Home > Great Northern Bank > Income and Expense
Great Northern Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,357 |
| Total interest expense | $242,000 | 5,690 |
| Net interest income | $2,530,000 | 5,269 |
| Provision for loan and lease losses | $-542,000 | 6,603 |
| Total noninterest income | $240,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $163,000 | 4,451 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $77,000 | 5,581 |
| Total noninterest expense | $2,646,000 | 4,900 |
| Salaries and employee benefits | $1,446,000 | 4,848 |
| Premises and equipment expense | $271,000 | 5,043 |
| Additional noninterest expense | $929,000 | 4,736 |
| Pre-tax net operating income | $666,000 | 4,662 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $666,000 | 4,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $666,000 | 4,522 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $666,000 | 4,522 |
| Net charge-offs | $-137,000 | 6,577 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $666,000 | 4,456 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 5,379 |
| Total interest expense | $183,000 | 5,783 |
| Net interest income | $1,944,000 | 5,276 |
| Provision for loan and lease losses | $-192,000 | 6,623 |
| Total noninterest income | $140,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $125,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,000 | 6,323 |
| Total noninterest expense | $1,969,000 | 4,943 |
| Salaries and employee benefits | $1,083,000 | 4,886 |
| Premises and equipment expense | $209,000 | 5,041 |
| Additional noninterest expense | $677,000 | 4,831 |
| Pre-tax net operating income | $307,000 | 5,316 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $307,000 | 5,229 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $307,000 | 5,230 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $307,000 | 5,231 |
| Net charge-offs | $41,000 | 4,008 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $307,000 | 5,145 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 5,361 |
| Total interest expense | $124,000 | 5,828 |
| Net interest income | $1,332,000 | 5,231 |
| Provision for loan and lease losses | $-169,000 | 6,721 |
| Total noninterest income | $70,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $82,000 | 4,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-12,000 | 6,693 |
| Total noninterest expense | $1,283,000 | 5,019 |
| Salaries and employee benefits | $732,000 | 4,868 |
| Premises and equipment expense | $144,000 | 4,983 |
| Additional noninterest expense | $407,000 | 5,056 |
| Pre-tax net operating income | $288,000 | 4,913 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $288,000 | 4,820 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $288,000 | 4,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $288,000 | 4,825 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $288,000 | 4,694 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 5,322 |
| Total interest expense | $67,000 | 5,808 |
| Net interest income | $694,000 | 5,183 |
| Provision for loan and lease losses | $-100,000 | 6,845 |
| Total noninterest income | $69,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $648,000 | 5,039 |
| Salaries and employee benefits | $375,000 | 4,837 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $199,000 | 5,159 |
| Pre-tax net operating income | $215,000 | 4,366 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $215,000 | 4,151 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $215,000 | 4,153 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $215,000 | 4,153 |
| Net charge-offs | $-15,000 | 6,346 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $215,000 | 4,055 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 5,421 |
| Total interest expense | $302,000 | 5,963 |
| Net interest income | $2,794,000 | 5,263 |
| Provision for loan and lease losses | $-8,000 | 6,816 |
| Total noninterest income | $125,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $163,000 | 4,629 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-38,000 | 6,660 |
| Total noninterest expense | $2,599,000 | 5,086 |
| Salaries and employee benefits | $1,450,000 | 4,922 |
| Premises and equipment expense | $253,000 | 5,327 |
| Additional noninterest expense | $896,000 | 5,032 |
| Pre-tax net operating income | $328,000 | 5,344 |
| Securities gains (losses) | $87,000 | 2,373 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $415,000 | 5,157 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $415,000 | 5,156 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $415,000 | 5,157 |
| Net charge-offs | $285,000 | 3,363 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $328,000 | 5,200 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 5,524 |
| Total interest expense | $231,000 | 6,078 |
| Net interest income | $2,081,000 | 5,354 |
| Provision for loan and lease losses | $76,000 | 4,632 |
| Total noninterest income | $26,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-95,000 | 6,912 |
| Total noninterest expense | $1,942,000 | 5,133 |
| Salaries and employee benefits | $1,090,000 | 4,954 |
| Premises and equipment expense | $192,000 | 5,336 |
| Additional noninterest expense | $660,000 | 5,123 |
| Pre-tax net operating income | $89,000 | 6,035 |
| Securities gains (losses) | $87,000 | 2,072 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $176,000 | 5,824 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $176,000 | 5,823 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $176,000 | 5,823 |
| Net charge-offs | $283,000 | 2,898 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $89,000 | 6,011 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 5,548 |
