Home > Great Southern Bank > Net charge- offs to loans
Great Southern Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,903 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0464% | 4,392 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0857% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0857% | 4,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0561% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1333% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1333% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0780% | 4,486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1089% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0833% | 1,938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1104% | 4,606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2106% | 4,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0566% | 4,494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0710% | 4,107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0141% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0141% | 4,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 3,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1509% | 4,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 3,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0953% | 4,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0083% | 4,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0083% | 4,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0433% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2195% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 3,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1145% | 4,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1145% | 4,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3617% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 3,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1950% | 4,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1950% | 4,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0197% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 3,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 4,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 4,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1871% | 4,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1871% | 4,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,082 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 3,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 3,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1667% | 4,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1667% | 4,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 3,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0602% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0384% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 3,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0509% | 3,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0361% | 3,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0609% | 4,220 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0266% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0266% | 3,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,241 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 3,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 3,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3972% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3972% | 1,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 4,005 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0768% | 3,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0587% | 4,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4523% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0441% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0129% | 4,030 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0677% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4947% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4947% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0798% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,525 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 3,956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 4,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6251% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6251% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 4,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1378% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1378% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0277% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0865% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1105% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2317% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2317% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1321% | 1,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0433% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1888% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1613% | 4,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3682% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3682% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2603% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0875% | 3,820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3565% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1097% | 4,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6669% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6669% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0723% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0143% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 4,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1522% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2692% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2692% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.0692% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0206% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 4,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 3,774 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1481% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1481% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0708% | 4,670 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 4,901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,757 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0481% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4644% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1619% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1619% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0579% | 4,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1274% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0453% | 4,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 5,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5558% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3850% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3850% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0413% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3301% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3435% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3435% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0762% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0654% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1709% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 4,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3493% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3493% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2666% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.1642% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2104% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0196% | 4,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0911% | 4,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2258% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2258% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2802% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.3005% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,004 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0324% | 4,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1545% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4317% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4317% | 487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2751% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3950% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0897% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7352% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7352% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8475% | 323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2978% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 4,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5250% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1528% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 2,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6704% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4109% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2482% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2039% | 600 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4708% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 4,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4872% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4872% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1940% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3701% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3797% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0196% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8660% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0117% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2676% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 4,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4225% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4225% | 1,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3859% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 1,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 4,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2213% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0128% | 4,722 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 3,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 2,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7203% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0781% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0088% | 4,754 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 4,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 4,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3128% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3413% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6372% | 475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0841% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 4,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0652% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 5,581 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 4,796 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3803% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3145% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3145% | 1,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5042% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.1578% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 5,643 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,850 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 5,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1024% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 5,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2679% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3338% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3338% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4872% | 396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 3,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.2907% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1083% | 6,018 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 4,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2165% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2869% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2020% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7778% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4018% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4018% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0088% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2761% | 36 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1478% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.4508% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0103% | 4,996 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2042% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3116% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1827% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0248% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3981% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3981% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6289% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3947% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1793% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 1.0553% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 5,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2307% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4338% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4119% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4119% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6401% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5598% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 1.8163% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0757% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 5,052 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3897% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0000% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6854% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6854% | 1,089 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2636% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7439% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6969% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 0.3390% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8268% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0068% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4503% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4090% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4587% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8416% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2711% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2711% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7327% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8798% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7956% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.3814% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9223% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2329% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5044% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2904% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5476% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2116% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2268% | 2,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4509% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0330% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0834% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.2703% | 1,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4742% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6950% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4756% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3691% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4967% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2097% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2523% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1579% | 381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3904% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4193% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0969% | 854 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8862% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3489% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6272% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7276% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8773% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3214% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7723% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9246% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1425% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 8.0831% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1689% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0236% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5608% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1129% | 1,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6444% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2982% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 3,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7600% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 24.9033% | 28 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1545% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4552% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 9.7168% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1743% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3653% | 354 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6794% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1719% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7726% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6571% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2722% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2722% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5173% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.7090% | 22 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5049% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9556% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 8.3513% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1733% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8933% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0125% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2631% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1415% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8978% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2828% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5722% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 46.3521% | 20 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7880% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0681% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 7.4004% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2537% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 5,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3298% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9947% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3429% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3429% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3925% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7703% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9886% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 3.5534% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9242% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4506% | 404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7891% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7062% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8035% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7584% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3577% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 3,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7921% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7749% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9701% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 4.0969% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9399% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4927% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9257% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8308% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9428% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6901% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3840% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3513% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1614% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8118% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9773% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 4.5282% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3806% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2735% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0553% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8096% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0995% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3889% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3467% | 2,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7688% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6198% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8976% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 5.3298% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0517% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5527% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0963% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3966% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2218% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2884% | 7,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3873% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3287% | 2,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8589% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6953% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9852% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 5.2010% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6619% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4775% | 862 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8502% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7675% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8646% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5468% | 3,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4710% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5488% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8476% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1577% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 4.8446% | 1,156 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0947% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5898% | 669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9825% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5901% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0508% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7274% | 2,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4683% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5407% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6528% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8551% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 5.1725% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2199% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6463% | 522 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7945% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8297% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7884% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1657% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9850% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9563% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9047% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 1.5875% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7447% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1872% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9751% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2591% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9255% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3071% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6073% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6845% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2578% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2005% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 1.1635% | 2,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5892% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2651% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6638% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5169% | 1,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6919% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7034% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8836% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9024% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.7349% | 79 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3735% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3214% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 1.1692% | 2,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8208% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8910% | 329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6028% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5290% | 1,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6172% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0695% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9204% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6717% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0111% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0513% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 1.4302% | 1,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7112% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7414% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7711% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4684% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8303% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7707% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0287% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5993% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8605% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9084% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 1.9942% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3181% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3850% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1876% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4252% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 7,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1784% | 1,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7142% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0408% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6396% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 1.1179% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1386% | 1,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3103% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4968% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5925% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9232% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8189% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5807% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9959% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4631% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.7897% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1341% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3584% | 260 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3198% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9110% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3761% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2289% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4515% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.8695% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3415% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3927% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8707% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6731% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3649% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4504% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4540% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.8660% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0261% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2744% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3332% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0589% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5433% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.1881% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3451% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 0.5033% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2497% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 6,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2102% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1914% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 3,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 2,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6465% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3244% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3261% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.4928% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2174% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0258% | 6,179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5027% | 2,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5566% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2680% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2605% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.3951% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2316% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0381% | 6,166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0784% | 7,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4689% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.2070% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0778% | 6,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5149% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 0.2701% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1040% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3805% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2555% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 2,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7991% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.3229% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 6,228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1464% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4255% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 7,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5843% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7202% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2186% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.3578% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,956 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 6,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1948% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5098% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1156% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 7,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6908% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6825% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.3430% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 8,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0217% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1305% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6093% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.1433% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8088% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1469% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2137% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.1149% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3136% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0302% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4904% | 3,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2414% | 459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4211% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1300% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3555% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 8,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2147% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2165% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9274% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 6,382 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 8,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0472% | 8,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6292% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7289% | 2,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7642% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.8975% | 7 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 8,193 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0964% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6560% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2151% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.8566% | 4 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0268% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 6,304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0971% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4183% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7933% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9706% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 21.2550% | 5 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 7,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 8,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 8,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9347% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0817% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6858% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.3813% | 4 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4722% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.5723% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2342% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2091% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2090% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2091% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6930% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0428% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0202% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4944% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3435% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.7883% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3157% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9514% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0995% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2159% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5570% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4105% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.9109% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4762% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0926% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3001% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2309% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7638% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7714% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6617% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 1.8865% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6469% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2786% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7249% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3807% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5594% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4975% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 2.0057% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1419% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0859% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6834% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1763% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4130% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7314% | 37 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1017% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 8,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1586% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8263% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7373% | 3,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5135% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 331 |
| Percentage Net Loans Charged-off:Construction & development | 0.1646% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2326% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6240% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.6865% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2301% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8128% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2979% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.2355% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1343% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3415% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1646% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 268.0288% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2912% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 0.6342% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4842% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4707% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2976% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0780% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1339% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0816% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1940% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1689% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2998% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6413% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3309% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3270% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 0.2284% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9828% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 8,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0946% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1565% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1494% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 11,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2315% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0514% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3215% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3310% | 5,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3639% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5225% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6282% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |