Home > Great Florida Bank > Performance and Condition Ratios
Great Florida Bank, Performance and Condition Ratios
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4507% | 5,731 |
| Cost of funding earning assets | 1.0847% | 309 |
| Net interest margin | 2.3660% | 6,475 |
| Noninterest income to average assets | 0.6019% | 3,089 |
| Noninterest expense to average assets | 3.2755% | 2,205 |
| Loan and lease loss provision to assets | 0.1951% | 1,900 |
| Net operating income to assets | -0.6882% | 6,540 |
| Return on assets (ROA) | -0.6085% | 6,529 |
| Pretax return on assets | -0.6085% | 6,514 |
| Return on Equity (ROE) | -14.6952% | 6,640 |
| Retained earnings to average equity (ytd only) | -14.6952% | 6,614 |
| Net charge-offs to loans | 1.3961% | 349 |
| Credit loss provision to net charge-offs | 22.2386% | 4,407 |
| Earnings coverage of net charge-offs (x) | -0.5619% | 5,209 |
| Efficiency ratio | 117.7201% | 196 |
| Assets per employee ($millions) | 6.0652% | 1,235 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.2685% | 4,305 |
| Loan loss allowance to noncurrent loans | 13.5397% | 6,253 |
| Noncurrent assets plus other real estate owned to assets | 10.5976% | 116 |
| Noncurrent loans to loans | 9.3691% | 131 |
| Net loans and leases to total assets | 58.8904% | 3,891 |
| Net loans and leases to deposits | 67.0684% | 4,175 |
| Net loans and leases to core deposits | 70.7601% | 4,214 |
| Total domestic deposits to total assets | 87.8064% | 2,301 |
| Equity capital to assets | 3.5504% | 6,752 |
| Core capital (leverage) ratio | 4.2190% | 6,741 |
| Tier 1 risk-based capital ratio | 6.8920% | 6,735 |
| Total risk-based capital ratio | 8.0921% | 6,736 |
| Memoranda: | ||
| Average total assets | $1,085,489,400 | 607 |
| Average earning assets | $1,000,379,400 | 599 |
| Average equity | $44,946,800 | 1,555 |
| Average total loans | $682,194,800 | 614 |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4844% | 5,724 |
| Cost of funding earning assets | 1.0784% | 349 |
| Net interest margin | 2.4060% | 6,509 |
| Noninterest income to average assets | 0.7612% | 2,316 |
| Noninterest expense to average assets | 3.2238% | 2,288 |
| Loan and lease loss provision to assets | 0.2559% | 1,389 |
| Net operating income to assets | -0.4907% | 6,596 |
| Return on assets (ROA) | -0.3862% | 6,573 |
| Pretax return on assets | -0.3862% | 6,556 |
| Return on Equity (ROE) | -9.0321% | 6,676 |
| Retained earnings to average equity (ytd only) | -9.0321% | 6,618 |
| Net charge-offs to loans | 1.4239% | 344 |
| Credit loss provision to net charge-offs | 28.2626% | 3,928 |
| Earnings coverage of net charge-offs (x) | -0.2594% | 4,924 |
| Efficiency ratio | 107.8574% | 295 |
| Assets per employee ($millions) | 5.9915% | 1,247 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.5369% | 3,296 |
| Loan loss allowance to noncurrent loans | 15.5010% | 6,321 |
| Noncurrent assets plus other real estate owned to assets | 10.9467% | 113 |
| Noncurrent loans to loans | 9.9147% | 139 |
| Net loans and leases to total assets | 59.9178% | 3,707 |
| Net loans and leases to deposits | 68.4364% | 4,012 |
| Net loans and leases to core deposits | 71.8702% | 4,112 |
| Total domestic deposits to total assets | 87.5526% | 2,380 |
| Equity capital to assets | 3.9459% | 6,819 |
| Core capital (leverage) ratio | 4.5630% | 6,802 |
| Tier 1 risk-based capital ratio | 7.3360% | 6,788 |
| Total risk-based capital ratio | 8.5888% | 6,788 |
| Memoranda: | ||
| Average total assets | $1,103,640,500 | 598 |
| Average earning assets | $1,021,862,250 | 585 |
| Average equity | $47,193,250 | 1,496 |
| Average total loans | $701,704,500 | 599 |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4566% | 5,779 |
| Cost of funding earning assets | 1.0784% | 367 |
| Net interest margin | 2.3782% | 6,570 |
| Noninterest income to average assets | 0.4488% | 4,168 |
| Noninterest expense to average assets | 3.0566% | 2,810 |
| Loan and lease loss provision to assets | 0.1300% | 2,694 |
| Net operating income to assets | -0.5224% | 6,643 |
| Return on assets (ROA) | -0.3687% | 6,614 |
| Pretax return on assets | -0.3687% | 6,582 |
| Return on Equity (ROE) | -8.4234% | 6,713 |
| Retained earnings to average equity (ytd only) | -8.4234% | 6,624 |
| Net charge-offs to loans | 0.7880% | 796 |
| Credit loss provision to net charge-offs | 25.6123% | 3,654 |
| Earnings coverage of net charge-offs (x) | -0.7729% | 4,691 |
| Efficiency ratio | 114.7267% | 227 |
| Assets per employee ($millions) | 6.3629% | 979 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.8870% | 2,146 |
| Loan loss allowance to noncurrent loans | 15.3771% | 6,375 |
