Home > Great Lakes Bank > Income and Expense
Great Lakes Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,416,000 | 1,421 |
| Total interest expense | $690,000 | 2,788 |
| Net interest income | $12,726,000 | 1,318 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,418,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,075,000 | 928 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,343,000 | 1,585 |
| Total noninterest expense | $12,894,000 | 1,176 |
| Salaries and employee benefits | $6,513,000 | 1,240 |
| Premises and equipment expense | $2,207,000 | 837 |
| Additional noninterest expense | $4,174,000 | 1,185 |
| Pre-tax net operating income | $2,250,000 | 2,317 |
| Securities gains (losses) | $2,486,000 | 72 |
| Applicable income taxes | $1,717,000 | 903 |
| Income before extraordinary items | $3,019,000 | 1,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,019,000 | 1,570 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,019,000 | 1,570 |
| Net charge-offs | $677,000 | 920 |
| Cash dividends | $2,800,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,427,960 | 2,771 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,068,000 | 1,396 |
| Total interest expense | $463,000 | 2,790 |
| Net interest income | $8,605,000 | 1,294 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,586,000 | 1,499 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $713,000 | 920 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $873,000 | 1,597 |
| Total noninterest expense | $8,554,000 | 1,175 |
| Salaries and employee benefits | $4,004,000 | 1,329 |
| Premises and equipment expense | $1,560,000 | 803 |
| Additional noninterest expense | $2,990,000 | 1,089 |
| Pre-tax net operating income | $1,637,000 | 2,130 |
| Securities gains (losses) | $705,000 | 171 |
| Applicable income taxes | $820,000 | 1,113 |
| Income before extraordinary items | $1,522,000 | 1,954 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,522,000 | 1,958 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,522,000 | 1,957 |
| Net charge-offs | $329,000 | 1,189 |
| Cash dividends | $1,120,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,063,750 | 2,490 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 1,404 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $4,276,000 | 1,299 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $800,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $360,000 | 903 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $440,000 | 1,535 |
| Total noninterest expense | $4,019,000 | 1,259 |
| Salaries and employee benefits | $2,012,000 | 1,339 |
| Premises and equipment expense | $790,000 | 808 |
| Additional noninterest expense | $1,217,000 | 1,315 |
| Pre-tax net operating income | $1,057,000 | 1,691 |
| Securities gains (losses) | $74,000 | 528 |
| Applicable income taxes | $370,000 | 1,141 |
| Income before extraordinary items | $761,000 | 1,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $761,000 | 1,893 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $761,000 | 1,893 |
| Net charge-offs | $166,000 | 1,059 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $711,420 | 1,934 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,867,000 | 1,346 |
| Total interest expense | $1,573,000 | 2,073 |
| Net interest income | $17,294,000 | 1,274 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $4,377,000 | 1,249 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,350,000 | 1,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,027,000 | 1,142 |
| Total noninterest expense | $16,927,000 | 1,205 |
| Salaries and employee benefits | $7,939,000 | 1,338 |
| Premises and equipment expense | $2,958,000 | 826 |
| Additional noninterest expense | $6,030,000 | 1,126 |
| Pre-tax net operating income | $4,744,000 | 1,487 |
| Securities gains (losses) | $261,000 | 753 |
| Applicable income taxes | $1,386,000 | 1,182 |
| Income before extraordinary items | $3,619,000 | 1,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,619,000 | 1,640 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,619,000 | 1,641 |
| Net charge-offs | $506,000 | 2,007 |
| Cash dividends | $2,500,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,431,080 | 1,664 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,248,000 | 1,345 |
| Total interest expense | $1,287,000 | 1,997 |
| Net interest income | $12,961,000 | 1,272 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,757,000 | 1,419 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $970,000 | 1,068 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,787,000 | 1,369 |
| Total noninterest expense | $12,299,000 | 1,237 |
| Salaries and employee benefits | $5,942,000 | 1,343 |
| Premises and equipment expense | $2,200,000 | 839 |
| Additional noninterest expense | $4,157,000 | 1,203 |
| Pre-tax net operating income | $3,419,000 | 1,568 |
| Securities gains (losses) | $261,000 | 705 |
| Applicable income taxes | $1,077,000 | 1,183 |
| Income before extraordinary items | $2,603,000 | 1,719 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,603,000 | 1,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,603,000 | 1,723 |
| Net charge-offs | $519,000 | 1,549 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,417,690 | 1,775 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,603,000 | 1,323 |
| Total interest expense | $868,000 | 1,999 |
| Net interest income | $8,735,000 | 1,246 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,563,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $637,000 | 1,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $926,000 | 1,675 |
| Total noninterest expense | $8,124,000 | 1,244 |
| Salaries and employee benefits | $4,029,000 | 1,322 |
| Premises and equipment expense | $1,414,000 | 861 |
| Additional noninterest expense | $2,681,000 | 1,239 |
| Pre-tax net operating income | $2,174,000 | 1,605 |
| Securities gains (losses) | $126,000 | 964 |
| Applicable income taxes | $756,000 | 1,137 |
| Income before extraordinary items | $1,544,000 | 1,885 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,544,000 | 1,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,544,000 | 1,891 |
| Net charge-offs | $456,000 | 1,326 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,459,580 | 1,893 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 1,301 |
| Total interest expense | $437,000 | 2,034 |
| Net interest income | $4,453,000 | 1,222 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $984,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $315,000 | 1,063 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $669,000 | 1,291 |
| Total noninterest expense | $4,164,000 | 1,226 |
| Salaries and employee benefits | $2,084,000 | 1,292 |
| Premises and equipment expense | $705,000 | 884 |
| Additional noninterest expense | $1,375,000 | 1,195 |
| Pre-tax net operating income | $1,273,000 | 1,389 |
| Securities gains (losses) | $65,000 | 814 |
| Applicable income taxes | $462,000 | 980 |
| Income before extraordinary items | $876,000 | 1,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $876,000 | 1,660 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $876,000 | 1,660 |
| Net charge-offs | $226,000 | 1,260 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $833,750 | 1,655 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,248,000 | 1,250 |
| Total interest expense | $2,277,000 | 1,917 |