| Total interest expense | $157,000 | 6,146 |
| Net interest income | $1,392,000 | 5,370 |
| Provision for loan and lease losses | $85,000 | 4,069 |
| Total noninterest income | $16,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-63,000 | 6,968 |
| Total noninterest expense | $1,281,000 | 5,190 |
| Salaries and employee benefits | $718,000 | 5,019 |
| Premises and equipment expense | $136,000 | 5,240 |
| Additional noninterest expense | $427,000 | 5,211 |
| Pre-tax net operating income | $42,000 | 6,136 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $42,000 | 6,267 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $42,000 | 6,267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $42,000 | 6,267 |
| Net charge-offs | $291,000 | 2,355 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $42,000 | 6,129 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,593 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $694,000 | 5,416 |
| Provision for loan and lease losses | $116,000 | 2,718 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-28,000 | 7,043 |
| Total noninterest expense | $629,000 | 5,258 |
| Salaries and employee benefits | $357,000 | 5,063 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $202,000 | 5,337 |
| Pre-tax net operating income | $-39,000 | 6,584 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-39,000 | 6,680 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-39,000 | 6,682 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-39,000 | 6,682 |
| Net charge-offs | $320,000 | 1,429 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-39,000 | 6,594 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,378,000 | 5,528 |
| Total interest expense | $384,000 | 6,263 |
| Net interest income | $2,994,000 | 5,273 |
| Provision for loan and lease losses | $96,000 | 5,397 |
| Total noninterest income | $182,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $166,000 | 4,718 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $16,000 | 6,440 |
| Total noninterest expense | $2,778,000 | 5,087 |
| Salaries and employee benefits | $1,495,000 | 4,970 |
| Premises and equipment expense | $108,000 | 6,763 |
| Additional noninterest expense | $1,175,000 | 4,514 |
| Pre-tax net operating income | $302,000 | 5,233 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $347,000 | 5,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $347,000 | 5,104 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $347,000 | 5,104 |
| Net charge-offs | $323,000 | 3,718 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $302,000 | 5,123 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 5,589 |
| Total interest expense | $292,000 | 6,353 |
| Net interest income | $2,228,000 | 5,328 |
| Provision for loan and lease losses | $81,000 | 5,191 |
| Total noninterest income | $193,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $124,000 | 4,741 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $69,000 | 5,495 |
| Total noninterest expense | $2,142,000 | 5,018 |
| Salaries and employee benefits | $1,122,000 | 4,964 |
| Premises and equipment expense | $110,000 | 6,490 |
| Additional noninterest expense | $910,000 | 4,416 |
| Pre-tax net operating income | $198,000 | 5,476 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $198,000 | 5,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,495 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $198,000 | 5,495 |
| Net charge-offs | $131,000 | 4,154 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $198,000 | 5,360 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 5,660 |
| Total interest expense | $199,000 | 6,428 |
| Net interest income | $1,468,000 | 5,391 |
| Provision for loan and lease losses | $81,000 | 4,635 |
| Total noninterest income | $133,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $82,000 | 4,746 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,440 |
| Total noninterest expense | $1,432,000 | 5,061 |
| Salaries and employee benefits | $729,000 | 5,067 |
| Premises and equipment expense | $160,000 | 5,181 |
| Additional noninterest expense | $543,000 | 4,789 |
| Pre-tax net operating income | $88,000 | 5,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $88,000 | 5,769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,768 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $88,000 | 5,769 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $88,000 | 5,688 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 5,724 |
| Total interest expense | $103,000 | 6,477 |
| Net interest income | $718,000 | 5,443 |
| Provision for loan and lease losses | $37,000 | 4,473 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $727,000 | 5,056 |
| Salaries and employee benefits | $363,000 | 5,132 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $280,000 | 4,708 |
| Pre-tax net operating income | $24,000 | 6,052 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $24,000 | 6,068 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $24,000 | 6,067 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $24,000 | 6,068 |
| Net charge-offs | $78,000 | 2,978 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $24,000 | 6,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 5,548 |
| Total interest expense | $604,000 | 6,247 |
| Net interest income | $3,160,000 | 5,224 |
| Provision for loan and lease losses | $1,572,000 | 2,398 |
| Total noninterest income | $-52,000 | 7,349 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 4,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-242,000 | 7,307 |
| Total noninterest expense | $3,393,000 | 4,677 |
| Salaries and employee benefits | $1,649,000 | 4,786 |