| Noncurrent assets plus other real estate owned to assets | 10.9035% | 126 |
| Noncurrent loans to loans | 12.2714% | 87 |
| Net loans and leases to total assets | 61.8548% | 3,313 |
| Net loans and leases to deposits | 70.4767% | 3,660 |
| Net loans and leases to core deposits | 74.0637% | 3,806 |
| Total domestic deposits to total assets | 87.7663% | 2,406 |
| Equity capital to assets | 4.1492% | 6,863 |
| Core capital (leverage) ratio | 4.4141% | 6,858 |
| Tier 1 risk-based capital ratio | 7.1762% | 6,835 |
| Total risk-based capital ratio | 8.4340% | 6,835 |
| Memoranda: | ||
| Average total assets | $1,126,012,000 | 588 |
| Average earning assets | $1,048,937,000 | 568 |
| Average equity | $49,291,000 | 1,449 |
| Average total loans | $725,353,330 | 576 |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.4268% | 5,882 |
| Cost of funding earning assets | 1.0767% | 418 |
| Net interest margin | 2.3501% | 6,642 |
| Noninterest income to average assets | 0.5174% | 3,656 |
| Noninterest expense to average assets | 3.2123% | 2,316 |
| Loan and lease loss provision to assets | 0.2557% | 1,393 |
| Net operating income to assets | -0.7553% | 6,755 |
| Return on assets (ROA) | -0.7553% | 6,771 |
| Pretax return on assets | -0.7553% | 6,748 |
| Return on Equity (ROE) | -16.8369% | 6,879 |
| Retained earnings to average equity (ytd only) | -16.8369% | 6,785 |
| Net charge-offs to loans | 1.3282% | 422 |
| Credit loss provision to net charge-offs | 29.5877% | 2,896 |
| Earnings coverage of net charge-offs (x) | -0.5780% | 3,933 |
| Efficiency ratio | 118.4160% | 225 |
| Assets per employee ($millions) | 6.8878% | 816 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.8146% | 2,571 |
| Loan loss allowance to noncurrent loans | 13.5913% | 6,459 |
| Noncurrent assets plus other real estate owned to assets | 11.5370% | 139 |
| Noncurrent loans to loans | 13.3515% | 107 |
| Net loans and leases to total assets | 63.0719% | 2,877 |
| Net loans and leases to deposits | 71.7187% | 3,219 |
| Net loans and leases to core deposits | 75.2803% | 3,420 |
| Total domestic deposits to total assets | 87.9435% | 2,354 |
| Equity capital to assets | 4.3738% | 6,925 |
| Core capital (leverage) ratio | 4.3273% | 6,915 |
| Tier 1 risk-based capital ratio | 6.8661% | 6,904 |
| Total risk-based capital ratio | 8.1237% | 6,908 |
| Memoranda: | ||
| Average total assets | $1,144,988,500 | 577 |
| Average earning assets | $1,069,567,500 | 558 |
| Average equity | $51,363,500 | 1,411 |
| Average total loans | $745,049,500 | 564 |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.5767% | 6,256 |
| Cost of funding earning assets | 1.1908% | 609 |
| Net interest margin | 2.3859% | 6,791 |
| Noninterest income to average assets | 0.0863% | 6,561 |
| Noninterest expense to average assets | 2.5714% | 4,850 |
| Loan and lease loss provision to assets | 0.6917% | 752 |
| Net operating income to assets | -0.9459% | 6,727 |
| Return on assets (ROA) | -0.5981% | 6,644 |
| Pretax return on assets | -0.5981% | 6,614 |
| Return on Equity (ROE) | -12.8708% | 6,787 |
| Retained earnings to average equity (ytd only) | -12.8708% | 6,724 |
| Net charge-offs to loans | 1.3005% | 745 |
| Credit loss provision to net charge-offs | 77.9887% | 3,893 |
| Earnings coverage of net charge-offs (x) | -0.2867% | 5,612 |
| Efficiency ratio | 110.9733% | 319 |
| Assets per employee ($millions) | 7.1218% | 735 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.9944% | 2,029 |
| Loan loss allowance to noncurrent loans | 13.8159% | 6,509 |
| Noncurrent assets plus other real estate owned to assets | 12.4411% | 124 |
| Noncurrent loans to loans | 14.4353% | 86 |
| Net loans and leases to total assets | 64.5867% | 2,798 |
| Net loans and leases to deposits | 73.7459% | 3,140 |
| Net loans and leases to core deposits | 78.1996% | 3,230 |
| Total domestic deposits to total assets | 87.5801% | 2,490 |
| Equity capital to assets | 4.5977% | 6,971 |
| Core capital (leverage) ratio | 4.2748% | 6,971 |
| Tier 1 risk-based capital ratio | 7.0812% | 6,952 |
| Total risk-based capital ratio | 8.3416% | 6,953 |
| Memoranda: | ||
| Average total assets | $1,217,641,400 | 539 |
| Average earning assets | $1,138,482,600 | 522 |
| Average equity | $56,585,400 | 1,255 |
| Average total loans | $830,362,000 | 493 |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.6037% | 6,391 |
| Cost of funding earning assets | 1.2008% | 688 |
| Net interest margin | 2.4028% | 6,891 |
| Noninterest income to average assets | 0.1106% | 6,583 |
| Noninterest expense to average assets | 2.5514% | 4,912 |
| Loan and lease loss provision to assets | 0.7705% | 630 |
