Home > Great Lakes Bank > Assets and Liabilities
Great Lakes Bank, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 95 | 1,837 |
| Assets and Liabilities | ||
| Total Assets: | $208,001,000 | 2,669 |
| Cash and due from depository institutions | $12,500,000 | 1,837 |
| Interest-bearing balances | $2,657,000 | 2,044 |
| Securities | $3,382,000 | 8,193 |
| Federal funds sold & reverse repurchase agreements | $28,145,000 | 512 |
| Net loans & leases | $158,104,000 | 2,238 |
| Loan loss allowance | $1,601,000 | 2,731 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,948,000 | 3,176 |
| Other real estate owned | $0 | 1,837 |
| Goodwill and other intangibles | $528,000 | 1,991 |
| All other assets | $2,394,000 | 4,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,001,000 | 2,669 |
| Total liabilities | $193,767,000 | 2,585 |
| Total deposits | $193,300,000 | 2,345 |
| Interest-bearing deposits | $170,864,000 | 2,255 |
| Deposits held in domestic offices | $193,300,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $467,000 | 5,215 |
| Total equity capital | $14,234,000 | 3,683 |
| Total bank equity capital | $14,234,000 | 3,683 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,491,000 | 2,321 |
| Surplus | $8,368,000 | 2,240 |
| Undivided profits | $4,375,000 | 4,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 2,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $712,000 | 4,263 |
| Earning assets | $192,288,000 | 2,636 |
| Long-term assets (5+ years) | $57,518,000 | 1,713 |
| Average Assets, year-to-date | $191,339,500 | 2,794 |
| Average Assets, quarterly | $198,964,500 | 2,764 |
| Volatile liabilities | $12,724,000 | 5,053 |
| Insider loans | $2,558,000 | 2,118 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,700,000 | 2,398 |
| Tier 1 (core) risk-based capital | $14,061,000 | 3,568 |
| Tier 2 risk-based capital | $1,601,000 | 2,525 |
| Total risk weighted assets | $149,165,000 | 2,456 |
| Total unused commitments | $25,700,000 | 2,401 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 117 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $189,928,000 | 2,858 |
| Cash and due from depository institutions | $12,880,000 | 1,505 |
| Interest-bearing balances | $2,626,000 | 2,193 |
| Securities | $3,888,000 | 8,059 |
| Federal funds sold & reverse repurchase agreements | $22,622,000 | 671 |
| Net loans & leases | $144,907,000 | 2,398 |
| Loan loss allowance | $1,527,000 | 2,816 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,030,000 | 3,062 |
| Other real estate owned | $0 | 1,505 |
| Goodwill and other intangibles | $446,000 | 2,034 |
| All other assets | $2,155,000 | 4,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,928,000 | 2,858 |
| Total liabilities | $176,194,000 | 2,777 |
| Total deposits | $175,748,000 | 2,539 |
| Interest-bearing deposits | $152,830,000 | 2,502 |
| Deposits held in domestic offices | $175,748,000 | 2,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $446,000 | 5,398 |
| Total equity capital | $13,734,000 | 3,797 |
| Total bank equity capital | $13,734,000 | 3,797 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,491,000 | 2,320 |
| Surplus | $8,368,000 | 2,198 |
| Undivided profits | $3,875,000 | 5,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,589,000 | 1,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $724,000 | 4,036 |
| Earning assets | $174,043,000 | 2,850 |
| Long-term assets (5+ years) | $49,462,000 | 1,829 |
| Average Assets, year-to-date | $185,785,670 | 2,855 |
| Average Assets, quarterly | $190,237,500 | 2,829 |
| Volatile liabilities | $12,033,000 | 5,189 |
| Insider loans | $3,338,000 | 1,654 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,787,000 | 1,983 |
| Tier 1 (core) risk-based capital | $13,562,000 | 3,624 |
| Tier 2 risk-based capital | $1,527,000 | 2,586 |
| Total risk weighted assets | $138,362,000 | 2,589 |
| Total unused commitments | $32,787,000 | 1,993 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 103 | 1,669 |
| Assets and Liabilities | ||
| Total Assets: | $190,547,000 | 2,816 |
| Cash and due from depository institutions | $11,578,000 | 1,669 |
| Interest-bearing balances | $2,569,000 | 2,234 |
| Securities | $3,897,000 | 8,115 |
| Federal funds sold & reverse repurchase agreements | $28,008,000 | 575 |
| Net loans & leases | $141,348,000 | 2,396 |