| Premises and equipment expense | $363,000 | 4,981 |
| Additional noninterest expense | $1,381,000 | 4,229 |
| Pre-tax net operating income | $-1,857,000 | 6,735 |
| Securities gains (losses) | $50,000 | 2,657 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,807,000 | 6,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,807,000 | 6,811 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,807,000 | 6,811 |
| Net charge-offs | $1,816,000 | 1,974 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,857,000 | 6,793 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 5,637 |
| Total interest expense | $489,000 | 6,244 |
| Net interest income | $2,341,000 | 5,324 |
| Provision for loan and lease losses | $1,466,000 | 2,006 |
| Total noninterest income | $210,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $144,000 | 4,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $66,000 | 5,719 |
| Total noninterest expense | $2,618,000 | 4,622 |
| Salaries and employee benefits | $1,274,000 | 4,731 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $1,062,000 | 4,142 |
| Pre-tax net operating income | $-1,533,000 | 6,971 |
| Securities gains (losses) | $37,000 | 2,611 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,496,000 | 7,049 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,496,000 | 7,048 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,496,000 | 7,049 |
| Net charge-offs | $963,000 | 2,232 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,533,000 | 7,030 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 5,684 |
| Total interest expense | $342,000 | 6,252 |
| Net interest income | $1,544,000 | 5,360 |
| Provision for loan and lease losses | $1,112,000 | 1,834 |
| Total noninterest income | $155,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $90,000 | 4,671 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $1,864,000 | 4,445 |
| Salaries and employee benefits | $875,000 | 4,673 |
| Premises and equipment expense | $199,000 | 4,885 |
| Additional noninterest expense | $790,000 | 3,825 |
| Pre-tax net operating income | $-1,277,000 | 7,110 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,277,000 | 7,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,277,000 | 7,177 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,277,000 | 7,178 |
| Net charge-offs | $794,000 | 1,946 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,277,000 | 7,161 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 5,710 |
| Total interest expense | $183,000 | 6,244 |
| Net interest income | $775,000 | 5,386 |
| Provision for loan and lease losses | $975,000 | 1,196 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 5,161 |
| Total noninterest expense | $978,000 | 4,343 |
| Salaries and employee benefits | $456,000 | 4,613 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $412,000 | 3,726 |
| Pre-tax net operating income | $-1,097,000 | 7,442 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,097,000 | 7,489 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,097,000 | 7,490 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,097,000 | 7,490 |
| Net charge-offs | $276,000 | 2,109 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,097,000 | 7,482 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 5,330 |
| Total interest expense | $1,018,000 | 5,993 |
| Net interest income | $3,636,000 | 4,868 |
| Provision for loan and lease losses | $926,000 | 3,614 |
| Total noninterest income | $228,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $243,000 | 4,280 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-15,000 | 7,480 |
| Total noninterest expense | $3,785,000 | 4,487 |
| Salaries and employee benefits | $1,914,000 | 4,501 |
| Premises and equipment expense | $464,000 | 4,588 |
| Additional noninterest expense | $1,407,000 | 4,256 |
| Pre-tax net operating income | $-847,000 | 6,195 |
| Securities gains (losses) | $177,000 | 1,646 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-670,000 | 6,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-670,000 | 6,176 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-670,000 | 6,176 |
| Net charge-offs | $485,000 | 3,834 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 394 |
| Net operating income | $-847,000 | 6,293 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 5,340 |
| Total interest expense | $802,000 | 6,022 |
| Net interest income | $2,759,000 | 4,827 |
| Provision for loan and lease losses | $700,000 | 3,273 |
| Total noninterest income | $131,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $192,000 | 4,202 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-61,000 | 7,772 |
| Total noninterest expense | $2,732,000 | 4,610 |
| Salaries and employee benefits | $1,449,000 | 4,486 |
| Premises and equipment expense | $347,000 | 4,634 |
| Additional noninterest expense | $936,000 | 4,605 |
| Pre-tax net operating income | $-542,000 | 6,366 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-422,000 | 6,356 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-422,000 | 6,357 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-422,000 | 6,356 |
| Net charge-offs | $498,000 | 3,050 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 320 |
| Net operating income | $-542,000 | 6,454 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 5,297 |
| Total interest expense | $560,000 | 6,051 |
| Net interest income | $1,888,000 | 4,746 |
| Provision for loan and lease losses | $500,000 | 2,961 |
| Total noninterest income | $139,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $1,823,000 | 4,648 |
| Salaries and employee benefits | $996,000 | 4,450 |
| Premises and equipment expense | $260,000 | 4,352 |
| Additional noninterest expense | $567,000 | 4,891 |
| Pre-tax net operating income | $-296,000 | 6,421 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-176,000 | 6,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-176,000 | 6,337 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-176,000 | 6,337 |
| Net charge-offs | $361,000 | 2,718 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 258 |
| Net operating income | $-296,000 | 6,519 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,309 |
| Total interest expense | $304,000 | 5,984 |
| Net interest income | $931,000 | 4,783 |
| Provision for loan and lease losses | $160,000 | 3,128 |
| Total noninterest income | $81,000 | 5,555 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $897,000 | 4,621 |
| Salaries and employee benefits | $524,000 | 4,319 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $245,000 | 5,000 |
| Pre-tax net operating income | $-45,000 | 6,482 |
| Securities gains (losses) | $72,000 | 1,140 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $27,000 | 6,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $27,000 | 6,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $27,000 | 6,050 |
| Net charge-offs | $242,000 | 1,987 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-45,000 | 6,519 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 5,359 |
| Total interest expense | $1,692,000 | 5,709 |
| Net interest income | $3,483,000 | 4,992 |
| Provision for loan and lease losses | $2,660,000 | 1,509 |
| Total noninterest income | $540,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $303,000 | 3,999 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $237,000 | 4,550 |
| Total noninterest expense | $3,844,000 | 4,364 |
| Salaries and employee benefits | $2,002,000 | 4,448 |
| Premises and equipment expense | $589,000 | 3,998 |
| Additional noninterest expense | $1,253,000 | 4,148 |
| Pre-tax net operating income | $-2,481,000 | 7,484 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,480,000 | 7,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,480,000 | 7,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,842,000 | 1,362 |
| Cash dividends | $62,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,481,000 | 7,588 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 5,372 |
| Total interest expense | $1,322,000 | 5,726 |
| Net interest income | $2,636,000 | 5,003 |
| Provision for loan and lease losses | $1,760,000 | 1,287 |
| Total noninterest income | $393,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 4,802 |
| Total noninterest expense | $2,824,000 | 4,415 |
| Salaries and employee benefits | $1,491,000 | 4,501 |
| Premises and equipment expense | $462,000 | 3,870 |
| Additional noninterest expense | $871,000 | 4,307 |
| Pre-tax net operating income | $-1,555,000 | 7,747 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,555,000 | 7,722 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,555,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,533,000 | 998 |
| Cash dividends | $62,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,555,000 | 7,816 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,444 |
| Total interest expense | $910,000 | 5,799 |
| Net interest income | $1,727,000 | 5,059 |
| Provision for loan and lease losses | $290,000 | 2,610 |
| Total noninterest income | $304,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $151,000 | 4,042 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $153,000 | 4,281 |
| Total noninterest expense | $1,912,000 | 4,382 |
| Salaries and employee benefits | $987,000 | 4,562 |
| Premises and equipment expense | $326,000 | 3,711 |
| Additional noninterest expense | $599,000 | 4,198 |
| Pre-tax net operating income | $-171,000 | 7,292 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-171,000 | 7,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $62,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-171,000 | 7,341 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 5,432 |
| Total interest expense | $498,000 | 5,777 |
| Net interest income | $874,000 | 5,029 |
| Provision for loan and lease losses | $190,000 | 1,878 |
| Total noninterest income | $153,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $920,000 | 4,508 |
| Salaries and employee benefits | $504,000 | 4,524 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $255,000 | 4,622 |
| Pre-tax net operating income | $-83,000 | 7,506 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-83,000 | 7,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-83,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $62,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-83,000 | 7,560 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 5,145 |
| Total interest expense | $2,685,000 | 5,075 |
| Net interest income | $3,460,000 | 5,073 |
| Provision for loan and lease losses | $916,000 | 1,522 |
| Total noninterest income | $602,000 | 4,638 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $238,000 | 4,556 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $364,000 | 3,914 |
| Total noninterest expense | $3,773,000 | 4,300 |
| Salaries and employee benefits | $1,960,000 | 4,448 |
| Premises and equipment expense | $723,000 | 3,358 |
| Additional noninterest expense | $1,090,000 | 4,360 |
| Pre-tax net operating income | $-627,000 | 7,887 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-627,000 | 7,963 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-627,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,180,000 | 908 |
| Cash dividends | $235,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-627,000 | 7,954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,158 |
| Total interest expense | $2,069,000 | 5,018 |
| Net interest income | $2,543,000 | 5,157 |
| Provision for loan and lease losses | $254,000 | 2,588 |
| Total noninterest income | $436,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $174,000 | 4,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $262,000 | 4,006 |
| Total noninterest expense | $2,767,000 | 4,346 |
| Salaries and employee benefits | $1,467,000 | 4,442 |
| Premises and equipment expense | $522,000 | 3,440 |
| Additional noninterest expense | $778,000 | 4,460 |
| Pre-tax net operating income | $-42,000 | 7,720 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-42,000 | 7,764 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-42,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,123 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-42,000 | 7,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 5,181 |
| Total interest expense | $1,384,000 | 5,022 |
| Net interest income | $1,686,000 | 5,203 |
| Provision for loan and lease losses | $254,000 | 1,768 |
| Total noninterest income | $274,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $159,000 | 4,210 |
| Total noninterest expense | $1,850,000 | 4,359 |
| Salaries and employee benefits | $973,000 | 4,496 |
| Premises and equipment expense | $348,000 | 3,460 |
| Additional noninterest expense | $529,000 | 4,416 |
| Pre-tax net operating income | $-144,000 | 8,034 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-144,000 | 8,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-144,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 869 |
| Cash dividends | $115,000 | 4,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-144,000 | 8,057 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 5,226 |
| Total interest expense | $664,000 | 5,118 |
| Net interest income | $847,000 | 5,192 |
| Provision for loan and lease losses | $254,000 | 950 |
| Total noninterest income | $132,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $955,000 | 4,274 |
| Salaries and employee benefits | $494,000 | 4,476 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $-230,000 | 8,336 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-230,000 | 8,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-230,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 555 |
| Cash dividends | $55,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-230,000 | 8,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 4,928 |
| Total interest expense | $2,400,000 | 4,925 |
| Net interest income | $3,742,000 | 4,857 |
| Provision for loan and lease losses | $375,000 | 2,388 |
| Total noninterest income | $529,000 | 5,001 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $221,000 | 4,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $308,000 | 4,253 |
| Total noninterest expense | $3,380,000 | 4,502 |
| Salaries and employee benefits | $1,823,000 | 4,573 |
| Premises and equipment expense | $646,000 | 3,560 |
| Additional noninterest expense | $911,000 | 4,817 |
| Pre-tax net operating income | $516,000 | 6,432 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $516,000 | 6,088 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $516,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,753 |
| Cash dividends | $700,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $516,000 | 6,086 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,553,000 | 4,947 |
| Total interest expense | $1,771,000 | 4,897 |
| Net interest income | $2,782,000 | 4,906 |
| Provision for loan and lease losses | $220,000 | 2,716 |
| Total noninterest income | $393,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $161,000 | 4,884 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 4,236 |
| Total noninterest expense | $2,511,000 | 4,520 |
| Salaries and employee benefits | $1,356,000 | 4,576 |
| Premises and equipment expense | $483,000 | 3,568 |
| Additional noninterest expense | $672,000 | 4,849 |
| Pre-tax net operating income | $444,000 | 6,442 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $444,000 | 6,019 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $444,000 | 6,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $650,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $444,000 | 6,016 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 4,945 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $1,861,000 | 4,924 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $241,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 4,414 |
| Total noninterest expense | $1,634,000 | 4,606 |
| Salaries and employee benefits | $909,000 | 4,586 |
| Premises and equipment expense | $301,000 | 3,763 |
| Additional noninterest expense | $424,000 | 5,011 |
| Pre-tax net operating income | $416,000 | 5,815 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $416,000 | 5,291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $416,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $514,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $416,000 | 5,290 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,978 |
| Total interest expense | $548,000 | 4,854 |
| Net interest income | $909,000 | 4,999 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $117,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $809,000 | 4,656 |
| Salaries and employee benefits | $448,000 | 4,658 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $213,000 | 4,982 |
| Pre-tax net operating income | $199,000 | 5,854 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $199,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $199,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $90,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $199,000 | 5,370 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 5,191 |
| Total interest expense | $1,424,000 | 5,364 |
| Net interest income | $3,513,000 | 5,006 |
| Provision for loan and lease losses | $208,000 | 3,528 |
| Total noninterest income | $458,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $199,000 | 5,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $259,000 | 4,657 |
| Total noninterest expense | $2,951,000 | 4,819 |
| Salaries and employee benefits | $1,517,000 | 5,004 |
| Premises and equipment expense | $590,000 | 3,710 |
| Additional noninterest expense | $844,000 | 4,978 |
| Pre-tax net operating income | $812,000 | 5,844 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $809,000 | 5,316 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $809,000 | 5,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $276,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 908 |
| Net operating income | $809,000 | 5,293 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,352 |
| Total interest expense | $973,000 | 5,512 |
| Net interest income | $2,525,000 | 5,150 |
| Provision for loan and lease losses | $208,000 | 2,895 |
| Total noninterest income | $344,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $152,000 | 5,043 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,690 |
| Total noninterest expense | $2,119,000 | 4,949 |
| Salaries and employee benefits | $1,083,000 | 5,157 |
| Premises and equipment expense | $424,000 | 3,804 |
| Additional noninterest expense | $612,000 | 5,052 |
| Pre-tax net operating income | $542,000 | 6,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $539,000 | 5,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $539,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $194,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 747 |
| Net operating income | $539,000 | 5,688 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 5,488 |
| Total interest expense | $576,000 | 5,675 |
| Net interest income | $1,599,000 | 5,291 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $213,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $96,000 | 5,125 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $1,364,000 | 5,061 |
| Salaries and employee benefits | $691,000 | 5,281 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $395,000 | 5,130 |
| Pre-tax net operating income | $308,000 | 6,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $305,000 | 6,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $305,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $305,000 | 6,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 5,726 |
| Total interest expense | $241,000 | 6,068 |
| Net interest income | $760,000 | 5,497 |
| Provision for loan and lease losses | $97,000 | 2,118 |
| Total noninterest income | $98,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $655,000 | 5,225 |
| Salaries and employee benefits | $336,000 | 5,419 |
| Premises and equipment expense | $136,000 | 3,941 |
| Additional noninterest expense | $183,000 | 5,373 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,000 | 6,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 6,010 |
| Total interest expense | $760,000 | 6,392 |
| Net interest income | $2,698,000 | 5,758 |
| Provision for loan and lease losses | $142,000 | 4,359 |
| Total noninterest income | $411,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $178,000 | 5,459 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $2,455,000 | 5,369 |
| Salaries and employee benefits | $1,238,000 | 5,598 |
| Premises and equipment expense | $483,000 | 4,199 |
| Additional noninterest expense | $734,000 | 5,365 |
| Pre-tax net operating income | $512,000 | 6,678 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,000 | 6,965 |
| Income before extraordinary items | $508,000 | 6,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $508,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,821 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 608 |
| Net operating income | $508,000 | 6,255 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 6,127 |
| Total interest expense | $544,000 | 6,486 |
| Net interest income | $1,941,000 | 5,892 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $292,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $125,000 | 5,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 4,888 |
| Total noninterest expense | $1,832,000 | 5,354 |
| Salaries and employee benefits | $921,000 | 5,594 |
| Premises and equipment expense | $351,000 | 4,276 |
| Additional noninterest expense | $560,000 | 5,280 |
| Pre-tax net operating income | $311,000 | 7,143 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $307,000 | 6,847 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $307,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 470 |
| Net operating income | $307,000 | 6,776 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,234 |
| Total interest expense | $347,000 | 6,637 |
| Net interest income | $1,263,000 | 5,982 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $1,181,000 | 5,490 |
| Salaries and employee benefits | $607,000 | 5,659 |
| Premises and equipment expense | $71,000 | 7,432 |
| Additional noninterest expense | $503,000 | 4,291 |
| Pre-tax net operating income | $192,000 | 7,246 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $188,000 | 7,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $188,000 | 6,932 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,325 |
| Total interest expense | $168,000 | 6,778 |
| Net interest income | $619,000 | 6,048 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $557,000 | 5,684 |
| Salaries and employee benefits | $301,000 | 5,724 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $103,000 | 6,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $103,000 | 6,720 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 6,539 |
| Total interest expense | $768,000 | 6,810 |
| Net interest income | $2,209,000 | 6,301 |
| Provision for loan and lease losses | $101,000 | 5,298 |
| Total noninterest income | $282,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $172,000 | 5,589 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $110,000 | 6,367 |
| Total noninterest expense | $2,141,000 | 5,764 |
| Salaries and employee benefits | $990,000 | 6,301 |
| Premises and equipment expense | $414,000 | 4,625 |
| Additional noninterest expense | $737,000 | 5,332 |
| Pre-tax net operating income | $249,000 | 7,644 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $249,000 | 7,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $249,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,000 | 7,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 6,637 |
| Total interest expense | $576,000 | 6,960 |
| Net interest income | $1,646,000 | 6,367 |
| Provision for loan and lease losses | $61,000 | 5,492 |
| Total noninterest income | $203,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $1,564,000 | 5,837 |
| Salaries and employee benefits | $747,000 | 6,249 |
| Premises and equipment expense | $261,000 | 5,184 |
| Additional noninterest expense | $556,000 | 5,282 |
| Pre-tax net operating income | $224,000 | 7,594 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $224,000 | 7,428 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $224,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $224,000 | 7,272 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 6,771 |
| Total interest expense | $385,000 | 7,068 |
| Net interest income | $1,062,000 | 6,463 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $110,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $997,000 | 5,994 |
| Salaries and employee benefits | $480,000 | 6,405 |
| Premises and equipment expense | $161,000 | 5,416 |
| Additional noninterest expense | $356,000 | 5,420 |
| Pre-tax net operating income | $118,000 | 7,863 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $118,000 | 7,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $118,000 | 7,593 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 6,896 |
| Total interest expense | $198,000 | 7,097 |
| Net interest income | $507,000 | 6,607 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $424,000 | 6,540 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $142,000 | 6,123 |
| Pre-tax net operating income | $85,000 | 7,440 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 7,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $85,000 | 7,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 7,440 |
| Total interest expense | $728,000 | 7,732 |
| Net interest income | $1,677,000 | 7,150 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $131,000 | 8,052 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $1,467,000 | 6,907 |
| Salaries and employee benefits | $699,000 | 7,272 |
| Premises and equipment expense | $210,000 | 6,659 |
| Additional noninterest expense | $558,000 | 6,179 |
| Pre-tax net operating income | $186,000 | 7,977 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $136,000 | 5,634 |
| Income before extraordinary items | $59,000 | 8,517 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $59,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,276 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $53,240 | 8,457 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 8,461 |
| Total interest expense | $805,000 | 8,422 |
| Net interest income | $953,000 | 8,383 |
| Provision for loan and lease losses | $147,000 | 4,839 |
| Total noninterest income | $114,000 | 8,320 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $1,111,000 | 7,663 |
| Salaries and employee benefits | $512,000 | 8,119 |
| Premises and equipment expense | $172,000 | 7,186 |
| Additional noninterest expense | $427,000 | 6,946 |
| Pre-tax net operating income | $-191,000 | 8,958 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-191,000 | 9,042 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-191,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-191,000 | 8,985 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 9,440 |
| Total interest expense | $459,000 | 9,324 |
| Net interest income | $486,000 | 9,479 |
| Provision for loan and lease losses | $98,000 | 5,381 |
| Total noninterest income | $48,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $828,000 | 8,484 |
| Salaries and employee benefits | $403,000 | 8,737 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $296,000 | 7,974 |
| Pre-tax net operating income | $-392,000 | 9,475 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-392,000 | 9,510 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-392,000 | 9,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-392,000 | 9,511 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 10,200 |
| Total interest expense | $26,000 | 10,135 |
| Net interest income | $39,000 | 10,199 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $321,000 | 10,026 |
| Salaries and employee benefits | $121,000 | 10,104 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $146,000 | 9,543 |
| Pre-tax net operating income | $-309,000 | 9,717 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-309,000 | 9,769 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-309,000 | 9,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 396 |
| Net operating income | $-309,000 | 9,751 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.