| Net operating income to assets | -0.9641% | 6,850 |
| Return on assets (ROA) | -0.5070% | 6,734 |
| Pretax return on assets | -0.5070% | 6,707 |
| Return on Equity (ROE) | -10.8837% | 6,875 |
| Retained earnings to average equity (ytd only) | -10.8837% | 6,836 |
| Net charge-offs to loans | 0.7963% | 1,384 |
| Credit loss provision to net charge-offs | 140.7809% | 2,047 |
| Earnings coverage of net charge-offs (x) | -0.3538% | 5,464 |
| Efficiency ratio | 108.2117% | 337 |
| Assets per employee ($millions) | 8.1562% | 450 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.4799% | 1,229 |
| Loan loss allowance to noncurrent loans | 16.0190% | 6,579 |
| Noncurrent assets plus other real estate owned to assets | 12.2828% | 153 |
| Noncurrent loans to loans | 15.4812% | 88 |
| Net loans and leases to total assets | 60.7021% | 3,632 |
| Net loans and leases to deposits | 70.5448% | 3,821 |
| Net loans and leases to core deposits | 74.7923% | 3,879 |
| Total domestic deposits to total assets | 86.0476% | 3,231 |
| Equity capital to assets | 4.5809% | 7,071 |
| Core capital (leverage) ratio | 4.3045% | 7,072 |
| Tier 1 risk-based capital ratio | 7.2366% | 7,034 |
| Total risk-based capital ratio | 8.5037% | 7,035 |
| Memoranda: | ||
| Average total assets | $1,235,399,750 | 534 |
| Average earning assets | $1,155,387,250 | 520 |
| Average equity | $57,552,250 | 1,240 |
| Average total loans | $849,046,000 | 484 |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.7059% | 6,323 |
| Cost of funding earning assets | 1.2281% | 722 |
| Net interest margin | 2.4778% | 6,908 |
| Noninterest income to average assets | 0.1635% | 6,360 |
| Noninterest expense to average assets | 2.4901% | 5,175 |
| Loan and lease loss provision to assets | 0.9245% | 497 |
| Net operating income to assets | -0.9372% | 6,890 |
| Return on assets (ROA) | -0.5758% | 6,796 |
| Pretax return on assets | -0.5758% | 6,763 |
| Return on Equity (ROE) | -12.2892% | 6,946 |
| Retained earnings to average equity (ytd only) | -12.2892% | 6,895 |
| Net charge-offs to loans | 0.7719% | 1,423 |
| Credit loss provision to net charge-offs | 168.7817% | 1,653 |
| Earnings coverage of net charge-offs (x) | -0.0232% | 5,096 |
| Efficiency ratio | 100.5137% | 540 |
| Assets per employee ($millions) | 8.0071% | 469 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.3441% | 1,512 |
| Loan loss allowance to noncurrent loans | 15.7682% | 6,627 |
| Noncurrent assets plus other real estate owned to assets | 12.6388% | 158 |
| Noncurrent loans to loans | 14.8663% | 103 |
| Net loans and leases to total assets | 65.0553% | 2,832 |
| Net loans and leases to deposits | 74.4518% | 3,218 |
| Net loans and leases to core deposits | 78.8490% | 3,386 |
| Total domestic deposits to total assets | 87.3790% | 2,548 |
| Equity capital to assets | 4.4692% | 7,117 |
| Core capital (leverage) ratio | 4.2683% | 7,114 |
| Tier 1 risk-based capital ratio | 6.8743% | 7,100 |
| Total risk-based capital ratio | 8.1396% | 7,098 |
| Memoranda: | ||
| Average total assets | $1,225,797,670 | 542 |
| Average earning assets | $1,144,707,670 | 525 |
| Average equity | $57,432,330 | 1,234 |
| Average total loans | $869,756,330 | 473 |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9121% | 5,992 |
| Cost of funding earning assets | 1.2537% | 766 |
| Net interest margin | 2.6584% | 6,824 |
| Noninterest income to average assets | 0.1797% | 6,302 |
| Noninterest expense to average assets | 2.6863% | 4,473 |
| Loan and lease loss provision to assets | 0.5518% | 1,063 |
| Net operating income to assets | -0.5824% | 6,869 |
| Return on assets (ROA) | -0.5101% | 6,861 |
| Pretax return on assets | -0.5101% | 6,834 |
| Return on Equity (ROE) | -10.6293% | 7,000 |
| Retained earnings to average equity (ytd only) | -10.6293% | 6,859 |
| Net charge-offs to loans | 0.1861% | 2,988 |
| Credit loss provision to net charge-offs | 404.8662% | 778 |
| Earnings coverage of net charge-offs (x) | -0.2238% | 4,445 |
| Efficiency ratio | 101.1489% | 512 |
| Assets per employee ($millions) | 7.9658% | 489 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.1278% | 2,027 |
| Loan loss allowance to noncurrent loans | 13.3087% | 6,714 |
| Noncurrent assets plus other real estate owned to assets | 13.7559% | 140 |
| Noncurrent loans to loans | 15.9878% | 103 |
| Net loans and leases to total assets | 67.9130% | 2,134 |
| Net loans and leases to deposits | 76.9091% | 2,686 |
| Net loans and leases to core deposits | 81.6677% | 2,876 |
| Total domestic deposits to total assets | 88.3029% | 2,131 |
| Equity capital to assets | 4.5098% | 7,161 |
| Core capital (leverage) ratio | 4.5787% | 7,146 |
| Tier 1 risk-based capital ratio | 6.7924% | 7,144 |
| Total risk-based capital ratio | 8.0549% | 7,145 |
| Memoranda: | ||
| Average total assets | $1,206,139,000 | 550 |
| Average earning assets | $1,123,398,000 | 534 |
| Average equity | $57,878,000 | 1,229 |
| Average total loans | $883,244,500 | 464 |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9682% | 6,514 |
| Cost of funding earning assets | 1.6379% | 414 |
| Net interest margin | 2.3303% | 7,133 |
| Noninterest income to average assets | 0.1203% | 6,545 |
| Noninterest expense to average assets | 3.5685% | 1,808 |
| Loan and lease loss provision to assets | 0.6463% | 1,578 |
| Net operating income to assets | -1.9131% | 7,016 |
| Return on assets (ROA) | -0.6909% | 6,636 |
| Pretax return on assets | -0.6909% | 6,597 |
| Return on Equity (ROE) | -14.6396% | 6,882 |
| Retained earnings to average equity (ytd only) | -14.6396% | 6,860 |
| Net charge-offs to loans | 2.1219% | 624 |
| Credit loss provision to net charge-offs | 43.8867% | 5,558 |
| Earnings coverage of net charge-offs (x) | -0.8602% | 6,164 |
| Efficiency ratio | 155.0358% | 128 |
| Assets per employee ($millions) | 7.1162% | 688 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 1.9656% | 2,386 |
| Loan loss allowance to noncurrent loans | 16.1927% | 6,718 |
| Noncurrent assets plus other real estate owned to assets | 12.2844% | 192 |
| Noncurrent loans to loans | 12.1386% | 215 |
| Net loans and leases to total assets | 75.9509% | 959 |
| Net loans and leases to deposits | 87.4645% | 1,456 |
| Net loans and leases to core deposits | 91.8261% | 1,903 |
| Total domestic deposits to total assets | 86.8363% | 2,855 |
| Equity capital to assets | 5.1179% | 7,161 |
| Core capital (leverage) ratio | 4.9617% | 7,150 |
| Tier 1 risk-based capital ratio | 6.8935% | 7,163 |
| Total risk-based capital ratio | 8.1538% | 7,163 |
| Memoranda: | ||
| Average total assets | $1,371,743,800 | 483 |
| Average earning assets | $1,284,114,800 | 465 |
| Average equity | $64,742,200 | 1,044 |
| Average total loans | $952,088,600 | 440 |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0309% | 6,540 |
| Cost of funding earning assets | 1.7517% | 316 |
| Net interest margin | 2.2792% | 7,225 |
| Noninterest income to average assets | 0.2498% | 5,829 |
| Noninterest expense to average assets | 3.8123% | 1,289 |
| Loan and lease loss provision to assets | 0.7928% | 1,178 |
| Net operating income to assets | -2.2179% | 7,180 |
| Return on assets (ROA) | -0.6998% | 6,788 |
| Pretax return on assets | -0.6998% | 6,735 |
| Return on Equity (ROE) | -15.0817% | 7,017 |
| Retained earnings to average equity (ytd only) | -15.0817% | 6,992 |
| Net charge-offs to loans | 2.2847% | 522 |
| Credit loss provision to net charge-offs | 51.1904% | 5,012 |
| Earnings coverage of net charge-offs (x) | -0.9201% | 5,922 |
| Efficiency ratio | 159.6919% | 109 |
| Assets per employee ($millions) | 6.9732% | 745 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.3576% | 1,608 |
| Loan loss allowance to noncurrent loans | 17.7391% | 6,752 |
| Noncurrent assets plus other real estate owned to assets | 12.6313% | 203 |
| Noncurrent loans to loans | 13.2902% | 190 |
| Net loans and leases to total assets | 71.8458% | 1,742 |
| Net loans and leases to deposits | 82.5436% | 2,251 |
| Net loans and leases to core deposits | 86.4100% | 2,718 |
| Total domestic deposits to total assets | 87.0398% | 2,630 |
| Equity capital to assets | 5.0050% | 7,265 |
| Core capital (leverage) ratio | 4.6737% | 7,264 |
| Tier 1 risk-based capital ratio | 7.1046% | 7,238 |
| Total risk-based capital ratio | 8.3968% | 7,234 |
| Memoranda: | ||
| Average total assets | $1,428,250,750 | 470 |
| Average earning assets | $1,339,446,000 | 448 |
| Average equity | $66,268,500 | 1,021 |
| Average total loans | $968,203,500 | 436 |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9804% | 6,694 |
| Cost of funding earning assets | 1.8459% | 262 |
| Net interest margin | 2.1345% | 7,334 |
| Noninterest income to average assets | 0.1031% | 6,809 |
| Noninterest expense to average assets | 2.5144% | 5,473 |
| Loan and lease loss provision to assets | 0.8522% | 1,058 |
| Net operating income to assets | -1.2540% | 7,018 |
| Return on assets (ROA) | -0.2960% | 6,581 |
| Pretax return on assets | -0.2960% | 6,529 |
| Return on Equity (ROE) | -6.5143% | 6,807 |
| Retained earnings to average equity (ytd only) | -6.5143% | 6,689 |
| Net charge-offs to loans | 2.3546% | 534 |
| Credit loss provision to net charge-offs | 54.6236% | 4,470 |
| Earnings coverage of net charge-offs (x) | -0.2575% | 5,430 |
| Efficiency ratio | 119.0174% | 353 |