| Loan loss allowance | $1,491,000 | 2,841 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,109,000 | 2,961 |
| Other real estate owned | $0 | 1,669 |
| Goodwill and other intangibles | $474,000 | 1,984 |
| All other assets | $2,133,000 | 4,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,547,000 | 2,816 |
| Total liabilities | $177,082,000 | 2,732 |
| Total deposits | $171,439,000 | 2,582 |
| Interest-bearing deposits | $150,032,000 | 2,555 |
| Deposits held in domestic offices | $171,439,000 | 2,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,144,000 | 3,158 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $499,000 | 5,132 |
| Total equity capital | $13,465,000 | 3,795 |
| Total bank equity capital | $13,465,000 | 3,795 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,491,000 | 2,332 |
| Surplus | $8,368,000 | 2,165 |
| Undivided profits | $3,606,000 | 5,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $758,000 | 3,910 |
| Earning assets | $175,822,000 | 2,791 |
| Long-term assets (5+ years) | $47,881,000 | 1,822 |
| Average Assets, year-to-date | $183,714,500 | 2,871 |
| Average Assets, quarterly | $183,714,500 | 2,871 |
| Volatile liabilities | $17,166,000 | 4,194 |
| Insider loans | $3,424,000 | 1,590 |
| FHLB advances | $5,144,000 | 2,991 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,622,000 | 2,180 |
| Tier 1 (core) risk-based capital | $13,283,000 | 3,644 |
| Tier 2 risk-based capital | $1,491,000 | 2,599 |
| Total risk weighted assets | $135,758,000 | 2,586 |
| Total unused commitments | $27,622,000 | 2,187 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 106 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $176,882,000 | 2,966 |
| Cash and due from depository institutions | $13,461,000 | 1,622 |
| Interest-bearing balances | $2,586,000 | 2,103 |
| Securities | $2,521,000 | 8,550 |
| Federal funds sold & reverse repurchase agreements | $18,495,000 | 767 |
| Net loans & leases | $136,881,000 | 2,443 |
| Loan loss allowance | $1,454,000 | 2,824 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,151,000 | 2,904 |
| Other real estate owned | $0 | 1,622 |
| Goodwill and other intangibles | $466,000 | 1,973 |
| All other assets | $1,907,000 | 4,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,882,000 | 2,966 |
| Total liabilities | $163,760,000 | 2,887 |
| Total deposits | $155,170,000 | 2,763 |
| Interest-bearing deposits | $134,620,000 | 2,751 |
| Deposits held in domestic offices | $155,170,000 | 2,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,144,000 | 2,554 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $446,000 | 5,562 |
| Total equity capital | $13,122,000 | 3,827 |
| Total bank equity capital | $13,122,000 | 3,827 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,491,000 | 2,333 |
| Surplus | $8,368,000 | 2,127 |
| Undivided profits | $3,263,000 | 5,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,207,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $694,000 | 4,404 |
| Earning assets | $160,483,000 | 2,981 |
| Long-term assets (5+ years) | $46,673,000 | 1,819 |
| Average Assets, year-to-date | $161,631,800 | 3,059 |
| Average Assets, quarterly | $171,964,000 | 3,022 |
| Volatile liabilities | $13,213,000 | 4,898 |
| Insider loans | $2,160,000 | 2,373 |
| FHLB advances | $8,144,000 | 2,396 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $32,730,000 | 1,844 |
| Tier 1 (core) risk-based capital | $12,934,000 | 3,658 |
| Tier 2 risk-based capital | $1,454,000 | 2,593 |
| Total risk weighted assets | $131,313,000 | 2,646 |
| Total unused commitments | $32,730,000 | 1,849 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $150,729,000 | 3,253 |
| Cash and due from depository institutions | $9,173,000 | 1,847 |
| Interest-bearing balances | $206,000 | 4,416 |
| Securities | $2,000,000 | 8,859 |
| Federal funds sold & reverse repurchase agreements | $22,798,000 | 622 |
| Net loans & leases | $111,150,000 | 2,859 |
| Loan loss allowance | $1,197,000 | 3,123 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,197,000 | 2,802 |
| Other real estate owned | $0 | 1,847 |
| Goodwill and other intangibles | $535,000 | 1,836 |
| All other assets | $1,876,000 | 4,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,729,000 | 3,253 |
| Total liabilities | $138,606,000 | 3,190 |
| Total deposits | $127,482,000 | 3,156 |
| Interest-bearing deposits | $108,209,000 | 3,177 |
| Deposits held in domestic offices | $127,482,000 | 3,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,644,000 | 2,064 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $480,000 | 5,533 |
| Total equity capital | $12,123,000 | 3,849 |
| Total bank equity capital | $12,123,000 | 3,849 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,491,000 | 2,380 |
| Surplus | $8,368,000 | 2,021 |
| Undivided profits | $2,264,000 | 6,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $671,000 | 4,858 |
| Earning assets | $136,154,000 | 3,272 |
| Long-term assets (5+ years) | $31,877,000 | 2,392 |
| Average Assets, year-to-date | $137,125,400 | 3,381 |
| Average Assets, quarterly | $147,645,000 | 3,278 |
| Volatile liabilities | $11,982,000 | 5,122 |
| Insider loans | $1,743,000 | 2,673 |
| FHLB advances | $10,644,000 | 1,921 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,761,000 | 2,280 |
| Tier 1 (core) risk-based capital | $11,900,000 | 3,767 |
| Tier 2 risk-based capital | $1,197,000 | 2,907 |
| Total risk weighted assets | $107,591,000 | 3,042 |
| Total unused commitments | $22,761,000 | 2,286 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 79 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $121,283,000 | 3,774 |
| Cash and due from depository institutions | $6,314,000 | 2,157 |
| Interest-bearing balances | $15,000 | 6,164 |
| Securities | $2,632,000 | 9,109 |
| Federal funds sold & reverse repurchase agreements | $1,766,000 | 4,482 |
| Net loans & leases | $105,955,000 | 2,899 |
| Loan loss allowance | $893,000 | 3,813 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,103,000 | 2,816 |
| Other real estate owned | $0 | 2,157 |
| Goodwill and other intangibles | $666,000 | 1,676 |
| All other assets | $847,000 | 6,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,283,000 | 3,774 |
| Total liabilities | $109,716,000 | 3,754 |
| Total deposits | $90,644,000 | 4,123 |
| Interest-bearing deposits | $73,340,000 | 4,313 |
| Deposits held in domestic offices | $90,644,000 | 4,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,547,000 | 1,400 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $525,000 | 5,622 |
| Total equity capital | $11,567,000 | 3,918 |
| Total bank equity capital | $11,567,000 | 3,918 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,491,000 | 2,430 |
| Surplus | $8,368,000 | 1,964 |
| Undivided profits | $1,708,000 | 6,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $684,000 | 3,958 |
| Earning assets | $110,368,000 | 3,812 |
| Long-term assets (5+ years) | $29,179,000 | 2,460 |
| Average Assets, year-to-date | $111,341,000 | 3,917 |
| Average Assets, quarterly | $118,936,000 | 3,805 |
| Volatile liabilities | $22,088,000 | 3,428 |
| Insider loans | $1,518,000 | 2,904 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,521,000 | 2,814 |
| Tier 1 (core) risk-based capital | $11,263,700 | 3,878 |
| Tier 2 risk-based capital | $893,000 | 3,595 |
| Total risk weighted assets | $91,224,700 | 3,339 |
| Total unused commitments | $15,521,000 | 2,816 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $103,335,000 | 4,285 |
| Cash and due from depository institutions | $5,920,000 | 2,597 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $2,558,000 | 9,472 |
| Federal funds sold & reverse repurchase agreements | $2,860,000 | 2,974 |
| Net loans & leases | $87,412,000 | 3,303 |
| Loan loss allowance | $626,000 | 4,906 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,234,000 | 2,658 |
| Other real estate owned | $0 | 2,597 |
| Goodwill and other intangibles | $699,000 | 1,707 |
| All other assets | $652,000 | 7,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,335,000 | 4,285 |
| Total liabilities | $93,370,000 | 4,280 |
| Total deposits | $82,371,000 | 4,440 |
| Interest-bearing deposits | $65,607,000 | 4,723 |
| Deposits held in domestic offices | $82,371,000 | 4,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,500,000 | 1,947 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $499,000 | 5,355 |
| Total equity capital | $9,965,000 | 4,260 |
| Total bank equity capital | $9,965,000 | 4,260 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,491,000 | 2,478 |
| Surplus | $7,367,000 | 2,156 |
| Undivided profits | $1,107,000 | 7,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $514,000 | 4,474 |
| Earning assets | $92,833,000 | 4,336 |
| Long-term assets (5+ years) | $27,981,000 | 2,678 |
| Average Assets, year-to-date | $95,332,600 | 4,428 |
| Average Assets, quarterly | $101,847,500 | 4,292 |
| Volatile liabilities | $5,175,000 | 7,252 |
| Insider loans | $1,635,000 | 2,638 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,170,000 | 2,749 |
| Tier 1 (core) risk-based capital | $9,591,800 | 4,416 |
| Tier 2 risk-based capital | $626,000 | 4,574 |
| Total risk weighted assets | $76,912,300 | 3,751 |
| Total unused commitments | $16,170,000 | 2,755 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $86,829,000 | 4,887 |
| Cash and due from depository institutions | $3,564,000 | 3,196 |
| Interest-bearing balances | $25,000 | 5,927 |
| Securities | $2,472,000 | 9,665 |
| Federal funds sold & reverse repurchase agreements | $16,371,000 | 996 |
| Net loans & leases | $60,583,000 | 4,264 |
| Loan loss allowance | $483,000 | 5,738 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,704,000 | 2,971 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $692,000 | 1,633 |
| All other assets | $443,000 | 8,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,829,000 | 4,887 |
| Total liabilities | $78,292,000 | 4,868 |
| Total deposits | $68,951,000 | 5,114 |
| Interest-bearing deposits | $55,753,000 | 5,318 |
| Deposits held in domestic offices | $68,951,000 | 5,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 1,667 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $341,000 | 7,041 |
| Total equity capital | $8,537,000 | 4,948 |
| Total bank equity capital | $8,537,000 | 4,948 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,550,000 | 2,285 |
| Surplus | $6,308,000 | 2,330 |
| Undivided profits | $679,000 | 8,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 8,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $306,000 | 6,501 |
| Earning assets | $79,451,000 | 4,906 |
| Long-term assets (5+ years) | $22,819,000 | 2,892 |
| Average Assets, year-to-date | $74,619,000 | 5,241 |
| Average Assets, quarterly | $81,117,000 | 5,080 |
| Volatile liabilities | $5,829,000 | 6,579 |
| Insider loans | $1,476,000 | 2,684 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,431,000 | 4,038 |
| Tier 1 (core) risk-based capital | $8,097,000 | 4,970 |
| Tier 2 risk-based capital | $483,000 | 5,336 |
| Total risk weighted assets | $55,734,400 | 4,673 |
| Total unused commitments | $8,431,000 | 4,044 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $66,611,000 | 5,921 |
| Cash and due from depository institutions | $2,529,000 | 3,856 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $2,047,000 | 10,309 |
| Federal funds sold & reverse repurchase agreements | $5,264,000 | 2,579 |
| Net loans & leases | $53,110,000 | 4,740 |
| Loan loss allowance | $403,000 | 6,520 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,646,000 | 2,991 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $532,000 | 1,726 |
| All other assets | $483,000 | 8,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,611,000 | 5,921 |
| Total liabilities | $60,207,000 | 5,869 |
| Total deposits | $52,198,000 | 6,237 |
| Interest-bearing deposits | $43,723,000 | 6,302 |
| Deposits held in domestic offices | $52,198,000 | 6,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,500,000 | 1,618 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $509,000 | 5,844 |
| Total equity capital | $6,404,000 | 6,136 |
| Total bank equity capital | $6,404,000 | 6,136 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,491,000 | 2,480 |
| Surplus | $4,618,000 | 2,995 |
| Undivided profits | $295,000 | 9,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $307,000 | 6,751 |
| Earning assets | $60,428,000 | 5,969 |
| Long-term assets (5+ years) | $19,389,000 | 2,847 |
| Average Assets, year-to-date | $58,739,600 | 6,239 |
| Average Assets, quarterly | $64,866,500 | 5,967 |
| Volatile liabilities | $2,791,000 | 8,659 |
| Insider loans | $348,000 | 6,330 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,383,000 | 3,856 |
| Tier 1 (core) risk-based capital | $5,908,000 | 6,330 |
| Tier 2 risk-based capital | $403,000 | 5,969 |
| Total risk weighted assets | $46,059,300 | 5,383 |
| Total unused commitments | $8,383,000 | 3,858 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $54,038,000 | 6,948 |
| Cash and due from depository institutions | $2,969,000 | 4,562 |
| Interest-bearing balances | $17,000 | 5,995 |
| Securities | $1,542,000 | 11,000 |
| Federal funds sold & reverse repurchase agreements | $7,373,000 | 1,775 |
| Net loans & leases | $38,652,000 | 5,989 |
| Loan loss allowance | $315,000 | 7,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,582,000 | 3,005 |
| Other real estate owned | $0 | 4,562 |
| Goodwill and other intangibles | $579,000 | 1,598 |
| All other assets | $341,000 | 9,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,038,000 | 6,948 |
| Total liabilities | $47,998,000 | 6,976 |
| Total deposits | $42,698,000 | 7,242 |
| Interest-bearing deposits | $35,856,000 | 7,323 |
| Deposits held in domestic offices | $42,698,000 | 7,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $300,000 | 7,869 |
| Total equity capital | $6,040,000 | 6,419 |
| Total bank equity capital | $6,040,000 | 6,419 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,483,000 | 2,632 |
| Surplus | $4,636,000 | 3,055 |
| Undivided profits | $-79,000 | 10,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 8,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $224,000 | 8,060 |
| Earning assets | $47,584,000 | 7,099 |
| Long-term assets (5+ years) | $15,306,000 | 3,217 |
| Average Assets, year-to-date | $44,905,800 | 7,532 |
| Average Assets, quarterly | $49,126,500 | 7,276 |
| Volatile liabilities | $1,632,000 | 9,840 |
| Insider loans | $477,000 | 5,648 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,257,000 | 3,820 |
| Tier 1 (core) risk-based capital | $5,461,000 | 6,755 |
| Tier 2 risk-based capital | $315,000 | 7,040 |
| Total risk weighted assets | $35,437,800 | 6,481 |
| Total unused commitments | $8,257,000 | 3,835 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $40,915,000 | 8,278 |
| Cash and due from depository institutions | $3,079,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $4,305,000 | 10,513 |
| Federal funds sold & reverse repurchase agreements | $4,122,000 | 3,423 |
| Net loans & leases | $26,054,000 | 7,548 |
| Loan loss allowance | $239,000 | 8,910 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,363,000 | 3,185 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $675,000 | 1,398 |
| All other assets | $317,000 | 10,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,915,000 | 8,278 |
| Total liabilities | $36,106,000 | 8,335 |
| Total deposits | $35,833,000 | 8,196 |
| Interest-bearing deposits | $29,301,000 | 8,391 |
| Deposits held in domestic offices | $35,833,000 | 8,192 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $273,000 | 8,657 |
| Total equity capital | $4,809,000 | 7,529 |
| Total bank equity capital | $4,809,000 | 7,529 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,275,000 | 2,956 |
| Surplus | $3,825,000 | 3,579 |
| Undivided profits | $-291,000 | 11,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $170,000 | 9,329 |
| Earning assets | $34,481,000 | 8,643 |
| Long-term assets (5+ years) | $10,876,000 | 3,827 |
| Average Assets, year-to-date | $36,707,000 | 8,572 |
| Average Assets, quarterly | $40,095,000 | 8,302 |
| Volatile liabilities | $1,107,000 | 10,705 |
| Insider loans | $518,000 | 5,562 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,532,000 | 4,277 |
| Tier 1 (core) risk-based capital | $4,134,000 | 8,084 |
| Tier 2 risk-based capital | $239,000 | 8,229 |
| Total risk weighted assets | $24,784,500 | 7,966 |
| Total unused commitments | $6,532,000 | 4,289 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $32,546,000 | 9,451 |
| Cash and due from depository institutions | $2,028,000 | 5,617 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,920,000 | 10,896 |
| Federal funds sold & reverse repurchase agreements | $7,470,000 | 1,248 |
| Net loans & leases | $14,829,000 | 9,851 |
| Loan loss allowance | $187,000 | 10,074 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,174,000 | 3,389 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $782,000 | 1,208 |
| All other assets | $343,000 | 10,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,546,000 | 9,451 |
| Total liabilities | $28,324,000 | 9,593 |
| Total deposits | $27,919,000 | 9,499 |
| Interest-bearing deposits | $22,325,000 | 9,715 |
| Deposits held in domestic offices | $27,919,000 | 9,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $405,000 | 6,030 |
| Total equity capital | $4,222,000 | 7,929 |
| Total bank equity capital | $4,222,000 | 7,929 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,137,000 | 3,398 |
| Surplus | $3,413,000 | 3,805 |
| Undivided profits | $-328,000 | 11,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 11,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $94,000 | 11,037 |
| Earning assets | $27,219,000 | 9,769 |
| Long-term assets (5+ years) | $6,227,000 | 5,427 |
| Average Assets, year-to-date | $23,155,400 | 10,593 |
| Average Assets, quarterly | $29,895,000 | 9,770 |
| Volatile liabilities | $771,000 | 11,464 |
| Insider loans | $340,000 | 6,815 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,585,000 | 8,104 |
| Tier 1 (core) risk-based capital | $3,440,000 | 8,984 |
| Tier 2 risk-based capital | $187,000 | 9,386 |
| Total risk weighted assets | $16,697,900 | 9,711 |
| Total unused commitments | $1,585,000 | 8,116 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $18,837,000 | 11,797 |
| Cash and due from depository institutions | $2,029,000 | 9,438 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,662,000 | 12,688 |
| Federal funds sold & reverse repurchase agreements | $2,314,000 | 5,255 |
| Net loans & leases | $11,941,000 | 10,806 |
| Loan loss allowance | $150,000 | 11,175 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $590,000 | 8,175 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $301,000 | 11,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,837,000 | 11,797 |
| Total liabilities | $17,759,000 | 11,652 |
| Total deposits | $17,560,000 | 11,573 |
| Interest-bearing deposits | $13,916,000 | 11,776 |
| Deposits held in domestic offices | $17,560,000 | 11,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $199,000 | 9,307 |
| Total equity capital | $1,078,000 | 12,685 |
| Total bank equity capital | $1,078,000 | 12,685 |
| Perpetual preferred stock | $400,000 | 237 |
| Common stock | $350,000 | 7,267 |
| Surplus | $262,000 | 11,335 |
| Undivided profits | $66,000 | 12,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 11,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $85,000 | 11,474 |
| Earning assets | $15,917,000 | 11,960 |
| Long-term assets (5+ years) | $5,381,000 | 6,203 |
| Average Assets, year-to-date | $18,439,400 | 11,787 |
| Average Assets, quarterly | $18,446,500 | 11,823 |
| Volatile liabilities | $411,000 | 12,512 |
| Insider loans | $164,000 | 8,779 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $378,000 | 10,919 |
| Tier 1 (core) risk-based capital | $1,078,000 | 12,674 |
| Tier 2 risk-based capital | $150,000 | 10,457 |
| Total risk weighted assets | $12,262,500 | 11,087 |
| Total unused commitments | $378,000 | 10,930 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $18,907,000 | 12,206 |
| Cash and due from depository institutions | $1,526,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,307,000 | 12,906 |
| Federal funds sold & reverse repurchase agreements | $2,280,000 | 6,010 |
| Net loans & leases | $11,827,000 | 11,116 |
| Loan loss allowance | $136,000 | 11,839 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $642,000 | 7,975 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $325,000 | 11,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,907,000 | 12,206 |
| Total liabilities | $17,791,000 | 12,067 |
| Total deposits | $17,657,000 | 11,979 |
| Interest-bearing deposits | $14,338,000 | 12,134 |
| Deposits held in domestic offices | $17,657,000 | 11,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $134,000 | 11,529 |
| Total equity capital | $1,116,000 | 13,025 |
| Total bank equity capital | $1,116,000 | 13,025 |
| Perpetual preferred stock | $400,000 | 234 |
| Common stock | $350,000 | 7,647 |
| Surplus | $260,000 | 11,760 |
| Undivided profits | $106,000 | 12,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 10,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $87,000 | 11,959 |
| Earning assets | $16,414,000 | 12,290 |
| Long-term assets (5+ years) | $3,591,000 | 7,502 |
| Average Assets, year-to-date | $17,885,600 | 12,283 |
| Average Assets, quarterly | $18,676,000 | 12,211 |
| Volatile liabilities | $625,000 | 12,573 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $212,000 | 11,643 |
| Tier 1 (core) risk-based capital | $1,116,000 | 13,007 |
| Tier 2 risk-based capital | $136,000 | 11,018 |
| Total risk weighted assets | $11,761,100 | 11,562 |
| Total unused commitments | $212,000 | 11,661 |
| Derivatives | $0 | 651 |