| Net interest income | $18,971,000 | 1,162 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $3,100,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,583,000 | 896 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,517,000 | 1,836 |
| Total noninterest expense | $19,206,000 | 1,043 |
| Salaries and employee benefits | $8,896,000 | 1,188 |
| Premises and equipment expense | $3,305,000 | 729 |
| Additional noninterest expense | $7,005,000 | 998 |
| Pre-tax net operating income | $2,265,000 | 2,593 |
| Securities gains (losses) | $366,000 | 1,192 |
| Applicable income taxes | $471,000 | 2,246 |
| Income before extraordinary items | $2,160,000 | 2,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,160,000 | 2,449 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,160,000 | 2,450 |
| Net charge-offs | $377,000 | 3,014 |
| Cash dividends | $1,800,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,859,880 | 2,599 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,209,000 | 1,262 |
| Total interest expense | $1,770,000 | 1,926 |
| Net interest income | $14,439,000 | 1,157 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $1,676,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,224,000 | 874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $452,000 | 3,098 |
| Total noninterest expense | $13,898,000 | 1,077 |
| Salaries and employee benefits | $6,500,000 | 1,210 |
| Premises and equipment expense | $2,391,000 | 759 |
| Additional noninterest expense | $5,007,000 | 1,031 |
| Pre-tax net operating income | $1,617,000 | 2,743 |
| Securities gains (losses) | $285,000 | 1,162 |
| Applicable income taxes | $524,000 | 1,888 |
| Income before extraordinary items | $1,378,000 | 2,790 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,378,000 | 2,791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,378,000 | 2,790 |
| Net charge-offs | $224,000 | 3,164 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,172,800 | 2,974 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,986,000 | 1,252 |
| Total interest expense | $1,217,000 | 1,936 |
| Net interest income | $9,769,000 | 1,145 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $897,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $850,000 | 817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,512 |
| Total noninterest expense | $9,293,000 | 1,073 |
| Salaries and employee benefits | $4,405,000 | 1,190 |
| Premises and equipment expense | $1,543,000 | 783 |
| Additional noninterest expense | $3,345,000 | 1,040 |
| Pre-tax net operating income | $773,000 | 3,345 |
| Securities gains (losses) | $285,000 | 894 |
| Applicable income taxes | $249,000 | 2,246 |
| Income before extraordinary items | $809,000 | 3,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $809,000 | 3,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $809,000 | 3,013 |
| Net charge-offs | $378,000 | 2,060 |
| Cash dividends | $800,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $592,400 | 3,486 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 1,249 |
| Total interest expense | $621,000 | 1,977 |
| Net interest income | $4,903,000 | 1,133 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $749,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $428,000 | 809 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $321,000 | 2,028 |
| Total noninterest expense | $4,664,000 | 1,068 |
| Salaries and employee benefits | $2,238,000 | 1,161 |
| Premises and equipment expense | $747,000 | 812 |
| Additional noninterest expense | $1,679,000 | 1,022 |
| Pre-tax net operating income | $388,000 | 3,356 |
| Securities gains (losses) | $118,000 | 834 |
| Applicable income taxes | $94,000 | 2,499 |
| Income before extraordinary items | $412,000 | 2,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $412,000 | 2,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $412,000 | 2,997 |
| Net charge-offs | $432,000 | 1,193 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $316,420 | 3,374 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,009,000 | 1,191 |
| Total interest expense | $3,300,000 | 1,788 |
| Net interest income | $20,709,000 | 1,069 |
| Provision for loan and lease losses | $5,100,000 | 776 |
| Total noninterest income | $2,577,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,995,000 | 733 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $582,000 | 2,900 |
| Total noninterest expense | $19,375,000 | 1,009 |
| Salaries and employee benefits | $9,660,000 | 1,012 |
| Premises and equipment expense | $3,153,000 | 784 |
| Additional noninterest expense | $6,562,000 | 1,063 |
| Pre-tax net operating income | $-1,189,000 | 6,633 |
| Securities gains (losses) | $2,171,000 | 219 |
| Applicable income taxes | $-34,000 | 6,692 |
| Income before extraordinary items | $1,016,000 | 3,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,534 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,016,000 | 3,536 |
| Net charge-offs | $5,307,000 | 761 |
| Cash dividends | $800,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,155,000 | 6,657 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,219,000 | 1,191 |
| Total interest expense | $2,621,000 | 1,763 |
| Net interest income | $15,598,000 | 1,077 |
| Provision for loan and lease losses | $3,000,000 | 934 |
| Total noninterest income | $2,145,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,473,000 | 747 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $672,000 | 2,267 |
| Total noninterest expense | $14,599,000 | 1,016 |
| Salaries and employee benefits | $7,386,000 | 998 |
| Premises and equipment expense | $2,478,000 | 758 |
| Additional noninterest expense | $4,735,000 | 1,112 |
| Pre-tax net operating income | $144,000 | 5,656 |
| Securities gains (losses) | $1,275,000 | 270 |
| Applicable income taxes | $212,000 | 2,605 |
| Income before extraordinary items | $1,207,000 | 2,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,207,000 | 2,719 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,207,000 | 2,719 |
| Net charge-offs | $4,902,000 | 638 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $123,250 | 5,671 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,305,000 | 1,182 |
| Total interest expense | $1,823,000 | 1,760 |
| Net interest income | $10,482,000 | 1,062 |
| Provision for loan and lease losses | $2,400,000 | 807 |
| Total noninterest income | $1,354,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $928,000 | 786 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 2,347 |
| Total noninterest expense | $9,692,000 | 1,041 |
| Salaries and employee benefits | $4,965,000 | 995 |
| Premises and equipment expense | $1,607,000 | 793 |
| Additional noninterest expense | $3,120,000 | 1,133 |
| Pre-tax net operating income | $-256,000 | 6,612 |
| Securities gains (losses) | $1,110,000 | 180 |
| Applicable income taxes | $71,000 | 3,121 |
| Income before extraordinary items | $783,000 | 2,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $783,000 | 2,707 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $783,000 | 2,707 |
| Net charge-offs | $3,802,000 | 578 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-238,200 | 6,644 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 1,143 |
| Total interest expense | $936,000 | 1,770 |
| Net interest income | $5,428,000 | 1,018 |
| Provision for loan and lease losses | $1,600,000 | 609 |
| Total noninterest income | $822,000 | 1,394 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $440,000 | 819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $382,000 | 1,620 |
