged-off: Loans to individuals0.9204%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6717%997
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0111%1,752
Percentage Net Loans Charged-off: Total real estate loans1.0513%1,328
Percentage Net Loans Charged-off:Construction & development1.4302%1,634
Percentage Net Loans Charged-off: Commercial real estate0.7112%858
Percentage Net Loans Charged-off: Multi-family residential1.7414%258
Percentage Net Loans Charged-off: 1-4 family residential0.7711%1,184
Percentage Net Loans Charged-off: Home equity loans0.4684%878
All other 1-4 family - Percent of loans charged-off, net0.8303%1,056
Percentage Net Loans Charged-off: Commercial and industrial0.7707%2,263
Percentage Net Loans Charged-off: Loans to individuals1.0287%2,265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5993%908
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8605%1,516
Percentage Net Loans Charged-off: Total real estate loans0.9084%1,089
Percentage Net Loans Charged-off:Construction & development1.9942%958
Percentage Net Loans Charged-off: Commercial real estate0.3181%809
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3850%1,434
Percentage Net Loans Charged-off: Home equity loans0.1876%727
All other 1-4 family - Percent of loans charged-off, net0.4252%1,270
Percentage Net Loans Charged-off: Commercial and industrial-0.1022%7,261
Percentage Net Loans Charged-off: Loans to individuals1.1784%1,838
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7142%674
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0408%1,182
Percentage Net Loans Charged-off: Total real estate loans0.6396%1,383
Percentage Net Loans Charged-off:Construction & development1.1179%1,500
Percentage Net Loans Charged-off: Commercial real estate0.1386%1,595
Percentage Net Loans Charged-off: Multi-family residential0.3103%407
Percentage Net Loans Charged-off: 1-4 family residential0.4968%1,209
Percentage Net Loans Charged-off: Home equity loans0.0474%1,305
All other 1-4 family - Percent of loans charged-off, net0.5925%996
Percentage Net Loans Charged-off: Commercial and industrial1.9232%1,098
Percentage Net Loans Charged-off: Loans to individuals0.8189%2,728
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.5807%272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9959%852
Percentage Net Loans Charged-off: Total real estate loans0.4631%1,244
Percentage Net Loans Charged-off:Construction & development0.7897%1,209
Percentage Net Loans Charged-off: Commercial real estate0.1341%1,126
Percentage Net Loans Charged-off: Multi-family residential0.3584%260
Percentage Net Loans Charged-off: 1-4 family residential0.2751%1,409
Percentage Net Loans Charged-off: Home equity loans0.0648%999
All other 1-4 family - Percent of loans charged-off, net0.3198%1,186
Percentage Net Loans Charged-off: Commercial and industrial2.9110%511
Percentage Net Loans Charged-off: Loans to individuals0.6556%2,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.3761%199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2289%537
Percentage Net Loans Charged-off: Total real estate loans0.4515%993
Percentage Net Loans Charged-off:Construction & development0.8695%809
Percentage Net Loans Charged-off: Commercial real estate0.0078%1,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3415%1,041
Percentage Net Loans Charged-off: Home equity loans0.0992%775
All other 1-4 family - Percent of loans charged-off, net0.3927%879
Percentage Net Loans Charged-off: Commercial and industrial3.8707%315
Percentage Net Loans Charged-off: Loans to individuals0.6731%2,385
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.3649%143
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4504%357
Percentage Net Loans Charged-off: Total real estate loans0.4540%734
Percentage Net Loans Charged-off:Construction & development0.8660%478
Percentage Net Loans Charged-off: Commercial real estate0.0261%717
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2744%893
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.3332%730
Percentage Net Loans Charged-off: Commercial and industrial0.0589%1,984
Percentage Net Loans Charged-off: Loans to individuals0.5433%2,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.1881%87
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3537%1,572
Percentage Net Loans Charged-off: Total real estate loans0.3451%830
Percentage Net Loans Charged-off:Construction & development0.5033%678
Percentage Net Loans Charged-off: Commercial real estate0.2497%718
Percentage Net Loans Charged-off: Multi-family residential-0.0191%6,224
Percentage Net Loans Charged-off: 1-4 family residential0.2102%1,204
Percentage Net Loans Charged-off: Home equity loans0.1914%570
All other 1-4 family - Percent of loans charged-off, net0.2144%1,140
Percentage Net Loans Charged-off: Commercial and industrial0.0017%3,940
Percentage Net Loans Charged-off: Loans to individuals0.5837%2,746
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6465%766
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3244%1,231
Percentage Net Loans Charged-off: Total real estate loans0.3261%537
Percentage Net Loans Charged-off:Construction & development0.4928%393
Percentage Net Loans Charged-off: Commercial real estate0.2174%500
Percentage Net Loans Charged-off: Multi-family residential-0.0258%6,179
Percentage Net Loans Charged-off: 1-4 family residential0.1859%969
Percentage Net Loans Charged-off: Home equity loans0.0167%689
All other 1-4 family - Percent of loans charged-off, net0.2237%805
Percentage Net Loans Charged-off: Commercial and industrial-0.0811%7,343
Percentage Net Loans Charged-off: Loans to individuals0.5027%2,673
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5566%726
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2680%1,345
Percentage Net Loans Charged-off: Total real estate loans0.2605%599
Percentage Net Loans Charged-off:Construction & development0.3951%308
Percentage Net Loans Charged-off: Commercial real estate0.2316%369
Percentage Net Loans Charged-off: Multi-family residential-0.0381%6,166
Percentage Net Loans Charged-off: 1-4 family residential0.0324%1,709
Percentage Net Loans Charged-off: Home equity loans0.0252%506
All other 1-4 family - Percent of loans charged-off, net0.0340%1,559
Percentage Net Loans Charged-off: Commercial and industrial-0.0784%7,304
Percentage Net Loans Charged-off: Loans to individuals0.5478%2,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4689%727
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1799%1,512
Percentage Net Loans Charged-off: Total real estate loans0.1435%714
Percentage Net Loans Charged-off:Construction & development0.2070%244
Percentage Net Loans Charged-off: Commercial real estate0.1324%306
Percentage Net Loans Charged-off: Multi-family residential-0.0778%6,124
Percentage Net Loans Charged-off: 1-4 family residential0.0647%1,047
Percentage Net Loans Charged-off: Home equity loans0.0404%338
All other 1-4 family - Percent of loans charged-off, net0.0702%936
Percentage Net Loans Charged-off: Commercial and industrial0.0848%1,572
Percentage Net Loans Charged-off: Loans to individuals0.4812%2,182
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5149%535
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%1,783
Percentage Net Loans Charged-off: Total real estate loans0.1628%887
Percentage Net Loans Charged-off:Construction & development0.2701%306
Percentage Net Loans Charged-off: Commercial real estate0.0617%912
Percentage Net Loans Charged-off: Multi-family residential0.1040%152
Percentage Net Loans Charged-off: 1-4 family residential0.1211%1,249
Percentage Net Loans Charged-off: Home equity loans0.3805%201
All other 1-4 family - Percent of loans charged-off, net0.0587%1,766
Percentage Net Loans Charged-off: Commercial and industrial0.2555%2,265
Percentage Net Loans Charged-off: Loans to individuals0.5420%2,693
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7991%639
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2062%1,557
Percentage Net Loans Charged-off: Total real estate loans0.1578%709
Percentage Net Loans Charged-off:Construction & development0.3229%199
Percentage Net Loans Charged-off: Commercial real estate-0.0052%7,880
Percentage Net Loans Charged-off: Multi-family residential-0.0043%6,228
Percentage Net Loans Charged-off: 1-4 family residential0.1464%892
Percentage Net Loans Charged-off: Home equity loans0.4255%140
All other 1-4 family - Percent of loans charged-off, net0.0783%1,285
Percentage Net Loans Charged-off: Commercial and industrial-0.0339%7,044
Percentage Net Loans Charged-off: Loans to individuals0.5843%2,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7202%591
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%1,420
Percentage Net Loans Charged-off: Total real estate loans0.1776%618
Percentage Net Loans Charged-off:Construction & development0.3578%146
Percentage Net Loans Charged-off: Commercial real estate-0.0048%7,956
Percentage Net Loans Charged-off: Multi-family residential-0.0061%6,204
Percentage Net Loans Charged-off: 1-4 family residential0.1948%673
Percentage Net Loans Charged-off: Home equity loans0.5098%104
All other 1-4 family - Percent of loans charged-off, net0.1156%925
Percentage Net Loans Charged-off: Commercial and industrial-0.1158%7,442
Percentage Net Loans Charged-off: Loans to individuals0.6908%1,823
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6825%553
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1644%1,519
Percentage Net Loans Charged-off: Total real estate loans0.1412%574
Percentage Net Loans Charged-off:Construction & development0.3430%96
Percentage Net Loans Charged-off: Commercial real estate-0.0053%8,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0217%1,164
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0273%1,035
Percentage Net Loans Charged-off: Commercial and industrial-0.1305%7,454