| Assets per employee ($millions) | 8.4212% | 398 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.4532% | 1,519 |
| Loan loss allowance to noncurrent loans | 17.8256% | 6,780 |
| Noncurrent assets plus other real estate owned to assets | 11.4982% | 285 |
| Noncurrent loans to loans | 13.7623% | 171 |
| Net loans and leases to total assets | 64.3724% | 3,384 |
| Net loans and leases to deposits | 87.1931% | 1,626 |
| Net loans and leases to core deposits | 91.9795% | 2,133 |
| Total domestic deposits to total assets | 73.8274% | 6,861 |
| Equity capital to assets | 4.6852% | 7,340 |
| Core capital (leverage) ratio | 4.3881% | 7,349 |
| Tier 1 risk-based capital ratio | 7.2536% | 7,297 |
| Total risk-based capital ratio | 8.5354% | 7,297 |
| Memoranda: | ||
| Average total assets | $1,506,861,330 | 450 |
| Average earning assets | $1,418,610,670 | 427 |
| Average equity | $68,464,330 | 988 |
| Average total loans | $998,475,330 | 435 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0882% | 6,520 |
| Cost of funding earning assets | 1.9554% | 196 |
| Net interest margin | 2.1328% | 7,379 |
| Noninterest income to average assets | 0.0682% | 7,048 |
| Noninterest expense to average assets | 2.4822% | 5,614 |
| Loan and lease loss provision to assets | 1.0013% | 767 |
| Net operating income to assets | -1.4015% | 7,165 |
| Return on assets (ROA) | -0.4263% | 6,769 |
| Pretax return on assets | -0.4263% | 6,709 |
| Return on Equity (ROE) | -9.5222% | 7,014 |
| Retained earnings to average equity (ytd only) | -9.5222% | 6,843 |
| Net charge-offs to loans | 1.2277% | 1,133 |
| Credit loss provision to net charge-offs | 122.8435% | 2,234 |
| Earnings coverage of net charge-offs (x) | -0.4911% | 4,788 |
| Efficiency ratio | 119.2245% | 352 |
| Assets per employee ($millions) | 8.5172% | 394 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.9453% | 961 |
| Loan loss allowance to noncurrent loans | 21.3452% | 6,719 |
| Noncurrent assets plus other real estate owned to assets | 10.7008% | 354 |
| Noncurrent loans to loans | 13.7983% | 190 |
| Net loans and leases to total assets | 64.1164% | 3,421 |
| Net loans and leases to deposits | 85.3299% | 1,831 |
| Net loans and leases to core deposits | 92.7837% | 2,034 |
| Total domestic deposits to total assets | 75.1394% | 6,770 |
| Equity capital to assets | 4.4276% | 7,415 |
| Core capital (leverage) ratio | 4.2012% | 7,420 |
| Tier 1 risk-based capital ratio | 7.1783% | 7,350 |
| Total risk-based capital ratio | 8.4620% | 7,353 |
| Memoranda: | ||
| Average total assets | $1,536,069,500 | 443 |
| Average earning assets | $1,450,329,000 | 420 |
| Average equity | $68,765,500 | 976 |
| Average total loans | $1,019,789,000 | 428 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0566% | 7,087 |
| Cost of funding earning assets | 2.2227% | 285 |
| Net interest margin | 1.8339% | 7,497 |
| Noninterest income to average assets | -0.2637% | 7,497 |
| Noninterest expense to average assets | 2.4363% | 5,990 |
| Loan and lease loss provision to assets | 1.6176% | 893 |
| Net operating income to assets | -2.5741% | 7,197 |
| Return on assets (ROA) | -2.4099% | 7,173 |
| Pretax return on assets | -2.4168% | 7,138 |
| Return on Equity (ROE) | -43.5372% | 7,380 |
| Retained earnings to average equity (ytd only) | -43.5372% | 7,374 |
| Net charge-offs to loans | 3.0266% | 542 |
| Credit loss provision to net charge-offs | 80.0511% | 5,561 |
| Earnings coverage of net charge-offs (x) | -0.4768% | 6,443 |
| Efficiency ratio | 165.4143% | 146 |
| Assets per employee ($millions) | 8.5971% | 387 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.7728% | 1,091 |
| Loan loss allowance to noncurrent loans | 18.9758% | 6,849 |
| Noncurrent assets plus other real estate owned to assets | 11.1763% | 335 |
| Noncurrent loans to loans | 14.6125% | 177 |
| Net loans and leases to total assets | 64.8588% | 3,696 |
| Net loans and leases to deposits | 85.9681% | 2,106 |
| Net loans and leases to core deposits | 95.6896% | 2,047 |
| Total domestic deposits to total assets | 75.4452% | 6,702 |
| Equity capital to assets | 4.5246% | 7,477 |
| Core capital (leverage) ratio | 4.0922% | 7,491 |
| Tier 1 risk-based capital ratio | 7.0949% | 7,411 |
| Total risk-based capital ratio | 8.3775% | 7,413 |
| Memoranda: | ||
| Average total assets | $1,705,973,800 | 398 |
| Average earning assets | $1,615,368,800 | 376 |
| Average equity | $94,429,600 | 711 |
| Average total loans | $1,139,009,600 | 394 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.0906% | 7,209 |
| Cost of funding earning assets | 2.2396% | 336 |
| Net interest margin | 1.8510% | 7,619 |
| Noninterest income to average assets | -0.2227% | 7,604 |
| Noninterest expense to average assets | 2.2621% | 6,432 |
| Loan and lease loss provision to assets | 1.3846% | 978 |
| Net operating income to assets | -2.1069% | 7,262 |
| Return on assets (ROA) | -1.8926% | 7,223 |
| Pretax return on assets | -1.9017% | 7,172 |
| Return on Equity (ROE) | -32.8534% | 7,427 |
| Retained earnings to average equity (ytd only) | -32.8534% | 7,421 |
| Net charge-offs to loans | 2.3213% | 760 |
| Credit loss provision to net charge-offs | 89.3192% | 4,797 |
| Earnings coverage of net charge-offs (x) | -0.4718% | 6,311 |
| Efficiency ratio | 147.7818% | 212 |
| Assets per employee ($millions) | 8.9123% | 358 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 3.0267% | 805 |
| Loan loss allowance to noncurrent loans | 26.7250% | 6,535 |
| Noncurrent assets plus other real estate owned to assets | 9.7233% | 429 |
| Noncurrent loans to loans | 11.3254% | 328 |
| Net loans and leases to total assets | 65.0877% | 3,892 |
| Net loans and leases to deposits | 86.2035% | 2,291 |
| Net loans and leases to core deposits | 97.2768% | 2,121 |
| Total domestic deposits to total assets | 75.5047% | 6,744 |
| Equity capital to assets | 5.5382% | 7,530 |
| Core capital (leverage) ratio | 4.8262% | 7,565 |
| Tier 1 risk-based capital ratio | 8.2223% | 7,457 |
| Total risk-based capital ratio | 9.5161% | 7,459 |
| Memoranda: | ||
| Average total assets | $1,743,446,750 | 391 |
| Average earning assets | $1,651,542,000 | 371 |
| Average equity | $100,435,500 | 662 |
| Average total loans | $1,164,252,250 | 387 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1333% | 7,249 |
| Cost of funding earning assets | 2.2590% | 392 |
| Net interest margin | 1.8742% | 7,681 |
| Noninterest income to average assets | -0.2677% | 7,702 |
| Noninterest expense to average assets | 2.1957% | 6,658 |
| Loan and lease loss provision to assets | 1.4093% | 950 |
| Net operating income to assets | -2.0753% | 7,327 |
| Return on assets (ROA) | -1.7627% | 7,253 |
| Pretax return on assets | -1.7761% | 7,168 |
| Return on Equity (ROE) | -30.2369% | 7,438 |
| Retained earnings to average equity (ytd only) | -30.2369% | 7,422 |
| Net charge-offs to loans | 2.6206% | 635 |
| Credit loss provision to net charge-offs | 80.6603% | 4,693 |
| Earnings coverage of net charge-offs (x) | -0.3906% | 5,978 |
| Efficiency ratio | 145.1005% | 227 |
| Assets per employee ($millions) | 8.8114% | 362 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.8995% | 917 |
| Loan loss allowance to noncurrent loans | 30.0342% | 6,360 |
| Noncurrent assets plus other real estate owned to assets | 8.1628% | 597 |
| Noncurrent loans to loans | 9.6540% | 471 |
| Net loans and leases to total assets | 61.4512% | 4,793 |
| Net loans and leases to deposits | 79.8428% | 3,621 |
| Net loans and leases to core deposits | 89.6735% | 3,320 |
| Total domestic deposits to total assets | 76.9652% | 6,513 |
| Equity capital to assets | 5.4971% | 7,596 |
| Core capital (leverage) ratio | 5.1119% | 7,595 |
| Tier 1 risk-based capital ratio | 8.9350% | 7,425 |
| Total risk-based capital ratio | 10.2239% | 7,432 |
| Memoranda: | ||
| Average total assets | $1,775,003,330 | 385 |
| Average earning assets | $1,686,651,000 | 370 |
| Average equity | $103,476,330 | 637 |
| Average total loans | $1,183,454,330 | 385 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.2149% | 7,241 |
| Cost of funding earning assets | 2.3023% | 432 |
| Net interest margin | 1.9127% | 7,748 |
| Noninterest income to average assets | -0.0819% | 7,741 |
| Noninterest expense to average assets | 2.2636% | 6,504 |
| Loan and lease loss provision to assets | 1.1793% | 1,036 |
| Net operating income to assets | -1.6724% | 7,379 |
| Return on assets (ROA) | -1.6724% | 7,382 |
| Pretax return on assets | -1.6992% | 7,317 |
| Return on Equity (ROE) | -27.8891% | 7,542 |
| Retained earnings to average equity (ytd only) | -27.8891% | 7,508 |
| Net charge-offs to loans | 2.3654% | 712 |
| Credit loss provision to net charge-offs | 72.9175% | 4,036 |
| Earnings coverage of net charge-offs (x) | -0.3215% | 5,215 |
| Efficiency ratio | 129.8175% | 339 |
| Assets per employee ($millions) | 8.4829% | 425 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.8205% | 963 |
| Loan loss allowance to noncurrent loans | 24.3945% | 6,780 |
| Noncurrent assets plus other real estate owned to assets | 8.4755% | 562 |
| Noncurrent loans to loans | 11.5622% | 319 |
| Net loans and leases to total assets | 65.5285% | 3,978 |
| Net loans and leases to deposits | 85.6124% | 2,668 |
| Net loans and leases to core deposits | 100.1028% | 2,117 |
| Total domestic deposits to total assets | 76.5409% | 6,651 |
| Equity capital to assets | 5.8616% | 7,637 |
| Core capital (leverage) ratio | 5.5459% | 7,645 |
| Tier 1 risk-based capital ratio | 9.3217% | 7,384 |
| Total risk-based capital ratio | 10.6037% | 7,371 |
| Memoranda: | ||
| Average total assets | $1,772,549,500 | 402 |
| Average earning assets | $1,691,891,000 | 383 |
| Average equity | $106,292,500 | 619 |
| Average total loans | $1,211,963,000 | 391 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.6870% | 7,155 |
| Cost of funding earning assets | 2.7582% | 501 |
| Net interest margin | 1.9288% | 7,771 |
| Noninterest income to average assets | 0.0867% | 7,325 |
| Noninterest expense to average assets | 2.3564% | 6,585 |
| Loan and lease loss provision to assets | 2.6727% | 712 |
| Net operating income to assets | -3.6524% | 7,545 |
| Return on assets (ROA) | -2.6536% | 7,317 |
| Pretax return on assets | -2.1234% | 6,987 |
| Return on Equity (ROE) | -34.7780% | 7,486 |
| Retained earnings to average equity (ytd only) | -34.7780% | 7,474 |
| Net charge-offs to loans | 3.6951% | 503 |
| Credit loss provision to net charge-offs | 98.5196% | 5,656 |
| Earnings coverage of net charge-offs (x) | -0.1656% | 6,404 |
| Efficiency ratio | 123.5655% | 551 |
| Assets per employee ($millions) | 7.3231% | 698 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.9029% | 841 |
| Loan loss allowance to noncurrent loans | 23.9178% | 6,861 |
| Noncurrent assets plus other real estate owned to assets | 8.9622% | 446 |
| Noncurrent loans to loans | 12.1368% | 274 |
| Net loans and leases to total assets | 67.3058% | 3,858 |
| Net loans and leases to deposits | 88.3316% | 2,503 |
| Net loans and leases to core deposits | 136.5344% | 934 |
| Total domestic deposits to total assets | 76.1968% | 6,637 |
| Equity capital to assets | 6.1316% | 7,649 |
| Core capital (leverage) ratio | 6.0779% | 7,619 |
| Tier 1 risk-based capital ratio | 9.7540% | 7,059 |
| Total risk-based capital ratio | 11.0343% | 7,020 |
| Memoranda: | ||
| Average total assets | $1,762,834,800 | 402 |
| Average earning assets | $1,663,628,800 | 388 |
| Average equity | $134,507,600 | 501 |
| Average total loans | $1,294,262,800 | 377 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.8239% | 7,065 |
| Cost of funding earning assets | 2.8657% | 509 |
| Net interest margin | 1.9583% | 7,831 |
| Noninterest income to average assets | 0.1254% | 7,260 |
| Noninterest expense to average assets | 2.4152% | 6,366 |
| Loan and lease loss provision to assets | 3.0364% | 478 |
| Net operating income to assets | -3.6707% | 7,708 |
| Return on assets (ROA) | -2.3364% | 7,414 |
| Pretax return on assets | -2.1495% | 7,231 |
| Return on Equity (ROE) | -29.1783% | 7,590 |
| Retained earnings to average equity (ytd only) | -29.1783% | 7,580 |
| Net charge-offs to loans | 3.9752% | 356 |
| Credit loss provision to net charge-offs | 102.5947% | 4,957 |
| Earnings coverage of net charge-offs (x) | -0.1512% | 6,237 |
| Efficiency ratio | 122.7332% | 552 |
| Assets per employee ($millions) | 6.8389% | 845 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.9766% | 676 |
| Loan loss allowance to noncurrent loans | 23.1852% | 6,899 |
| Noncurrent assets plus other real estate owned to assets | 9.8272% | 355 |
| Noncurrent loans to loans | 12.8385% | 232 |
| Net loans and leases to total assets | 70.9830% | 3,274 |
| Net loans and leases to deposits | 96.8179% | 1,472 |
| Net loans and leases to core deposits | 143.7797% | 770 |
| Total domestic deposits to total assets | 73.3160% | 7,045 |
| Equity capital to assets | 7.1262% | 7,537 |
| Core capital (leverage) ratio | 6.5216% | 7,665 |
| Tier 1 risk-based capital ratio | 9.8524% | 7,096 |
| Total risk-based capital ratio | 11.1359% | 7,033 |
| Memoranda: | ||
| Average total assets | $1,760,498,250 | 415 |
| Average earning assets | $1,656,394,250 | 400 |
| Average equity | $140,968,750 | 491 |
| Average total loans | $1,310,718,250 | 391 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7579% | 7,296 |
| Cost of funding earning assets | 2.9430% | 554 |
| Net interest margin | 1.8150% | 7,933 |
| Noninterest income to average assets | 0.1663% | 7,088 |
| Noninterest expense to average assets | 2.3197% | 6,710 |
| Loan and lease loss provision to assets | 2.7530% | 555 |
| Net operating income to assets | -3.3088% | 7,729 |
| Return on assets (ROA) | -1.9740% | 7,418 |
| Pretax return on assets | -1.8334% | 7,228 |
| Return on Equity (ROE) | -23.8084% | 7,604 |
| Retained earnings to average equity (ytd only) | -23.8084% | 7,568 |
| Net charge-offs to loans | 3.4761% | 452 |
| Credit loss provision to net charge-offs | 105.7838% | 4,348 |
| Earnings coverage of net charge-offs (x) | -0.1595% | 5,851 |
| Efficiency ratio | 121.7996% | 634 |
| Assets per employee ($millions) | 6.8257% | 838 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.8186% | 663 |
| Loan loss allowance to noncurrent loans | 23.7022% | 6,925 |
| Noncurrent assets plus other real estate owned to assets | 9.2959% | 351 |
| Noncurrent loans to loans | 11.8916% | 234 |
| Net loans and leases to total assets | 74.6888% | 2,521 |
| Net loans and leases to deposits | 102.7822% | 1,015 |
| Net loans and leases to core deposits | 154.6441% | 552 |
| Total domestic deposits to total assets | 72.6670% | 7,159 |
| Equity capital to assets | 7.9218% | 6,843 |
| Core capital (leverage) ratio | 7.2565% | 7,297 |
| Tier 1 risk-based capital ratio | 10.4698% | 6,404 |
| Total risk-based capital ratio | 11.7471% | 6,328 |
| Memoranda: | ||
| Average total assets | $1,775,145,330 | 419 |
| Average earning assets | $1,700,062,670 | 397 |
| Average equity | $147,183,330 | 474 |
| Average total loans | $1,329,009,000 | 400 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7237% | 7,472 |
| Cost of funding earning assets | 3.1473% | 399 |
| Net interest margin | 1.5764% | 8,041 |
| Noninterest income to average assets | 0.1448% | 7,254 |
| Noninterest expense to average assets | 2.2320% | 6,749 |
| Loan and lease loss provision to assets | 4.2494% | 213 |
| Net operating income to assets | -4.1458% | 7,992 |
| Return on assets (ROA) | -2.5378% | 7,773 |
| Pretax return on assets | -2.9633% | 7,745 |
| Return on Equity (ROE) | -29.9591% | 7,904 |
| Retained earnings to average equity (ytd only) | -29.9591% | 7,855 |
| Net charge-offs to loans | 5.4375% | 184 |
| Credit loss provision to net charge-offs | 105.7478% | 3,598 |
| Earnings coverage of net charge-offs (x) | -0.1453% | 5,108 |
| Efficiency ratio | 135.4184% | 454 |
| Assets per employee ($millions) | 6.8288% | 839 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.8168% | 571 |
| Loan loss allowance to noncurrent loans | 24.5862% | 6,934 |
| Noncurrent assets plus other real estate owned to assets | 8.7723% | 297 |
| Noncurrent loans to loans | 11.4568% | 197 |
| Net loans and leases to total assets | 74.1066% | 2,724 |
| Net loans and leases to deposits | 104.6250% | 969 |
| Net loans and leases to core deposits | 158.1515% | 522 |
| Total domestic deposits to total assets | 70.8307% | 7,345 |
| Equity capital to assets | 8.3495% | 6,313 |
| Core capital (leverage) ratio | 7.4055% | 7,272 |
| Tier 1 risk-based capital ratio | 10.5109% | 6,387 |
| Total risk-based capital ratio | 11.7876% | 6,269 |
| Memoranda: | ||
| Average total assets | $1,792,438,500 | 413 |
| Average earning assets | $1,709,514,500 | 398 |
| Average equity | $151,833,500 | 461 |
| Average total loans | $1,324,660,500 | 404 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.6669% | 6,879 |
| Cost of funding earning assets | 3.1879% | 1,232 |
| Net interest margin | 2.4790% | 7,776 |
| Noninterest income to average assets | 0.1118% | 7,569 |
| Noninterest expense to average assets | 2.0259% | 7,395 |
| Loan and lease loss provision to assets | 1.8693% | 668 |
| Net operating income to assets | -1.0646% | 7,276 |
| Return on assets (ROA) | -1.0646% | 7,211 |
| Pretax return on assets | -1.4070% | 7,216 |
| Return on Equity (ROE) | -11.4947% | 7,390 |
| Retained earnings to average equity (ytd only) | -11.4947% | 7,208 |
| Net charge-offs to loans | 1.4732% | 786 |
| Credit loss provision to net charge-offs | 176.0100% | 2,883 |
| Earnings coverage of net charge-offs (x) | 0.4353% | 5,968 |
| Efficiency ratio | 81.4209% | 2,388 |
| Assets per employee ($millions) | 6.8789% | 747 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 2.7521% | 540 |
| Loan loss allowance to noncurrent loans | 33.8953% | 6,468 |
| Noncurrent assets plus other real estate owned to assets | 5.8593% | 523 |
| Noncurrent loans to loans | 8.1194% | 326 |
| Net loans and leases to total assets | 69.7085% | 4,086 |
| Net loans and leases to deposits | 94.9684% | 2,620 |
| Net loans and leases to core deposits | 135.9451% | 1,490 |
| Total domestic deposits to total assets | 73.4018% | 6,751 |
| Equity capital to assets | 8.5854% | 5,958 |
| Core capital (leverage) ratio | 8.2476% | 6,060 |
| Tier 1 risk-based capital ratio | 11.0370% | 5,690 |
| Total risk-based capital ratio | 12.3069% | 5,564 |
| Memoranda: | ||
| Average total assets | $1,806,277,200 | 396 |
| Average earning assets | $1,731,498,000 | 377 |
| Average equity | $167,286,200 | 426 |
| Average total loans | $1,302,096,400 | 402 |