| Total noninterest expense | $4,874,000 | 1,021 |
| Salaries and employee benefits | $2,455,000 | 1,016 |
| Premises and equipment expense | $818,000 | 803 |
| Additional noninterest expense | $1,601,000 | 1,114 |
| Pre-tax net operating income | $-224,000 | 6,859 |
| Securities gains (losses) | $629,000 | 135 |
| Applicable income taxes | $28,000 | 3,232 |
| Income before extraordinary items | $377,000 | 2,789 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $377,000 | 2,788 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $377,000 | 2,789 |
| Net charge-offs | $2,290,000 | 497 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-207,970 | 6,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,407,000 | 1,085 |
| Total interest expense | $6,072,000 | 1,369 |
| Net interest income | $22,335,000 | 986 |
| Provision for loan and lease losses | $8,400,000 | 771 |
| Total noninterest income | $4,768,000 | 1,132 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,203,000 | 678 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,565,000 | 1,177 |
| Total noninterest expense | $19,008,000 | 1,048 |
| Salaries and employee benefits | $9,570,000 | 1,028 |
| Premises and equipment expense | $2,691,000 | 957 |
| Additional noninterest expense | $6,747,000 | 1,095 |
| Pre-tax net operating income | $-305,000 | 6,117 |
| Securities gains (losses) | $1,318,000 | 387 |
| Applicable income taxes | $-416,000 | 7,121 |
| Income before extraordinary items | $1,429,000 | 2,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,429,000 | 2,589 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,429,000 | 2,595 |
| Net charge-offs | $6,743,000 | 812 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $111,000 | 5,439 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,730,000 | 1,080 |
| Total interest expense | $4,929,000 | 1,314 |
| Net interest income | $16,801,000 | 983 |
| Provision for loan and lease losses | $6,200,000 | 739 |
| Total noninterest income | $3,582,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,699,000 | 677 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,883,000 | 1,157 |
| Total noninterest expense | $14,104,000 | 1,040 |
| Salaries and employee benefits | $7,171,000 | 1,012 |
| Premises and equipment expense | $2,630,000 | 741 |
| Additional noninterest expense | $4,303,000 | 1,255 |
| Pre-tax net operating income | $79,000 | 5,695 |
| Securities gains (losses) | $1,441,000 | 303 |
| Applicable income taxes | $-81,000 | 7,044 |
| Income before extraordinary items | $1,601,000 | 2,040 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,601,000 | 2,042 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,601,000 | 2,042 |
| Net charge-offs | $4,591,000 | 833 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $160,000 | 5,314 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,745,000 | 1,065 |
| Total interest expense | $3,575,000 | 1,244 |
| Net interest income | $11,170,000 | 990 |
| Provision for loan and lease losses | $3,200,000 | 906 |
| Total noninterest income | $2,586,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,168,000 | 654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,418,000 | 1,020 |
| Total noninterest expense | $9,365,000 | 1,049 |
| Salaries and employee benefits | $4,808,000 | 1,009 |
| Premises and equipment expense | $1,796,000 | 734 |
| Additional noninterest expense | $2,761,000 | 1,300 |
| Pre-tax net operating income | $1,191,000 | 2,067 |
| Securities gains (losses) | $63,000 | 1,740 |
| Applicable income taxes | $-76,000 | 7,150 |
| Income before extraordinary items | $1,330,000 | 1,649 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,330,000 | 1,648 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,330,000 | 1,649 |
| Net charge-offs | $1,957,000 | 1,139 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,267,000 | 1,638 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 1,082 |
| Total interest expense | $1,870,000 | 1,250 |
| Net interest income | $5,544,000 | 1,012 |
| Provision for loan and lease losses | $900,000 | 1,245 |
| Total noninterest income | $928,000 | 1,309 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $572,000 | 670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $356,000 | 1,637 |
| Total noninterest expense | $4,529,000 | 1,104 |
| Salaries and employee benefits | $2,416,000 | 1,021 |
| Premises and equipment expense | $857,000 | 782 |
| Additional noninterest expense | $1,256,000 | 1,414 |
| Pre-tax net operating income | $1,043,000 | 1,258 |
| Securities gains (losses) | $-460,000 | 7,828 |
| Applicable income taxes | $79,000 | 2,351 |
| Income before extraordinary items | $504,000 | 2,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $504,000 | 2,130 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $504,000 | 2,131 |
| Net charge-offs | $687,000 | 1,345 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $899,600 | 1,188 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,207,000 | 1,056 |
| Total interest expense | $9,839,000 | 1,211 |
| Net interest income | $22,368,000 | 969 |
| Provision for loan and lease losses | $7,513,000 | 1,075 |
| Total noninterest income | $5,189,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,765,000 | 606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,424,000 | 1,201 |
| Total noninterest expense | $19,644,000 | 1,066 |
| Salaries and employee benefits | $9,665,000 | 1,018 |
| Premises and equipment expense | $3,507,000 | 771 |
| Additional noninterest expense | $6,472,000 | 1,185 |
| Pre-tax net operating income | $400,000 | 4,246 |
| Securities gains (losses) | $-833,000 | 7,676 |
| Applicable income taxes | $-933,000 | 7,253 |
| Income before extraordinary items | $500,000 | 3,870 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $500,000 | 3,868 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $500,000 | 3,869 |
| Net charge-offs | $5,660,000 | 1,039 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,033,120 | 2,664 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,442,000 | 1,065 |
| Total interest expense | $7,762,000 | 1,203 |
| Net interest income | $16,680,000 | 977 |
| Provision for loan and lease losses | $6,313,000 | 886 |
| Total noninterest income | $3,918,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,080,000 | 605 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,838,000 | 1,228 |
| Total noninterest expense | $14,547,000 | 1,056 |
| Salaries and employee benefits | $7,271,000 | 1,023 |
| Premises and equipment expense | $2,616,000 | 789 |
| Additional noninterest expense | $4,660,000 | 1,206 |
| Pre-tax net operating income | $-262,000 | 6,096 |
| Securities gains (losses) | $-758,000 | 7,818 |
| Applicable income taxes | $-922,000 | 7,536 |
| Income before extraordinary items | $-98,000 | 5,970 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-98,000 | 5,970 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-98,000 | 5,970 |
| Net charge-offs | $5,604,000 | 754 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $387,120 | 4,007 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,330,000 | 1,089 |
| Total interest expense | $5,349,000 | 1,234 |
| Net interest income | $10,981,000 | 983 |
| Provision for loan and lease losses | $3,713,000 | 935 |
| Total noninterest income | $2,574,000 | 1,084 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,368,000 | 610 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,206,000 | 1,259 |
| Total noninterest expense | $9,679,000 | 1,089 |
| Salaries and employee benefits | $4,925,000 | 1,030 |
| Premises and equipment expense | $1,996,000 | 703 |
| Additional noninterest expense | $2,758,000 | 1,350 |
| Pre-tax net operating income | $163,000 | 4,869 |
| Securities gains (losses) | $-531,000 | 7,931 |
| Applicable income taxes | $-402,000 | 7,524 |
| Income before extraordinary items | $34,000 | 5,691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 5,689 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $34,000 | 5,689 |
| Net charge-offs | $1,004,000 | 1,624 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,840 | 3,485 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 1,094 |
| Total interest expense | $2,764,000 | 1,242 |
| Net interest income | $5,403,000 | 1,001 |
| Provision for loan and lease losses | $720,000 | 1,445 |
| Total noninterest income | $1,205,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $690,000 | 591 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $515,000 | 1,365 |
| Total noninterest expense | $4,579,000 | 1,093 |
| Salaries and employee benefits | $2,478,000 | 1,017 |
| Premises and equipment expense | $1,058,000 | 675 |
| Additional noninterest expense | $1,043,000 | 1,553 |
| Pre-tax net operating income | $1,309,000 | 970 |
| Securities gains (losses) | $96,000 | 1,019 |
| Applicable income taxes | $475,000 | 718 |
| Income before extraordinary items | $930,000 | 1,169 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $930,000 | 1,171 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $930,000 | 1,171 |
| Net charge-offs | $68,000 | 3,259 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $866,640 | 1,190 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,940,000 | 1,055 |
| Total interest expense | $13,590,000 | 1,190 |
| Net interest income | $22,350,000 | 959 |
| Provision for loan and lease losses | $1,327,000 | 2,300 |
| Total noninterest income | $6,078,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,157,000 | 545 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,921,000 | 992 |
| Total noninterest expense | $19,013,000 | 1,042 |
| Salaries and employee benefits | $10,069,000 | 988 |
| Premises and equipment expense | $4,263,000 | 649 |
| Additional noninterest expense | $4,681,000 | 1,348 |
| Pre-tax net operating income | $8,088,000 | 692 |
| Securities gains (losses) | $-28,000 | 7,116 |
| Applicable income taxes | $2,618,000 | 526 |
| Income before extraordinary items | $5,442,000 | 741 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,442,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 1,930 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,461,040 | 794 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,254,000 | 1,067 |
| Total interest expense | $10,464,000 | 1,205 |
| Net interest income | $16,790,000 | 964 |
| Provision for loan and lease losses | $521,000 | 2,671 |
| Total noninterest income | $4,972,000 | 876 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,343,000 | 555 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,629,000 | 901 |
| Total noninterest expense | $14,374,000 | 1,031 |
| Salaries and employee benefits | $7,609,000 | 1,009 |
| Premises and equipment expense | $3,336,000 | 625 |
| Additional noninterest expense | $3,429,000 | 1,318 |
| Pre-tax net operating income | $6,867,000 | 730 |
| Securities gains (losses) | $143,000 | 774 |
| Applicable income taxes | $2,308,000 | 576 |
| Income before extraordinary items | $4,702,000 | 779 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,702,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,744 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,606,190 | 837 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,357,000 | 1,074 |
| Total interest expense | $7,204,000 | 1,218 |
| Net interest income | $11,153,000 | 965 |
| Provision for loan and lease losses | $521,000 | 1,866 |
| Total noninterest income | $2,788,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,500,000 | 569 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,288,000 | 1,181 |
| Total noninterest expense | $9,502,000 | 1,032 |
| Salaries and employee benefits | $5,060,000 | 1,019 |
| Premises and equipment expense | $2,238,000 | 613 |
| Additional noninterest expense | $2,204,000 | 1,342 |
| Pre-tax net operating income | $3,918,000 | 904 |
| Securities gains (losses) | $66,000 | 1,246 |
| Applicable income taxes | $1,159,000 | 826 |
| Income before extraordinary items | $2,825,000 | 968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,825,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,725 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,778,140 | 969 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,467,000 | 1,063 |
| Total interest expense | $3,825,000 | 1,225 |
| Net interest income | $5,642,000 | 948 |
| Provision for loan and lease losses | $310,000 | 1,342 |
| Total noninterest income | $1,171,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $773,000 | 549 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $398,000 | 1,639 |
| Total noninterest expense | $4,823,000 | 1,011 |
| Salaries and employee benefits | $2,648,000 | 990 |
| Premises and equipment expense | $1,106,000 | 632 |
| Additional noninterest expense | $1,069,000 | 1,349 |
| Pre-tax net operating income | $1,680,000 | 1,129 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $503,000 | 997 |
| Income before extraordinary items | $1,215,000 | 1,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,215,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,244 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,188,020 | 1,226 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,415,000 | 1,016 |
| Total interest expense | $17,938,000 | 1,101 |
| Net interest income | $23,477,000 | 936 |
| Provision for loan and lease losses | $880,000 | 1,573 |
| Total noninterest income | $7,693,000 | 767 |
| Gross Fiduciary activities income | $608,000 | 546 |
| Service charges on deposit accounts | $3,544,000 | 486 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,541,000 | 897 |
| Total noninterest expense | $22,397,000 | 826 |
| Salaries and employee benefits | $9,437,000 | 1,057 |
| Premises and equipment expense | $4,835,000 | 546 |
| Additional noninterest expense | $8,125,000 | 704 |
| Pre-tax net operating income | $7,893,000 | 1,061 |
| Securities gains (losses) | $236,000 | 410 |
| Applicable income taxes | $2,438,000 | 950 |
| Income before extraordinary items | $5,691,000 | 1,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,691,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,707 |
| Cash dividends | $5,500,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,525,800 | 1,154 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,379,000 | 1,012 |
| Total interest expense | $13,689,000 | 1,070 |
| Net interest income | $17,690,000 | 938 |
| Provision for loan and lease losses | $65,000 | 4,761 |
| Total noninterest income | $6,223,000 | 719 |
| Gross Fiduciary activities income | $608,000 | 473 |
| Service charges on deposit accounts | $2,665,000 | 478 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,950,000 | 837 |
| Total noninterest expense | $17,301,000 | 790 |
| Salaries and employee benefits | $7,364,000 | 1,017 |
| Premises and equipment expense | $3,766,000 | 530 |
| Additional noninterest expense | $6,171,000 | 673 |
| Pre-tax net operating income | $6,547,000 | 1,053 |
| Securities gains (losses) | $-22,000 | 7,988 |
| Applicable income taxes | $1,979,000 | 968 |
| Income before extraordinary items | $4,546,000 | 1,145 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,546,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,561,400 | 1,124 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,821,000 | 1,033 |
| Total interest expense | $9,148,000 | 1,074 |
| Net interest income | $11,673,000 | 965 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,093,000 | 948 |
| Gross Fiduciary activities income | $447,000 | 450 |
| Service charges on deposit accounts | $1,733,000 | 502 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $913,000 | 1,484 |
| Total noninterest expense | $11,586,000 | 803 |
| Salaries and employee benefits | $4,891,000 | 1,039 |
| Premises and equipment expense | $2,553,000 | 531 |
| Additional noninterest expense | $4,142,000 | 682 |
| Pre-tax net operating income | $3,180,000 | 1,457 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $929,000 | 1,344 |
| Income before extraordinary items | $2,251,000 | 1,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,251,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,251,000 | 1,536 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,323,000 | 1,033 |
| Total interest expense | $4,578,000 | 1,068 |
| Net interest income | $5,745,000 | 971 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,707,000 | 851 |
| Gross Fiduciary activities income | $227,000 | 452 |
| Service charges on deposit accounts | $845,000 | 495 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $635,000 | 1,146 |
| Total noninterest expense | $5,942,000 | 784 |
| Salaries and employee benefits | $2,522,000 | 1,006 |
| Premises and equipment expense | $1,259,000 | 541 |
| Additional noninterest expense | $2,161,000 | 642 |
| Pre-tax net operating income | $1,510,000 | 1,535 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $446,000 | 1,401 |
| Income before extraordinary items | $1,064,000 | 1,617 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,064,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,064,000 | 1,604 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,375,000 | 970 |
| Total interest expense | $15,940,000 | 1,045 |
| Net interest income | $24,435,000 | 906 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $6,899,000 | 848 |
| Gross Fiduciary activities income | $884,000 | 441 |
| Service charges on deposit accounts | $3,762,000 | 463 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,253,000 | 1,242 |
| Total noninterest expense | $23,580,000 | 746 |
| Salaries and employee benefits | $8,535,000 | 1,143 |
| Premises and equipment expense | $5,080,000 | 503 |
| Additional noninterest expense | $9,965,000 | 567 |
| Pre-tax net operating income | $7,754,000 | 1,262 |
| Securities gains (losses) | $-160,000 | 8,333 |
| Applicable income taxes | $2,332,000 | 1,182 |
| Income before extraordinary items | $5,262,000 | 1,390 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,262,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,483 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,372,400 | 1,350 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,914,000 | 978 |
| Total interest expense | $11,480,000 | 1,063 |
| Net interest income | $18,434,000 | 921 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $5,193,000 | 854 |
| Gross Fiduciary activities income | $666,000 | 439 |
| Service charges on deposit accounts | $2,862,000 | 456 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,665,000 | 1,272 |
| Total noninterest expense | $17,841,000 | 749 |
| Salaries and employee benefits | $6,608,000 | 1,110 |
| Premises and equipment expense | $3,770,000 | 514 |
| Additional noninterest expense | $7,463,000 | 568 |
| Pre-tax net operating income | $5,786,000 | 1,313 |
| Securities gains (losses) | $-161,000 | 8,508 |
| Applicable income taxes | $1,752,000 | 1,222 |
| Income before extraordinary items | $3,873,000 | 1,447 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,873,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,984,090 | 1,400 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,500,000 | 982 |
| Total interest expense | $7,143,000 | 1,084 |
| Net interest income | $12,357,000 | 915 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,551,000 | 828 |
| Gross Fiduciary activities income | $459,000 | 435 |
| Service charges on deposit accounts | $1,884,000 | 460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,208,000 | 1,181 |
| Total noninterest expense | $11,811,000 | 759 |
| Salaries and employee benefits | $4,435,000 | 1,108 |
| Premises and equipment expense | $2,436,000 | 529 |
| Additional noninterest expense | $4,940,000 | 579 |
| Pre-tax net operating income | $4,097,000 | 1,234 |
| Securities gains (losses) | $-123,000 | 8,565 |
| Applicable income taxes | $1,248,000 | 1,158 |
| Income before extraordinary items | $2,726,000 | 1,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,726,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,810,870 | 1,324 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,588,000 | 973 |
| Total interest expense | $3,400,000 | 1,072 |
| Net interest income | $6,188,000 | 915 |
| Provision for loan and lease losses | $143,000 | 1,536 |
| Total noninterest income | $1,821,000 | 796 |
| Gross Fiduciary activities income | $234,000 | 425 |
| Service charges on deposit accounts | $916,000 | 453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $671,000 | 1,073 |
| Total noninterest expense | $5,759,000 | 781 |
| Salaries and employee benefits | $2,268,000 | 1,087 |
| Premises and equipment expense | $1,155,000 | 554 |
| Additional noninterest expense | $2,336,000 | 595 |
| Pre-tax net operating income | $2,107,000 | 1,169 |
| Securities gains (losses) | $-69,000 | 8,615 |
| Applicable income taxes | $645,000 | 1,129 |
| Income before extraordinary items | $1,393,000 | 1,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,393,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 758 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,439,920 | 1,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,402,000 | 905 |
| Total interest expense | $10,122,000 | 1,111 |
| Net interest income | $26,280,000 | 809 |
| Provision for loan and lease losses | $745,000 | 1,350 |
| Total noninterest income | $7,187,000 | 808 |
| Gross Fiduciary activities income | $880,000 | 427 |
| Service charges on deposit accounts | $3,629,000 | 469 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,678,000 | 1,100 |
| Total noninterest expense | $24,399,000 | 706 |
| Salaries and employee benefits | $9,647,000 | 947 |
| Premises and equipment expense | $4,701,000 | 521 |
| Additional noninterest expense | $10,051,000 | 556 |
| Pre-tax net operating income | $8,323,000 | 1,159 |
| Securities gains (losses) | $-75,000 | 8,334 |
| Applicable income taxes | $2,710,000 | 1,053 |
| Income before extraordinary items | $5,538,000 | 1,294 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,538,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,575 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,588,250 | 1,263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,885,000 | 894 |
| Total interest expense | $7,109,000 | 1,118 |
| Net interest income | $19,776,000 | 794 |
| Provision for loan and lease losses | $515,000 | 1,367 |
| Total noninterest income | $5,271,000 | 824 |
| Gross Fiduciary activities income | $666,000 | 415 |
| Service charges on deposit accounts | $2,573,000 | 500 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,032,000 | 1,107 |
| Total noninterest expense | $18,382,000 | 685 |
| Salaries and employee benefits | $7,349,000 | 921 |
| Premises and equipment expense | $3,523,000 | 520 |
| Additional noninterest expense | $7,510,000 | 551 |
| Pre-tax net operating income | $6,150,000 | 1,166 |
| Securities gains (losses) | $-75,000 | 8,581 |
| Applicable income taxes | $2,002,000 | 1,070 |
| Income before extraordinary items | $4,073,000 | 1,331 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,073,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 8,692 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,123,250 | 1,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,723,000 | 880 |
| Total interest expense | $4,459,000 | 1,114 |
| Net interest income | $13,264,000 | 782 |
| Provision for loan and lease losses | $400,000 | 1,185 |
| Total noninterest income | $3,496,000 | 819 |
| Gross Fiduciary activities income | $425,000 | 427 |
| Service charges on deposit accounts | $1,533,000 | 541 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,538,000 | 991 |
| Total noninterest expense | $12,537,000 | 674 |
| Salaries and employee benefits | $5,023,000 | 887 |
| Premises and equipment expense | $2,413,000 | 500 |
| Additional noninterest expense | $5,101,000 | 545 |
| Pre-tax net operating income | $3,823,000 | 1,216 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $1,270,000 | 1,095 |
| Income before extraordinary items | $2,578,000 | 1,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,578,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,616 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,561,250 | 1,339 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 902 |
| Total interest expense | $2,088,000 | 1,125 |
| Net interest income | $6,376,000 | 815 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $1,851,000 | 763 |
| Gross Fiduciary activities income | $207,000 | 442 |
| Service charges on deposit accounts | $748,000 | 534 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $896,000 | 861 |
| Total noninterest expense | $6,170,000 | 681 |
| Salaries and employee benefits | $2,538,000 | 876 |
| Premises and equipment expense | $1,170,000 | 510 |
| Additional noninterest expense | $2,462,000 | 555 |
| Pre-tax net operating income | $1,807,000 | 1,269 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $601,000 | 1,151 |
| Income before extraordinary items | $1,206,000 | 1,407 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,206,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,815 |
| Cash dividends | $2,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,206,000 | 1,382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,688,000 | 853 |
| Total interest expense | $7,090,000 | 1,145 |
| Net interest income | $25,598,000 | 765 |
| Provision for loan and lease losses | $993,000 | 1,041 |
| Total noninterest income | $6,487,000 | 851 |
| Gross Fiduciary activities income | $853,000 | 413 |
| Service charges on deposit accounts | $3,682,000 | 487 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,952,000 | 1,344 |
| Total noninterest expense | $24,177,000 | 675 |
| Salaries and employee benefits | $9,175,000 | 937 |
| Premises and equipment expense | $4,623,000 | 507 |
| Additional noninterest expense | $10,379,000 | 525 |
| Pre-tax net operating income | $6,915,000 | 1,253 |
| Securities gains (losses) | $827,000 | 316 |
| Applicable income taxes | $2,540,000 | 1,033 |
| Income before extraordinary items | $5,202,000 | 1,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,202,000 | 1,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 848 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,647,910 | 1,349 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,316,000 | 847 |
| Total interest expense | $5,184,000 | 1,152 |
| Net interest income | $19,132,000 | 759 |
| Provision for loan and lease losses | $713,000 | 1,066 |
| Total noninterest income | $4,936,000 | 855 |
| Gross Fiduciary activities income | $673,000 | 403 |
| Service charges on deposit accounts | $2,833,000 | 481 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,430,000 | 1,388 |
| Total noninterest expense | $18,137,000 | 674 |
| Salaries and employee benefits | $6,946,000 | 927 |
| Premises and equipment expense | $3,319,000 | 529 |
| Additional noninterest expense | $7,872,000 | 514 |
| Pre-tax net operating income | $5,218,000 | 1,255 |
| Securities gains (losses) | $831,000 | 302 |
| Applicable income taxes | $1,986,000 | 1,015 |
| Income before extraordinary items | $4,063,000 | 1,212 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,063,000 | 1,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 861 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,506,230 | 1,353 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,185,000 | 842 |
| Total interest expense | $3,434,000 | 1,151 |
| Net interest income | $12,751,000 | 750 |
| Provision for loan and lease losses | $473,000 | 1,061 |
| Total noninterest income | $3,243,000 | 859 |
| Gross Fiduciary activities income | $464,000 | 398 |
| Service charges on deposit accounts | $1,912,000 | 466 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $867,000 | 1,466 |
| Total noninterest expense | $12,027,000 | 679 |
| Salaries and employee benefits | $4,618,000 | 925 |
| Premises and equipment expense | $2,187,000 | 528 |
| Additional noninterest expense | $5,222,000 | 515 |
| Pre-tax net operating income | $3,494,000 | 1,227 |
| Securities gains (losses) | $831,000 | 243 |
| Applicable income taxes | $1,424,000 | 957 |
| Income before extraordinary items | $2,901,000 | 1,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,901,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 728 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,344,230 | 1,331 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,220,000 | 848 |
| Total interest expense | $1,774,000 | 1,127 |
| Net interest income | $6,446,000 | 756 |
| Provision for loan and lease losses | $323,000 | 749 |
| Total noninterest income | $1,606,000 | 857 |
| Gross Fiduciary activities income | $209,000 | 422 |
| Service charges on deposit accounts | $979,000 | 444 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $418,000 | 1,488 |
| Total noninterest expense | $6,005,000 | 682 |
| Salaries and employee benefits | $2,293,000 | 943 |
| Premises and equipment expense | $1,083,000 | 543 |
| Additional noninterest expense | $2,629,000 | 507 |
| Pre-tax net operating income | $1,724,000 | 1,228 |
| Securities gains (losses) | $828,000 | 192 |
| Applicable income taxes | $831,000 | 862 |
| Income before extraordinary items | $1,721,000 | 946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,721,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,166,240 | 1,305 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,751,000 | 852 |
| Total interest expense | $8,210,000 | 1,092 |
| Net interest income | $24,541,000 | 780 |
| Provision for loan and lease losses | $1,640,000 | 759 |
| Total noninterest income | $6,747,000 | 884 |
| Gross Fiduciary activities income | $857,000 | 416 |
| Service charges on deposit accounts | $3,762,000 | 451 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,128,000 | 1,411 |
| Total noninterest expense | $23,430,000 | 695 |
| Salaries and employee benefits | $8,463,000 | 1,007 |
| Premises and equipment expense | $4,332,000 | 535 |
| Additional noninterest expense | $10,635,000 | 529 |
| Pre-tax net operating income | $6,218,000 | 1,323 |
| Securities gains (losses) | $868,000 | 526 |
| Applicable income taxes | $2,099,000 | 1,244 |
| Income before extraordinary items | $4,987,000 | 1,286 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,987,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,447 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,379,400 | 1,380 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,519,000 | 874 |
| Total interest expense | $6,371,000 | 1,098 |
| Net interest income | $18,148,000 | 804 |
| Provision for loan and lease losses | $1,120,000 | 807 |
| Total noninterest income | $5,160,000 | 909 |
| Gross Fiduciary activities income | $629,000 | 427 |
| Service charges on deposit accounts | $2,786,000 | 465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,745,000 | 1,371 |
| Total noninterest expense | $17,455,000 | 719 |
| Salaries and employee benefits | $6,359,000 | 1,021 |
| Premises and equipment expense | $3,262,000 | 544 |
| Additional noninterest expense | $7,834,000 | 540 |
| Pre-tax net operating income | $4,733,000 | 1,366 |
| Securities gains (losses) | $656,000 | 579 |
| Applicable income taxes | $1,537,000 | 1,326 |
| Income before extraordinary items | $3,852,000 | 1,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,852,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,043 |
| Cash dividends | $2,000,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,386,240 | 1,369 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,567,000 | 884 |
| Total interest expense | $4,463,000 | 1,076 |
| Net interest income | $12,104,000 | 805 |
| Provision for loan and lease losses | $790,000 | 776 |
| Total noninterest income | $3,561,000 | 865 |
| Gross Fiduciary activities income | $399,000 | 439 |
| Service charges on deposit accounts | $1,868,000 | 460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,294,000 | 1,261 |
| Total noninterest expense | $11,419,000 | 726 |
| Salaries and employee benefits | $4,141,000 | 1,037 |
| Premises and equipment expense | $2,095,000 | 567 |
| Additional noninterest expense | $5,183,000 | 547 |
| Pre-tax net operating income | $3,456,000 | 1,238 |
| Securities gains (losses) | $656,000 | 486 |
| Applicable income taxes | $1,115,000 | 1,251 |
| Income before extraordinary items | $2,997,000 | 1,125 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,997,000 | 1,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,384 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,518,120 | 1,225 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 895 |
| Total interest expense | $2,266,000 | 1,079 |
| Net interest income | $6,030,000 | 804 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,763,000 | 859 |
| Gross Fiduciary activities income | $185,000 | 462 |
| Service charges on deposit accounts | $920,000 | 456 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $658,000 | 1,212 |
| Total noninterest expense | $5,553,000 | 747 |
| Salaries and employee benefits | $2,005,000 | 1,059 |
| Premises and equipment expense | $1,044,000 | 568 |
| Additional noninterest expense | $2,504,000 | 562 |
| Pre-tax net operating income | $1,940,000 | 1,117 |
| Securities gains (losses) | $656,000 | 290 |
| Applicable income taxes | $880,000 | 887 |
| Income before extraordinary items | $1,716,000 | 976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,716,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $2,000,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,283,040 | 1,202 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $34,934,000 | 875 |
| Total interest expense | $10,615,000 | 1,054 |
| Net interest income | $24,319,000 | 780 |
| Provision for loan and lease losses | $1,514,000 | 937 |
| Total noninterest income | $5,524,000 | 958 |
| Gross Fiduciary activities income | $829,000 | 440 |
| Service charges on deposit accounts | $3,221,000 | 510 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,474,000 | 1,671 |
| Total noninterest expense | $21,857,000 | 734 |
| Salaries and employee benefits | $7,716,000 | 1,036 |
| Premises and equipment expense | $3,777,000 | 587 |
| Additional noninterest expense | $10,364,000 | 547 |
| Pre-tax net operating income | $6,472,000 | 1,312 |
| Securities gains (losses) | $759,000 | 501 |
| Applicable income taxes | $2,474,000 | 1,084 |
| Income before extraordinary items | $4,757,000 | 1,322 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,757,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,341,000 | 740 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,256,060 | 1,415 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,402,000 | 890 |
| Total interest expense | $15,128,000 | 1,067 |
| Net interest income | $23,274,000 | 761 |
| Provision for loan and lease losses | $1,352,000 | 988 |
| Total noninterest income | $6,655,000 | 777 |
| Gross Fiduciary activities income | $836,000 | 458 |
| Service charges on deposit accounts | $3,256,000 | 462 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,563,000 | 1,052 |
| Total noninterest expense | $22,545,000 | 694 |
| Salaries and employee benefits | $8,067,000 | 931 |
| Premises and equipment expense | $3,812,000 | 582 |
| Additional noninterest expense | $10,666,000 | 549 |
| Pre-tax net operating income | $6,032,000 | 1,243 |
| Securities gains (losses) | $780,000 | 468 |
| Applicable income taxes | $2,312,000 | 1,044 |
| Income before extraordinary items | $4,500,000 | 1,212 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,500,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,365,000 | 753 |
| Cash dividends | $1,800,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,985,200 | 1,312 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,796,000 | 1,980 |
| Total interest expense | $7,680,000 | 2,216 |
| Net interest income | $10,116,000 | 1,741 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $2,530,000 | 1,572 |
| Gross Fiduciary activities income | $737,000 | 491 |
| Service charges on deposit accounts | $1,298,000 | 1,041 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $495,000 | 2,971 |
| Total noninterest expense | $8,979,000 | 1,561 |
| Salaries and employee benefits | $3,126,000 | 2,278 |
| Premises and equipment expense | $1,218,000 | 1,712 |
| Additional noninterest expense | $4,635,000 | 1,015 |
| Pre-tax net operating income | $3,583,000 | 2,037 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $1,118,000 | 1,936 |
| Income before extraordinary items | $2,431,000 | 2,130 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,431,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,718 |
| Cash dividends | $2,500,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,454,120 | 2,115 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,168,000 | 2,002 |
| Total interest expense | $6,407,000 | 2,298 |
| Net interest income | $9,761,000 | 1,784 |
| Provision for loan and lease losses | $-168,000 | 10,138 |
| Total noninterest income | $2,326,000 | 1,662 |
| Gross Fiduciary activities income | $580,000 | 597 |
| Service charges on deposit accounts | $1,260,000 | 1,058 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $486,000 | 3,003 |
| Total noninterest expense | $8,314,000 | 1,658 |
| Salaries and employee benefits | $2,846,000 | 2,464 |
| Premises and equipment expense | $1,137,000 | 1,798 |
| Additional noninterest expense | $4,331,000 | 1,082 |
| Pre-tax net operating income | $3,941,000 | 1,865 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $1,201,000 | 1,923 |
| Income before extraordinary items | $2,752,000 | 1,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,752,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,743,600 | 1,909 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,267,000 | 1,996 |
| Total interest expense | $7,195,000 | 2,110 |
| Net interest income | $9,072,000 | 1,887 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $2,388,000 | 1,598 |
| Gross Fiduciary activities income | $560,000 | 602 |
| Service charges on deposit accounts | $1,263,000 | 976 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $565,000 | 2,755 |
| Total noninterest expense | $7,644,000 | 1,717 |
| Salaries and employee benefits | $2,694,000 | 2,507 |
| Premises and equipment expense | $1,284,000 | 1,528 |
| Additional noninterest expense | $3,666,000 | 1,224 |
| Pre-tax net operating income | $3,816,000 | 1,913 |
| Securities gains (losses) | $216,000 | 882 |
| Applicable income taxes | $1,187,000 | 2,009 |
| Income before extraordinary items | $2,845,000 | 1,848 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,845,000 | 1,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,691,640 | 1,869 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,211,000 | 1,918 |
| Total interest expense | $7,601,000 | 2,024 |
| Net interest income | $9,610,000 | 1,812 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,738,000 | 1,373 |
| Gross Fiduciary activities income | $578,000 | 606 |
| Service charges on deposit accounts | $1,479,000 | 865 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $681,000 | 2,258 |
| Total noninterest expense | $8,750,000 | 1,503 |
| Salaries and employee benefits | $2,957,000 | 2,238 |
| Premises and equipment expense | $1,309,000 | 1,487 |
| Additional noninterest expense | $4,484,000 | 1,050 |
| Pre-tax net operating income | $3,598,000 | 2,088 |
| Securities gains (losses) | $189,000 | 735 |
| Applicable income taxes | $1,016,000 | 2,403 |
| Income before extraordinary items | $2,771,000 | 1,906 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,771,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,027 |
| Cash dividends | $3,300,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,633,030 | 1,949 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,873,000 | 2,003 |
| Total interest expense | $7,399,000 | 2,120 |
| Net interest income | $9,474,000 | 1,880 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $3,110,000 | 1,326 |
| Gross Fiduciary activities income | $538,000 | 684 |
| Service charges on deposit accounts | $1,448,000 | 912 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,124,000 | 1,672 |
| Total noninterest expense | $8,884,000 | 1,591 |
| Salaries and employee benefits | $2,968,000 | 2,245 |
| Premises and equipment expense | $1,312,000 | 1,546 |
| Additional noninterest expense | $4,604,000 | 1,210 |
| Pre-tax net operating income | $3,595,000 | 2,004 |
| Securities gains (losses) | $141,000 | 817 |
| Applicable income taxes | $903,000 | 2,571 |
| Income before extraordinary items | $2,833,000 | 1,746 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,833,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $3,300,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,725,840 | 1,780 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,189,000 | 1,959 |
| Total interest expense | $7,752,000 | 2,016 |
| Net interest income | $9,437,000 | 1,898 |
| Provision for loan and lease losses | $590,000 | 1,387 |
| Total noninterest income | $3,067,000 | 1,341 |
| Gross Fiduciary activities income | $437,000 | 783 |
| Service charges on deposit accounts | $1,400,000 | 953 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,230,000 | 1,573 |
| Total noninterest expense | $8,996,000 | 1,582 |
| Salaries and employee benefits | $2,950,000 | 2,238 |
| Premises and equipment expense | $1,309,000 | 1,556 |
| Additional noninterest expense | $4,737,000 | 1,174 |
| Pre-tax net operating income | $2,918,000 | 2,485 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $569,000 | 3,799 |
| Income before extraordinary items | $2,351,000 | 2,161 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,351,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,292 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,349,380 | 2,121 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,165,000 | 2,052 |
| Total interest expense | $5,227,000 | 2,362 |
| Net interest income | $9,938,000 | 1,821 |
| Provision for loan and lease losses | $940,000 | 973 |
| Total noninterest income | $4,366,000 | 1,012 |
| Gross Fiduciary activities income | $528,000 | 720 |
| Service charges on deposit accounts | $1,330,000 | 992 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,508,000 | 986 |
| Total noninterest expense | $9,577,000 | 1,540 |
| Salaries and employee benefits | $3,272,000 | 2,022 |
| Premises and equipment expense | $1,268,000 | 1,630 |
| Additional noninterest expense | $5,037,000 | 1,167 |
| Pre-tax net operating income | $3,787,000 | 1,877 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $817,000 | 2,717 |
| Income before extraordinary items | $2,969,000 | 1,644 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,969,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,418,000 | 712 |
| Cash dividends | $3,600,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,969,780 | 1,655 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,145,000 | 1,941 |
| Total interest expense | $5,349,000 | 2,418 |
| Net interest income | $10,796,000 | 1,680 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $5,467,000 | 919 |
| Gross Fiduciary activities income | $493,000 | 771 |
| Service charges on deposit accounts | $1,381,000 | 963 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,593,000 | 851 |
| Total noninterest expense | $14,663,000 | 1,075 |
| Salaries and employee benefits | $4,544,000 | 1,492 |
| Premises and equipment expense | $1,228,000 | 1,706 |
| Additional noninterest expense | $8,891,000 | 827 |
| Pre-tax net operating income | $1,240,000 | 5,058 |
| Securities gains (losses) | $137,000 | 2,090 |
| Applicable income taxes | $-252,000 | 13,066 |
| Income before extraordinary items | $1,629,000 | 2,995 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,629,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,628 |
| Cash dividends | $1,540,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,492,000 | 3,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,935,000 | 2,089 |
| Total interest expense | $7,141,000 | 2,357 |
| Net interest income | $9,794,000 | 1,870 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $3,762,000 | 1,188 |
| Gross Fiduciary activities income | $396,000 | 847 |
| Service charges on deposit accounts | $911,000 | 1,477 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,455,000 | 1,091 |
| Total noninterest expense | $9,026,000 | 1,680 |
| Salaries and employee benefits | $3,898,000 | 1,709 |
| Premises and equipment expense | $893,000 | 2,323 |
| Additional noninterest expense | $4,235,000 | 1,529 |
| Pre-tax net operating income | $3,780,000 | 1,647 |
| Securities gains (losses) | $253,000 | 1,709 |
| Applicable income taxes | $859,000 | 2,427 |
| Income before extraordinary items | $3,174,000 | 1,470 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,174,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 1,650 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,974,130 | 1,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.