Percentage Net Loans Charged-off: Loans to individuals0.3943%2,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6093%512
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2041%2,270
Percentage Net Loans Charged-off: Total real estate loans0.0834%1,456
Percentage Net Loans Charged-off:Construction & development0.1433%340
Percentage Net Loans Charged-off: Commercial real estate0.0252%1,128
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1483%1,070
Percentage Net Loans Charged-off: Home equity loans0.2764%234
All other 1-4 family - Percent of loans charged-off, net0.1144%1,300
Percentage Net Loans Charged-off: Commercial and industrial0.8088%1,372
Percentage Net Loans Charged-off: Loans to individuals0.4847%3,642
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1469%549
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2137%1,846
Percentage Net Loans Charged-off: Total real estate loans0.0697%1,410
Percentage Net Loans Charged-off:Construction & development0.1149%302
Percentage Net Loans Charged-off: Commercial real estate0.0301%875
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1206%1,088
Percentage Net Loans Charged-off: Home equity loans0.3136%173
All other 1-4 family - Percent of loans charged-off, net0.0697%1,449
Percentage Net Loans Charged-off: Commercial and industrial1.0302%954
Percentage Net Loans Charged-off: Loans to individuals0.4904%3,158
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2414%459
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1475%2,304
Percentage Net Loans Charged-off: Total real estate loans0.0526%1,478
Percentage Net Loans Charged-off:Construction & development0.0449%323
Percentage Net Loans Charged-off: Commercial real estate0.0483%640
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1067%1,069
Percentage Net Loans Charged-off: Home equity loans0.4211%134
All other 1-4 family - Percent of loans charged-off, net0.0242%1,675
Percentage Net Loans Charged-off: Commercial and industrial0.1300%2,259
Percentage Net Loans Charged-off: Loans to individuals0.5748%2,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3555%376
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1085%2,343
Percentage Net Loans Charged-off: Total real estate loans0.0156%1,543
Percentage Net Loans Charged-off:Construction & development0.0330%201
Percentage Net Loans Charged-off: Commercial real estate-0.0089%8,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0497%1,144
Percentage Net Loans Charged-off: Home equity loans0.2147%157
All other 1-4 family - Percent of loans charged-off, net0.0070%1,340
Percentage Net Loans Charged-off: Commercial and industrial0.2165%1,409
Percentage Net Loans Charged-off: Loans to individuals0.6304%2,195
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9274%382
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1713%3,075
Percentage Net Loans Charged-off: Total real estate loans-0.0038%7,890
Percentage Net Loans Charged-off:Construction & development0.0117%694
Percentage Net Loans Charged-off: Commercial real estate-0.0040%8,152
Percentage Net Loans Charged-off: Multi-family residential-0.0026%6,382
Percentage Net Loans Charged-off: 1-4 family residential-0.0231%8,276
Percentage Net Loans Charged-off: Home equity loans0.0742%450
All other 1-4 family - Percent of loans charged-off, net-0.0472%8,424
Percentage Net Loans Charged-off: Commercial and industrial0.6292%1,869
Percentage Net Loans Charged-off: Loans to individuals0.7289%2,885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7642%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE9.8975%7
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1990%2,359
Percentage Net Loans Charged-off: Total real estate loans0.0248%2,477
Percentage Net Loans Charged-off:Construction & development0.0162%548
Percentage Net Loans Charged-off: Commercial real estate-0.0042%8,193
Percentage Net Loans Charged-off: Multi-family residential-0.0035%6,337
Percentage Net Loans Charged-off: 1-4 family residential0.1169%1,240
Percentage Net Loans Charged-off: Home equity loans0.0637%396
All other 1-4 family - Percent of loans charged-off, net0.1300%1,139
Percentage Net Loans Charged-off: Commercial and industrial1.0964%1,049
Percentage Net Loans Charged-off: Loans to individuals0.6560%2,808
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2151%445
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.8566%4
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2103%2,174
Percentage Net Loans Charged-off: Total real estate loans0.0094%2,510
Percentage Net Loans Charged-off:Construction & development0.0268%404
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential-0.0054%6,304
Percentage Net Loans Charged-off: 1-4 family residential0.0203%1,953
Percentage Net Loans Charged-off: Home equity loans0.0971%288
All other 1-4 family - Percent of loans charged-off, net0.0013%2,133
Percentage Net Loans Charged-off: Commercial and industrial1.4183%782
Percentage Net Loans Charged-off: Loans to individuals0.7933%2,325
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9706%464
Percentage Net Loans Charged-off:Coml. RE not secured by RE21.2550%5
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2421%1,718
Percentage Net Loans Charged-off: Total real estate loans-0.0038%7,913
Percentage Net Loans Charged-off:Construction & development-0.0119%7,820
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0061%8,123
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0076%8,166
Percentage Net Loans Charged-off: Commercial and industrial1.9347%538
Percentage Net Loans Charged-off: Loans to individuals1.0817%1,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6858%470
Percentage Net Loans Charged-off:Coml. RE not secured by RE33.3813%4
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4722%1,552
Percentage Net Loans Charged-off: Total real estate loans0.2679%834
Percentage Net Loans Charged-off:Construction & development0.5723%295
Percentage Net Loans Charged-off: Commercial real estate0.2342%756
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2091%1,079
Percentage Net Loans Charged-off: Home equity loans0.2090%292
All other 1-4 family - Percent of loans charged-off, net0.2091%1,083
Percentage Net Loans Charged-off: Commercial and industrial1.6930%1,064
Percentage Net Loans Charged-off: Loans to individuals1.0428%2,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0202%694
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4944%1,286
Percentage Net Loans Charged-off: Total real estate loans0.3435%536
Percentage Net Loans Charged-off:Construction & development0.7883%208
Percentage Net Loans Charged-off: Commercial real estate0.3157%520
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1953%954
Percentage Net Loans Charged-off: Home equity loans0.0644%373
All other 1-4 family - Percent of loans charged-off, net0.2211%865
Percentage Net Loans Charged-off: Commercial and industrial0.9514%1,466
Percentage Net Loans Charged-off: Loans to individuals1.0995%1,945
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2159%563
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5570%1,107
Percentage Net Loans Charged-off: Total real estate loans0.4105%424
Percentage Net Loans Charged-off:Construction & development0.9109%170
Percentage Net Loans Charged-off: Commercial real estate0.4762%355
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0724%1,472
Percentage Net Loans Charged-off: Home equity loans0.0926%291
All other 1-4 family - Percent of loans charged-off, net0.0686%1,465
Percentage Net Loans Charged-off: Commercial and industrial1.3001%1,078
Percentage Net Loans Charged-off: Loans to individuals1.2309%1,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7638%659
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7714%676
Percentage Net Loans Charged-off: Total real estate loans0.6617%226
Percentage Net Loans Charged-off:Construction & development1.8865%75
Percentage Net Loans Charged-off: Commercial real estate0.6469%221
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0137%1,509
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0162%1,401
Percentage Net Loans Charged-off: Commercial and industrial1.2786%862
Percentage Net Loans Charged-off: Loans to individuals1.7249%1,093
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3807%665
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5594%1,484
Percentage Net Loans Charged-off: Total real estate loans0.4975%427
Percentage Net Loans Charged-off:Construction & development2.0057%147
Percentage Net Loans Charged-off: Commercial real estate0.1419%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1031%1,635
Percentage Net Loans Charged-off: Home equity loans0.0859%441
All other 1-4 family - Percent of loans charged-off, net0.1059%1,587
Percentage Net Loans Charged-off: Commercial and industrial0.6834%2,415
Percentage Net Loans Charged-off: Loans to individuals1.1763%1,964
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4130%1,111
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.7314%37
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2669%2,953
Percentage Net Loans Charged-off: Total real estate loans0.1017%1,647
Percentage Net Loans Charged-off:Construction & development-0.0202%8,199
Percentage Net Loans Charged-off: Commercial real estate0.1586%805
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1364%1,252
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1498%1,145
Percentage Net Loans Charged-off: Commercial and industrial0.8263%2,061
Percentage Net Loans Charged-off: Loans to individuals0.7373%3,129
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5135%536
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1997%3,159
Percentage Net Loans Charged-off: Total real estate loans0.0712%331
Percentage Net Loans Charged-off:Construction & development0.1646%110
Percentage Net Loans Charged-off: Commercial real estate0.0581%244
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0816%302
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0874%274
Percentage Net Loans Charged-off: Commercial and industrial0.2326%660
Percentage Net Loans Charged-off: Loans to individuals1.6240%230
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%2,921
Percentage Net Loans Charged-off: Total real estate loans0.0838%310
Percentage Net Loans Charged-off:Construction & development0.6865%42
Percentage Net Loans Charged-off: Commercial real estate0.0484%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0364%593
Percentage Net Loans Charged-off: Home equity loans0.1652%167
All other 1-4 family - Percent of loans charged-off, net0.0298%621
Percentage Net Loans Charged-off: Commercial and industrial0.2301%634
Percentage Net Loans Charged-off: Loans to individuals1.8128%211
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2979%2,479
Percentage Net Loans Charged-off: Total real estate loans0.0866%327
Percentage Net Loans Charged-off:Construction & development0.2355%85
Percentage Net Loans Charged-off: Commercial real estate0.0531%318
Percentage Net Loans Charged-off: Multi-family residential0.1343%97
Percentage Net Loans Charged-off: 1-4 family residential0.0717%387
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0737%347
Percentage Net Loans Charged-off: Commercial and industrial0.3415%466
Percentage Net Loans Charged-off: Loans to individuals3.1646%126
Percentage Net Loans Charged-off: Credit card loans268.0288%2
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2786%2,944
Percentage Net Loans Charged-off: Total real estate loans0.2912%109
Percentage Net Loans Charged-off:Construction & development0.6342%61
Percentage Net Loans Charged-off: Commercial real estate0.4842%90
Percentage Net Loans Charged-off: Multi-family residential0.4707%88
Percentage Net Loans Charged-off: 1-4 family residential0.0240%729
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0244%674
Percentage Net Loans Charged-off: Commercial and industrial-0.0367%1,206
Percentage Net Loans Charged-off: Loans to individuals0.2976%1,065
Percentage Net Loans Charged-off: Credit card loans0.0780%980
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1505%4,838
Percentage Net Loans Charged-off: Total real estate loans0.1339%362
Percentage Net Loans Charged-off:Construction & development0.0816%206
Percentage Net Loans Charged-off: Commercial real estate0.1940%284
Percentage Net Loans Charged-off: Multi-family residential0.1689%164
Percentage Net Loans Charged-off: 1-4 family residential0.0989%373
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.1003%357
Percentage Net Loans Charged-off: Commercial and industrial-0.2998%1,348
Percentage Net Loans Charged-off: Loans to individuals0.6413%772
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3309%2,599
Percentage Net Loans Charged-off: Total real estate loans0.3270%222
Percentage Net Loans Charged-off:Construction & development0.2284%201
Percentage Net Loans Charged-off: Commercial real estate0.0267%560
Percentage Net Loans Charged-off: Multi-family residential1.9828%73
Percentage Net Loans Charged-off: 1-4 family residential0.0025%992
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0025%954
Percentage Net Loans Charged-off: Commercial and industrial-0.0512%1,131
Percentage Net Loans Charged-off: Loans to individuals0.2456%1,068
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0058%8,724
Percentage Net Loans Charged-off: Total real estate loans0.0013%1,069
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.0946%1,309
Percentage Net Loans Charged-off: Multi-family residential0.1565%258
Percentage Net Loans Charged-off: 1-4 family residential0.0057%955
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0058%910
Percentage Net Loans Charged-off: Commercial and industrial0.1494%568
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,287
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0129%11,151
Percentage Net Loans Charged-off: Total real estate loans-0.0226%1,419
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.2315%1,448
Percentage Net Loans Charged-off: Multi-family residential0.0514%340
Percentage Net Loans Charged-off: 1-4 family residential0.0474%708
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0481%672
Percentage Net Loans Charged-off: Commercial and industrial0.3215%661
Percentage Net Loans Charged-off: Loans to individuals-0.0143%1,449
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3310%5,721
Percentage Net Loans Charged-off: Total real estate loans0.3639%565
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate1.5225%292
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0639%734
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0649%701
Percentage Net Loans Charged-off: Commercial and industrial-0.6282%1,430
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,404
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA